Articles
Faktor – faktor yang mempengaruhi minat membayar zakat pada masyarakat Kabupaten Sidoarjo
Ridho Muhamad;
Ahmad Ajib Ridlwan
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 5 No 1 (2023)
Publisher : LPMP Imperium
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DOI: 10.36407/serambi.v5i1.810
The purpose of this study was to identify the effect of religiosity and income levels on the intention to pay zakat in the people city of Sidoarjo. The research method used is quantitative research with multiple linear regression analysis techniques. The sampling technique uses random sampling by distributing questionnaires according to predetermined characteristics. The results of this study state that religiosity and income levels have a positive effect on the intention to pay zakat. These results conclude that people in the city of Sidoarjo make aspects of religiosity and income levels as factors in paying zakat in their intention to pay zakat. Public interest statementIn this study, we seek to provide new insight about factors in the intention to pay zakatArticle HistoryReceived 25 Dec 2022 | Revised: 15 Jan 2023 | Accepted: 17 Jan 2023 | Online First: 25 Jan 2023
DEVELOPMENT OF AISS APP (LOCAL CULTURE OF INDONESIA STOCK SIMULATOR APPLICATION) AS STOCK INVESTMENT LEARNING MEDIA
Selvi Sehiling;
Ahmad Ajib Ridlwan
JPIM (Jurnal Penelitian Ilmu Manajemen) Vol 8 No 1 (2023): JPIM (JURNAL PENELITIAN ILMU MANAJEMEN)
Publisher : Universitas Islam Lamongan
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The purpose of this study is to develop stock investment learning media that is integrated with android-based cultural insights. This research belongs to the research and development. The research and development used in this study is represented by the Borg & Gall version model which has 10 stages; however, empirically it can be summerized into 4 stages, namely introduction, development, validation and implementation. The subjects in this study are divided into two groups: expert lecturers as validators of applications and materials and users between the ages of 15-20. The object of the study is the interest in stock investment. This study’s writing method is a descriptive method with a quantitative-qualitative approach. Based on an online survey conducted by the researchers, it shows that out of 90 respondents, 74 percent of them had no idea about the stock issuance system and 35.6 percent of respondents were interested to stock investment, and 51.1 percent had a desire to invest in stocks but did not know how to do so. The validity results of AISS APP development products based on expert validator assessments are declared valid, having a good category and able to be applied as learning media. As for the basis of limited trials, the result is valid, very good and able to be applied
KEEPING HALAL SUBSTANCE IN THE MIDDLE OF COMPETITION OF HALAL INVESTIGATION INSTITUTIONS AND SELF DECLARE PATHWAY IN INDONESIA
Moch. Khoirul Anwar;
A'rasy Fahrullah;
Moh. Farih Fahmi;
Ahmad Ajib Ridlwan
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 6, No 2 (2022)
Publisher : Univeristas Islam Bandung
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DOI: 10.29313/amwaluna.v6i2.11715
Halal and haram is a matter of principle in Islamic teachings, because it is not just ta'aqquli but also ta'abbudi. On the other hand, the emergence of many Halal Inspection Agencies (LPH) allows competition to arise between them by providing the best service for business actors. In addition, the Government is also highly promoting halal certification through the self-declare route. If you are not careful, then this can threaten the halal substance. This paper is included in the category of conceptual or library research ( Library Research ) whose research focus will be directed at various literatures that discuss halal substances and policies regarding halal inspection. Furthermore, the data was analyzed using Content Analysis in framework identify characteristics Specific message or data that has been collected. Result of study This show that in order to maintain halal substance, Halal Inspection Agency and Halal Assistance should not only be profit oriented but also oriented towards protecting Muslim consumers. Second, the Ministry of Religion of the Republic of Indonesia must play an active role in regulating and providing guidance to the Halal Inspection Agency and Halal Companion. Third, Halal Auditor and Halal Companion as representatives of the clergy must uphold honesty and be free of conflicts of interest. Fourth, among members of the MUI fatwa commission that determines product halalness, there must be someone who understands food technology or the like.
