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All Journal USU LAW JOURNAL Pembaharuan Hukum JOURNAL OF SCIENCE AND SOCIAL RESEARCH JURNAL MERCATORIA Journal of Education, Humaniora and Social Sciences (JEHSS) Jurnal Ilmiah Penegakan Hukum Jurnal Darma Agung ARBITER: Jurnal Ilmiah Magister Hukum JUNCTO: Jurnal Ilmiah Hukum LEGAL BRIEF REUSAM ; Jurnal Ilmu Hukum Jurnal Al-Hikmah Jurnal Hukum Lex Generalis Buletin Konstitusi East Asian Journal of Multidisciplinary Research (EAJMR) Indonesian Journal of Business Analytics (IJBA) Locus Journal of Academic Literature Review Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) Journal of Legal and Cultural Analytics (JLCA) Journal of Social Science Journal Law of Deli Sumatera Literacy : International Scientific Journals of Social, Education, Humanities Jurnal Sosial dan Sains International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT) QANUN: Journal of Islamic Laws and Studies JURNAL RETENTUM Mahadi : Indonesia Journal of Law Journal of Law & Policy Review Jurnal Media Akademik (JMA) Jurnal Intelek Insan Cendikia Pengembangan Penelitian Pengabdian Jurnal Indonesia (P3JI) Journal of International Islamic Law, Human Right and Public Policy Indonesian Journal of Humanities and Social Sciences ULJLS
Utary Maharany Barus
Program Studi Magister Ilmu Hukum Fakultas Hukum Universitas Sumatera Utara
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Independensi Penentuan Jumlah Nilai Agunan dalam Perjanjian Kredit yang Dilakukan oleh Appraisal Bank Elysabet Sry Devi Bruni Simatupang; Sunarmi S; Mahmul Siregar; Utary Maharany Barus
Jurnal Ilmu Hukum Reusam Vol 9, No 1 (2021): Mei
Publisher : LPPM Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/reusam.v9i1.4183

Abstract

A bank always requires collateral to its customers in providing credit facility as a form of a guarantee or responsibility for their contract with the bank. A bank also employs an Appraisal Bank or Public Appraisal Service Office (KJPP). KJPP is expected to prevent wrong collateral valuation and value engineering. Therefore, the research problems are how the independence of an Appraisal Bank is, in performing collateral valuation in a credit contract, how the binding force of the valuation results gained by an Appraisal Bank to the collateral in a credit contract, and how the liability of the Appraisal Bank for the valuation performed by an Appraisal Bank to the collateral in a credit contract. This is a normative juridical and descriptive research. This research employs statutory method using primary, secondary, and tertiary legal materials. The data are collected from library study and field observation. They are analyzed by reducing data, presenting data, and drawing conclusions/making verification to obtain descriptive data. The results of the research conclude that the independence an. appraisal is assessed when he performs valuation without intervention from anyone. In legal view, an appraisal is considered valid and affecting the collateral object; the results of his valuation becomes his responsibility. The responsibility of an appraisal for his valuation results can be seen from the conformity of his report and the prevailing regulations. It is suggested that one be required and obliged to have specific skills, integrity, honesty and objectivity to become an appraisal. An appraisal also has to be guided by ethical codes and prevailing laws and regulations.
Perlindungan Hukum Masyarakat sebagai Nasabah pada Akad Pembiayaan Perbankan Syari’ah di Kota Binjai (PT. Bank Syari’ah Indonesia ex. PT. Bank BRI Syari’ah Cabang Binjai) Utary Maharany Barus; Yefrizawati Yefrizawati; Tengku Keizerina Devi Azwar; Rifany Arbita Lubis
JURNAL MERCATORIA Vol 14, No 2 (2021): JURNAL MERCATORIA DESEMBER
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/mercatoria.v14i2.5794

