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All Journal ETIKONOMI MATRIK: JURNAL MANAJEMEN, STRATEGI BISNIS, DAN KEWIRAUSAHAAN Jurnal Bisnis dan Manajemen Jurnal Keuangan dan Perbankan Ekuitas: Jurnal Pendidikan Ekonomi Trikonomika: Jurnal Ekonomi Jurnal Celtic Intiqad: Jurnal Agama dan Pendidikan Islam JUIMA : Jurnal Ilmu Manajemen Journal of Economics, Business, & Accountancy Ventura The Indonesian Accounting Review Jurnal Minds: Manajemen Ide dan Inspirasi Jurnal Manajemen Teori dan Terapan JURNAL EKONOMI DAN BISNIS AIRLANGGA IDEAS: Journal on English Language Teaching and Learning, Linguistics and Literature Jurnal Riset Akuntansi Dan Bisnis Airlangga Ekonomi Bisnis Jurnal Mirai Management Jurnal Perspektif Ekonomi Darussalam SINERGI: Jurnal Ilmiah Ilmu Manajemen Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Dinamika Ekonomi dan Bisnis Journal of Economic, Bussines and Accounting (COSTING) JURNAL ILMIAH INFORMATIKA Journal of English for Academic and Specific Purposes (JEASP) Pendas : Jurnah Ilmiah Pendidikan Dasar JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) J-MKLI (Jurnal Manajemen dan Kearifan Lokal Indonesia) SEIKO : Journal of Management & Business Jurnal Penamas Adi Buana Owner : Riset dan Jurnal Akuntansi Sketsa Bisnis JMM UNRAM (Jurnal Magister Manajemen Universitas Mataram) JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS EQIEN - JURNAL EKONOMI DAN BISNIS Jurnal Manajemen Strategi dan Aplikasi Bisnis YUME : Journal of Management Jurnal STIE Semarang (Edisi Elektronik) Iqtishoduna: Jurnal Ekonomi Islam Eksis: Jurnal Riset Ekonomi dan Bisnis Business and Finance Journal Arthavidya Jurnal Ilmiah Ekonomi Ekonis : Jurnal Ekonomi dan Bisnis MBIA Sang Pencerah: Jurnal Ilmiah Universitas Muhammadiyah Buton The International Journal of Business Review (The Jobs Review) JURNAL MANAJEMEN DAN BISNIS INDONESIA Jurnal Onoma: Pendidikan, Bahasa, dan Sastra Jurnal Muara Ilmu Ekonomi dan Bisnis JURNAL EKSBIS El-Barka: Journal of Islamic Economics and Business English Language in Focus (ELIF) International Journal of Economics, Business and Accounting Research (IJEBAR) Community Engagement and Emergence Journal (CEEJ) Jurnal Riset Bisnis dan Manajemen Jurnal Manajemen Studi Akuntansi dan Keuangan Indonesia (SAKI) International Journal of English Education and Linguistics (IJoEEL) Jurnal Yustisiabel Economics and Digital Business Review Jurnal Visionary : Penelitian Dan Pengembangan Di Bidang Administrasi Pendidikan Jurnal Sosial dan Teknologi Jurnal Ekonomi Efektif Jurnal Senopati : Sustainability, Ergonomics, Optimization, and Application of Industrial Engineering Jurnal Ekonomi ELTALL: English Language Teaching, Applied Linguistic and Literature Transekonomika : Akuntansi, Bisnis dan Keuangan Jurnal Pemberdayaan Masyarakat Indonesia (JPMI) Indonesian Journal of Economics and Management EBONY JRABA Jurnal Akuntansi dan Keuangan Journal of Innovation Research and Knowledge Jurnal Gramaswara: Jurnal Pengabdian kepada Masyarakat Jurnal Akuntansi dan Keuangan Indonesia Literacy : International Scientific Journals of Social, Education, Humanities Media Bina Ilmiah Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Ekonomi dan Bisnis: Berkala Publikasi Gagasan Konseptual, Hasil Penelitian, Kajian, dan Terapan Teori Jurnal Indonesia Sosial Teknologi Innovative: Journal Of Social Science Research Komunita: Jurnal Pengabdian dan Pemberdayaan Masyarakat International Journal of Financial and Investment Studies JSE: Jurnal Sharia Economica Jurnal Media Akademik (JMA) Ekuitas Jurnal Pnedidikan Ekonomi Konstruksi: Publikasi Ilmu Teknik, Perencanaan Tata Ruang dan Teknik Sipil Jurnal Pedagogy Jurnal Syaikh Mudo Madlawan ELT Forum: Journal of English Language Teaching ALMUSTOFA: Journal of Islamic Studies and Research Service Cermat : Jurnal Cendekiawan dan Riset Multidisiplin Akademik Terintegrasi Jurnal Akuntansi As-Sulthan Journal of Education Humanis Ipso Jure
RAHMAT SETIAWAN
Departemen Manajemen, Fakultas Ekonomi Dan Bisnis, Universitas Airlangga
Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Public Health Social Sciences Other

