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ANALISIS EFEKTIVITAS PROGRAM MANDIRI DAGANG UNTUNG PADA PT. BANK MANDIRI (Persero), Tbk. KANWIL REGIONAL X SULAWESI DAN MALUKU Rosnaini Daga; Nurfatwa Ismail; Bahtiar Maddatuang
SEIKO : Journal of Management & Business Vol 3, No 3 (2020): July - December
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v3i3.727

Abstract

Penelitian ini berjudul Analisis Efektivitas Program Mandiri Dagang Untung Pada PT. Bank Mandiri (Persero), Tbk. Kanwil Regional X Sulawesi dan Maluku dengan tujuan untuk mengetahui dan menganalisis efektivitas program Mandiri Dagang Untung pada PT. Bank Mandiri (Persero) Tbk, Kanwil Regional X sualawesi dan Maluku. Metode analisis yang digunakan dalam penelitian ini yaitu analisis angka indeks Three Box Method dan analisis instrument yang terdiri dari uji validitas dan uji realibilitas. Hasil penelitian menunjukkan bahwa Program Mandiri Dagang Untung telah berjalan secara efektif, dimana efektivitas tersebut telah mencakup keempat indikatator efektivitas. Dimana indikator pertama yaitu pencapain target yang berada pada indeks tertinggi, indikator kedua yaitu indikator kemampuan adaptasi berada pada indeks tertinggi, indikator ketiga kepuasan kerja berada pada indeks tertinggi, dan indikator keempat tanggung jawab juga berada pada indeks tertinggi keempat indikator tersebut rata-rata berada pada indeks tertinggi. Sehingga dapat disimpulkan bahwa Progam Mandiri Dagang Untung sudah terlaksana dengan baik sehingga program mandiri dagang untung sudah dapat dikatakan efektif. Kata Kunci : Efektivitas, Mandiri Dagang Untung
STRATEGI MENINGKATKAN KEPUASAN NASABAH TABUNGAN PADA PT. BANK PERKREDITAN RAKYAT HASA MITRA CABANG MAKASSAR Rosnaini Daga
AkMen JURNAL ILMIAH Vol 14 No 3 (2017): AKMEN Jurnal Ilmiah
Publisher : Lembaga Penelitian dan Publikasi Nobel Indonesia

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Abstract

The purpose of this research is to analyze the strategy used by PT. Bank Perkreditan Rakyat Hasamitra Makassar Branch in increasing customer satisfaction savings. This research was conducted at PT. Hasamitra Bank Perkreditan Branch Makassar on Jl. Dr. Wahidin Sudirohusodo using qualitative descriptive method. The results obtained showed that the strategy used by PT. Hasamitra People's Credit Bank in improving customer satisfaction savings is a standard strategy of bank services. the marketing strategy undertaken has been able to increase the number of customers, this means the marketing strategy undertaken has been effective in increasing the number of customers
ANALISIS SEGMENTASI PSIKOGRAFIS DAN TINGKAH LAKU TERHADAP KEPUTUSAN NASABAH UNTUK MENGAMBIL KREDIT PADA PT. BANK RAKYAT INDONESIA (Persero) Tbk. UNIT BATUA RAYA MAKASSAR Rosnaini Daga
AkMen JURNAL ILMIAH Vol 15 No 1 (2018): AkMen JURNAL ILMIAH
Publisher : Lembaga Penelitian dan Publikasi Nobel Indonesia

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Abstract

The purpose of this study is to analyze and determine the effect of psychographic segmentation and behavior on customer decisions to take credit at PT. Bank Rakyat Indonesia (Persero) Tbk. Unit Batua Raya Makassar. The research technique used in this research is using multiple regression analysis by using questionnaire. The population in this study amounted to 1,400 customers, with a sample size of 94 customers. The results of the analysis show that psychographical segmentation (X_1) is 7,414 t with significance level 0.000 where tcount> ttable (7,414> 1,984), this means that psychographic segmentation has a significant positive effect and behavioral Segmentation (X_2) is 6,218 t with significance level 0.000 where tcount> ttable (6.218> 1.984), this means a significant positive effect on the decision of customers to take credit at PT. Bank Rakyat Indonesia (Persero) Tbk. Unit Batua Raya Makassar.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI NASABAH MENDEPOSITKAN DANANYA MELALUI TABUNGAN BRITAMA JUNIO PADA PT. BANK RAKYAT INDONESIA (Persero) Tbk. KANTOR CABANG TAMALANREA Rosnaini Daga
AkMen JURNAL ILMIAH Vol 13 No 2 (2016): AKMEN Jurnal Ilmiah
Publisher : Lembaga Penelitian dan Publikasi Nobel Indonesia

