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Ilmu Sosial (JMPIS) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Economics and Digital Business Review Bisnis Net : Jurnal Ekonomi dan Bisnis International Journal on Social Science, Economics and Art El-Mujtama: Jurnal Pengabdian Masyarakat Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan JURNAL MANAJEMEN AKUNTANSI (JUMSI) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen PRAJA observer: Jurnal Penelitian Administrasi Publik Econetica juremi: jurnal riset ekonomi Journal of Vision and Ideas (VISA) Journal of Law, Administration, and Social Science Journal of Islamic Economic and Business Research Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review International Journal of Science and Society (IJSOC) Jurnal Ekonomi dan Bisnis Islam (JEBI) EKSYA: Jurnal Ekonomi Syariah Journal of Management and Business Journal of Student Development Informatics Management (JoSDIM) Jurnal Ekonomika Dan Bisnis Jurnal Ekonomi Syariah dan Bisnis Economic Reviews Journal el-Amwal Jurnal Ekonomi dan Manajemen (JEKMA) Journal Research of Economics and Bussiness Jurnal Trisna Riset Gemilang: Jurnal Manajemen dan Akuntansi International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Journal of Islamic Economics and Business Journal of Public Representative and Society Provision Transformasi: Journal of Economics and Business Management Student Scientific Creativity Journal Journal of Social Commerce Moneter : Jurnal Keuangan dan Perbankan Regress: Journal of Economics & Management Electronic Journal of Education, Social Economics and Technology Innovative: Journal Of Social Science Research Amkop Management Accounting Review (AMAR) Jurnal Riset Ekonomi dan Akuntansi e-Jurnal Apresiasi Ekonomi Journal of Islamic Economics and Finance Journal of Economics and Management Scienties Gudang Jurnal Multidisiplin Ilmu Jurnal Manajemen, Ekonomi, Hukum, Kewirausahaan, Kesehatan, Pendidikan dan Informatika (MANEKIN) Jurnal Akuntan Publik Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Serambi Ekonomi dan Bisnis Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Journal of Islamic Economics and Finance El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Proceeding of International Conference on Multidisciplinary Research Jurnal Ekonomi JER Journal of Social Work and Science Education RUBINSTEIN ManBiz: Journal of Management and Business Journal of Sharia Business Management Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Taqaddum : Community Service Journal Journal of Ekonomics, Finance, and Management Studies Proceeding International Conference on Islamic Economics Community Services Jurnal Ekonomi, Bisnis & Entrepreneurship (e-Journal) INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Bata Ilyas Educational Management Review As-Syirkah: Islamic Economic & Financial Journal
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Integration Analysis of the International Sharia Stock Price Index to the Jakarta Islamic Index 2018-2022 Period Suci Citra Pratiwi Daulay; Andri Soemitra; Fauzi Arif Lubis
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3661

Abstract

The purpose of this study is to determine the relationship between the Malaysia Shariah Gold Index (FTFBMS) and the Jakarta Islamic Index, the relationship between the Dow Jones Islamic Market Index Japan (DJIJP) and the Jakarta Islamic Index, the relationship between the Dow Jones Islamic Market Index Europe (DJIEU) and Jakarta Islamic Index, Relationship between the US Dow Jones Islamic Market Index (IMUS) and the Jakarta Islamic Index. The research method used in this research is secondary quantitative by taking weekly time series data for the period 2018-2022, the data sources used are from the websites www.investing.com and www.idx.com. This research uses vector autoregressive analysis with the Eviews 12sv application. The results of the research are: The short-term VECM estimation results show that in fact there is a significant short-term relationship of the variables that affect JII, namely DJIJP because it has a t count value that is greater than the t table. The short-term VECM estimation results show that in fact there is a significant short-term relationship of several variables that affect FTFBMS, namely the FTFBMS itself, and DJIEU because it has a calculated t value that is greater than t table. The results of the short-term VECM estimation show that in fact there is a significant short-term relationship of several variables that affect DJIJP, namely DJIJP itself, JII, DJIEU, and IMUS because they have a calculated t value that is greater than t table. The short-term VECM estimation results show that in fact there is a significant short-term relationship of the variables that affect DJIEU, namely JII and IMUS because they have a tcount value that is greater than t table. The short-term VECM estimation results show that there is no significant short-term relationship with the IMUS variable.
The Influence of Sharia Financial Literacy and Trust in Customer Decisions with Religiosity as a Moderating Variable in Online Loan Applications in South Jakarta Annisa Namira; Nurlaila Nurlaila; Fauzi Arif Lubis
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3668

