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All Journal Jurnal Sosial Ekonomi Pertanian Value Added : Majalah Ekonomi dan Bisnis E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis JEJAK Indonesian Journal of Business and Entrepreneurship (IJBE) AKSES: Jurnal Ekonomi dan Bisnis Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Journal of Economic Education Jurnal Manajemen Khasanah Ilmu - Jurnal Pariwisata Dan Budaya Journal of Economic, Bussines and Accounting (COSTING) JRMSI - Jurnal Riset Manajemen Sains Indonesia Stability: Journal of Management and Business Martabe : Jurnal Pengabdian Kepada Masyarakat JURNAL PENDIDIKAN TAMBUSAI OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Business Management Analysis Journal (BMAJ) EconBank : Journal Economics and Banking Jurnal Manajemen dan Bisnis Jayakarta Ilomata International Journal of Management Indicators : Journal of Economic and Business Jurnal Graha Pengabdian Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences AGROMEDIA: Berkala Ilmiah Ilmu-ilmu Pertanian Jurnal Ilmu Sosial, Manajemen, Akuntansi dan Bisnis Economics and Digital Business Review Jurnal Ilmiah ASET Mattawang: Jurnal Pengabdian Masyarakat Quantitative Economics and Management Studies Jurnal Litbang Provinsi Jawa Tengah International Journal on Social Science, Economics and Art Jurnal Pengabdian kepada Masyarakat Jurnal Simki Economic Panrannuangku Jurnal Pengabdian Masyarakat Daengku: Journal of Humanities and Social Sciences Innovation ARRUS Journal of Social Sciences and Humanities Jurnal Pengabdian Masyarakat (ABDIRA) Jurnal Arastirma Bima Journal : Business, Management and Accounting Journal JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Bussman Journal : Indonesian Journal of Business and Management Jurnal Manajemen Dinamika Jurnal Ekonomi, Bisnis dan Manajemen Jurnal Pengabdian Pancasila (JPP) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Manajemen dan Bisnis Journal of Artificial Intelligence and Digital Business Jurnal Penelitian Ekonomi Manajemen dan Bisnis Innovative: Journal Of Social Science Research Journal of Economic Education and Entrepreneurship Studies Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Jurnal Riset Rumpun Ilmu Ekonomi (JURRIE) Jurnal Riset Manajemen Jurnal IlmiahManajemen, Bisnis dan Ekonomi Kreatif Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah EcoProfit : Sustainable and Environtment Business Mutiara : Jurnal Ilmiah Multidisiplin Indonesia Journal of Information Systems Management and Digital Business Journal of Management and Innovation Entrepreneurship (JMIE) Jurnal Pengabdian Masyarakat dan Riset Pendidikan Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi International Journal of Halal System and Sustainability Moneta : Journal of Economics and Finance Economic Development Analysis Journal International Journal of Management, Business and Social Sciences International Journal of Economics, Business Management and Accounting Jurnal Ilmu-Ilmu Pertanian
Efriyani Sumastuti
Fakultas Ekonomi Dan Bisnis Universitas PGRI Semarang
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Other

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Bahasa Inggris Bagus Roni Setiawan; Efriyani Sumastuti; Shofif S Akbar
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 17 No 1 (2024): JURNAL ILMIAH EKONOMI DAN BISNIS
Publisher : STEKOM PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/e-bisnis.v17i1.1834

Abstract

The essence of this research aims to decide the impact of HR Competence and Work Discipline on MSME performance with Inspiration as a mediator in Semarang City. This research itself was conducted at the Culinary MSME of Semarang City. The research method uses quantitative research. The respondents obtained were 539 respondents who were Culinary MSME business actors in Semarang City. The testing strategy utilized simple random sampling with a total sample of 241 respondents. The analysis technique used is multiple linear regression analysis, for data processing utilizing the assistance of SmartPLS 3.0 SEM software. The research results obtained that HR Competency and Work Discipline meaningfully a positive and significant effect on Motivation with a T-Value > 0.01. Motivation affects positive and significant MSME performance with a T-Value > 0.01.
Motivasi sebagai Mediasi antara K3, Lingkungan Kerja, Beban Kerja Dan Kinerja Karyawan Wildatur Nurrahmah; Sumastuti, Efriyani; Violinda, Qristin
E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Vol 17 No 1 (2024): JURNAL ILMIAH EKONOMI DAN BISNIS
Publisher : STEKOM PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/e-bisnis.v17i1.1925