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Investor Preferences in Choosing Digital Investment Applications: A Study on Banking and Non-Banking Securities Platforms Astutik, Novita Juni; Setiawan, Rahmat
TRANSEKONOMIKA: AKUNTANSI, BISNIS DAN KEUANGAN Vol. 5 No. 4 (2025): July 2025
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/transekonomika.v5i4.934

Abstract

The digital transformation has reshaped Indonesia’s retail investment landscape through the emergence of digital investment applications from both banking and non-banking institutions. Despite the growing adoption of such platforms, user preferences toward different types of applications remain underexplored. This study aims to examine the factors influencing user preferences in selecting digital investment applications, by comparing banking and non-banking securities platforms. A quantitative approach was employed, involving 124 active users of digital investment apps selected through purposive sampling. Five key variables were analyzed: ease of use, trust in technology, institutional trust, perceived financial benefit, and social influence. Data were analyzed using descriptive statistics and binary logistic regression. The findings reveal that most users prefer non-banking applications. Among the analyzed variables, institutional trust emerged as the most significant predictor of user preference. These findings suggest that digital investment platforms should focus not only on enhancing technological features, but also on strengthening institutional reputation and building user trust. These findings suggest the importance of incorporating institutional trust in the development of technology adoption models in the digital finance sector. Practically, app developers need to prioritize building institutional reputation and user trust, in addition to enhancing technological features.
Gen Z’s Preference for English Digital Learning Media Qatrunnada, Agatha Fitri; agustina, Eliasanti; Setiawan, Rahmat
International Journal of English Education and Linguistics (IJoEEL) Vol 7, No 2 (2025)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijoeel.v7i2.11901

Abstract

This study explores the preferences of Generation Z for English learning media and the factors influencing these preferences. Generation Z, born between 1997 and 2012, demonstrates a strong inclination toward modern digital platforms such as social media, video streaming services, and learning apps like Duolingo, which offer flexibility, interactivity, and visually appealing content. The study employs a mixed-method approach, combining quantitative surveys of 77 respondents aged 15–25 years and qualitative interviews with four participants. Key findings reveal that ease of access, visual appeal, and relevance to personal interests significantly influence Gen Z’s media choices. Challenges include distractions, short attention spans, and a lack of motivation in self-directed learning. The findings highlight the importance of designing media that aligns with Gen Z’s learning styles, incorporating interactive and gamified elements to enhance engagement and learning outcomes. This research provides valuable insights for educators and developers to optimize digital media for effective English learning
Medical-Adapted Fable in Teaching English for Nursing Purposes Andanty, Ferra Dian; Setiawan, Rahmat
English Language in Focus (ELIF) Vol. 8 No. 1 (2025): English Language in Focus (ELIF)
Publisher : English Department, Faculty of Education, Universitas Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24853/elif.8.1.1-12