Abstract

The study explains the effect of Sharia financial literacy and trust on customer decisions with the aspect of religiosity in online loan applications in South Jakarta. The study uses multiple regression analysis with 2 variables (X), 1 variable (Z), and 1 variable (Y). This research was conducted to determine the partial and simultaneous effects of each variable (Sharia financial literacy and trust). The results indicate that the Sharia financial literacy variable does not have a significant effect on customer decisions. The trust variable has an effect on decisions, the religiosity variable has an effect on decisions, and the Sharia Financial Literacy variable does not affect the Religiosity variable as a moderating variable for decisions.
Projection Analysis of Economic Development in Indonesia in the Perspective of Islamic Economy Using the Vecm Model Maulidina Raseuky; Isnaini Harahap; Fauzi Arif Lubis
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3736

Abstract

The purpose of this research is to analyze how inflation, unemployment, and government expenditure affect economic growth in Indonesia in the 2000-2022 period. To project the economy in Indonesia in the short term (next 10 years) and in the long term (next 20 years). This type of research uses quantitative methods. The data used are secondary data sourced from the official website of SEKI-BI, the Central Bureau of Statistics, the World Bank, and SIMREG (Regional Basic Data Management and Information System) from 1990 to 2022 so that the number of samples in this study was 128 samples using a purposive sampling technique to determine information. While technical data analysis uses Vector Autoregressive Analysis (VAR) and Vector Error Correction Model (VECM). Based on the results of the Impulse Response Function, we can see that the shock resulted from the previous period's GDP, the GDP Deflator, TPT and GE were very volatile and unstable in the short term, the biggest shock was found in the early period of year 1 to year 20, then the shock subsides from the mid to late period (25th year to 50th year), in the final period the shocks are still starting to stabilize.
Opportunities and Challenges in Implementing Halal Tourism Destinations in the Lake Toba Parapat Area, Simalungun Regency Sonya Melinda Nasution; Fauzi Arif Lubis; Chuzaimah Batubara
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3851

Abstract

This research attempts to analyze problems, and solutions by looking at opportunities and challenges in implementing halal tourism destinations in the Parapat area of Lake Toba. This is in order to increase tourist visits to increase local revenue, because the large potential for halal tourism has an impact on the regional economy, especially for the Simalungun district government. The qualitative approach through the research method used is the QSPM (Quantitative Strategic Planning Matrix) method. The results of this study conclude that the most influential opportunities for the advancement of tourist destinations in the Parapat Lake Toba area are implementing cashless payments so that they are practical and efficient. Seeing the progress of fintech, such as digital wallets, makes non-cash payments even more advanced. And several opportunities can be utilized for progress in halal tourism destination businesses in the Parapat Lake Toba area, Simalungun Regency, namely the growth of the tourism industry in the Parapat Lake Toba area, Simalungun Regency, is very high, the Parapat Lake Toba tourism destination has great potential for regional economic development, Cooperation between tickets tour with lodging around the Parapat Lake Toba destination, Simalungun Regency, integration with a digital transaction storage system to increase tourist visits and the government strongly supports halal-based businesses in the Parapat Lake Toba area, Simalungun. The challenge faced in implementing this halal tourism destination is that there is an understanding that halal tourism is not a large market share so that its application is less than optimal. Furthermore, the challenges faced in implementing halal tourism which are referred to in the results of the SWOT analysis are the lack of public or visitor awareness of the importance of preserving culture, art, and history.
Analysis of the Influence of External Factors of Sharia Bank on Non-Performing Financing (NPF) of Indonesian Sharia Commercial Banks Imamah Khairiyah; Fauzi Arif Lubis; M. Lathief Ilhamy Nasution
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3899

