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PEMAHAMAN ASPEK HUKUM FINTECH LENDING DALAM MEWUJUDKAN PERLINDUNGAN KONSUMEN SEKTOR JASA KEUANGAN Suwandono, Agus; Suparto, Susilowati; Yuanitasari, Deviana; Kusmayanti, Hazar
PROFICIO Vol. 5 No. 1 (2024): PROFICIO: Jurnal Abdimas FKIP UTP
Publisher : FKIP UNIVERSITAS TUNAS PEMBANGUNAN SURAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36728/jpf.v5i1.2936

Abstract

Perkembangan Fintech Lending memberikan kemudahan bagi masyarakat untuk memperoleh pendanaan. Namun demikian, keberadaan Fintech Lending seringkali menimbulkan permasalahan hukum yang merugikan konsumen. Pemahaman secara komprehensif aspek hukum Fintech Lending diharapkan dapat meminimalisir terjadinya kerugian konsumen. Metode yang digunakan dalam Pengabdian Pada Masyarakat ini dilaksanakan dengan penyuluhan hukum yang diawalai dengan pemberian materi dan diskusi. Hasil Pengabdian Masyarakat bahwa perlindungan hukum terhadap konsumen Fintech Lending dapat dikategorikan menjadi dua yaitu perlindungan hukum terhadap Fintech Lending Ilegal dan Fintech Lending yang terdaftar atau memiliki izin dari Otoritas Jasa Keuangan. Masyarakat dan konsumen Fintech Lending harus bijak memanfaatkan layanan Fintech Lending untuk menghindari adanya potensi kerugian yang dialami konsumen.
PENINGKATAN PERSEPSI KETAATAN BERLALU-LINTAS UNTUK KESELAMATAN PADA PELAJAR DI DESA CILEUNYI WETAN: INCREASED PERCEPTION OF CROSS-CROSSING OBEDIENCE FOR SAFETY AMONG STUDENTS IN THE VILLAGE OF CILEUNYI WETAN Darodjat, Rafan; Hazar Kusmayanti; Mursal Maulana
PROFICIO Vol. 5 No. 2 (2024): PROFICIO : Jurnal Abdimas FKIP UTP
Publisher : FKIP UNIVERSITAS TUNAS PEMBANGUNAN SURAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36728/jpf.v5i2.3465

Abstract

Persepsi merupakan pandangan individu terhadap suatu fenomena kehidupan yang berimplikasi terhadap tindakannya. Peningkatan kesadaran hukum berlalu-lintas, berupaya meningkatkan pengetahuan hukum yang dapat mempengaruhi persepsi yang menerimanya untuk meningkatkan kesadaran keselamatan dalam beralalu-lintas. Peningkatan pengetahuan dilakukan dengan penyuluhan kepada pelajar, sebagai usia yang sesuai karena pada usia remaja sudah menggunakan kendaraan bermotor dan diharapkan membawa dampak baik kepada masyarakat sekitarnya. Penyuluhan dilakukan secara atraktif dan lomba menarik, agar dapat memainkan emosi audiens agar lebih diserap dan diingat. Kegiatan pengabdian ini dilakukan di sekolah yang berada di Desa Cileunyi Wetan, yaitu: SMPN 2 Cileunyi, Pondok Pesantren Al-Jawami, dan pelajar lainnya yang berada di lingkungan Desa Cileunyi Wetan pada kegiatan Pengabdian Pada Masyarakat-KKN Integratif 2023/2024. Metode yang digunakan dalam pengabdian ini dengan penyuluhan untuk meningkatkan persepsi ketaatan berlalu-lintas bagi pelajar. Hasil dari pengabdian ini, mampu menjangkau sekitar 200 pelajar mayoritas pelajar belum memahami rambu-rambu, belum sadar safety driving, dan pentingnya defensive driving karena dalam berkendaraan mengutamakan keselamatan bukan kecepatan.
DIVORCE CAUSED BY HYPERSEXUAL PSYCHOLOGICAL DISORDERS IN HUSBAND KUSMAYANTI, HAZAR
Nurani Vol 19 No 2 (2019): Nurani: jurnal kajian syari'ah dan masyarakat
Publisher : Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/nurani.v19i2.4025

