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All Journal Jurnal Manajemen Teori dan Terapan Indonesian Journal of Islamic Educational Management JMM (Jurnal Masyarakat Mandiri) Jurnal Al Himayah Jurnal At-Tarbiyat (Jurnal Pendidikan Islam) Al-Amwal Syarikat : Jurnal Rumpun Ekonomi Syariah EKONOMIKA SYARIAH : Journal of Economic Studies Instructional Development Journal Al-Muqayyad Jurnal Teknik Industri Terintegrasi (JUTIN) Jurnal Pengabdian Masyarakat Multidisiplin Jurnal Ilmu Ekonomi dan Bisnis Islam Islamic Business and Finance (IBF) International Journal of Educational Review, Law And Social Sciences (IJERLAS) EKONOMIKA SYARIAH : Journal of Economic Studies Journal of Artificial Intelligence and Digital Business Innovative: Journal Of Social Science Research Prosiding Seminar Nasional Manajemen dan Ekonomi Journal of Economics, Entrepreneurship, Management Business and Accounting Sharing: Journal Of Islamic Economics, Management And Business Money: Journal of Financial and Islamic Banking CARE: Jurnal Pengabdian Multi Disiplin IIJSE Dedikasi: Jurnal Pengabdian Pendidikan dan Teknologi Masyarakat Journal of Economic, Management, Business, Accounting Sustainability Journal of Digital Community Services Journal Of Community Sustainability General Multidisciplinary Research Journal Journal Of Legal Sustainability (JOLS) Multidisciplinary Journal of Religion and Social Sciences (MJRS) JPS (Jurnal Perbankan Syariah) Journal of Community Service and Empowerment Dedikasi: Jurnal Pengabdian Pendidikan dan Teknologi Masyarakat LAN TABUR: JURNAL EKONOMI SYARIAH
Mohd. Winario
Universitas Pahlawan Tuanku Tambusai, Bangkinang, Riau, Indonesia
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Perbandingan Konsep Penawaran Dalam Ekonomi Konvensional Dan Islam: Studi Literatur Kualitatif Rafida Z; Mohd Winario
Journal of Economic, Management, Business, Accounting Sustainability Vol. 3 No. 1 (2026): Februari 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v3i1.439

Abstract

This study examines the comparative concept of supply from the perspective of conventional economics and Islamic economics through a qualitative literature study approach. The concept of supply is a fundamental element in market mechanisms that determine the equilibrium price and quantity of goods and services. In conventional economics, supply is driven by the motive of maximizing profit and production efficiency without explicit consideration of moral, ethical, and social responsibility aspects. The orientation of economic rationality tends to focus solely on individual interests and the achievement of material gain. Meanwhile, Islamic economics integrates sharia values into every aspect of supply, including the prohibition of usury, gharar, and maysir, as well as the obligation to maintain justice, transparency, and the welfare of the community. Through a comparative analysis of various relevant literature, this study finds that fundamental differences lie in the objectives, basic principles, and mechanisms used in supply. Islamic economics emphasizes the balance between this world and the hereafter, social justice, proportional distribution, and responsibility to Allah SWT. The practical implication is the need for a more holistic reorientation of the economic system by integrating economic efficiency with moral-spiritual values.
Implementasi Green Economy Dalam Perspektif Islam: Tinjauan Terhadap Kebijakan Pembangunan Dan Berkelanjutan Suci Mardiyah; Mohd Winario; Zubaidah Assyifa; Yudi Irwan
Journal of Economic, Management, Business, Accounting Sustainability Vol. 3 No. 1 (2026): Februari 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v3i1.455