Abstract

Islamic banking in Indonesia has grown rapidly in recent years. However, along with its development, Islamic banking also faces various risks, one of which is credit risk which can result in Non-Performing Financing (NPF) or non-performing loans. NPF is an important indicator that can affect banking stability. Therefore, it is important to control the factors that can affect the level of NPF in Islamic banks. This study aims to examine the effect of inflation, BI Rate, and exchange rates on Non-Performing Financing (NPF) in Islamic banking in Indonesia. NPF is an important indicator that can affect banking stability and inflation control, the BI Rate, and the exchange rate is the factors that can affect the level of NPF in Islamic banks. This study uses a method with a quantitative approach and with a sample of 264 and removes outliers to 141 observational samples using multiple linear regression analysis techniques. The partial and simultaneous results of the research on inflation, the BI Rate, and the exchange rate on Non-Performing Financing (NPF) have a significant influence. The importance of controlling inflation, the BI Rate, and the exchange rate in managing credit risk and preventing NPFs. Inflation has an inverse effect on NPF, meaning that when inflation rises, NPF tends to fall. The BI Rate has a significant impact on a bank’s ability to manage credit and credit risk, the higher the BI Rate, the greater the possibility of an NPF. Furthermore, changes in the exchange rate can affect the credit risk that must be borne by banks in managing credit, the lower the exchange rate, the greater the possibility of an NPF.
Implementasi Akad Wakalah Bil Ujrah Pada Produk Asuransi Unit Link Syariah Pt. Prudential Cabang Binjai Azmi Rinaldi Nasution; Fauzi Arif Lubis
Economics and Digital Business Review Vol. 4 No. 2 (2023): February - July
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v4i2.873

Abstract

Unit link adalah suatu produk yang menggabungkan antara proteksi dengan investasi. Perusahaan asuransi berbasis syariah yang memiliki produk baru unit link, dalam praktiknya menggunakan akad wakalah bil ujrah. Dalam akad ini nasabah bertindak sebagai muwakkil yang memberikan wewenang kepada perusahaan untuk mewakili kepentingannya dengan imbalan pemberian ujrah (upah) selama batas waktu tertentu dan terdapat larangan yang tidak boleh dilakukan perusahaan asuransi sebagai wakil yaitu tidak berhak memperoleh hasil dari investasi karena akad yang digunakan adalah wakalah. Penelitian ini bertujuan untuk mengetahui penerapan serta dampak akad Wakalah Bil Ujrah pada pengelolaan produk asuransi unit link di Prudential Syariaah cabang Binjai. Penelitian ini menggunakan metode penelitian kualitatif dengan pendekatan deskriptif dengan jenis penelitian literature review yaitu mengumpulkan informasi atau karya tulis yang bersifat kepustakaan. Pengumpulan informasi dilakukan dengan cara menelaah dari beberapa sumber tertulis yaitu jurnal, buku, dan sumber - sumber lainnya yang tentunya sesuai dengan objek penelitian. Hasil penelitian ini menunjukkan bahwa penerapan akad Wakalah Bil Ujrah pada pengelolaan produk asuransi unit link selain nasabah mendapatkan manfaatnya, nasabah juga dapat menolong sesama nasabah lain yang terjadi risiko sakit. Dampak penerapan akad wakalah bil ujrah untuk pengelolaan produk asuransi unit link juga memberikan keuntungan bagi nasabah dan perusahaan sebab nasabah yang tidak mengalami klaim selama pembayaran premi, maka premi tersebut akan dikembalikan berupa surplus sharing, sehingga perusahaan tidak mempunyai beban atas premi nasabah yang tidak mengalami klaim.
MISYA: Sharia Financing System to Improve Human Resource Competency as Account Officers of Sharia Banks Marlya Fatira AK; Mardelia Desfrida; Titis Budi Prihatin; Fauzi Arif Lubis
Proceeding of International Conference on Multidisciplinary Research Vol. 6 No. 1 (2024): ICMR
Publisher : Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/picmr.v6i1.754

Abstract

This research was conducted to produce MISYA: Real Project Based Financing System Model. This model will be used for banking practices carried out in Sharia labs and conventional banking labs managed by the Medan State Polytechnic Accounting Department. MISYA will facilitate actual practice for every student when playing the role of the Bank's Account Officer position. This is one of the outcomes of project-based learning implementation to support professional and superior Polmed graduates. This research aims specifically to design a real project-based Financing system model using Microsoft Excel. The research method used is a combination method. Qualitatively, data was collected through literature studies, observations, and interviews, designing MISYA, carrying out MISYA trials, and conducting Focus Group Discussions in implementing MISYA. Technology Readiness Level: this research is on a scale of 4 (four). The research method used is a qualitative research method, with explanations in the form of descriptive and explanatory. After going through the data collection and processing stages, research results showed an increase in student competency after using MISYA to understand the job position of an Account Officer at a Sharia bank. Increased ability and competency occurred for 92% of students who participated in socialization using MISYA. In addition, it was found that the Sharia Finance and Banking Study Program has solid and consistent efforts to improve the competency of its graduates for graduate learning outcomes. The MISYA Model design has accommodated the Account Officer process in serving customer financing applications from receipt, data input, and initial stage analysis to final stage analysis or financing approval. The practicum learning curriculum content to strengthen Account Officer competency in the Sharia Finance and Banking Study Program has been adjusted to enrich and add practical content, as well as implementing Case Base Learning by adding cases of financing applications and SLIK examinations from prospective customers.
Analisis Strategi Marketing Mix pada Toko Gopek Fashion Nila Rosdiana; Fauzi Arif Lubis; Rahmat Daim Harahap
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 3 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i3.20693

