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All Journal Jurnal Manajemen Terapan dan Keuangan Marwah: Jurnal Perempuan, Agama dan Jender JURNAL EKONOMI AKUNTANSI DAN MANAJEMEN I-Finance Journal IMAGE JURNAL MAHKAMAH International Journal of Artificial Intelligence Research Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Syntax Literate: Jurnal Ilmiah Indonesia SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah SEIKO : Journal of Management & Business Journal Analytica Islamica Legal Standing : Jurnal Ilmu Hukum Journal of Humanities and Social Studies JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) Pena Justisia: Media Komunikasi dan Kajian Hukum International Journal of Economics, Business and Accounting Research (IJEBAR) Journal of Enterprise and Development (JED) Jurnal Informatika Ekonomi Bisnis Al-Kharaj: Journal of Islamic Economic and Business Rayah Al Islam : Jurnal Ilmu Islam International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Ilmiah Manajemen Kesatuan EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences LEGAL BRIEF Jurnal Ilmu Perbankan dan Keuangan Syariah Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Ilomata International Journal of Management JIHBIZ :Global Journal of Islamic Banking and Finance. Al-Mashrof: Islamic Banking and Finance JURNAL MANAJEMEN AKUNTANSI (JUMSI) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen PRAJA observer: Jurnal Penelitian Administrasi Publik Empowerment : Jurnal Pengabdian Pada Masyarakat Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Acman: Accounting and Management Journal Al-Muamalat : Jurnal Ekonomi Syariah Jurnal Pusat Studi Pendidikan Rakyat (PUSDIKRA) Jurnal Iqtisaduna Share: Jurnal Ekonomi dan Keuangan Islam Journal of Social Research Journal Of Human And Education (JAHE) Ijtimā`iyya: Journal of Muslim Society Research Jurnal Cakrawala Ilmiah JURIS (Jurnal Ilmiah Syariah) Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) EKONOMIKA SYARIAH : Journal of Economic Studies Semarang Law Review Journal of Islamic Economics Lariba Journal of Public Representative and Society Provision QANUN: Journal of Islamic Laws and Studies Amkop Management Accounting Review (AMAR) Jurnal Media Hukum Jurnal Informatika Ekonomi Bisnis Journal of Economics and Management Scienties Equilibrium: Jurnal Ekonomi Syariah AL-SULTHANIYAH Mandub: Jurnal Politik, Sosial, Hukum dan Humaniora El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam RESLAJ: Religion Education Social Laa Roiba Journal Jurnal Penelitian Pendidikan Indonesia Society Taqaddum : Community Service Journal Jurnal Ekonomi Dan Bisnis Jurnal Ekonomi, Manajemen, Akuntansi Jurnal At-Tanmiyah Ekonomi dan Bisnis Islam Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Journal of Indonesian Management ALADALAH: Jurnal Politik, Sosial, Hukum dan Humaniora Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan Jurnal Akuntan Publik
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Analysis of the Conformity of Mudharabah Contracts in Suka-Suka Savings Products at Bank Mega Syariah KCP Medan Katamso Rizky Ananda Utami; Mustopa Khamal Rokan
Journal of Indonesian Management Vol. 2 No. 1 (2022): March
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/jim.v2i1.455

Abstract

Sharia banking is currently on the rise and has become a reference for the public to invest their funds for various needs. For this reason, various Islamic banking products must be able to be understood by the public, one of which is the application of mudharabah contracts on savings products. This article discusses the analysis of the suitability of the Mudharabah Agreement in the Suka-Suka Savings Products at Bank Mega Syariah KCP Medan Katamso. This article uses qualitative research with data collection through direct interviews with stakeholders at Bank Mega Syariah KCP Medan Katamso. The results of this study are the application of the contract used in the Suka-suka Savings is the mudharabah muthlaqah contract, which is a form of cooperation between the shahibul maal (the owner of the funds) namely the customer and the mudharib (the fund manager) namely the bank, where the owner of the funds (shahibul maal) does not provide restrictions on mudharib in determining the type of business, time and area of business as long as it does not conflict with sharia principles and is in accordance with bank regulations.
The Effect of Profit Sharing Ratio on Customer Interest in Savings in Time Deposit Products at Bank Mega Syariah KC Medan Yumna Syifa; Mustopa Khamal Rokan
Journal of Indonesian Management Vol. 2 No. 1 (2022): March
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/jim.v2i1.460

