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All Journal Jurnal Paradigma Ekonomika Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura I-ECONOMICS: A Research Journal on Islamic Economics Journal of Business Management Education (JBME) Jurnal Ilmiah Ekonomi Islam Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Tadbir : Jurnal Studi Manajemen Pendidikan JURNAL MANAJEMEN MOTIVASI Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam SEIKO : Journal of Management & Business Al-Muaddib : Jurnal Ilmu-Ilmu Sosial & Keislaman Jurnal Hukum Ekonomi Syariah NISBAH: JURNAL PERBANKAN SYARIAH Eksis: Jurnal Ilmiah Ekonomi dan Bisnis Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JOURNAL OF APPLIED BUSINESS ADMINISTRATION Istinbath: Jurnal Hukum dan Ekonomi Islam Journal of Humanities and Social Studies GEMA EKONOMI JEMPER (Jurnal Ekonomi Manajemen Perbankan) Jurnal Tabarru': Islamic Banking and Finance JESI (Jurnal Ekonomi Syariah Indonesia) JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Review Pendidikan dan Pengajaran (JRPP) SULTANIST: Jurnal Manajemen dan Keuangan JURNAL EKSBIS International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Socius: Journal of Sociology Research and Education Jurnal Ilmiah Edunomika (JIE) Rayah Al Islam : Jurnal Ilmu Islam RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) LEGAL BRIEF Accounting and Business Journal Quantitative Economics and Management Studies Journal La Sociale JURNAL MANAJEMEN AKUNTANSI (JUMSI) Economics, Business and Management Science Journal Golden Ratio of Marketing and Applied Psychology of Business Jurnal Iqtisaduna Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Journal of Student Development Informatics Management (JoSDIM) Studi Akuntansi, Keuangan, dan Manajemen Media Ekonomi JRAP (Jurnal Riset Akuntansi dan Perpajakan) Journal of Artificial Intelligence and Digital Business IDARAH : Jurnal Pendidikan dan Kependidikan Journal of Social Commerce Moneter : Jurnal Keuangan dan Perbankan Innovative: Journal Of Social Science Research J-ISACC : Journal of Islamic Accounting Competency Amkop Management Accounting Review (AMAR) Jurnal Akuntansi Manado (JAIM) Jurnal Informatika Ekonomi Bisnis Journal of Economics and Management Scienties Journal of Management, Economic, and Accounting International Journal of Multidisciplinary Research of Higher Education (IJMURHICA) Jurnal REP (Riset Ekonomi Pembangunan) IIJSE Indonesian Journal of Humanities and Social Sciences Landraad Jurnal Ad'ministrare: Jurnal Pemikirian Ilmiah dan Pendidikan Administrasi Perkantoran As-Syirkah: Islamic Economic & Financial Journal
Tuti Anggraini
Technology of Agricultural Product Faculty Agriculture Technology Kampus Limau Manis Andalas University, 25163 Padang West Sumatra Indonesia
Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Analysis of Education and Work Training to Prevent Prospective Sharia Insurance Agents Performing Fraud Criminal Acts in Marketing Products to Prospective Customers (Case Study at PT. Asuransi Prudential Syariah Binjai) Prabowo, Bayu; Anggraini, Tuti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3420

Abstract

Good education and training not only make an employee in a company progress, but the company will also develop in a better direction, and of course be able to compete with bigger companies. The purpose of this research is to analyze the importance of education and job training to prevent prospective Sharia insurance agents from committing criminal acts of fraud in marketing products to prospective customers. This research was conducted using qualitative methods through case studies at PT. Asuransi Prudential Syariah Binjai. The results of this study indicate that good education and job training can make a professional agent and can prevent fraud against prospective customers. A good education can provide knowledge about products and applicable regulations, as well as make agents more skilled in providing correct information to prospective customers. Good job training can also make agents more responsible and disciplined in marketing their products and not carelessly using marketing techniques to get customers. The company’s concern for agent job education and training will have a significant influence on improving the quality of the company’s human resources.
The Influence of Knowledge of Partai Keadilan Sejahtera (PKS) Cadres on the Preference of Saving in Sharia Bank with Religiosity as a Moderating Variable Ripai Saragih, Ahmad; Nurlaila, Nurlaila; Anggraini, Tuti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3666

