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All Journal IQTISHODUNA IJTIHAD Indonesian Journal of Tropical and Infectious Disease I-Finance Journal Dinar: Jurnal Ekonomi dan Keuangan Islam Al-Ihkam: Jurnal Hukum dan Pranata Sosial Jurnal Ilmiah Ekonomi Islam Ahkam: Jurnal Hukum Islam Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Aptisi Transactions on Technopreneurship (ATT) Iqtishoduna: Jurnal Ekonomi Islam J-Dinamika: Jurnal Pengabdian Kepada Masyarakat LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Al Maal: Journal of Islamic Economics and Banking Jurnal Asy-Syukriyyah STEAM Engineering : Journal of Science, Technology, Education And Mechanical Engineering Journal of halal product and research (JHPR) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Majalah Biomorfologi (Biomorphology Journal) JES (Jurnal Ekonomi Syariah CURRENT INTERNAL MEDICINE RESEARCH AND PRACTICE SURABAYA JOURNAL Journal of Islamic Philanthropy and Disaster Nautical: Jurnal Ilmiah Multidisiplin Indonesia Islamiconomic: Jurnal Ekonomi Islam Jurnal Ekonomi Syariah dan Bisnis Jurnal Pelita Ilmu Jurnal Pengabdian Pada Masyarakat IIJSE Neraca Manajemen, Akuntansi, dan Ekonomi Iltizamat : Journal Of Economic Sharia Law and Business Studies GEMBIRA (Pengabdian Kepada Masyarakat) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Jalan Jembatan Al Mu'azarah: Jurnal Pengadian kepada Masyarakat Jurnal Asy-Syukriyyah Jurnal Mediasas : Media Ilmu Syari'ah dan Ahwal Al-Syakhsiyyah Naditira Widya Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah AL MAQRIZI: Jurnal Ekonomi Syariah dan Studi Islam JPS (Jurnal Perbankan Syariah) Journal of Management, Accounting, and Administration Almikanika Journal of Islamic Education Research Al-Maktabah: Jurnal Studi Islam Interdisiplin Al-Maktabah: Jurnal Studi Islam Interdisiplin Journal of Shariah Economics
Setiawan, Firman
Universitas Trunojoyo Madura
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Pengembangan Green Halal Tourism dengan Metode Soar dan Analytical Hierarchy Process Firman Setiawan
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.6892

Abstract

The concept of halal and green tourism is often a partial study of tourism development in Indonesia. When researchers and academics discuss halal tourism, generally, they will be separated from environmental issues. On the other hand, when environmental issues are raised in the tourism industry, the sharia aspects are ignored. This study examines the development of green halal tourism as a synthesis of the two tourism concepts. This research uses SOAR and AHP methods. The study was conducted at the Makam Agung Arosbaya tourist attraction, a tourist attraction that best represents this tourism genre. From the analysis carried out, it is known that there are several things, from strengths, opportunities, aspirations, and results, which can then be used as strategies and priority plans in the development of eco-halal tourism based on the SOAR analysis index and the AHP consistency value. This strategy and planning are classified into environmental, socio-cultural, facilities and services, promotion, historical tourism, and economic aspects. Priority plans that must be carried out in the development of eco-halal tourism include environmental conservation, maintenance of archaeological sites, prevention of negative cultural influences on local wisdom values, improvement of facilities and services for tourists, use of online media for promotion, introduction to the history of figures Makam Agung Arosbaya, as well as optimizing tourism objects as new markets for local products, both goods, and services.
PENDEKATAN THEORY OF PLANNED BEHAVIOR DALAM MELAKUKAN SERTIFIKASI HALAL BAGI PELAKU UMKM SEKTOR HALAL FOOD DI KABUPATEN BANGKALAN Sholihah, Amaliatus; Setiawan, Firman
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 11 No. 2 (2022): Jurnal Maneksi (Management Ekonomi Dan Akuntansi)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v11i2.1231

Abstract

ABSTRACT The Law on Halal Product Guarantee as stipulated in Law Number 33 of 2014 was officially passed on October 17, 2019. This has changed the nature of halal certification which was originally voluntary for business actors to become mandatory. However, in reality, until now in Indonesia, especially in Bangkalan Regency, there are still many MSME actors who have not implemented halal certification. There are several reasons that make MSME players reluctant to apply for halal certification, including the assumption that obtaining halal certification is a waste of time, money and effort, besides that they also think that applying for halal certification requires a fairly long process. In fact, this Halal certificate should be part of the responsibilities and duties of MSME actors to ensure product safety through a system set up by the Halal Product Guarantee Agency (BPJPH). Based on these problems, this study aims to determine the sentiment of MSME actors in carrying out halal certification. . Therefore, understanding what they think, what they do, as well as the perceived social influence, is very important to identify interest in a particular thing. Like the interest to do halal certification. This research is descriptive qualitative through phenomenological analysis. The data collection process will be carried out by conducting interviews and observation methods. Furthermore, it will be studied and explained clearly so that a conclusion is obtained to provide an overview of the actual situation of the research object which will then be published by an accredited journal so that it can be used as a new reading or reference.
Peran Literasi Keuangan Syariah dalam Mendorong Perilaku Konsumsi Islami Mahasiswa Universitas Trunojoyo Madura Lestari, Kurnia Dwi; Setiawan, Firman
Journal of Management, Accounting, and Administration Vol. 2 No. 3: 2026
Publisher : Sekolah Tinggi Agama Islam Nurul Islam Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52620/jomaa.v2i3.184

