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All Journal Jurnal Ilmu Manajemen (JIM) MUQTASID Kalimah Jurnal Studi Agama dan Pemikiran Islam I-ECONOMICS: A Research Journal on Islamic Economics MUSLIM HERITAGE: JURNAL DIALOG ISLAM DENGAN REALITAS KARSA: Jurnal Sosial dan Budaya Keislaman (Journal of Social and Islamic Culture) Al-Ihkam: Jurnal Hukum dan Pranata Sosial Ziswaf : Jurnal Zakat dan Wakaf Falah : Jurnal Ekonomi Syariah Jurnal Pendidikan Agama Islam (Journal of Islamic Education Studies) Panrita Abdi - Jurnal Pengabdian pada Masyarakat Ekspektra: Jurnal Bisnis & Manajemen Economica: Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Uqud : Journal of Islamic Economics Dinamis : Journal of Islamic Management and Bussiness Muqtasid: Jurnal Ekonomi dan Perbankan Syariah JPP IPTEK (Jurnal Pengabdian dan Penerapan IPTEK) Shirkah: Journal of Economics and Business Jurnal Al-Amwal Journal of Institution And Sharia Finance Iqtishoduna: Jurnal Ekonomi Islam International Journal of Islamic Business and Economics (IJIBEC) J-Dinamika: Jurnal Pengabdian Kepada Masyarakat Amwaluna Jurnal Ekonomi dan Keuangan Syariah Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam JURNAL MANAJEMEN Indonesian Journal of Halal Research SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Journal of Economics and Business Aseanomics Al-Kharaj: Journal of Islamic Economic and Business Jurnal ABDINUS : Jurnal Pengabdian Nusantara Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Journal Intellectual Sufism Research Jurnal Abdimas Bina Bangsa Jurnal Iqtisaduna Abimanyu: Journal of Community Engagement Jurnal Ekonomika dan Bisnis Islam Balanca : Jurnal Ekonomi dan Bisnis Islam Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Edunusa: Journal of Economics and Business Education Nomicpedia: Journal of Economics and Business Innovation Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Indonesian Journal of Society Development (IJSD) Journal of Islamic Economics Lariba J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Logistic and Operation Management Research Muslim Heritage Imara: Jurnal Riset Ekonomi Islam IIJSE Neraca Manajemen, Akuntansi, dan Ekonomi El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies JIES : Journal of Islamic Economics Studies Sasambo: Jurnal Abdimas (Journal of Community Service)
Ahmad Ajib Ridlwan
Universitas Negeri Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Social Sciences Other

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Pengaruh Literasi Keuangan, dan Financial Technology terhadap Keputusan Keuangan Mahasiswa Yogyakarta Ismi Solikhatun; Ahmad Ajib Ridlwan
Edunusa: Journal of Economics and Business Education Vol. 2 No. 2 (2022): October
Publisher : Edunusa: Journal of Economics and Business Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (153.297 KB)

Abstract

This study aims to 1) determine the effect of financial literacy on the financial decisions of Yogyakarta students, 2) determine the effect of financial technology (fintech) on the financial decisions of Yogyakarta students, 3) determine the effect of financial literacy and the use of financial technology (fintech) together on decisions. Yogyakarta student finance. This research is an ex post facto type of research with the approach used is a quantitative approach. The population in this study was students in Yogyakarta. This research will use a proportional random sampling technique with a sample of 65 students from 10 universities in Yogyakarta. Financial literacy has a financial literacy variable that has a positive effect on student financial decisions in Yogyakarta. The use of fintech does not affect the financial decisions of students in Yogyakarta. Seeing the positive influence of understanding financial literacy on financial decision-making, including in terms of savings and investment, financial literacy needs to be given to the community and students in general and the people of Yogyakarta in particular.
Analisis Strategi Digital Marketing dalam Meningkatkan Penghimpunan Dana ZIS di Lembaga Dompet Al-Qur’an Indonesia Mohammad Chilmi Setia Aji; Ahmad Ajib Ridlwan
Al-Kharaj: Journal of Islamic Economic and Business Vol 4, No 2 (2022)
Publisher : IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v4i2.3756

