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All Journal IQTISHODUNA Ziswaf : Jurnal Zakat dan Wakaf Jurnal Ilmiah Ekonomi Islam JPM (Jurnal Pemberdayaan Masyarakat) SYIRKAH Tazkiya: Jurnal Pendidikan Islam Martabe : Jurnal Pengabdian Kepada Masyarakat Tribakti: jurnal pemikiran keIslaman MALIA Journal of Institution And Sharia Finance JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) BISEI: Jurnal Bisnis dan Ekonomi Islam Jurnal Ilmiah Edunomika (JIE) Reswara: Jurnal Pengabdian Kepada Masyarakat MALIA: Journal of Islamic Banking and Finance ABIDUMASY : Jurnal Pengabdian kepada Masyarakat Airlangga International Journal of Islamic Economics and Finance Jurnal Ekonomi, Manajemen dan Perbankan (Journal of Economics, Management and Banking) Jurnal Ekonomi dan Bisnis Istismar : Jurnal Kajian dan Penelitian Ekonomi dan Bisnis Islam Jurnal Akuntansi dan Ekonomi Bisnis Iqtisadie: Journal of Islamic Banking and Shariah Economy Diponegoro Journal of Islamic Economics and Business Jurnal Ekonomi dan Binsis LECTURES: Journal of Islamic and Education Studies Jurnal Al-Wasith : Jurnal Studi Hukum Islam Amal: Jurnal Ekonomi Syariah Jurnal RAK (Riset Akuntansi Keuangan) ARKANA: Jurnal Komunikasi dan Media Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah At Tahfidz Jurnal Ilmu Al-Qur'an dan Tafsir Al Fikrah: Jurnal Pemikiran dan Pendidikan Islam Jurnal Al Maesarah : Jurnal Pengabdian Kepada Masyarakat Bidang Pendidikan, Sosial, dan Kemasyarakatan Afkaruna: International Journal of Islamic Studies (AIJIS) AHDÃF: Jurnal Pendidikan Agama Islam Pelita: Jurnal Studi Islam Mahasiswa UII Dalwa BIMA : Journal of Business and Innovation Management Revorma: Jurnal Pendidikan dan Pemikiran JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Abdurrauf Journal of Islamic Studies Jurnal Ilmiah Nusantara Journal of Economic and Islamic Research LA RIBA: Jurnal Perbankan Syariah Jurnal Pengabdian Masyarakat Darul Ulum TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah Ekonomipedia: Jurnal Ekonomi Manajemen dan Bisnis JIES : Journal of Islamic Economics Studies Dinamis: Jurnal Pengabdian Kepada Masyarakat Living Sufism: Journal of Sufism and Psychotherapy Journal of Islamic Economics Studies and Practices (JIESP). AL TADIB : Jurnal Ilmu Pendidikan THORIQOTUNA: Jurnal Pendidikan Islam Al-Munawwarah: Journal of Islamic Education
Imam Sopingi
Universitas Hasyim Asy'ari Tebuireng Jombang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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STRATEGI PEMASARAN BERBASIS DIGITAL SYARIAH DALAM PROMOSI PRODUK DI BANK SYARIAH INDONESIA Ramadlan, Syahru; Sopingi, Imam; Nur Hanifah, Erma
ISTISMAR Vol. 7 No. 2 (2024): Desember
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/istismar.v7i2.5400