Abstract

English proficiency is essential in nursing education, as nurses must communicate medical information accurately while demonstrating empathy and ethical awareness. However, many English for Specific Purposes (ESP) courses remain limited to vocabulary and grammar memorization, neglecting contextual and humanistic aspects of learning. This study introduces medical-adapted fables as an alternative medium for English instruction in nursing. Employing a mixed-method exploratory–descriptive design, data were gathered from 150 nursing students in Surabaya through questionnaires, complemented by interviews with three participants for deeper insights. Findings reveal that students could recognize key medical vocabulary such as blood pressure (80%), infection (76.7%), and diagnosis (74.7%), along with medical devices including thermometer (86.7%), stethoscope (83.3%), and syringe (80.7%). Ethical communication values were also strongly perceived, particularly empathy (88%), active listening (84.7%), and confidentiality (76.7%). Perception scores exceeded 4.2 on a Likert scale, indicating positive responses toward storytelling as a learning tool. Interviews further highlighted that fables provided memorable and emotionally engaging contexts, fostering confidence and sensitivity in English use. The novelty of this research lies in integrating narrative pedagogy into ESP for nursing, offering promising implications for vocabulary learning, ethical awareness, and global communication readiness.
The role of independent commissioner in the effect of family ownership on capital structure in family companies in Indonesia Setiawan, Rahmat; Kusumawati, Nunik Dwi
The Indonesian Accounting Review Vol. 10 No. 2 (2020): July - December 2020
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/tiar.v10i2.1972

Abstract

The purpose of this research is to analyze the effect of family ownership on capital structure with independent commissioner as a moderating variable in family companies in Indonesia. The study used the population consisting of  family businesses listed on Indonesia Stock Exchange. The data were taken from  the Indonesian Capital Market Directory (ICMD), financial statements, and annual report and the observation period was done from 2012 to 2018. The sampe was taken by  a purposive sampling based  the specified criteria. Based on the analysis result, it can be concluded that family ownership has a significant negative effect on capital structure. Independent commissionerweakens significantly the negative effect of family ownership on capital structure. Furthermore,firm sizehas a significant positive effect on capital structure, but profitability has a significant negative effect on capital structure.
The effect of covid-19 on bank proftability: Evidence of m-banking and e-banking in Indonesia Anggraeni, Anggraeni; Basuki, Basuki; Setiawan, Rahmat
The Indonesian Accounting Review Vol. 12 No. 2 (2022): July - December 2022
Publisher : Universitas Hayam Wuruk Perbanas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/tiar.v12i2.2889

Abstract

Covid-19 affected the banks’ financial acitivities globally and, therefore, mobile banking can become solution for doing a distancing transaction. This study tries to observe if mobile transaction has significant effect of income in private and public bank in Indonesia. This study collects the data about bank profitability and the number of mobile banking users before and during Covid-19 pandemic from BCA and BNI in Indonesia. The data of mobile transaction is divided into three, mobile, internet, and SMS banking. The data of income divided into two, premium/net and operational income. The data is analyzed using linear regression method to observe if mobile transaction has effect toward income variables. The data is analyzed using SPSS. The result showed that before pandemic, those three mobile transaction have strong correlation toward the increasing number of net and total operational income in BNI. In BCA, mobile banking has a significant effect on net and total operational income. During pandemic, mobile transactions have negative correlation toward net income, while operational income has positive one for BNI, but negative for BCA. It can be concluded that  internet, mobile, and SMS banking have correlation toward net and total operational income.
UKURAN DEWAN KOMISARIS, PROPORSI KOMISARIS INDEPENDEN, DAN PENGAMBILAN RISIKO BANK PADA PERUSAHAAN PERBANKAN DI INDONESIA Rahmat Setiawan; Salsabila Barasyid; Nanda Surya Jatnika
Media Bina Ilmiah Vol. 20 No. 2: September 2025
Publisher : LPSDI Bina Patria

