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Ramadhani, Sri
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Analisis Implementasi Pelayanan Dalam Penyelesaian Klaim pada Produk Mitra Mabrur Plus Asuransi Jiwa Syariah: Studi Kasus PT. AJS Bumiputera Cabang Medan Nufikha, Liyundzira; Ramadhani, Sri; Syarvina, Wahyu
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.705

Abstract

This study aims to determine the application of services in resolving claims on products Mitra Mabrur Plus Syariah Bumiputera Life Insurance Medan Branch. This research is a qualitative descriptive study. The data collection technique used was interviews with Customer Managers, Agents and also several customers of Bumiputera Syariah Life Insurance Medan Branch. Observations and documentation were carried out at the Bumiputera Sharia Marketing Office, Medan Branch. The research results that have been obtained are the application of PT. Bumiputera Syariah Life Insurance Medan Branch in resolving Claims by providing Excellent Service at Bumiputera Syariah Life Insurance Medan Branch is in accordance with the concept including attiude (good attitude), attention (attention), action (fast action), ability ( having competent skills), appearance (diligent and neat appearance), Accountability (responsibility for all customers) and sympathy (providing a sense of sympathy for customers). Keywords: Syariah Life Insurance, Service Implementation, Claims
Characterization of Polyether Sulfone (PES) Membranes Filled with Activated Carbon from Jatropha Seed Shell as Aditif for Elimination Peroxide Number and Free Fatty Acid in Used Cooking Oil Aprilia, Sri; Rosnelly, Cut Meurah; Ramadhani, Sri; Novarina, Lia; Fathanah, Umi; Djuned, Fauzi Muhammad; Amin, Amri
Jurnal Rekayasa Kimia & Lingkungan Vol 13, No 1 (2018): Jurnal Rekayasa Kimia & Lingkungan (June, 2018)
Publisher : Chemical Engineering Department, Syiah Kuala University, Banda Aceh, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23955/rkl.v13i1.10471

Abstract

Minyak goreng adalah bahan konsumsi yang penting dalam rumah tangga dan industri makanan. Sayangnya, sering digunakan berulang kali karena mahal. Tindakan ini mungkin tidak hanya berbahaya bagi kesehatan manusia, tetapi juga mempengaruhi nilai gizi dan mengurangi kualitas makanan. Kualitas reduksi ditunjukkan dengan meningkatnya jumlah peroksida dan jumlah asam lemak. Penelitian ini menggunakan membran PES yang dimodifikasi dengan penambahan karbon aktif dari kulit biji jarak sebagai aditif untuk mengurangi fouling dalam minyak goreng olahan. Membran diproduksi dengan metode presipitasi perendaman. Sementara, karbon diaktivasi dengan larutan KOH 0,1% dan dipanaskan dalam furnace pada temperatur 600oC.Membran dan karbon aktif dianalisis menggunakan metode FTIR. Analisis SEM menghasilkan membran asimetris dengan lapisan atas berpori dan lapisan bawah padat. Tiga campuran dalam penelitian ini dibuat dengan melarutkan PES yang dimodifikasi dengan karbon aktif pada 0%,3%, dan 5% (b/b) dalam N-methylpirrolidone. Pada penambahan karbon aktif 5% (b/b) dalam campuran membran menghasilkan koefisien permeabilitas tertinggi (L/P) sebesar 9,682 L m2bar-1h-1, pengurangan bilangan peroksida adalah 45% dan pengurangan asam lemak bebas adalah 72% dapat tercapai.
STRATEGI KOMUNIKASI PEMASARAN PT. BANK SUMUT KANTOR PUSAT DALAM MEMPROMOSIKAN TABUNGAN MARHAMAH KEPADA MASYARAKAT NON-MUSLIM DI MEDAN Taufiqurrahman, Taufiqurrahman; Ramadhani, Sri
Jurnal Manajemen Terapan dan Keuangan Vol. 14 No. 04 (2025): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v14i04.49417