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana strategi marketing mix yang telah diterapkan oleh toko Gopek Fashion dan mengetahui kendala strategi marketing mix pada toko Gopek Fashion. Jenis penelitian ini adalah penelitian kualitatif. Dalam penelitian ini penulis mengambil pendekatan atau strategi deskriptif yakni mendeskripsikan atau menggambarkan suatu objek, fenomena serta setting sosial dan dituangkan dalam bentuk tulisan dan kalimat atau juga bisa diartikan sebagai menceritakan keadaan penelitian sesuai dengan fakta dan fenomena yang terjadi dengan sebenar benarnya menggunkan kata dan kalimat atau naratif. Berdasarkan hasil penelitian yang peneliti lakukan di lapangan, maka peneliti dapat mengambil kesimpulan bahwa Toko Gopek Fashion telah menerapkan startegi marketing mix yaitu menggunakan variabel 7P yaitu produk, price, place, promosi, proses, people, physical evidence yang mempu meningkatkan penjualan. Startegi marketing mix yang telah diterapkan dalam meningkatkan penjualan sudah dilakukan dengan baik dan benar sesuai dengan teori yang ada, dengan kata lain bahwa 7P memiliki peran penting meningkatkan jumlah konsumen serta memberikan keuntungan untuk usaha Toko Gopek Fashion. Adapun kendala dari strategi marketing mix yang diterapkan oleh Gopek Fashion ialah kendala yang dihadapi oleh Toko Gopek Fashion adalah kebanyakan masyarakat membeli produk secara offline yaitu mengunjungi toko sehingga produk yang ingin ditampilan di e-commerce shopee selalu kebahabisan karena Toko Gopek Fashion selalu menampilkan produk trend dan setiap bulannya mengganti produk yang terbaru.
Analisis Strategi Digital Marketing dalam Meningkatkan Penjualan Bisnis Online Pada Suhada Grup Laila Fitria; Fauzi Arif Lubis; Nurbaiti Nurbaiti
JURNAL MANAJEMEN PENDIDIKAN DAN ILMU SOSIAL Vol. 5 No. 3 (2024): Jurnal Manajemen Pendidikan dan Ilmu Sosial (April - Mei 2024)
Publisher : Dinasti Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jmpis.v5i3.1904

Abstract

Untuk memperdalam pengetahuan kita tentang pemasaran online penelitian ini mengenai, Analisis Strategi Digital Marketing Dalam Meningkatkan Penjualan Bisnis Online Pada Suhada Group, fokus pada fungsi strategi ini dalam meningkatkan penjualan untuk Suhada Group. Tindakan yang optimal untuk meningkatkan jumlah penjualan di toko online Suhada Group akan ditentukan dan diukur dalam penelitian ini. Metode analisis yang digunakan adalah metodologi analisis SWOT (Strength, Weakness, Opportunity, Threat). Responden dalam penelitian ini adalah pemilik toko online. Sebelum dilakukan pengujian, kegiatan penelitian diolah dengan menggunakan matriks Internal Factors Analysis (IFA) dan External Factors Analysis (EFA). Berkenaan dengan hasil penelitian, IFA mendapat skor 3,72 dan EFA mendapat skor 3,54. Hasil pemetaan menunjukkan bahwa "Toko Online Suhada Group" berada di kuadran I pemasaran. Hal ini menunjukkan bahwa perusahaan ini kompetitif, atau bersaing dengan cara yang kuat, artinya pengembangan perusahaan akan membutuhkan rencana yang tepat agar dapat terus tumbuh atau mencapai tahap ekspansi. Untuk mempertahankan posisi ini, ada dua strategi pemasaran yang harus dilakukan: promosi dan penciptaan produk baru.
Analysis of the Effectiveness of the Employee Payroll Accounting Information System at the PTPN II Sei Semayang Central Workshop Liza Mutia; Fauzi Arif Lubis; Laylan Syafina
International Journal on Social Science, Economics and Art Vol. 14 No. 1 (2024): May: Social Science, Economics
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/ijosea.v14i1.508