Abstract

The purpose of this research is to determine the effect of knowledge on saving preferences in Sharia banks and to determine the role of religiosity in moderating knowledge of saving preferences in Sharia banks. The approach is quantitative research. The research subjects were Partai Keadilan Sejahtera (PKS) Cadres in Percut Sei Tuan District. The results of this study indicate that the results of multiple linear regression analysis with the use of Moderated Regression Analysis (MRA) partially indicate that the knowledge variable (X1) has a positive and significant effect on saving preferences in Sharia bank, while the moderating variable, namely religiosity (Z) has an effect positive and significant towards saving preferences (Y) in Sharia banks. The variable multiplication between the independent variable and the moderating variable is PR (Knowledge x Religiosity) where the religiosity variable moderates by weakening the relationship between the knowledge variable and the preference variable for saving in Sharia banks. Religion is not able to moderate the effect of knowledge on saving preferences in Sharia banks. The results of multiple linear regression analysis with the simultaneous use of Moderated Regression Analysis (MRA) show that simultaneously influencing the dependent variable, namely the preference for saving in Sharia bank with a significant level of 0.000 <0.05 and calculated F value =1748,102 and F table =3,939, so 1748.102>3,939. Factor variations based on the results of multiple linear regression analysis with the use of Moderated Regression Analysis (MRA) that each variable is able to explain, variation of Preferences for Saving in Sharia bank of 98.1%. Meanwhile, another 1.9% is influenced by other variables outside the model.
Financial Performance Analysis of PT. Bank Syariah Indonesia (BSI) for the 2021-2022 Period Using the Camel Method Nasution, Sariati; Yafiz, Muhammad; Anggraini, Tuti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3806

Abstract

The purpose of this research is to analyze the financial performance of PT. Bank Syariah Indonesia for the 2021-2022 period using the CAMEL method. This study uses descriptive quantitative methods and uses secondary data. The results of this study are that in 2021 CAR PT. Bank Syariah Indonesia is in the range of 22.09% and in 2022 CAR PT. Bank Syariah Indonesia is in the range of 20.29%. In general, in 2021 and 2022 the CAR value of PT. Bank Syariah Indonesia is classified as healthy because it meets the standards set by Bank Indonesia. In 2021 the KAP ratio of PT. Bank Syariah Indonesia is in the range of 0.015% and in 2022 the ratio of KAP PT. Bank Syariah Indonesia is in the range of 0.045%. In general, in 2021 and 2022 the KAP value of PT. Bank Syariah Indonesia is classified as healthy because it meets the standards set by Bank Indonesia. In 2021 NPF of PT. Bank Syariah Indonesia is in the range of 0.87% and in 2022 the NPF of PT. Bank Syariah Indonesia is in the range of 0.57%. In general, in 2021 and 2022 the NPF value of PT. Bank Syariah Indonesia is classified as healthy because it meets the standards set by Bank Indonesia. In 2021 ROA PT. Bank Syariah Indonesia is in the range of 1.61% and in 2022 PT. Bank Syariah Indonesia is in the range of 1.98%. In general, in 2021 and 2022 the ROA value of PT. Bank Syariah Indonesia is classified as healthy because it meets the standards set by Bank Indonesia. In 2021 FDR PT. Bank Syariah Indonesia is in the range of 73.39% and in 2022 FDR PT. Bank Syariah Indonesia is in the range of 79.37%. In general, in 2021 and 2022 the FDR value of PT. Bank Syariah Indonesia is classified as healthy because it meets the standards set by Bank Indonesia.
The Role of Productive Zakat on the Empowerment of Street Vendors (Case Study of Baznas Medan Ruhama, Intan; Sudiarti, Sri; Anggraini, Tuti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3831