Abstract

Penelitian ini bertujuan menganalisis strategi komunikasi pemasaran PT. Bank Sumut Kantor Pusat dalam mempromosikan produk Tabungan Marhamah kepada masyarakat non-Muslim di Kota Medan. Latar belakang penelitian ini adalah rendahnya penetrasi pasar produk syariah pada segmen non-Muslim meskipun terdapat peluang besar berdasarkan proporsi penduduk. Metode penelitian menggunakan pendekatan kualitatif deskriptif dengan teknik wawancara, observasi, dan dokumentasi, serta dilengkapi dengan analisis SWOT dan QSPM. Hasil penelitian menunjukkan bahwa strategi komunikasi pemasaran bersifat inklusif dan adaptif dengan menekankan nilai universal seperti keadilan, transparansi, dan bebas bunga, tanpa menonjolkan simbol religius. Strategi yang dominan adalah strategi SO, yang memanfaatkan kekuatan internal untuk menangkap peluang eksternal. Analisis SWOT menempatkan posisi Bank Sumut pada kuadran I yang menggambarkan kondisi ideal untuk menerapkan strategi agresif. Penjelasannya, strategi SO dikembangkan dengan mengoptimalkan layanan digital modern, sistem bagi hasil yang kompetitif, bebas biaya administrasi, serta pelayanan lintas agama, sehingga dapat menjawab keterbukaan masyarakat non-Muslim terhadap produk bebas bunga dan meningkatnya kesadaran keuangan etis. Tantangan utama yang dihadapi adalah rendahnya pemahaman istilah syariah serta persaingan dengan bank konvensional. Hasil QSPM menegaskan bahwa prioritas strategi adalah pengembangan layanan digital inklusif dan pelatihan komunikasi lintas budaya. Dengan demikian, strategi komunikasi pemasaran berbasis inklusivitas, digitalisasi, edukasi lintas budaya, serta penerapan strategi SO dan agresif menjadi kunci dalam meningkatkan penerimaan dan daya saing Tabungan Marhamah di segmen non-Muslim.
Analisis Implementasi Strategi Pemasaran Asuransi Pendidikan Mitra Iqra Plus Dalam Kajian Asuransi Syariah Andriani, Atika; Ramadhani, Sri; Harahap, Rahmat Daim
ManBiz: Journal of Management and Business Vol. 2 No. 2 (2023): ManBiz: Journal of Management and Business 
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/manbiz.v2i2.5548

Abstract

    Atika Andriani1, Sri Ramadhani, Rahmat Daim Harahap2 1 FEBI UIN Sumatera Utara, Indonesia atikaandriani98@gmail.com1, Sriramadhani@gmail.com2, rdainharahap@uinsu.ac.id3   ABSTRACT Mitra Iqra Plus is one of the products owned by PT. Bumiputera Sharia Life Insurance, KPS Medan, which aims to help fund children's education. The purpose of this study was to determine the implementation of Mitra Iqra Plus' educational insurance marketing strategy in the study of sharia insurance at PT Asuransi Jiwa Syariah Bumiputera, KPS Medan, the application of sharia principles in the implementation of marketing life insurance products at PT Asuransi Jiwa Syariah Bumiputera, KPS Medan, and challenges in implementing sharia. marketing conducted by PT Asuransi Jiwa Syariah Bumiputera, KPS Medan. This type of research uses qualitative research. Data collection techniques in the form of interviews, observations, and documentation. The data analysis technique used is to reduce the data, present the data, then draw conclusions. The results show that PT Asuransi Jiwa Syariah Bumiputera, KPS Medan implements according to sharia marketing principles starting from Wisdom (Strategy), Needs (Needs), Halal (Tayyibat), Welfare (Falah), Mutual Consent. The inhibiting factors in implementing the Mitra Iqra Plus educational insurance marketing strategy are the lack of public knowledge about sharia insurance, lack of public trust in sharia insurance, lack of agents and customers who are difficult to collect for premium payments. The challenge is the lack of technology development, the weak market share of PT. AJS Bumiputera due to lack of support from the government and the community. Keywords: Implementation of Sharia Marketing Strategy, Mitra Iqra Plus, Sharia Insurance.
Karakteristik Sensor Gas Hidrogen dari Bahan Semikonduktor TiO2 (Titanium Dioxide) Didoping Na2CO3 (Natrium Carbonat) Ramadhani, Sri; Elvaswer, Elvaswer
Jurnal Fisika Unand Vol 7 No 1 (2018)
Publisher : Universitas Andalas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25077/jfu.7.1.56-62.2018

