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All Journal JeLAST : Jurnal Teknik Kelautan , PWK , Sipil, dan Tambang Niagawan Jurnal Pendidikan Jasmani Jurnal Pendidikan Indonesia Jurnal JSIKA Prosiding Seminar Nasional Sains Dan Teknologi Fakultas Teknik Jurnal Ekonomi Modernisasi JAM : Jurnal Aplikasi Manajemen J-Simbol: Jurnal Magister Pendidikan Bahasa dan Sastra Indonesia Jurnal Kata: Bahasa, Sastra, dan Pembelajarannya Jurnal Penelitian Sains JKBM (JURNAL KONSEP BISNIS DAN MANAJEMEN) J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Journal of Economic, Bussines and Accounting (COSTING) SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam JMM (Jurnal Masyarakat Mandiri) JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) Martabe : Jurnal Pengabdian Kepada Masyarakat Jurnal Samudra Ekonomi dan Bisnis PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat SeBaSa: Jurnal Pendidikan Bahasa dan Sastra Indonesia MULTINETICS JATI EMAS (Jurnal Aplikasi Teknik dan Pengabdian Masyarakat) Edukasi Lingua Sastra Cita Ekonomika: Jurnal Ilmu Ekonomi Entrepreneur : Jurnal Bisnis Manajemen dan Kewirausahaan AKM: Aksi Kepada Masyarakat Jurnal Neraca Peradaban Jurnal Pajak dan Bisnis (Journal of Tax and Business) International Journal Software Engineering and Computer Science (IJSECS) International Journal of Management Science and Information Technology (IJMSIT) Jurnal Sistem Informasi Universitas Dinamika Journal of Medical Science; Jurnal Ilmu Medis Rumah Sakit Umum Daerah dr. Zainoel Abidin, Banda Aceh Profisiensi : Jurnal Program Studi Teknik Industri AKSARA: Jurnal Bahasa dan Sastra Online Learning in Educational Research Jurnal Gramatika: Jurnal Penelitian Pendidikan Bahasa dan Sastra Indonesia Jurnal Ekonomi Utama (Juria) eProceedings of Applied Science Paradigma: Jurnal Kajian Budaya Wacana, Journal of the Humanities of Indonesia Carita : Jurnal Sejarah dan Budaya Transforma: Jurnal Manajemen Fin Synergy: Jurnal Manajemen Keuangan Jurnal Sistem Informasi dan Manajemen Jurnal Perbankan Syariah: Persya SANISKALA: Jurnal Pengabdian Masyarakat Jurnal Abdimas: Sosial, Bisnis, dan Lingkungan JER AL QUWWAH : Jurnal Pengabdian Masyarakat J-CEKI Jurnal Ilmiah Manajemen Profetik Jurnal Pengabdian Masyarakat Ilmu Pendidikan
Muhammad Fuad
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Journal : Transforma: Jurnal Manajemen

 1 
The Influence of Income and Risk Perception on The Interest to Saving in Sharia Banking in Mandailing Natal District Sari, Erika; Dewi, Meutia; Fuad, Muhammad
Transforma Jurnal Manajemen Vol. 1 No. 2 (2023): Transforma: Jurnal Manajemen
Publisher : Pascasarjana Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56457/tjm.v1i2.67

Abstract

This study aims to determine the effect of income and risk perception on the intention to save in Islamic banking in the Mandailing Natal District. The sample in this study amounted to 96 respondents. The data analysis method uses multiple linear regression analysis with the regression equation, namely Y = 5.199 + 0.150X1 + 0.351X2. From the t test it is known that income and perceived risk partially have a significant1 effect on the intention to save in Islamic banking in the Mandailing Natal District. From the F test it is known that income and risk perception simultaneously have a significant1 effect on the intention to save in Islamic banking in Mandailing Natal Regency. Income and risk perception affect the intention to save in Islamic banking in Mandailing Natal Regency by 58.6%, while the remaining 41.
The Influence of Benefits, Convenience and Risk on Interest in Using Dana Applications (Case Study of Students at the Faculty of Economics, Samudra University) Fitri, Anisa; Fuad, Muhammad; Setianingsih, Dias
Transforma Jurnal Manajemen Vol. 2 No. 2 (2024): Transforma: Jurnal Manajemen
Publisher : Pascasarjana Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56457/tjm.v2i2.127

