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All Journal Jurnal Paradigma Ekonomika Jurnal Bisnis dan Manajemen Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura I-ECONOMICS: A Research Journal on Islamic Economics Journal of Business Management Education (JBME) Jurnal Ilmiah Ekonomi Islam Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Tadbir : Jurnal Studi Manajemen Pendidikan JURNAL MANAJEMEN MOTIVASI Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam SEIKO : Journal of Management & Business Al-Muaddib : Jurnal Ilmu-Ilmu Sosial & Keislaman Jurnal Hukum Ekonomi Syariah NISBAH: JURNAL PERBANKAN SYARIAH Eksis: Jurnal Ilmiah Ekonomi dan Bisnis Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JOURNAL OF APPLIED BUSINESS ADMINISTRATION Istinbath: Jurnal Hukum dan Ekonomi Islam Journal of Humanities and Social Studies GEMA EKONOMI JEMPER (Jurnal Ekonomi Manajemen Perbankan) Jurnal Tabarru': Islamic Banking and Finance JESI (Jurnal Ekonomi Syariah Indonesia) JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Review Pendidikan dan Pengajaran (JRPP) SULTANIST: Jurnal Manajemen dan Keuangan JURNAL EKSBIS International Journal of Economics, Business and Accounting Research (IJEBAR) SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Jurnal Socius: Journal of Sociology Research and Education Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business Rayah Al Islam : Jurnal Ilmu Islam RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) LEGAL BRIEF Accounting and Business Journal Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Ilomata International Journal of Management Quantitative Economics and Management Studies Journal La Sociale JURNAL MANAJEMEN AKUNTANSI (JUMSI) Economics, Business and Management Science Journal Golden Ratio of Marketing and Applied Psychology of Business Jurnal Iqtisaduna Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Journal of Student Development Informatics Management (JoSDIM) Islamiconomic: Jurnal Ekonomi Islam Studi Akuntansi, Keuangan, dan Manajemen Jurnal Ilmiah Mahasiswa Raushan Fikr Media Ekonomi JRAP (Jurnal Riset Akuntansi dan Perpajakan) Journal of Artificial Intelligence and Digital Business IDARAH : Jurnal Pendidikan dan Kependidikan Journal of Social Commerce Nuras : Jurnal Pengabdian Kepada Masyarakat Moneter : Jurnal Keuangan dan Perbankan Innovative: Journal Of Social Science Research J-ISACC : Journal of Islamic Accounting Competency Amkop Management Accounting Review (AMAR) Jurnal Akuntansi Manado (JAIM) Jurnal Informatika Ekonomi Bisnis Journal of Economics and Management Scienties Journal of Management, Economic, and Accounting International Journal of Multidisciplinary Research of Higher Education (IJMURHICA) Jurnal REP (Riset Ekonomi Pembangunan) IIJSE Majapahit Journal of Islamic Finance dan Management Jurnal Akuntansi dan Keuangan Islam (JAKIs) Majapahit Journal of Islamic Finance dan Management Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Indonesian Journal of Humanities and Social Sciences Landraad Jurnal Ad'ministrare: Jurnal Pemikirian Ilmiah dan Pendidikan Administrasi Perkantoran As-Syirkah: Islamic Economic & Financial Journal
Tuti Anggraini
Technology of Agricultural Product Faculty Agriculture Technology Kampus Limau Manis Andalas University, 25163 Padang West Sumatra Indonesia
Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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INFLUENCE OF PERSONAL PSYCHOLOGY, CULTURE AND DEMOGRAPHY ON PAYMENT DECISIONS ON BANK SYARIAH INDONESIA Sriwahyuni, Sriwahyuni; Nasution, Muhammad Lathief Ilhamy; Anggraini, Tuti
NISBAH: Jurnal Perbankan Syariah Vol. 11 No. 1 (2025): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jn.v11i1.21219

