Article Per Year (5 Year)
p-Index From 2021 - 2026
20.056
P-Index
This Author published in this journals
All Journal Jurnal Manajemen Terapan dan Keuangan Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura I-Finance Journal Dinar: Jurnal Ekonomi dan Keuangan Islam HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam INTERNATIONAL JOURNAL ON LANGUAGE, RESEARCH AND EDUCATION STUDIES Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Scientific Journal of Reflection : Economic, Accounting, Management and Business SEIKO : Journal of Management & Business JURNAL PENDIDIKAN TAMBUSAI NISBAH: JURNAL PERBANKAN SYARIAH OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JOURNAL OF APPLIED BUSINESS ADMINISTRATION Istinbath: Jurnal Hukum dan Ekonomi Islam Journal of Humanities and Social Studies JURNAL MANAJEMEN BISNIS Syarikat : Jurnal Rumpun Ekonomi Syariah Jurnal Riset Manajemen Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha Program Magister Manajemen JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Ecobisma (Jurnal Ekonomi, Bisnis dan Manajemen) Informatika Jurnal Informatika Ekonomi Bisnis Tasharruf: Journal Economics and Business of Islam Al-Kharaj: Journal of Islamic Economic and Business JURNAL AKUNTANSI KEUANGAN DAN MANAJEMEN Jurnal Ilmiah Manajemen Kesatuan JURNAL MANAJEMEN PENDIDIKAN Enrichment : Journal of Management BASKARA: Journal of Business and Entrepreneurship Aghniya: Jurnal Ekonomi Islam Cakrawala Repositori Imwi Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Journal of Islamic Economics and Finance Studies Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Ilomata International Journal of Management Quantitative Economics and Management Studies Management of Zakat and Waqf Journal (MAZAWA)) Jurnal Ilmu Ekonomi dan Bisnis Islam Al Mashaadir : Jurnal Ilmu Syariah EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Jurnal Investasi Islam El-Mujtama: Jurnal Pengabdian Masyarakat JURNAL MANAJEMEN AKUNTANSI (JUMSI) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen JUSTIAN - Jurnal Sistem Informasi Akuntansi Kontigensi: Jurnal Ilmiah Manajemen Jurnal Ekonomi Journal of Islamic Economic and Business Research INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah EKSYA: Jurnal Ekonomi Syariah Islamiconomic: Jurnal Ekonomi Islam Journal of Innovation Research and Knowledge el-Amwal CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal of Management, Economic and Accounting (JMEA) Journal of Islamic Economics Lariba Journal of Social Commerce Amkop Management Accounting Review (AMAR) Jurnal Ilmu Alquran dan Tafsir Jurnal Riset Manajemen dan Ekonomi Jurnal Riset Ekonomi dan Akuntansi Jurnal Informatika Ekonomi Bisnis JAKBS Journal of Economics and Management Scienties Journal of Management, Economic, and Accounting Jurnal REKOMEN (Riset Ekonomi Manajemen) Maslahah: Jurnal Manajemen dan Ekonomi Syariah IIJSE Journal of Islamic Economics and Finance AB-JOIEC: Al-Bahjah Journal of Islamic Economics Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi Moneter : Jurnal Ekonomi dan Keuangan Santri : Jurnal Ekonomi dan Keuangan Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Economic: Journal Economic and Business An-Nisbah: Jurnal Ekonomi Syariah Journal of Ekonomics, Finance, and Management Studies Jurnal Ekonomi, Manajemen, Akuntansi Jurnal Simki Economic Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Journal of Indonesian Management Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan Edueksos: Journal Pendidikan Sosial dan Ekonomi
Muhammad Lathief Ilhamy Nasution
Universitas Islam Negeri Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Veterinary Other

Published : 151 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 151 Documents
Search

 12   13   14   15   16 
The Influence of E-Commerce, Digital Payments, and Digital Literacy on MSME Income in The Perspective of Islamic Economics Alwi Rifa'i; Nurbaiti Nurbaiti; Muhammad Lathief Ilhamy Nasution
Islamiconomic : Jurnal Ekonomi Islam Vol 16, No 2 (2025)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v16i2.984