Abstract

Technological developments require people to adapt to digitalization in their life activities. The rapid development of digital technology in Indonesia can be seen from the number of internet users. In early 2022 internet users in Indonesia reached 204.7 million. The increase in internet users in Indonesia every year is inseparable from the large population in Indonesia. Indonesia as one of the largest Muslim countries in the world has the potential for zakat, infaq, and alms which have the opportunity to increase the economic welfare of the people. Based on data from the ministry of home affairs (kemendagri), the Muslim population in Indonesia was 237.53 million as of December 31, 2021. The large Muslim population in Indonesia and the growing development of digital technology are a challenge for amil zakat institutions in providing information regarding the importance of implementing zakat, infaq, and alms. This study aims to determine the strategies and strength possessed by Dompet Al-Qur'an Indonesia institution in implementing digital marketing to increase ZIS fundraising. This study uses a descriptive qualitative method using primary and secondary data. Primary data was obtained through interviews and secondary data obtained through institutional report data. The results of the study show that Dompet Al-Qur'an Indonesia uses two collection methods, namely conventional and digital. The good relations with donors and beneficiaries that are created in each program are one of the advantages that can give a sense of trust to the institution. The use of digital technology supported by the Social Media Optimalization method in implementing digital marketing also shows innovation and creativity in optimizing the use of media and reaching a broad target donor. 
Peran Pengetahuan Halal, Religiusitas, dan Sikap terhadap Niat Beli Kosmetik Lokal Berlabel Halal Kodriyah Zumrotun Nisa; Ahmad Ajib Ridlwan
Jurnal Ilmu Manajemen Vol 10 No 4 (2022)
Publisher : UNESA In Collaboration With APSMBI (Aliansi Program Studi dan Bisnis Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (323.34 KB) | DOI: 10.26740/jim.v10n4.p1237-1249

Abstract

This study examines the direct and indirect effects of halal knowledge, religiosity, and attitudes toward local cosmetic brand purchase intentions by millennial Muslim women. The research method used is Partial Least Square (PLS) Structural Equation Modeling (SEM) by testing the outer and inner models using SmartPLS 4.0 software. The sampling technique is purposive sampling. The respondents are 120 samples of millennial Muslim women in Indonesia. These results indicate that knowledge significantly directly or indirectly affects purchase intention through attitude. Religiosity has no significant direct effect on purchase intention. But through attitude, religiosity has a significant impact on purchase intention. Companies must provide more precise and detailed information regarding halal issues so that consumers understand the product they seek.
Implikasi Pariwisata Syariah Terhadap Peningkatan Pendapatan dan Kesejahteraan Masyarakat Fitratun Ramadhany; Ahmad Ajib Ridlwan
Muslim Heritage Vol 3, No 1 (2018): Muslim Heritage
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (784.094 KB) | DOI: 10.21154/muslimheritage.v3i1.1303

Abstract

Abstract: Tourism is one of the sectors that contribute in improving the economy of a country. Currently, tourism is becoming a trend of sharia tourism in which its operation in accordance with Islamic sharia. The existence of a new sector of sharia tourism is expected to have an impact on the increase in income and welfare of the community. The level of people's welfare is measured by how much income levels are earned. This study aims to determine the impact of the existence of Islamic tourism to increase income and welfare of society in Lombok by using qualitative research methods. From the results of research conducted in the Department of Tourism and tourist sites by using three techniques of data collection that is observation, interviews, and documentation can be concluded that overall Islamic tourism has a positive impact on the increase of income society and affect the welfare of the community it self.Abstrak: Pariwisata merupakan salah satu sektor yang berkontribusi dalam meningkatkan perekonomian suatu negara. Saat ini pariwisata yang tengah menjadi tren yaitu pariwisata syariah yang mana pengoperasiannya sesuai dengan syariah islam. Adanya sektor baru yaitu pariwisata syariah diharapkan akan berimplikasi terhadap peningkatan pendapatan dan kesejahteraan masyarakat. Tingkat kesejahteraan masyarakat diukur dari seberapa besar tingkat pendapatan yang diperoleh. Penelitian ini bertujuan untuk mengetahui implikasi dari adanya pariwisata syariah terhadap peningkatan pendapatan dan kesejahteraan masyarakat di Lombok dengan menggunakan metode penelitian kualitatif. Dari hasil penelitian yang dilakukan di Dinas Pariwisata dan lokasi wisata dengan menggunakan tiga teknik pengumpulan data yaitu observasi, wawancara, dan dokumentasi dapat disimpulkan bahwa secara keseluruhan pariwisata syariah memiliki implikasi yang positif terhadap meningkatnya pendapatan masyarakat dan berpengaruh terhadap kesejahteraan masyarakat itu sendiri.
Analisis Strategi Digital Marketing dalam Meningkatkan Penghimpunan Dana ZIS di Lembaga Dompet Al-Qur’an Indonesia Mohammad Chilmi Setia Aji; Ahmad Ajib Ridlwan
Al-Kharaj: Journal of Islamic Economic and Business Vol. 4 No. 2 (2022)
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v4i2.3756