Abstract

The purpose of this study is to determine and explain the sharia-based digital marketing strategy used to promote products at Bank Syariah Indonesia (BSI) KCP Pasuruan Balaikota. In today's digital era, BSI must utilize technology to promote its sharia-compliant products to a wider audience, while adhering to sharia principles. This research uses a case study method with a qualitative approach. Data were collected through observation, in-depth interviews, and documentation. This study found that BSI KCP Pasuruan Balaikota uses different digital strategies such as social media, mobile banking application, and official website to promote and educate customers. BSI also considers sharia compliance in marketing materials and works with sharia influencers to build public trust. This method has been successful in increasing customer knowledge and interest in shariah-compliant products. According to this study, using organized and shariah-compliant digital marketing can be a better option to advertise Islamic banking products in Indonesia.
Pengaruh BOPO, BI Rate, NPF dan DPK Terhadap ROA Pada Perbankan Syariah Di Indonesia Wahyunitasari, Eka Dita; Sopingi, Imam; Musfiroh, Anita
Afkaruna: International Journal of Islamic Studies (AIJIS) Vol. 2 No. 1 (2024): September
Publisher : Universitas Islam Internasional Darullughah Wadda'wah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38073/aijis.v2i1.1981

Abstract

Islamic banking in Indonesia has shown rapid development in the last two decades. However, there are major challenges related to profitability as measured by Return on Assets (ROA). This study aims to analyze the effect of BOPO (Operational Costs to Operating Income), BI Rate, Non-Performing Financing (NPF), and Third Party Funds (DPK) variables on Return on Assets (ROA) in Islamic banking in Indonesia during the period 2019-2024. Quantitative methods with multiple linear regression are used to test the relationship between variables using financial report data published by the Financial Services Authority (OJK). The results of the study indicate that the BOPO and NPF variables have a negative effect on Return on Assets (ROA), while the BI Rate and DPK show no effect on ROA. The simultaneous test also proves that the independent variables affect Return on Assets ROA. These findings emphasize the importance of controlling operational costs and managing financing risks to increase the profitability of Islamic banks. The implications of the study indicate that optimizing operational efficiency and risk management can be key strategies in improving the financial performance of Islamic banking in Indonesia. This study contributes by showing that operational efficiency and financing risk management are essential to improving profitability in Islamic banking in Indonesia. In addition, this study also provides strategic insights for banks in improving their financial performance.
EDUKASI LITERASI HALAL PADA WIRAUSAHA GEN Z Haryanti, Peni; Sopingi, Imam; Hidayati, Athi'; Yuni K, Kusnul Cipta Nila; Musfiroh, Anita; Santoso, Rohmad Prio; Ali, Muhammad Haidar
ABIDUMASY 2024: ABIDUMASY : JURNAL PENGABDIAN KEPADA MASYARAKAT
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The number of Gen Z entrepreneurs in the 2024 KDLK Entrepreneurship Program at Unhasy who hold halal certification is less than half of the total participants. Additionally, their knowledge and understanding of halal assurance are limited. To address this issue, the Community Service Team from the Islamic Economics Study Program, Faculty of Economics at Unhasy, conducted a halal literacy education program for Gen Z entrepreneurs participating in the KDLK Entrepreneurship Program. Prior to this, the participants had never received similar halal literacy training. The program aims to enhance the quality of Gen Z entrepreneurs' products in the future through halal certification, enabling them to sustain and compete in the modern world. The activity also supports students without halal certification to independently register their businesses using the self-declare halal certification mechanism, facilitated by the community service team. The results show that all students in the KDLK Entrepreneurship Program successfully registered halal certification for their businesses.
Green Product: Snack Food Non-Plastic Sebagai Mediasi Minat Beli Gen Z Sopingi, Imam; Haryanti, Peni; Santoso, Rohmad Prio
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 3 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i3.27619

