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All Journal Jurnal Pendidikan Sosiologi dan Humaniora Jurnal Mirai Management Jurnal Ilmiah Ekonomi Islam DIKTUM: Jurnal Syariah dan Hukum AL-MAIYYAH Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JIM UPB (Jurnal Ilmiah Manajemen Universitas Putera Batam) Jurnal Istiqro' Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Jurnal Hukum Ekonomi Syariah Journal on Education Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Review Pendidikan dan Pengajaran (JRPP) Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Ulumuddin : Jurnal Ilmu-ilmu Keislaman Journal of Management and Business Innovations Community Engagement and Emergence Journal (CEEJ) Jurnal Riset Bisnis dan Manajemen Journal of Economic, Public, and Accounting (JEPA) Jurnal Ilmu Manajemen Profitability JURNAL MANAJEMEN DAN BISNIS EQUILIBRIUM Economics and Digital Business Review El-kahfi : Journal of Islamic economics Al-Sharf: Jurnal Ekonomi Islam International Journal of Health, Economics, and Social Sciences (IJHESS) SOCIAL : Jurnal Inovasi Pendidikan IPS Jurnal Ar-Ribh Jurnal Penkomi : Kajian Pendidikan dan Ekonomi Jurnal Ekonomi dan Bisnis Transekonomika : Akuntansi, Bisnis dan Keuangan Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Banco: Jurnal Manajemen dan Perbankan Syariah Balanca : Jurnal Ekonomi dan Bisnis Islam Jurnal Riset Ilmu Ekonomi dan Bisnis Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Golden Ratio of Data in Summary Journal of Economics and Social Sciences DIKTUM: JURNAL SYARIAH DAN HUKUM Moneta: Jurnal Manajemen & Keuangan Syariah Economos : Jurnal Ekonomi dan Bisnis Ekalaya : Jurnal Ekonomi Akuntansi Al Rikaz : Jurnal Ekonomi Syariah RESLAJ: Religion Education Social Laa Roiba Journal Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan Horizon: Indonesian Journal of Multidisciplinary JER Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Islamic Financial And Accounting Review Jurnal of Islamic Economic Studies Balance: Jurnal Ekonomi Natuja: Jurnal Ekonomi Syariah Jurnal At-Tanmiyah Ekonomi dan Bisnis Islam Journal of Islamic Economy AL-MAIYYAH: Media Transformasi Gender dalam Paradigma Sosial Keagamaan
Syahriyah Semaun
Institut Agama Islam Negeri Parepare
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Nursing Public Health Social Sciences Other

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Marketing Mix to Improve the Family Economy of Female Silk Craftsmen in Tanasitolo District, Wajo Regency Muh. Akbar; Syahriyah Semaun; An Ras Try Astuti; St. Aminah; Damirah Damirah
Jurnal Ekonomi Balance Vol. 21 No. 2 (2025): December 2025
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/gp8s0g12

Abstract

This study investigates the role of the marketing mix strategy in strengthening the family economy of female silk weavers in Tanasitolo District, Wajo Regency, from the perspective of Islamic economics. Employing a descriptive qualitative methodology with a phenomenological approach, this field research aims to explore how the implementation of the 7P marketing mix strategy—Product, Price, Place, Promotion, People, Process, and Physical Evidence—contributes to business sustainability and household welfare among women-led silk weaving enterprises. Primary data were obtained through in-depth interviews with female silk weavers, while secondary data were sourced from relevant literature, including books and peer-reviewed journal articles. The findings indicate that the effective application of the 7P marketing mix, when aligned with Islamic economic principles such as fairness, honesty, and mutual benefit, enhances product competitiveness, improves market access, increases sales performance, and ultimately strengthens family economic resilience. Furthermore, the integration of ethical values derived from Islamic economics supports sustainable business practices and empowers women as key economic actors within their households and communities. This study offers practical implications for policymakers, development practitioners, and micro-entrepreneurs by highlighting the importance of integrating strategic marketing approaches with Islamic economic values to promote inclusive economic development and improve the welfare of female micro-entrepreneurs.
The Role of Seaweed Cultivation in Improving Community Economy from the Perspective of Islamic Economics in Bone Regency Muhammad Ilham; Syahriyah Semaun; An Ras Try Astuti; Sitti Jamilah Amin; Mus Mulyadi
Jurnal Ekonomi Balance Vol. 21 No. 2 (2025): December 2025
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/ahmvk166

