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All Journal ETIKONOMI Al-Manahij: Jurnal Kajian Hukum Islam Tadris: Jurnal keguruan dan Ilmu Tarbiyah INFERENSI Jurnal Ilmiah Peuradeun Al-Albab Owner : Riset dan Jurnal Akuntansi Tasamuh: Jurnal Studi Islam International Journal of Supply Chain Management Journal on Education Ultimacomm: Jurnal Ilmu Komunikasi E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam Jurnal Review Pendidikan dan Pengajaran (JRPP) JURNAL LENTERA BISNIS Indonesian Journal of Halal Research Jurnal Ilmiah Edunomika (JIE) Jurnal Ilmiah Manajemen Kesatuan Community Development Journal: Jurnal Pengabdian Masyarakat AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah J-ISCAN : Journal of Islamic Accounting Research TASAMUH: Jurnal Studi Islam Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Al-Mizan: Jurnal Hukum Islam dan Ekonomi Syariah Journal of Education Research Journal Of Human And Education (JAHE) Al-Manahij : Jurnal Kajian Hukum Islam Jurnal Ilmu Pendidikan dan Sosial JEBI (Jurnal Ekonomi dan Bisnis Islam) International Journal of Management and Business Economics Al-Hiwalah : Journal Syariah Economic Law ITQAN: Jurnal Ilmu-ilmu Kependidikan Saree : Research in Gender Studies Al Mabhats : Jurnal Penelitian Sosial Agama Jurnal Ekonomi Pembangunan, Manajemen & Bisnis, Akuntansi Journal Markcount Finance Journal International Dakwah and Communication Rechtsnormen Journal of Law AT-TIJARAH: Journal Islamic Banking and Finance Research GEMBIRA (Pengabdian Kepada Masyarakat) PEDAMAS (Pengabdian Kepada Masyarakat) Jurnal Magister Ekonomi Syariah J-ISCAN : Journal of Islamic Accounting Research JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan SAMBARA: Jurnal Pengabdian Kepada Masyarakat BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Journal of Computer Science Advancements
Harjoni Harjoni
Institut Agama Islam Negeri Lhokseumawe
Religion Arts Humanities Biochemistry, Genetics & Molecular Biology Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Nursing Physics Public Health Social Sciences Transportation Other

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Pemberian Mitigasi dan Pemberdayaan ODHA di Aceh melalui Kelompok Dukungan Sebaya (KDS) Seudara Harjoni; Nur Asyiah
SAMBARA: Jurnal Pengabdian Kepada Masyarakat Vol 1 No 2 (2023): Mei
Publisher : CV Putra Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58540/sambarapkm.v1i2.256

Abstract

This service aims to provide psychological support to Key population friends and People with HIV/AIDS (ODHA) through Peer Support Groups/Social Welfare Institutions in North Aceh. Method: carried out by direct observation and interviews with North Aceh KDS/LKS with the stages namely preparation, assessment, alternative program planning, action plan formalization, implementation, and evaluation. Results: Every North Aceh KDS/LKS administrator can act as a facilitator in motivating fellow ODHA that they need psychological support for their current health condition (with HIV status). The Implementation Phase of Activities The participation of ODHA friends who are involved in the North Aceh KDS/LKS board is expected to be able to carry out program activities that can provide support to fellow ODHA friends. The collaboration between North Aceh KDS/LKS administrators, ODHA friends, and health service facilities has been going well. namely: Assistance and Outreach to Key Populations and ODHA, Facilitating Access to Health Services, Health Talks (BBS), Social Services, ODHA Home Visits, and World AIDS Day (HAS).
Sharia Peer-to-Peer Lending Financing : A Funding Alternative for MSMEs in Indonesia Desky, Harjoni; Savitri, Asmah
Al-Hiwalah: Journal of Sharia Economic Law Vol. 3 No. 2 (2024): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v3i2.4670