Abstract

The purpose of this study was to survey the influence of environmental awareness, quality, price, and product brand image on Generation Z's purchase intention, with non-plastic snack food as the mediation. The method used is a survey of SMA/SMK/MA students in five districts: Jombang, Kediri City, Kediri Regency, Tulungagung, and Trenggalek, using purposive sampling technique for respondents who have or will buy snacks without plastic packaging, a total of 352 have filled it out. The results state that environmental awareness, product quality and brand image have no direct effect on purchase intention, while price does. Indirectly, all variables affect purchase intention intervened by non-plastic snack food, except product quality. This shows that respondents pay more attention to price, brand image and environmental awareness regarding non-plastic goods. The implication of this research is important for producers in designing marketing strategies that consider these factors to attract Generation Z buying interest.
Pengaruh Non-Performing Financing (NPF) dan Inflasi terhadap Return on Assets (ROA) Perbankan Syariah di Indonesia Cholilah, Aprilinda Ummi; Sopingi, Imam; Musfiroh, Anita
Pelita: Jurnal Studi Islam Mahasiswa UII Dalwa Vol. 2 No. 1 (2024): November
Publisher : Lembaga Peneltian Universitas Islam Internasional Darullughah Wadda'wah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38073/pelita.v2i1.2047

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh dari variabel NPF dan variabel Inflasi terhadap ROA perbankan syariah di indonesia. Merupakan penelitian kuantitatif dengan data yang digunakan merupakan data sekunder yang bersumber dari lembaga terkait yang menyediakan data. Untuk data NPF dan ROA diambil dari laporan bulanan statistik perbankan syariah yang dipublikasikan di laman resmi (website) Otoritas Jasa Keuangan (OJK). Sedangkan untuk data Inflasi diambil dari laman resmi (website) Bank Indonesia (BI). Periode data yang digunakan dalam penelitian ini adalah mulai pada periode Juli 2019 sampai Juni 2024 (60 bulan). Teknik analisis dalam penelitian ini menggunakan teknik analisis regresi linier berganda dan diolah dengan menggunakan bantuan perangkat lunak (software) SPSS versi 22. Hasil penelitian ini menunjukkan variabel NPF berpengaruh negatif secara parsial terhadap ROA. Sedangkan variabel Inflasi tidak berpengaruh secara parsial terhadap ROA. Selanjutnya pada uji F dapat diketahui bahwa variabel NPF dan variabel Inflasi tidak berpengaruh signifikan secara simultan terhadap ROA.
PENGARUH NON PERFORMING FINANCING DAN RATE TERHADAP RETURN ON ASSET PADA PERBANKAN SYARIAH INDONESIA Wakhidah, Alfina Rahmaniyah; Sopingi , Imam; Musfiroh , Anita
LA RIBA: Jurnal Perbankan Syariah Vol. 6 No. 1 (2024): Desember 2024
Publisher : Program Studi Perbankan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53649/la riba.v6i1.931

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Non-Performing Financing (NPF) dan RATE terhadap Return on Assets (ROA) pada perbankan syariah di Indonesia. Kekhawatiran akademis dari penelitian ini adalah semakin meningkatnya tantangan perbankan syariah dalam menjaga profitabilitas di tengah fluktuasi RATE dan pembiayaan bermasalah. Dengan pendekatan kuantitatif, data sekunder laporan OJK dan Bank Indonesia periode 2019-2024 dianalisis menggunakan metode regresi linier berganda. Hasil penelitian menunjukkan bahwa NPF berpengaruh negatif signifikan terhadap ROA, artinya semakin tinggi NPF maka profitabilitas bank akan semakin rendah. Sebaliknya RATE tidak menunjukkan pengaruh yang signifikan terhadap ROA pada perbankan syariah. Analisis secara simultan menunjukkan bahwa variabel NPF dan RATE secara bersama-sama mempengaruhi ROA, sedangkan sisanya dipengaruhi oleh faktor lain di luar model. Kesimpulannya, manajemen risiko NPF sangat penting untuk menjaga stabilitas keuangan perbankan syariah, sedangkan dampak RATE lebih bersifat tidak langsung karena bank syariah tidak menggunakan sistem bunga. Penelitian ini memberikan kontribusi penting bagi manajer perbankan syariah untuk merancang stRategi mitigasi risiko dan meningkatkan efisiensi operasional untuk mendukung profitabilitas di pasar yang kompetitif.
Analysis Of Gen Z Entrepreneurs' Interest Towards Halal Certification Haryanti, Peni
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15084

