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All Journal JURNAL LITIGASI (e-Journal) Al-Ulum JURNAL IQRA´ International Journal of Artificial Intelligence Research Hasanuddin Law Review Syntax Literate: Jurnal Ilmiah Indonesia Martabe : Jurnal Pengabdian Kepada Masyarakat Journal Sampurasun : Interdisciplinary Studies for Cultural Heritage Jurnal Pengabdian Dharma Laksana Pena Justisia: Media Komunikasi dan Kajian Hukum Jurnal Equation: Teori dan Penelitian Pendidikan Matematika Enrichment : Journal of Management Science Midwifery Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences LEGAL BRIEF Borobudur Law Review Fox Justi : Jurnal Ilmu Hukum International Journal of Science and Society (IJSOC) i-Latinnotary Journal: Internasional Journal of Latin Notary Jurnal Kebidanan dan Keperawatan Aisyiyah International Journal of Community Service (IJCS) DEVOTE: Jurnal Pengabdian Masyarakat Global Jurnal Sosial dan Sains Journal of Economics Jurnal Multidisiplin Sahombu Research Horizon Jurnal Pendidikan Islam Jurnal Sosial Sains dan Komunikasi (Ju-SoSAK) Lex Scientia Law Review INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS) INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE) INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
R. Irma Rachmawati, R. Irma
Universita Pasundan
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A LEGAL REVIEW OF GOVERNMENT REGULATION NO. 34 OF 2019 ON BORDER TRADE IN RELATION TO LEGAL PROTECTION FOR INDONESIA’S BORDER COMMUNITIES Irma Rachmawati Maruf; Karman
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 3 No. 1 (2026): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Publisher : CV. Adiba Aisha Amira

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.21128560

Abstract

Indonesia’s border regions require clear legal regulations to ensure certainty and protection for the communities living in these areas. This study aims to critically analyse Government Regulation No. 34 of 2019 on Border Trade in the context of legal protection for Indonesia’s border communities. The research method employs a normative legal approach, utilising legislative and conceptual analyses. The findings indicate that Government Regulation No. 34 of 2019 has provided a comprehensive regulatory framework establishing the legal subjects, locations, administrative requirements, types of goods, and transaction values for border trade. This regulation provides preventive legal protection by affirming the rights of border communities to engage in trade, establishing official border crossing routes, and regulating immigration and customs documentation—which are prerequisites for the legality of economic activities. However, the effectiveness of this legal protection remains limited, as the implementation of the regulation on the ground faces challenges such as inter-agency coordination issues, resource constraints, and poor public access to public services. This study recommends the need for a holistic and synergistic approach involving central and local governments, the enhancement of border infrastructure capacity, legal awareness programmes for the community, and a shift in policy orientation from security to the fulfilment of constitutional rights and the welfare of border communities.
Food Security Policy: A Model Line of Food Security Policy in Indonesia Bambang Irawan; Indra Kertati; Rahmat Salam; Muhammad Bagus Adi Wicaksono; Irma Rachmawati Maruf
International Journal of Artificial Intelligence Research Vol 6, No 1.1 (2022)
Publisher : Universitas Dharma Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (154.265 KB) | DOI: 10.29099/ijair.v6i1.391

Abstract

This research was carried out to see how food security policy is by looking at how much per capita consumption is carried out by lowland rice farmers within one year. With this, it can be known when rice farmers experience rice shortages and cannot afford to buy rice and how to overcome this food security policy problem. This study will collect quantitative and qualitative data relating to food production. Analysis of data utilizing both quantitative and qualitative methods. Food Security policy Lines and Farmers' Fear Ratio: Quantitative and Qualitative Modeling Using this Food Security policy Line Model, rice farmer families' food security policy will be characterized as either robust or weak. Calculating the Farmer Fear Ratio in order to evaluate if farmers are pessimistic or optimistic about the fulfillment of rice consumption needs. This study found that the amount of rice consumption in village X for rice farmers reached 121 kg of rice per capita per year, while in village Y, it reached 185 kg per capita per year. In the meantime, when rice farmers face rice shortages and cannot afford to purchase rice in the market, they borrow rice from mills. In village X, the food security policy line is over 1, while in village Y it is below 1. This indicates that village X has a higher level of food security policy than village Y.
Autonomous Decision-Making and Agentic AI: Challenges and Prospects for Cyber Law Sayid Muhammad Rifki Noval; Irma Rachmawati; Ahmad Jamaludin; Deden Sumantry; Mohd Zakhiri Md Nor
Lex Scientia Law Review Vol. 10 No. 1 (2026): Legal Reform, Human Rights Protection, and Judicial Innovation in Contemporary
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/lslr.v10i1.32845