Abstract

The purpose of this study is to examine the factors that influence consumers decisions to select murabahah contracts from Islamic banks. This kind of study is quantitative study involving all Bank Syariah Indonesia KC. Kutacane, Southeast Aceh users. The sampling number was 52 respondents who used purposive sampling by filling out the questionnaire provided. The methods used to the hypothesis is tested using a variety of techniques, including traditional hypothesis testing, hypothesis testing, testing for multiple regressions, and determination coefficient testing. The analysis this study's tool makes use of SPSS versions 22 and 24. The research results indicate that the research results of the internal factor study consisting of psychology and personality partially influence customer decisions because the value of the t count (6.931)  > t table (2.00) and the significant level is 0.000 < 0.05. The research results of the external factor study consisting of culture and demographics partially influence consumer decisions because the value of the t count  (4.026) > t table (2.00) and the significant level is 0.000. The study's findings show that internal factors made up of psychology and personality and external factors consisting of culture and demographics simultaneously influence customer decisions because the calculated f value (69.626) > f table (3.18) and the significant  level is 0.000 < 0.05.
The Influence of Cross Selling and Up Selling in Increasing Customer Loyalty Restu Tanjung, Dwi; Ikhsan Harahap, Muhammad; Anggraini, Tuti
Jurnal Ad'ministrare: Jurnal Pemikirian Ilmiah dan Pendidikan Administrasi Perkantoran Volume 11, Issue 1, 2024
Publisher : Pendidikan Administrasi Perkantoran, Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71309/administrare.v11i1.2416

Abstract

Business competition between banks now shows increasingly tight competition to get customers, so banks are struggling to provide the best services and services. This research aims to find out whether there is an influence of Cross-Selling and up-selling in increasing customer loyalty at Bank Syariah Indonesia (BSI) KC Kuala Simpang. This research was conducted at BSI KC Kuala Simpang. This type of research uses quantitative methods, which collect data in the form of questionnaires that are distributed to users or customers of BSI KC Kuala Simpang. The population in this study was 1,200 customers with a sample size of 100. To determine the number of samples taken, the Slovin formula was used. Meanwhile, the analysis technique uses SPSS 25 software, which explains that the Cross Selling and up Selling variables have a positive and significant influence on customer loyalty. Cross-selling and up-selling are two strategies that companies often use to increase sales and increase customer satisfaction. Although they are two different techniques, they are closely related and often work together to maximize sales potential. Both strategies have the same goal, namely increasing the average transaction value per customer. Cross-selling involves selling additional products that are complementary or related to what the customer has already purchased, when it comes to up-selling, the aim is to persuade customers into buying a higher-priced or deluxe version of the product they initially planned to buy.
The Influence Of Fintech Technology In Digital Wallet Services On Gen Z Purchases On FEBI UINSU Students Febriani, Gymnasti; Nasution, Muhammad Irwan Padli; Anggraini, Tuti
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 4 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i4.8041

Abstract

This study aims to determine the effect of perceived convenience, trust, and supporting facilities as services from digital wallets. The research method used in this research is quantitative with multiple linear regression analysis as the analysis tool. The population of this study were economics and Islamic business students of UIN SU in 2024 as many as 1,130 students. The sample in this study was random sampling, namely by taking respondents randomly and producing 92 respondents. While data analysis uses SPSS 20, Classical Assumption Test, Multiple Linear regression and Hypothesis Test to test data statistically. The results of this study indicate that: (1) Significant value for Convenience of 0.780 and Trust of 0.556 this value> 0.05 from these results shows that there is no significant influence between the variables of Convenience and Trust on purchasing actors at UIN SU Students. (2) Significant value for Facilities, amounting to 0.000, this value is smaller than 0.05 from these results shows that there is a significant influence between the Facility variable on purchasing actors on UIN SU students which is supported by the high interest of students to use attractive features such as cashback and discounts offered by digital wallets to meet their transaction needs.
Analisis Kinerja Keuangan dan Risiko Pembiayaan dalam Penerapan Prinsip Syariah pada Bank Syariah Yunni, Yunni; Harahap, Rahmat Daim; Anggraini, Tuti
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 7 No 1 (2025): August 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v7i1.8248