Abstract

This study explores the role of seaweed cultivation in enhancing community economic welfare from a Sharia Economics perspective in Bone Regency, Indonesia. The research aims to analyze the contribution of seaweed farming to economic growth, its impact on production patterns and income distribution, and its alignment with Sharia economic principles. A qualitative case study approach was employed, involving field research through interviews with village officials and community members, supported by secondary data from journals, books, and relevant articles. The findings indicate that seaweed cultivation provides a stable source of income, supports poverty reduction, and encourages ethical and sustainable practices in accordance with Sharia principles. However, challenges such as price fluctuations, climate variability, and limited access to capital remain significant. The benefits of cultivation are unevenly distributed, with larger producers gaining more advantages, highlighting the need for policies that empower small-scale cultivators. From a Sharia perspective, seaweed farming emphasizes justice, balance, sustainability, and ethical entrepreneurship, requiring supportive conditions such as access to capital, training, fair markets, and information. Sustainable production, stable pricing, capacity building, and product diversification are essential to optimize economic and social outcomes. This study contributes to the literature on Sharia-compliant economic development by demonstrating how community-based agricultural practices can generate equitable growth, enhance livelihoods, and foster responsible economic behavior aligned with religious and ethical values.
Peran Instrumen Keuangan Syariah Dalam Mendorong Stabilitas Ekonomi Nasional: instrumen keuangan syariah Gusnawati Nurbaba; Syahriyah Semaun
At-Tanmiyah Jurnal Ekonomi dan Bisnis Islam Vol 4 No 2 (2025): Desember, At-Tanmiyah: Jurnal Ekonomi dan Binis Islam
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam (STEBIS) Al-Ulum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65778/atjebi.v4i2.56

Abstract

Islamic financial instruments play a vital role in maintaining national economic stability through principles of justice, partnership, and linkage to the real sector. This study employs a descriptive qualitative method using literature review to analyze the contribution of four key instruments: Islamic banking, Islamic capital markets and sukuk, productive zakat and waqf, and Islamic microfinance institutions. The results show that these instruments complement one another in strengthening the real sector, expanding financial inclusion, and reducing economic inequality. Their synergy creates a more resilient, equitable, and sustainable financial system, making it a key pillar of Indonesia’s economic stability. Keywords: Islamic finance, economic stability, sukuk, productive waqf, Islamic microfinance institutions.
Reconstructing Sharia Governance for Artificial Intelligence Adoption in Islamic Financial Institutions Syahriyah Semaun
Journal of Islamic Economy Vol. 3 No. 2 (2026): JULY - JOIE
Publisher : Pt. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/s2v0e908

Abstract

Artificial intelligence (AI) is rapidly reshaping the operational and decision-making architecture of Islamic financial institutions (IFIs), yet governance mechanisms required to keep such technologies aligned with Shariah principles remain fragmented and under-theorized. This study reconstructs a Shariah governance framework for AI adoption across screening, credit-risk assessment, fatwa support, and internal audit functions in IFIs. Using a systematic literature review guided by the PRISMA protocol, twenty-five peer-reviewed journal articles and conference proceedings published between 2023 and 2026 were analyzed to map how existing scholarship conceptualizes the intersection of AI, Shariah supervisory boards, and Maqasid al-Shariah. The review identifies four recurring governance gaps: algorithmic opacity that undermines fatwa traceability, unclear allocation of liability between technology developers and Shariah boards, uneven regulatory harmonization across jurisdictions, and limited technical capacity within Shariah supervisory boards to audit machine-driven outputs. Building on these gaps, the study proposes a reconstructed governance model that embeds explainable-AI requirements, a dual-layer supervisory mechanism combining Shariah boards with dedicated AI governance committees, and Maqasid-based ethical checkpoints throughout the AI lifecycle. The findings contribute both theoretically to Islamic finance governance literature and practically to regulators and IFIs seeking to adopt AI without compromising Shariah legitimacy, transparency, and public trust in an increasingly digitalized financial ecosystem.
Penerapan Sharia Entreprise Theory Dalam Corporate Social Responsibility Terhadap Kinerja Perusahaan di Bank Muamalat Cabang Parepare Citra Dewi; Syahriyah Semaun; Damirah; Muliati; Andi Bahri. S
Economics and Digital Business Review Vol. 5 No. 1 (2024)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v5i1.996