Abstract

Artificial intelligence's (AI) explosive growth, particularly in the form of Automated Decision Making (ADM) and Agentic AI, has brought significant changes across various sectors of life, while simultaneously posing complex legal and ethical challenges. This paper evaluates AI regulation and governance from the viewpoint on protection of consumers and cyber legislation, with an emphasis on Indonesia, which is striving to integrate this technology into the legal system and public policy. The findings reveal that Indonesia’s current AI-related regulations remain fragmented and insufficient to handle the regulatory dangers that progressively autonomous AI systems bring. This study examines several cases that illustrate the negative impacts of AI, such as algorithmic errors in the credit system in Germany that resulted in injustices for many individuals, as well as the social assistance distribution scandal in the Netherlands that had serious social and political implications. Concurrently, AI Act was adopted by the European Union as a significant regulatory advance that introduced a risk-based framework to increase accountability, transparency and human oversight in AI governance. Additionally, the controversy surrounding moral problems use AI in the US judiciary related to mass surveillance were also critically analyzed. Analysis of the existing regulations, including the Data Protection Law, the Digital Information and Transactions Law, and the Indonesian government's ethical policies, identifies deficiencies that need to be addressed through adaptive and holistic regulations. The concept of computational accountability and the adoption of international regulations as the Product Liability Directive (PLD) and the AI Liability Directive (AILD) are proposed through a normative juridical analysis, as mechanisms to strengthen accountability and legal protection. This paper also highlights the significance of clarification, openness, and awareness of new rights in the setting of increasingly autonomous and adaptive AI. 
Regulatory Framework, Contractual Structures, and Legal Challenges of Conventional and Sharia Equity Crowdfunding (ECS) for MSME Financing in Indonesia: Comparative Analysis with Malaysia Mohd Zakhiri MD NOR; Nadiya Salsabila Noor; Irma Rachmawati Maruf
International Journal of Latin Notary Vol. 6 No. 1 (2025): Internasional Journal of Latin Notary, September 2025
Publisher : Magister Kenotariatan Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61968/journal.v6i1.194

Abstract

This study examines the regulatory framework, contractual structures, and legal challenges of conventional and sharia equity crowdfunding as alternative financing mechanisms for Micro, Small, and Medium Enterprises in Indonesia, with comparative insights from Malaysia. The research employs a normative legal methodology analyzing primary legal instruments including Indonesian Finance Authority Regulation, and related regulations, supplemented by empirical literature examining crowdfunding implementation in both jurisdictions. The findings reveal that Indonesia operates a dual regulatory framework combining securities regulations with Islamic jurisprudential guidance, while Malaysia pioneered ECS licensing in 2015 with ongoing debates regarding Sharia governance depth. Conventional equity crowdfunding employs standard share subscription agreements under corporate law, whereas sharia equity crowdfunding utilizes Islamic contracts including musharakah, mudharabah, qardh hasan, and ijarah to ensure compliance with prohibitions against riba, gharar, and maysir. The study identifies three significant legal issues: regulatory gaps particularly concerning sharia share offering provisions and Sharia Supervisory Board responsibilities, cybercrime vulnerabilities affecting unregistered platforms comprising approximately ninety percent of sharia operators, and money laundering risks through electronic payment mechanisms. The research further demonstrates that religious investors significantly influence crowdfunding success, with Islamic campaigns attracting 37.1 percent higher funding based on empirical evidence from comparable markets. The study concludes that effective sharia crowdfunding development requires statutory-level legislation, enhanced Indonesian Finance Authority Regulation supervision of unregistered platforms, mandatory cybersecurity standards, comprehensive Sharia governance frameworks with separate review, audit and risk functions, and targeted financial literacy programs. These recommendations aim to bridge the gap between sharia principles and positive law while expanding MSME access to equity-based financing aligned with maqasid al-Shariah objectives.
Empowering MSMEs to Independently Establish Individual Companies through Digital Government Platforms Irma Rachmawati Maruf; Leni Widi Mulyani; Wulan Tricahyani; Alifa Nadya; Widi Restu Anengsih
Research Horizon Vol. 6 No. 3 (2026): Research Horizon - Juni 2026
Publisher : LifeSciFi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54518/rh.6.3.2026.1145

Abstract

The transformation of the Micro and Small Enterprise (MSMEs) law in Indonesia has introduced Individual Companies as a simplified legal entity under the Job Creation Law. However, limited legal literacy among MSME actors remains a major obstacle to the implementation of business legalization. This Community Service activity aimed to improve participants’ understanding of business legality and the establishment process of Individual Companies. The program was conducted at NGO Kita Design Bandung and involved women-led microbusiness actors through interactive lectures, role-play simulations, practical registration tutorials, and participatory evaluations based on the Clinical Legal Education (CLE) approach. The effectiveness of the activity was measured using pre-test and post-test assessments as well as participant satisfaction evaluations. The results showed a significant improvement in participants’ understanding of the legal aspects and online registration procedures of Individual Companies. In addition, participants demonstrated high satisfaction with the training materials, facilitators, and implementation process. This activity contributes to strengthening MSMEs legal capacity, encouraging business formalization, and supporting sustainable community empowerment through practice-based legal education.
LEGAL STUDY ON ETHICAL ISSUES IN THE USE OF ARTIFICIAL INTELLIGENCE FOR LEGAL DECISIONS: CRITICAL LITERATURE REVIEW Imam Hanafi; Kaharuddin Syah; Loso Judijanto; Irma Rachmawati Maruf; Ihat Subihat
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 2 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i2.4659