Abstract

Telah dilakukan karakterisasi sensor gas hidrogen berupa pelet dari bahan semikonduktor TiO2-Na2CO3. Pelet sensor gas hidrogen dibuat sebanyak enam sampel dengan variasi komposisi yang berbeda. Tahap pembuatan sensor gas hidrogen terdiri atas pencampuran bahan, kalsinasi pada temperatur 500 oC selama 4 jam, penggerusan, kompaksi, dan sintering pada temperatur 700 oC selama 4 jam. Sensor gas hidrogen diuji pada temperatur ruang dengan melihat karakteristik I-V, nilai sensitivitas, nilai konduktivitas, waktu respon, dan karakterisasi XRD. Berdasarkan pengukuran karakteristik I-V, sampel dengan variasi mol  98% mol TiO2 + 2% mol Na2CO3 merupakan sampel dengan hasil terbaik karena memiliki nilai sensitivitas tertinggi. Sensitivitas yang didapat yaitu 3,18 pada tegangan 6 volt. Nilai konduktivitas tertinggi dimiliki sampel 98% mol TiO2 + 2% mol Na2CO3 yaitu 1,30 x 10-3/Ωm pada lingkungan hidrogen. Waktu respon sampel 98% mol TiO2 + 2% mol Na2CO3 pada tegangan 6 volt adalah 57 sekon. Hasil XRD menunjukkaan ukuran kristal 98% mol TiO2 + 2% mol Na2CO3 lebih besar dibandingkan dengan TiO2 murni.Kata kunci: sensor gas hidrogen, TiO2-Na2CO3, sensitivitas, konduktivitas, waktu respon
Efforts to Improve Student's Learning Outcomes Through the Problem Based Learning Model Bahtiar, Yuyun; Zebua, Panca Indah Kusmira; Ramadhani, Sri; Ma'Arif, Iin Baroroh; Nur, Luluk Choirun Nisak
SCHOOLAR: Social and Literature Study in Education Vol. 4 No. 3 (2025): February
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/schoolar.v4i3.5555

Abstract

This research was motivated by the low learning outcomes of fifth-grade students at Public Elementary School 071052 Mondrali. Based on the analysis conducted, the teacher found that the low student performance was due to their lack of understanding of the material being taught, which resulted from the monotonous teaching method, namely, lecturing. This condition caused students to be less actively involved in the learning process. In addition, the teacher did not use teaching media that could engage students' interest, making the lessons less appealing. As an improvement effort, the researcher applied the Problem-Based Learning (PBL) model. The aim of this research was to determine whether the implementation of the PBL model can improve the social studies learning outcomes of fifth-grade students at Public Elementary School 071052 Mondrali. The method used in this study was a quantitative method with percentage formulas. The results show an increase in student learning outcomes in each cycle. In the pre-cycle, the initial data showed that only 9.09% or 1 student passed the learning process. However, in cycle 1, the percentage of students who passed increased to 27.3% or 3 students, and in cycle 2, it reached 100%, with all students successfully passing the social studies lesson on natural and man-made features in Indonesia.
Analisis Pemanfaatan Bank Sampah Untuk Meningkatkan Nilai Jual Dan Nilai Tambah Pada Masyarakat Dengan Pendekatan Sircular Economy (3R) Di Kota Medan Ditinjau Dalam Konsep Ekonomi Islam Mandasari, Shyella Putri; Ramadhani, Sri; Irham, Mawaddah
Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Vol 4, No 1: 2023
Publisher : LPPM Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ebma.v4i1.4558

Abstract

Currently the use of waste banks with a circular economy (3R) approach provides recycling-based business opportunities to increase employment opportunities, investment, economic growth and increase regional income. The purpose of this research is to find out the potential added value of waste bank management using circular economy (3R) and to find out the benefits and constraints of the Anyelir Ampah Bank and the New Normal Main Garbage Bank and to find out economic added value in the concept of Islamic economics. This research method uses descriptive qualitative research. The research data used are primary and secondary data obtained from the Carnation Garbage Bank and the New Normal Main Garbage Bank. Data collection techniques used observation, interviews and documentation and data analysis techniques were carried out by collecting data, data reduction, data presentation and drawing conclusions. The results of this study indicate that the added economic value of waste bank management with a circular economy (3R) is still low, public awareness in managing waste is still very concerning, limited manpower to socialize about the waste bank program to the community is still not optimal, and marketing handicraft products still simple. The benefits that can be felt by managing a waste bank are financial ability and a clean environment. the benefits obtained are from an environmental perspective, namely the environment will be clean, from an economic perspective, it can increase income a little, from an educational perspective, it can provide knowledge to the whole community about the importance of saving waste, from a government perspective, it can help reduce landfill waste in the city of Medan. . The obstacles in the Carnation Garbage Bank and the New Normal Waste Bank range from operational costs, inadequate land and production equipment, to education and outreach efforts to the community. The added value in the concept of Islamic economics with waste management is the added value of the waste management process which according to Islam is permissible and lawful.
The Effect of Brand Image, Product Quality, and Price on Thriftshop Clothing Purchasing Decisions in Medan City (Case Study @cchase.id) Gunawan, Danish Irsyad; Ramadhani, Sri; Harahap, Muhammad Ikhsan
JMK (Jurnal Manajemen dan Kewirausahaan) Vol 9 No 1 (2024): January
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/jmk.v9i1.5318