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan Sharia Enterprise Theory pada Corporate Social Responsibility terhadap kinerja perusahaan di bank muamalat Cabang parepare. penelitian ini menggunakan metode penelitian deskriptif kualitatif. Penelitian kualitatif merupakan penelitian yang dalam proses hingga menghasilkan suatu temuan tidak menggunakan prosedur statistik atau bentuk penghitungan. Jenis penelitian yang dilakukan yaitu penelitian lapangan (field research). Berdasarkan hasil wawancara beberapa narasumber yang terkait, diperoleh hasil penelitian menunjukkan bahwa Bank muamalat parepare menyalurkan dana CSR kepada lembaga baitul mall mumalat. Lembaga ini merupakan lembaga yang menghimpun semua dana-dana sosial yang berasal dari bank muamalat, namun dana-dananya juga dapat bersumber dari lembaga lain. Baitul mall muamalat memiliki wewenang penuh terhadap dana-dana sosial yang dihimpun hingga pada penyaluran dananya. Pihak bank muamalat hanya memiliki wewenang mengawasi hingga ikut serta dalam penyaluran dana CSR yang dibawahi oleh lembaga Baitul Mall Muamalat.
Implementation of Sharia Economic Values in BULOG’s Intervention Policy on Rice Grain Prices in Duampanua Gustia Gustia; Syahriyah Semaun; Islamul Haq; Muliati Muliati; Damirah Damirah
Economos : Jurnal Ekonomi dan Bisnis Vol. 9 No. 1 (2026): ECONOMOS : Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31850/economos.v9i1.4206

Abstract

This study aims to analyze the implementation of Islamic economic values in the intervention policy of Perum Bulog on rice grain prices in Duampanua District, Pinrang Regency. Price fluctuations and the dominance of middlemen as the main buyers often force farmers to sell their harvest below the Government Purchasing Price (HPP). This condition indicates that Bulog’s role as a price-stabilizing institution has not been fully optimal in maintaining price stability and protecting farmers’ welfare. This research employs a descriptive qualitative method with a case study approach and field research design. Data were obtained through in-depth interviews with farmers, middlemen, and Bulog officials, supported by secondary data from policy documents and relevant literature. The results show that Bulog’s interventions through HPP policies, grain procurement, and market operations have contributed to price stabilization; however, implementation remains uneven due to limited access, bureaucratic obstacles, and lack of socialization. From the perspective of Islamic economics, the values of Siddiq (honesty) and Amanah (trustworthiness) are reflected in price determination and farmer protection but have not been fully and consistently applied in practice. The value of Fathonah (wisdom and intelligence) appears in procurement and infrastructure policies but has not effectively reached remote production areas. Meanwhile, Tabligh (transparency and dissemination of information) remains weak, resulting in the incomplete realization of Maṣlaḥah (public welfare) for farmers.
INFORMATION ACCESS AND LEARNING MEDIA EFFECTS ON ISLAMIC FINANCIAL LITERACY AMONG MADRASAH STUDENTS Rahman Rahman; Syahriyah Semaun; Damirah; St Aminah; Muzdalifah Muhammadun
Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Vol. 6 No. 1 (2026): Januari-Juni 2026
Publisher : IAIN BONE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/alkharaj.v6i1.11321

