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All Journal Jurnal Ilmu Manajemen (JIM) MUQTASID Kalimah Jurnal Studi Agama dan Pemikiran Islam I-ECONOMICS: A Research Journal on Islamic Economics MUSLIM HERITAGE: JURNAL DIALOG ISLAM DENGAN REALITAS KARSA: Jurnal Sosial dan Budaya Keislaman (Journal of Social and Islamic Culture) Al-Ihkam: Jurnal Hukum dan Pranata Sosial Falah : Jurnal Ekonomi Syariah Jurnal Pendidikan Agama Islam (Journal of Islamic Education Studies) Panrita Abdi - Jurnal Pengabdian pada Masyarakat Ekspektra: Jurnal Bisnis & Manajemen Economica: Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Uqud : Journal of Islamic Economics Dinamis : Journal of Islamic Management and Bussiness Muqtasid: Jurnal Ekonomi dan Perbankan Syariah JPP IPTEK (Jurnal Pengabdian dan Penerapan IPTEK) Shirkah: Journal of Economics and Business Jurnal Al-Amwal Journal of Institution And Sharia Finance Iqtishoduna: Jurnal Ekonomi Islam International Journal of Islamic Business and Economics (IJIBEC) J-Dinamika: Jurnal Pengabdian Kepada Masyarakat Amwaluna Jurnal Ekonomi dan Keuangan Syariah Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam JURNAL MANAJEMEN Indonesian Journal of Halal Research SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Journal of Economics and Business Aseanomics Al-Kharaj: Journal of Islamic Economic and Business Jurnal ABDINUS : Jurnal Pengabdian Nusantara Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Jurnal Abdi: Media Pengabdian Kepada Masyarakat Journal Intellectual Sufism Research Jurnal Abdimas Bina Bangsa Jurnal Iqtisaduna Abimanyu: Journal of Community Engagement Jurnal Ekonomika dan Bisnis Islam Indonesian Community Journal Balanca : Jurnal Ekonomi dan Bisnis Islam Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Edunusa: Journal of Economics and Business Education Nomicpedia: Journal of Economics and Business Innovation Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Indonesian Journal of Society Development (IJSD) Journal of Islamic Economics Lariba J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Logistic and Operation Management Research Muslim Heritage Imara: Jurnal Riset Ekonomi Islam Neraca Manajemen, Akuntansi, dan Ekonomi El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies JIES : Journal of Islamic Economics Studies Sasambo: Jurnal Abdimas (Journal of Community Service)
Ahmad Ajib Ridlwan
Universitas Negeri Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Peran Pembiayaan Murabahah Terhadap Perkembangan Usaha dan Kesejahteraan Pelaku UMKM Pasar Tradisional Camelia, Dina; Ajib Ridlwan, Ahmad
Jurnal Ekonomika dan Bisnis Islam Vol 1 No 3 (2018): December
Publisher : Universitas Negeri Surabaya

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Abstract

Micro, Small and Medium Enterprises or MSMEsis economic activities that contribute to the development and economic growth of Indonesia. However, MSMEs have limitations such as capital due to access to financial institutions such as bank.Financial institutions that can overcome these problems are islamic microfinance institutions such as Baitul Maal Wat Tamwil (BMT) with murabahah financing. This study uses a qualitative research method wich aims to determine the role of murabahah financing towards business development and welfare of micro and small businessman in the traditional Ketapang-Sampang market. Based on the results of research conducted at BMT UGT Sidogiri, Ketapang-Sampang Branch, it can be concluded that murabahah financing was used in the business development and wefare of the members who received
Pengaruh Dana Zakat Terhadap Jumlah Penduduk Miskin Jawa Timur Firmansyah, Mochamad; Ajib Ridlwan, Ahmad
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 2 (2019): Agustus
Publisher : Universitas Negeri Surabaya

