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All Journal SAINSMAT bionature Jurnal Penelitian Pendidikan IPA (JPPIPA) Biology Teaching and Learning Jurnal IPA Terpadu Jurnal Biologi Tropis Diklabio: Jurnal Pendidikan dan Pembelajaran Biologi Owner : Riset dan Jurnal Akuntansi JURNAL PENDIDIKAN TAMBUSAI Economic Education and Entrepreneurship Journal PERSPEKTIF PENGABDI: Jurnal Hasil Pengabdian Masyarakat Bioscientist : Jurnal Ilmiah Biologi MAHESA : Malahayati Health Student Journal JHCLS Indonesian Journal of Engagement, Community Services, Empowerment and Development (IJECSED) Jurnal Neraca Peradaban Practice of Fashion and Textile Education Journal Journal Of Human And Education (JAHE) Islamiconomic: Jurnal Ekonomi Islam SAINSMAT: Jurnal Ilmiah Ilmu Pengetahuan Alam Jurnal Abdi Masyarakat Humanis Madani: Multidisciplinary Scientific Journal JIM: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah Fin Synergy: Jurnal Manajemen Keuangan Jabdimas: Jurnal Pengabdian Masyarakat Jurnal Pengabdian kepada Masyarakat : Kreasi Mahasiswa Manajemen Journal of Law, Environmental and Justice Advances in Management & Financial Reporting Finavest: Jurnal Ilmiah Ilmu Keuangan Jurnal Ilmu Pengetahuan dan Teknologi Bagi Masyarakat Paramacitra : Jurnal Pengabdian Masyarakat Jurnal Abdi Negeriku Jurnal Pengabdian Tangerang Selatan JKM: Jurnal Kemitraan Masyarakat Bionature Jurnal Sinergi Manajemen Dinamika Kerajinan dan Batik: Majalah Ilmiah Al-Infaq : Jurnal Ekonomi Islam
Rachmawaty Rachmawaty, Rachmawaty
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Pengaruh Waktu Perendaman Mordan Terhadap Hasil Eco-printing Menggunakan Daun Mangga (Mangifera indica Linn) Indrianti, Pingki; Rachmawaty, Rachmawaty; Watye, Rina
Dinamika Kerajinan dan Batik: Majalah Ilmiah Vol. 40 No. 1 (2023): DINAMIKA KERAJINAN DAN BATIK : MAJALAH ILMIAH
Publisher : Balai Besar Standardisasi dan Pelayanan Jasa Industri Kerajinan dan Batik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22322/dkb.v40i1.7766

Abstract

Ecoprinting merupakan teknik cetak tekstil ramah lingkungan dengan memanfaatkan tanaman sebagai pewarna. Berdasarkan penelitian sebelumnya tanaman mangga (Mangifera Indica L.) memiliki potensi sebagai pewarna alami untuk celup tekstil (natural dye) dengan kualitas warna yang baik. Tujuan penelitian ini adalah (1) Melihat hasil warna daun mangga pada kain menggunakan teknik ecoprinting; (2) Menemukan durasi perendaman daun mangga dalam mordan dengan hasil warna yang paling baik untuk teknik ecoprinting. Penelitian ini menggunakan pendekatan eksperimen dengan sampel penelitian daun mangga varietas Cengkir. Daun mangga diberikan perlakuan berdasarkan durasi waktu perendaman mordan. Bahan mordan yang digunakan adalah Tawas (Al2(SO4)3). Warna yang dihasilkan kemudian dibandingkan dan dilakukan analisis. Hasil penelitian menunjukan bahwa (1) Daun mangga dengan mordan tawas memiliki hasil cetakan warna yang baik untuk teknik ecoprinting. Daun mangga mengeluarkan cetakan berwarna kuning dengan siluet daun yang terlihat jelas pada kain. (2) Perendaman daun dalam mordan pada durasi waktu 5 jam menghasilkan warna kuning yang lebih pekat dan terang.
IMPLEMENTATION MODEL OF QARD AL HASAN FOR INDONESIAN ISLAMIC BANKING Rachmawaty, Rachmawaty; Zaerofi, Afif; Jati, Waluyo
Al-Infaq: Jurnal Ekonomi Islam Vol. 12 No. 2 (2021): SEPTEMBER
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

It is challenging for Islamic banking as a business institution to provide qard al hassan. In this paper, we proposed qard al hassan platform (QHP) as the model which can be implemented for Islamic banking. QHP can use an internet base where the synergy of public to give fund through social crowdfunding and the capability of bank to provide good corporate governance in managing fund and assessment qard al hassan as financing in productive sector. Since there is no fee of qard al hassan to finance operational cost, there are 3 sources will be proposed. First is money from fee for Amil Zakat, second is profit of some portions of collection fund investment, and third is a profit of investment of the upfront payment of qard al hassan. Methodology to calculate upfront payment refer to Mesbah Point. Regarding minimizing and controlling the default rate, the bank should focus on the right target market of borrower and low risk industry sectors. Implementing QHP model can reduce poverty and achieve sustainable growth in society while at the same time creating the fairness of wealth distributing. The needy and the poor can participate in production and create its own wealth. However, the implementation of QHP could not be implemented without adjustment in regulation and set up infrastructure. Regulators need to give bank permission to collect zakat, sadaqah, cash waqf from public and as wakil of funder to execute QHP and together with banking industry to set up the infrastructures.
DETERMINANT OF BANK MUAMALAT’S PROFITABILITY BASED ON FINANCIAL VARIABLES Rachmawaty, Rachmawaty; Irawan, Panji; Jati, Waluyo
Al-Infaq: Jurnal Ekonomi Islam Vol. 14 No. 2 (2023): SEPTEMBER
Publisher : Fakultas Agama Islam, Universitas Ibn Khaldun Bogor