Abstract

This study aims to comprehensively examine how the implementation of a green economy can be understood and operationalized from an Islamic perspective through a review of sustainable development policies. The method used is a qualitative-descriptive approach with a literature review of academic sources, international and national policy reports, and contemporary Islamic economics literature. The results of the study indicate that green economy principles such as resource efficiency, low-carbon development, social inclusiveness, and ecosystem protection are normatively aligned with the objectives of the maqāṣid al-sharī‘ah (Islamic principles), particularly in safeguarding religion (ḥifẓ al-dīn), life (ḥifẓ al-nafs), intellect (ḥifẓ al-‘aql), progeny (ḥifẓ al-nasl), and wealth (ḥifẓ al-māl). In the context of sustainable development policies, the implementation of an Islamic-based green economy is reflected in policy instruments that encourage green investment, equitable natural resource management, the strengthening of sustainable Islamic finance, such as green sukuk, and regulations that limit overexploitation and environmental damage. However, this study also identifies several challenges, including the limited integration of Islamic values ​​in public policy formulation, the dominance of conventional economic paradigms focused solely on growth, and weak coordination among stakeholders. Therefore, this article emphasizes the importance of mainstreaming Islamic economic values ​​in sustainable development policies so that the implementation of a green economy is not merely technocratic but also grounded in ethics and moral responsibility, thereby achieving sustainable, equitable prosperity aligned with long-term development goals.
Pemikiran Ulama Kontemporer Tentang Distribusi Dalam Islam: Riview Literatur Kualitatif Mulki Akhdan; Mohd Winario; Rifqil Khairi
Journal of Economic, Management, Business, Accounting Sustainability Vol. 3 No. 1 (2026): Februari 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v3i1.456

Abstract

Unequal distribution of wealth is a major problem in the modern economic system, contributing to increasing poverty and social injustice, including in Muslim societies. This situation emphasizes the urgency of examining the concept of distribution in Islamic economics as an alternative to a just economic system. This study aims to analyze the thoughts of contemporary Islamic scholars on distribution in Islam based on a qualitative literature review. The research method used is a qualitative approach using a literature review technique of the works of contemporary Islamic scholars and relevant scientific literature, analyzed using content analysis. The results indicate that contemporary Islamic scholars view distribution as a fundamental element of the Islamic economic system, oriented towards social justice and the welfare of the people. Distribution is implemented through the instruments of zakat (alms), infaq (donation), sadaqah (charity), waqf (endowment), inheritance systems, and the prohibition of exploitative economic practices, with the support of the state and society. This study recommends strengthening Islamic distribution institutions, optimizing the role of the state, and developing economic policies based on the maqāṣid al-shari'ah (objectives of the principles of sharia) so that the Islamic concept of distribution can be implemented effectively and relevantly in facing contemporary economic challenges.
Telaah Literatur Tentang Permintaan Dalam Islam: Integrasi Nilai Syariah Dalam Perilaku Konsumen Muslim Zafia Sarina Yoly; Mohd Winario; Muhammad Zakir; Zubaidah Assyifa
Journal of Economic, Management, Business, Accounting Sustainability Vol. 3 No. 1 (2026): Februari 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v3i1.457

Abstract

Demand is a fundamental concept in economics that explains the relationship between consumers' needs, desires, and ability to consume goods and services. From an Islamic economic perspective, the concept of demand is not solely based on material satisfaction but is also framed by Sharia values, which emphasize morality, ethics, and social responsibility. This article aims to review the literature related to the concept of demand in Islam and to examine how the integration of Sharia values ​​influences Muslim consumer behavior. The method used is a literature review of various scholarly sources, including books, journals, and articles relevant to Islamic economics and consumer behavior. The results of the review indicate that demand in Islam is influenced by the principles of halal (permissible) and haram (forbidden), balance (wasathiyah), the prohibition of israf (prohibition of excessive consumption), and an orientation toward the benefit of the community. The integration of these values ​​encourages Muslim consumers to be spiritually rational, moderate in consumption, and consider the social and environmental impacts of every economic decision. Thus, the concept of demand in Islam differs from conventional economics because it places Sharia values ​​as the primary foundation in shaping Muslim consumer behavior.
Penerapan Strategi Bisnis Berkelanjutan Sesuai Dengan Prinsip Syariah Di Dhuafa Mart Mifta Hasda; Mohd Winario; Hidayat Hidayat; Muhammad Zaim
Journal of Community Service and Empowerment Vol. 1 No. 1 (2024)
Publisher : Global Sustainability Research Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69693/jcse.v1i1.25