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Keselamatan dan Kehesatan Kerja (K3), lingkungan kerja dan beban kerja terhadap kinerja karyawan yang dimediasi oleh motivasi kerja. Populasi pada penelitian ini seluruh pegawai UPT Balai Yasa Yogyakarya, sedangkan pengambilan sampel penelitian menggunakan teknik probability sampling dengan metode simple random sampling sehingga diperoleh 178 sampel. Teknik analisis data yang digunakan pada penelitian ini adalah PLS-SEM (Patrial Least Square-Structural Equation Modeling) dengan menggunakan prohgram SmartPLS 3.0. Hasil penelitian menunjukkan bahwa K3 dan beban kerja secara parsial tidak berpengaruh terhadap motivasi, lingkungan kerja berpengaruh positif signifikan terhadap motivasi. K3, lingkungan kerja dan motivasi secara parsial berpengaruh positif signifiakn terhadap kinerja karyawan. Beban kerja berpengaruh negatif signifikan terhadap kinerja karyawan. Motivasi tidak mampu memediasi pengaruh K3 terhadap kinerja karyawan. Motivasi tidak mampu memediasi pengaruh beban kerja terhadap kinerja karyawan. Motivasi mampu memediasi pengaruh lingkungan kerja terhadap kinerja karyawan.
Exploring The Impact Of Green Finance, Financial Literacy, And Social Capital On The Performance And Financial Sustainability Of Indonesian MSMEs Efriyani Sumastuti; Subur Harahap; Godlif Sianipar
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 4 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i4.9719

Abstract

The long-term survivability and financial performance of Micro, Small, and Medium-Sized Enterprises (MSMEs) in Indonesia are examined in this study in relation to social capital, financial literacy, and green finance. A quantitative approach that blended structural equation modeling (SEM) and partial least squares (PLS) regression analysis was used to examine survey data collected from a sample of 267 MSMEs. The study found that sustainability, social capital, financial literacy, and green finance are strongly correlated with the financial success of MSMEs. It was shown that MSME performance and sustainability were specifically enhanced by social capital, financial literacy, and green finance. The findings emphasize how important it is to integrate sustainable practices, raise financial literacy, and foster social networks within Indonesia's MSME sector in order to promote inclusive growth and sustainable development
Economic Feasibility Study Implementation of Big Data Technology in Strategic Decision Making in the Financial Sector Efriyani Sumastuti
Journal of Economic Education and Entrepreneurship Studies Vol. 5 No. 4 (2024): VOL. 5, NO. 4 (2024): JE3S, DESEMBER 2024
Publisher : Department of Economics Education, Faculty of Economics, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/je3s.v5i4.4561

Abstract

This study aims to evaluate the economic feasibility of implementing big data technology in strategic decision-making in the financial sector in Indonesia. The research used a survey method of financial institutions such as commercial banks, insurance companies, securities companies, financing institutions, and fintechs. The results showed that 68% of financial institutions have adequate technology readiness, but there are still infrastructure challenges in some areas. The majority of respondents (85%) recognize the great benefits of big data, particularly in improving the effectiveness and speed of decision-making. However, 40% of financial institutions are still concerned about data security and privacy risks, indicating the need for increased investment in cybersecurity. Most respondents (72%) reported a positive impact on profitability and operational efficiency after implementing big data. The study concludes that while the initial cost of implementing this technology is significant, the long-term benefits in terms of improved competitiveness and financial performance of financial institutions are substantial. Therefore, the implementation of big data in the financial sector in Indonesia is considered economically viable, provided it is complemented by a robust risk mitigation strategy and compliance with data protection regulations.
Are Business Savings a Mediator for Culinary Tourism Development? Sumastuti, Efriyani; Amelia, Dhea Rizky; Indriasari, Ika
Economics Development Analysis Journal Vol 13 No 2 (2024): Economics Development Analysis Journal
Publisher : Economics Development Department, Universitas Negeri Semarang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/edaj.v13i2.78980

