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Journal : JURNAL AGRICA

Faktor Faktor Yang Mempengaruhi Persetujuan Pembiayaan Petani Kelapa Sawit Di Bank Syariah Mandiri Putri Dian Sari Damanik; Sri Fajar Ayu; Iskandarini Iskandarini
JURNAL AGRICA Vol 14, No 2 (2021): JURNAL AGRICA
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/agrica.v14i2.5144

Abstract

The role of financial institutions is very much needed in the form of supporting the development of the oil palm agricultural sector. Banking is one of the agents of development. The main function of banking is as a financial intermediary institution. Therefore, banks are expected to be able to channel financing to the agricultural sector. However, in the distribution of credit or financing facilities, there are terms and elements of credit that must be fulfilled by farmers as prospective debtors at Bank Mandiri Syariah, after which a feasibility analysis will be carried out on prospective debtors. The purpose of this study was to analyze the effect of financing needs, income, collateral value, education, and length of farming on financing approval for oil palm farmers. The method of determining the sample was carried out by using a census, namely the entire debtor in which the farmers who applied for oil palm financing were sampled in this study as many as 61 people. In this study, it was processed using logistic regression analysis. The results showed the variables of financing needs and collateral have a significant effect on financing approval, while income, education and length of farming variables have no significant effect on financing approval. If the variables of financing needs, income, collateral, education and length of farming increases, the financing approval will increase/agree.Keywords: Palm oil; Farmers; Financing; Banking.
Analisis Transmisi Harga Bawang Merah Di Provinsi Sumatera Utara Sembiring, Yanita Melissa Br; Rahmanta; Iskandarini
JURNAL AGRICA Vol. 17 No. 1 (2024): JURNAL AGRICA
Publisher : Universitas Medan Area