Abstract

Banking is a financial institution that provides services and conveniences to its customers who wish to conduct financial transactions. Bank Mega Syariah KC Medan is one of the Islamic financial institutions that offers mudharabah time deposits (deposits) with profit sharing contracts. The target of this bank product is some people who can afford and have excess funds. This study aims to determine the effect of the profit-sharing ratio on customer interest in saving on deposit products against Mega Syariah Bank KC Medan. The advantage of this profit-sharing ratio system for banks is that it can increase investment in third-party funds, as well as facilitate the circulation of money within the bank.
Eksekusi Jaminan Pada Pembiayaan Mudharabah Karena Force Majeur Ditinjau Dari Fatwa Dewan Syariah Nasional NO :07 DSN-MUI/IV/2000: Studi Kasus BSI Kecamatan Padang BolakKabupaten Padang Lawas Utara Rahma Dewi Siregar; Mustapa Khamal Rokan; Annisa Sativa
ALADALAH: Jurnal Politik, Sosial, Hukum dan Humaniora Vol. 1 No. 4 (2023): Jurnal Politik, Sosial, Hukum dan Humaniora
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/aladalah.v1i4.503

Abstract

BSI Kcp. Gunungtua carries out its business activities based on sharia principles. One of its business activities is mudharabah financing. In the implementation and resolution of mudharabah financing, there are still problems, practice in the field is still far from what is stated by the DSN-MUI fatwa. BSI Kcp. Gunung Tua has not really implemented the DSN-MUI Fatwa in its entirety, so that business actors receive capital financing from BSI Kcp. Gunung Tua is still obliged to return the capital in full, even if the capital manager (mudharib) experiences an accident or event beyond the management's fault (Overmacht). This research aims to determine (1) The concept of customer responsibility in mudharabah financing caused by Force Majeure based on the Fatwa of the National Sharia Council No: 07 DSN-MUI/IV/2000, (2) Implementation of collateral execution in mudharabah financing due to Force Majeure at BSI Kcp.Gunung Tua and (3) Is execution of collateral in mudharabah financing permitted due to force majeure based on National Sharia Council Fatwa No: 07 DSN-MUI /IV/2000. Mudharabah financing is permitted as long as it does not conflict with sharia principles. If a sharia financial institution uses a Mudharabah contract, the sharia financial institution must follow the provisions of the DSN Fatwa. The DSN Fatwa regarding mudharabah financing is DSNMUI Fatwa No.07/DSN-MUI/IV/2000. The research method used is a descriptive method, namely describing the implementation of collateral execution. in mudharabah financing, the primary data source is the manager of BSI Kcp.Gunung Tua, the research technique used is interviews. The results of this research can be concluded that (1) The concept of customer responsibility for mudharabah financing implemented at BSI Kcp. Gunung Tua is that customers must fulfill their obligations to make payments unless it is caused by an unintentional error (Force Majeure), (2) Execution of guarantees in mudharabah financing due to Force Majeure at BSI Kcp. Gunung Tua and (3) Is the execution of guarantees in mudharabah financing permitted due to force majeure based on National Sharia Council Fatwa No: 07 DSN-MUI /IV/2000.
Transparansi dan Akuntabilitas dalam Pengelolaan Dana Masjid Mandiri: Studi Kasus Masjid Kota Medan Sabaruddin Chaniago; Nurlaila Nurlaila; Mustapa Khamal Rokan
Society Vol 12 No 2 (2024): Society
Publisher : Laboratorium Rekayasa Sosial, Jurusan Sosiologi, FISIP Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/society.v12i2.730

Abstract

This study examines the level of transparency in the management of independent mosque funds in Medan City, North Sumatra, Indonesia, evaluates adherence to accountability principles, and provides actionable recommendations for improvement. Using a quantitative research approach, questionnaires and observations were used to collect data from mosque administrators, worshippers, and donors at the Al-Musabbihin Mosque. These instruments were designed to assess trust and participation in mosque activities. Data analysis was conducted using Structural Equation Modeling (SEM) with Smart PLS 3.0, focusing on Outer and Inner Model evaluations. The results reveal that human resource (HR) competency, internal control systems, technological integration, stakeholder engagement, and compliance with financial management standards significantly impact transparency and accountability in mosque fund management. Additionally, organizational commitment amplifies the positive influence of HR competency and internal controls on these outcomes. The study highlights the critical need for ongoing HR development through targeted training and education to ensure effective and accountable fund management. Furthermore, establishing comprehensive internal control systems is essential to prevent fund misuse and build public trust. The findings demonstrate that transparent and accountable fund management fosters public confidence, optimizes resource utilization, and enhances the mosque’s capacity as a vibrant and empowered social institution.
Judicial Application of the Theory of Maslahah in Islamic Economic Cases in Indonesia Mustapa Khamal Rokan; Chuzaimah Batubara; Zulham Zulham
Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan Vol 12, No 1 (2025): April
Publisher : Faculty of Sharia (Islamic Law) at Fatmawati Sukarno State Islamic University Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/mzn.v12i1.7786

