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All Journal Jurnal Ilmu Manajemen (JIM) MUQTASID Kalimah Jurnal Studi Agama dan Pemikiran Islam I-ECONOMICS: A Research Journal on Islamic Economics MUSLIM HERITAGE: JURNAL DIALOG ISLAM DENGAN REALITAS Al-Ihkam: Jurnal Hukum dan Pranata Sosial Falah : Jurnal Ekonomi Syariah Jurnal Pendidikan Agama Islam (Journal of Islamic Education Studies) Panrita Abdi - Jurnal Pengabdian pada Masyarakat Ekspektra: Jurnal Bisnis & Manajemen Economica: Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Uqud : Journal of Islamic Economics Dinamis : Journal of Islamic Management and Bussiness Muqtasid: Jurnal Ekonomi dan Perbankan Syariah JPP IPTEK (Jurnal Pengabdian dan Penerapan IPTEK) Shirkah: Journal of Economics and Business Jurnal Al-Amwal Journal of Institution And Sharia Finance Iqtishoduna: Jurnal Ekonomi Islam International Journal of Islamic Business and Economics (IJIBEC) J-Dinamika: Jurnal Pengabdian Kepada Masyarakat Amwaluna Jurnal Ekonomi dan Keuangan Syariah Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam JURNAL MANAJEMEN Indonesian Journal of Halal Research SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Journal of Economics and Business Aseanomics Al-Kharaj: Journal of Islamic Economic and Business Jurnal ABDINUS : Jurnal Pengabdian Nusantara Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Jurnal Abdi: Media Pengabdian Kepada Masyarakat Journal Intellectual Sufism Research Jurnal Abdimas Bina Bangsa Jurnal Iqtisaduna Abimanyu: Journal of Community Engagement Jurnal Ekonomika dan Bisnis Islam Indonesian Community Journal Balanca : Jurnal Ekonomi dan Bisnis Islam Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Edunusa: Journal of Economics and Business Education Nomicpedia: Journal of Economics and Business Innovation Inspirasi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Indonesian Journal of Society Development (IJSD) Journal of Islamic Economics Lariba J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Muslim Heritage Imara: Jurnal Riset Ekonomi Islam Neraca Manajemen, Akuntansi, dan Ekonomi El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JIES : Journal of Islamic Economics Studies Sasambo: Jurnal Abdimas (Journal of Community Service) Journal of Islamic Economic Laws ZISWAF: Jurnal Zakat dan Wakaf KARSA: Jurnal Sosial dan Budaya Keislaman (Journal of Social and Islamic Culture)
Ahmad Ajib Ridlwan
Universitas Negeri Surabaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Public Health Social Sciences Other

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Meneropong maraknya pinjaman online di kalangan mahasiswa: motif dan dampak terhadap perilaku konsumtif Hidayah, Fitriana Nurochmatul; Nugroho, Bima Setyo; Ardiati, Aulia Rizky; Tsaqyfa, Mazaya Najmy; Hakim, M. Akmal; Ridlwan, Ahmad Ajib
Jurnal Ilmu Manajemen Vol 11 No 4 (2023)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jim.v11n4.p821-832

Abstract

This research examines and analyzes the influence of lifestyle, advertising, and ease of access on consumptive behaviour, as well as the influence of consumptive behaviour on interest in online loans and the influence of lifestyle on interest in online loans, which is moderated by consumptive behaviour. The quantitative method used in this research was with a population and research sample of 169 students with sampling using the Slovin formula. The statistical analysis used in this research is the Structural Equation Model (SEM) approach with the help of SmartPLS 3.0 software. The results of this research show that lifestyle influences consumer behaviour. Apart from that, advertising and ease of access also have a positive and significant effect on consumer behaviour. Meanwhile, consumer behaviour also has a positive and significant effect on interest in online loans. Meanwhile, consumer behaviour also moderates the relationship between lifestyle and online loans. Based on the research results, the theoretical implication of this research is that lifestyle, ease of access, and advertising can influence a person's consumptive lifestyle, which can direct someone to online loans, so students must pay attention to spending for future needs, so that the dangerous impacts caused by loans online may be reduced during the study period. Meanwhile, this research it can be used as input for students regarding their responsibilities in managing finances and creating awareness to reduce consumer lifestyles, which can lead them to online loans which have several negative impacts.
Strategi Pemasaran Syariah pada Produk Camilan MPASI Stik Lembut Biji Bunga Matahari Arsetya, Rafly; Ridlwan, Ahmad Ajib
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6447

