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Pengaruh Financial Literacy, Trus Dan Image Terhadap Behaviour Intention To Use Fintech (Studi Pada Mahasiswa Prodi Manajemen Angkatan 2018 Fakultas Ekonomi dan Bisnis Universitas Islam Malang) Retno Damayanti; Nurhidayah Nurhidayah; Achmad Agus Priyono
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 11 No. 04 Februari 2022
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This study aims to determine the effect of Financial Literacy, Trust and Image on Behavior Intention to use Fintech in Management Study Program Students Class of 2018 Faculty of Economics and Business, Islamic University of Malang. Methods of analysis using multiple linear regression analysis. The population in this study were Active Students of Management Study Program Class of 2018 Faculty of Economics and Business, Islamic University of Malang, which was obtained as many as 518 students. In this study, the sample selection used the Slovin formula with purposive sampling technique, in order to obtain 84 students who met the criteria. The results of this study indicate that (1) Financial Literacy has no significant effect on Behavior Intention to use Fintech, (2) Trust has a significant and positive effect on Behavior Intention to use Fintech, (3) Image has a significant and positive effect on Behavior Intention to use Fintech. . Keywords : Financial Literacy, Trust, Image, Behavior intention to use Fintech. 
Pengaruh Good Corporate Governance Dan Leverage Terhadap Kinerja Keuangan (Studi Kasus Sektor Perbankan Tahun 2018-2020) Luthfi Arief Prayoga; Nurhidayah Nurhidayah; Ratna Tri Hardaningtyas
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 11 No. 01 Agustus 2022
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract Currently, the development of banks is increasingly rapid and a high degree of complexity can affect the operation of the bank. The high complexity of the banking business increases the risks that banks in Indonesia face. Banking is an industry that in its business relies on the trust of the public, so the soundness of the bank must be maintained. According to a World Bank survey, the  implementation of  corporate governance systems is weak or generally known as good corporate governance. has not been maximized in the implementation process. The implementation of good corporate governance system has not been effective or effective because  many cases still occur such as: money laundering, embezzlement, theft and corruption carried out by unscrupulous banks themselves. still happening in Indonesia. Financial performance management in the banking sector To know and analyze the role of leverage on financial performance in the banking sector, quantitative research is a type of research with technical characteristics systematic, well-planned and clearly structured end-to-end study design. This study used a data-documentation approach, namely by collecting data from a variety of identified sources. Data on banking and financial statements are obtained from the official website of the Indonesian Stock Exchange. The results of the trials carried out can be described in depth in relation to the results of the research carried out, and also  on the basis of the results of the tests carried out they can be made in relation to the results of the studies carried out. regarding the presentation of the results. Based on the research conducted, it can be concluded that good corporate governance using the variables of organizational ownership and manager ownership does not have a significant effect on financial performance, leading to concluded that good corporate governance and leverage variables have a significant effect on financial performance. Keywords: Good Corporate Governance, Leverage, Financial Performance
Pengaruh Shopping Lifestyle Dan Fashion Involvement Terhadap Keputusan Pembelian Impulsif Pada E-Commerce Tokopedia (Studi Pada Mahasiswa Fakultas Ekonomi Dan Bisnis Universitas Islam Malang) Fahmi Faizal Izmy; Ronny Malavia Mardani; Nurhidayah Nurhidayah
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 11 No. 13 Februari 2022
Publisher : UNIVERSITAS ISLAM MALANG