Peranan Bisnis Pesantren Dalam Mensejahterakan Ekonomi Santri (Studi Kasus Pondok Fathul Ulum Jombang)
Muhammad Khoirul Umam;
Ahmad Ajib Ridlwan
Nomicpedia: Journal of Economics and Business Innovation Vol. 2 No. 2 (2022): September
Publisher : Inspirasi Nusantara
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Santri in empowering and prospering, this research is to find out the role of business in empowering santri and the role of business in the economic welfare of santri. The method used in this research is qualitative with a case study approach. Data collection techniques through Interview, Observation, Documentation, Archive Records, Physical Devices data sources include Caregivers, Administrators and Santri. test the validity of the data Construct Validity, Internal Validity, External Validity and Rability while the data analysis technique uses an analysis that has been modified with the Qur'an and Al-Hadith. The results of the study stated that the role of Islamic boarding schools in empowering students consisted of helping underprivileged students, donations for orphans, helping to supply canteen food to feed students, while the role of business in the economic welfare of students consisted of students not only relying on their parents, students. can help the needs of families and students can relieve the needs of other students
Pemberdayaan Perempuan dalam Meningkatkan Kesejahteraan Keluarga pada Program Lapak Berkah IZI Jawa Timur
Hafshah Afifah Az-Zuhdiyyah;
Ahmad Ajib Ridlwan
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 7 No 4 (2022)
Publisher : Universitas Muhammadiyah Surabaya
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DOI: 10.30651/jms.v7i4.18198
AbstrakPenelitian ini dilakukan untuk mengetahui bagaimana pemberdayaan perempuan dalam meningkatkan kesejahteraan keluarga melalui program lapak berkah pada Inisiatif Zakat Indonesia (IZI) Perwakilan Jawa Timur. Penelitian ini dilatarbelakangi adanya peran ganda seseorang perempuan dalam menghidupi keluarganya, berdasarkan data tahun 2021 terdapat 14,98% kepala rumah tangga perempuan. Penelitian ini merupakan penelitian kualitatif dengan metode deskriptif,untuk dapat menganalisis mengenai pemberdayaan perempuan dalam meningkatkan kesejahteraan keluarga. Penelitian ini melibatkan penerima manfaat, kepala program, dan praktisi. Peneltian ini menggunakan data primer dan sekunder,yaitu dengan wawancara dan laporan yang tercatat pada Inisiatif Zakat Indonesia (IZI) Jawa Timur. Salahsatu upaya lembaga dalam pemberdayaam dengan memberikan modal, pelatihan dan proteksi bagi mustahik selama program Lapak Berkah, untuk melihat kesejahteraan keluarga penerima manfaat dengan meninjau dari aspek ekonomi, pendidikan dan kesehatan keluarga setelah menerima program pemberdayaan. Hasil penelitian yang telah dilakukan menunjukkan bahwa pemberdayaan perempuan pada program lapak berkah dapat meningkatkan kesejahteraan keluarga yang dibantu.Kata kunci: Pemberdayaan Perempuan, Kesejahteraan, Ekonomi, Program Lapak Berkah, Inisiatif Zakat Indonesia (IZI)
Pengaruh Literasi Keuangan, dan Financial Technology terhadap Keputusan Keuangan Mahasiswa Yogyakarta
Ismi Solikhatun;
Ahmad Ajib Ridlwan
Edunusa: Journal of Economics and Business Education Vol. 2 No. 2 (2022): October
Publisher : Edunusa: Journal of Economics and Business Education
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This study aims to 1) determine the effect of financial literacy on the financial decisions of Yogyakarta students, 2) determine the effect of financial technology (fintech) on the financial decisions of Yogyakarta students, 3) determine the effect of financial literacy and the use of financial technology (fintech) together on decisions. Yogyakarta student finance. This research is an ex post facto type of research with the approach used is a quantitative approach. The population in this study was students in Yogyakarta. This research will use a proportional random sampling technique with a sample of 65 students from 10 universities in Yogyakarta. Financial literacy has a financial literacy variable that has a positive effect on student financial decisions in Yogyakarta. The use of fintech does not affect the financial decisions of students in Yogyakarta. Seeing the positive influence of understanding financial literacy on financial decision-making, including in terms of savings and investment, financial literacy needs to be given to the community and students in general and the people of Yogyakarta in particular.
Analisis Strategi Digital Marketing dalam Meningkatkan Penghimpunan Dana ZIS di Lembaga Dompet Al-Qur’an Indonesia
Mohammad Chilmi Setia Aji;
Ahmad Ajib Ridlwan
Al-Kharaj: Journal of Islamic Economic and Business Vol 4, No 2 (2022)
Publisher : IAIN Palopo
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DOI: 10.24256/kharaj.v4i2.3756
Technological developments require people to adapt to digitalization in their life activities. The rapid development of digital technology in Indonesia can be seen from the number of internet users. In early 2022 internet users in Indonesia reached 204.7 million. The increase in internet users in Indonesia every year is inseparable from the large population in Indonesia. Indonesia as one of the largest Muslim countries in the world has the potential for zakat, infaq, and alms which have the opportunity to increase the economic welfare of the people. Based on data from the ministry of home affairs (kemendagri), the Muslim population in Indonesia was 237.53 million as of December 31, 2021. The large Muslim population in Indonesia and the growing development of digital technology are a challenge for amil zakat institutions in providing information regarding the importance of implementing zakat, infaq, and alms. This study aims to determine the strategies and strength possessed by Dompet Al-Qur'an Indonesia institution in implementing digital marketing to increase ZIS fundraising. This study uses a descriptive qualitative method using primary and secondary data. Primary data was obtained through interviews and secondary data obtained through institutional report data. The results of the study show that Dompet Al-Qur'an Indonesia uses two collection methods, namely conventional and digital. The good relations with donors and beneficiaries that are created in each program are one of the advantages that can give a sense of trust to the institution. The use of digital technology supported by the Social Media Optimalization method in implementing digital marketing also shows innovation and creativity in optimizing the use of media and reaching a broad target donor.