Abstract

Sharia-based Peer-to-Peer (P2P) lending has become one of the funding alternatives for Micro, Small, and Medium Enterprises (MSMEs) in Indonesia that have limited access to capital from conventional banks. By using Sharia principles, this P2P lending aims to provide funding services that follow Islamic values and are open to MSME players. Research objectives: This study aims to analyze the role, effectiveness, and challenges of Islamic P2P lending financing in supporting the development of MSMEs in Indonesia and assess its compliance with Islamic economic principles. Research method: This research uses a qualitative approach with a literature study method and in-depth interviews with several MSME players and Islamic P2P lending service providers. Secondary data were obtained from reports and publications of the Islamic fintech industry, while primary data were collected through interviews that were thematically analyzed. Research results: The results show that Islamic P2P lending financing can provide significant alternative funding for MSMEs in Indonesia, especially in terms of accessibility and flexibility. However, there are challenges related to regulation and public education on Islamic financing. The Sharia-compliant P2P lending system also attracts MSMEs that are committed to the halal economy, although there is a need for improvement in the transparency aspect.
Ibn Miskawaih's Ethical Philosophy and Its Relevance to Moral Education in Indonesian Secondary Schools Juwaini, Juwaini; Rijal, Syamsul; Basir @ Ahmad, Aminudin; Desky, Harjoni; Tamtowi, Moh; Mawardi, Mawardi; Safira, Cut Siska
Jurnal Ilmiah Peuradeun Vol. 13 No. 1 (2025): Jurnal Ilmiah Peuradeun
Publisher : SCAD Independent

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26811/peuradeun.v13i1.1648

Abstract

This study explores the application of Ibn Miskawaih’s ethical philosophy in shaping moral education in Indonesian secondary schools, focusing on Madrasah Aliyah (MA) and General Senior High Schools (SMA). Amid increasing concerns over student deviant behaviors—such as bullying, online gambling, and indiscipline—this research examines how Ibn Miskawaih’s framework, which emphasizes the harmonization of reason (al-Nathiqah), emotion (al-Ghadabiyyah), and instinct (al-Bahimiyyah), is operationalized in contemporary educational settings. Using a qualitative case study approach, data collection involved observations, interviews, and document analysis. Findings reveal distinct approaches: MA integrates religious mentoring and structured moral education, while SMA incorporates moral values within broader character education initiatives. However, both face challenges, including inconsistent parental involvement, weak supervision, and the absence of structured moral assessment tools. This study highlights the need for stronger school-family collaboration, enhanced supervision policies, and systematic moral evaluation instruments. By bridging classical Islamic ethical thought with contemporary education, this research provides valuable insights into the role of Ibn Miskawaih’s philosophy in addressing modern moral challenges and fostering holistic character development among students.
Hubungan Kesehatan Mental Dengan Motivasi Belajar Peserta Didik Pada Mata Pelajaran Pendidikan Agama Islam Kelas IX SMP Al-Azhar 3 Bandar Lampung Pramudya Hesti Permadi; Harjoni Harjoni; Nur Asiah; A. Fatoni
Journal on Education Vol 7 No 1 (2024): Journal on Education: Volume 7 Nomor 1 Tahun 2024
Publisher : Departement of Mathematics Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joe.v7i1.7079