Abstract

Secondhand clothing, especially among teens, has become more fashionable because most people consider it unique and classic. Indonesia sold more imported used garments due to their higher quality and lower price. Demand for imported used clothes is rising. Fans and customers can buy affordable, wearable famous brand outfits. This study examines how brand image, quality, and price affect buying decisions. This quantitative study collects data using a questionnaire and analyzes it using IBM SPSS Software. Probability and puposive sampling were utilized in this investigation. Research instrument tests, classical assumption tests, model accuracy tests, multiple linear analysis, and partial tests are used in data analysis. Brand image, product quality, and price influence Medan City Thriftshop clothes purchases, according to Hasi research. Brand image strongly influences used apparel purchases. Brand image t test has 0.000 0.05 significant level and 3.904> 1.655 tcount> ttable value. Product quality strongly influences used clothing purchases. The t-test results for product quality indicate a significance level of 0.000 <0.05 and a tcount> ttable value of 1.747> 1.655. Price strongly influences used clothing purchases. The t-test results for the price variable indicate a significance level of 0.000 < 0.05 and a tcount value of 3.753> 1.655 Thus, brand image, quality, and pricing influence purchases
EDUKASI PENCEGAHAN KECEMASAN PADA MAHASISWA PGSD YANG SEDANG MENYUSUN SKRIPSI DI UNIVERSITAS SARI MUTIARA INDONESIA MEDAN Ningsih, Siska Dwi; Sinarsi; Ramadhani, Sri
Jurnal Abdimas Mutiara Vol. 1 No. 1 (2020): JURNAL ABDIMAS MUTIARA
Publisher : Universitas Sari Mutiara Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kecemasan yang dialami mahasiswa yang sedang menyusun skripsi membuat mahasiswa merasa tertekan karena beberapa faktor seperti pemilihan judul yang kurang tepat, sulitnya mencari referensi buku, keterbatasan pertemuan dengan dosen pembimbing akibat kebijakan PPKM yang dilakukan pemerintah. Keadaan ini dapat membuat mahasiswa malas dan menghambat proses pembuatan skripsi Program Studi Psikologi Fakultas Farmasi dan Ilmu Kesehatan Universitas Sari Mutiara Indonesia. Tujuan pengabdian masyarakat ini yaitu memberikan edukasi terhadap pencegahan kecemasan pada mahasiswa PGSD semester akhir. Metode pengabdian masyarakat ini dengan edukasi pencegahan kecemasan pada mahasiswa PGSD yang menyusun skripsi di Universitas Sarimutiara Medan dalam bentuk sosialisasi, diskusi serta menonton film motivasi. Hasil dari pengabdian masyarakat ini adalah memberikan wawasan kepada mahasiswa tentang kecemasan, faktor faktor yang melatarbelakangi timbulnya rasa cemas. Diharapkan setelah edukasi pencegahan kecemasan dilakukan, mahasiswa PGSD Sari Mutiara Indonesia Medan dapat mengontrol kecemasan yang mereka alami dan pengetahuan semakin meningkat.
PENINGKATAN PENGETAHUAN AKAN OPTIMISME DALAM MENGHADAPI MASA PENSIUNAN DI DESA FODO KECAMATAN GUNUNGSITOLI Ramadhani, Sri; Tobing, Laksana
Jurnal Abdimas Mutiara Vol. 1 No. 1 (2020): JURNAL ABDIMAS MUTIARA