Abstract

This study aims to assess the level of literacy among Gen Z entrepreneurs in the food sector regarding the importance of halal certification and examine its influence on their attitudes and interest in obtaining it. The research method applied is quantitative. Primary data was collected through the distribution of questionnaires to Gen Z entrepreneurs. The targeted outcome of this research is to provide a deeper understanding of the relationship between halal certification literacy, attitudes, and the interest of Gen Z entrepreneurs in acquiring the certification. The findings are expected to measure the literacy level of Gen Z entrepreneurs in the food sector on the importance of halal certification and assess its impact on their attitudes and interest in obtaining it.
PENGARUH BOPO DAN NPF TERHADAP PROFITABILITY (ROA) DI PERBANKAN SYARIAH INDONESIA: BOPO, NPF, profitabilitas, Bank Syariah safira, anggun; Sopingi, Imam; Anita Musfiroh
TIJAROTANA : Jurnal Ekonomi Dan Bisnis Syariah Vol 5 No 01 (2024): Tijatorana : Jurnal Ekonomi dan Bisnis
Publisher : TIJAROTANA : Jurnal Ekonomi dan Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64454/tj.v5i01.62

Abstract

Abstract : Penelitian ini bertujuan untuk mengukur pengaruh Biaya Operasional terhadap Pendapatan Operasional (BOPO) dan Non-Performing Financing (NPF) terhadap profitabilitas Bank Syariah Indonesia. Profitabilitas diukur menggunakan Return on Assets (ROA) sebagai indikator kinerja keuangan bank. Data yang digunakan dalam penelitian ini merupakan data sekunder yang diperoleh dari laporan keuangan Bank Syariah Indonesia selama 6 periode dari tahun 2016 sampai 2024. Penelitian ini menggunakan pendekatan kuantitatif dengan metode deskriptif. Dan untuk mengetahui sejauh mana BOPO dan NPF mempengaruhi ROA peneliti menggunakan analisis regresi linier berganda melalui alat analisis progam SPSS. Hasil penelitian menunjukkan bahwa Variabel NPF memiliki pengaruh signifikan negatif terhadap ROA, yang berarti semakin tinggi NPF, semakin rendah profitabilitas bank, semantara itu, BOPO tidak berpengaruh signifikan terhadap ROA, yang berarti semakin tinggi BOPO tidak ada pengaruh pada profitabilitas bank. Temuan ini menunjukkan betapa pentingnya meningkatkan kinerja keuangan Bank Syariah Indonesia melalui efisiensi operasional dan pengelolaan risiko pembiayaan. Kata kunci: BOPO, NPF, profitabilitas, Bank Syariah Abstract: This study aims to measure the effect of Operating Costs on Operating Income (BOPO) and Non-Performing Financing (NPF) on the profitability of Bank Syariah Indonesia. Profitability is measured using Return on Assets (ROA) as an indicator of the bank's financial performance. The data used in this study are secondary data obtained from the financial statements of Bank Syariah Indonesia for 6 periods from 2016 to 2024. This study uses a quantitative approach with a descriptive method. And to find out the extent to which BOPO and NPF affect ROA, researchers use multiple linear regression analysis through the SPSS program analysis tool. The results of the study indicate that the NPF variable has a significant negative effect on ROA, which means that the higher the NPF, the lower the bank's profitability, meanwhile, BOPO does not have a significant effect on ROA, which means that the higher the BOPO has no effect on bank profitability. These findings show how important it is to improve the financial performance of Bank Syariah Indonesia through operational efficiency and financing risk management. Keywords: BOPO, NPF, profitabilitas, Bank Syariah
Pelibatan Mahasiswa Sebagai Mediasi Pengaruh Sikap Terhadap Minat Koperasi Mahasiswa Izzatun Nadzivah; Imam Sopingi
ark:/00000/jeb.v17i1
Publisher : Sekolah Tinggi Ilmu Ekonomi Port Numbay Jayapura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55049/jeb.v17i1.399