Abstract

Technological developments require people to adapt to digitalization in their life activities. The rapid development of digital technology in Indonesia can be seen from the number of internet users. In early 2022 internet users in Indonesia reached 204.7 million. The increase in internet users in Indonesia every year is inseparable from the large population in Indonesia. Indonesia as one of the largest Muslim countries in the world has the potential for zakat, infaq, and alms which have the opportunity to increase the economic welfare of the people. Based on data from the ministry of home affairs (kemendagri), the Muslim population in Indonesia was 237.53 million as of December 31, 2021. The large Muslim population in Indonesia and the growing development of digital technology are a challenge for amil zakat institutions in providing information regarding the importance of implementing zakat, infaq, and alms. This study aims to determine the strategies and strength possessed by Dompet Al-Qur'an Indonesia institution in implementing digital marketing to increase ZIS fundraising. This study uses a descriptive qualitative method using primary and secondary data. Primary data was obtained through interviews and secondary data obtained through institutional report data. The results of the study show that Dompet Al-Qur'an Indonesia uses two collection methods, namely conventional and digital. The good relations with donors and beneficiaries that are created in each program are one of the advantages that can give a sense of trust to the institution. The use of digital technology supported by the Social Media Optimalization method in implementing digital marketing also shows innovation and creativity in optimizing the use of media and reaching a broad target donor. 
Unveiling Zakat Decision: Exploring the Role of Religiosity, Moral Reasoning, Peer Influence, and System Fairness in Shaping Institutional Trust and Customer Zakat Intentions Fitriah Dwi Susilowati; Ahmad Ajib Ridlwan; Achmad Yasin; Hilda Monoarfa; Anwar Adem Shikur
ZISWAF Vol 10, No 2 (2023): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v10i2.25455

Abstract

Zakat is an Islam instrument used to help alleviate poverty and improve community welfare. Even though the potential of this instrument in Indonesia is very large, the income is still very low due to the lack of trust known as Muzakki (zakat payer). Therefore, this research aimed to explore the factors that influence Muzakki in zakat institutions and the provision intention. Data collected from a survey of 207 valid observations was validated using the partial least squares structural equation modeling (PLS-SEM) to examine the variables and examine the predictive relevance of the model. The results showed that peer influence and system fairness influence trust institutions, while zakat institution can improve fairness and transparency for Zakat recipients. Furthermore, to enhance the trust of Muzakki, marketers need to employ strategies to influence a group of individual to ensure customers are inclined to trust the zakat institution.
Muslim Millennial’s Buying Behavior of Halal Food & Beverage in Indonesia: The Mediating Effect of Purchase Intention Fadillah, Hikmatul Nur; Ridlwan, Ahmad Ajib; Suryaningsih, Sri Abidah; Indrarini, Rachma
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 7, No 1 (2023)
Publisher : Univeristas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (399.709 KB) | DOI: 10.29313/amwaluna.v7i1.11146

Abstract

This study aims to determine the factors that influence consumer behavior in buying halal food and beverages in Indonesia for the millennial generation. These factors include halal awareness, halal certification and attitudes which are important factors in influencing buying behavior directly or through buying intention as a mediating/intervening variable. Data collection was carried out through a questionnaire with a total of 206 millennial Muslims who consume the halal product in Indonesia and also part of society with births in late 1980 to early 2000 using non-probability sampling. To assist in data analysis using sem-pls with PLS-4 application. The results of the study show that there is a relationship between halal awareness, halal certification and attitudes towards consumer buying behavior which is mediated by purchase intention. In addition, for a direct relationship between halal certification and attitudes toward buying behavior, a positive and significant effect was found. Interestingly, it was found that halal awareness has no significant effect on consumer buying behavior. This study can be used also by companies and for marketing discussions to develop halal food and beverage products for Muslim consumers in Indonesia.
Analisis Kelayakan Bisnis pada Produk Sustainable Fashion untuk Mewujudkan SDGs Poin 12 dalam Perspektif Ekonomi Islam (Studi Kasus Produk Cariyos) Aulia, Nadya Desi; Ridlwan, Ahmad Ajib
Balanca : Jurnal Ekonomi dan Bisnis Islam Vol 5 No 2 (2023): Balanca: Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/balanca.v5i2.7054