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Abstract

The proverty is a problem that has not been resolved to date. This study aims to determine the effect of zakah on the poor people number in East Java. This research is quantitive research. Data analysis techniques using simple linear regression analysis. The results showed that the zakah collected and distributed by the East Java’s BAZNAS had an influence on the poor people number in East Java.
Hubungan Antara Pengelolaan Zakat Produktif Dengan Peningkatan Kesejahteraan Mustahiq Pada Laznas Yatim Mandiri Cabang Surabaya Fajri, Rochmawati; Ajib Ridlwan, Ahmad
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 2 (2019): Agustus
Publisher : Universitas Negeri Surabaya

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Abstract

This is a study aims to determine the mechanical picture of managing productive zakat in the Surabaya Branch of the Independent Amil Zakat Institution and the impact of improving the welfare of mustahiq under the guidance of the Orphaned National Amil Zakat Institution The management of productive zakat must be directed as an instrument in developing the welfare standard of mustahiq. This research method uses a quantitative approach. The data analyzing collection efforts were used by rank-spearsman correlation data. The results of the research that have been carried out with the variable management of productive zakat and improvement of mustahiq welfare with indicators of supervision, training, religion, soul, reason, descent and wealth, using simple random sampling technique with the distribution of questionnaires can be concluded that the management of productive zakat has a strong and significant relationship to increase in mustahiq welfare at the Surabaya branch of the Orphaned National Amil Zakat Institution
Pengaruh Kualitas Layanan dan Promosi Terhadap Keputusan Donatur Membayar ZIS di Surabaya Satria, Naufal Prima; Ajib Ridlwan, Ahmad
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 3 (2019): December
Publisher : Universitas Negeri Surabaya

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Abstract

This study aimed to examine the effect of the Islamic services quality and Islamic promotion on the decision of donors to pay zakah, infaq, and alms funds at the amil zakah institution in the city of Surabaya. This study used associative quantitative methods. The number of samples used in this study were 115 respondents. This study used a Likert scale and analyzes it using the SPSS application. The results of this study indicated the Islamic services quality and Islamic promotion have a positive effect on donor decisions. Furthermore, this study showed on the results of the partial test, the Islamic services quality influences donor decisions and the Islamic promotion influence donor decisions.
Pengaruh Religiusitas, IGCG, dan Motivasi Terhadap Kepercayaan Muzaki Pada Amil Zakat Surabaya Pratiwi, Dini Wahyu; Ajib Ridlwan, Ahmad
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 3 (2019): December
Publisher : Universitas Negeri Surabaya

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Abstract

This study aims to determine effect of religiosity in islamic perspective, Islamic good corporate governance, and motivation in islamic perspective towards Muzakki’s trust to zakat institution in Surabaya. This study used quantitative method with data collecting from questionnaire distributing to 100 respondents. Object of this study is Muzakki, who already made zakat payment to zakat institution in Surabaya that has been registered in National Zakat Forum. Analysis method that was used is multiple regression analysis. The finding shows that effect of Islamic religiosity, Islamic good corporate governance and Islamic motivation has particially sicnificant towards Muzakki’s trust to zakat institution in Surabaya.
ANALISIS STRATEGI MANAJEMEN FUNDRAISING OLEH LEMBAGA AMIL ZAKAT NURUL HAYAT GRESIK UNTUK MENGOPTIMALKAN DANA ZAKAT, INFAQ, SEDEKAH Hamidi, Ahmad Iqbal; Ridlwan, Ahmad Ajib
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 2 (2023): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n2.p23-37