Abstract

Artikel ini dimaksudkan untuk menjelaskan edukasi kepada masyarakat terkait Akad Pembiyaan di PT BSI ex. BRI Syari'ah Cabang Binjai. Kelompok masyarakat yang ditunjuk adalah masyarakat yang terletak di Jalan Baskom Kelurahan Nangka Kecamatan Binjai Utara Sumatera Utara. Metode yang digunakan yuridis normatif dan empiris. Data dikumpulkan dan dianalisis secara kualitatif dari pendekatan perundang-undangan  dan pendekatan yuridis sosiologis. Kajian ini menyimpulkan bahwa pentingnya edukasi kepada masyarakat sebagai nasabah terkait upaya meningkatkan pengetahuan mengenai akad pembiayaan perbankan Syariah, dan  kesadaran hukum nasabah guna meminimalisir resiko serta untuk mengetahui bagaimana perlindungan hukum dari setiap akad pembiayaan yang dibuat nasabah dengan pihak bank syari’ah.
PELAKSANAAN AKAD PEMBIAYAAN MUDHARABAH DI BANK SUMUT SYARIAH KOTA MEDAN Isnaini Isnaini; Utary Maharany Barus
JURNAL MERCATORIA Vol 8, No 2 (2015): JURNAL MERCATORIA DESEMBER
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/mercatoria.v8i2.653

Abstract

Transaksi mudharabah adalah bentuk kerja sama antara dua pihak atau lebih yaitu pemilik modal (shahibul maal) mempercayakan sejumlah modal kepada pengelola (mudharib) dengan suatu perjanjian pembagian keuntungan. Bentuk ini menegaskan kerjasama dengan sumbangan seratus persen modal dari shahibul maal dan pengusaha kepada mudharib. Bank SUMUT Syariah di Kota Medan yang telah memiliki fasilitas mudharabah, justru lebih menjalankan transaksi akad pembiayaan yang lazim. Mereka terkesan tidak secara serius untuk menerapkan akad pembiayaan secara mudharabah kepada para pedagang kecil dan menengah (UKM). Masyarakat yang ingin mendapatkan fasilitas pembiayaan mudharabah menjadi kecewa. Tulisan ini akan membahas mengenai persoalan-persoalan pelaksanaan akad pembiayaan mudharabah di bank SUMUT Syariah di Kota Medan. Hasil yang dicapai dari kajian ini adalah untuk menganalisis penerapan sistem mudharabah di bank SUMUT Syariah di Kota Medan sehingga diharapkan dapat menguatkan UKM dalam penyediaan modal usaha dan penyempurnaan pembuatan akta pembiayaan mudharabah yang lebih berpihak kepada mudharib.
Urgensi Pencatatan Perkawinan Pada Masyarakat Muslim Di Kelurahan Kampung Nangka, Binjai Utara Tengku Keizerina Devi Azwar; Utary Maharany Barus; Yefrizawati Yefrizawati
Jurnal Ilmiah Penegakan Hukum Vol 9, No 1 (2022): JURNAL ILMIAH PENEGAKAN HUKUM JUNI
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/jiph.v9i1.5781

Abstract

This study aims to find out the essence of the importance of recording marriages in Muslim communities in Kampung Nangka Village, North Binjai. As mandated by Article 1 of Law no. 1 of 1974 concerning Marriage that marriage is an inner and outer bond of a man and a woman as husband and wife with the aim of forming a happy and eternal family based on God Almighty. One of the most important things to do is register the marriage. The fact is that in the community, especially in remote areas, marriage registration in official state documents is rarely done. This research is a normative legal research with analytical descriptive nature by using a literature approach and a field approach. Analysis of the data obtained in this study was carried out qualitatively. The results of the study indicate that the problem of the lack of marriage registration is caused by several factors, such as the lack of knowledge of some people to the laws and regulations regarding marriage, both from the Islamic legal aspect and the positive legal aspect, the existence of some people who still carry out unregistered marriages for various reasons. This can prevent problems that can harm one party if the marriage is not recorded. Many people do not understand the importance of registering marriages that have been carried out and the consequences because marriages are not registered
Penyelesaian Kasus Kekerasan Dalam Rumah Tangga Melalui Restorative Justice di Polda Sumut Artha Sebayang; Utary Maharany Barus; M. Citra Ramadhan
Journal of Education, Humaniora and Social Sciences (JEHSS) Vol 4, No 1 (2021): Journal of Education, Humaniora and Social Sciences (JEHSS), August
Publisher : Mahesa Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (464.289 KB) | DOI: 10.34007/jehss.v4i1.675

