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All Journal jurnal niara Jurnal Hukum Respublica Tarbawi: Jurnal Keilmuan Manajemen Pendidikan JURNAL PENDIDIKAN TAMBUSAI MIZAN International Journal of Nursing and Health Services (IJNHS) JURNAL EKONOMI SAKTI (JES) Real in Nursing Journal Jurnal Ekonomi International Journal of Economics Development Research (IJEDR) International Journal of Law and Public Policy (IJLAPP) Journal of Nursing and Public Health (JNPH) Suluah Bendang: Jurnal Ilmiah Pengabdian Kepada Masyarakat jurnal abdimas saintika Riset: Jurnal Aplikasi Ekonomi Akuntansi dan Bisnis JUSIE (Jurnal Sosial dan Ilmu Ekonomi) Kontigensi: Jurnal Ilmiah Manajemen Jurnal Pajak dan Bisnis (Journal of Tax and Business) Collegium Studiosum Journal Akuntansi'45 Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Aktualita : Jurnal Hukum Jurnal Ekonomi Utama (Juria) ANWARUL: Jurnal Pendidikan dan Dakwah Journal of Hospital Management Transformasi: Journal of Economics and Business Management Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Jurnal Penelitian Ekonomi Manajemen dan Bisnis Eduvest - Journal of Universal Studies JEBIMAN: Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi Jurnal Salome: Multidisipliner Keilmuan Jurnal Penelitian dan Pengabdian Masyarakat Jotika Journal of Management and Creative Business HUMANITIS : Jurnal Humaniora, Sosial dan Bisnis Jurnal Konseling Pendidikan Islam Indonesian Journal of Education and Development Research Jurnal Ekonomi dan Bisnis ANDREW Law Journal Intellektika: Jurnal Ilmiah Mahasiswa Vitalitas Medis : Jurnal Kesehatan Dan Kedokteran Inovasi Kesehatan Global Edukasi Elita : Jurnal Inovasi Pendidikan Sosial Simbiosis: Jurnal Integrasi Ilmu Sosial dan Politik Jurnal Inovasi Manajemen, Kewirausahaan, Bisnis dan Digital Jurnal Inovasi Ekonomi Syariah dan Akuntansi Green Inflation: International Journal of Management And Strategic Business Leadership Tepak Sirih : Jurnal Pengabdian Kepada Masyarakat Madani Jurnal Keperawatan Medika Konsensus: Jurnal Ilmu Pertahanan, Hukum dan Ilmu Komunikasi Indonesian Journal of Education NuCSJo : Nusantara Community Service Journal Jotika Research in Business Law World Health Digital Journal (wolgitj)
sandra dewi
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Journal : Transformasi: Journal of Economics and Business Management

 1 
Analisis Manajemen Risiko Pembiayaan Musyarakah di PT. BPRS Haji Miskin Pandai Sikek Fadhilah Fitria; Sandra Dewi
Transformasi: Journal of Economics and Business Management Vol. 3 No. 4 (2024): Desember : Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v3i4.2034

Abstract

This study aims to identify the risks that will arise due to fraudulent practices and breach of contract will be carried out by clients during musyarakah financing. This text also aims to explore how the implementation of risk management can reduce the risks that will occur in the PT. BPRS Haji Miskin Pandai Sikek is a microfinance institution that aims to provide services to the underprivileged population in the Sikek area. In this study, the qualitative method was chosen by the author as the approach that will be used to carry out their research. In this paper, the author uses two types of primary data. Initially, primary information will be obtained directly from primary sources, such as written records and direct observations at the research site. Furthermore, primary information will be obtained through library studies or by referring to relevant books on Islamic banking and related subjects. In this study, the analytical method was used by the researchers. Based on the study, it was reported that fraud and default by customers in musyarakah financing present two types of risks, namely financing risk and operational risk. The implementation of risk management in musyarakah financing will be carried out by a specific PT company. In order to implement the precautionary principle, BPRS Haji Miskin Pandai Sikek utilizes the standard operating procedure (SOP) instructions that have been decided. The risk management process includes four stages, namely risk detection, risk assessment, risk management, and risk monitoring. The principle of the five Cs (character, capacity, capital, collateral and condition of economy) is used in this process.
Analisis Implementasi Customer Relationship Management dalam Meningkatkan Loyalitas Nasabah pada Koperasi LKMS-A Gapoktan Panampuang Prima Cici Pramida; Sandra Dewi
Transformasi: Journal of Economics and Business Management Vol. 3 No. 4 (2024): Desember : Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v3i4.2041

Abstract

This article is entitled Analysis of the Implementation of Customer Relationship Management in Increasing Customer Loyalty at the LKMS-A Gapoktan Panampuang Prima Cooperative. Matters relating to behavior towards customers, how to serve customers, and all matters relating to customer behavior are part of Customer Relationship Management. In this study, the research used is field research which is descriptive qualitative in nature by collecting data through observation, interviews and documentation. Qualitative research is carried out to build knowledge through understanding and discovery. The results of this research, the implementation of Customer Relationship Management at LKMS-A Gapoktan Panampuang Prima is CRM designed to utilize information technology by developing a continuous relationship with customers by maximizing four dimensions, namely planning, People, Process. , Technology. Which can be seen in the LKMS-A Gapoktan Panampuang Prima which has maximized these four dimensions. Meanwhile, the obstacle faced by the LKMS-A cooperative is the difficulty in increasing the number of customers due to the large number of competing institutions nearby. However, these obstacles can be overcome by improving service quality, increasing trust, increasing satisfaction, and building a better company image.
Pengaruh Invesment Opportunity Set, Kinerja Keuangan dan Struktur Aset terhadap Nilai Perusahan pada Perusahaan Perhotelan, Resort Serta Cruise Line akan Terdaftar di BEI Tahun 2018-2022 Putri Yulia Ningsih; Sandra Dewi
Transformasi: Journal of Economics and Business Management Vol. 3 No. 4 (2024): Desember : Journal of Economics and Business Management
Publisher : Universitas 17 Agustus 1945 Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56444/transformasi.v3i4.2125