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Abstract

The purpose of this study was to menganalisisfaktor and the most dominant factor influencing customers to deposit funds through savings Junio BritAma at PT. Bank Rakyat Indonesia (Persero) Tbk Branch Tamalanrea. The analytical methods used are factor analysis and assisted by using SPSS to see tabulation score. The analysis showed that the factors that affect its customers to deposit funds through savings Junio BritAma at PT. Bank Rakyat Indonesia (Persero) Tbk Branch Tamalanrea are factors rate relationship with eigen value 2,941, the safety factor with eigen value 1,045 and factors features / savings facilities with eigen value of 1.011, while the factors yamhg most dominant is the interest rate by eigen value 2,941 ..
EFEKTIVITAS KEMITRAAN PT. PLN (Persero) RANTING RAPPANG DENGAN KUD DALAM PENAGIHAN REKENING LISTRIK Rosnaini Daga
AkMen JURNAL ILMIAH Vol 13 No 4 (2016): AKMEN Jurnal Ilmiah
Publisher : Lembaga Penelitian dan Publikasi Nobel Indonesia

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: Is the problem in research partnerships PT. PLN (Persero) Branch Rappang with KUD in the collection of electricity bills has been effective The purpose of this study was to analyze the effectiveness of the partnership PT. PLN (Persero) Branch Rappang with KUD in the collection of electricity bills. Data collection methods used in this research is the method of documentation, by collecting documents or records billing realization of electricity bills in 2013 - 2014 in the payments received by KUD. The analytical method used in this research is qualitative descriptive analysis and effectiveness analysis. Descriptive qualitative analysis is an analysis that illustrates the effectiveness of the partnership PT. PLN (Persero) Branch Rappang in cooperation with KUD electricity billing. The results based on the analysis of the effectiveness of the partnership PT. PLN (Persero) Branch Rappang with KUD in the collection of electricity bills has been effective. Due to the realization in 2013 reached 95% and in 2014 amounted to 96.44%.
PENGARUH KUALITAS LAYANAN DAN KUALITAS PRODUK TABUNGANKU TERHADAP KEPUASAN NASABAH PADA PT. BANK SULSELBAR KANTOR CABANG BELOPA Rosnaini Daga
AkMen JURNAL ILMIAH Vol 16 No 1 (2019): AkMen JURNAL ILMIAH
Publisher : Lembaga Penelitian dan Publikasi Nobel Indonesia

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Abstract

This study aims to analyze the effect of service quality and quality product on Saving product on customer satisfaction in PT. Bank Sulselbar Belopa Branch Office. The data analysis method used multiple linear regression and using SPSS version 24. The results showed that service quality has a positive and significant effect on customer satisfaction because it is worth 0.273 and is significant at 0.002. The quality of the Tabunganku product has a positive and significant effect because it is worth 0.309 and is significant at 0.004.
Pandemi COVID-19 Memberdayakan Ibu-Ibu yang kehilangan Pekerjaan untuk Mengelolah Sedekah Jum’at ke Mesjid dan Panti asuhan di Kota Makassar Rosnaini Daga; Karta Negara Salam
Panrannuangku Jurnal Pengabdian Masyarakat Vol. 2 No. 1 (2022)
Publisher : Lembaga Penelitian dan Pengembangan Teknologi dan Rekayasa, Yayasan Ahmar Cendekia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/panrannuangku522

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Pandemi COVID-19 di Indonesia pertama kali dideteksi pada tanggal 2 Maret 2020, ketika dua orang terkonfirmasi tertular dari seorang warga negara Jepang. Pada tanggal 9 April, pandemi sudah menyebar ke 34 provinsi dengan DKI Jakarta, Jawa Barat dan Jawa Tengah. Hingga 30 Juli 2021, Indonesia telah melaporkan 3.372.374 kasus positif menempati peringkat pertama terbanyak di Asia Tenggara. Dalam hal angka kematian, Indonesia menempati peringkat ketiga terbanyak di Asia dengan 92.311 kematian. Di tengah situasi pandemi seperti ini tentunya telah menimbulkan dampak yang sangat besar terhadap seluruh aspek, utamanya dalam aspek perekonomian. Komunitas Gebug Jum’at di Kota Makassar memiliki salah satu program yang bernama Jumat Berkah dimana kegiatan dilaksanakan setiap hari jumat berupa pembagian makanan baik itu makanan berat maupun makanan ringan kepada warga di Kota Makassar dengan tujuan sedekah dan menyambung silaturahmi antar warga setempat yang notabenenya warga menengah ke bawah karena kegiatan dilakukan secara bersama-sama.
Religiosity, Social And Psychological Factors On Purchase Decisions And Consumer Loyalty Rosnaini Daga; Andi Jenni Indriakati
Jurnal Manajemen Vol. 26 No. 3 (2022): October 2022
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jm.v26i3.941