Abstract

The purpose of this study was to determine the legal rules of restorative justice in the settlement of cases of Domestic Violence (KDRT) at the North Sumatra Regional Police. According to Law Number 2 of 2002 concerning the Police and the factors that cause restorative justice to not work. Research on the Settlement of Domestic Violence Cases through Restorative Justice the North Sumatra Police Case Study is a normative legal research. Normative legal research aims to examine library legal materials. In the Domestic Violence Law No. 23 of 2004 which is a criminal act of complaint and the reporter and victim are people who live within the scope of the household, but the law only confirms that there are no criminal provisions prioritizing the settlement of restorative justice for domestic violence which is minor and constitutes a criminal complaint. The concept of restorative justice is another method used to handle criminal cases. This concept prioritizes the integrity of perpetrators, victims and society as a unit to find solutions and return to a good relationship pattern between victims and perpetrators of criminal acts and one way that can be done in this concept is penal mediation.
BPHTB Management in Increasing Genuine Income Deli Serdang District Rahmat Lubis; Bastari; Utary Maharany Barus; Maria
East Asian Journal of Multidisciplinary Research Vol. 1 No. 10 (2022): November 2022
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/eajmr.v1i10.1851

Abstract

This research focuses on the role of land rent management (BPHTB). Increase in Regional Original Income (PAD) at the Regional Revenue Management Agency (BPPD) of Deli Serdang Regency. The problem of this research is the management of BPHTB with the increase of PAD in the BPPD of Deli Serdang Regency? The purpose of this study is to find out and analyze the management of BPHTB along with increasing PAD at BPPD Deli Serdang Regency in 2021. The method used in this research is a descriptive survey although the design used is a qualitative research design. research results etc. Data processing shows that managing the (BPHTB) in increasing local revenue (PAD) is quite helpful in increasing PAD.
Juridical Review Invitation of General Meeting of Shareholders (GMS) at PT. Main Partner Grace (Analysis of Central Jakarta District Court Decision Number 108/Pdt.P/2014/PN.JKT.PST.) Rahmat Lubis; Bastari; Utary Maharany Barus; Maria; Jefri Ardiansyah
East Asian Journal of Multidisciplinary Research Vol. 1 No. 10 (2022): November 2022
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/eajmr.v1i10.1889

Abstract

This study uses normative legal research using statutory approaches (Statute Approach) and case approaches (Case Approach) and data collection in this study uses library research (Library Research). In this study there are 3 (three) main points of discussion. First, the summons for the General Meeting of Shareholders (GMS) by the shareholders at PT. Mitra Utama Award is in accordance with the provisions of the Limited Liability Company Law. Second, regarding the consideration of the panel of judges, it has fulfilled the principles of legal certainty and justice. Third, the legal consequences of the Board of Directors not holding a General Meeting of Shareholders and violating the fiduciary duty principle where if a loss occurs due to negligence by the Board of Directors, the Board of Directors is fully responsible personally and jointly. For this reason, it is hoped that the settlement of this case is through deliberation efforts and following the regulations in the implementing regulations of Law Number 40 of 2007 concerning Limited Liability Companies.
Analisis Yuridis Penerapan Prinsip Jual Beli Dalam Akad Murabahah Pada Bank Syariah Menurut Hukum Islam (Penelitian Pada PT. Bank Sumut Cabang Pembantu Syariah Binjai) Indra Bayu, M. Hasballah Thaib Indra; Utary Maharany Barus Utary; Zamakhsyari Bin Hasballah Thaib Zamakhsyari
Journal Law of Deli Sumatera Vol 2 No 1 (2022): Vol. 2 No. 1 (2022): Artikel Riset Desember 2022
Publisher : LLPM Universitas Deli Sumatera

