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All Journal SulukIndo Jurnal Pemberdayaan Masyarakat: Media Pemikiran dan Dakwah Pembangunan Jurnal Penelitian dan Pengabdian Kepada Masyarakat UNSIQ Journal of Economic, Management, Accounting and Technology (JEMATech) JOURNAL OF SCIENCE AND SOCIAL RESEARCH Edumaspul: Jurnal Pendidikan Magisma: Jurnal Ilmiah Ekonomi dan Bisnis EconBank : Journal Economics and Banking International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Ilmiah Edunomika (JIE) JPEKBM (Jurnal Pendidikan Ekonomi, Kewirausahaan, Bisnis dan Manajemen) Medikonis Jurnal Bingkai Ekonomi (JBE) Jurnal Minfo Polgan (JMP) Hakam : Jurnal Kajian Hukum Islam dan Hukum Ekonomi Islam Jurnal Andaliman: Jurnal Gizi Pangan, Klinik dan Masyarakat Asian Journal of Management Analytics Jurnal Pengabdian Masyarakat Bhinneka Malcom: Indonesian Journal of Machine Learning and Computer Science Medika Respati : Jurnal Ilmiah Kesehatan Aurelia: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia Magna: Journal of Aconomics, Management, and Business Jurnal Akuntansi, Manajemen dan Perbankan Syariah Innovative: Journal Of Social Science Research DFAME Digital Financial Accounting Management Economics Journal JEPEmas: Jurnal Pengabdian Masyarakat (Bidang Ekonomi)
Bahtiar Efendi
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Journal : EconBank : Journal Economics and Banking

 1 
Peran Emosi Positif Dalam Memediasi Store Atmosphere dan Store Image Terhadap Pembelian Impulsif Ernawati, Ernawati; Efendi, Bahtiar
EconBank: Journal of Economics and Banking Vol 6 No 2 (2024): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v6i2.442

Abstract

In business competition, retailers are expected to increase their sales so they can compete with other retailers. The phenomenon of impulsive buying behavior is a challenge for retailers where they are required to be able to create emotional interest such as provoking consumers' passion to buy and consume a particular product. The aim of the research is to prove how positive emotions mediate store atmosphere and store image and influence impulse buying. This research uses a quantitative approach, namely an approach that emphasizes analysis of numerical data processed using statistical methods. Quantitative research is a type of research that produces discoveries that can be achieved (obtained) using statistical procedures or other means of quantification (measurement). Then it is measured using SmartPLS (Partial Least Square) software starting from hypothesis testing. The results of this research are that store atmosphere has a positive effect on impulse buying, store image has a positive effect on impulse buying, store atmosphere has a positive effect on positive emotions, store image has a positive effect on positive emotions, positive emotions have a positive effect on impulse buying, positive emotions mediate the positive effect of store atmosphere. on impulse buying, positive emotions mediate store image having a positive effect on impulsive buying
Kontrol Diri Sebagai Mediator Penentu Faktor-Faktor yang Mempengaruhi Perilaku Pengelolaan Keuangan Pengguna Buy Now Pay Later (BNPL) Cemarawati, Nungki; Trihudiyatmanto, M.; Efendi, Bahtiar
EconBank: Journal of Economics and Banking Vol 7 No 1 (2025): Econbank
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v7i1.449