Abstract

This study aims to explain the patterns of the maslahah theory's application in resolving Islamic economic legal disputes by judges in Indonesia. It employs a qualitative approach, relying on primary data collected through questionnaires and in-depth interviews. Questionnaires were distributed to judges of Religious Courts across various regions in Indonesia. At the same time, interviews were conducted directly at five Religious Courts—namely the Religious Courts of Medan, Bandung, Semarang, and Yogyakarta—as well as with a Justice of the Supreme Court. The findings reveal that judges' understanding and application of the maslahah theory in Islamic economic cases remain limited. In many judicial decisions, the standardized contracts used were not initially constructed based on maslahah principles, which subsequently influenced the legal considerations made by judges. The principle of prudence is also not yet fully integrated within the maslahah framework. The challenges to implementing maslahah include limited judicial comprehension of the concept, diverse educational backgrounds that shape varying interpretations, unclear regulations governing Islamic economic law, and low public awareness of the significance of maslahah in Islamic legal reasoning. The academic contribution of this research lies in its empirical mapping of the extent to which the maslahah theory is utilized in the practice of Islamic economic adjudication in Indonesia, along with its proposal of a normative framework to strengthen judicial capacity and reform Islamic economic procedural law based on maqāṣid al-sharī'ah. This study also fills a gap in the literature regarding the intersection between Islamic legal theory and contemporary judicial practice within Indonesia's national legal system
OPTIMALISASI PERAN DEWAN PENGAWAS SYARIAH (DPS) DALAM PERBANKAN SYARIAH DI MEDAN Rokan, Mustapa Khamal
EQUILIBRIUM Vol 5, No 2 (2017): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v5i2.2810

Abstract

Structure of sharia supervision board implements Islamic Economics law into business transactions through sharia supervision processes. This article aims to define sharia supervision and examine sharia supervisory councils. It also discusses the importance of the hierarchical position DPS and evaluates their objectives and functions. It reviews a wide range of theoretical literatures, especially recent proceedings of relevant conferences in Indonesia along with the standards of National Sharia board or Dewan Syariah Nasional, Dewan Ulama Indonesia (DSN-MUI). A framework for understanding the role of the DPS developed suggests a set of objectives and functions for the DPS. The paper finds a lack of standardization among the DPS concerning the position of the DPS within the corporate hierarchy. DPS cannot be able to give innovation product to solve sharia banks problems. Therefore, sharia supervision board needs to be valued seriously and well.
Analisis Akuntabilitas Pengelolaan Alokasi Dana Desa (ADD) Dalam Upaya Meningkatkan Pembangunan dan Pemberdayaan Masyarakat Pada Desa Lambou Darul Ihsan Kecamatan Bukit Malintang Kabupaten Mandailing Natal Fadilah Dalimunthe; Mustapa Khamal Rokan; Nurwani Nurwani
Jurnal Akuntan Publik Vol. 1 No. 4 (2023): Desember : Jurnal Akuntan Publik
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jap-widyakarya.v1i4.1624

Abstract

This research aims to determine the accountability of managing village fund allocations in an effort to increase development and community empowerment in Lambou Darul Ihsan Village, Bukit Malintang District, Mandailing Natal Regency. This research uses a descriptive qualitative approach methodology, data collection techniques in this research are interview, observation and documentation techniques. Based on the research results, it was found that accountability in the management of village fund allocation in an effort to increase development and community empowerment in Lambou Darul Ihsan village in 2022 has been implemented in accordance with Minister of Home Affairs Regulation No. 20 of 2018 starts from planning, implementation, administration and reporting, while at the accountability stage both technically and administratively it is good, but sometimes there are inhibiting factors in preparing the report because the management still lacks experience and limited education, but this can be overcome because of the District government always provide coaching.
Analisis Sistem Informasi Akuntansi Penerimaan Kas Pada Dinas Perdagangan dan Perindustrian Kab. Langkat Mila Oktania; Mustapa Khamal Rokan; Kusmilawaty Kusmilawaty
Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Vol 4, No 1: 2023
Publisher : LPPM Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ebma.v4i1.4336