Peran Pengetahuan Halal, Religiusitas, dan Sikap terhadap Niat Beli Kosmetik Lokal Berlabel Halal
Kodriyah Zumrotun Nisa;
Ahmad Ajib Ridlwan
Jurnal Ilmu Manajemen Vol 10 No 4 (2022)
Publisher : UNESA In Collaboration With APSMBI (Aliansi Program Studi dan Bisnis Indonesia)
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DOI: 10.26740/jim.v10n4.p1237-1249
This study examines the direct and indirect effects of halal knowledge, religiosity, and attitudes toward local cosmetic brand purchase intentions by millennial Muslim women. The research method used is Partial Least Square (PLS) Structural Equation Modeling (SEM) by testing the outer and inner models using SmartPLS 4.0 software. The sampling technique is purposive sampling. The respondents are 120 samples of millennial Muslim women in Indonesia. These results indicate that knowledge significantly directly or indirectly affects purchase intention through attitude. Religiosity has no significant direct effect on purchase intention. But through attitude, religiosity has a significant impact on purchase intention. Companies must provide more precise and detailed information regarding halal issues so that consumers understand the product they seek.
Implikasi Pariwisata Syariah Terhadap Peningkatan Pendapatan dan Kesejahteraan Masyarakat
Fitratun Ramadhany;
Ahmad Ajib Ridlwan
Muslim Heritage Vol 3, No 1 (2018): Muslim Heritage
Publisher : IAIN Ponorogo
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DOI: 10.21154/muslimheritage.v3i1.1303
Abstract: Tourism is one of the sectors that contribute in improving the economy of a country. Currently, tourism is becoming a trend of sharia tourism in which its operation in accordance with Islamic sharia. The existence of a new sector of sharia tourism is expected to have an impact on the increase in income and welfare of the community. The level of people's welfare is measured by how much income levels are earned. This study aims to determine the impact of the existence of Islamic tourism to increase income and welfare of society in Lombok by using qualitative research methods. From the results of research conducted in the Department of Tourism and tourist sites by using three techniques of data collection that is observation, interviews, and documentation can be concluded that overall Islamic tourism has a positive impact on the increase of income society and affect the welfare of the community it self.Abstrak: Pariwisata merupakan salah satu sektor yang berkontribusi dalam meningkatkan perekonomian suatu negara. Saat ini pariwisata yang tengah menjadi tren yaitu pariwisata syariah yang mana pengoperasiannya sesuai dengan syariah islam. Adanya sektor baru yaitu pariwisata syariah diharapkan akan berimplikasi terhadap peningkatan pendapatan dan kesejahteraan masyarakat. Tingkat kesejahteraan masyarakat diukur dari seberapa besar tingkat pendapatan yang diperoleh. Penelitian ini bertujuan untuk mengetahui implikasi dari adanya pariwisata syariah terhadap peningkatan pendapatan dan kesejahteraan masyarakat di Lombok dengan menggunakan metode penelitian kualitatif. Dari hasil penelitian yang dilakukan di Dinas Pariwisata dan lokasi wisata dengan menggunakan tiga teknik pengumpulan data yaitu observasi, wawancara, dan dokumentasi dapat disimpulkan bahwa secara keseluruhan pariwisata syariah memiliki implikasi yang positif terhadap meningkatnya pendapatan masyarakat dan berpengaruh terhadap kesejahteraan masyarakat itu sendiri.
Analisis Strategi Digital Marketing dalam Meningkatkan Penghimpunan Dana ZIS di Lembaga Dompet Al-Qur’an Indonesia
Mohammad Chilmi Setia Aji;
Ahmad Ajib Ridlwan
Al-Kharaj: Journal of Islamic Economic and Business Vol. 4 No. 2 (2022)
Publisher : LP2M IAIN Palopo
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DOI: 10.24256/kharaj.v4i2.3756
Technological developments require people to adapt to digitalization in their life activities. The rapid development of digital technology in Indonesia can be seen from the number of internet users. In early 2022 internet users in Indonesia reached 204.7 million. The increase in internet users in Indonesia every year is inseparable from the large population in Indonesia. Indonesia as one of the largest Muslim countries in the world has the potential for zakat, infaq, and alms which have the opportunity to increase the economic welfare of the people. Based on data from the ministry of home affairs (kemendagri), the Muslim population in Indonesia was 237.53 million as of December 31, 2021. The large Muslim population in Indonesia and the growing development of digital technology are a challenge for amil zakat institutions in providing information regarding the importance of implementing zakat, infaq, and alms. This study aims to determine the strategies and strength possessed by Dompet Al-Qur'an Indonesia institution in implementing digital marketing to increase ZIS fundraising. This study uses a descriptive qualitative method using primary and secondary data. Primary data was obtained through interviews and secondary data obtained through institutional report data. The results of the study show that Dompet Al-Qur'an Indonesia uses two collection methods, namely conventional and digital. The good relations with donors and beneficiaries that are created in each program are one of the advantages that can give a sense of trust to the institution. The use of digital technology supported by the Social Media Optimalization method in implementing digital marketing also shows innovation and creativity in optimizing the use of media and reaching a broad target donor.Â