Abstract

This research aims to determine, anaIyze and expIain the influence of the Investment 0pportunity Set, FinanciaI Performance, Asset Structure on company value, to optimize company value which can reflect the condition of a company through the company's share price. The sample in this research is 12 companies in hotel companies , resorts, cruise lines listed on the IDX 2018-2022. Data analysis in this research used purposive sampling. The method used is descriptive analysis with a quantitative approach and using descriptive methods with the help of SPSS version 24 to process it. Based on the research results, it can be seen that (1) Investment opportunity set has a positive and significant effect on company value as seen from the results of the t test research with sig 0, 00 ≤ 0.05 in hotel, resort, cruise line companies 2) financial performance does not have a positive effect on company value as seen from the results of the t test research with sig 0.510 ≥ 0.05 in hotel, resort, cruise line companies; (3) asset structure does not have a negative effect on company value as seen from the results of the t test research with sig 0.111 ≥ 0.05 in hotel, resort and cruise line companies; (4) Investment opportunity set, performance and asset structure on company value have a partial effect on company value in hotel, resort and cruise line companies listed on the Indonesia Stock Exchange 2018-2022.
Co-Authors Ade Pratiwi Susanty, Ade Pratiwi Agatha Vivian Giovani, Agatha Vivian Giovani Agustina, Annisya Alamsyah, Ferdy Amanda, Jelli Putra Andrew Shandy Utama andrew shandy utama, andrew shandy Andry Andry Anggra Trisna Ajani Anne Putri Annisya Agustina Ardiansah, Ardiansah Arlen, Fauzi Armaita Baginda Parsaulian Beni Rawadi Berlianto, Margaretha Pink Bintang Purba Christever, Christever Cici Pramida Cixo Cixo Debby Sinthania Delfit Devy Winata Dewi Haryati Dian, Wahyuni Dickson, Dickson Dzakiyah Suci Yuhary Endang Ruswanti Fadhilah Fitria Fadilla Putri Fadillah, Resi Fahmarita Fahmarita Fahrila Firdaus Febrina, Cory Fiki Pramita Fitri Handayani Fyona Hadisty Ghina Alya Dzakwan Girsang, Andri J. Hasibuan, Eka Khairani Hasmita Hasmita, Hasmita Hasnati Hasnati, Hasnati Hayati, Syukra Helmi Helmi Henmaidi Henmaidi Henmaidi, Henmaidi Hesi Eka Puteri Hidarpa, Nana Hilmy, M. Reza Hilmy, Mohamad Reza I Made Raditya Mahardika Ihsan, Diky Nafisa Imelda, Rezky Indayana Febriani Tanjung, Indayana Febriani indriani monica, muthia Natasya veronica Intan Kumala Dewi Intan Muliana Rhamdhani Intan Silviana Ira Safira Irsakinah, Irsakinah Kusumapradja, Rokiah Lara Paradilla Lisa Monica Lydia Lydia, Lydia maidawilis, maidawilis Malika Candra Kirana MARDATUL HUSNI, RISA Marlina, Vivi Mashudani, Lizda Mela Aliani Meliza Dara Puspita Miftahur Rahmah Mike Asmaria Moh. Fachrurrozy Basalamah Mona Adria Wirda Muhammad Panji Al Gazali Muliawan, Marjono Mutia Alya Surianto Nabila Rahmadani Nasfi, Nasfi Nasution, Tasya Nasya Aulia Ramadhani Nazilla Fahira Niken Rika Saputri Nilam Permata Sari Nofierni, Nofierni Novera Martilova Novera, Milya Nur fajarriah Nurfadila Oksep Adhayanto Pardede, Rudi Popy Ardian Ningsih Zega Pratiwi Susanty, Ade Pratiwi, Velina Prima Minerva Putri Yulia Ningsih Putri, Natasya Kaila Putri, Windi Elsa Rahma Almira Hani Rahmad, Tantri Yanuar Rahmadani Eka Putri RAHMAT SYAHNI Rahmayani, Novi Ramaita, Ramaita Reska Handayani RESPATI, RUSVI Resty Dila Aryanti Rian Adi Pamungkas, Rian Adi Rina Anindita Rina Mariyana Rina Panggabean Riska Aulia Rita Wahidi , Kemala Rizkia, Dian Gema Rudi Febriamansyah Sabri Sabri Sahala Fransiskus Marbun Saputra, Muhammad Rian Saputri, Niken Rika sari, Dwi happy anggia Selvia Selvia Shela Kurnia Putri Sherly Oktaviani Sihotang, Roma Ulina Br SRI RAHAYU Sudiono, David Surianto, Mutia Alya Tasya Nasution Tito Andryansyah Tri Indah Prasasti Viona Khairunnisa WAHYUNI, VANIA Welvy Fenancy Wiwit Febrina Wulanda Putri Widy Yalid Yalid Yaswinda Yaswinda Yaswirman, Yaswirman Yasypi’i Pakhiri Caniago Yesi, Hilma Yesyka Yetti Yuderna, Vivi Yulsyofriend, Yulsyofriend Zauzza Stabita Zulvera