Abstract

The production and consumption of fashion products has increased significantly, which is in line with the increase in the garment industry on a large and small scale. The garment industry produces main waste, namely the remaining fabric of fashion production which can cause environmental damage, such as water pollution, soil pollution, and the production of greenhouse gas emissions which can cause climate change, so sustainable fashion can be the right solution. The purpose of this research is to analyze a business feasibility study through 5 aspects on sustainable fashion products, namely the Cariyos totebag, to support the SDGs goal at point 12. The results showed that based on the sharia business feasibility study on environmental aspects, technical and technological aspects, competitive aspects, market and marketing aspects and financial aspects, Cariyos products are said to be feasible to execute.
IMPLEMENTASI ISLAMIC ENTREPRENEURSHIP DALAM MENGELOLA USAHA Rahmawati, Fadhilah; Ridlwan, Ahmad Ajib
I-Economics Vol 8 No 1 (2022): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v8i1.12504

Abstract

Ada beberapa prinsip dan sifat yang harus ditanamkan oleh seorang wirausahawan muslim agar pengelolaan usahanya tidak bertentangan dengan wirausaha Islam, wirausahawan muslim dapat menjalankan usahanya dengan memperhatikan etika dan prinsip dalam bertutur sesuai Al-Quran dan Hadits. pedoman untuk menciptakan kemaslahatan umat agar tidak merugikan salah satu pihak. Penelitian ini digunakan untuk mengetahui seberapa besar pemahaman dan implementasi wirausahawan muslim terhadap konsep wirausaha Islam. Teknik penelitian ini dilakukan dengan menggunakan deskriptif kualitatif dengan pengumpulan data melalui wawancara, observasi, dan dokumentasi. Hasil penelitian ini menunjukkan bahwa istilah kewirausahaan syariah belum begitu dikenal di masyarakat, khususnya pengusaha muslim yang menjadi sasaran peneliti. Namun dalam mengelola usahanya secara tidak langsung, mereka telah menerapkan beberapa prinsip dalam konsep kewirausahaan syariah, meskipun belum sepenuhnya. Hal ini terjadi karena kurangnya pengetahuan dan pelatihan tentang pentingnya konsep kewirausahaan islami dan orientasi kewirausahaan yang lebih mengarah pada manfaat materil.
The Influence of Islamic Branding , Religiousity, and Fashion Trends on Islamic Fashion Purchase Decisions Fahrullah, Arasy; Zulfa, Fina Lailiz; Anwar, Moch. Khoirul; Ridlwan, Ahmad Ajib; Yasin, Ach.
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 1 (2024): April
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i1.1894