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AbstractThe purpose of this study was to determine and analyze the effect of Shopping Lifestyle and Fashion Involvement on Impulsive Purchase DecisionsBy using a population of all students of the Faculty of Economics and Business, Islamic University of Malang), 96 respondents' answers were taken as the population. Using nonprobability sampling and using purposive sampling. Purposive sampling method uses a sampling technique with certain considerations by the researcherThe results in this study indicate that there is a partial influence of Shopping Lifestyle on purchasing decisions and the Fashion Involvement variable has no effect on purchasing decisions Keywords: Shopping Lifestyle, Fashion Involvement and Purchase Decision 
Pengaruh Fleksibilitas Kerja Dan Spesialisasi Pekerjaan Terhadap Kinerja Karyawan (Studi Kasus Pada CV. Lestari Plastik Pagak Malang) Wanda Yunita Pramesti; Nurhidayah Nurhidayah; Achmad Agus Priyono
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 11 No. 24 Februari 2022
Publisher : UNIVERSITAS ISLAM MALANG

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AbstractThis study aims to determine the effect of work flexibility and work specialization on employee performance at CV. Sustainable Plastic Pagak Malang. The location of this research was conducted on employees of CV. Sustainable Plastic Pagak Malang. This research is a quantitative research. This research uses a case study method where data is obtained by distributing questionnaires to employees of CV. Lestari Plastik Pagak Malang was chosen using probably sampling with random sampling, namely random sampling from the population because the population is considered homogeneous and in the determination of the sample, 50 employees are produced. Data were analyzed using multiple linear regression test and determination test. Based on the results of data analysis, the results of the t-test indicate that work flexibility affects the performance of CV employees. Sustainable Plastics Pagak Malang. And work specialization has an effect on employee performance CV. Sustainable Plastics Pagak Malang. The results of the determination test show that the percentage is 40.6%, where employee performance is able to be influenced by work flexibility and work specialization. Furthermore, in this study, the data collection method can be continued by paying attention to the willingness of employees and focusing on distributing online questionnaires to respondents, although they are still contacted personally and the researcher's telephone number is included, so if the respondent wants to ask questions, they can contact the researcher. Keywords: Employee Performance, Work Flexibility, Job Specialization
Pengaruh Beban Kerja, Tekanan Kerja dan Deadline Tehadap Kinerja Aparatur Sipil Negara Pada Inspektorat Balaikota Kota Batu M. Habibi Ramadhan; Budi Wahono; Nurhidayah Nurhidayah
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 11 No. 09 Agustus 2022
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract Pressure will be realized if a number of individual respondents fail to meet the demands of their duties. In addition to the workload and work pressure of the agency, in this case the responsible person is the leader must also pay attention to the time Deadline problem because in providing an appropriate Deadline and does not seem to pressure employees in completing their work. has been given. Deadline time limit causes respondents to be required to complete a job immediately and if this is not achieved it will cause a conflict because the time specified for a job is passed and performance can be disrupted so that it will cause premature termination of the procedure. The demand for quality reports with a limited time is of course a special pressure for ASN employees in the inspectorate service in the Batu City Hall.  Keywords: workload, work pressure, deadline, employee performance
Pengaruh Profitabilitas, Likuiditas, dan Struktur Modal Terhadap Nilai Perusahaan (Studi Kasus Pada Perusahaan Manufaktur Sub Sektor Makananan dan Minuman Yang Terdaftar Di Bursa Efek Indonesia Tahun 2017-2020) Dimas Fathur Fauzi Juniawan; Budi Wahono; Nurhidayah Nurhidayah
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 11 No. 04 Agustus 2022