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study was to determine the effect of the size of the board of commissioners and the proportion of independent commissioners on bank risk taking. The sample of this study is banking companies listed on the Indonesia Stock Exchange during the period 2007 to 2016. The number of observational data analysed was 194 data in the first model and 131 data in the second model. The analysis method used in this research is multiple linear regression. The dependent variables analysed include insolvency risk and idiosyncratic risk. And the independent variables consist of the size of the board of commissioners and the proportion of independent commissioners. The results showed that the size of the board of commissioners and the proportion of independent commissioners had a significant negative effect on bank risk taking as measured by insolvency risk and idiosyncratic risk.
CEO WANITA, KEPUTUSAN INVESTASI, DAN KEPUTUSAN PENDANAAN Rahmat Setiawan; Zuhroida Bella Meilina; Fisca Fideline Palullungan
Media Bina Ilmiah Vol. 20 No. 2: September 2025
Publisher : LPSDI Bina Patria

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Abstract

The purpose of this research is to verify the influence of female CEOs on investment and financing decision in manufacturing companies which listed on the Indonesia Stock Exchange. This research uses multiple linear regression models and logistic regression models. The data is acquired from Companies Annual Report Published period 2013-2017. The dependent variables in this research are the level of investment, acquisition decisions, and leverage. The independent variable used in this reseach is female CEO proxied with dummy variable which worth 1 if the company is led by a female CEO, and is worth 0 if vice versa. The finding of this research show that (1) companies led by female CEOs (2) companies led by female CEOs tend not to make acquisitions compared to companies not led by female CEOs, and (3) companies led by female CEOs have lower leverage than companies not led by female CEOs.
STRUKTUR KEPEMILIKAN DAN PENGAMBILAN RISIKO BANK Rahmat Setiawan; Windy Priga Oktini; Abdul Malik Akmal
Media Bina Ilmiah Vol. 20 No. 2: September 2025
Publisher : LPSDI Bina Patria

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Abstract

The purpose of this research is to examine the influence of ownership structure on bank risk-taking in the Indonesian banking industry. This study uses a multiple linear regression model with data from 2012 to 2016. The independent variables are bank ownership (private and government) and ownership concentration (concentrated and non-concentrated). The dependent variable is bank risk-taking measured by credit risk (NPL) and insolvency risk (1/ZSCORE). The results show that bank ownership has a significant negative effect on risk-taking, while ownership concentration has a significant positive effect
PERANCANGAN WEBSITE MONITORING GANGGUAN INTERNET DAN MENGGUNAKAN UML (STUDI KASUS: PT. FAZNET) Irfan, Muhamad; Nasrullah, Dinda Maharani; Angelina, Viola; Setiawan, Rahmat; Hafiz, Fakhri
JURNAL ILMIAH INFORMATIKA Vol 13 No 02 (2025): Jurnal Ilmiah Informatika (JIF)
Publisher : LPPM Universitas Putera Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33884/jif.v13i02.10631

Abstract

This research brings to light an urgent dilemma pervading the broadband service supplying sector exemplified by PT. Faznet.Presently, clients have difficulties effectively communicating interruptions owing to manual processes providing scant network performance information. Addressing this communication vacuum, we propose a wireless network monitoring web portal engineered to dynamically present internet conditions in real time (speed, signal quality, status) and enable two-way interactions through disturbance reporting, maintenance advisories, and status updates. The developmental approach applies the Unified Modeling Language (UML), starting with Use Case Diagrams to model user requirements, progressing to Activity Diagrams detailing work processes, Sequence Diagrams sequencing intercomponent operations, and lastly Class Diagrams outlining software structure. It is expected that implementing this system will notably amplify transparency and responsiveness to better serve customers of PT. Faznet. This paper investigates a key challenge in sharing network performance data and service issues with subscribers of an internet provider. The suggested remedy involves designing an online dashboard displaying current network metrics and a feedback mechanism for users and technicians to exchange information on problems, repairs, and network status. System architecture and evolution adheres to modeling best practices to map workflows, message passing, and class relationships with the goal of vastly improving availability of network intelligence to customers while strengthening support reactivity. This aims to boost satisfaction levels among the user base of the featured broadband corporation.
IMPLEMENTASI KURIKULUM BINA PRIBADI ISLAMI (BPI) DALAM PEMBENTUKAN AKHLAKUL KARIMAH DI SDIT ULUL ALBAAB WELERI KENDAL Sunarso; Rahmat Setiawan
As-Sulthan Journal of Education Vol. 1 No. 4 (2025): Mei
Publisher : As-Sulthan Journal of Education