Abstract

Department of Trade and Industry District. Langkat is an element the implementation of local government in the field of trade and industry led by a Head of Service. In carrying out its activities, Information regarding the description of an agency can be assessed from agency accounting the . In accounting activities, of course, guidelines or internal references are needed carry out their activities. This study aims to determine the application cash receipts accounting information system at the Department of Trade and District Industry Langkat. This type of research is qualitative in nature descriptive. The type of data used in this study is the type of data qualitative with data collection techniques carried out using observation, documentation and interviews. The results of this study indicate that cash receipts accounting information system carried out at the Department Trade and Industry Kab. Langkat still not showing discrepancy. The functions, the documents that are generated, the notes that used and cash receipts procedures are not in accordance with the existing theory only a few fit the existing theory. Application of information systems accounting carried out at the Department of Trade and Industry of Kab. Langkat consists of the procedures that make up the cash receipts system, documents and records used, related functions and has been has internal control in the process of monitoring the accounting system cash receipts.
Analisis Pengelolaan Keuangan Desa Berdasarkan Permendagri No. 20 Tahun 2018 Dalam Upaya Optimalisasi Dana Desa (Studi Kasus Pada Desa Pantis Kecamatan Pahae Julu Kabupaten Tapanuli Utara) Desi Katriana Panjaitan; Mustapa Khamal Rokan; Laylan Syafina
Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Vol 4, No 1: 2023
Publisher : LPPM Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ebma.v4i1.4337

Abstract

This study analyzes village financial management with laws and regulations that regulate it. This research was conducted in Pantis Village, Pahae Julu District, North Tapanuli Regency. This study aims to determine and analyze the suitability of village financial management and the principles of financial management in Pantis Village, Pahae Julu District, North Tapanuli Regency with Permendagri no. 20 of 2018. This type of research is a case study with a qualitative descriptive analysis approach. Data is generated by distributing questionnaires, interviews, and documentation. The object of this research is village financial management in Pantis Village. The results of this study indicate that the financial management of Pantis village, starting from planning to village financial accountability and the principles of village financial management in Pantis Village, are in accordance with Permendagri no. 20 of 2018, but from the results of the questionnaire that researchers have distributed, there are still some people who are still dissatisfied, especially with the performance of village officials who are considered to be less transparent in managing village finances. To overcome these problems, village leaders and officials should be more transparent and more open about managing village finances.
STUDI KOMPARATIF RISIKO SISTEMIK ANTARA BANK SYARIAH DAN BANK KONVENSIONAL DI INDONESIA: PENDEKATAN TAFSIR TEMATIK TERHADAP SURAH AL-BAQARAH Oktavera Rizki; Azhari Akmal Tarigan; Mustapa Khamal Rokan; Andri Soemitra; Yusrizal
At-Tanmiyah Jurnal Ekonomi dan Bisnis Islam Vol 4 No 2 (2025): Desember, At-Tanmiyah: Jurnal Ekonomi dan Binis Islam
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam (STEBIS) Al-Ulum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65778/atjebi.v4i2.89