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Abstract

Shallot are vegetables that often experience problems in the off-farm aspect, namely high price fluctuations because shallots are a commodity that can cause inflation. This study aims to analyze the transmission pattern of shallot prices at the producer, wholesaler, and consumer levels and to analyze the factors that influence the formation of shallot price at the consumer level in North Sumatra Province. The data studied is monthly data for 2016-2020, totaling 60 observations. The analytical model used in this research is the Asymmetric Error Correction Model (AECM). The results showed that price transmission between shallot marketing agencies in North Sumatra Province was asymmetric in the short and long term in the relationship between wholesalers-producers and consumers-producers. Asymmetric price transmission in the short term is formed due to adjustment costs in line with price changes that occur. Meanwhile, long-term price transmission occurs as a result of the abuse of market power by buyers
Strategi Peningkatan Pendapatan Petani Kelapa Sawit Umur Tanaman 21-25 Tahun Di Kecamatan Dolok Masihul Darma, Endra; Iskandarini; Siahaan, Elisabet
JURNAL AGRICA Vol. 17 No. 1 (2024): JURNAL AGRICA
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The income of farmers who have plants aged 21-25 years based on productivity trends will experience a decline. The decline that occurs will be directly proportional to crop productivity so that the average decline in income for farmers aged 21-25 years is 1-5% per year. The average decline that has occurred is 19.11% since 2021. This research aims to increase the income of oil palm farmers aged 21-25 years in Dolok Masihul so that the decline in income experienced by farmers returns to normal conditions, namely 1-5%. The population of this research is all oil palm farmers in Dolok Masihul. Sampling was carried out using the probability sampling method and the samples were 125 farmers whose plants were 21-25 years old. The research was conducted using qualitative and quantitative methods using SWOT and QSPM analysis. The results of this research provide a defensive strategy for increasing income from plants aged 21-25 years in the short term, namely 1 to 3 years. Farmers can make improvements through crop management based on intensity and rainy days, controlling rat pests using natural enemies and using rodenticides. Fertilizer management and storage based on fertilizer properties. In the long term, namely in the next 3 to 8 years, income can be increased through the formation of farmer groups with legal entities in an effort to obtain fertilizer subsidies, counseling, procurement of shunting equipment in hilly areas and efforts to obtain CSR (Corporate Social Responsibility) funds.
Co-Authors A. Rahim Matondang Abdul Rahim Matondang Ade Fitri Yasha Afrizal . Agung Arinanda Agustina Agustina Ahmad Fitra Alexander Limbong Ameilia Zuliyanti Siregar Amelia Natasya P Andryanto Simanjuntak Anggi Ardiansyah Anggi Aulia Nasution Anggriyani, Yuli Anizar Anizar Annevelin Naibaho Annisa Ika Savira Arief Gibran Hidayat Siregar Arisa Viniasari Lubis Aulia Harfi S Bahauddin Barus, Mozart Barus, Mozart Bahauddin Beby Karina Fawzeea Sembiring Benny Candra Kurniawan Bima Oskar S H Cheptian Simamora Claudya Rahmi Cosine Melvin Sitorus Pane Cut T.B Risty Dahlia Dara Meutiasari Dara Meutiasari Darma, Endra Debby Octaviani Dewi Irwana Sari Dewi Rucci Manulang Dexna Sofiaranti Solin Diana Chalil Diba, Sarah Dini Khairina Pasaribu Diwan Hadi Prakoso Edberg Partogi Eka Syaputra Emalisa Emalisa Emalisa Emalisa Emalisa Erman Munir Erpina Pakpahan Faiz Ahmad S Faiz Andito Fanani Rizki Pohan Fanny Sitompul Fauziah, Lily Fauzul Azhimah Febrina, Elizabeth Sarah Febrira, Sabrina Finella Gilda Novia Sembiring Frandi Simbolon Friskila Elsy Simbolon Fritz Mesakh Tarigan Silangit Hadiwinata, Hadiwinata Haposan Hutabarat Harmein Nasution Harmen Nasution Hasibuan, M Fariz Afif Hasman Hasyim Hasman Hasyim Hilda Iriany Hirorimus Limbong Husni Sinulingga, Muhammad Ika Desni Sarwesti Ikram Anggita Nasution Imam Indarto Gunawan Indira Rosalyn Tamba Inomo Pratama Iqbal, Muhammad Iqlima Syafira J. Arnold Parlindungan Gultom Jopianus Tumanggor Josua Robi Simbolon Jumiyati Jumiyati Karina Shafira Khairul Rasyid Kholida Zuhri Harahap Laurensius Parsaulian Sitinjak Lily Fauzia Lily Fauzia Lily Fauzia Lily Fauzia Linda Trimurni Mass Lindawati Lindawati Luhut Sihombing Luhut Sihombing Luhut Sihombing M Fariz Al Hafiz M. Jufri M. Jufri M. Jufri Machfira Ernisolia Putri Mahyuni Miraza Maliki Marpaung Marisca Girsang Masyhuril Ahmad Prayogi Meidianta Ginting Meilia Krisanti Meilita Tryana Sembiring, Meilita Tryana Mita Suryani Limbong Muhammad Ardi Muhammad Azwar Rangkuti Muhammad Daffa Ramadhan Siregar Muhammad Febri Anggian Siregar Muhammad Hafiz Muhammad Ihsan Nasution Muhammad Ihsan Nasution, Muhammad Ihsan Muhammad Ikhlasul Amal Muhammad Jufri Muhammad Nur Ridho Siregar Muhammad Rifki Muhammad Sucahyo Muhammad Zikri Atthariq Daulay Najmus Tsaqib Nasution, Khairina Nazaruddin Negara Lubis , Satia Nelva Ginting Nidya Diani Noviarny Anggasta Lara Sumarlan Nur Hasanah Azka Tiffany Nurchalis Farid Nurmawaddah Rahmah Nusantry Sirait Pangeran Christ Romario Napitupulu Pohan, Vivi Gusrini R Prihatin Lumbanraja Prindo Pranata Tarigan Pro Deo Et Patria Sembiring Pujiati Pujiati Pujiati Pujngkoro, Sugih Arto Putri Dian Sari Damanik Putri Yulia Rahmadhani, Vivi Gusrini Rahmanta Rahmanta Ginting Rahmanta Ginting Rahmanta Rahmanta Rahmanta Rahmanta Rahmat Saleh Ramadhani Fitri Ramadhani, Ayu Rizki Ramli Ratu Aisyah Ratih Primaputri Relli Karosekali Retno Lestari Reza Susanto Ridho Islami Rio Rahman Rizka Faradina Rizki Yulia Siregar Rizky Yunanda Sitepu Salmiah Salmiah Salmiah Satia Negara Lubis Satia Negara Lubis Satia Negara Lubis Satia Negara Lubis Savira, Nadila Sembiring, Yanita Melissa Br Siahaan, Elisabet Silalahi, Firmann RL Sirojuzilam Hasyim SITI FATIMAH Siti Hafsah Siregar Siti Khadijah Sri Fajar Ayu Sugih Arto Pujangkoro Sugih Arto Pujngkoro Sukamto, Ika Sumiyarsi Sutarman Sutarman Sylvia Nurul Aini T. Risha Sefilla Chairawani Tahani Badrul Munir Tania Alda Tavi Supriana Tavi Supriana Tavi Supriana Tengku Ina Maghfira Terkelin Surbakti Thomson Sebayang Thomson Sebayang Thomson Sebayang Tiara Ulfa Purba Tuty Flower Kaban Vivi Gusrini Pohan Vivi Gusrini Rahmadani Vivin Oktaviani Wanda Aruan Wibowo, Rulianda P. Wiji Setiawan Wolfgang Alfredo Lumbantobing Yabani Yeni Absah yeni absah Yoangga Praditya Yoga Muhammad Phalovey Yuli Anggriyani Yusak Maryunianta Yusak Maryunianta Yusra Mauliza Nasution Yusuf Luqman Zahari Zein Zainal Abidin Damanik Zuliya Hermis