Abstract

The purpose of this study is to analyze the role of productive zakat in increasing the empowerment of street vendors (PKL) micro-enterprises, to analyze how the performance of street vendors is, to analyze whether the productive zakat given by BAZNAS plays a role in the Empowerment of street vendors, and to analyze the results of empowering street vendors. This study used a descriptive qualitative method. This research was conducted on Medan Street vendors who received productive zakat from zakat institutions and on zakat institutions namely BAZNAS Medan. Technical Data analysis is carried out continuously, taking place during data collection and after data collection is complete. \. The research results show that the distribution of zakat can be focused on human productivity so that the benefits will be felt consistently. This research is qualitative research with an in-depth analysis method so that productive zakat distributed by the BAZNAS Institute can be empowered the productivity of street vendors. The results of this study indicate that the main strength of the distribution of productive zakat by BAZNAS Medan is zakat as an obligation for able Muslims, while the main weakness is the difficulty of the facilitator in giving directions regarding the socialization of the marketing of goods and services produced by street vendors (mustahiq). The main opportunity is the strong community support for the implementation of productive zakat, while the main threat is the pressure on the cost of living experienced by mustahiq, which causes the misuse of the profits from the productivity of productive zakat funds into consumptive funds by mustahiq.
PENGARUH TINGKAT PERTUMBUHAN PERUSAHAAN, TINGKAT PENJUALAN DAN STRUKTUR ASSET TERHADAP RASIO SOLVABILITAS (STUDI KASUS PADA PT. BANK TABUNGAN PENSIUNAN NASIONAL SYARIAH) Khairunnisa, Ira Amalia; Marliyah, Marliyah; Anggraini, Tuti
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.10545

Abstract

This study aims to analyze the effect of the company's growth rate, sales level and asset structure on the solvency ratio at PT. Sharia National Pension Savings Bank for the 2018-2022 period. The sample used is monthly report data for the 2018-2022 period. This study uses a quantitative method with multiple linear regression analysis. Based on the results of the study, it shows that the company's growth rate (X1) has a significant and negative effect on the solvency ratio at Bank BTPN Syariah. The level of sales (X2) has a significant and positive effect on the solvency ratio at Bank BTPN Syariah. Asset structure (X3) has no significant and negative effect on solvency. Keywords: solvency ratio, asset structure, company growth rate, sales level.
PENGARUH PENERAPAN BONUS PADA TABUNGAN WADI'AH (YAD DHAMANAH) DAN NISBAH BAGI HASIL TABUNGAN MUDHARABAH TERHADAP TINGKAT KEPUASAN NASABAH (STUDI KASUS BSI KCP MEDAN PULO BRAYAN) Ayuni, Ifti; Indra, Ahmad Perdana; Anggraini, Tuti
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.10611

Abstract

The purpose of this study is to ascertain the connection between and consequences of the installation of bonuses on savings wadi'ah (yad dhamanah) and the ratio of savings income to customer satisfaction. This sort of analysis is quantitative and uses data from the whole customer base of the bank BSI KCP Medan Pulo Brayan in 2022. Of those customers, 3.210 used the savings yad adh-dhamanah product and 5.540 used the savings mudharabah product. According to the study's findings, customer satisfaction in Bsi Kcp Campo Pulo Brayan was greatly positively impacted by partially displaying the Wadi'ah Savings Bonus and the ratio of income from savings. Ratio to Results (X2) has a strong beneficial effect on customer satisfaction in Bsi Kcp Field Pulo Brayan while also displaying Wadi'ah Savings Bonus (X1). It has been established that this has a Fitung value of 552,773 and a significance of 0. For the value of Calculus > Ftable is 552,773 > 3.09, and at the significance value () 0.05 is 0,000 0.05. As a result, it can be said that Wadi'ah Savings Bonus (X1) and Ratio to Mudharabah Savings Outcome (X2), two free factors, simultaneously have a considerable beneficial influence on bound variables related to customer happiness. (Y). Keywords : Wadi’ah Savings Bonus, Proportion to Results, Savings in Expenses, Customer Satisfaction
PENGARUH PERSEPSI KEBERMANFAATAN, KEMUDAHAN PENGGUNAAN, DAN RISIKO TERHADAP MINAT MENGGUNAKAN LAYANAN MOBILE BANKING DENGAN ATTITUDE TOWARD USING SEBAGAI VARIABEL INTERVENING (STUDI KASUS MAHASISWA UIN SUMATERA UTARA PENGGUNA BSI MOBILE) Lutfiah, Dhita; Lubis, Fauzi Arif; Anggraini, Tuti
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.10683