Publisher : Universitas Sari Mutiara Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Optimisme pada pensiunan pegawai memberikan dampak positif bagi pegawai maupun bagi pensiunan. Dampak pada pensiunan seperti akan melihat suatu hambatan atau tantangan sebagai peluang untuk belajar, Membangun sikap positif mengenai diri sendiri dan orang lain. Tujuan dari pengabdian masyarakat ini adalah untuk meningkatkan pengetahuan para pegawai dan pensiunan dalam menyikapi dan memahami tentang pentingnya optimisme dalam menghadapi masa pensiunan. Metode pengabdian masyarakat ini dengan meningkatkan pengetahuan akan optimisme para pegawai pensiunan di Desa Fodo Kecamatan Gunungsitoli, dalam bentuk tanya jawab dan ceramah. Hasil Pengabdian masyarakat ini adalah menambah pengetahuan pegawai untuk lebih mengerti, memahami bentuk-bentuk optimisme dan faktor yang melatarbelakang optimism. Diharapkan setelah dilakukan upaya peningkatan pengetahuan akan optimisme para pegawai pensiunan di Desa Fodo Kecamatan Gunungsitolu pengetahuannya semakin meningkat.
Co-Authors Abidin, Saenal Afnimelda Ahmad Syakir Ahmadi, Nurfahdah Ali, Moch Rival Rafi Amalia, Rizka Do’a Amri Amin Andi Nilawati Usman Andri Soemitra Andriani, Atika Annisa, Moza Aprinilova Barus, Vivi Apriyani, Gresia Arian, Rahmat Ariyani, Amra Arsyad, Muhammad Aryadi Atika Atika Azqia, Alfu Bahtiar, Yuyun Barus, Erishta Khofifah Bi Rahmani, Nur Ahmadi Cut Meurah Rosnelly Danis, Amir Dayantri, Dayantri Dewita, Tiara Ajeng Dharma, Budi Dirgantara, Andi Baso Djuned, Fauzi Muhammad Dwi Ningsih, Siska Eliana Eliana Elvaswer Elvaswer Emelia, Tengku Winona Erisa Aulia Sihotang, Sabrina Fitrah, Mutia Salsanu Fitri Fatimah, Fitri Gafar , Sierly Anita Ganteng, Hasriani Giawa, Oktavianus Gunawan, Danish Irsyad H Anwar, St Hadijah Hajari, Vani Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Harnita, Rizki Hasbi, Hartas Hasibuan, Arridho Hasibuan, Saima Putri Hasni Hasni Hediyati, Wirda Helmi, Halimah Husna, Isnaini Ikhsan Harahap, Muhammad Ilhamy, Muhammad Lathief Ilmi, Uswatul Imsar Indradewa, Rhian Insani, Arrafi Irham, Mawaddah Irvan Muliyadi Isnaini, Nurul Asiah Iswanti, Putri Izar, Sri Listiana Khaerunnisa Khaerunnisa, Khaerunnisa Kinanti, Gracia Putri Laia, Mesradine Leli, Nur Lesmana, Angga Lintangdwiyana, Lintangdwiyana Lubis, Anita Pramadani Lubis, Listiya Andana Ma'arif, Iin Baroroh Magfirah Maidalena Maidalena, Maidalena Malau, Yohanna Syntia Mandasari, Shyella Putri Mardame Simamora, Saut Maulana, Andra Maulida, Syakya Melyani Sari Sitepu, Melyani Sari Mendrofa, Rista Mei Hartati Misnawati Misnawati Mora, Indo Muhammad Aldi, Muhammad Muhammad Miftah Al-Qahtani muhammad Syahbudi, muhammad Mustikawati, Yunitari Nahira, Nahira Nasution, Annio Indah Lestari Nasution, Juliana Nasution, Siska Amelia Ningsih, Siska Dwi Nirwana, Devi Novarina, Lia Novi Purnama Sari Nufikha, iyundzira Nufikha, Liyundzira Nur Cahyani Nur Syam Nur, Luluk Choirun Nisak Nurdin, Syalsa Nabila Nurfadillah, Ika Nursiti, Dwi Nurul Inayah Nurul Jannah Nurwani Nurwani, Nurwani Pahsa, Puja Aulia Tri Perangin Angin, Silvia Amelia Pratama, Aswan Pufa, Rere Putri Yanti Pulungan, Dwi Putri, Selvi Untari Putri, Trisna Eka Rahmad Risan Rahmadhani Siregar, Siti Rahmadhani Siregar Ramadhani, Hasrinda Ratna Sari Dewi Revita Yuni, Revita Risnawati Risnawati Riu, Deviana Soraya Rizky, Dina Zairina Rustiana, Devara Sahdila, Rizki Said, Murdia Salsabila, Fazira Sari , Inggrit Puspita Sari, Inggrit Puspita Sari, Sinta Affrilliana Satril, Satril Saud, Syukur Sebayang, Ayu Nuriana Siagian, Linda Syafitri Siagian, Salsabilla Amanda Putri Sinarsi Meliala Siregar, Dewani Oktaviani Siregar, Indo Mora Siregar, Nurul Haliza Sitepu*, Melyani Sari Siti Maryam Nasution, Siti Maryam Sri Aprilia Stang Stang SUGITO Sulastri Sulastri Suryadijaya, Dharyana Syahputra, Jodi Syakir, Ahmad Tahir, Arsil Tambunan, Khairina Tarihoran, Mia Solistika Taufiqurrahman Taufiqurrahman Tobing, Laksana Touku Umar Umi Al Mas, Khairunnisa Umi Fathanah Usman, Lukman Wahyu Syarvina Wardana, Ilham Tri Waruwu, Anas Julianto Wulandari, Fira Yanti, Ira Yunita, Vira Yusuf, Raidah Intizar Zebua, Panca Indah Kusmira