Abstract

The rapid advancement of digital technologies has transformed business landscapes, offering micro, small, and medium enterprises (MSMEs) unprecedented opportunities to enhance competitiveness and income. In Muslim-majority contexts, such as Medan Johor, this transformation must align with Islamic economic principles to ensure both economic and ethical value creation. This study employs a quantitative survey of 98 MSME actors, measuring the effects of e-commerce, digital payment, and digital literacy on income. Using multiple linear regression, the results demonstrate that all three variables exert a positive and significant impact, with digital literacy emerging as the most influential driver of effective technology adoption. These findings resonate with Islamic economic principles of maslahah (public benefit), efficiency, and the prohibition of gharar (excessive uncertainty), which emphasize transparency, utility, and blessings in economic transactions. The study extends existing literature by embedding Islamic economic perspectives within the MSME digitalization discourse and by capturing the socio-religious nuances of a localized setting. Policy implications include fostering Shariah-compliant digital literacy programs, strengthening regulatory frameworks, and enhancing the role of Islamic financial institutions in delivering technology-based, Shariah-compliant financing solutions to empower MSMEs sustainably.
Wadiah Savings Product Marketing Strategy to Increase Customers at Bank Syariah Indonesia KCP Batang Toru Fitri Hotdiana H.; Zul Fahmi Napitupulu; Muhammad Lathief Ilhamy Nasution
Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Vol. 2 No. 1 (2022): Juni
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emba.v2i1.535

Abstract

In contemporary business, the problem of depositing capital in banking institutions with various systems is usually through a system of savings, current accounts, and deposits. The marketing strategy in selling the products used by the Indonesian Sharia Bank KCP Batang Toru, especially the wadiah savings product, is generally the same as the marketing strategy of other banks, except that the Sharia Bank KCP Batang Toru has its own value. The bank has an approach to customers, both religious and emotional approaches where customers see that Islamic banks are banking financial institutions whose operations and products are developed based on the Qur'an and Hadith. What is the marketing strategy for the products of Bank Syariah Indonesia KCP Batang Toru? What are the obstacles faced by Bank Syariah Indonesia KCP Batang Toru in marketing? How do customers increase their wadiah savings products at Bank Syariah Indonesia KCP Batang Toru? The aim is to find out how the marketing strategy of wadiah savings products at Bank Syariah Indonesia KCP Batang Toru. To find out what are the obstacles faced by the Indonesian Sharia Bank KCP Batang Toru in carrying out marketing strategies. To find out how to increase customers towards wadiah savings products at Bank Syariah Indonesia at KCP Batang Toru. The method used in this study is a descriptive qualitative method to describe or explain the state of the object of wadiah savings in the marketing strategy. Researchers can conclude that the sequence of strategies that have the most opportunity to get customers is to use the cross selling model, distribute brochures (manual or telemarketing) to existing and WIC customers, introduce wafiah savings products through the BSI mobile application.
Analysis of the Competitive Level Between Wadiah Yad Dhamanah Savings Products and Mudharabah Mutlaqah At PT. Bank Syariah Indonesia KCP Singkil Iskandar Muda Dian Fajar Suryani; Muhammad Lathief Ilhamy Nasution
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 2 (2022): April
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i2.472

Abstract

Bank Syariah Indonesia kcp Singkil Iskandar Muda has a savings product using a contract between Wadiah Yad Dhamanah and Mudharabah Mutlaqah. Of course, both of these savings products have their advantages and disadvantages. As a result, indicators that affect the environment that are attracted to a competitive contract can be determined by various aspects, including aspects of return, aspects of costs, aspects of growth, social aspects, risk aspects, and promotion aspects. Therefore, the purpose of this study is to identify strengths and weaknesses, as well as indicators that affect savings products. This type of research is a qualitative research using analytical descriptive technique. Data collection was done by interview method. The subject of this research is leadership at PT. Bank Syariah Indonesia kcp Singkil Iskandar Muda. The results show that the Mudharabah mutlaqah savings product is more desirable than the wadiah yad dhamanah savings product because the indicator is substantially more profitable for customers.
Risk Management of Zakat Management at BAZNAS Asahan Zuhra Nahda; Ahmad Alfarezi; Muhammad Lathief Ilhamy Nasution
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 2 (2022): April
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i2.487