Abstract

This community service aims to integrate sharia principles into sustainable business strategies to improve operational sustainability and social impact of Dhuafa Mart. The methods used include needs analysis, strategy design, training, implementation, and evaluation and adjustment. The initial needs analysis identified challenges and opportunities in existing business practices, while strategy design involved developing a plan that combined sharia principles with sustainable business practices. Training and socialization were conducted to ensure staff understanding and skills in implementing the new strategy. Implementation was carried out in stages to minimize disruption, followed by monitoring and evaluation to ensure the effectiveness and suitability of the strategy. The results of the community service showed that the strategies implemented succeeded in improving operational efficiency, strengthening customer relationships, and providing significant social benefits, including empowering the data community and protecting the environment. In conclusion, integrating sharia principles into sustainable business has proven effective. It can be used as a model for other companies, offering ethical and sustainable solutions in the context of modern business.
Integrative Spiritual-Economic Model in Community Empowerment Based on Micro Waqf Bank at Fajar Pelita Harapan Islamic Boarding School Mohd Winario; Zubaidah Assyifa; Rahmawati Rahmawati; Merry Meilany; Nilam Erman; Henry Martin Adriansyah
Lan Tabur: JURNAL EKONOMI SYARIAH Vol. 8 No. 1 (2026): SEPTEMBER (IN PROGRESS)
Publisher : LAN TABUR: Jurnal Ekonomi Syariah The Islamic University of KH. Achmad Muzakki Syah Jember, East Java. Jember Jln. Manggar Gebang Poreng 139A Patrang Jember Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lt.v8i1.203

Abstract

Introduction: Islamic boarding schools are traditional Islamic educational institutions that have an important role in the educational, social and economic development of society in Indonesia. This study aims to analyze the sharia-based community economic empowerment model through the Fataha Micro Waqf Bank (BWM) at the Fajar Pelita Harapan Islamic Boarding School in Maredan Village, Tualang District. Methods: The study used a qualitative descriptive approach involving 30 informants consisting of Islamic boarding school administrators, BWM Fataha managers, and the surrounding community as financing program customers. Data were obtained through in-depth interviews, observation, and documentation through the stages of data reduction, data presentation, and conclusion drawing. Results: The results show that the implemented empowerment model is integrative by combining Islamic microfinance, spiritual guidance, business mentoring, and group strengthening through the kumpi system. This program is able to increase access to business capital, strengthen community economic independence, improve Islamic financial literacy, and empower women as micro-entrepreneurs. In addition, the Islamic boarding school plays a role as a center for social capital and community moral development. However, the program still faces obstacles such as low entrepreneurial literacy, limited business innovation, and limited mentoring resources. This research shows that Islamic boarding schools have strategic potential as centers for sustainable sharia-based community economic empowerment Conclusion and suggestion: This study shows that the sharia-based community economic empowerment model implemented by the Fataha Micro Waqf Bank (BWM) in the Fajar Pelita Harapan Islamic Boarding School environment uses an integrative approach that combines sharia microfinance, spiritual guidance, business mentoring, and strengthening group solidarity through the kumpi system.
Perception of Riau Muslim Entrepreneurs on the Merger of Islamic Commercial Banking into Indonesian Islamic Bank Marabona Munthe; Mohd Winario
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 5 No. 2 (2021): July - December 2021
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v5i2.4724