Abstract

The rapid growth of the Islamic banking industry in Indonesia has not been matched by institutional strengthening at the micro level, particularly within Islamic Rural Banks (BPRS). This study aims to analyze the financial performance and financing risk of PT. BPRS Puduarta Insani from 2021 to 2024, and to evaluate the implementation of Sharia principles in operational practices from the perspective of Account Officers (AOs). Employing a qualitative approach, the research utilizes in-depth interviews supported by secondary financial data and applies thematic analysis. The findings reveal a significant phenomenon of pseudo-compliance, where Sharia principles are fulfilled formally but not substantively. This practice, driven by institutional pressure to achieve financing targets, directly contributes to a deteriorating portfolio quality and distortion in the application of Sharia contracts. The issue is further exacerbated by limitations in AO capacity, a weak monitoring system, and the lack of standardized recovery procedures, compounding risk management challenges. This study recommends institutional reform through the rationalization of financing targets, enhancement of operational Sharia training, and digitalization of monitoring systems to ensure a sustainable balance between financial performance and Sharia integrity.
ANALYSIS OF FACTORS INFLUENCING THE REALIZATION OF MURABAHAH FINANCING FOR MICRO AGRIBUSINESS ENTERPRISES IN THE TRADE SECTOR (CASE STUDY AT BMT AL-AKBAR, DELI SERDANG DISTRICT) Siregar, Pardamean; Anggraini, Tuti; Inayah, Nurul
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8 No 1 (2024): IJEBAR : Vol. 8, Issue 1, March 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i1.12663

Abstract

Micro businesses have an important role in employment absorption and gross domestic product (GDP). The problem often faced by micro businesses is the difficulty of obtaining loans from banks. Sharia Microfinance Institutions (LKMS) are an alternative source of financing. Baitul Mal wat Tanwil (BMT) Al-Akbar is a sharia microfinance institution that provides micro business financing through murabahah financing. This research aims to analyze the factors that influence the realization of murabahah financing through customer characteristics. The sampling method was carried out using convenience sampling and the number of samples used was 40 people. The collected data was processed using multiple regression. The research results show that the significant factors are length of education, length of business, net business income for one month and collateral. Keywords: Agribusiness, Customer Characteristics, Realization Of Murabahah Financing, Multiple Regression, Micro Businesses
RESOLVING FINANCING PROBLEMS WITH RESTRUCTURING OF MURABAHAH FINANCING DURING THE COVID-19 PANDEMIC AT PT. SUMUT BANK (SHARIAH BUSINESS UNIT) Fadillah, Muhammad Aris; Anggraini, Tuti; Inayah, Nurul
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 8 No 1 (2024): IJEBAR : Vol. 8, Issue 1, March 2024
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v8i1.12664

Abstract

This research aims to analyze howresolving problematic financing by restructuring murabahah financing during the Covid-19 pandemic at PT. Bank Sumut (Sharia Business Unit).This research uses a qualitative type of research with a case study approach using data collection techniques through observation and interviews with related parties from Bank Sumut. The results of the research show that the practice of restructuring murabahah financing at Bank Sumut is carried out as an effort to rescue problematic financing. When viewed from POJK, especially POJK 48, the implementation of restructuring shows several important points that banks must pay attention to. Bank Sumut has guidelines for determining debtors affected by COVID-19. Apart from that, the restructuring implementation takes into account the MUI DSN Fatwa No. 47,48,49, regarding the resolution of problematic murabahah financing, the absence of additional costs and contract conversion Keywords: Problematic Financing, Restructuring, Murabahah Financing, Covid 19
The Existence of Street Vendors in Business: Opportunities and Challenges Sufa, Amanda Oktavia; Zainarti, Zainarti; Anggraini, Tuti
International Journal of Multidisciplinary Research of Higher Education Vol 8 No 4 (2025): (October) Theme Education, Religion Studies, Social Sciences, STEM, Economic, Tou
Publisher : Islamic Studies and Development Center in Collaboration With Students' Research Center Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/ijmurhica.v8i4.443

Abstract

This study aims to explain how street vendors survive and the obstacles they face amid modern business competition triggered by retail expansion and the shift to online commerce. The research uses a descriptive qualitative approach in one of the markets in Indonesia, with four main informants who are traders of various commodities (casual clothing, baby and children's clothing, foodstuffs, and fruits), supplemented by brief confirmation from market managers and customers. Data was obtained through stall observation, in-depth interviews, and document review; analyzed thematically and mapped into a framework of strengths, weaknesses, opportunities, and threats. The findings reveal five most consistent strategies: strengthening services that foster trust; maintaining quality while organizing merchandise displays; starting to utilize simple digital channels (messaging and cashless payments based on Bank Indonesia's standard QR code); improving operational efficiency (stock and cost management); and collaborating with suppliers and the local community. The main obstacles include uneven digital literacy, limited capital and facilities, price pressure from modern retailers, and uncertainty regarding business space. The practical implications are the need for concise digital and managerial assistance, access to microfinance for small value-added improvements, and participatory market structuring. This article contributes by translating cross-commodity daily strategies into an action plan that is easy for traders and stakeholders to adopt.
Green Banking dalam Islam: Konsep Alquran tentang Investasi yang Bertanggung Jawab Fauzan, M.; Asmuni; Anggraini, Tuti
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 1 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i1.21402