Abstract

This research aims to determine the analysis of sharia marketing strategies for sunflower seed MPASI snacks using marketing mix research instruments with the help of interview data from the 7P aspects, including (Product, Price, Place, Promotion, People, Process, and Physical Evidence). The research methodology used is descriptive qualitative, using primary data sources in the form of interviews with 3 informants, producers, nutritionists and postpartum mothers in the city of Surabaya. The presentation and analysis of the data was carried out based on the source triangulation technique from the results of the interview data. In the marketing strategy analysis using the 7P principles on the basis of fulfilling the behavior of Rasulullah SAW through the 4 mandatory characteristics, namely siddiq, amanah, fatanah, and tablig in the Sunflowsticks sunflower seed MPASI snack product. Thus, resulting in a link between the 4 mandatory characteristics of Rasulullah SAW with the 7P marketing strategy, that Sunflowsticks products are marketable according to the characteristics of shiddiq, able to realize marketing that meets the needs of employees and consumers in the nature of trust, able to create innovation, ideas and novelty from the products being marketed from the nature of fatanah, and being able to provide transparency over the entire business being carried out, capable of meeting the health, halal and safety needs of all babies and children of post-natal mothers
Peranan PT. BTPN Syariah Tbk dalam Pembangunan Ekonomi Berkelanjutan: Studi Kasus pada Pelaku UMKM di Pasuruan Novelika, Lutfiyah Rahma; Ridlwan, Ahmad Ajib
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i3.6494

Abstract

This research examines the role of BTPN Syariah in supporting Micro, Small and Medium Enterprises (MSMEs) in Pasuruan Regency to promote sustainable economic development. The research focuses on BTPN Syariah's contribution in providing sharia financing products and empowerment programs for MSME customers. Using a qualitative approach, this research explores how the sharia financing scheme and entrepreneurship training organized by BTPN Syariah help MSMEs overcome capital limitations and improve their business skills. This research uses a descriptive qualitative method, with secondary data collection (articles, statistical data, and books), and primary data with direct interviews. The results show that BTPN Syariah's mentoring and strategic partnership programs significantly strengthen the MSME sector, improve their competitiveness, and promote financial inclusion in Pasuruan. The approach applied by BTPN Syariah focuses not only on increasing profits but also on social welfare and inclusiveness, making it one of the important pillars in realizing sustainable economic development in the area.
The The Influence of the Islamic Entrepreneurship Spiritual Perspective, Islamic Entrepreneurship Business Perspective, and E-Commerce Adoption on Business Performance among Muslim Women Entrepreneurs Tsaqyfa, Mazaya Najmy; Ridlwan, Ahmad Ajib; Susilowati, Fitriah Dwi; Timur, Yan Putra
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol 17 No 2 (2025): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : State of Islamic Institute Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v17i2.11405

Abstract

The development of digital technology and the values of Islamic entrepreneurship can serve as an important foundation for improving business performance, particularly for Muslim women entrepreneurs. However, in reality, many business actors still face limitations in optimally integrating spiritual perspectives, Islamic business ethics, and the use of digital technology. This study aims to analyze the influence of Islamic Entrepreneurship Spiritual Perspective, Islamic Entrepreneurship Business Perspective, and E-Commerce Adoption on Business Performance among Muslim women entrepreneurs in Surabaya. The research methodology employs a quantitative approach with primary data obtained through the distribution of online questionnaires. The sampling technique used is purposive sampling with a total of 129 respondents. Data analysis was conducted using Structural Equation Modeling – Partial Least Square (SEM-PLS) with the SmartPLS 4.0 software. The findings indicate that the Islamic Entrepreneurship Spiritual Perspective, Islamic Entrepreneurship Business Perspective, and E-Commerce Adoption have a positive effect on Business Performance among Muslim women entrepreneurs in Surabaya.
The Effects of Halal Certification and Halal Awareness on Purchase Intention of Halal Food Products in Indonesia Septiani, Devi; Ridlwan, Ahmad Ajib
Indonesian Journal of Halal Research Vol. 2 No. 2 (2020): August
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijhar.v2i2.6657