Abstract

Culinary tourism significantly boosts local economies and enriches tourist experiences. This study investigates whether business savings mediate the relationship between financial literacy, profit, and culinary tourism development in Klaten, Central Java, Indonesia. Employing a quantitative approach with a case study design, the research involved 100 culinary business owners as respondents. Data were collected through questionnaires and interviews and analyzed using path analysis with SmartPLS 3.0. The findings reveal that financial literacy and profit influence business savings and culinary tourism development. Furthermore, business savings mediate the relationship between financial literacy, profit, and culinary tourism development. Specifically, higher financial literacy and profits lead to increased business savings, which then facilitate investment in infrastructure, innovation, marketing, and employee training, thereby enhancing the overall development of culinary tourism. These results provide a comprehensive understanding of the financial dynamics driving culinary tourism growth in Klaten. The study's implications include recommendations for policymakers, business owners, and financial institutions to design effective strategies and policies that support the sustainable growth of the culinary tourism sector.
DINAMIKA PERILAKU MENABUNG MAHASISWA: MOTIF MENABUNG, DAN KESADARAN KEUANGAN DENGAN KONTROL DIRI SEBAGAI VARIABEL INTERVENING Yulianti, Rika; Sumastuti, Efriyani; Meiriyanti, Rita
Value Added : Majalah Ekonomi dan Bisnis Vol 20, No 2 (2024): Value Added : Majalah Ekonomi dan Bisnis
Publisher : Universitas Muhammadiyah Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26714/vameb.v20i2.14705

Abstract

Tujuan studi ini untuk menentukan korelasi antara perilaku menabung, kesadaran keuangan, kontrol diri, dan motif menabung. Dan mengetahui kontrol diri sebagai mediasi antara motif menabung dan kesadaran keuangan atas perilaku menabung. Populasi dalam studi adalah mahasiswa S1 Manajemen Universitas PGRI Semarang angkatan 2021–2022. Dalam studi ini menerapkan metode kuantitatif. Metode pengambilan sampel sederhana dimanfaatkan pada studi ini untuk menentukan jumlah sampel yang berjumlah 251 responden. Sampel diperoleh dengan mengisi kuesioner melalui google form, diolah serta dianalisis dengan program SPSS. Penelitian ini menganalisis data dengan analisis regresi ganda, dan hipotesis diuji dengan analisis regresi variable intervening. Hasil menujukkan bahwa motif menabung, kesadaran keuangan, dan kontrol diri meningkatkan akan perilaku menabung, serta kontrol diri dapat menjadi variabel intervening antara motif menabung serta kesadaran keuangan dengan perilaku menabung oleh Mahasiswa Program Studi  Manajemen Universitas PGRI Semarang angkatan 2021-2022.
Assessing Household Financial Behavior During COVID-19: A Focus on Expenditure and Savings Efriyani Sumastuti
Daengku: Journal of Humanities and Social Sciences Innovation Vol. 4 No. 5 (2024)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.daengku3021

Abstract

This study aims to investigate the effects of the COVID-19 pandemic on household expenditure, savings, and financial behavior in low- to middle-income households in Indonesia. The research analyzes how the pandemic influenced household financial management, particularly in terms of spending reductions and shifts in saving behaviors. Data were collected from 100 households through structured surveys, and the analysis was conducted using Partial Least Squares Structural Equation Modeling (PLS-SEM). The methodology allowed for both direct and indirect relationships between household expenditure, savings, and the economic shock of COVID-19 to be explored. The results indicate a positive correlation between household expenditure and savings, where higher-income households were able to save more despite greater spending. However, the pandemic negatively impacted both expenditure and savings, with households reducing non-essential spending and relying on their savings due to income uncertainty. Additionally, the pandemic indirectly influenced savings by affecting household expenditure. These findings highlight the financial vulnerability of lower-income households during economic disruptions and underscore the importance of enhancing financial resilience. Policy recommendations include promoting financial literacy, expanding access to financial resources, and providing targeted support to help households navigate future economic crises.
Exploring the interplay of product quality and service attributes in consumer purchase decisions: Insights from sustainable business practices Rizqi Saputra, Muhammad; Efriyani Sumastuti; Violinda, Qristin
EcoProfit: Sustainable and Environment Business Vol. 2 No. 2 (2025): (January) 2025
Publisher : Institute for Advanced Science Social, and Sustainable Future