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penerapan jual beli akad murabahah pada PT. Bank Sumut Cabang Pembantu Syariah Binjai sudah sesuai dengan prinsip syaria’h. meskipun diakui masih perlu adanya penyempurnaan agar penerapan Akad murabahah secara keseluruhn benar-benar sesuai syariah. Dalam hal ini adalah penyempurnaan dalam praktik Wakilah pada pembiayaan murabahah, mengingat bank tidak memiliki dan menguasai barang yang akan dibeli oleh pemohon, sehingga pihak bank harus menerapkan akad wakilah. Kemudian penerapan denda dan pengakuan hutang dari nasabah dalam akad, yang bertolak belakang dengan prinsip murabahah. Jual beli dengan akad murabahah pada bank syariah, secara substansial, yaitu : a. Adanya hak tanggungan (APHT) margin keuntungan pihak Bank bisa menjadi riba. b. akta pembiayaan yang dibuat oleh Notaris belum memenuhi syarat dan rukun pokok perjanjian yang diatur dalam syariah. Sehingga secara teknis terjadi pelanggaran prinsip jual beli murabahah, dikarenakan : a. Pembiayaan Murabahah sering dipersamakan dengan hutang piutang karena tidak berlakunya pajak PPN atas jual beli. b. bank syariah tidak memiliki dan menguasai barang yang akan dibeli oleh pemohon.
Optimalisasi Penerapan Penyanderaan (Gijzeling) sebagai Upaya Penegakan Hukum (Law Enforcement) dalam Penerimaan Pajak (Studi Kasus Pelaksanaan Penyanderaan Di Kantor Wilayah Direktorat Jenderal Pajak Sumatera Utara I) Angreni Fajrin Dalimunthe; Budiman Ginting; Sunarmi; Utary Maharany Barus
Jurnal Ilmiah Penegakan Hukum Vol. 9 No. 2 (2022): JURNAL ILMIAH PENEGAKAN HUKUM DESEMBER
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/jiph.v9i2.8295