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This study holds back nothing productivity, liquidity, and capital construction on firm worth in the Food and Drink Sub-Area Assembling Organizations Recorded on the Indonesia Stock Trade in 2017-2020. The general population in this study are all Food and Refreshment Sub-Areas Recorded on the Indonesia Stock Trade in 2017-2020 with a sum of 31 organizations. Testing procedure utilizing purposive inspecting technique got information tests upwards of 15 financial organizations. The strategy for information assortment in this examination utilizes the technique for information documentation recorded in the yearly report (IDX). The information investigation method in this study utilized different direct relapse with SPSS ver 16 programming. The outcomes showed that all the while productivity, liquidity, and capital construction affected firm worth. To some degree, productivity significantly affects firm worth. Liquidity and capital construction meaningfully affect firm worth. Keywords: Firm Worth, Productivity, Liquidity, Capital Construction
Pengaruh Profitabilitas, Likuiditas Dan Leverage Terhadap Harga Saham Pada Perusahaan Sub Sektor Food And Beverage Yang Terdaftar Di BEI Periode 2017-2019 Indah Ramadhani; Ronny Malavia Mardani; Nurhidayah Nurhidayah
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 10 No. 11 Februari 2021
Publisher : UNIVERSITAS ISLAM MALANG

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AbstractThe purpose of this study was to determine the effect of profitability, liquidity and leverage on stock prices in the food and beverage sub-sector companies listed on the IDX for the 2017-2019 period. The population used in this study is a manufacturing industry company in the food and beverage sub-sector with a purposive sampling technique, namely the 2017-2019 period. This research method uses multiple linear regression analysis.The results of this study indicate that (1) Profitability (Return on Assets) has a significant positive effect on stock prices. (2) Liquidity (Current Ratio) has a negative and insignificant effect on stock prices. (3) Leverage (Debt to Equity Ratio) has a negative and insignificant effect on stock prices. Keywords: profitability (Return On Asset), liquidity (Current Ratio), leverage (Debt to Equity Ratio, stock price
Pengaruh Pemenuhan Kebutuhan, Pemenuhan Harapan Dan Kualitas Layanan Terhadap Kepuasan Pelanggan Pada Toko Duta Printer Kota Malang Muhammad Sholehuddin; Budi Wahono; Nurhidayah Nurhidayah
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 11 No. 25 Februari 2022
Publisher : UNIVERSITAS ISLAM MALANG

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AbstractSholehuddin, Thesis Title, "The Influence of Fulfillment of Needs, Fulfillment of Expectations and Quality of Service on Customer Satisfaction at the Duta Printer Shop in Malang City". Strata 1 (S1) Management study program at the Faculty of Economics, Islamic University of Malang. 2017This study aims to determine the effect of Fulfillment of Needs, Fulfillment of Expectations and Quality of Service on Customer Satisfaction at the Duta Printer shop. The type of research used is a survey, the data collection method uses a questionnaire with a sample of 99 respondents who use products at the Duta Printer shop in Malang.The results of statistical calculations with multiple linear regression analysis can be shown by the regression equation Y = 0.879 + 0.163X1 + 0.094X2 + 0.115X3 + e. From the regression equation, it is known that the fulfillment of needs, fulfillment of expectations and service quality have a positive effect on customer satisfaction. This means that the better the fulfillment of needs, the fulfillment of expectations and the quality of services provided by the company, the greater the satisfaction felt by the customer. Keywords : Fulfillment of Needs, Fulfillment of Expectations, Quality of Service and Customer Satisfaction.
Pengaruh Kepemilikan Manajerial, Kepemilikan Institusional, Profitabilitas, Ukuran Perusahaan Terhadap Kebijakan Deviden Sektor Industri Barang Konsumsi Di Bursa Efek Indonesia (Periode Tahun 2017-2019) Kholilah Zuhairoh; Ronny Malavia Mardani; Nurhidayah Nurhidayah
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 12 No. 02
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract Determine the effect of managerial ownership on Dividend Payout Ratio in the consumer goods industry sector. Knowing the effect of institutional ownership on dividend Payout Ratio. Knowing the effect of profitability on dividend policy in consumer goods industrial sector companies. Knowing the effect of company size on dividend Payout Ratio in companies in the consumer goods industry sector. The method used in this research is explanatory research in order to find the effect of the independent variables on the dependent variable. The results obtained in this study are managerial ownership, profitability and firm size which have a negative effect on dividend policy while institutional ownership has a positive effect on dividend Payout Ratio. Keywords: Managerial Ownership, Institutional Ownership, Profitability, Company Size, and Dividend Payout Ratio