Abstract

The family itself was initially formed through a marriage between a man and a woman who was considered feasible. One of the purposes of marriage is the fulfillment of the biological needs, yet this biological needs fulfillment can be a problem when one party is suffering from hypersex. In the case of divorce numbered 350/PDT. G/2014/PA.JB. that happened in Religion of West Jakarta Court, the wife as the Plaintiff felt it was not capable of serving the biological desire of her husband that ultimately give rise to conflict in their marriage life. the case is decided in verstek by the judge because the defendant i.e., husband of the plaintiff is not present in the trial even though it was called officially and worth. Based on the results of the research, the psychological disorders hypesex as the reason for the divorce is not set explicitly in the Act of marriage, Islamic Law Compilation, nor the Goverment Rules No. 9 Year 1975. However, in this case the judge considers that the hypersex psychological disorders lead to continuous conflict and the conflict resulted in the defendant leave plaintiff. Consideration of the judge in the court decision that has complied with the provisions concerning the grounds for divorce are set forth in article 19 Government Regulation No. 9 years 1975 and section 116 Islamic Law Compilation, so that the judge has the right judges grant a divorce lawsuit plaintiff filed. In addition the verdict which decided in verstek by the judge had in accordance with existing procedures and his lawsuit is not against the rights so that is in compliance with existing provisions in article 125 of HIR. Keywords: Divorce, Hypersexual, Verstek
TAQLID ITTIBA FOR MUKALLAF IN THE IMPLEMENTATION OF ISLAMIC LAW ON POSITIVE LAW IN INDONESIA Kusmayanti, Hazar
Nurani Vol 20 No 2 (2020): Nurani: jurnal kajian syari'ah dan masyarakat
Publisher : Universitas Islam Negeri Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/nurani.v20i2.6245

Abstract

The Indonesian people in fact use their minds not on the basis of the Qur'an and the Sunnah is only limited to taqlid ittiba the religious scholars who are not necessarily truthful can be justified. The purpose to understanding of taqlid ittiba and to obtain the consequences of taqlid ittiba for Muslim in implementing Islamic Law and Positive Law. Research methods by using normative research methods or library law research in finding taqlid ittiba material for mukallaf. The results showed that the implementation of taqlid ittiba for mukallaf performed by Muslims is still a lot that is not in accordance with the teachings of Allah SWT and does not follow the Sunnah of Rasullah SAW. The implementation of taqlid ittiba that is wrong can harm oneself and others who can be troubling to the surrounding community. Someone who carries out taqlid ittiba that is not appropriate in the Qur'an and Sunnah has a legal consequence that is sinful because it does not follow the commands of Allah SWT and Rasul while according to the Law Positive in Indonesia taqlid ittiba allowed for someone who is an adult and does not violate the existing Positive Law so as to create peace between religious communities.
Implementation of the Mobile Court Policy in Religious Courts On The Legal Political Perspective Hazar Kusmayanti, Hazar; Madiha Dzakiyyah Chairunnisa, Madiha Dzakiyyah Chairunnisa; Dede Kania, Dede Kania; Rajamanickam, Ramalinggam
Jurnal Hukum Islam Vol 22 No 1 (2024)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jhi_v22i1_1

Abstract

The mobile court policy is a way in which the court can provide the best and equal service to justice seekers by the principles of simplicity, speed and low costs. This research discusses the mobile court policy and its implementation in religious courts from a legal-political perspective. The research method uses empirical juridical. Interviews were conducted with judges and litigants in mobile courts at three Religious Courts, i.e.: Tasikmalaya, Soreang and Subang. Document studies are used to search for regulations and related case documents. The research findings show that the problems with implementing mobile courts in the three religious courts are: the infrastructure for mobile courts is still inadequate because they are held outside the building and far from the Religious Courts; public education is still low, they do not even have an understanding of the law and the judicial process; the judge also acts as a mediator in the mobile court and; case settlement was only carried out twice. This condition is increasingly problematic because most cases are divorces, so the facts in the trial are less accurate and affect the quality of court decisions. An interesting finding is that the mobile court is an effort to provide access to justice for people in unreachable areas by the Religious Courts and as a solution to reduce the divorce rate. However, in fact it increases the divorce rate in the target area. People think that the mobile court makes it easier for them to decide on divorce. 
Optimalisasi Peran Mediator sebagai Upaya Perdamaian dalam Rangka Mengurangi Angka Perceraian di Pengadilan Agama Soreang Ditinjau dari Peraturan Perundang-Undangan Terkait Elchika Zalfa Athalia Sopian; Hazar Kusmayanti; Pupung Faisal
Jembatan Hukum : Kajian ilmu Hukum, Sosial dan Administrasi Negara Vol. 1 No. 3 (2024): September : Jembatan Hukum : Kajian ilmu Hukum, Sosial dan Administrasi Negara
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/jembatan.v1i3.650