Abstract

With attitude towards usage as an intervening variable, this study intends to determine the link and influence of perceptions of utility, usability, and risk to interest in using mobile banking services. (Study on Mahasiswa in Sumatera Utara Using Bsi Mobile). The study employs an associative quantitative methodology to explain how perceptions of utility, usability, and risk affect interest in utilising mobile banking services, with attitude towards use serving as an intermediary variable. The study is titled "Studi Kasus Mahasiswa Uin Sumatera Utara Pengguna Bsi Mobile." Primary data came from questionnaires that respondents themselves filled out, while secondary data came from books, journals, research findings, practical work reports, and information linked to the author's research topics. The population for this study will consist of all 25.188 North Sumatra students from 2019 to 2022 (https://sumut.bps.go.id). There will be 99 participants in this study. The study's findings indicate that the Attitude Towards Using in Using Mobile Banking Services is significantly influenced by the Usability Perception variable. Keywords : Usefulness, Ease of Use, Risk, Interest, Attitude Toward using
ANALISIS KAFALAH DAN QARDH DI INDONESIA Asriadi, Ari; Asmuni, Asmuni; Anggraini, Tuti
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11396

Abstract

An Islamic bank is a type of financial institution that operates by Islamic principles and rules and provides various banking services using different types of contracts or agreements that comply with Sharia law. These banks, in terms of Islamic banking, Qardh contracts are one of the most commonly used contracts. This study aims to engage the effect of the kafalah (guarantee or surety) component and the role of loan capital in implementing the qardh concept. Time series data obtained from the Financial Services Authority from 2018 to 2022 is used for this quantitative research. This study used multiple linear regression as the analysis to evaluate the effect. The results show that the Kafalah variable does not significantly impact the Qardh variable. Although the two types of contracts are most commonly used in Islamic banking practices, the main difference between them lies in the way they are implemented and applied. In Islamic bank guarantee products, the contract is known as kafalah. Qardh variables are affected by the loan capital. Qardh contracts do not impose any reward on the borrower of money or the recipient of assets. Due to its nature, the Qardh contract does not aim to generate financial profit; instead, it aims to help small businesses, social causes, and other organizations.
Analysis of the Impact of Fund Withdrawals by the Central Leadership of Muhammadiyah on Bank Syariah Indonesia (BSI) Solin, Naia Fingkani; Kusmilawaty, Kusmilawaty; Anggraini, Tuti
Amkop Management Accounting Review (AMAR) Vol. 5 No. 2 (2025): July - December
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v5i2.3072