Abstract

Analyzing the fundraising management strategy applied by Nurul Hayat Gresik Amil Zakat Institution is the goal chosen by the researcher. This research uses descriptive qualitative research with observation, interviews, and documentation. Source triangulation is used to ensure data validity. The results of this study show that the Zakat Infaq Sadaqah (ZIS) fundraising strategy by Nurul Hayat Gresik Amil Zakat Institution is carried out by methods, namely indirect fundraising through social media, banners and pamphlets, direct fundraising through messages or letters and visiting donors directly. In addition, Nurul Hayat Amil Zakat Institution has implemented fundraising management functions well, namely planning, organizing, implementing, and supervising. If the fundraising management strategy has been carried out correctly, the collected zakat, infaq, sadaqah (ZIS) funds will be optimal.
Business Success of Asnāf Women’s Entrepreneur: an Islamic Law Perspective Moch. Khoirul Anwar; Ridlwan, Ahmad Ajib; Yan Putra Timur; Citra Dewi , Tazkiyah Nur Laili; Juliana, Juliana; Anwar Adem Shikur
AL-IHKAM: Jurnal Hukum & Pranata Sosial Vol. 19 No. 1 (2024)
Publisher : Faculty of Sharia IAIN Madura collaboration with The Islamic Law Researcher Association (APHI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/al-lhkam.v19i1.8690

Abstract

Indonesian Muslim communities still have different perceptions towards entrepreneurial activities carried out by women, especially those classified as asnāf or zakat recipients. In fact, some asnāf women can show their existence in the business sector. Therefore, this study aims to describe things in common for successful business women, the role of ʿāmil az-zakāh among the success of the business as well as the Islamic law perspective on working women. As a field study, this study used a qualitative approach. Data was collected through in-depth interviews with six women entrepreneurs who live in Surabaya and three staff of ʿāmil az-zakāh institutions which formerly empowered the entrepreneurs through their programs. The observation was conducted at the informant's business space from September to October 2022. The results of this study indicate that the informants have things in common in running the business, namely high motivation and religiosity. Mustahiq empowerment program and assistance from ʿāmil az-zakāh institutions, meanwhile, encourage them externally. Islamic law grants women the same privileges as men when it comes to employment and economic dealings, provided that they continue to carry out their responsibilities as wives and mothers to their families, among other things. Furthermore, according to some ulemas, a woman may engage in business as long as the revenues are used to address the primary rather than secondary needs.
THE INFLUENCE OF KNOWLEDGE AND RELIGIOSITY ON HALAL SKINCARE BRAND PURCHASE DECISION: GENERATION Z PERSPECTIVE Nanda, Annisa Amalia Eka; Ridlwan, Ahmad Ajib; Yasin, Ach.; Nurafini, Fira
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 10 No. 12 (2024): Musytari : Neraca Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v10i12.7616

Abstract

The beauty industry is growing very rapidly in Indonesia in the market segment with a market volume of 3.16 USD in 2022 with Gen Z as the dominating market share that creates certain consumer behaviors that create purchasing decisions. This study aims to determine whether there is an influence of knowledge and religiosity on purchasing decisions mediated by attitude. The research method used in this study is a quantitative approach with primary data. The data collection technique used in this study is a data collection technique using questionnaires. The results of this study show knowledge and religiosity affected to purchasing decisions of halal avoskin beauty skincare products by Gen Z in Surabaya.
How should Bank Syariah Indonesia respond to cyber-attacks? Churn, sentiments, and emotions analysis with machine learning Timur, Yan Putra; Ridlwan, Ahmad Ajib; Fikriyah, Khusnul; Susilowati, Fitriah Dwi; Canggih, Clarashinta; Nurafini, Fira
Journal of Islamic Economics Lariba Vol. 10 No. 1 (2024)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol10.iss1.art24

