p-Index From 2021 - 2026
9.039
P-Index
This Author published in this journals
All Journal Jurnal Energi Dan Manufaktur Komunikasi Fisika Indonesia Jurnal Didaktik Matematika BISNIS: Jurnal Bisnis dan Manajemen Islam Prosiding Semnastek Jurnal Edukasi dan Sains Biologi Studia Economica: Jurnal Ekonomi Islam Al-Mustashfa MAHKAMAH: Jurnal Kajian Hukum Islam Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JURNAL PENDIDIKAN ROKANIA JEPA (Jurnal Ekonomi Pertanian dan Agribisnis) PROCESSOR Jurnal Ilmiah Sistem Informasi, Teknologi Informasi dan Sistem Komputer IKRA-ITH ABDIMAS JURNAL AKUNTANSI DAN MANAJEMEN MUTIARA MADANI Jurnal Ilmiah Ecobuss Manutech : Jurnal Teknologi Manufaktur Jurnal Edueco Gema Wiralodra Abdimas Universal SABDAMAS Jurnal Yustisiabel Sinusoida: Jurnal Penelitian dan Pengkajian Elektro JIM (Jurnal Ilmu Manajemen) Jurnal Inovasi Pendidikan dan Sains Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Prosiding Seminar Nasional Pendidikan Fisika FITK UNSIQ JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen JESBIO : Jurnal Edukasi dan Sains Biologi Proceeding International Seminar of Islamic Studies Journal Of Business, Finance, and Economics (JBFE) EKONOMIKA45 Aptekmas : Jurnal Pengabdian Kepada Masyarakat INDONESIAN JOURNAL OF BASIC EDUCATION JKKI : Jurnal Kedokteran dan Kesehatan Indonesia Jurnal Ilmiah NOSI Jurnal Pengabdian Masyarakat Indonesia (JPMI) SAINSTECH: Jurnal Penelitian dan Pengkajian Sains dan Teknologi Peka : Jurnal Pendidikan Ekonomi Akuntasi FKIP UIR Pekanbaru Gemilang: Jurnal Manajemen dan Akuntansi Optimal: Jurnal Ekonomi dan Manajemen J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen Prosiding Seminar Nasional Rekayasa Teknologi Industri dan Informasi ReTII Aceh International Journal of Science and Technology Jurnal Penelitian Ekonomi Manajemen dan Bisnis Jurnal Publikasi Ilmu Manajemen Madani : Jurnal Pengabdian Kepada Masyarakat Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Trending: Jurnal Manajemen dan Ekonomi Jurnal Riset Manajemen dan Ekonomi Jurnal Ilmiah Mahasiswa Pertanian International Journal of Management Research and Economics Jurnal Akuntan Publik Jurnal Pengabdian Masyarakat Indonesia Sejahtera Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Prosiding Seminar Nasional Inovasi Teknologi Terapan Jurnal Ilmiah NOSI Aspirasi : Publikasi Hasil Pengabdian dan Kegiatan Masyarakat Master Manajemen Jurnal Teknologi Industri Santri : Jurnal Ekonomi dan Keuangan Islam Jurnal Ekonomi dan Pembangunan Indonesia Harmoni Sosial : Jurnal Pengabdian Dan Solidaritas Masyarakat Ekonomi Keuangan Syariah dan Akuntansi Pajak Jurnal Intelek Insan Cendikia Jurnal Ekonomi Bisnis dan Kewirausahaan aktivisme: Jurnal Ilmu Pendidikan, Politik dan Sosial Indonesia Fundamentum: Jurnal Pengabdian Multidisiplin International Journal of Islamic Educational Research Mars: Jurnal Teknik Mesin, Industri, Elektro dan Ilmu Komputer Proceeding of the International Conference on Law and Human Rights JIMEK
Claim Missing Document
Check
Articles

Found 8 Documents
Search

Determinants of the Use of Electronic Money (e-money) among Muslim Professionals in Medan City Opi Chanty Mahendra; Sugianto Sugianto; Yenni Samri Juliati Nst
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.5301

Abstract

This article analyzes the factors that influence the behavior of new products with a case study of electronic money which is considered a new product category of payment tools in Indonesia. This study integrates the Theory of Acceptance Model (TAM) and Theory of Planned Behavior (TPB). This study is descriptive and exploratory quantitative research. Data was collected on Muslim professionals in Medan city. Structured Equation Modeling (SEM) is used to test the hypothesis in terms of evaluating the effect of the hypothesis research. The results found that the behavior of electronic money is influenced by attitude, perceived behavior control, and subjective norm.
Analysis of Take Over Financing With Reference To DSN-MUI Fatwa No.31/DSN-MUI/VI/2002 Concerning Hiwalah and DSN-MUI Fatwa No.31/DSN-MUI/VI/2002 Concerning Debt Transfer (Case Study at BSI KCP Sigli Madjid Ibrahim) Muhammad Kharazi; Saparuddin Saparuddin; Sugianto Sugianto
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 1 (2022): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i1.3824