Abstract

Muhammadiyah is the largest religious organization in Indonesia that has relationships with Islamic financial institutions, including Bank Syariah Indonesia (BSI). The main issue in this study is the tension between religious institutions and Islamic financial institutions. Therefore, this research aims to analyze the impact of fund withdrawals by Muhammadiyah on BSI as the largest national Islamic bank in Indonesia. This study uses a descriptive qualitative method with documentation studies on secondary data, including financial reports, official news, and relevant academic publications. The results show that Muhammadiyah’s fund withdrawal affects BSI’s Third Party Funds (DPK) position and the financing-to-DPK ratio, while the most significant impact is on BSI’s institutional image and public trust in Islamic banking in general. Thus, Muhammadiyah’s decision to withdraw its funds from BSI has strategic implications for the national Islamic financial ecosystem.
STRATEGI SEGMENTASI PASAR DALAM MENINGKATKAN JUMLAH NASABAH PADA BANK SUMUT KCP SYARIAH LUBUK PAKAM Ariesta, Syahna; Syakir, Ahmad; Anggraini, Tuti
NISBAH: Jurnal Perbankan Syariah Vol. 11 No. 2 (2025): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jn.v11i2.22072

Abstract

Persaingan yang semakin ketat di industri perbankan menuntut strategi pemasaran yang lebih efektif untuk mempertahankan dan memperluas basis nasabah. Bank Sumut KCP Syariah Lubuk Pakam mengalami fluktuasi jumlah nasabah pembiayaan, menurun dari 500 pada tahun 2019 menjadi 407 pada tahun 2020, sebelum meningkat kembali menjadi 997 nasabah pada pertengahan tahun 2025. Situasi ini menunjukkan bahwa diperlukan pendekatan yang lebih terfokus untuk menjamin perkembangan konsumen yang stabil. Penelitian ini menggunakan teknik analisis SWOT (Strengths, Weaknesses, Opportunities, Threats) untuk melihat bagaimana Bank Sumut KCP Syariah Lubuk Pakam menerapkan taktik segmentasi pasar. Penelitian ini menggunakan metode kualitatif deskriptif dengan data yang dikumpulkan melalui wawancara, observasi, dan dokumentasi yang melibatkan kepala cabang, bagian pemasaran, dan beberapa nasabah yang dipilih secara purposive. Temuan penelitian menunjukkan bahwa segmentasi pasar dilakukan berdasarkan aspek demografi, geografis, dan perilaku. Kekuatan utama bank terletak pada produk berbasis Syariah yang kompetitif, layanan yang responsif, dan lokasi yang strategis. Kelemahannya meliputi kegiatan promosi yang tidak konsisten dan keterbatasan sumber daya manusia pemasaran. Peluang muncul dari meningkatnya literasi publik dalam keuangan Islam dan kebijakan pemerintah yang suportif, sementara ancaman utama berasal dari persaingan dengan lembaga keuangan lain dan pergeseran perilaku nasabah ke arah layanan digital. Secara keseluruhan, strategi segmentasi berbasis SWOT terbukti efektif dalam meningkatkan jumlah nasabah, terutama melalui promosi digital yang lebih intensif dan pendekatan berbasis komunitas