Abstract

IntroductionThis study aims to identify the most popular topics and words in Twitter conversations regarding cyber-attacks on Bank Syariah Indonesia that occurred in May 2023. It also seeks to analyze the sentiments, emotions, and potential customer churn of netizens following cyber-attacks.ObjectivesThe objective of this study is to investigate the public's response to cyber-attacks on Bank Syariah Indonesia, focusing on identifying key topics, analyzing sentiments and emotions, and estimating potential customer churn.MethodThis study uses a qualitative method with a sentiment analysis approach utilizing Orange Data Mining software. The data comprises tweets collected from May 10, 2023, to May 24, 2023, using keywords such as “BSI” and “Bank Syariah Indonesia,” resulting in 30,014 tweets. Sentiment and emotion analyses were conducted to categorize tweets and identify the prevalent sentiments and emotions.ResultsThe analysis reveals that the words “BSI,” “Data,” and “Lockbit” are most frequently mentioned, indicating the relevance of the cyber-attackers who targeted Bank Syariah Indonesia. The sentiment analysis showed that 56% of the tweets were neutral and dominated by emotions of joy. The study also identifies a short-term potential churn rate of 1.60% for Bank Syariah Indonesia's total customer base, indicating the risk of customers switching to other banks.ImplicationsThe results highlight the importance of robust cybersecurity measures and quick response strategies for maintaining customer trust and satisfaction. Financial institutions, particularly banks, must prioritize information and technology security to prevent customer churn and ensure the continuity of their services.Originality/NoveltyThis study provides insights into public reactions to cyber-attacks on Islamic banks, emphasizing the role of sentiment and emotion analysis in understanding customer behavior. This offers practical implications for improving risk management and customer retention strategies in the banking sector.
Analysis of Islamic Business Feasibility Study on New Product Development (Case Study of Oatmeal Soap Is An Natural, Eco Friendly Body Cleanser) Desi, Agil Cintia; Ridlwan, Ahmad Ajib
Imara: Jurnal Riset Ekonomi Islam Vol 8, No 2 (2024): IMARA:JURNAL RISET EKONOMI ISLAM
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v8i2.14124