Abstract

In this study, there are still weaknesses in the supervision of recording overtime hours which can result in potential fraud in the calculation of employee working hours. This research uses qualitative research methods with data collection techniques including interviews, observation and document analysis. The results of the research Payroll Accounting Information System at PTPN II Sei Semayang central workshop are in accordance with PSAK No. 24. The payroll accounting information system is considered adequate in supporting the company's internal management.
Co-Authors Abror, Ruli ADELIA Adinda Rizki Fadilah Ahmad Fikri Ihsan Nasution Ahmad Habib Pinim ahmad syauqi, ahmad Aina, Nabila Izmi Aisha Alvia Aisyah Aisyah Alviana Sahrini Nasution Ananda Putri Azni Mtd Andi Soemitra Andri Soemitra Andri Soemitra Andri Soemitra Anisa Bella Saragih Annisa Hafizzah Hutabarat Annisa Namira Annisa Putri Annisa Thaharah Annsa Putri Aqwa Naser Daulay Aqwa Naser Daulay Aqwa Naser Daulay Aqwa Naser Daulay Ardiansyah, Muhammad Rajab Ardina Khoirunnisa Harahap Ariska, Ayu Arnida Wahyuni Lubis Arnida Wahyuni Lubis Arya Duta Permana Pane Ashabul jannah siregar Asiatun Maulina Munthe Asmaul Husna Asmaul Mutiah Atha, Muhammad Alwan atika Atika Atika Atika Atika Aulia Rahmah Pasaribu Aulia, Adinda Putri Aulia, Syaikah Nabilah Ayu Ashara Harahap Ayu Lestari Ayunda Syapa Azra Ayyub Ramadhan Azahra, Alma Azara, Pira Azhari Akmal Tarigan Azmi Rinaldi Nasution Azmi, Raisa B. Syarbaini, Ahmad Muhaisin Bi Rahmani, Nur Ahmadi Boangmanalu, Farida Hanum Chadisa Rizky Ananda Chairani A Br Nasution Chanda Chansa Thelma Chuzaimah Batubara Chuzaimah Batubara Chuzaimah Batubara, Chuzaimah Citra Pratiwi Daulay, Suci Cut Nurul Azizah Damayanti, Elvina Sari Darajatul Husna Dea Lora Veni Debby Nadillah Harahap Desfrida, Mardelia Desti Ramadayanti Dharma, Budi Dhita Lutfiah Dinda Delfi Permata Rambe Dira Azzahra Putri Dwita Fratiwi Eka Lestari Ellysa Pradina Elya Ramadhani Tambunan erlina mayasari siregar Erna Sipahutar Ervina Yulia Angkat Fachrunisa Winda Marpaung Fadhillah Lubis, Muhammad Arif Fadila, Sheila Fadillatunnisa Fadillatunnisa Fadya Hanin Fahani, Tania Azura Fajar Dwi Ramadhan Sipa Fajri, Muhammad Aulia Farhan, M. Hafiz Fatin, Diyanah Fitri Diani Fitri Yani Fitria Hanum Friska, Nur Rani Frissai Gusminar Mutia Gita Kurnia Sari Sembiring Habilla Anshari Harahap , Muhammad Ikhsan Harahap, Lesti Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Hardian Aditya Mingka Hasanah Azizi Hasibuan, Reni Ria Armayani Hasibuan, Widiyani Hayani, Mifta Hayati, Fitri Hendra Harmain Hernita, Hernita Ihsan Nasution, Ahmad Fikri Ikhsan Harahap, Muhammad Ikhwansyah Isranuri Illiyyin Hanifah Maruhawa Imamah Khairiyah Imawanti, Yuki Dian Imsar Imsar Imsar Indah Kurniati Siregar Indah Simanjuntak Indradewa, Rhian Intan Sakina Br. Nasution Irham, Mawaddah Irma Rahmayani Marpaung Irma Yunita Irma Yunita Irna Permata Sari Ismu Hartarto Ismu Hartarto Julianto Isna Nurul Ain Isnaini Harahap Japakiya, Ismail Lutfi Juliana Nasution Kahfita Ardana Khadir, Abdul Khairani Khairani Khairina Tambunan Khairina Tambunan Khairiyah, Imamah Khairun Nisa Khairunnisa Azzahra Kholifah Kholifah Khotimah Nst, Husnul Kurnia Utami Pasi Laila