Abstract

Penelitian ini bertujuan untuk menganalisis pelibatan mahasiswa sebagai mediasi dalam hubungan antara sikap terhadap koperasi mahasiswa dan minat untuk bergabung dalam koperasi tersebut. Sikap mahasiswa terhadap koperasi mahasiswa sering kali menjadi faktor kunci dalam menentukan minat mereka untuk berpartisipasi aktif. Namun, pelibatan mahasiswa dalam kegiatan koperasi dapat memperkuat pengaruh sikap tersebut, dengan memberikan pengalaman langsung yang membangun kepercayaan dan komitmen. Penelitian ini menggunakan pendekatan kuantitatif dengan survei terhadap mahasiswa di berbagai program studi, serta analisis jalur (path analysis) untuk menguji peran mediasi pelibatan mahasiswa. Hasil penelitian menunjukkan bahwa sikap positif terhadap koperasi mahasiswa secara signifikan memengaruhi minat, baik secara langsung maupun melalui pelibatan mahasiswa sebagai mediator. Dengan demikian, peningkatan partisipasi mahasiswa dalam kegiatan koperasi dapat menjadi strategi efektif untuk memperkuat minat mereka dalam mendukung pengembangan koperasi mahasiswa. Temuan ini memberikan implikasi praktis bagi pengelola koperasi mahasiswa untuk merancang program yang lebih inklusif dan partisipatif guna meningkatkan daya tarik koperasi di kalangan mahasiswa.
Penjualan Nasi Goreng di Lingkungan Pondok Pesantren: Strategi, Inovasi dan Tantangannya Alvi Dzikri Mubarrok; Imam Sopingi; Kusnul Ciptanila Yuni K.
ark:/00000/jeb.v17i1
Publisher : Sekolah Tinggi Ilmu Ekonomi Port Numbay Jayapura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55049/jeb.v17i1.402