Abstract

Halal has become part of life worldwide, and the service demand is advancing on a big scale in the industrial and economic frame. This study aims to determine the effects of halal certification and customers' halal awareness of the intention to purchase halal food products. This study belongs to the quantitative type with samples of 105 Muslim respondents. Accidental sampling is applied to sampling data. Four-point Likert scale questionnaire is utilized in data collecting which is analyzed with multiple linear regression techniques using SPSS 23 program. The results of this study indicate that halal certification variables and halal awareness both partially have positive effects on purchase intentions of halal food products. Meanwhile, the two variables simultaneously, halal certification and halal awareness, also positively influence the intention to purchase halal food products.
The Impact of Digital Media Use on Muslim Entrepreneurs' Intention to Apply for Halal Certificate: Empirical Evidence from Indonesia Ridlwan, Ahmad Ajib; Timur, Yan Putra; Ryandono, Muhammad Nafik Hadi; Takidah, Erika; Abdul Aziz, Azreen Hamiza; Juniarti, Rosa Prafitri
Indonesian Journal of Halal Research Vol. 7 No. 1 (2025): February
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijhar.v7i1.40271

Abstract

The Indonesian government is striving to encourage Muslim entrepreneurs to obtain halal certification for all products produced, imported, and sold within Indonesia. Digital media has emerged as a viable solution to enhance the convenience and practicality of Muslim entrepreneurs in applying for halal certification. This study aims to examine factors that influence Muslim entrepreneurs' halal certification applications through digital media, using the DeLone and McLean and the Unified Theory of Acceptance and Use of Technology (UTAUT) models. This quantitative study analyses 350 Indonesian Muslim entrepreneurs using partial least square structural equation modeling (PLS-SEM). Researchers obtain data using non-probability sampling approaches. The results of the study indicate that the constructs of performance expectancy (PE), effort expectancy (EE), social influence (SI), and service quality (SEQ) have a positive and significant effect on intention (INT). In addition, the facilitating condition (FC) has a positive influence on INT but is not significant. While the constructs of system quality (SYQ) and information quality (IQ) have a positive and significant effect on user satisfaction (US), the correlation of the two constructs to INT is not significant. Therefore, it can be concluded that PE, EE, and SI are the key driving factors for Muslim entrepreneurs in using digital media to apply for halal certification. According to the results, developing user-friendly features and technology systems is highly recommended. Pre- and post-submission service quality must be improved. Therefore, halal process assistance officers (PPH) are proposed to support Indonesian Muslim entrepreneurs.
Millennial Intention to Pay Zakat: The Effect of Religiosity and Attitudes Purwadani, Eldiana; Ridlwan, Ahmad Ajib
ZISWAF Vol 9, No 1 (2022): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v9i1.15150

Abstract

This study investigates religiosity's influence on paying zakat intention for millennials with attitude as a mediation variable. A Structural Equation Model (SEM) approach tests the measurement and structural model. The sampling technique is judgmental sampling to get 100 respondents through questionnaires distributed according to the characteristics of predetermined respondents. This study explains that religiosity and attitude positively and significantly affect paying zakat intention for millennials. In addition, this study also shows that attitude mediates the relationship between religiosity and paying zakat intention for millennials. This study provides a managerial implication for zakat institutions to have a better understanding that religiosity and attitude are essential to encourage Muslim millennials to pay zakat and the significant role of millennials in alleviating poverty in Indonesia.
Unveiling Zakat Decision: Exploring the Role of Religiosity, Moral Reasoning, Peer Influence, and System Fairness in Shaping Institutional Trust and Customer Zakat Intentions Susilowati, Fitriah Dwi; Ridlwan, Ahmad Ajib; Yasin, Achmad; Monoarfa, Hilda; Shikur, Anwar Adem
ZISWAF Vol 10, No 2 (2023): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v10i2.25455