Abstract

This comprehensive research embarks on meticulously exploring the intricate ethical nuances at the convergence of artificial intelligence (AI) and legal decision-making. Through an exhaustive literature review, the study meticulously navigates the complexities woven into algorithmic bias, the multifaceted dimensions of data privacy concerns, the profound implications on human agency, imperatives surrounding transparency, the socio-economic impacts stemming from the integration of AI, and the global perspectives that cast a profound influence on this intricate landscape. The synthesis of these insights reveals a dynamic interplay between the rapid evolution of technological capabilities and the intricate ethical considerations that underpin responsible AI integration into legal frameworks. The study underscores the need for ongoing interdisciplinary discourse, urging scholars, practitioners, and policymakers to engage in a continuous dialogue to ensure that ethical frameworks evolve in tandem with the relentless progression of AI technology. The conclusion advocates for a flexible and adaptive ethical framework poised to navigate the evolving ethical horizon, thereby ensuring AI's judicious and equitable integration into legal decision-making.
Co-Authors A. Nururrochman Hidayatulloh Aang Arifin Abdul Latif Abdullah, Kamarulnizam Abin Suarsa Adi Mursalin Adinda Rana Ahmad Jamaludin Ahmad Ridwan Tentowi Aiman, Muhammad Ali Pirdaus Ali Zaenal Abidin Alias Azhar, Alias Alifa Nadya Andi Susilawaty Andri Kurniawan Andri Kurniawan Andri Nirwana AN Ani Heryani Ani Heryani Antono Damayanto B.M.A.S. Anaconda Bangkara Bambang Irawan Budi Drajat Budiman Budi Sulistiyo Nugroho Budi Sulistiyo Nugroho Catur Budi Susilo Catur Budi Susilo, Catur Budi Deden Sumantry Dedy Hernawan Denny Trias Saputra Dhani Supriadi Dzulfiqar Rizqan Agistra Eka Yudistira, Dika Elli Ruslina Endang Fatmawati Ermiati Ermiati Febri Liantoni, Febri Guntur Putrajaya Hadi Priyono Hendriarto, Prasetyono Henny Saida Flora Hernawan, H. Dedy Herwantono, Herwantono Hidayatulloh, A. Nururrochman Hotmaria Hertawaty Sijabat Huda Ibrahim Ibnu Kamurazaman Ibnu Shina, Km Ica Karina Ihat Subihat Imam Hanafi Imam Jayanto Indra Kertati Jeffry H. Sinaulan Junianto, Pilifus Juniardi Swastria Kamarulnizam Abdullah Karman Karman Karman Ken Sofya Arini Kholis Ernawati Kiki Amaliah Km Ibnu Shina Kusmiadi, Kusmiadi Kusmiati, N Ike Leonardo Sari, Avid Lindawati Kartika Loso Judijanto LUCKY RACHMAWATI Lukman Ismail M. Yogi Riyantama Isjoni Maemunah Maemunah Maman Budiman Marjan Miharja Marsi Adi Purwadi Mas Try Washiludin Singapraja Manggala Md Nor, Mohd Zakhiri Md. Noor, Zakhiri Moh Amin Mohamad Khairi Bin Haji Othman Mohamad, Ani Munirah Mohd Syahrin Mohd Zakhiri Md Nor Mohd Zakhiri Md Nor Mohd. Kamarulnizam Abdullah Muhamad Stiadi Muhammad Bagus Adi Wicaksono Muhammad Nawir Mulyadi, Leni Wini Mulyani, Leni Widi Murdiati Trisnaningsih Musiafa, Zayid Nadiya Salsabila Noor Nofirman, Nofirman Noor Rochman Noor Rochman Noor, Zakhiri Md Nor, Mohd Zakhiri Md Nugroho, Febriawan Ardi Ponirah Kartika Rahayu Prasetyono Hendriarto Prasetyono Hendriarto Purbaningsih, Yuli Putrì Mety Zalinda Rahmat Salam Rainier Hendrik Sitaniapessy Ram Al Jufri Ramli, Kaharuddin Ratih Kusumastuti Rendri Maulana Rosa Tedjabuwana Rosa Tedjabuwana Saba, Irum Sam'un Mukramin Sandra Novendra Saptayuda, Agusfian Sardjana Orba Manullang Sari Gustriani, Wulan Satria, Erwinsyah Sayid Muhammad Rifqi Noval Septianita, Hesti Siti Sundari Sitti Asnaeni Sitti Nur Alam Sjahruddin, Herman Subarsyah, T Sugeng Prayitno Sujana, I Nyoman Sumadikara, T. Subarsyah Suryadi Suryadi Suwannit Chareen Chit Suyani Suyani Syam'un Syam'un Tamaulina Br Sembiring Tedjabuwana, Rosa Tisni Santika Turmantar, Firman TUTI RASTUTI Valda Zahira Sidqy Wawan Tripiawan Widi Restu Anengsih Wulan Tricahyani Yanti Hermayanti Yeti Rohayati Yogi Yogaswara Yuhaeni, Wiwi Yuli Purbaningsih Yulianti, Eka Budi Yunanda Salsabila Yusuf, Ali Anwar