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Abstract

Bank Mualamat is Indonesia's first Islamic Bank, founded in 1991. In its journey, Bank Muamalat experienced a crisis, including in 2015-2019, related to the Capital Adequacy Ratio (CAR), which was close to the minimum limit, Non-Performing Financing (NPF), which was high above the industry average Banking and ended with low profitability. This study focuses on determining the financial variables that affect the profitability of Bank Muamalat. The financial variables tested were CAR and Net Income Margin (NIM), Financing to Deposit Ratio (FDR), and NPF to Profitability (ROA) for the 2011-2022 period. The results of this study partially show that CAR and FDR do not affect ROA, but NIM and NPF significantly affect ROA. The research results that the Management of Bank Muamalat must consider are that simultaneously, CAR, NIM, FDR, and NPF affect ROA with a significance value of 0.012 <0.05. Based on the analysis, the coefficient of determination is 89.4%, which means that CAR, NIM, FDR, and NPF have an effect of 89.4% on ROA.
Co-Authors A. Irma Suryani Abd Muis Abdul Muis Adhyani, Andi Nurul Aditya Wardhana Ahmad, Siti Nurfadhilah Mujaahidah Al Faruq, Abdullah Jundi Al Mubarak, Faqih Ramdhani Alimuddin Ali Alma, Genta Alyanra, Ananda Azzahra Amiruddin, Ilhamsyah Amraeni, Amraeni Andi Bida Purnamasari Andi Muflihunna Angka, Andi Werawe Arifah Novia Arifin, Arifah Novia Aris, Affandy Agusman Arsal, A.Faridah Asham Bin Jamaluddin Baharsyah, Vivi Salvia Baharuddin*, Riski Aprilianti Baharuddin, Riski Aprilianti Cahyadi, Eko Danang Yuangga, Kharisma Danendra, Ravi Darwiwing, Muh. Darwiwing Dina Novita, Dina Djabir, Muh Djafar, Djafar Dwiyana, Aldi Fathur Rahman Febrianto, Satriyadi Fiddah, Andi Izatul Firdaus Daud Gunawan, Matthew Marcellinno Haeruddin, Muhammad Ilham Wardana Halifah Pagarra HARTATI Hartati Hartati Hartini Hartiwiningsih Hartiwiningsih Hartono Hartono Hasan, Nurhidayah Hasanah, Dillah Faradillah Hasanah, Dilllah Faradilla Havizh, Muhammad Hilda Karim Hiola, Siti Fatmah Hiola, St.Fatmah Hisni, Dayan Holiawati, Holiawati I Gusti Ayu Ketut Rachmi Handayani Idris, Irma Suryani Irawan, Panji Irnawati, Jeni Islami, Firda Jaja Suteja Jati, Waluyo Jumadi Jumadi K, Andi Sumarlin Kartono - Koerul Anwar Lasmi, Lasmi Lisdawati Lisdawati Lodang, Hamka M. Risal, M. Mamis, Yonartilia Mapata, Dg. Marjohan, Masno Mattunruang*, Andi Aris Melinda Pratiwi, Melinda Mokhamad Anwar, Mokhamad Mufa’ati, Nurma Dewi Muhammad Junda Muhiddin Palennari Nani Kurnia, Nani Nugroho, Arief Novianto Nur Arisah Nur Izzah Nurdiana Nurdiana Nurhayati B Nurhayati, Hesti Nurmin Arianto, Nurmin Nurviani, Novi Oslan Jumadi Pingki Indrianti Pratiwi AR, Dhita Rahma Rahma Rahmawati, Rahmawati Ramadan , Warisatun Retnaning Sampurnaningsih, Sri Retno Widowati Riandi, Arif Riesso, Andi Sawe Roos, Harjo Nakulo Muhammad Ramadhan Putra Wika Roslina Roslina, Roslina Rudy Kurniawan Rusilowati, Umi Sahribulan, Sahribulan Saleh, Andi Rahmat Sampurnaningsih, Sri Retnaning Saparuddin Saparuddin Saputri, Winda Eka Sarah, Sitti Shafa Chairisa HSB, Anas Siti Nuraini Situmorang, Santonius St. Fatmah Hiola Sugiarto S Sugiyanto - Suharto Suharto Sumiati Side Suradi Suradi Susanto Susanto Sutiman Sutiman, Sutiman Syamsiah, Syamsiah Syamsu, Andi Mu'nisa Syatoto, Iman Syawaluddin, Ahmad Tabsir, Muhammad Kusnady Watye, Rina Yanti, Novi Misna Yusminah Hala Yusuf, Yusnaeni Zaerofi, Afif