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61511/ecoprofit.v2i2.2025.1339

Abstract

Background: Understanding the factors that influence customer purchase decisions is essential in the competitive culinary industry. This study aims to examine the interplay between product quality and service attributes, alongside location, menu variation, and price, in shaping customer behavior at Takashimura Kudus, a local culinary business. Previous studies have highlighted the importance of these factors individually, but their combined effects remain underexplored. Methods: The study employed a quantitative research design, using purposive sampling to collect data from 100 respondents. A structured questionnaire measured consumer perceptions of key variables using a Likert scale. Data were analyzed using multiple linear regression to identify both individual and collective influences of the factors on purchase decisions. Findings: Results indicate that menu variation is the only variable with a positive and significant individual effect on purchase decisions, while location, product quality, service quality, and price do not show significant individual effects. However, these factors collectively influence purchase decisions significantly. This suggests that businesses must adopt a comprehensive strategy that integrates these elements to meet consumer expectations effectively. Conclusion: The study highlights the critical role of menu diversity as a driver of consumer behavior and the need for businesses to address multiple factors simultaneously to remain competitive. Novelty/Originality of Article: This research provides a novel perspective by analyzing the combined effects of product quality, service attributes, and other factors, emphasizing their collective significance in the context of small-scale culinary enterprises.
Analisis Kinerja Karyawan PT. BPR Syariah Gala Mitra Abadi Purwodadi Kab. Grobogan Umni Atus Afifah; Efriyani Sumastuti; Ratih Hesty Utami
Mutiara: Jurnal Ilmiah Multidisiplin Indonesia Vol. 3 No. 1 (2025): JIMI - JANUARI
Publisher : PT. PENERBIT TIGA MUTIARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61404/jimi.v3i1.371

Abstract

An organization must effectively maximize and enhance employee performance to achieve its objectives. Based on an observation report from PT. BPR Syariah Gala Mitra Abadi, complaints have been raised regarding wage and compensation issues that do not meet expectations, leading to a decline in employee motivation. This study aims to analyze the impact of compensation, work motivation, job satisfaction, work discipline, and work environment on employee performance at PT. BPR Syariah Gala Mitra Abadi. The population of this study consists of 198 employees, with a sample size of 133. The data analysis methods used include instrument testing, descriptive statistics, classical assumption tests, and multiple regression analysis. The study's findings indicate that: 1) Compensation has a positive and significant effect on employee performance (t value 3.166, sig value 0.002). 2) Work motivation has a positive and significant effect on employee performance (t value 8.877, sig value 0.000). 3) Job satisfaction has a positive and significant effect on employee performance (t value 8.877, sig value 0.000). 4) Work discipline has a positive and significant effect on employee performance (t value 3.191, sig value 0.002). 5) The work environment has a positive and significant effect on employee performance (t value 2.085, sig value 0.032). 6) Collectively, these factors—compensation, work motivation, job satisfaction, work discipline, and work environment—have a positive and significant impact on employee performance (F value 67.787, sig value 0.000). This study highlights the importance of managing these factors to improve employee performance at PT. BPR Syariah Gala Mitra Abadi.
DOES EMPLOYEE PERFORMANCE PERCEIVE WORKLOAD, STRESS, AND WORK ENVIRONMENT? THE MEDIATING FUNCTION OF JOB SATISFACTION Fadila, MutiaNur; Sumastuti, Efriyani; Nastiti, Prianka Ratri
Journal of Management and Innovation Entrepreneurship (JMIE) Vol. 2 No. 2 (2025): Januari
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/jmie.v2i2.2031