Abstract

The purpose of this research is to determine the implementation of take over financing at BSI KCP Sigli Madjid Ibrahim and its relevance to the DSN-MUI fatwa No.31/DSN-MUI/VI/2002 regarding hiwalah and DSN-MUI fatwa No.31/DSN-MUI/ VI/2002 regarding debt transfer. The research method used in this research is field research. This research is also included in the category of qualitative descriptive research. The results of the research show that in applying for take over financing at BSI KCP Sigli Madjid Ibrahim, the customer submits a debt transfer request, fills out a form, then analyzes and surveys. After it was approved, then the BSI KCP Sigli Madjid Ibrahim used the al-qardh wa al-murabahah contract and also the al-qardh wa al-ijarah al-muntahiyah bi al-tamlik contract. Then the disbursement of financing funds was made by the BSI KCP Sigli Madjid Ibrahim to pay off the remaining customer debt at the previous bank. The implementation of take over financing at BSI KCP Sigli Madjid Ibrahim in the settlement of debt transfers is in accordance with the DSN-MUI fatwa.
Islamic Banking Performance Assessment Model (Maqasid Sharia) Husni Pasarela; Saparuddin Siregar; Sugianto Sugianto
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 1 (2022): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i1.4115

Abstract

From what we know about the Islamic Bank Performance Assessment Model in general. Where in the Islamic Bank Performance Assessment Model applies the Maqashid Syariah Index Model. The application of the Islamic bank performance assessment model in Indonesia uses the Maqashid Syariah index, which is a sharia banking performance measurement model that is in accordance with the objectives and characteristics of Islamic banking. MSI was developed with 3 main factors, namely: education, the creation of justice and the achievement of welfare, where the three factors are universal. The three performance measures based on maqashidsyariah, namely education, justice, and welfare require national banks to be able to design education and training programs with moral values so that they will be able to improve the abilities and skills of employees.
Risk Management in Sharia Insurance Khairul Azmi; Sugianto Sugianto; Marliyah Marliyah
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 1 (2022): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i1.4133

Abstract

Risk management is a benchmark for every institution and organization in minimizing the risks that occur. Where decisions taken must take into account Islamic law. All forms of risk that occur continue to prioritize the concept of sharia. This paper is descriptive qualitative, which explains about risk management, then risk management in sharia concepts, and risk management in insurance institutions. The results of this paper indicate that risk management has various processes, namely, identification, evaluation and measurement, and risk management. Insurance is one way to manage risk, it's just that until now there is still an assumption that insurance is against destiny. Sharia insurance as an endeavor, which is not contrary to the concept of trustworthiness. The form can be in the form of operational risk (operational risk) such as failure to pay, legal risk (legal risk), and reputation risk (reputation risk) in addition to moral hazard is also often encountered obstacles faced by the company is sourced from external and internal company. In managing risk, Islam provides a solution with the concept of risk sharing.
Analysis of Mechanism and Implementation of Murabahah Contract in Oto iB Hasanah Financing (Study at BNI Syariah Banda Aceh) Fakrurradhi Fakrurradhi; Saparuddin Siregar; Sugianto Sugianto
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 1 (2022): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i1.3835

Abstract

This study aims to analyze the mechanism and application of consumptive financing contracts in the Oto iB Hasanah BNI Syariah Banda Aceh product. This research is a research (field research) using a descriptive qualitative method with a phenomenological approach.The results of the analysis concluded that technically the mechanism and application of consumptive financing on the Oto iB Hasanah BNI Syariah Banda Aceh product in three stages, namely: First, the customer applies for consumptive financing for the Oto iB Hasanah BNI Syariah Banda Aceh product by completing the file requested by BNI Syariah, second, checking data or data verification for the completeness and correctness of the file, third, field survey with 5C principles (Character, Capacity, Capital, Condition and Collateral). And the murabahah contract on consumptive financing for the Oto iB Hasanah BNI Syariah product is in accordance with the fatwa of the National Sharia Council and the Indonesian Ulema Council No: 04/ DSN-MUI/IV/2000 and practiced using murabahah financing indicators, namely an agreement on profit with BNI Syariah bank transparency with customers who take Oto iB Hasanah products, clear payment methods, sale and purchase agreements and direct delivery of goods by the bank.
The Effect of TPF, NPF and Fee Based Income on the Profitability of Islamic Banks with Financing as an Intervening Variable Ridwan Ridwan; Sugianto Sugianto; Eka Setyawati
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 4, No 2 (2021): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i2.1849