Abstract

Zakat is an Islam instrument used to help alleviate poverty and improve community welfare. Even though the potential of this instrument in Indonesia is very large, the income is still very low due to the lack of trust known as Muzakki (zakat payer). Therefore, this research aimed to explore the factors that influence Muzakki in zakat institutions and the provision intention. Data collected from a survey of 207 valid observations was validated using the partial least squares structural equation modeling (PLS-SEM) to examine the variables and examine the predictive relevance of the model. The results showed that peer influence and system fairness influence trust institutions, while zakat institution can improve fairness and transparency for Zakat recipients. Furthermore, to enhance the trust of Muzakki, marketers need to employ strategies to influence a group of individual to ensure customers are inclined to trust the zakat institution.
DEVELOPMENT OF AISS APP (LOCAL CULTURE OF INDONESIA STOCK SIMULATOR APPLICATION) AS STOCK INVESTMENT LEARNING MEDIA Selvi Sehiling; Ahmad Ajib Ridlwan
JPIM (Jurnal Penelitian Ilmu Manajemen) Vol 8 No 1 (2023): JPIM (Jurnal Penelitian Ilmu Manajemen)
Publisher : Universitas Islam Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study is to develop stock investment learning media that is integrated with android-based cultural insights. This research belongs to the research and development. The research and development used in this study is represented by the Borg & Gall version model which has 10 stages; however, empirically it can be summerized into 4 stages, namely introduction, development, validation and implementation. The subjects in this study are divided into two groups: expert lecturers as validators of applications and materials and users between the ages of 15-20. The object of the study is the interest in stock investment. This study’s writing method is a descriptive method with a quantitative-qualitative approach. Based on an online survey conducted by the researchers, it shows that out of 90 respondents, 74 percent of them had no idea about the stock issuance system and 35.6 percent of respondents were interested to stock investment, and 51.1 percent had a desire to invest in stocks but did not know how to do so. The validity results of AISS APP development products based on expert validator assessments are declared valid, having a good category and able to be applied as learning media. As for the basis of limited trials, the result is valid, very good and able to be applied
Smart Aquaculture System with IoT-Integrated Microbubble Technology untuk Meningkatkan Sintasan Benih Ikan dan Pelatihan Manajemen Usaha POKDAKAN "Mina Lestari" Tulungagung Nur Kholis; Aries Dwi Indriyanti; Ahmad Ajib Ridlwan; Yunus Yunus; Rizdana Galih Pambudi; Catur Surya Saputra; Aji Catur Prayogo; Muhammad Yunus Mustaqim
I-Com: Indonesian Community Journal Vol 5 No 4 (2025): I-Com: Indonesian Community Journal (Desember 2025)
Publisher : Fakultas Sains Dan Teknologi, Universitas Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70609/i-com.v5i4.8513