Abstract

Perkembangan investasi perbankan Indonesia telah menunjukkan tren yang meningkat, namun sebagian besar dari investasi ini belum mempertimbangkan dampaknya terhadap aspek sosial dan lingkungan. Penelitian ini menyoroti keselarasan Responsible Investment (RI) dalam green banking dengan prinsip ajaran Islam tentang investasi yang bertanggung jawab terhadap lingkungan dan sosial. Green banking menekankan investasi dengan pertimbangan dampak lingkungan dan social (ESG), serta mengedepankan nilai-nilai, pengembalian finansial, dan lingkungan operasional. Tujuan penelitian ini adalah utuk mengetahui konsep Al-Qur’an tentang Responsible Investment dalam green banking. Data yang terkumpul dari studi pustaka dan dokumentasi disusun secara sistematis dengan penggunaan metode analisis interpretatif, yang melibatkan pengklasifikasian dan penafsiran makna teks-teks Alquran yang relevan dan diperoleh dari berbagai referensi. Hasil penelitian menunjukkan konsep Triple Bottom Line dalam keberlanjutan mempengaruhi keputusan investasi dengan menekankan nilai-nilai dan pengembalian finansial jangka panjang. Al-Qur'an (QS Al-A’raf: 31) menegaskan untuk menghindari pemborosan dan membagi harta dengan adil kepada yang membutuhkan (People). Tindakan berlebihan pada sumber daya alam (QS Hud: 85) dapat menciptakan bencana seperti banjir atau kekeringan. Pandangan Islam ini sejalan dengan upaya ESG dalam mengukur dampak lingkungan (Planet) seperti yang disebutkan dalam Surah Ar-Rum (30):41 dan Surah Al-Baqarah (2):267. Profit dalam aktivitas bisnis diizinkan selama sesuai aturan Islam, termasuk larangan terhadap riba dan ketidakjujuran (Surah An-Nisa [4]: 29). Perbankan syariah mengenal bagi hasil (syirkah), mengutamakan kerja sama antara pengusaha dan pemberi modal serta membagi hasil sesuai kesepakatan. Implikasi penelitian ini menunjukkan kesenjangan antara kesadaran terhadap prinsip-prinsip keberlanjutan dan implementasinya. Rekomendasi kebijakan termasuk pengawasan ketat untuk memastikan kesesuaian dan konsistensi implementasi prinsip-prinsip green banking dan ESG Investment, serta perhatian pada integrasi nilai-nilai Islam dalam kebijakan perbankan berkelanjutan menjadi penting untuk mengurangi kesenjangan antara kesadaran dan praktik implementasi keberlanjutan di sektor perbankan.
Evaluasi Praktik Istihsan dan Istishab dalam Muamalah Kontemporer Rizkan Polem, T.; Asmuni , Asmuni; Anggraini, Tuti
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 1 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i3.21457

Abstract

Dalam kehidupan modern, prinsip-prinsip hukum Islam sering kali tidak secara eksplisit mengatur berbagai situasi, seperti penggunaan teknologi dalam transaksi atau perubahan dalam pola ekonomi. Evaluasi praktik istihsan dan istishab menjadi penting karena mereka merupakan landasan untuk menginterpretasikan dan menyesuaikan hukum Islam terhadap dinamika zaman. Penelitian ini bertujuan untuk mengevaluasi praktik penggunaan istihsan dan istishab dalam muamalah kontemporer. Penelitian ini mengadopsi metode studi kepustakaan yang fokus pada pengumpulan, analisis, dan sintesis informasi dari berbagai sumber literatur. Hasil penelitian menggarisbawahi signifikansi Istihsan dan Istishab dalam konteks menyelaraskan hukum Islam dengan realitas muamalah kontemporer. Evaluasi praktik Istihsan menyoroti kemampuannya dalam memberikan ruang interpretasi yang fleksibel dalam transaksi modern seperti e-commerce, sementara praktik Istishab menegaskan kelanjutan status hukum dalam berbagai konteks bisnis dan keuangan. Implikasi penelitian ini menawarkan rekomendasi kebijakan, termasuk peningkatan pemahaman melalui pendidikan, pengembangan pedoman khusus, dan dorongan untuk penelitian lanjutan guna menjaga relevansi hukum Islam di tengah dinamika kehidupan modern yang terus berkembang.
Madzhab Shahabi: Eksplorasi Fatwa Sahabat dalam Persoalan Muamalah Irawan, Harry; Asmuni, Asmuni; Anggraini, Tuti
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 1 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i4.21458