Abstract

Buy now pay later financing facilities are a challenge in financial management behavior whose success is still questionable among Indonesian people. This quantitative study aims to provide evidence that BNPL users' actions are influenced by their level of financial knowledge and experience, and that self-control is a key component of sound financial management. This study mainly aims to understand the Wonosobo generation Z. Using the Hair et al. method, this study analyzed data using SEM-PLS 4.0 with a sample size of 150 participants. The results of this study suggest that individuals of generation Z may be identified by their practices around money management, which are influenced by their awareness of the importance of self-control. Knowledge and experience in personal finance significantly and positively affect self-control, according to the research. Alternatively, financial management behavior is positively affected by, if marginally so, financial knowledge and experience. Lastly, the habit of financial management is positively and significantly impacted by self-control. The interesting thing is that self-control may act as a go-between when it comes to the relationships between financial knowledge and financial management behavior, and with financial experience as well. Fasilitas pembiayaan beli sekarang bayar nanti merupakan tantangan dalam perilaku manajemen keuangan yang keberhasilannya masih dipertanyakan di kalangan masyarakat Indonesia. Studi kuantitatif ini bertujuan untuk memberikan bukti bahwa tindakan pengguna BNPL dipengaruhi oleh tingkat pengetahuan dan pengalaman keuangan mereka, dan bahwa pengendalian diri merupakan komponen kunci dari manajemen keuangan yang baik. Studi ini terutama bertujuan untuk memahami generasi Z Wonosobo. Dengan menggunakan metode Hair et al., studi ini menganalisis data menggunakan SEM-PLS 4.0 dengan ukuran sampel 150 peserta. Hasil studi ini menunjukkan bahwa individu generasi Z dapat diidentifikasi oleh praktik mereka seputar pengelolaan uang, yang dipengaruhi oleh kesadaran mereka akan pentingnya pengendalian diri. Pengetahuan dan pengalaman dalam keuangan pribadi secara signifikan dan positif memengaruhi pengendalian diri, menurut penelitian tersebut. Sebaliknya, perilaku manajemen keuangan dipengaruhi secara positif meskipun tidak signifikan oleh pengetahuan dan pengalaman keuangan. Terakhir, kebiasaan manajemen keuangan secara positif dan signifikan dipengaruhi oleh pengendalian diri. Hal yang menarik adalah bahwa pengendalian diri dapat bertindak sebagai perantara dalam hal hubungan antara pengetahuan keuangan dan perilaku manajemen keuangan, dan dengan pengalaman keuangan juga.
Co-Authors Aat Ruchiat Nugraha Abdurohim Abdurohim, Abdurohim Agus Yudianto Ahadiyah, Latifatul Ahirotunisa, Suci Aini Rahayu Akbar, Muhamad Asif Maulana Alfizi, Alfizi Ali Mutafi Ali Salobar, Aditia Lade Alif Lukmanul Hakim Amalia, Ika Asaliatun Amira Arazilla T Anam, Arif Khaerul Anantadjaya, Samuel PD Anggoro, Retno Anggraeni, Diana Anggraini, Diah Putri Annisa Zanjabila Irsan Apriliani, Aenun Apriliani, RAEP. Ardiyanti, Yunita Arifin, Davit Arsadhana, Muhamad Ashshiddiqy, Muhammad Zain Ayu Wulandari Azka, M. Gilang Maulana Azzahra, Septiana Bachtiar, Alfan Bayu, Rahindra Bhakti, Achmad Hasbuka Hudaya Candra Nurhayati, Eny Cemarawati, Nungki Darmawan, Zakaria Satrio Dhanias, Fitriana Rakhma Donny Dharmawan Ekasari, Silvia Emma Budi Sulistiarini Ernawati Ernawati Fauziah Ramadhani Feriyadin, Feriyadin Firdaus Firdaus Furbani, Widiastuti Hafari, Narulita Hafitzah, Nur Harahap, Ida Hartiyah, Sri Heri Purwanto Hidayah, Attinia Hidayat, Akhmad Ma’ruf Hidayatullah, Muhammad Fendriansyah Hidayatunni’mah, Khusna Hikmah, Ziana Nurul Humairo, Calista Jarjayus, Muhammad Judijanto, Loso Kapisa, Redi Yana Karimullah, Suud Sarim Kaukab, M. Elfan Kespandiar, Tengku Khaeroman, Khaeroman Kholunnafiah, Ulya Kraugusteeliana Kraugusteeliana Kusdayanti, Niken Kusumastuti, Dinda Amelia Lailatul Munawaroh, Lailatul Lestari, Tiyas Puji Lidya Octavia Sitinjak Lini, Nahdia Luh Komang Candra Dewi M. Trihudiyatmanto Maula, Muhammad Nafi' Maula, Nur Ishmatul Maulana Akbar, M. Asif Maulana Akbar, Muhamad Asif Maulana Azka, Muhammad Gilang Maulana, Ayi Ma’ruf Amri Ma’ruf Amri1 Merita Ayu Indrianti Muhamad Asif Maulana Akbar Mulya, Adi Tri Muslimawati, Naning Musran Munizu Nabila, Shofiyyatun Nafitasari, Siti Dia Naifatun Irbah Nawangwulan, Irma M Ningsih, Tri Widyastuti Noor Hikmah, Noor Nugroho Hadi, Sugeng Nur Alam Nur Faizah, Yuniar Laeli Nurhayati, Eni Candra Nurina Nurina Nuruzzaman, Muhammad Efrizal Zahid Pamungkas, Alfin Setia Pangestuti, Anni Enggal Prakarsa, Bagus Purnama, Satria Sa'ban Purnama, Yayan Yudha Putri Nahdly Purba Putri, Armelia Army Putri, Desyana Rahayu, Anisa Rino Subekti Ristanto, Bowo Rizkiyadi, Dicky Romandhon, Romandhon RR. Aryanti Kristantini Sabila, Asfyani Maiza Saehu, Muh. Syaiful Sangadin, Ahmad Yajid Sarrono, Jimi Sattar Sattar, Sattar Sekar Indah Tri Dewi SETIAWAN JODI, I WAYAN GEDE ANTOK Setiawan, Anggun Siti Nur Aisah Sitorus, Sunday Ade Sofiyanti, Lilis Sri Sugiarti Sri Wahyuni Sri Wulandari Sucandrawati, Ni Luh Ketut Ayu Sudha Suhendar Suhendar, Suhendar Sunday Ade Sitorus Suntiah, Suntiah Suprapti, Fitri Supriatna, Metha Djuwita Supriyono Supriyono Susanti Susanti Susanti, Maulida Rahma Susanto Susanto Sylvatri, Hapsari Dian Tiyono, Tito Triola Chairunnisa Umami, Siti Fithrotul Utami, Farida Riza Wibowo, Teguh Setiawan Winarni, Endra Yanti, Nyatmi Dwi Zariroh, Fairuzza Arza