Abstract

Penelitian ini bertujuan untuk menganalisis strategi, inovasi, dan tantangan penjualan nasi goreng di lingkungan pondok pesantren. Dengan pendekatan kualitatif, data diperoleh melalui wawancara, observasi, dan dokumentasi. Hasil penelitian menunjukkan strategi penjualan berbasis hubungan personal, lokasi strategis, harga terjangkau, dan porsi yang sesuai kebutuhan santri. Inovasi meliputi variasi menu, kemasan higienis, dan layanan pengantaran, meskipun terkendala modal dan sumber daya. Tantangan mencakup fluktuasi harga bahan baku, keterbatasan modal, serta aturan pesantren yang memengaruhi operasional. Dukungan dari pengelola pesantren dan komunitas diperlukan untuk keberlanjutan usaha. Studi ini memberikan kontribusi terhadap pengembangan bisnis kuliner berbasis budaya pesantren serta menjadi referensi bagi pelaku usaha lainnya.
Co-Authors Adim, Fauzan Agustina, Rachma Ahmad Ajib Ridlwan Ahmad, Anang Wiro Atmojo Nur Aini, Intan Nur Aisyah Aizillalaa, Chicha Aji , Tony Seno Akhsan, Miftakhul Ali, Mohammad Haidar Ali, Muhammad Haidar Alif, M. Wildan Alkhafidhoh, Faizah Almujadidi, Muhammad Alvi Dzikri Mubarrok Alwani, Muhammad Zakiyus Syaroni amalia fitriansyah fitriansyah Amalia Nuril Hidayati Amalia Nuril Hidayati Amrulli, Danang Rifqi Ana Musta’anah Anisa, Siti Nur Ardiana, Meta Arif Nur Kholbi arsyad, dani Asmawati, Lilik Asri, Muhammad Rizal Assajdah, Kaifa Anhar Athi' Hidayati Athi’ Hidayati Ayu Amalia Azis , Nopa Abdul Azzayatul Rahma Mumtazah Baskara, Renaldi Habib Basuki Brilian, Khoiruman Ahmad Choiriyah, Siti Khusnatul Cholifah, Siti Nur Cholilah, Aprilinda Ummi Ciptanila Yuni K, Kusnul Daristin, Pipit Erika Dede Nurhayati Denur Azharudin Dewi Fitriana DEWI MASLACHAH Dian Anisa Rokhmah Wati Dwi Ari Pertiwi Efendi, Mohamad Nur Ergi Diana, Erika Falah, Fajrul Garneta Nur Ramadhina Hanif Hidayat Haqiqotus Sa’adah Harimawan, Dwi Haryanti, Peni Hasan Basri Hasan Basri Hermanzah, Lutfi Agus Hidayat, Hanif Hidayati , Athi’ Hidayati, Athi' Hidayati, Athi’ Humaidi Humaidi Humaidi Ikhsanudin, Wahid Imron Mawardi Irawati, Winaika Irham Zaki Iswahyudi, Levi Izzatun Nadzivah Julaiha, Julaiha K., Kusnul Ciptanila Yuni Khoirotun Nisa Kurnia , Ade Kusnul Ciptanila Yuni K Lailatul Maghfiroh Putri Rifardi Laili, Choirun Nisful Laily, Diva Fibrianti Dwi Nur Lidia, Fika Sofiatul Lidia, Fika Sofiatul Lik Anah Lilik Asmawati Lutfan, Luis Ahmad Lutfi Agus Hermanzah Lutfi, Muhammad Fatah Masalingi, Abdurrahman Mohamad Nur Efendi Mubarrok, Alvi Dzikri Mujianto, Ahmad Heru Mukaromah, Faidatul Mumtazah, Azzayatul Rahma Musfiroh, Anita Musta’anah, Ana Nadzivah, Izzatun Najma Fadhila Ningsih, Lilis Sugi Rahayu Nisa, Khoirotun Nur Hanifah, Erma Nurhayati, Dede Nurianti, Erizka Peni Haryanti Peni Haryanti Peni Haryanti Prastyo, Alfin Putri, Nurdiana Qur`ani, Indah Raissa Rahman, Kamil Fatur Rahman, Suad Nur Ramadhan, M. Syahru Ramadhina, Garneta Nur Ramadlan, Syahru Riansyah, Arya Galih Faiq rifardi, lailatul maghfiroh putri Ririn Tri Ratnasari Riris Yulia Roman Rochmania, Desty Dwi Rohmad Prio Santoso Rohman, Ibadur Rohman, Riris Yulia Roshief, Muhammad 'Imaduddin Rosidayanti Sa’adah, Haqiqotus safira, anggun Salsabila , Nisrina Dania Sania Rahma Melani Santoso, Auliya Elvansa Santoso, Rohmad Prio Sari, Vivin Indah Septiana, Rahma Alisa Setiawati, Viola Septi Ryan Shiddiq, Ja’far Shodiq, Jafar Siti Fauziah Siti Fauziyah Siti Nur Cholifah Siti Rahmawati Sobaroh, Lutfia Sumarmi Sumarmi Sumarmi Suryani, Ika Syahiroh, Rima Syifaurrohman, Ahmad Tjiptohadi Sawarjuwono Tri Sudarwanto Tri Sudarwanto Ummah, Faza Faizatul Ummah, Kholifatul Vandhira, Via Wahyunitasari, Eka Dita Wakhidah, Alfina Rahmaniyah Yasin , Ali Wafa Yulia Roman, Riris Yumna, Hanin Yunanto Tri Laksono, Yunanto Tri Yuni K, Kusnul Cipta Nila Yuni K., Kusnul Ciptanila Yuni, Kusnul Zamani, M. Awfi Zaki Zeffa , Ahmad Zenita Rohmah