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All Journal Syntax Literate: Jurnal Ilmiah Indonesia Abdimas Talenta : Jurnal Pengabdian Kepada Masyarakat JOURNAL OF SCIENCE AND SOCIAL RESEARCH Unes Law Review Jurnal Ilmiah Penegakan Hukum Jurnal Hukum Positum Jurnal Yustitia SIGn Jurnal Hukum Al-Kharaj: Journal of Islamic Economic and Business ARBITER: Jurnal Ilmiah Magister Hukum Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences LEGAL BRIEF NOMOI Law Review Jurnal Hukum Lex Generalis Buletin Konstitusi Law_Jurnal International Journal of Educational Review, Law And Social Sciences (IJERLAS) Jurnal Ekonomi Indonesian Journal of International Law Journal Equity of Law and Governance Locus: Jurnal Konsep Ilmu Hukum Bulletin of Community Engagement Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Proceeding International Seminar of Islamic Studies International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Suloh : Jurnal Fakultas Hukum Universitas Malikussaleh COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat Locus Journal of Academic Literature Review JURNAL JUSTIQA Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) SEIKAT: Jurnal Ilmu Sosial, Politik dan Hukum International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT) QANUN: Journal of Islamic Laws and Studies HUMANITIS : Jurnal Humaniora, Sosial dan Bisnis Kultura: Jurnal Ilmu Sosial dan Humaniora Riwayat: Educational Journal of History and Humanities MILRev: Metro Islamic Law Review Socius: Social Sciences Research Journal Law and Economics Causa: Jurnal Hukum dan Kewarganegaraan Journal of Law & Policy Review Jurnal Media Akademik (JMA) Acta Law Journal Jurnal As-Syar’i: Jurnal Bimbingan & Konseling Keluarga INSPIRING LAW JOURNAL Jurnal Intelek Insan Cendikia Journal of International Islamic Law, Human Right and Public Policy Indonesian Journal of Humanities and Social Sciences ULJLS
HASIM PURBA
Program Studi Magister Ilmu Hukum Fakultas Hukum Universitas Sumatera Utara
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Journal : Acta Law Journal

 1 
Klausula Eksonerasi Pada Perjanjian Pinjaman Online Nurhilmiyah; Hasim Purba
Acta Law Journal Vol. 1 No. 1 (2022): December 2022
Publisher : Talenta Publisher, Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/alj.v1i1.10014

Abstract

An exemption condition is a statement contained in an understanding, in which one party tries not to satisfy its commitment to pay full or restricted remuneration, which happens because of a wrecked commitment or an unlawful demonstration. This condition can be recorded in the standard settlement on web-based credits or data innovation based loaning and acquiring administrations. How is the act of remembering absolution provisions for online arrangements and how is the lawful examination of exemption conditions in web-based arrangements? The strategy utilized in this exploration is The Economic Analysis if Law (EAL) technique or financial examination of the law, by taking a gander at the effectiveness viewpoint in deciding a decision in human existence. All in all, the act of remembering an ex-sonation statement for online arrangements is found in most data innovation based loaning and getting administrations. This is in opposition to different regulations and guidelines, to be specific, the Common Code, customer security regulations, and monetary administrations authority guidelines. The legitimate examination of the absolution condition in the web-based arrangement utilizes a monetary examination of the law, in light of financial standards. With the goal that the standard understanding applied in web-based advances as long as it doesn't contain an absolution statement can be utilized in data innovation based loaning and getting administrations.
Kedudukan Produk Pinjaman Online Pada Perbankan Nurhilmiyah, Nurhilmiyah; Purba, Hasim; Sitompul, Zulkarnain; Azwar, T. Keizerina Devi
Acta Law Journal Vol. 2 No. 2 (2024): June 2024
Publisher : Talenta Publisher, Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/alj.v2i2.16429