Abstract

This study investigates the correlation of workload, work stress, and work environment on employee performance at Bank BRI KC Semarang Pattimura, with job satisfaction serving as a mediating variable. Data were acquired from 102 employees using a quantitative technique via questionnaires. Structural Equation Modeling (SEM) utilizing Partial Least Squares (PLS) in SmartPLS version 3 was utilized to assess validity, reliability, and hypothesis testing. The findings demonstrate that workload does not substantially influence employee performance, whether directly or via job satisfaction. Work-related stress substantially affects employee performance, both directly and indirectly through job satisfaction. Furthermore, the work environment positively influences job satisfaction and staff performance. Job happiness significantly contributes to improving employee performance. The findings underscore the significance of a supportive work environment and efficient stress management in enhancing job satisfaction and staff performance at Bank BRI KC Semarang Pattimura. Keywords: Workload, work stress, work environment, employee performance, job satisfaction.
Co-Authors A, Nada Nabiah Putri Adhi, Antono Herry Purnomo Aditya Pamungkas Afrilya, Dina Agusetyaningrum, Theresia Agustin, Zhenia Ahmad Abdul Muiz Ainiyah, Musfirotul Ainun Nafisah, Ainun Akbar , Shofif S Ali Imron Amelia, Dhea Rizky Anizir Ali Murad Antono Herry Purnomo Adhi Aulia, Ananda Rahma Avi Budi Setiawan Bagus Roni Setiawan Bahrun Thalib Bahrun Thalib Bayu Kurniawan Bayu Kurniawan C. Tri Widiastuti Choirunnisa, Lutfi David Firna Setiawan Devi Astrika Damayanti Deviyantoro Deviyantoro Dewi Larasati Dhani, Putri Rahma Dhea Rizky A Dhea Rizky Amelia Dhea Rizky Amelia Dwi Prastiyo Hadi, Dwi Prastiyo Erika Dwi Athala Eriza Nariyanti Etty Soesilowati Eva Yuliana Putri Fadila, MutiaNur Fadlila, Inka Fajri Hatim Fajri Hatim Farah Chalida Hanoum Farahillah, Cholidatu Efafa Framudita, Sinta Godlif Sianipar Hanifa Nur Hidayaningsih Harahap, Subur Heri Prabowo I Wayan Ruspendi Junaedi Indriasari, Ika Ira Setiawati, Ira ISTIKHOMAH Istiqomah, Ijabah Alim Istiqomah, Ijabah Alim Istiyaningsih, Istiyaningsih Istiyaningsih, R. Iwan Harsono kamala, zubdatul Kamaluddin Kamaluddin kresnamurti, agung Kukuh Setya Pamuji Kurniawan , Bayu Lestari, Putri Indah M Rofi M. Fajar Darmaputra Mahmud Yunus Meiriyanti, Rita Mohamad Rizan Muhammad Saim Nana Kariada Trimartuti Nafis Suroyya Nurrohim, Yusuf Teguh Nuswantoro Setyadi Pradono, Nuswantoro Setyadi Pratiwi, Mita Anggi Prianka Ratri Nastiti Prianka Ratri Nastiti, Prianka Ratri Putri Angelina Putri, Aprilia Niken Ayu Saskia Qristin violinda Rahmawati, Umi Deviyana Rahmayani, Putri Rakhmawaty, Yunissa Ratih Hesty Utami Ratih Hesty Utami Ratih Hesty Utami Puspitasari Ridwan Sya’rani Ridwan Sya’rani Rika Yulianti, Rika Rita Meiriyanti Rizka Ardila Angger Wijayanti Rizka Ariyanti Rizqi Dian Saputra Rizqi Saputra, Muhammad Rr Hawik Ervina Indiworo Saputra, Rizqi Dian Setiadi Setiawan, David Firna Setyorini, Noni Shofif S Akbar Tiara Rosita Putri Ujang Sumarwan Ulul Azmi Ulya, Nurma Nafisatul Umni Atus Afifah Wahyu Widodo Widiastuti, C Tri Widiastuti, C. Tri Wildatur Nurrahmah Wiryawan, Dedik