Abstract

Mental health is very necessary for someone in all their life activities, especially students who are currently studying. Mental health is crucial for the development of students, especially students in their teens. To achieve maximum motivation to learn, high mental health is required, however, if students are not mentally healthy, this is indicated by several things that happen to them, such as lack of enthusiasm for learning, lethargy, lack of enthusiasm, stress due to mental pressure, stress and so on. The research method used is quantitative research using field research with a correlation approach. The data collection technique in this research is using questionnaires and documentation. This research was conducted at Al-Azhar 3 Middle School in Bandar Lampung, namely regarding mental health and learning motivation. The results of hypothesis testing with Pearson Correlation obtained a value of 0.825 with a significance value of 0.000 (p-value < a = 0.05), which means a significant relationship exists between mental health and student learning motivation in Islamic Religious Education subjects in class IX of junior high school. Al-Azhar 3 Bandar Lampung. It can be concluded that having healthy mental health will tend to increase high learning motivation, on the other hand, students with unhealthy mental health will tend to have low learning motivation.
The Role of Public Relations in Promoting Islamic Tourism Harjoni, Harjoni; Tan, Marcus; Linm, Sofia
Journal International Dakwah and Communication Vol. 4 No. 2 (2024)
Publisher : Sekolah Tinggi Agama Islam Al-Hikmah Pariangan Batusangkar, West Sumatra, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55849/jidc.v4i2.765

Abstract

Islamic tourism has emerged as a rapidly growing sector within the global travel industry, driven by increasing demand for Shariah-compliant services and culturally sensitive travel experiences. Effective public relations (PR) strategies play a crucial role in promoting Islamic tourism by shaping perceptions, enhancing destination branding, and facilitating engagement with Muslim travelers. The integration of PR efforts into Islamic tourism marketing ensures that destinations effectively communicate their adherence to Islamic values while maintaining global appeal. Understanding how PR contributes to the development and promotion of Islamic tourism is essential for creating sustainable and competitive tourism strategies. This study aims to analyze the role of PR in positioning Islamic tourism destinations and fostering positive stakeholder engagement. A qualitative research design is employed, incorporating content analysis of tourism campaigns, interviews with PR professionals, and case studies of successful Islamic tourism destinations. Findings reveal that strategic media engagement, digital PR campaigns, and community-driven storytelling significantly influence the visibility and attractiveness of Islamic tourism destinations. Social media platforms and influencer collaborations emerge as effective tools for shaping travel narratives and enhancing tourist engagement. The study concludes that public relations efforts must integrate Islamic cultural elements with modern communication techniques to successfully promote Islamic tourism.    
ANALISIS DAYA SAING PARIWISATA UNTUK MENINGKATKAN EKONOMI DAERAH Dewi Maharani; Harjoni Harjoni; Tri Widayati; Basnendar Herry Prilosadoso; Heppi Syofya
JURNAL LENTERA BISNIS Vol. 14 No. 2 (2025): JURNAL LENTERA BISNIS, MEI 2025
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v14i2.1583

Abstract

This study aims to analyze tourism competitiveness to improve the regional economy. To measure tourism competitiveness in this study using 8 indicators from the World Travel and Tourism Council (WTTC), including Human Tourism Indicator (HTI), Price Competitiveness Indicator (PCI), Infrastructure Development Indicator (IDI), Environment Indicator (EI), Technology Advancement Indicator (TAI), Human Resources Indicator (HRI), Openness Indicator (OI) and Social Development Indicator (SDI). The type of research used is quantitative descriptive. The data sources used in this study are secondary data. The analysis method used in this study is to calculate the tourism competitiveness index. The findings in this study are that all indicators used to measure the level of tourism competitiveness in tourist areas in Indonesia have increased in 2023 from the previous year 2022.
The Transformation of Risk Management in Islamic Financial Institutions: A Sharia Economic Law Perspective Desky, Harjoni; Zulhamdi, Zulhamdi; Savitri, Asmah
Al-Hiwalah: Journal of Sharia Economic Law Vol. 4 No. 1 (2025): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v4i1.6060