Abstract

Background. The most common skin problems in Indonesia include acne, dry skin, dull skin, scabies, and serious diseases such as leprosy. Based on research (Pratiwi, 2024), around 60% of women in Indonesia complain of dull skin, large pores, and acne. Despite this, Indonesia has made progress in dealing with serious skin diseases such as leprosy. The new development product Eco-Friendly Oatmeal Body Cleanser Soap can provide solutions to overcome skin diseases, as well as natural and environmentally friendly product ingredients and packaging.Purpose. This article discusses the importance of integrating business feasibility analysis, Islamic economic principles, and environmental sustainability in the development of oatmeal soap. The research shows that this product meets halal standards and provides skin health benefits while supporting environmental sustainability. The results are expected to serve as a reference for business practitioners to create products that are economically profitable and beneficial to society.Method. The qualitative research methodology in this article employs in-depth interviews with Islamic economic experts, consumers, and natural ingredient industry players. The aim is to explore the views and experiences of informants regarding the feasibility of oatmeal soap from sharia and sustainability perspectives. The data is analyzed thematically to identify relevant patterns.Results. The research findings indicate that oatmeal soap has significant potential as a natural, halal, and eco-friendly product. Consumers are interested in products free from harmful chemicals, and Islamic economic experts affirm that this product meets the business feasibility criteria within the sharia context.Conclusion. The development of oatmeal soap as a natural and eco-friendly product demonstrates high business feasibility, supported by strong consumer interest and compliance with sharia principles
Co-Authors Abdul Aziz, Azreen Hamiza Abdul Hafidz Ach. Yasin ADAM DAMANHURI Agung Prijo Budijono Ahmad Budiman, Ahmad Akmala, Zakia Alam, Md. Kausar Albrian Fiky Prakoso Ali Hasbi Ramadani Amin, Gempar Yanuar Al Amin, Muhammad Muhibbul Anas, Khirul Andre Dwijanto Witjaksono Anshari, Bima Anwar Adem Shikur Anwar Adem Shikur Apriliawan, Faisal Bagus Aji Ardiati, Aulia Rizky Aries Dwi Indriyanti, Aries Dwi Arif, Muamar Zainul Arilia, Linawati Arsetya, Rafly Asma Rita Athi Hidayati Aulia Deva Ferdana Aulia Siska Puspita Dewi Aulia, Nadya Desi Azita, May Nor Azizah Omar Azizah, Wafiq A’rasy Fahrullah Bachtiar, Jusuf Bidya Nur Habib Camelia, Dina Citra Dewi , Tazkiyah Nur Laili Clarashinta Canggih Dardiri, Masyhudan Darmawan, Zulfikri Charis Darmawan, Zulfikri Charis Deny Arifiana Desi, Agil Cintia Desy Kavanillah Devi Septiani Dewie Trie Wijayati Dimas Tresnanda Lusananta Dita Aprilia Widowati Djoko Suwito Domastuti, Putri Eldiana Purwadani Elya Zuliana Erika Takidah Fadhilah Rahmawati Fadillah, Hikmatul Nur Fahrullah, A’rasy Faisal Bagus Aji Apriliawan M. Daim Fajri, Rochmawati Farah Avista Melania Fatchiatul Ma’rifah Fathoni , Rizki Dwi Febrianto, Nur Fitroh Firmansyah, Mochamad Firza Oktavia Nurul Kumala Fitratun Ramadhany Fitriah Dwi Susilowati Hadi, Hafid Kholidi Hafshah Afifah Az-Zuhdiyyah Hakim, M. Akmal Hakim, M. Arif Rahman Hamidi, Ahmad Iqbal Haryanti, Peni Hendry Cahyono Heru Arizal Hidayah, Fitriana Nurochmatul Hidayati, Athi’ Hilda Monoarfa Hujjatullah Fazlurrahman Imam Laukhim Mahfudz Imam Mawardi Imam Sopingi Irfan Ramis Iskandar Iskandar Ismi Solikhatun Juliana Juliana Khirul Anas Khusnul Fikriyah Kodriyah Zumrotun Nisa Kumala, Firza Oktavia Nur LUCKY RACHMAWATI Lutfiyah Rahma Novelika M. Fahrul Rozjiqin Mahfudz, M Imam Laukhim Masyhudan Dardiri May Nor Azita MOCH. KHOIRUL ANWAR Moch. Khoirul Anwar Moh Bima Fahrosyid Rizki Abdillah Moh Farih Fahmi Mohammad Chilmi Setia Aji Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhammad Farid Ilhamuddin Muhammad Hasan Muzaki Muhammad Khoirul Umam Muhammad Muhibbul Amin Muhammad Turhan Yani Muharromah, Gabriele Lailatul Mukaromah, Faidatul Mustaqim, Muhammad Yunus Muzaki, Muhammad Hasan Nanda, Annisa Amalia Eka Naqib, Ahmad An Naqib Novelika, Lutfiyah Rahma Novi Sukma Drastiawati Nugroho, Bima Setyo Nur Fitroh Febrianto Nur Kholis Nurafini, Fira Nurul Ilmi, Nurul Oksiana Jatiningsih Oktavia Nurul Kumala, Firza Pambudi, Rizdana Galih Peni Haryanti Prabowo, Prayudi Setiawan Pratiwi, Dini Wahyu Prayogo, Aji Catur Rachma Indrarini Rachmanu, Edvian Ditya Rachmanu, Edvian Ditya Raditya Sukmana Rafly Arsetya Ratnasari, Variahatul Ridho Muhamad Rokhmat Subagiyo, Rokhmat Rosa Prafitri Juniarti Salsabilla Kurniawati Saputra, Catur Surya Satria, Naufal Prima Sehiling, Selvi Selvi Sehiling Septiani, Devi Sri Abidah Suryaningsih Sri Handajani Syifa, Dewi Layyinatus Taufiqur Rochman Theodorus Wiyanto Wibowo Tony Seno Aji Totok Suyanto Trias Madanika Kusumaningrum Tsaqyfa, Mazaya Najmy Variahatul Ratnasari Wahyu Dwi Kurniawan Widagdo, Andika Kuncoro Widia Wati Yan Putra Timur YUNUS Yunus Yunus Yunus Zainal Abidin Zulfa, Fina Lailiz Zulfikri Charis Darmawan Zuliana, Elya