Abstract

This research aims to determine the influence of benefits, convenience and risks on interest in using the DANA application (case study of students at the Faculty of Economics, Samudra University). The population in this study were active students at the Faculty of Economics, Samudra University for the 2019 to 2022 academic year, totaling 973 people and a sample of 283 people using a purposive sampling technique by determining the sample size using the Slovin formula. The data analysis method in this research uses multiple linear regression analysis, t test, F test and coefficient of determination. The constant value ? is 2.309. The regression coefficient for the variables benefit, convenience and risk shows a positive influence on the variable of interest in using the DANA application. Benefits, convenience and risks partially have a significant effect on interest in using the DANA application. Benefits, convenience and risks simultaneously have a significant influence on interest in using the DANA application. Adjusted R2 is 0.449. This means that the variables of benefit, convenience and risk influence interest in using the DANA application by 44.9%, while the remaining 55.1% is influenced by other variables outside this research model.
Co-Authors Achmad, Adnan Adzmiyah, Nurul Izza Agung Madepo, Mahardika Ahmad Rizani, Ahmad Aisy, Rihadatul Al Muqoddas, Busro Ali Mustofa Amala, Istiqomah Ahsanu Amanda, Wahyu Amelia Amelia Ananti, Okyana Giti Andiny, Puti Andira, Fevi Sri Anggraeni, Cholifah Nur ANITA PURNAMA SARI Anjik Sukmaaji Anwar Efendi Ariadi, Yudhi Ariesta, Frisca Asnawi Asnawi Ayu Nurul Haryudiniarti Azzahra, Eva Bambang Riadi Brastoro Brastoro, Bratoro Bunfa, Liaw Busro, B. Chaidir Chaidir Darusman Darusman Della Rulita Nurfaizana Dina Maulina DWI YULIANTI Edi Suyanto Eko Rusminto, Nurlaksana Eko Widodo Gustany Erinda , Erinda Adistina Fahrani, Septria Fairus, Fairus Fakhriati Fakhriati Falka, Rachmat Firdaus Farida Ariyani Faridy, Najihatul Faroh, Syailul Firliyana, Firliyana Fita Kurniasari Fitri, Anisa Gugus Irianto Gunawan, Tommy Indra gustiana, cut Hajjul Kamil Handayani, Erna Handayani, Kristin Hermin Endratno Heru Prasetyo Hilal, Syaiful I Wayan Ardi Sumarta IB Indra Widi Kurniawan Isfany, Rizky Junaida, Erni Kun Harjiyanto Kustini Kustini M. Indrayadi Made Sudarma Marnita, Yenni Meutia Dewi, Meutia Miftahul Jannah Miranda , Miranda Santika Muhammad Nur Daud, Muhammad Nur Muhammad Salman Muhammad Wahyu, Muhammad Muhammad Yusuf Muhammad, Ulul Azmi Munaris . Murni, Cici Dewi Sari Mu’jizah, Mu’jizah Nabila, Nabila Nabila, Nur Nabilla, Ulya Najamudin Najamudin Niagara, Nirwan Ningsih, Ratna Noviana, Nova Nuh, Safaruddin M. Nurviana, Nurviana Oktariana, Dina Putri, Desyana Putri, Nur Afrida Putri Qolbi, Azzahra Nurul Rahman, Maulana Rahmat Hidayat Rahmawati, Endra Rahmawati, Lenny Rakhman, Abdulah Randikaparsa, Irawan Rangga Firdaus Rangkuti, Anisa Rika Wildasari Rini Mastuti Riny Chandra Rizal, Yani Rudhiningtyas, Dyah Arini Rusada, Nia Safrizal Safrizal Safuridar Sahira, Luthvi Aulia Sara, Oyami Sari, Erika Sari, Maulita Sari, Renielda Sari, Riezky Purnama Setianingsih, Dias Siti Samhati Siti, Siti Ani Nur’aini Sriyanto Sumarti Sumarti Supian, Dede Supian Suprapto, Irawan SURI AMILIA, SURI Syamsul Bahri Taqwa, Zayin Zakiya Umma Tengku Putri Lindung Bulan, Tengku Putri Lindung Trianna, Meilyda Umar Via, Via Sapitri Wahyudi Setiawan Warnis Warnis, Warnis Wattimena, Fegie Yoanti Windo Dicky Irawan Wini Tarmini Yasinta Mahendra, Yasinta Yudhistira, Ardhi Yuli Soesetio Yusra, Syarifah Yuswardi Zafira, Diana Zamakhsyari, Luthfi Ziaul Maula, Ziaul Zulkarnen Mora, Zulkarnen Zutiasari, Ika