Abstract

Risk management in Islamic financial institutions presents a unique challenge due to the dual necessity of aligning with conventional management practices and the legal-ethical framework of Sharia. The central problem of this research is the lack of integration between evolving risk management practices and the foundational principles of Sharia Economic Law, which often leads to either operational inefficiency or potential non-compliance with Islamic legal norms. This disconnect becomes more critical due to increasing financial complexity, technological innovation, and regulatory demands. Therefore, this study addresses the following research question: How is risk management transforming within Islamic financial institutions, and to what extent does this transformation comply with the principles of Sharia Economic Law? The study also explores whether such transformation strengthens the Islamic finance sector's legal certainty, stakeholder trust, and institutional resilience. This research adopts a qualitative-descriptive method with a normative legal approach. Data were collected through document analysis of legal provisions, fatwas, and risk management frameworks used in selected Islamic financial institutions. In-depth interviews with Sharia board members and risk officers from Islamic banks were also conducted to capture practical insights and legal reasoning. The findings show that the transformation of risk management in Islamic financial institutions is occurring on three fronts: technological adoption (e.g., AI and big data for risk analysis), regulatory compliance alignment (integration of OJK and DSN-MUI standards), and internal policy development grounded in maqashid al-shariah. However, the study finds inconsistencies between implementation and Sharia legal standards, particularly in credit and liquidity risks, where conventional models are still dominant. The research concludes that a robust Sharia Economic Law framework and ethical managerial reform is essential to ensuring that risk management practices in Islamic financial institutions mitigate risk and uphold Islamic legal and moral obligations
Exploring Smart Contracts In Islamic Finance: Blockchain-Based Shariah-Compliant Transactions Desky, Harjoni; Hye, A. K. Mahbubul
AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah Vol. 7 No. 1 (2025): AT-TIJARAH: Jurnal Penelitian Keuangan dan Perbankan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/at-tijarah.v7i1.6022

Abstract

The rapid advancement of blockchain technology presents new opportunities and challenges for the Islamic financial system, particularly in ensuring compliance with Shariah principles. As Islamic finance continues to grow, there is a pressing need to explore how digital innovations such as smart contracts can be integrated without violating core religious tenets. This study explores the potential application of smart contracts in Islamic finance, focusing on how blockchain technology can support transactions that comply with Shariah principles. Using a qualitative approach with triangulation methods, the research combines systematic literature review, in-depth interviews, and comparative analysis between smart contract frameworks and classical Shariah contracts such as murabaha, mudarabah, and ijarah. The study examines how smart contracts can enhance transparency, reduce operational costs, and minimize human error while ensuring adherence to Islamic legal and ethical standards. The findings indicate that blockchain-based smart contracts can effectively automate Islamic financial transactions when designed with proper attention to the prohibition of riba (interest) and gharar (uncertainty). The research highlights the need for close collaboration between Shariah scholars and technology developers to ensure compliance. This study suggests that smart contracts hold significant promise for increasing efficiency, trust, and transparency in the Islamic financial ecosystem
The Effects of Economic Competitiveness, Economic Freedom, Financial Development and Gender Equality on International Trade in ASEAN Countries Maulana, Nora; Harjoni Desky; Bin Shamshul Arif, Muhamad Tarmizi
Jurnal Magister Ekonomi Syariah Vol. 2 No. 1 Juni (2023): J-MES: Jurnal Magister Ekonomi Syariah
Publisher : Program Studi Magister Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jmes.2023.021-06

Abstract

International trade plays a strategic position towards the success of the economic structure and is one of the crucial topics that can attract the attention of many countries, including ASEAN member states. This research study aims to explore, analyze and predict the effect of economic competitiveness, economic freedom, financial development, and gender equality on international trade in ASEAN countries. The study used panel-based secondary data with the Structural Least Squares analysis model. Research findings are known that economic competitiveness, economic freedom, financial development and gender equality are significantly able to increase the productivity of international trade in ASEAN countries. The results of the research can be used as evaluation and reference material for the government, business people and individuals in formulating regulations, policies, and taking steps to achieve economic goals.
Inter-Environmental Collaboration to Form Students’ Attitudes toward Diversity Asiah, Nur; Harjoni, Harjoni; Susanto, Is
Tadris: Jurnal Keguruan dan Ilmu Tarbiyah Vol 6 No 1 (2021): Tadris: Jurnal Keguruan dan Ilmu Tarbiyah
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/tadris.v6i1.8594