Abstract

Penelitian ini dilakukan dengan tujuan memahami peran literasi keuangan syariah dalam membentuk perilaku konsumsi Islami di kalangan mahasiswa Universitas Trunojoyo Madura. Menggunakan pendekatan kualitatif deskriptif, data dikumpulkan melalui wawancara, observasi, dan dokumentasi. Hasilnya menunjukkan bahwa rendahnya pemahaman literasi keuangan syariah menyebabkan perilaku konsumtif. Sebaliknya, mahasiswa yang memahami literasi keuangan syariah cenderung lebih bijak, sederhana, dan mempertimbangkan aspek halal-haram. Penelitian ini menekankan pentingnya edukasi literasi keuangan syariah dalam membentuk karakter keuangan mahasiswa yang bertanggung jawab secara moral dan spiritual melalui kurikulum pendidikan yang relevan.
ANALISIS PERHITUNGAN MARGIN DAN MEKANISME PENGAJUAN PEMBIAYAAN MURABAHAH DI BANK PEMBIAYAAN RAKYAT SYARIAH Catur Wildani Firdaus; Firman Setiawan
JOURNAL OF SHARIA ECONOMICS Vol. 5 No. 2 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i2.588

Abstract

Pembiayaan berdasarkan akad murabahah merupakan salah satu bentuk pembiayaan yang banyak digunakan dalam lembaga keuangan syariah, termasuk di Bank Pembiayaan Rakyat Syariah. Namun, proses perhitungan margin dan mekanisme pengajuan pembiayaan murabahah perlu dianalisis dengan baik untuk memastikan keabsahan akad, keadilan bagi kedua belah pihak, dan kepatuhan terhadap prinsip-prinsip syariah. Penelitian ini bertujuan untuk menganalisis perhitungan margin dan mekanisme pengajuan pembiayaan murabahah di Bank Pembiayaan Rakyat Syariah menggunakan metode kualitatif untuk memperoleh pemahaman yang mendalam tentang praktik pembiayaan murabahah dan prosedur yang terkait. Data primer dalam penelitian ini dikumpulkan melalui wawancara mendalam dengan staf dan manajemen Bank Pembiayaan Rakyat Syariah yang terlibat langsung dalam perhitungan margin dan pengajuan pembiayaan murabahah. Data sekunder juga digunakan untuk memperoleh pemahaman yang lebih luas tentang prinsip-prinsip akad murabahah dalam konteks lembaga keuangan syariah. Hasil penelitian menunjukkan bahwa Bank Pembiayaan Rakyat Syariah memiliki mekanisme yang baik dalam perhitungan margin dan pengajuan pembiayaan melalui akad murabahah. Penelitian ini diharapkan memberikan kontribusi penting dalam meningkatkan efektivitas perhitungan dan mekanisme pengajuan pembiayaan akad murabahah. Hasil penelitian ini juga menjadi referensi berharga bagi lembaga keuangan syariah lainnya dalam pengembangan praktik terbaik dalam pembiayaan akad murabahah.
Analisis Mitigasi Risiko Pembiayaan Murabahah Di Bank Pembiayaan Rakyat Syariah Nadia Aulia Masyhudi; Firman Setiawan
JOURNAL OF SHARIA ECONOMICS Vol. 5 No. 2 (2023): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v5i2.589