Abstract

Risk occurs in every organization or business activity. This also does not rule out the possibility of risk in the amil forum. The types of risks that may often occur in amil institutions are the risk of collecting zakat funds, the risk of managing zakat funds, and the risk of distributing zakat funds. The problem in this study is in the context of zakat management, where one thing that needs to be maintained is the credibility and accountability of zakat management institutions. Do not let people's distrust arise due to mistakes and violations in the management of zakat. Mistakes and violations in the management of zakat will have the potential to create a bad reputation for zakat institutions which will also cause fatal risks. there are risks that are directly related to using the performance of zakat institutions, for example errors in zakat distribution. There are risks that are indirectly related to the performance of zakat institutions but can have a quick impact, for example losing a professional amil.
Records Management Procedures at PT. Bank Sumut Syariah Medan Branch Office Meliyani Meliyani; Muhammad Lathief Ilhamy Nasution
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 2 (2022): April
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i2.490

Abstract

This study describes the file management procedures at PT. Bank Sumut Syariah Medan Branch. The purpose of this study is (1) to describe how the records management system at PT. Bank Sumut Syariah Medan Branch; (2) describe some of the obstacles faced by PT. Bank Sumut Syariah Medan Branch in archive management; (3) describe the steps taken to prevent problems in the archive management process at PT. Bank Sumut Syariah Medan Branch. Data was collected through observation and interviews. Based on the results of the study, it can be concluded: First, archive management is still not done well, in terms of inefficient storage processes. Second, the limitations encountered in records management procedures, namely: (1) inappropriate storage procedures; (2) archive storage and maintenance infrastructure is not optimal; (3) the absence of professional archivists. Third, efforts are being made to prevent records management problems, namely: (1) improving the storage procedures used; (2) optimization of storage space infrastructure and archive maintenance; (3) provide professional archiving staff.
Promotion Strategy for Mudharabah Marhamah Savings Products at Bank of North Sumatra Syariah Sri Riska Ananda Lubis; Nurainun Putri; Muhammad Lathief Ilhamy Nasution
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 2 (2022): April
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i2.498

Abstract

Islamic banks and conventional banks have different offering strategies. Islamic banks will provide offers while still applying the sharia principles of Mudharabah Marhamah Savings. There is one bank in North Sumatra that uses a mudharabah contract, namely Tabungan Marhamah. Therefore, it is important for customers to understand the use of the Mudharabah Marhamah Savings product facility at Bank Sumatra Utara so that it will have an impact on increasing the smoothness of transactions. The method used in this journal uses a descriptive method where data will be collected, compiled, grouped, analyzed and then applied so that it will become a clear and directed picture. The result of the research is that the offering strategy carried out by Bank Sumut Syariah Syariah Cabang Pembantu Lubuk Pakam can increase public interest in the Marhamah Mudharabah savings product.
Factors Affecting Public Interest in Bank Sumut Syariah Products Dwi April Yani Simangungsong; Raissa Muthia Syahrani Hasibuan; Ridha Shafina Nur; Muhammad Lathief Ilhamy Nasution
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 2 (2022): April
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i2.520

Abstract

As a financial bridging body, in carrying out its operations banks are grouped into two, namely conventional banks and Islamic banks, Islamic banks certainly need the function and role in Indonesia, therefore Islamic banks must improve the quality of their performance to realize a Syariah banking system that is able to perform efficiency with a healthy system. Increasing the number of customers and public awareness about the existence of Islamic banks as one of the important things in order to realize the country of Indonesia to be a pioneer of Islamic financial development in the world. The method used by the author is the method of literature review. With the method of literature review, the author conducts a review of the scientific literature on a topic of problems and conducts a critical analysis of some things that affect the interest of customers to make purchases of products marketed by Bank Sumut Syariah and awareness of them and interest in the products offered. Based on the results of literature riview conducted can be concluded that the interest of consumers to buy products offered by Bank Sumut Syariah influenced by several things, namely : (1) quality of Service and profit sharing (2) products offered and promotions carried out (3) trying to raise awareness of the brand and interest in Syariah products.
Service Strategy and Implementation of Digital Sharia Pawnshops in Increasing the Number of Customers in Rantau Prapat Ade Rizki Meilani; Nur Mija Hasibuan; Muhammad Lathief Ilhamy Nasution
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.579