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Abstract

The Bina Pribadi Islami (BPI) curriculum plays a key role in shaping students' moral character (akhlaqul karimah) at SDIT Ulul Albaab Weleri, Kendal. This study explores the strategies, processes, and impacts of the BPI curriculum in fostering Islamic values and noble character. Using qualitative methods, data were gathered through interviews, observations, and documentation. The results show effective integration of the BPI curriculum in daily activities, extracurricular programs, and school culture. Religious practices like tahfidzul Qur'an, dhuha prayers, and moral guidance significantly influence students' behavior, instilling Islamic values as the basis of character development.
Co-Authors Abdul Malik Akmal Abdulrohim E-sor Acchedya Anugrahani Acchedya Anugrahani Ade Putra, Bayu Adelisa, Rana Adhim, Syarif Aditya Daru Pangaripto Aditya Sahrul Aditya Sahrul Bagaskara Adriani, Mirza Adyanto Budi Rachmansyah Agil Fahad Rizkillah Agustin, Hamdi Agustina, Eliasanti Ahmad Aziz Putra Pratama Ahmad Naufal Arrafi Aji Brahmanstya Lino Pratama Aldith Dea Almeyda Alfiani, Ika Alviyah Rahmah Amiruddin Siregar Andanty, Ferra Dian Andaran, Vanya Jossi Andi Karman Andri Rianawati Angelina, Viola Anggraeni Anggraeni Annisa Shabrina Annisa’ush Shafiyah Azzahrah Anugrah Ugga Praceka Anwar, Sholihul Arfian Reza Fahrezhy ariyanto, sanusi Arizqa Miftahurrohmah Arka Prabaswara Artha Merika Indah Puspita Sari Artha Merika Indah Puspita Sari Artha Merika Indah Puspita Sari Aslam, Annisa Paramaswary Astutik, Novita Juni Aulia Claraning Sukmawati Aulia Damanti Halim Bagus Surya Muhammad Baiturrochimah Baiturrochimah Basuki , Basuki Basuki BASUKI BASUKI Basuki Basuki Beni Setiawan Birda Lista Dewi Budi Yuda Prawira Cahyani, Desy Eki Cahyani, Puput Chandrasari, Damajanti Christiana, Nova Christiana, Nova Dendy Suarista Suryanegara Denny Adi Nugroho Denny Hardiko Harmasanto Denny Hardiko Harmasanto Dewi, Ambarsari Sukma Dhealelia Munandari Dian Saputra Dining Octahayu Doyat, Dolmat E-sor, Abdulrohim Efa, Delavilanda Baby Elia, Eliasanti Agustina ELIASANTI AGUSTINA Elliv Hidayatul Lailiyah Elsa Yustika Putri ENDANG MUSTIKOWATI Enggo Pradenta Sakti Erika Sefila Putri Erry Wisudawan Pradana Fadilatul Jennah Fajar Susanto Fatoni, Sahrul Febrianti, Adhela Fenda Puspita Anggraini Fikriananda Addo Rahmawan Fisca Fideline Palullungan Fitri, Nabila Nur Gancar Candra Premananto Garina Irmayanti Hafiz, Fakhri Handayani, Sri Hanif, Muhammad Abdul Harianto, Asis Harmasanto, Denny Hardiko Hazwari Hasan Helena Thria Nathalia Hena Rachmawati Herlinawati I Made Sudana