Abstract

The purpose of this study was to examine the effect of DPK, NPF, and Fee Based Income on the Profitability of Syari'ah Banks with financing as an intervening variable. This study uses secondary data from the 2010-2019 period in Islamic banks. The sampling technique used purposive sampling. Tools for processing data using SPSS 20.0. The results showed that DPK had a direct insignificant effect on the profitability variable, while DPK had a significant direct effect on the financing variable. Furthermore, DPK indirectly does not have a significant effect on profitability through financing. And the financing variable cannot mediate the effect of the DPK variable on profitability. NPF directly has a negative and significant effect on NPF Profitability, directly there is an insignificant effect on the financing variable. NPF indirectly has a significant effect on profitability through financing. And the financing variable can mediate the effect of the NPF variable on profitability. Fee Based Income has a negative and significant effect directly on profitability. The direct financing variable does not have a significant effect on profitability.
The Effect of Profit Sharing Financing, TPF and Capital on Net Profit through Revenue Sharing on Buses Sugianto Sugianto; Yenni Samri Juliati Nst; Winda Anriani Siregar
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 4, No 2 (2021): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i2.1973

Abstract

This study aims to determine how much influence the financing for the results, DPK and capital on net income mediated by revenue sharing. The sample used in this study is data 10 BUS in annual form from 2014 to 2019, and the approach used uses a quantitative approach. This study uses 60 samples that are processed using panel data regression analysis method using the views 9 application. The results of the analysis show that this study produces a coefficient of determination (R-square) in structural model I, which is 96.1% of the variable for profit sharing, TPF, and capital affects profit sharing income in Islamic commercial banks, while 3.9% is explained by other variables. The result of the coefficient of determination (R-square) model II is 22.6%, the variable of profit sharing, TPF, capital and revenue sharing affects the net profit in Islamic commercial banks, while 77.4% is influenced by other variables. This study shows that the financing for the results, TPF, capital and revenue sharing have a simultaneous effect on net income with a significance level of 0.001 <0.05. From the results of the indirect effect significance test, it was found that there was no significant indirect effect of the profit sharing variable, TPF and capital on net income through revenue sharing as an intervening variable in Islamic commercial banks. Capital and profit sharing income affect net income in Islamic commercial banks while 77.4% is influenced by other variables.
Implementation of Teaching Factory Vocational School of Center Of Excellence (PK) (Case Study of Learning Aspects of the Culinary and Clothing Expertise Program at SMK Negeri 4 Balikpapan) Casmudi Casmudi; Sugianto Sugianto; Dinda Tasha Maulida; Hayu Angga H
Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Vol 5, No 2 (2022): Budapest International Research and Critics Institute May
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i2.4921