Abstract

Madzhab Shahabi menggambarkan pandangan sahabat Nabi dalam hukum Islam yang tidak secara tegas dijelaskan dalam Al-Quran dan Sunnah. Fenomena ini cukum mengganggu praktik ekonomi dan kehidupan umat Muslim saat ini. Keberhasilan Madzhab Shahabi dalam memberikan landasan hukum sangat penting dalam dinamika kehidupan modern. Penelitian ini bertujuan untuk menyelidiki konsistensi pandangan sahabat, argumentasi yang mereka gunakan, dan implikasi kontemporer dari perdebatan Madzhab Shahabi dalam menangani persoalan hukum Islam yang tidak tegas dijelaskan dalam sumber-sumber utama Islam. Metode penelitian ini mengusung pendekatan studi literatur dan perbandingan untuk melakukan analisis deskriptif yang mendalam. Hasil penelitian menegaskan pentingnya pandangan para sahabat dalam menetapkan hukum Islam di luar ijtihad, dengan ulama dari keempat madzhab cenderung mengikuti Mazhab Shahabi jika sumber lain tidak memberikan jawaban. Implementasi Mazhab Shahabi dalam muamalah kontemporer, seperti transaksi jual beli kredit, zakat atas perhiasan, dan ganti rugi atas cedera hewan ternak, mempengaruhi banyak aspek dalam hukum ekonomi syariah, tetapi perbedaan pandangan antar-ulama menciptakan keragaman interpretasi dan penerapan hukum dalam kehidupan sehari-hari. Implikasi kontemporer dari perdebatan Mazhab Shahabi mendorong penafsiran yang adaptif dan responsif, menekankan pentingnya ijtihad, dan mengakui keragaman pandangan hukum dalam Islam untuk menyusun hukum yang relevan dengan konteks modern sambil mempertahankan keterkaitan dengan warisan sahabat Nabi.
Co-Authors Adrian, Muhammad Fikri Ahmad Riyansyah, Ahmad Akbar, Ahmad Yusuf Alfarezzi, Ahmad Alfian, Ian ian Amalia Nasution, Nabilla Amanda, Feby Aulia Amelia, Anika Andini Al Khoiri, Putri Andri Soemitra Anfa, Sugianto Anggaraini, Tuti Annisari, Annisari Aqwa Naser Daulay Ariesta, Syahna Arifin Fauzi Lubis Ariski, Martogi Arnida Wahyuni Lubis Asmuni Asmuni , Asmuni Asmuni Asmuni Asriadi, Ari Asy’ary, Muhammad Hasan Atika, Febri Aulia, Nafra Ayunda, Afrila Ayuni, Ifti Azahar Siregar, Rahmat Azhari, Alwan Bayani, Luthfiah Nur Bayu Prabowo, Bayu Bi Rahmani, Nur Ahmadi Budi Harianto Dalimunthe, Maya Oktavia Dhian Rosalina, Dhian Djunaidi, Zikri Habibi Effendi, Lutfiah Eka Putri Simanjuntak, Febrina Emizal Amri, Emizal Erda Fitriani Fadhilah, Gina Fadillah, Muhammad Aris Fakhri, Muhammad Hafizhan Fauzan, M. Febriani, Gymnasti Fili, Nada Sausan Adha Filka, Nadhri Fitri Fransiska, Silvia Hafizah, Raisya Hanafi, Burhan Harahap, Aswan Nawawi Harahap, Faiza Shakira Saina Harahap, Faris Andrawika Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Hasibuan, Affandi Al Imadi Hasibuan, Muthia Hafsari Hasibuan, Titin Efrida