Fitria Laksono Trisnantoro Larasati, Diah Larasati Laura Okatarani Br Torong Layla Rahma Dani Laylan Syafina Lazuardi, Bayu Leli, Nur Liza Mutia Lubis, Chairunnisa Lubis, Siti Nurhaliza Lutfiah, Dhita M. Hizbullah Hasibuan M. Lathief Ilhamy Nasution M. Yasir Nasution M. Yusuf Manna Wassalwa Manna Wassalwa Marliyah, Marliyah Marlya Fatira AK Maulidina Raseuky Mayasari Lubis MIFTAHUL JANNAH Muallif Masyhuri Mubarak, M. Asidikki Mufidatul Husna Siregar Muhammad Ardiansyah Muhammad Arif Muhammad Arif Muhammad Habibi Harahap Muhammad Lathief Ilhamy Nasution Muhammad Naufal Muhammad Rafi Hagi Muhammad Syahbudi Muhammad Syahbudi Muhammad Syukri Albani Nasution Muhammad Yusuf Muhammadharris Suwandi Muhmmad Riduan Multamuddin Multamuddin Mutia, Frissai Gusminar Mutia, Liza Mutiara Sawitri Pane Mutthaqin, Muhammad Satrya Nabilahpurba, Nabilahpurba Nainggolan, Natasya Salsabila Namira, Annisa Nasution, Annio Indah Lestari Nasution, Ansor Nasution, Ferdi Dermawan Nasution, Juliana Nasution, M. Lathief Ilhamy Nasution, Sonya Melinda Nawawi, M Iqbal Nelsi Agustina Siburian Niken Rahmadyah Nikira, Nikira Nila Rosdiana Ningsih, Sri Rahayu Novita Tanjung NUR AHMADI BI RAHMANI Nur Aprillia Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurbaiti Nurbaiti, N Nuri Aslami Nurlaila Nurlaila Nurlaila Nurlaila Nurlaila Nurlaila Nursantri Yanti Nurul Hafizah Nst Nurul Inayah Nurul Inayah Nurul Inayah Nurul Jannah Nurul Jannah Nurul Jannah Nurulfah Satria Dewi Nurwani Nurwani Nurwani, Nurwani Ongku Indramora Siregar Pasaribu, Zakiyah Khairani Pratista Andanitya Siregar Puspita, Nina Qamara, Lisa Rahmad Sahputra Tanjung rahmadani, mutia Rahmah Sari Lubis Rahmah, Dewi Chofifah Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Daim Harahap Rahmi Syahriza, Rahmi Ramadhani, Tri Azmi Raseuky, Maulidina Rawani, Ginie Aulia Reni Ria Armayani Hasibuan Reni Ria Armayani Hasibuan Reni Ria Armayani Hasibuhan Ria Armayani Hasibuan, Reni Ridwan, Aldy Rifaldi Ahmad Nasution Rina Aldila Rita Anggaraini Ritonga, Salfianti Riziq Agsyah Roslinda Harahap Rukmana, Nadia Mayang Salsabilla Siagian Saparuddin Siregar Saparuddin Siregar Sarah, Fauziah Sari, Sekar Saskia, Dhea Ananda Sekar Sari Selfiani, Dwi Selvia Selvia Sembiring, Gita Kurnia Sari Septia Sakinah Rizki Utama Sholiha, Sintaini Fi Siagian, Salsabilla Silvia Handayani Siregar Silvia Retri Aldona Tampubolon Sintaini Fi Sholiha Siregar, Indah Kurniati Siregar, Rizki Kurnia Siregar, Suci Afria Sasty Siregar, Tarmiji Hamid Siska Junianti Br Perangin-angin Siska Junianti Br Perangin-angin Sitepu, Mhd Fadliq Ananta Siti Aisa Siti Nurhaliza Siti Saleha Sitompul, Siti Nur Aisah Situmorang, Marisa Sonya Melinda Nasution Sovianum, Sovianum Suci Citra Pratiwi Daulay Suryani, Atika Syach Falah, Rifqi Syah, Dwiki Wardana Tamarindika Manja Putri Tambunan, Khairina Titis Budi Prihatin Tri Azmi Ramadhani Tri Inda Fadhila Rahma Tuti Anggraini Tuti Anggraini Tuti Fitri Ani Siregar Ujung, Siti Khoiriyah Karina Wahyu Syarvina Widy Tri Sianuri Wulandari, Rika Y Yusrizal YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yohana Ariska Putri Nasution Yuki Dian Imawanti Yuni, Ika Darma Yusnita Ulfah Munthe Yusuf Siregar, Andri Zahra, Annisa Zamzami Akromi Lubis Zulfa Aliyah