Iasya, Lubna Ida Masriani Indira Nuansa Ratri Irfan Handiliastawan Irfan, Muhamad Irfianti, Santi Irsan Rahman, Irsan Irwan Hidayatullah, Irwan Ivan Virnandyto Ivone Dona Khoirun Nisa Jumadil, Moh Rizky A Khalifaturofi'ah, Sholikha Oktavi Khalishatul Fajri Khoirotunnisa, Fani Kinasih, Titah Koko Sudiro Koko Sudiro Kumar Singh, Sanju Kumar Kurnia, Meytha Dwi Kurniadiansyah, Meytha Dwi Kusriani, Ruri Kusumawati, Nunik Dwi Lila Gestanti Lila Gestanti Lubna Iasya Lukas Nusa Wedeo Lewa Lumumba, Ahmad Wisesa M Mongdong, Novita Maemunah Maemunah Mario Zagarino Laning MAROA, MUSTATING DAENG Masfufah Masfufah Mesta Pramika Meytha Dwi Kurniadiansyah Mirza Adriani Moh Maulidi Syarif Moh. Nur, Nirwan Mohamad Hidayat Muhtar Muchtar, Hendi S. Muh. Nasihin Muhamad Fathoni Muhammad Ilham Thamrin Muhammad Iqbal Faizul Mustofa Muhammad Wildan Nurrahman Anjanarko Nabhan, Salim Nabila Rizki Aulia Nabilah Ratnaduhita Firjatullah Nanda Surya Jatnika Nareswari, Rr. Alvita Aulia Nasrullah, Dinda Maharani Nastifa, Dwi Naulybasha, Anisa Yulia Navandra, Affan Fardan Nila Afrianti Nindhita Rafianti Putri Ninditya Nareswari Nisa, Zulifah Izzatin Nova Christiana Nunik Dwi Kusumawati Nur Aini Fitria Nur Anisa Nurdi, Nabilla Aisyah Nurmitananda, Muhammad Naufal Hamdani Nursida, Nina Nurussyifa, Salsabila Nuryanto, Agung Benta Febria Octavia Reniar Putri Octavia Reniar Putri Ogotan, Arianti A. Oktaviani, Rona Naula Oriza Herlina Amalia Pechinthorn, Komm Permatasari , Ririn Pradana, Erry Wisudawan Prakoso, Leonardus Prakoso, Rahmat Bagas Priyanto Priyanto Putri Anjani, Ajeng Galuh Putri, Meia Rizqi Talitha Putu Ayu Indira Savitri Suryana Pwee Leng Pwee Leng Qatrunnada, Agatha Fitri Qatrunnada, Nisrina Qurrotul Ainiyah, Qurrotul Rachmansyah, Adyanto Budi Rahmawati, Setia Dwi Ratna Rana Adelisa Rays, M. Ikhwan Rezza Gustantya Pratiwi Rinaldy, Reza Ananda riska agustin Riska Agustin Rosmiati Jafar Rosmiati Jafar Salsabila Barasyid Sanju Kumar Singh Sari, Yuli Indri Sasmita, Anggun Eca Savira Rizma Yunita Sembiring, Rinawati Shafira Mahdiyah Rachma Shafiyah Azzahrah, Annisa’ush Sholihul Anwar Siburian, Henry Kristian SRI NURHIDAYAH Sucipto, Dri Sukisno Sukisno, Sukisno Sulistijanti, Wellie Sunarso Suprayitno, Muhammad Robeth Syahria, Nukmatus Syarifah Hanifah T.M., Eka Putri Tanti Aprinia Ulinnuha Khoirul Rizal Uliyah, Putri Ridhotul Ummah, Lailatussafiil Utama, Reski Putra Valiant Nur Hasyim Wan Jumiati Wibowo, Wisnu Widharta, Anggita Ayu Windy Priga Oktini Yanuaristya, Nina Yohanes Richardo Halim Yuhelson Yuhelson Yunan Alhamda Prasetya Zuhroida Bella Meilina Zulifah Izzatin Nisa Zulkifli Rusby Zulkifli, Muhammad Ilham