Abstract

This study aimed to determine and analyse the factors of religiosity, psychological factors on purchasing decisions, and loyalty. The method used in this study is a quantitative research method in the form of a cross-section. The population in this study are Marketplace users who live in Makassar and have purchased Muslim clothing products, especially in the Shopee application. This study uses a sampling technique with purposive sampling, part of a non-probability sampling technique. The sample obtained from the calculation results amounted to 100 respondents who were deemed sufficient to represent the population. The data analysis technique used in this research is the Structural Equation Model (SEM). The results showed that religiosity and psychological factors directly had a positive and significant effect on purchasing decisions. Meanwhile, social factors have a positive and insignificant impact on buying decisions. Religiosity, Social Factors and Psychological Factors have a positive and significant effect on loyalty. Purchase Decision has a positive and significant impact on Loyalty. Religiosity Social Factors and Psychological Factors through Purchase Decisions have a positive and significant effect on Loyalty. The results of this study can also be used for marketing in motivating consumers to make purchasing decisions. This indicator is the strongest indicator of consumer psychology in deciding the purchase of Muslim clothing and always considers increasing customer loyalty based on religiosity so that customers are committed to continuing to be loyal in purchasing Muslim clothing. And can be a reference for further researchers to develop research instruments used in this study.
Pemberdayaan masyarakat berbasis ekonomi digital untuk meningkatkan pendapatan masyarakat pulau salemo kabupaten pangkep sulawesi selatan Rosnaini Daga; Moh. Hatta; Abdul Samad; Fadliyani Nawir; Adi Sutanto; Vina Salviana Darvina Soedarwo; Oman Sukmana; Ruli Inayah Ramadhan; Rahadi
BEMAS: Jurnal Bermasyarakat Vol 3 No 2 (2023): BEMAS: Jurnal Bermasyarakat
Publisher : LPPMPK-Sekolah Tinggi Teknologi Muhammadiyah Cileungsi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37373/bemas.v3i2.385

Abstract

Salemo Island, one of the islands held by Pangkep Regency, is also referred to as Ulama Island since it has produced numerous Ulama in South Sulawesi and serves as a location for religious study. However, Salemo Island's religious beliefs are starting to change. This is the context in which the Kosabangsa Team decided to conduct Kosabangsa on Salemo Island. The goal to be achieved with the Kosabangsa Program is to make Salemo Island a religious tourism island by restoring religious values to Salemo Island. The process involves mapping the Salemo Island Asset Based Development Community, followed by Focus Group Discussions (FGD) tailored to partner needs, such as communication FGD, social media promotion FGD, seafood processing FGD (making shredded crab and shredded tuna), organizing marine product production house, and establishing a tourism awareness community group (POKDARWIS) on Salemo Island, Physical Strengthening through Salemo Island Stirytelling, an Island Website, and Pier Repair funded by the Regional Government of Pangkep Regency. The implementation of this Kosabangsa led to an increase in tourists to Salemo Island as well as a growth in the group of PKK women who make up the UMKM group who are MSME actors and operate a home business. IBK Nitro's partnership with UMM Malang through the Kosabangsa (Social Collaboration to Build the Nation) initiative significantly benefited the Salemo Island Community by providing training techniques for the UMKM Community in collaboration with PKK moms, Mosque Youth, and Salemo Island Bumdes
Analisis Manajemen Resiko dan Dampak Ekonomi pada Petani Gula Merah di Desa Mangkawani Bakri; Rosnaini Daga; Abdul Samad
Jurnal Sains Manajemen Nitro Vol. 1 No. 1 (2022): Juni 2022
Publisher : Program Pasca Sarjana IBK Nitro