Abstract

Usaha budidaya ikan seingkali menghadapi kendala kematian ikan saat perawatan awal, termasuk Kelompok Pembudidayaan Ikan “Mina Lestari”. Selain itu kelompok tersebut juga terkendala dalam manajemen usaha yang masih lemah. Untuk mengatasinya dikembangkan Smart Aquaculture System with IoT-Integrated Microbubble Technology dengan pengkondisian air untuk meningkatkan sintasan benih serta pelatihan dan pendampingan manajemen usaha. Kegiatan ini bertujuan untuk mengatasi permasalahan kematian benih yang disebabkan oleh oksigen, pH, dan kualitas air. Terdapat tiga tahapan yang dilakukan, yaitu identifikasi masalah, pelaksanaan, dan evaluasi. Hasil dari kegiatan adalah sistem Smart Aquaculture dilengkapi Pelampung Microbubble berbasis IoT dengan pengkondisian air yang berhasil meningkatkan sintasan benih hingga 95%, sehingga produktivitas usaha meningkat. Pelatihan dan pendampingan yang dilakukan pada aspek manajemen usaha juga menunjukkan hasil yang positif, di mana adminitras usaha telah tercatat lebih rapi dan tersruktur. Berbagai upaya yang dilakukan ini memberikan solusi nyata terhadap masalah yang dihadapi agar usaha dapat berkembang dan bertahan.
Co-Authors A'rasy Fahrullah Abdul Aziz, Azreen Hamiza Abdul Hafidz Ach. Yasin ADAM DAMANHURI Ahmad Budiman Aji Catur Prayogo Aji Catur Prayogo Akmala, Zakia Albrian Fiky Prakoso Ali Hasbi Ramadani Amin, Gempar Yanuar Al Amin, Muhammad Muhibbul Anas, Khirul Andre Dwijanto Witjaksono Anshari, Bima Anwar Adem Shikur Anwar Adem Shikur Apriliawan, Faisal Bagus Aji Ardiati, Aulia Rizky Aries Dwi Indriyanti Aries Dwi Indriyanti Arilia, Linawati Arsetya, Rafly Asma Rita Athi Hidayati Aulia Deva Ferdana Aulia Siska Puspita Dewi Aulia, Nadya Desi Azidni Rofiqo Azita, May Nor Azizah Omar Azizah, Wafiq A’rasy Fahrullah Camelia, Dina Catur Surya Saputra Catur Surya Saputra Citra Dewi , Tazkiyah Nur Laili Clarashinta Canggih Dardiri, Masyhudan Darmawan, Zulfikri Charis Darmawan, Zulfikri Charis Deny Arifiana Desi, Agil Cintia Desy Kavanillah Devi Septiani Dewi Layyinatus Syifa Dewie Trie Wijayati Dimas Tresnanda Lusananta Dita Aprilia Widowati Djoko Suwito Domastuti, Putri Eldiana Purwadani Elya Zuliana Erika Takidah Fadhilah Rahmawati Fadillah, Hikmatul Nur Faisal Bagus Aji Apriliawan M. Daim Fajri, Rochmawati Farah Avista Melania Fatchiatul Ma’rifah Fathoni , Rizki Dwi Febrianto, Nur Fitroh Fikriyah, Khusnul Firmansyah, Mochamad Firza Oktavia Nurul Kumala Fitratun Ramadhany Fitriah Dwi Susilowati Hadi, Hafid Kholidi Hafshah Afifah Az-Zuhdiyyah Hakim, M. Akmal Hakim, M. Arif Rahman Hamidi, Ahmad Iqbal Haryanti, Peni Hendry Cahyono Heru Arizal Hidayah, Fitriana Nurochmatul Hidayati, Athi’ Hilda Monoarfa Hujjatullah Fazlurrahman Imam Laukhim Mahfudz Imam Mawardi Imam Sopingi Irfan Ramis Ismi Solikhatun Juliana Juliana Juliana Juliana Jusuf Bachtiar Khirul Anas Kodriyah Zumrotun Nisa Kumala, Firza Oktavia Nur LUCKY RACHMAWATI M. Fahrul Rozjiqin Mahfudz, M Imam Laukhim Masyhudan Dardiri May Nor Azita Moch. Khoirul Anwar MOCH. KHOIRUL ANWAR Moh Bima Fahrosyid Rizki Abdillah Moh Farih Fahmi Mohammad Chilmi Setia Aji Monoarfa, Hilda Muhamad Nafik Hadi Ryandono Muhammad Farid Ilhamuddin Muhammad Hasan Muzaki Muhammad Khoirul Umam Muhammad Muhibbul Amin Muhammad Turhan Yani Muhammad Yunus Mustaqim Muharromah, Gabriele Lailatul Mukaromah, Faidatul Muzaki, Muhammad Hasan Nanda, Annisa Amalia Eka Naqib, Ahmad An Naqib Novelika, Lutfiyah Rahma Nugroho, Bima Setyo Nur Fitroh Febrianto Nur Kholis Nurafini, Fira Oksiana Jatiningsih Oktavia Nurul Kumala, Firza Peni Haryanti Prabowo, Prayudi Setiawan Pratiwi, Dini Wahyu Prayogo, Aji Catur Purwadani, Eldiana Rachma Indrarini Rachmanu, Edvian Ditya Rachmanu, Edvian Ditya Raditya Sukmana Ratnasari, Variahatul Ridho Muhamad Rizdana Galih Pambudi Rizdana Galih Pambudi Rokhmat Subagiyo Rosa Prafitri Juniarti Salsabilla Kurniawati Saputra, Catur Surya Satria, Naufal Prima Sehiling, Selvi Selvi Sehiling Septiani, Devi Shafinar Ismail Shikur, Anwar Adem Sri Abidah Suryaningsih Syifa, Dewi Layyinatus Taufiqur Rochman Theodorus Wiyanto Wibowo Tony Seno Aji Totok Suyanto Trias Madanika Kusumaningrum Tsaqyfa, Mazaya Najmy Variahatul Ratnasari Widagdo, Andika Kuncoro Widia Wati Yan Putra Timur Yunus Yunus yunus Yunus Yunus Zainal Abidin Zulfa, Fina Lailiz Zulfikri Charis Darmawan Zuliana, Elya