Abstract

The purpose of this study is to further examine the perceptions of Muslim entrepreneurs in Riau towards the merger of a Islamic Commercial Banking to become an Indonesian Islamic bank. The method used is a qualitative method generated from a questionnaire filled out by Muslim entrepreneurs in Riau Province, explaining the perception of Riau Muslims about the merger of Islamic banks under BUMN. The results of this study indicate that the perceptions of Muslim entrepreneurs in Riau towards the joining of Islamic banks as BUMN, in this case Bank Syariah Mandiri, BNI Syariah and BRI syariah to become Bank Syariah Indonesia which is abbreviated as BSI in general have different perceptions, there are still many who disagree. by joining the Islamic Bank under the BUMN. Entrepreneurs are also not too sure about the joining of the Islamic Bank to become the icon and direction of the World Islamic Bank, they think that the joining of the Bank is influenced by political elements among the political elite. However, Muslim entrepreneurs in Riau on average will still become customers of Indonesian Islamic Bank, because apart from being a Islamic bank, there is no better choice than other banks. Tujuan penelitian ini adalah untuk mengkaji lebih jauh persepsi pengusaha muslim Riau terhadap penggabungan Bank Syariah BUMN menjadi bank syariah Indonesia. Metode  yang digunakan adalah kualitatif yang dihasilkan dari kuisioner yang diisi oleh para pengusaha muslim yang ada di Provinsi Riau, menjelaskan mengenai persepsi muslim riau terhadap mergernya bank syariah di bawah BUMN. Hasil penelitian ini menunjukan bahwa persepsi pengusaha muslim riau terhadap bergabungnya bank syariah di bawah BUMN dalam hal ini Bank Syariah Mandiri, BNI Syariah dan BRI syariah menjadi Bank Syariah Indonesia yang disingkat menjadi BSI secara umum memiliki persepsi yang berbeda-beda, masih banyak yang tidak setuju dengan begabungnya Bank Syariah BUMN tersebut. Pengusaha juga tidak terlalu yakin dengan bergabungnya Bank Syariah tersebut menjadi icon dan kiblat Bank Syariah dunia, mereka menganggap bergabungnya Bank banyak dipengaruhi oleh unsur politis dikalangan elit politik. Namun pengusaha muslim Riau rata-rata tetap akan menjadi Nasabah Bank Syariah Indonesia, karena selain merupakan bank syariah, dan tidak ada pilihan lain yang lebih baik dari bank lain. Kata Kunci: Persepsi, Pengusaha Muslim, Merger, Bank Syariah.
Co-Authors Adityawarman Hidayat Aisyah, Puji Nur Amalia, Nala AMELIA, NUR Aminin, Risti Andini, Bunga Anggiani, Mei Dinda Arif Mudi Priyatno Ayu Pani Berliana Putri Berliana Putri Binda Rahma Cahyani Budi Trianto Bunga Andini Bustanur, Bustanur Candra, Filtra Dedi Sumanto Delia, Dwi Anisa Despira, Despira Dian Novita Dian Pratiwi Dianti, Ratna Diany Mairiza Dinata, Shidiq Ramdan Dwi Anisa Delia Dwi Widiarsih Elen Sri Ega Putri Emilia Susanti Emilia Susanti Fahmi Iqbal Firmananda Faris, Naufal Fitriyana, Rinda Habibis Salam Hairullah Efendi Harahap, Ahmad Muda Harahap, Ahmad Rofi'i HARAHAP, ISMAIL Hasgimianti Hasgimianti Hasgimianti, Hasgimianti Hendri K, Hendri Heni Pujiastuti Henry Martin Adriansyah Henry Martin Adriansyah Hidayat Hidayat Hidayat Hidayat Hidayat Hidayati, Qonita Hidayatullah, Iqbal Husni Fuaddi I. Irawati Irawati Irawati Irawati Irawati Irawati Irawati Irmawanti Irmawanti Irmawanti, Irmawanti Jati, Putri Zulia Jenari, Felisa Juliana Yulianti Kamalin, Muhammad Kasman Ediputra, Kasman Khairunisa, Madona KHAIRUNISA, MADONA Larasati, Febrina Putri Lismawati Lismawati Lismawati, Lismawati Lubis, Haniah Maini, Nur Merry Meilany Mifta Hasda Miza, Rauzatul Mizan Asnawi, Mizan Muhammad Afif Muhammad Mardiansyah Muhammad Syaipudin Muhammad Zaim Muhammad Zakir Muhammad Zakir Mulki Akhdan Munthe, Marabona Nala Amalia Nala Amalia Nala Amelia Nana Sari Nilam Erman Nining Suniarti Nongliasma, Nongliasma Novriavani Novriavani Nur Amelia Nur Amelia NUR HASANAH Nurhamidah, Eva Nurmaini Nurmaini Paisal PAISAL PAISAL Puji Ananda Irvan Putra, Aroiyan Faiz Putri, Alfira Huriyah Putri, Berliana Putri, Elen Sri Ega Putri, Ramanitya Dewi Qonita Hidayati Rafida Z Rafiqoh, Lailan Rahmawati Rahmawati Rahmawati, Rahmawati Rahmayani, Wahyu Rantisi, Muhammad Agil Ridwan, M Sulaiman Rifqil Khairi Rinaldi Rinaldi Rinda Fithriyana Rizky, Syafnur M Rohmannudin, Rohmannudin Saputra, Rio Panji Sari, Efti Novita Sarini, Elfi Saru Reza Simbolon, Muhammad Iran Sisda, Tiara Melfia Siti Fitriyah Suci Mardiyah Suhayanti, Suhayanti Sunelti, Detri Syafnur Muhammad Rizki Syahfitra, Nofri Ramadhani Syam, Zulkharil Hadi Syamsiar, Syamsiar Tanjung, Lailatul Syifa Taufik Taufik Tiara Aninditha Tutia Saputri Wahyu Febri Ramadhan Sudirman Yasra, Dewi Yudi Irwan Yuliani Yuliani Zafia Sarina Yoly Zubaidah Assyifa ZULFAN EPENDI