Abstract

This study aims to compare systemic risk between Islamic banks and conventional banks in Indonesia by employing a thematic exegesis approach (tafsīr al-mawḍū‘ī) to selected Qur’anic verses in Surah Al-Baqarah, specifically verses 30, 219, 220, 245, 275, 276, and 282. These verses address fundamental themes related to finance, justice, debt relationships, usury (ribā), charitable giving (ṣadaqah), and equitable wealth distribution within the framework of Islamic economic principles. By integrating qualitative analysis drawn from classical and contemporary Qur’anic exegesis—including Tafsīr al-Ṭabarī, Ibn Kathīr, and Tafsīr al-Māwardī—with insights from modern economic literature, this study highlights the fundamental distinctions between Sharī‘ah-based financial principles and conventional banking practices in relation to financial system stability. The findings indicate that the Islamic financial system embodies inherent mechanisms capable of mitigating systemic risk, notably through the prohibition of ribā, the implementation of profit-and-loss sharing arrangements, and the moral obligation to uphold charitable redistribution and social justice. In contrast, interest-based conventional financial systems tend to exacerbate economic inequality and amplify vulnerability to financial crises. These findings reinforce the contemporary relevance of Qur’anic values in informing financial stability policies within modern economic systems.
Co-Authors Abdi Satria Hasibuan Abdul Aziz, Malik Afifah Khairiah Dalimunthe Aldila, Rina Alfi Andriansyah Harahap Anggi Aditiya Ningsih Annisa Sativa Annisa Sativa Anri Akta Perdana Siregar Anshari, Muhd. Khumaidi El apriani, sri Arsyadona, Arsyadona Asmuni Asmuni Aulia Luthfi Ramadhan Az-Zahra, Jihan Syahlina Azhari Akmal Tarigan Azmi, Syahfrilla Al Risa Nurul Bagus Ramadi Budi Harianto Budi Harianto Cahaya Permata Cahaya Siagian, Ika Dwi Chuzaimah Batubara Chuzaimah Batubara Cindy Triningsih Dalimunthe, Afifah Khairiah Dara Khairatun Nisa Sinaga Daulay, Nurhayati Desi Katriana Panjaitan Dharma, Budi Diah Sisca Anggraini Dian Fajar Suryani Eka Khayana Putri Endah Nurrohwinta Djuwarno Fadilah Dalimunthe Fadilah Dalimunthe Fathur Rahman Baihaki Febrianty Try Andini Fira Annisa Hannum Harahap, Novita Harahap, Faiza Shakira Saina Harahap, Firda Ramadani Harahap, M. Ikhsan Harahap, Shelvi Fadillah Harmaen, Harmaen Imam Yazid Indradewa, Rhian Irham, Mawaddah Isnaini Harahap Jhody Pujaka Khairina Tambunan Khairun Nisa Khairunnisa Khairunnisa Khairussyifa, Salwa Khasanah Mustika Syahputri Khoiriyah Handayani Dasopang Kusmilawaty Kusmilawaty Laylan Syafina Lubis, Passa Sayyid Akbar M. Asiddiki Mubarak M. Fauzan Rusyidi Nst M. Ikhsan Harahap Madinah Asri Putri Andarin Makky, Ahmad Manaf, Muhammad Firdaus Bin Abdul Marliyah, Marliyah Masithoh, Masithoh Matwar, Habib Mawaddah Irham Maya Rein Mega Amelia Putri, Mega Amelia Mhd. Indra Mulia Nasution Mhd. Romadhon Nasution Mila Oktania Mina Hasin Muhamad Handoyo Sahumena Muhammad Arif Muhammad Habibi Siregar Muhammad Idris Nasution Muhammad Ikhsan Harahap Muhammad Lathief Ilhamy Nasution Muhammad Ravi Akbar Muhammad Syahbudi Muhammad Syahbudi muhammad Syahbudi, muhammad Muhammad Taupik Muttaqin, Izanatul Nabila Zahra Siregar Nasution, Juliana Ningsih, Anggi Aditiya Nst, Nur Kamelia Nur Ahmadi Bi Rahmani Nur Kamelia Nasution Nurbaiti, Nurbaiti Nurlaila Nursani Alvia Siregar Nurselina Nasution Nurul Farizka Siregar Nurusshobah, Nurusshobah Nurwani Nurwani Nurwani Nurwani Nurwani Nurwani Nurwani Oktavera Rizki Pagar Pagar Pohan, Rahma Nur Azizah Putra, Irhamsyah Putri, Eka Khayana Putri, Saidina Rahima Kumala Rahma Dewi Siregar Rahma Dewi Siregar Rahmad Fauzi Salim Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Rahmat Hidayat Rahmi Syahriza Rahmi Syahriza, Rahmi Raihanati Aulia Ramadiansyah, Ridho Rambe, Trinaningsih Rangkuti, Shopia Marwah Rija Aini Rini Muthi’ah Ritonga, Rabiatul Hadawiyah Rizki Amalia Tanjung Rizky Ananda Utami Rizky Nabila Tanjung rusyidi nasution, fauzan Sabaruddin Chaniago Salma Salsabila Sartika Sartika Serli Andrianti Sherhan Sherhan Shopia Marwah Rangkuti Sibagariang, Maya Sari Sihotang, Indah Khairunnisa Silalahi, Purnama Ramadani Simahatie, Mai Sirait, Dzakiyyatul Ilmi Siregar, Anri Akta Perdana Siti Aisyah Siti Aisyah Siti Asiah Siti Jubaidah, Siti Sitompul, Humaidi situmorang, Jauharah Jilan Soemitra, Andri Subakti, Hari Suhardina Suharno, Muhammad Iqbal Sukiati Sukiati Sukrin, Sukrin Surya Iswan, Ahmad Safwan Syarbaini, Ahmad Muhaisin B Syarfiandi Syarfiandi Syifa, Yumna Tambunan, Khairina Tanjung, Alwi Fajri Tia, Resa Shin Tri Inda Fadhila Rahma Try Andini, Febrianty Tuti Anggraini Tuti Anggraini Uci Rahma Dayanti Siregar Umikaromah, Umikaromah Vidia Wahyu Syarvina Waizul Qarny Windi Mariska Suryani Siregar Yosa Afandi Lubis Yumna Syifa Yusrizal Yusrizal Zulfan Baihaqi Zulham Zulham