Abstract

An excellent religious attitude can direct students to think and act following the religious values they adhere to in their personal and social lives. This study aimed to analyze the environmental factors in the formation of students' attitudes toward diversity. This study used a qualitative method. The data had been obtained from all informants at SDIT Muhammadiyah, SD Trihasil, and MI Nahdlatul Ulama that met the specified requirements. The data had been collected through interviews, observation, and documentation techniques to be analyzed descriptively. The results showed that the factors forming students' attitudes toward diversity were the family environment, school environment, and community environment. For example, factors that formed the religious attitude of SD Trihasil students were religious education and the family environment. The parents provided religious education through daily habituation and invited their children to daily and monthly recitation. On the other hand, factors that formed students' attitudes toward diversity at SDIT Muhammadiyah were the family through habituation and the Muhammadiyah organization. Furthermore, students’ attitudes toward diversity MI Nahdatul Ulama were influenced by family factors and their community. Thus, internal and external environmental factors influence the students’ attitudes toward diversity.
Co-Authors A. Fatoni Abdul Mugni Achmad Syamsudin Agustina Br Surbakti Ahmad Salabi Akib Akib, Akib Al Walid, Kholid Alimuddin Hasbi Ariyanti, Rini Asiah , Nur Asma Karim, Asma Basir @ Ahmad, Aminudin Basnendar Herry Prilosadoso Beverly Thaver Bin Shamshul Arif, Muhamad Tarmizi Bulan Putri, Marjuliansi Christiaan, Pemy Dewi Maharani Erika Nadeak, Tio Eva Yuniarti Utami Faisal Yahya Farlina, Baiq Fina Fatticia, Rika Firmansyah Firmansyah Friska Ledina Situngkir Haruka, Hide Hasan Sastra Negara Hasan Sastra Negara Hasrun, Andi Heppi Syofya, Heppi Husni Husni Mubarrak Hye, A. K. Mahbubul Insani Lintang Mahesa Is Susanto Ismail Ismail Jayawarsa, A.A. Ketut Juliana Putri Julina, Sinta Julyarman, Nasrun Juwaini Juwaini Kafei Kjoor, Amir Muhammed Kamaruzzaman Kamaruzzaman Kamaruzzaman Karfin Landebawo, Akib Latifah Latifah Latifah Latifah Linm, Sofia Lutfi Alhazami Maulana, Nora Mizan Mizan Mochammad Imron Awalludin Moeheriono Muhammad Ridha Muhammad Saleh Mukaromah, Lisa Aminatul Niva, Matteson Nola, Sity Lutfia Noorjaya Nahan Nunur Nuraeni Nur Asia Nur Asiah Nur Asiah Nur Asiah Nur Asiah Nur Asiah Nur Asyiah Nuraeni, Nunur Nursyidah Nurwijayanti Patoni, Patoni Pramudya Hesti Permadi Putra, Suprio Jaya Rahmawati, Rahmawati Ramlan Razali Razali Razali Razali Razali, Ramadhan Reza Fahmi Reza Fahmi Rina Murinda Robby Habiba Abror Rozali, Ermy Azziaty Ruzaini Abdi, Muhamad Ruzaini Abdi, Muhammad Safira, Cut Siska Saifullah Saifullah Savitri, Asmah Siti Najma Soni Suharmono Sri Winarsih Suharmono, Soni Suraji Suraji Susanto, Is Syahputra, Angga Syamsul Rijal Syamsul Rijal Syawal Harianto Tamtowi, Moh Tan, Marcus Taslim H.M. Yasin Thaver, Beverly Tri Widayati Utami, Eva Yuniarti Xavier, Embrechts Yudesta Erfaylian Yudesta Erfayliana yulia Yulia Ningsih Yulia Ningsih Zulhamdi, Zulhamdi