Abstract

This study examines how access to information and learning media impact students' Islamic financial literacy in the digital era. This study uses a quantitative associative approach to analyze the influence of access to information and learning media on students' Islamic financial literacy in the digital era. Data were collected using a Likert-scale questionnaire and analyzed through descriptive statistics, Pearson correlation, and multiple linear regression with t-tests and F-tests. The findings indicate that access to information has a positive and significant effect on Islamic financial literacy. Learning media also exhibits a positive and significant effect, with a stronger effect than access to information. Together, both variables significantly influence students' Islamic financial literacy, highlighting the importance of an integrated learning approach. This study concludes that learning media and access to information significantly influence Islamic financial literacy, with learning media playing a more dominant role. These results suggest that policymakers and educational institutions should strengthen Islamic financial education through innovative and values-based learning media. Future studies are encouraged to incorporate additional factors to enrich our understanding of the development of Islamic financial literacy.
Co-Authors Abdul Halim Mahmud Abdul Hamid Abdullah Fauzan Adani S, Andi Putri Zahirah Ade Hastuti Ahmad Dzul Ilmi Syarifuddin Ainul Fatha Isman Ali Wardani Ali, St Nurhayati Alifkah, Ayu An Ras Try Astuti An Ras Try Astuti Andi Ayu Frihatni Andi Ayu Frihatni Andi Bahri Andi Bahri Andi Bahri S Andi Bahri S Andi Bahri S Andi Bahri S Andi Bahri S. Andi Bahri, Andi Andi Muhammad Fawzy Ramadhan Anggi, Anggeryani Syam Annur, Destina Efri Arqam Arqam, Arqam Asia, Nurul Astuti, An Ras Try Ayu, Sinar Bahri, Andi Bahri. S, Andi Bunga, Purnamasari Cahya, Nilam Cakrah, Yuyun Andira Citra Dewi Damirah Damirah Damirah Damirah Damirah Damirah Damirah Damirah Damirah Damirah Damirah Damirah Damirah Damirah Damirah Damirah Damirah Damirah Damirah DAMIRAH DAMIRAH, DAMIRAH Darmawati Darmawati Darmawati Darmawati Darmawati Darwis Darwis Darwis darwis darwis, darwis Dewi Setiyawati Dewintara, Eka Eka Dewintara Emily Nur Saidy Fadhliyah Ulfah Rustan Fatmawati, Fatmawati Firman Firman Firman Firman Firman Gusnawati Nurbaba Gusnawati Unna Gustia Gustia Gustia H, Muh Ilyas Halfiah Rustamin Hannani Hikmawati hilda, Evi Andriana Hj. Muliati Hj. St Nurhayati Husnul Khatimah Husnur Raja' Idris, Mahsyar Imamah, Ayu Nur Irmawati Irmawati Irmawati Irmawati Islamul Haq Islamul Haq Islamulhaq, Islamulhaq Isma Wulandari Pryatna Jumaini. S, Jumaini. S Juneda Juneda Juneda, Juneda Kamal Zubair, Muhammad Kartika Sabir Kurniawan, Andis lukman, nurhidaya M. Rafly Al Farezy Arif Mahsyar , Mahsyar Mahsyar, Mahsyar Marhani Marhani MARIA BINTANG Minhajuddin Madi Moh. Yasin Soumena Muh. Ahsan Kamil Muh. Akbar Muhammad Ilham Muhammad Kamal Zubair Muhammad Kamal Zubair Muhammad Kamal Zubair, Muhammad Kamal Muhammad Rusydi Navri Muhammad Said Muhammad Suras Muhammad Taqdir Muhammadun , Muzdalifah Muliati Muliati Muliati Muliati Muliati Muliati Muliati Muliati, Muliati Muliati, Muliati Murhim, Murhim Mus Mulyadi Musakkir , Musakkir Musdalifah Musdalifah Musmulyadi, Musmulyadi Musyarif Musyarif, Musyarif Mutmainna, Mutmainna Muzdalifah Muhammadun Muzdalifah Muhammadun Muzdalifah Muhammadun Muzdalifah Muhammadun, Muzdalifah Nur Afni Nurfadhilah, Nurfadhilah Nurfadilah Sindika Sari Nurfadillah Nurfadillah Nurfadillah Nurfadillah Nurhamida Nurhamida Nurhamida Nurhamida, Nurhamida Nurhayati, St. Nurul Asia Nurul Asmi Pratiwi Nurwijayanti Patmawati, Andi Kiki Puti Mandasari Putri, Winda Reskiyan Rachman, Mawaddah Rahim, Rahmatika Rahman Rahman Rahmatillah, Sri Fatimah RAHMAWATI RAHMAWATI Rasyid, Siti Rasyid, St. Cheriah Ridlo, Muhammad Rasyid Rini Purnamasari, Rini Riska Rismah Risman Rusanda Rukiah Rukiah S, Andi Bahri Sadli, Nurhemifitrah Safwa Al Zafitri SAHABUDDIN SAHABUDDIN Sahara, Ira Sahrani, Sahrani Sardia Sarmila, Sarmila Serliyana Serliyana Siti Nuraeni Sitti Jamilah Amin Sitti Jamilah Amin Sitti Jamilah Amin Sri Fatimah Rahmatillah St Aminah St Aminah St. Aminah St. Aminah St. Aminah St. Aminah St. Nurhayati St. Nurhayati Suarning Suarning Suarning Suarning, Suarning Sumi Susianti, Susianti Syamsul Ma'arif Umar, Umrah Yani Widodo, Uun Purwati Wisnu Wardana, Wisnu Yulia Faradhiba Zyahratul Wilda