Abstract

The success of a peace effort through mediation is highly dependent on the strategy and skill of the mediator in reconciling couples who are about to divorce. The purpose of this study is to describe the factors related to the legal aspects regarding obstacles to the level of success of mediators as a peace effort in divorce cases and to formulate efforts to optimize the role of mediators in order to reduce the divorce rate in the Soreang Religious Court based on related laws and regulations. This writing uses a normative legal method with analytical descriptive research specifications. The author implements normative law to the facts and practices that occur in the field. Data collection techniques use literature and field studies to collect information on divorce case data and the role of mediators in the Soreang Religious Court. The results of this study indicate that first, the success of peace efforts in divorce cases in the Soreang Religious Court is influenced by various inhibiting factors, including the good faith of the parties who are less cooperative, the influence of legal counsel, the condition of the mediation room is less representative, the parties' lack of understanding of mediation, and the role of the mediator is less than optimal. Second, the mediator's skill and sincerity are the main supporting factors for achieving a successful mediation in the Soreang Religious Court. However, mediators still do not have sufficient skills and professionalism to explain and hold caucuses. This is addressed through education or training programs, as well as enforcement of mediator certification to ensure the quality, credibility, and professionalism of mediators in the Class IB Soreang Religious Court.
PERKAWINAN DI KAMPUNG URUG KABUPATEN BOGOR DITINJAU DARI UNDANG-UNDANG NOMOR 16 TAHUN 2019 PERUBAHAN ATAS UNDANG-UNDANG NOMOR 1 TAHUN 1974 TENTANG PERKAWINAN Rahmah, Agnia; Djanuardi, Djanuardi; Kusmayanti, Hazar
Hukum dan Masyarakat Madani Vol. 11 No. 2 (2021): November
Publisher : Universitas Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26623/humani.v11i2.4398

Abstract

Undang-Undang Nomor 16 Tahun 2019 Perubahan Atas Undang-Undang Nomor 1 Tahun 1974 tentang Perkawinan (UU Perkawinan) merupakan sebuah sumber hukum perkawinan di Indonesia. Tujuan dari penulisan ini adalah untuk mendapatkan gambaran perkawinan terhadap praktik perkawinan masyarakat di Kampung Urug Kabupaten Bogor dikaitkan dengan Undang-Undang Perkawinan. Untuk memperoleh mengenai keselerasan dan kesesuaian hukum menurut UU Perkawinan dan hukum adat terhadap praktik perkawinan masyarakat di Kampung Urug Kabupaten Bogor. Berdasarkan hasil penelitian mengenai praktik pelaksanaan perkawinan masyarakat Kampung Urug Kabupaten Bogor adalah telah sesuai dengan syarat sah perkawinan menurut UU Perkawinan. Untuk adanya suatu hal yang dilakukan secara adat tetap tidak dapat dikesampingkan atau tetap harus dilakukan dan dilaksanakan karena keyakinan masyarakat terhadap para leluhurnya masih cukup besar, namun hal-hal tersebut tidak berlawanan dengan UU Perkawinan.
Penyelesaian Sengketa Waris Melalui Mediasi Adat Dalihan Natolu Camalia, Tamarine; Kusmayanti, Hazar; Mantili, Rai
PAMALI: Pattimura Magister Law Review Vol 4, No 3 (2024): NOVEMBER
Publisher : Postgraduate Program in Law, Pattimura University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47268/pamali.v4i3.2294