Hayady, Roza Hayati, Nur Fadillah Ikhsan Harahap, Muhammad Imsar, Imsar Indra, Ahmad Perdana Indradewa, Rhian Ira Purnama Irawan, Harry Irham, Mawaddah Irmayani Isna Fauziah, Isna Jihan, Siti Juliana Nasution Juliati Nasution, Yenni Samri Julita Keumala Hayati Khairunnisa, Ira Amalia Khoiriah, Zulfa Khoiriaturrahmah, Miftah Kusmilawaty, Kusmilawaty Kusuma, Annisa Ayu Lathief Ilhamy, Muhammad Laylan Syafina Lestari, Aprilia Lestari, Mega Indah Lubis, Balqis Mawaddah Lubis, Ismul Fakhri Lubis, Muhammad Iqbal Asyari Lubis, Yulpida Sari Lutfiah, Dhita M Nawawi, Zuhrinal Maghfirah, Nur Manik, M. Rikwan ES. Manurung, Nurlatifah Marliyah, Marliyah Matondang, Muhammad Haekal Maysarah, Maysarah Muhaisin, Ahmad Muhammad Lathief Ilhamy Nasution Muhammad Riduan, Muhammad Muhammad Syukri Albani Nasution Muhammad Yafiz, Muhammad Multa Nasution, Darwin Munthe, Raja Syahrial Mustapa  Khamal  Rokan Nada, Mufidatil Nasution, Aida Fitri Nasution, Juliana Nasution, Muhammad Irwan Padli Nasution, Muhammad Latief Ilhamy nasution, Muhammad Latif Ilhamy Nasution, Nadya Dwinna Putri Nasution, Sariati Nasution, Syahdinar Ningruma, Dyah Asti Nst , Uci Roito Anggina Nuh, Ruslee Nurhasanah, Upik Nurhayati Nurhayati Nurhayati Nurlaila Nurlaila Nursantri Yanti Nurul Inayah Nurul Jannah Nurwani Nurwani Nurwani, Nurwani Olivia Ningrum, Natasya Pardamean Siregar, Pardamean Perdana Indra, Ahmad Prabowo, agus P Pratiwi, Eka Aprila Pulugan, Riziq Ahmad Purba, Rendi Puspita, Windy Putri Siregar, Annisa Putri, Kennadem Kurnia Putri, Sri Eka Qarni, Waizul Qodriyah, Nurul Ni'mah Rahma Sari Zein Rahma, Tri Inda Fadhila Rahmadhani, Anisa Rahmah, Nuzulliah Rahmi Syahriza, Rahmi Ramadhani, Anggraini Rambe, Jelita Handayani Restu Tanjung, Dwi Ripai Saragih, Ahmad Ritonga, Lilis Suryani Ritonga, Vera Ayu Ningsih Ritonga, Wardoni Hikman Rizkan Polem, T. Rizqiyah, Anisah Rohfadli, Muhammad Ruhama, Intan Salsabila, Raisya Santi Arafah Sari, Reni Ilma Sari, Riska Dwi Sijabat, Winda Irmayani Silalahi, Purnama Ramadani Sinaga, Muhammad Syahputra Sipahutar, Ana Pahira Sirait, Frida Yanti Siregar, Sri Indah Siregar, Tetty Handayani Situmorang, Harudini Nizar Solin, Naia Fingkani sri sudiarti Srisudiarti sriwahyuni Sriwahyuni Subandi Subandi Sufa, Amanda Oktavia Sugianto Sugianto Sugianto Suharto, Tentiyo Supardi Supardi Susanty, Widya Syahira, Tira Syakir, Ahmad Syarbaini, Ahmad Muhaisin B Tambunan, Ria Tifanny Tasya Nadilla Utama, Septia Sakinah Rizki Vanessa Vanessa Venny Fraya Hartin Nst Wardani, Aisyatul Wijaya, Rio Winarsih, Safitri YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI YUDI SISWADI Yuditia, Oppi Yolanda Yunni, Yunni Zainarti Zainarti Zamzam, Ayu Raudah Zuhra, Annisa Zuhrinal M. Nawawi zulfikar, Zulfikar