Abstract

Pledge as one of the categories of debt-receivable agreements, for the trust of the lender, the debt holder swears merchandise as collateral for obligations. The collateral remains the property of the person who pledged it, but is limited by the recipient of the votive. The special functional components of sharia second-hand shops can be completed by Islamic financial institutions, especially sharia second-hand shops, both as private and government organizations. Improvements are currently accelerating, this is evidenced by progress in various fields, especially innovation. However, not all innovations provide accommodation and positive effects for their clients if they are not handled as expected. This study plans to determine the degree of business administration system for the Digital Sharia Pawnshop application (PSD) in supporting exchanges and increasing potential in facing competition, and to determine the adequacy of online administration carried out by Rantau Prapat Syariah Pegadaian through the Digital Sharia Pawnshop Application (PSD) in expanding the number of customer. Discussion of exam results using a graphical methodology. From the results of this review, it shows that with the implementation of a sophisticated sharia second-hand shop (PSD) application, it is very easy for the general public to make transactions at sharia second-hand shops. So the Digital Sharia Pawnshop (PSD) for this situation sharpens the organization's special value in facing competition. The effectiveness of PSD is reviewed through 7 dimensions, namely efficiency, reliability, compliance, service privacy, responsiveness, compensation, and contact.
Blang Sentang Village Community's Understanding of Indonesian Sharia Bank Nur Hidayah Pulungan; Elpina Yanti Hasibuan; Muhammad Lathief Ilhamy Nasution
Journal of Indonesian Management Vol. 2 No. 1 (2022): March
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/jim.v2i1.438

Abstract

The main problems in this study are 1) how is the understanding of the people of Blang Sentang Village towards Islamic banks indonesia, 2) What efforts are made by Islamic banking in socializing Islamic banks to the public. The type used in this research is a qualitative research type. The results of the study indicate that the public's understanding of Islamic banks is still lacking. Thus, through the program created by the Islamic banking party, it can overcome the problems that exist in the community, namely the lack of understanding of the people of Blang Sentang Village about Islamic banks.
Analysis of Customer Satisfaction Levels with Sharia Banking Services at BSI Bener Meriah Wahyuni Wahyuni; Muhammad Doli Harahap; Muhammad Lathief Ilhamy Nasution
Journal of Indonesian Management Vol. 2 No. 1 (2022): March
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/jim.v2i1.439