Abstract

Online lending products have become an integral part of the modern banking industry, fundamentally changing the financial services landscape. They provide greater accessibility for consumers, allowing them to apply for loans without having to visit a physical bank. The place of online loan products in banking also raises various questions and debates. From the perspective of supporting financial inclusion, online lending products expand the reach of financial services, benefiting individuals or small businesses that find it difficult to qualify for traditional loans. The existence of online loan services in the non-bank financial industry in recent years is the answer to the lack of access to funding to small communities. The purpose of this research is to find out how the position of online loan products in banking and also to find out about the position of online loan services in the Non-Bank Financial Industry and targeting the un-banked people segment which is often associated with people who do not have sufficient open access to the banking service system. This research uses the literature research method. In this article, the researcher has concluded that the position of online loan products in banking is in accordance with the function of banks, namely collecting funds from the public in the form of deposits and channeling them to the public in the form of credit and/or other forms. This includes offering online loan products in the context of its role as a digital bank. However, it cannot be equated with online lending or fintech peer-to-peer lending.
Co-Authors Abd. Rahim Lubis Adam, Putri Maulia Ade Irawan Damanik Aflah Aflah, Aflah Agus Yudha Hernoko Agusmidah Agusmidah Agustining Agustining Agustining Agustining, Agustining Alberto Sitanggang Amalia, Tasya Angga, Suheri Anna Kholilah Daulay Antary, Cut Rizki Aprilyana S., Idha Ardilia, Novi Rizki Ariza, Mega Atisya Septika Yoja Azwar, Tengku Keizerina Devi Azzumar Azza Akbar Balqis Davya Guci, Samira Bertha Milionita S Bridail, Bridail Burhan Sidabariba Chindy, Cathryn Aurora Christiany Purba, Ennyta Damanik, Sari Maisyarah Daulay, Rizky Ayunisa Dedi Harianto Devi Anwar, Tengku Keizerina Devi Azwar, T. Keizerina Dinarta Gundari Dyssa Novita Edy Ikhsan Edy Ikhsan Edy Syah Putra Surbakti Effendy, Dicky Elsa Aprilia Rambe Fahreza, Redy Farhan Fahriza Hafiz Fara Dhia Altahira Feisal Al Jufri Aryul Ferari, Matthew Bias Fredick Broven Ekayanta Ginting Suka, Sri Endhayani Gita Regina Malela Glory, Ivania Goklas Mario Sitindaon Guslihan Dasa Cipta Matondang Halida Rahardhini Harahap, Ella Novita Indah Harahap, Nur Aini Harialdi Dharmawan Syahputra Helen, Helen Henny Putri Raya Bernice Marpaung Hutabarat, Nidea Novresia Idha Aprilyana Sembiring Irfan Hadi Isdiana Syafitri Jelly Leviza Joni Emirzon Juliani Simalango, Yessica Kaban, Maria Kartika, Sahnaz Keizerina Devi Keizerina Devi Azwar Kelvin Bixby Surbakti Koeswoyo, Josephine Lovita Apriliana Sari Pinem Lubis, Carissa Vialyta Lumban Tobing, Ruth Yiska M Hadyan Yunhas Purba M. Rizki Harahap Mahmud Mulyadi , Mahmud mahmul Seregar MAHMUL SIREGAR Mahmul Siregar Malkany, Fadhil Yusuf Maria Kaban Mar’ie Muhammad Setianegara Maulana Ibrahim Miranti, Indah Muhammad arief muhtadin Purba Muhammad Fajar Tanjung Muhammad Imam Mirza Muhammad Muchlis Muhammad Yaasir Syauqii Pohan Muhammad Yamin Muhammad Yamin Munthe, M.Alvicki Nadeak, Larasati Angelica Napitupulu, Yazmine Nabila Natasha Karina Sianturi Natasya Sirait, Ningrum Nency Paska Sari Sembiring Nurhilmiyah Nurhilmiyah, Nurhilmiyah OK. Saidin Parlin Dony Sipayung Pinem, Faisal Hadi Purba, Sarah Putri F Putra, Hadian Indrawan Putri, Samitha Andimas Rahma Dewi, Novia Rahmadsyah, Muhammad Fikri Rambe, Nurfahlita Dewi Reihans Ghivandy Argisandya Rendhat Nainggolan Rentina Lucy Andriaini Retno Amelia Rina Rina Rissa Putri Bert Ritonga, Almi Ramadhani Ritonga, Arifin Syahputra Ritonga, Rina Yozarni Rizki Ardilia, Novi Rizki, Mohd. Arif Rosanna Anwar, Sarah Rosmery Rosnidar Sembiring Rudi Haposan Siahaan Rudy Haposan Siahaan S, Suprayitno Safrida Safrida Saidin saidin, saidin Saleem Awud Nahdi Samitha Andimas Putri Sayyida Faradiba Vahlevi Sebayang, Nurhalimah Br Sidabariba, Burhan Simamora, Agustin Adisaputra Sinaga, Mohd Rizky SINAGA, SUDARMAN Sinaga, Tria Asmita Despiona Sindy Nurihta Br. Ginting Siregar, Mutia Sari Siti Nurahmi Nasution Siti Rohana Hasibuan Sitorus, Boni Fransius Situmorang, Josua Pebruanto Mangihut Situmorang, Reward Stefani Kamajaya Suhaidi Suhaidi Suhaidi Suhaidi Suhaidi Sukarja, Detania Sunarmi Sunarmi Sunarmi Sunarmi SUPRAYITNO Suprayitno Suprayitno Suprayitno Suprayitno Sutiarnoto Sutiarnoto Sutiarnoto Syafa Nabilla Syafira, Rizki Putri Syahira Sumantri, Nabila T. Keizerina Devi A T. Keizerina Devi A. T. Keizerina Devi Azwar Tan Kamello Tan Kamello Tania Novebriani Lase Tanjung, Khairunissa Isyarah Tarigan, Christina Margaretha br Tarsisius Murwadji Tasya Veronika Anrori Ginting Thesia Elestika Simanjuntak Tiyana Br. Situngkir, Anggis Tony Tony Tony Tony Tony Ujung, Lolonta Gabriella Exaudita Utary Maharany Barus Wanda Jaya Silaen Wau, Hilbertus Sumplisius M. Widya Sari Yefrizawati Yefrizawati Yefrizawati Yordinand, Yordinand Yosua Leo Ezra Roito Simamora Zhavira, Zhavira Zulkarnain Sitompul Zulkifli