Co-Authors Adrian, Muhammad Fikri Ahmad Riyansyah, Ahmad Alfarezzi, Ahmad Alfian, Ian ian Amalia Nasution, Nabilla Amanda, Feby Aulia Amelia, Anika Andri Soemitra Anfa, Sugianto Anggaraini, Tuti Annisari, Annisari Aqwa Naser Daulay Ariesta, Syahna Arifin Fauzi Lubis Ariski, Martogi Asmuni Asmuni , Asmuni Asmuni Asmuni Asriadi, Ari Asy’ary, Muhammad Hasan Atika, Febri Aulia, Nafra Ayuni, Ifti Azahar Siregar, Rahmat Azhari, Alwan Bayani, Luthfiah Nur Bayu Prabowo, Bayu Bi Rahmani, Nur Ahmadi Budi Harianto Dalimunthe, Maya Oktavia Dhian Rosalina, Dhian Djunaidi, Zikri Habibi Effendi, Lutfiah Eka Putri Simanjuntak, Febrina Emizal Amri, Emizal Erda Fitriani Fadhilah, Gina Fadillah, Muhammad Aris Fauzan, M. Fili, Nada Sausan Adha Filka, Nadhri Fitri Fransiska, Silvia Hafizah, Raisya Hanafi, Burhan Harahap, Aswan Nawawi Harahap, Faiza Shakira Saina Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Hasibuan, Muthia Hafsari Hasibuan, Titin Efrida Hayady, Roza Hayati, Nur Fadillah Ikhsan Harahap, Muhammad Imsar, Imsar Indra, Ahmad Perdana Indradewa, Rhian Ira Purnama Irawan, Harry Irham, Mawaddah Irmayani Isna Fauziah, Isna Juliana Nasution Juliati Nasution, Yenni Samri Julita Keumala Hayati Khairunnisa, Ira Amalia Khoiriah, Zulfa Khoiriaturrahmah, Miftah Kusmilawaty, Kusmilawaty Laila Rahmayuni Rangkuti Lathief Ilhamy, Muhammad Laylan Syafina Lestari, Aprilia Lestari, Mega Indah Lubis, Balqis Mawaddah Lubis, Ismul Fakhri Lubis, Muhammad Iqbal Asyari Lubis, Yulpida Sari Lutfiah, Dhita M Nawawi, Zuhrinal Maghfirah, Nur Manik, M. Rikwan ES. Manurung, Nurlatifah Marliyah, Marliyah Matondang, Muhammad Haekal Maysarah, Maysarah Muhaisin, Ahmad Muhammad Lathief Ilhamy Nasution Muhammad Riduan, Muhammad Muhammad Yafiz, Muhammad Munthe, Raja Syahrial Mustapa  Khamal  Rokan Nada, Mufidatil Nasution, Juliana Nasution, Muhammad Irwan Padli Nasution, Muhammad Latief Ilhamy Nasution, Nadya Dwinna Putri Nasution, Sariati Nasution, Syahdinar Nst , Uci Roito Anggina Nuh, Ruslee Nurhasanah, Upik Nurhayati Nurhayati Nurhayati Nurlaila Nurlaila Nurlaila Nursantri Yanti Nurul Inayah Nurul Jannah Nurwani Nurwani Nurwani, Nurwani Pardamean Siregar, Pardamean Perdana Indra, Ahmad Prabowo, agus P Pratiwi, Eka Aprila Purba, Rendi Puspita, Windy Putri Siregar, Annisa Putri, Sri Eka Qarni, Waizul Rahma Sari Zein Rahma, Tri Inda Fadhila Rahmah, Nuzulliah Rahmi Syahriza, Rahmi Ramadhani, Anggraini Rambe, Jelita Handayani Restu Tanjung, Dwi Ripai Saragih, Ahmad Ritonga, Lilis Suryani Ritonga, Vera Ayu Ningsih Ritonga, Wardoni Hikman Rizkan Polem, T. Rizqiyah, Anisah Rohfadli, Muhammad Ruhama, Intan Salsabila, Raisya Santi Arafah Sari, Reni Ilma Shofiyani, Leni Sijabat, Winda Irmayani Silalahi, Purnama Ramadani Sinaga, Muhammad Syahputra Sipahutar, Ana Pahira Sirait, Frida Yanti Siregar, Sri Indah Situmorang, Harudini Nizar Solin, Naia Fingkani Sri Sudiarti Srisudiarti sriwahyuni Sriwahyuni Subandi Subandi Sufa, Amanda Oktavia Sugianto Sugianto Sugianto Suharto, Tentiyo Supardi Supardi Syahira, Tira Syakir, Ahmad Syarbaini, Ahmad Muhaisin B Tambunan, Ria Tifanny Tasya Nadilla Utama, Septia Sakinah Rizki Vanessa Vanessa Venny Fraya Hartin Nst Wardani, Aisyatul Wijaya, Rio Winarsih, Safitri YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI YUDI SISWADI Yuditia, Oppi Yolanda Yunni, Yunni Zainarti Zainarti Zamzam, Ayu Raudah Zuhrinal M. Nawawi zulfikar, Zulfikar