Abstract

The background of this research is based on the Government's policy regarding the revitalization of Vocational High Schools, efforts to increase the competitiveness of graduates, so that the target is achieved in the absorption of Vocational High School graduates in the job market. In the absorption of vocational graduates, there is a gap in the implementation of learning in schools that is not yet connected to the competencies needed by the world of work and industry (DUDI). SMK Negeri 4 plays a role as a Center of Excellence (PK) school and has the obligation to organize learning in certain skill programs using Teaching Factory, referring to the guidelines for organizing SMK-PK. The research objectives are to define; (1) implementation of planning, implementation and evaluation (TEFA). (2) Factors supporting or supporting the implementation of TEFA, (3) Obstacles and solutions for the implementation of TEFA. Research methods, using descriptive research with a mixed method approach, collecting data through qualitative dimensions, namely by in-depth interviews, and survey techniques using questionnaires to TEFA actors at SMKN4 Balikpapan. The results of the interviews were analyzed and mapped to draw conclusions to be processed using Atlas-ti software, then coded for the results to be visualized to be displayed and interpreted in the discussion. Research conclusions (1) The implementation of TEFA uses an integrative thematic project based learning model. (2) The supporting factors for the curriculum aspect, teacher human resources, facilities and infrastructure, support from DUDI partners, and the management of TEFA products show good and very good categories. (3) Obstacles and implementation solutions are identified and resolved through a consensus meeting at SMKN 4 Balikpapan.
Co-Authors ABDUL MUIS Abdul Multi Abdul Mu’is Abdul Rosid Siregar Ade Faizin Aditya Batlajery Ahmad Fauzi Sitorus Aida Ulviani Nst Ali Akbar Harahap Amin Al Jawi Andik Lukito Suryaman Angga Laksana Anggi Adistika Harahap Annio Indah Lestari Annisa Syabina Anugrah Setiawan Anwar Syarif Harahap Any Fitriani Aprielle Ego Pasha Aqwa Naser Daulay Ariesti Sopia Asdtuti Astuti Asri Dewi Mustikasari Bekti Yulianti Budhi Martana Casmudi Casmudi chairil akmal Darmin Islamiah Darusman . Darwin Darwin Darwin Dear Dear deden deden Defra Afriana Aryan Devo Ferin Alfarizi Dian Armanto Dinda Tasha Maulida Djufri Djufri Edy Supriyadi Eggi Maulana Yusuf Eka Setyawati Eliyanti Agus Mokodompit Erlina Erlina Erwansyah Erwansyah Esdras Ardi Pramudita Fahmi Fauzi Fakrurradhi Fakrurradhi Firdha Aigha Suwito firman Fretty Siska Rahayu M Ginie Aulia Rawani Hadi Nasbey Hadianti Deliana Hafizh Mubarok Harahap, Muhammad Ikhsan Hayu Angga H Hendra Yulianto Hermansyah Alam Herwandi Herwandi Husni Pasarela Ibrahim Mallam Fali Ichsan Setiawan Ida Ayu Putu Sri Widnyani Idiar Idiar Idiar Idiar Ihsan Trianto Ika Fibriarista Ikke Nurhasanah Imam Mukhtar Syarifudin Indinastin Indinastin Iqbar Iqbar Iriandi Ilyas Isma Yulia Sofiani Isna Laila Jannah, Nurul Jayanta Jayanta Jhon Pandapotan Situmorang Joni Hendra K Juliana Nasution Kadeni Kadeni, Kadeni Kismiadi Kismiadi Kurnial Ilahi Layyinatus Shifah Leliya Leliya Leny Yuliyani Linda Wulan Sari Maksi Ginting Manfarizah Manfarizah Mara Bangun Harahap Maria Lusiana Yulianti Marliyah Martono Martono Martono Martono Martono Maulana Maulana Mawaddah Irham Mawar Mawar May Husnul Khotimah Mhd. Rizky Al Akbar Miftahus Surur Moedjiono Moedjiono Mubarok El Alimi muchlis mas&#039;ud Muhamad Ory Adrianto Muhammad Ansar Muhammad Irham Muhammad Kharazi Muhammad Muzhaffar Yahyayasir Muhammad Subhan Muhammad Syahbudi Mulia Anggi Wulandari Munir Munir Mustating Dg Maroa Nadya Namora Hutabarat Nafilatun Khoirun Nisa Nani Ariani Nani Nuraeni Nasrun Hipan NASRUN LUBIS Nizar Rosyidi AS Novera Shafira Lubis Nur Fadhilah Ahmad Hasibuan Nur Fithri Amrunnisa Nurdin, Jurana Nurhabibah Rahmadani Siregar Nurhayati Tariani Olivia Rahayu Opi Chanty Mahendra Purba Andy Wijaya R. Fakhrurrazi R.M. Sheridan Abdalla Rachmadania Akbarita Radi Suradi K Rahmat Daim Harahap Reni Ria Armayani Retnowaty Ridwan Ridwan Risfa Dwi Andini Rizaldy Taslim Pinzon Rizky Maulana Rony, Zahara Tussoleha Rudy Haryanto Ryan Angga Pratama Saferius Ndruru Sandi Saparuddin Saparuddin Saparuddin Siregar SARWOTO SARWOTO Sergio Felix Asalim Setyabudhi Setyabudhi Silvia Anjani Nasution Siti Aisyah Siti Mardiana soma wardi Somawardi Somawardi Sri Anggraeni Sri Wahyuni Sri Wulandari Bugis Sriwahyuni Sriwahyuni Suganda Suganda Sugiyarto Sugiyarto Sukiman Sukiman Supuan Sultan Al Alif Susi Darmawaningsih Suyanti Suyanti Syamsul Arifin Tambunan, Khairina Tari Fhon Na Arifin Tarmudi Tarmudi Tengku Emrinaldi Titin Ayu Lestari Tri Auri Yanti Tri Harto Katamso Tria Mariz Arief Tutik Yuliani Ulfah Juniarti Siregar Ullya Vidriza Wahyudi Wahyudi Wawan Setiawan Wawan Setiawan Winda Anriani Siregar Wiwit Wiji Lestari Yandi Yandi Yasir Yasir Yayuk Yuliati Yenni Samri Juliati Nst Yoko Tristiarto Yudi Novianto Yul Tito Permadhy Zaifatur Ridha