Pengaruh Pembiayaan Ijarah, Musyarakah, Murabahah, Mudharabah Terhadap Profitabilitas Pada Bank Syariah Yang Terdaftar Di Bursa Efek Indonesia Periode 2020-2022 Farid Faradin; Ronny Malavia Mahardani; Nurhidayah Nurhidayah
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 12 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This study aims to determine the effect of ijarah, musyarakah, murabaha, mudharabah financing influences the profitability of case studies at Islamic banks listed on the Indonesia Stock Exchange for the 2020-2022 period. In this study there were 4 (four) independent variables namely ijarah, musyarakah, murabahah, mudharabah. And the dependent variable in this study is profitability which is calculated using the ratio of return on assets. The population and sample in this study are the financial statements of Islamic banks listed on the Indonesian Stock Exchange. The data collection method used is documentation with reference to the bank's quarterly financial reports. The data analysis technique used in this study is linear regression. The results of the study partially state that ijarah has a negative and insignificant effect on profitability. Musyarakah and mudharabah financing have a positive and insignificant effect on profitability. Murabaha financing has a negative and significant effect on profitability. Keywords: Ijarah, Musyarakah, Murabaha, Mudharabah, Profitability
Co-Authors A.Wulandari Achmad Agus Priyono Adona Sahurni Afrianto, Muhammad Ficky Ahmad Wanto Baihaki Ahmad Yani Aisyah Putri Patrisia Akhmad Husein Rifa’i Ali Imran Sinaga Amran Yahya Anak Agung Istri Sri Wiadnyani Ananda Lutfiyatul Hasanah Andy Prasetya Budy Nugroho Ani Pujiantini Anita Anita Anna Miftahuhul Jannah Nurrohmani Ansyarif Khalid Apriyanto Apriyanto Ario Senjaya Arlina, Arlina Asnaniar, Wa Ode Sri Aswin Nur Syahbana Aulia Syahfitri Baiq Nova Aprilia Azamti Basalamah, Muhammad Ridwan Bilqis Salsabila Crismeli Crismeli Deswita Diana Putri Oktarini Dimas Fathur Fauzi Juniawan Dinar Syahputri Dita Suci Romadhoni Diyah Prawestri Duwi Putri Lestari Dwi Handayani Edward E. Pandelaki eif sparzinanda Eliaty Paturungi Endang Susilowati Erianjoni Erianjoni Etty Saraswati Eunike Shine Sitohang Fahmi Faizal Izmy Fardinah Fardinah Farid Faradin Farida Halis Febrian Josua Panjaitan Finkah Sabillah Firdausi Nafiroh Fitri Hayati Frastica Deswardani Griselda Putri Vania Florence Hasudungan Gultom Hikmah Hikmah Hindayati Mustafidah I MADE SUTARGA I Nyoman Suaka Iful Amri IKA RAKHMAWATI Imam Subarkah IMRO’ATUS SHOLIHAH Indah Ramadhani Indriyana Indriyana Inul Gacici Irfan Saputra Isjoni Isjoni Ita Athia Jeni Susyanti Jesi Pebralia Khadijah Khadijah Khalikussabir, Khalikussabir Kholilah Zuhairoh Kusuma, Ratu Lefi Ayarai Leoni Alfina Linda Handayani Luthfi Arief Prayoga M Arif Syaifulloh M. Farchan Fuadi M. Habibi Ramadhan Made Pasek Kardiwinata Maria Fatima Palupi Maryam Maryam Maysa Chairani Meilinda Hamida Hasan Melisa Melisa Miratul Imaniah Mohamad Bastomi Mohamad Choerul Subchi MUHAMMAD AGUS SALIM Muhammad Sholehuddin Mulia Syahputri Mushochichul Chasanah Nadia Raifah Nawa Kartika Nanda Purnama Nehru Nehru Ni Nyoman Karmini Nihayatul Husna Niya Uswatun Nuha Novi Diah Ayu Angelita Novida Ariyani Novitasari, Rifni Nunung Febriyaningsih Nur Fadhilah Ahmad Hasibuan Nur Hidayati Nur Ilah Phadila Nurlina Nurlina Pratiwi Puji Pratiwi Puji Lestari Puriani, Risma Anita Putri Putri Ramdazani Ramdazani Ratna Tri Hardaningtyas, Ratna Tri Ratu Kusuma Retno Damayanti Soejoedono Rini Lidia Tamba Rista Mutia Anggraini Rizal Soekarno Putra Rizki Novirson Ronny Malavia Mahardani Ronny Malavia Mardani Ronny Malavia Mardani Rosmini Rosmini Rusmelia Rusmelia Rustan Selvia Apriliani1 Septa Sari Serli Rosalina Shen Shen Panggabean Sindi Putri Ayu SITI KHOMARIYAH Siti Nur Aini Sururi Sitti Nikmah Marzuki, Sitti Nikmah Sri Dian Lestari Stevani Trio Saputra Tika Arniza Meidina Tika Restianingsih Titin Woro Murtini Tri Sugiarti Ramadhan Usiono Usiono VEVI SURYENTI PUTRI, VEVI SURYENTI Wahidyanti Rahayu Hastutiningtyas Wanda Yunita Pramesti Yeni Solfiah Yesni, Marnila Yulastini, Fitria zainarti zainarti Zeinal Abidin Zuhrinal M. Nawawi