Abstract

Introduction: The principle of Dalihan Natolu regulates three important aspects of vertical relationships between descendants, horizontal relationships between siblings, and relationships with the wider community. Dalihan Natolu reflects three important pillars, namely Hula-hula (in-laws), Dongan Sabutuha (brothers), and Boru (daughters).Purposes of the Research:  The purpose of this article is to the settlement of inheritance disputes can be pursued through customary mediation using the Dalihan Natolu customary principle.Methods of the Research: This research is a normative legal research, namely legal research to examine a norm, principle and/or legal doctrine.Results of the Research: The results of the research obtained are as follows: First, the process of resolving inheritance disputes through Dalihan Natolu customary mediation emphasizes the value of deliberation and local wisdom. In practice, Dalihan Natolu functions as a mediator who creates conducive dialog conditions between the disputing parties, involving three important elements: Hula-hula, Dongan Sabutuha, and Boru. Second, the legal position of the Dalihan Natolu customary mediation decision in inheritance disputes has an important role both socially and culturally. Although this mediation decision does not have formal legal force, it is respected by indigenous people and serves as a strong moral basis.
LEGAL STATUS OF DOWRIES PROVISION BY THIRD PARTIES Kusmayanti, Hazar; Djanuardi, Djanuardi; Hadiyanti, Nurmeida; Yuanitasari, Deviana
Veritas et Justitia Vol. 5 No. 2 (2019): Veritas et Justitia
Publisher : Faculty of Law, Parahyangan Catholic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25123/vej.v5i2.3343

Abstract

This article discusses the issue of the legal validity of marriage contract in the case dowry is paid by a third party.  Legal analysis will be performed on the legal principles and regulations found in The Law Number 1 Year 1974 on Marriage, The Compilation of Islamic Law and sources in Islamic Law .  One important finding is does not forbid the payment of dowry by a third party and that this practice does not affect the validity of the marriage contract.
PEMBERDAYAAN PETANI MELALUI SUBSIDI HARGA BERAS SEBAGAI UPAYA KEDAULATAN PANGAN Darodjat, Rafan; Irfan, Maulana; Kusmayanti, Hazar
Focus : Jurnal Pekerjaan Sosial Vol 7, No 2 (2024): Focus: Jurnal Pekerjaan Sosial Desember 2024
Publisher : Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/focus.v7i2.53366