Abstract

This research focuses on Optimizing the Implementation of Hostage Taking (Gijzeling) as an Effort to Enforce Law in Tax Revenue (Case Study of Taxpayer Hostage Taking in Regional Office I of the Directorate General of Taxes, North Sumatra Province). The research method used in this study is normative legal research or doctrinal legal research. This research is descriptive with qualitative data analysis methods. The results of the study indicate that the hostage taking (Gijzeling) at the Regional Office I of the Directorate General of Taxes of North Sumatra Province has been carried out in accordance with statutory regulations, namely the Provision of Compensation in terms of Tax Collection by Warrant juncto Regulation of the Directorate General of Taxes Number PER-03/PJ/ 2018 concerning Amendment to the Decree of the Directorate General of Taxes Number KEP-218/PJ/2003 concerning Guidelines for Hostage Taking and Rehabilitation of the Reputation of Taxpayers Hostage. Tax bearers who have been taken as hostages have fully paid their tax debts which have resulted in increased tax revenues and coordination with related agencies so that hostage-taking (gijzeling) is an effort to enforce the law. in optimizing tax revenue can be implemented properly
Juridical Review Process of Land Selling That Was Conducted in Bad Intention: (Study of Supreme Court Decision Number 1545K/Pdt/2019) Rahmat Lubis; Bastari; Utary Maharany Barus; Maria
LEGAL BRIEF Vol. 11 No. 5 (2022): Desember: Law Science and Field
Publisher : IHSA Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The existence of the earth cannot be separated from human life, the state is obliged to guarantee and protect the rights of citizens to acquire, own and enjoy property rights over land. However, because land area is determined by the increasing needs of the state's economy, this often creates land disputes as stated in the Supreme Court Decision 1545/K/Pdt/2019, where one party obtains ownership rights to land in good faith. This research is descriptive in nature and uses a normative legal approach. Information obtained through library research (library research). Based on the research results, there are vague indications that fraudulent acts may contain an element of offense under § 531 BGB, namely. H. the buyer knows the defect of the goods, but the buyer still buys the goods and the legal consequences of transferring the property can be canceled and the rights can be returned to the original owner, the buyer can also be punished for all costs, losses and interest incurred. From this it can be concluded that the form of fraud in Decision No. 1545/K/Pdt/2019 because the purchase of goods by Defendant II to Pelawan is invalid because it is no longer the direct owner, so it is appropriate that Pelawan's resistance cannot be accepted because it is against the law.
Co-Authors Afnila Afnila Agusmidah Agusmidah Angreni Fajrin Dalimunthe Anjani Sipahutar Ardo Sirait Arfandi, Muhammad Arsyad Subhan Purba Artha Sebayang Azwar, Tengku Keizerina Devi Bagya Agung Prabowo, Bagya Agung Bastari Bastari Bastari, Bastari Bastari Mathon Bismar Nasution Br Samura, Margaretha Selia BUDIMAN GINTING Cheryl Patriana Yuswar Cristina Natalia Tarigan Dedi Harianto Dejan Gumelar Raja Guk-Guk Delvi Widhia Astuti Edy Ikhsan Ekaputra, M. Elsa Najla Elysabet Sry Devi Bruni Simatupang Empindonta Ramadhaan Tarigan Empindonta Ramadhaan Tarigan Erwintjia Erwintjia Eva Syahfitri Nasution, Eva Syahfitri Fauziah Fauziah Finita Serena Hutabarat Handoko, A.D Hasballah Thaib Hashim Purba Hasibuan, Farhan Auliya Hasim Purba HASIM PURBA Hasyim Purba Hilbertus Sumplisius M. Wau Idha Aprilyana Idha Aprilyana Sembiring Indra Bayu, M. Hasballah Thaib Indra Isnaini Isnaini Isnaini Isnaini Isnaini, Isnaini Jefri Ardiansyah Jelly Leviza Julianty Siregar, Riana Kaban, Maria Lely Suryani Silalahi Lili Wulandari M. Citra Ramadhan Madiasa Ablisar Madiasa Ablisar Mahmud Mulyadi MAHMUL SIREGAR Mahmul Siregar Maria Maria Kaban Mhd Yadi Harahap Mohammad Eka Putra Mohammad Eka Putra Muazzul, Muazzul Muhammad Febriansyah Putra Muhammad Hamdan Muhammad Muchlis Muhammad Yaasir Syauqii Pohan Muhammad Yamin Lubis, Muhammad Yamin Muhammad Yusuf Siregar Muhayminah Muhayminah Mulhadi Mulhadi, Mulhadi Mulia Mulia Nabillah Nasution, Mirza Nasution, Muhammad Iqbal Nindyo Pramono Nurjannah Nurjannah Oemar Abdallah Panca Hutagalung Prayogi Prayogi Putri Rumondang Siagian Putri Rumondang Siagian Rahman Frija Rahmat Lubis Ramli Daniel Christian Siregar Rasiyati, Rasiyati Rifany Arbita Lubis Ritonga, Arifin Syahputra Rommy Yudistira Lubis Rosnidar Sembiring Rosnidar Sembiring Rudy Haposan Siahaan Runtung Runtung Runtung S, Sunarmi Sari Husmaijar Sianipar, Herlina Hotmadinar Simatupang, Elysabet Sry Devi Bruni Sinaga, Mery Christina Siregar, Taufik Siti Nurahmi Nasution Situmorang, Edward Pahala Sri Maini Nst Suhdi Maulana Nst Sukses M. P. Siburian, Sukses M. P. Sunarmi Sunarmi S Sunarmi, Sunarmi Susi Muliyanti Syaddan Dintara Lubis Syafruddin Kalo T. Keizeirina Devi Azwar T. Keizerina Devi Azwar T. Keizerina Devi Azwar Tan Kamello Tan Kamello Tjipta, Arya Tony Tony Vialli, Vina Wau, Hilbertus Sumplisius M. Yati Sharfina D Yefrizawati Yefrizawati Yefrizawati Yefrizawati Yosef Warmanto Panggabean Zaid Alfauza Marpaung Zaisika Khairunnisak Zamakhsyari bin Hasballah Thaib Zamakhsyari Bin Hasballah Thaib Zamakhsyari