Abstract

Pembiayaan berbasis akad murabahah menjadi pilihan Koperasi wanita Safirah untuk memperoleh pembiayaan dari PT. BPRS Amanah Sejahtera Cabang Lamongan. Namun, seperti produk keuangan lainnya, pembiayaan dengan akad murabahah tentunya memiliki risiko yang perlu diidentifikasi dan diatasi dengan tepat untuk menjaga operasional bamk serta meminimalkan kerugian potensial. Penelitian ini bertujuan menganalisis dan mengidentifikasi risiko akad murabahah dalam pembiayaan koperasi wanita safirah di PT. BPRS Amanah Sejahtera Cabang Lamongan, serta merumuskan strategi mitigasinya dengan menggunakan metode kualitatif. Data primer dikumpulkan dari wawancara mendalam dengan staf PT. BPRS Amanah Sejahtera Cabang Lamongan. Data sekunder digunakan untuk memahami pembiayaan murabahah dan risikonya. Hasil penelitian menunjukkan terdapat risiko yang mempengaruhi pembiayaan pada Koperasi wanita Safirah di PT. BPRS Amanah Sejahtera Cabang Lamongan, seperti risiko pembiayaan, pasar, operasional, dan reputasi. Strategi mitigasi yang direkomendasikan meliputi penerapan prinsip 5C, batasan pembiayaan murabahah dalam valuta asing serta melakukan upaya lindung nilai, pengawasan internal yang kuat, serta transparansi sesuai dengan prinsip syariah. Penelitian ini diharapkan membantu PT. BPRS Amanah Sejahtera Cabang Lamongan dalam mengidentifikasi dan mengelola risiko akad murabahah dalam pembiayaan koperasi wanita safirah dengan efektif. Hasil penelitian juga dapat digunakan sebagai acuan oleh lembaga keuangan syariah lainnya untuk mengembangkan mitigasi risiko yang sesuai dengan pembiayaan dengan akad murabahah.
Analysis of Gold Pawn Product Trends at BPRS Sarana Prima Mandiri Bangkalan in 2021–2024 Latipah, Latipah; Setiawan, Firman
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the dynamics of gold pawn product trends at BPRS Sarana Prima Mandiri Bangkalan during the 2021–2024 period. Gold pawning is an attractive option for the public due to its practicality, security, and compliance with Islamic principles. However, fluctuations in the number of customers highlight the need for a trend analysis to identify emerging patterns. This research adopts a descriptive quantitative approach using secondary data from the annual reports of BPRS Sarana Prima Mandiri. The data were analyzed through percentage change calculations and presented in tables and graphs. The findings reveal a decline in customers from 1,165 in 2021 to 1,093 in 2022. A sharp drop occurred in 2023 with only 199 customers, followed by a slight recovery to 314 in 2024. Overall, the gold pawn product trend declined steeply between 2021 and 2023, with indications of minor recovery in 2024. These results emphasize the need for innovative strategies to sustain and enhance customer interest.
Co-Authors Agni Sesaria Mochtar Ahmad Farid Utsman Ahmad Musadad Ahmad Rifqi Azmi alief yanuar Alimsardjono, Lindawati Ardiansyah, Moch.Firman Asmarawati, Tri Pudy Atep Hendang Waluya Athiyyah, Malihatul Ayu Lidya Paramita Bachtiar Ridho Virgi Harindiarsyah Bahtiar Baldah, Nasrun Cahyono, Harry Catur Wildani Firdaus david Deby Kusumaningrum Dery Ariswanto Desi Ismi Rojasari Dinda Rachma Harlisa Dwi Yuliaji Eko Budi Koendhori, Eko Budi Endraswari, Pepy Fahmi Akbar, Fahmi Fikri Sasongko Widyatama Fitrah, La Ode Galih, Muchammad Damar Galuh Widitya Qomaro Hasanah, Susi Holis, Holis Hutauruk, Basar M. Ilham Mubarok Imaroh, Ikhda Maslikhatul ISWATUL HASANAH Itayatul Jannah Juniastuti Juniastuti Khair, Anisatul Khoerun Nasik Khoirun Nasik LAILATUL QADARIYAH Latipah, Latipah Lestari, Kurnia Dwi Lindarto, Wira Widjaya Maghfiroh, Fachrial Lailatul Mahmudatul Muna, Nafdzu Maratus Solikha Marwasyifa, Nuritsna Mawarni, Yonanda Adelia Tasya Meilda Avionita Anggraini Misnawati Misnawati Muchtazar, Muchtazar Muhamad Andriansyah Muhammad Anshari, Muhammad Mukit, Abd Mulyawati, Nindi Azizah Muna, Nafdzu Makhmudatul Muttaqin Choiri Nadia Aulia Masyhudi Nahidloh, Shofiyun Nasrulloh Nasrulloh Ni Made Mertaniasih Nur Halimah Nurul Wiqoyah, Nurul Pepy Dwi Endraswari, Pepy Dwi Perkasa, Gusti Haitsam Pramono, Gatot Eka Priyo Budi Purwono Pujiati, Tri Purwati, Sri Indah Putri Putri Fatmawati Qudziyah Qudziyah Rahmawati, Riris Trimaulida Rakhmat Hidayat, Rakhmat Rebekah Setiabudi, Rebekah Retno Wahyunitisari, Manik Sa'adah, Jamilatus Saifuddin, Warto Ahmad Sardjono, Lindawati Alim Satria, Sakha’ Windya Semuel D. Rorrong Shinatria Adityatama Shofiyuddin, Ahmad Sholihah, Amaliatus Sirajul Arifin Siti Mutmainah Soejarminto, Yos Solikha, Mar'atus Sukardi Sukardi Suyyinah, Suyyinah Tri Pujiati Trischa Relanda Putra Trisetyo, Febiola Anggun Ujang Suherman Untay Arofatul Sekar Langit Utami, Mega Dewi Sri Vermasari, Naritha Wahyunitisari, Manik Retno Warto - Wiwin Retnowati Wiyogo Wiyogo Zunaidi, Arif