Abstract

This study aims to investigate the influence of Islamic branding, religiosity, and fashion trends on the purchasing decisions of Islamic fashion among students in Surabaya. The research employs a quantitative approach with multiple linear regression analysis techniques. Primary data was collected through questionnaire distribution. The research sample consisted of 100 randomly selected respondents based on specific criteria using purposive sampling techniques. The results indicate that Islamic branding and fashion trends partially influence the purchasing decisions of Islamic fashion, while religiosity does not have a partial effect on purchasing decisions. The coefficient of determination testing results show that Islamic branding, religiosity, and fashion trends collectively account for 50.2% of the variance in purchasing decisions for Islamic fashion. This study can provide insights for businesses to develop more effective marketing strategies. These findings underscore the importance of additional factors such as product quality, lifestyle, price, and the role of celebrities and influencers in future research.
Co-Authors Abdul Aziz, Azreen Hamiza Abdul Hafidz Ach. Yasin ADAM DAMANHURI Agung Prijo Budijono Ahmad Budiman, Ahmad Akmala, Zakia Alam, Md. Kausar Albrian Fiky Prakoso Ali Hasbi Ramadani Amin, Gempar Yanuar Al Amin, Muhammad Muhibbul Anas, Khirul Andre Dwijanto Witjaksono Anshari, Bima Anwar Adem Shikur Anwar Adem Shikur Apriliawan, Faisal Bagus Aji Ardiati, Aulia Rizky Arif, Muamar Zainul Arilia, Linawati Arsetya, Rafly Asma Rita Athi Hidayati Aulia Deva Ferdana Aulia Siska Puspita Dewi Aulia, Nadya Desi Azita, May Nor Azizah Omar Azizah, Wafiq A’rasy Fahrullah Bachtiar, Jusuf Bidya Nur Habib Camelia, Dina Citra Dewi , Tazkiyah Nur Laili Clarashinta Canggih Dardiri, Masyhudan Darmawan, Zulfikri Charis Darmawan, Zulfikri Charis Deny Arifiana Desi, Agil Cintia Desy Kavanillah Devi Septiani Dewie Trie Wijayati Dimas Tresnanda Lusananta Dita Aprilia Widowati Djoko Suwito Domastuti, Putri Eldiana Purwadani Elya Zuliana Erika Takidah Fadhilah Rahmawati Fadillah, Hikmatul Nur Fahrullah, A’rasy Faisal Bagus Aji Apriliawan M. Daim Fajri, Rochmawati Farah Avista Melania Fatchiatul Ma’rifah Fathoni , Rizki Dwi Febrianto, Nur Fitroh Firmansyah, Mochamad Firza Oktavia Nurul Kumala Fitratun Ramadhany Fitriah Dwi Susilowati Hafid Kholidi Hadi Hafshah Afifah Az-Zuhdiyyah Hakim, M. Akmal Hakim, M. Arif Rahman Hamidi, Ahmad Iqbal Haryanti, Peni Hendry Cahyono Heru Arizal Hidayah, Fitriana Nurochmatul Hidayati, Athi’ Hilda Monoarfa Hujjatullah Fazlurrahman Imam Laukhim Mahfudz Imam Mawardi Imam Sopingi Irfan Ramis Iskandar Iskandar Ismi Solikhatun Juliana Juliana Khirul Anas Khusnul Fikriyah Kodriyah Zumrotun Nisa Kumala, Firza Oktavia Nur LUCKY RACHMAWATI Lutfiyah Rahma Novelika M. Fahrul Rozjiqin Mahfudz, M Imam Laukhim Masyhudan Dardiri May Nor Azita MOCH. KHOIRUL ANWAR Moch. Khoirul Anwar Moh Bima Fahrosyid Rizki Abdillah Moh Farih Fahmi Mohammad Chilmi Setia Aji Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhammad Farid Ilhamuddin Muhammad Hasan Muzaki Muhammad Khoirul Umam Muhammad Muhibbul Amin Muhammad Turhan Yani Muharromah, Gabriele Lailatul Mukaromah, Faidatul Muzaki, Muhammad Hasan Nanda, Annisa Amalia Eka Naqib, Ahmad An Naqib Novelika, Lutfiyah Rahma Novi Sukma Drastiawati Nugroho, Bima Setyo Nur Fitroh Febrianto Nurafini, Fira Nurul Ilmi, Nurul Oksiana Jatiningsih Oktavia Nurul Kumala, Firza Peni Haryanti Prabowo, Prayudi Setiawan Pratiwi, Della Rista Pratiwi, Dini Wahyu Prayogo, Aji Catur Rachma Indrarini Rachmanu, Edvian Ditya Rachmanu, Edvian Ditya Raditya Sukmana Rafly Arsetya Ratnasari, Variahatul Ridho Muhamad Rokhmat Subagiyo, Rokhmat Rosa Prafitri Juniarti Salsabilla Kurniawati Saputra, Catur Surya Satria, Naufal Prima Sehiling, Selvi Selvi Sehiling Septiani, Devi Sri Abidah Suryaningsih Sri Handajani Syifa, Dewi Layyinatus Taufiqur Rochman Theodorus Wiyanto Wibowo Tony Seno Aji Totok Suyanto Trias Madanika Kusumaningrum Tsaqyfa, Mazaya Najmy Variahatul Ratnasari Wahyu Dwi Kurniawan Widagdo, Andika Kuncoro Widia Wati Yan Putra Timur Yunus Yunus Yunus Zainal Abidin Zulfa, Fina Lailiz Zulfikri Charis Darmawan Zuliana, Elya