Abstract

This article aims to determine the level of customer satisfaction with sharia banking services at Bsi Bener Meriah. Facing an increasingly critical society like now, apart from products, the services provided also affect the sustainability of the company. maintain customer trust and satisfaction with their services. Service as the first promotion to prospective customers, if the quality of service is excellent, then the customer will continue to transact, and vice versa.
Co-Authors Ade Rizki Meilani Adelia Fitra Gustari Adelia, Intan Ahmad Alfarezi Ahmad Fadelsyah Ahmad Perdana Indra Alwi Rifa'i Ananda, Muhammad Risqi Anisah Nasution Aprilliyansyah, Ary Bagas Aqli Nadzhari Rambe Aqwa Naser Daulay Ardhya Redina Ardiani, Kiki Arifin Fauzi Lubis Arnita Septiani Panjaitan Aryabimo Reksapramudya Asra, M Rifki Asy’ary, Muhammad Hasan Atha, Muhammad Alwan Atika Atika Atika Ayuni Syafitri Batubara, Maryam Cahaya, Nilam Chairunnisa Dian Puspa Chilvia Azhari Cindy Triningsih Dalimunthe, Fitriyani Dela Prianti Devi Damayanti Dharma, Budi Dian Fajar Suryani Dui April Yani Simangunsong Dwi April Yani Simangungsong Elpina Yanti Hasibuan Endah Hardiati Enjeli, Enjeli Fachry Abda El Rahman Fadillah Ramadhani Siregar Fadillatunnisa, Fadillatunnisa Faradilla Arafah Fatma Devi Dayanti Siagian Fauzan, M. Fauzi Irsyad Fauziah Amarani Fira Annisa Fitri Hotdiana H. Grace Amalia Tondang Haddad Aidil Nafis Hannum Harahap, Novita Harahap, Anisah Harahap, Muhammad Doli Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Hasibuan, Ahmad Muniruddin Hasibuan, Elpina Yanti Hasibuan, Reni Ria Armayani Hasmidar Pohan Haviz, Luthfi Hendra Harmain Hendra Harmain Heri Kurniawan, Heri Ilhamuddin Nasution Imsar indah wahyuni Indah Wahyuni Isma Padillah Isna Khairani Isnaini Harahap Jannah, Nurul Juli Syahputri Juliana Nasution K, Kamilah Kamila, Kamila Kamilah Kamilah Kamilah, K Kamilah, K Khairina Tambunan Khairul Rahman Kusmilawaty Lely Mawaddah Lilia Afriani Lindung Pratama Lubis, Muhammad Alpansyah Maidalena Maidalena Maidalena, Maidalena Manurung, Ibnu Syawali Marliyah Matondang, Sabrina Natasya Maulana Abdul Malik Tambunan Maulida, Syakya Mayasari Lubis Mayori, Elsa Meilyna Febri Norenza Meliyani Meliyani Miftha Maulida Anggi Natama Miranty, Fadilla Muhamad Ikhsan Harahap Muhammad Addnan Nur Nasution Muhammad Arif Muhammad Arif Muhammad Arif Barus Muhammad Doli Harahap Muhammad Ilzam Harahap Muhammad Syahbudi muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Yafiz Muliani, Siska Mustapa  Khamal  Rokan Mutiara Yolanda Nadila Irdayanti Nadila, Riska Nadya Ervina Nadzira Putri Andani Naser Daulay, Aqwa Nasution, Annio Indah Lestari Nasution, Annio Indah Lestari Nasution, Juliana Nasution, Muhammad Irwan Padli Nasution, Rahmad Mulia Tama Nasution, Yenni Samri Julianti Noprillia Ramadhani Saragih Novariany Ka’u Nur Ahmadi Bi Rahmani Nur Hidayah Pulungan Nur Mija Hasibuan Nurainun Putri Nurainun Putri Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurhayati Nurlaila Nurlaila Nurlaila Nurlaila Nurmala Kumasari Pasaribu Nursantri Yanti Nurul Jannah Nurul Pratiwi Nurul Tri Amanda Okta Distira, Muhammad Feri Oktadistira, Muhammad Feri Padila Putri Pane, Muhammad Rivaldi Parinduri, Islah Rizky Pratama, Lindung Pulungan, Nur Hidayah Putri Ahmarani Putri, Rafika Ananda Qarni, Waizul Rahmadhani, Anisa Rahman Siddik Siregar Rahman, Alif Zuan Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Rahmat Daim Harahap Raihan, Muhammad Raissa Muthia Syahrani Hasibuan Rambe, Rizki Suhanry Ramdanil Fajar Ramil Abbasov Raudah Azzahra Manurung Rica Rahim Lubis Ridha Shafina Nur Ridho Pratama Rio Ari Angga Ritonga, Rizka Sabila Rizka Nasution Rohaya, Rohaya Salwa, Faridah Santry Fadhilah Harahap Saparuddin Siregar Saragih, Siti Ramadhani Sardini, Syafira Sari, Della Puspita Silalahi, Purnama Ramadani Sinaga, Muhammad Syahputra Siregar, Muhammad Maulana Siregar, Rahman Siddik Siregar, Zaini Abdillah Siswahyudianto Siti Aisyah Siti Aisyah Siti Aminah Nasution Sitompul, Humaidi Sitorus, Seftia Rendiani Sri Rahmadani Sri Ramadhani Sri Ramadhani Sri Riska Ananda Lubis sri sudiarti sriwahyuni Sriwahyuni Sugianto Sugianto Sugianto Supardi Supardi Syafira Sardini Syahputri, Diana Syahvitri, Ayu Syari Nurhayani Tambunan, Khairina Tanjung, Dava Maulana Tarigan, Nia Safitri Br Taufiqur Ramadhana Teti Tri Astuti Jusasni Tri Inda Fadhila Rahma Tuti Anggraini Tuti Anggraini Ulfah Winda Ummu Khoirotun Nisfah Vina Rahmanda Wahyu Syarvina Wahyuni Wahyuni wahyuni wahyuni Waizul Qarni Winda Sari Panjaitan Winda, Ulfah Wiwin Khairany Simanjuntak Yenni Samri Juliati Nasution YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yulita Astri Yusrizal Zaini Abdillah Siregar Zalika Fauja Zuhra Nahda Zul Fahmi Napitupulu ‘Izzi, Amalul