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Abstract

Pada penelitian ini, penulis melakukan penelitian yang bersifat kualitatif Penelitian kualitatif adalah jenis penelitian yang temuan-temuannya tidak diperoleh melalui prosedur statistik atau bentuk hitungan lainnya melalui pengumpulan data dari latar alami dengan memanfaatkan diri peneliti sebagai instrumen kunci Metode pengumpula data yang digunakan peneliti adalah wawancara, observasi, kepustakaan dan dokumentasi. Hasil penelitian adalah Jenis-jenis risiko yang dihadapi petani pengolah gulah aren di Desa Mengkawani, Kecamatan Maiwa, Kabupaten Langkat adalah risiko produksi, risiko pembiayaan/biaya, risiko harga/pemasaran dan risiko pendapatan, Risiko produksi dapat diatasi dengan membeli nira aren atau menyewa pohon aren, mengalihkan nira menjadi minuman beralkohol atau disebut dengan tuak yang masih dapat bernilai jual, sistem budidaya tanaman aren mulai diterapkan untuk meningkatkan produksi nira aren. Manajemen risiko pendapatan diatasi melalui manajemen risiko yang bersumber dari risiko produksi, pembiayaan/biaya dan risiko harga/pemasaran itu sendiri, dampak pertumbhan ekonomi dari produksi gula aren terhadap masyarakat desa mengkawani cukup baik dan mengurangi angka kemiskinan dan mengangkat kesjahtraan masyakat.
Co-Authors Abd Samad Abd Samad A Abd Samad, Abd Abdul Karim Abdul Karim Abdul Samad Abdul Samad Abdul Samad Abdul Samad A Abdul Samad Arief Achmad Ridha Ade Vidya Eryanti K Adetiawarman Adetiawarman Adi Sutanto Agriyani, Dody Ahmad Hari Dwiyanto Ajis Ahmad Muhtar Ali Mardana Alwi, Aulia Alwi, Moh Hatta Amal A. R, Chaerul Andi Arafat Soepalman Andi Jenni Indriakati Andi Multazam Anshar, Moh Ashary Arief, Abd Samad Aryani , Ari Meirika Ashary, Muhammad Azfril Azhar B, Ceskakusumadewi Baharuddin, Megawaty Ceskakusumadewi Bahtiar Maddatuang Bakri Chiau Winarto Darmawang, Darmawang Darmawati Dahlan Desi, Natsar Dewi B, Ceskakusuma Dhita Pratiwi Dhita Pratiwi Dhita Pratiwi AR Didiharyono, D. Dumula, Nasri Endang Simak Sanggaria Faisal Syam Fatmah Afrianty Gobel Fauziah Fauziah Fifi Suprida Fitri Suyuthi, Nurmadhani Frengky Pollii Gamal Ramli Haidil Adha Hamdat, Aminuddin Hasna Hasnita Hasnita Hatta, Moh Hatta, Moh. Haya, Rachmatan Hendra Gunawan Indriani, Putri intan ratu permata Irfan Arifandy Jayawarsa, A.A. Ketut Kaimal Arifin Karsa, Muhammad Setia Karta Negara Salam, karta Khairina Rosyadah Lawalata, Izaac L D Luisito M. Fahrul Husni M. Hatta Mardianzah, Zaldi Mashur Razak Mashur Razak Merlin Maya Lumangkun Mochtar, Widiawaty Moh. Hatta Moh. Hatta Alwi Hamu Moh.Hatta Alwi Hamu Muh. Ashary Anshar Muh. Ikhsan, Muh. Muhammad Ashari Anshar Muhammad Azis Muhammad Azis Muhammad Nur Harahap Muhammad Rezki MUHAMMAD RIZAL Muhammad Rusli Muhammad, Natsir Mujahid Mujahid Mujahid, Mujahid Mulianti Multazam, Andi Munandar Naim Murdin Musdalifah Musdalifah Muspa Muspa Naharuddin , Naharuddin Nasir Hamzah Nawir, Fadliyani Novita Rosanti Nugraha, Rifandi Wahyu Nugrawan. S Nur Fatwa, Nur Nuralamsyah Dwi Saputra Nurfatwa Ismail Nurmadhani Fitri Suyuthi Oman Sukmana Panus, Panus Pasae, Panus Perwira, Anras Pratiwi AR, Dhita Putri Yuanita Rachman Suwandaru Rachmawaty Djaffar Rahadi Rahman Suwandaru Rahman, Ria Andriany Ramlah Ramlah Rasma Renaldy Renaldy Ria Wahyuni Rinaldi Rinaldi Rosanti, Novita Rosyadah, Khairina Rukman Pala Ruli Inayah Ramadhan Saeny, Nur Eny Safri, Ardi Salam, Erick Salam, Karta Negara Samad Arief, Abdul Sasmita, Halida Singkeruang, A.We Tenri Fatimah Siti Nurul Azizah Soefarmin, Muhammad St. Rukaiyah Stevy Chandra Ponto Sujatmiko Sujatmiko Sujatmiko Sujatmiko Sujatmiko Sung Vioary, Anddy SURIANI, LILIS Suryady, Dedy Suwandaru, Rachman Thomas, Ronald Timotius Tandililing1 Topan Putu Jaya Verawaty Verawaty Verawaty Vina Salviana Darvina Soedarwo Wahyuningsih Wahyuningsih Wardianto Ramadhan Windi Bague, Inggryd Yunus, Andi Hery Zulfikar YUSNITA YUSNITA Yustika Yustika Zainal Abidin