Abstract

Pertumbuhan penduduk Negara Indonesia yang tinggi tentunya perlu strategi tepat agar kebutuhan pangan terpenuhi. Indonesia yang sebelumnya negara agraris dan memiliki kemampuan swasembada pangan, sejalan besarnya jumlah masyarakat saat ini menjadi Negara pengimpor. Faktor utama yang peneliti kaji, yaitu kurangnya minat masyarakat untuk menjadi petani hal ini karena faktor ekonomi yang menjadikan pertanian kurang dianggap bisa memberikan jaminan hidup. Peneliti mengkonsepkan adanya subsidi harga bagi petani, subsidi ini dianggap sebagai langka tepat untuk mendorong petani lebih produktif, menambah daya tarik masyarakat untuk menjadi petani, dan menjadi subsidi yang tepat sasaran. Pemerintah tentunya akan membeli hasil pertanian dengan harga proporsional, kemudian dalam penyalurannya menurunkan harga tersebut. Karena apabila diserahkan kepada mekanisme pasar dan pemerintah melakukan importasi, akan memberatkan petani untuk menyesuaikan harga jualnya. Metode yang digunakan adalah studi kepustakaan, metode yang menggunakan pemanfaatan berbagai macam teori atau konsep dari buku dan internet guna memperoleh sebuah data dengan analisis sosiologi yang melihat peran pemberdayaan terhadap kehidupan masyarakat. Hasil dari penelitian ini adalah pemberdayaan petani tentunya sangat penting untuk kedaulatan pangan, pemerintah harus senanatiasa mendorong masyarakat untuk bertani dan peran negara terhadap pelaksanaan pertanian tentunya lebih menitikberatkan petani. Konsep subsidi harga pertanian menjadikan pemerintah membeli produk pertanian dengan harga wajar melalui Kementrian/Pemerintah Daerah/BUMN/BUMD atau pemerintah menggantikan selisih produk pertanian kepada petani atas produk dijualnya. Indonesia's high population growth certainly needs the right strategy to meet food needs. Indonesia, which was previously an agrarian country and could be self-sufficient in food, in line with a large number of people, is now an importing country. The main factor researchers studied was the lack of public interest in becoming farmers due to economic factors that made agriculture less considered to provide life security. Researchers conceptualized a price subsidy for farmers, which is regarded as a rare opportunity to encourage farmers to be more productive, increase the community's attractiveness to become farmers, and become a targeted subsidy. The government will certainly buy agricultural products at a proportional price, then in its distribution reduce the price. Because if left to the market mechanism and the government imports, it will be burdensome for farmers to adjust their selling prices. The method used is a literature study, a method that uses the utilization of various theories or concepts from books and the internet to obtain data with a sociological analysis that looks at the role of empowerment in people's lives. The result of this research is that farmer empowerment is certainly very important for food sovereignty, the government must always encourage people to farm and the role of the state in the implementation of agriculture is certainly more focused on farmers. The concept of agricultural price subsidies makes the government buy agricultural products at a fair price through the Ministry / Regional Government / State Owned Enterprises / Regional Government or the government replaces the difference in agricultural products to farmers for the products they sell. 
Co-Authors ., Karwiyah Afifah Tasya Miladya Afriansyah, Mochammad Rizky Agung Ramadhan Seli Agus Mulya Karsona Agus Mulya Karsona, Agus Mulya Agus Suwandono Agus Suwandono Ali Abdurachman Alya Hanifah Setiawan Anita Afriana Artaji, Artaji Artiana, Maureen Maysa Asti Sri Mulyanti Bambang Daru Nugroho Betty Rubiati Budiawati SUpangkat Iskandar, Budiawati SUpangkat Camalia, Tamarine Cecep Safaatul Barkah Chairunnisa, Madiha Dzakiyyah D. Andra, Vini Aprila Darodjat, Rafan darojat, rafan Daru Nugroho, Bambang Dede Dede Kania Dede Kania, Dede Kania Dede Mulyanto Desi Rahmawati Deviana Yuanitasari Djanuardi Djanuardi, Monica L. Efa Laela Fakhriah Efa Laela Fakriah Eidy Sandra Elchika Zalfa Athalia Sopian Elisantris Gultom Elvania Novita Natajaya Endeh Suhartini Fatimah Az Zahra Fatmi Utarie Nasution Fatmi Utarie Nasution Fatoni, Siti Nur Febriana, Dina Triana Fiola Amabel Yohana Sinaga Galuh Puspaningrum Hadiyanti, Nurmeida Hani Suriyani Hernadi Hernadi Hidayat Ab Rahman, Nurul Hyung-Jun Kim Jefri Marzal Jesslyn Wisely Jocelyne Ordelia Abigail Karamina, Elvani Karwiyah, Karwiyah Linda Rachamainy Linda Rachmainy Linda Rachmainy, Linda M Nasiruddin Fa Madiha Dzakiyyah Chairunnisa, Madiha Dzakiyyah Chairunnisa Masykur, Mohammad Hamidi Maulana Irfan, Maulana Maulana, Mursal Maulin, Yola Mutiara Rembune Payu Nanik Prasetyoningsih Natajaya, Elvania Novita Novita, Elvania Nun Harrieti, Nun Nur Fitri Melnia Nurul Maulidina Jamilah Nurul Maulidina Jamilah Nyulistiowati Suryanti Pupung Faisal Putri, Azizah Kamilah Putri, Viorizza Suciani Rachmainy, Linda Rahmah, Agnia Rahmainy, Linda Rahmainy, Linda Rahmanillah, Vienka Rahmatullah, Rijalullah Rai Mantili Rajamanicham, Ramalinggam Rajamanickam, Ramalinggam Ramadanni, Manisha Ramadhanty, Nindya Tien Ramza Fatria Maulana Renny Supriyatni Bachro Riswadinata, Indra Rizky Maulana, Rizky Saffana Ayu Azzahra Sherly Ayuna Putri Sherly Machmud Imam Slamet Sherly Machmud Imam Slamet Siregar, Rifanisa Arda Sonny Dewi Sonny Dewi Judiasih Sridewi Anggraeni Wiyono Sudjana Sudjana Sulastri, Dewi Suparto, Susilowati Susilowati Suparto Tasya Safiranita, Tasya Vanisa Vinabilah Veronica Komalawati Vinabilah, Vanisa Warapsari, Tri Utami Wiranova, Alissa Wulansari, Esti Putri Yani Pujiwati Yantoro, Y Zinatul Ashiqin Zainol