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All Journal International Journal of Artificial Intelligence Research Jurnal EMT KITA EKUITAS (Jurnal Ekonomi dan Keuangan) Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economics Development Research (IJEDR) Jurnal Abdimas Ilmiah Citra Bakti (JAICB) Jurnal Bisnisman : Riset Bisnis dan Manajemen ABDIMASY: Jurnal Pengabdian dan Pemberdayaan Masyarakat International Journal of Engineering, Science and Information Technology DedikasiMU: Journal of Community Service PROFICIO: Jurnal Pengabdian Masyarakat Jurnal Pengabdian Masyarakat (ABDIRA) Kontigensi: Jurnal Ilmiah Manajemen Jurnal Abdi Masyarakat Indonesia JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Jurnal Ilmiah Manajemen dan Bisnis (JIMBis) Jurnal Teknologi dan Manajemen Industri Terapan Jurnal Sistim Informasi dan Teknologi Sanskara Ekonomi dan Kewirausahaan Jurnal Multidisiplin West Science Benefit : Journal of Bussiness, Economics, and Finance Indo-Fintech Intellectuals: Journal of Economics and Business Jurnal Ekonomi dan Kewirausahaan West Science West Science Interdisciplinary Studies West Science Interdisciplinary Studies West Science Social and Humanities Studies El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam EKOBIS ABDIMAS : Jurnal Pengabdian Masyarakat Indonesian Journal of Innovation Multidisipliner Research KREATIF: Jurnal Pengabdian Masyarakat Nusantara INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS) ABDINE :Jurnal Pengabdian Masyarakat
Sulistyo Budi Utomo
Sekolah Tinggi Ilmu Ekonomi Indonesia (STIESIA) Surabaya
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Analisis Kebijakan Pemerintah, Bantuan Modal, dan Pelatihan Kewirausahaan Terhadap Pertumbuhan Bisnis pada Komunitas UMKM di Jawa Timur Utomo, Sulistyo Budi; Pujowati, Yenik; Utami, Eva Yuniarti
Jurnal Ekonomi dan Kewirausahaan West Science Vol 2 No 02 (2024): Jurnal Ekonomi dan Kewirausahaan West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jekws.v2i02.1110

Abstract

Penelitian ini menyelidiki dampak kebijakan pemerintah, bantuan modal, dan pelatihan kewirausahaan terhadap pertumbuhan bisnis dalam komunitas Usaha Mikro, Kecil, dan Menengah (UMKM) di Jawa Timur, Indonesia. Analisis kuantitatif dengan menggunakan Structural Equation Modeling dengan Partial Least Squares (SEM-PLS) dilakukan untuk menguji hubungan antara faktor-faktor ini dan pertumbuhan UMKM. Penelitian ini melibatkan sampel 120 pemilik/manajer UMKM, dengan data yang dikumpulkan melalui wawancara terstruktur. Statistik deskriptif, evaluasi model pengukuran, analisis model struktural, dan penilaian kecocokan model digunakan untuk menganalisis data. Hasil penelitian menunjukkan adanya hubungan positif yang signifikan antara kebijakan pemerintah, bantuan modal, pelatihan kewirausahaan, dan pertumbuhan bisnis. Selain itu, validitas diskriminan dan indeks kecocokan model menunjukkan kekokohan model pengukuran dan struktural. Temuan ini menyoroti pentingnya intervensi pemerintah yang mendukung dan program pengembangan kapasitas dalam mendorong pertumbuhan UMKM dan pembangunan ekonomi di Jawa Timur.
Eksplorasi Karakteristik Penelitian Manajemen Pemasaran Digital di Era Globalisasi Utomo, Sulistyo Budi
Jurnal Multidisiplin West Science Vol 3 No 04 (2024): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jmws.v3i04.1105

Abstract

Personalisasi dalam pemasaran telah menjadi semakin penting dalam konteks praktik bisnis yang berkelanjutan. Penelitian ini bertujuan untuk melakukan analisis bibliometrik yang komprehensif terkait personalisasi dalam implementasi manajemen pemasaran digital di era globalisasi. Pendekatan bibliometrik digunakan untuk mengeksplorasi tren penelitian, tema utama, dan kontribusi literatur dalam memahami praktik dan teori manajemen pemasaran digital. Data dianalisis dari periode 1984 hingga 2024 menggunakan basis data akademis yang terverifikasi. Hasil analisis menunjukkan dampak signifikan dari literatur dalam domain ini, dengan total 980 makalah dan 162.307 kutipan yang teridentifikasi. Analisis jaringan istilah mengungkapkan tema-tema utama seperti pemasaran internet, kecerdasan buatan, dan dampak pandemi COVID-19. Selain itu, peta densitas menyoroti area-area potensial untuk penelitian mendatang, termasuk penggunaan AI dalam pemasaran dan dampak digitalisasi dalam konteks global. Temuan ini memberikan wawasan yang berharga bagi praktisi bisnis dan akademisi dalam merancang strategi pemasaran yang efektif di era digital, serta memberikan kontribusi penting terhadap pengembangan teori dalam manajemen pemasaran digital.
Religiusitas sebagai Moderasi dan Faktor yang Mempengaruhi Niat Wisatawan Mengunjungi Wisata Halal di Indonesia Sulistyo Budi Utomo; Reza Nurul Ichsan; Tribowo Rachmat Fauzan; Luckhy Natalia Anastasye Lotte; Muh. Zakaria
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.4172

Abstract

Halal tourism has become an industry that has a positive impact in both Muslim majority and minority countries. If previously this industry seemed exclusive because it was limited by something called 'haram', then halal tourism has become an attractive option because it is an activity without having to sacrifice religion by touching on 'haram' elements. This research aims to determine the influence of religiosity as a moderation and factor that influences tourists' intentions to visit halal tourism in Indonesia. The current analysis uses a quantitative approach. The results of this research have found that attitude, subjective norms and perceived behavioral control influence tourists' intentions to visit halal tourism in Indonesia. Religiosity as moderation is able to moderate subjective norms regarding tourists' intentions to visit halal tourism in Indonesia. However, religiosity was not able to moderate attitude and perceived behavioral control on tourists' intentions to visit halal tourism in Indonesia in this study.
CULTURAL IDENTITY AS TOURISM BRANDING FOR EAST JAVA PROVINCE IN INSTAGRAM CONTENT @DISBUDPARJATIMPROV Utomo, Sulistyo Budi; Suharmono, Soni; Nathanael, Garcia Krisnando; Mahmudin, Tono; Wahyono, Tugas Tri
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11077

Abstract

This research aims to (1) find out how the cultural identity displayed by the East Java culture and tourism department as East Java tourism branding in the Instagram content @disbudparjatimprov; and (2) determine the effectiveness of the East Java culture and tourism agency's tourism branding by highlighting East Java's cultural identity. This research is qualitative-descriptive research. The primary data source used in this research is East Java Disbudpar Instagram content. The data analysis technique in this research uses the Miles and Huberman perspective in the form of data presentation, data reduction, and drawing conclusions. The results of this research show that (1) Cultural identity as East Java tourism branding in Instagram @disbudparjatimprov content contains dimensions of entertainment, interaction, trends and customization; and (2) East Java Disbudpar takes advantage of tourism promotion opportunities through social media along with the advantages of the Instagram platform which is easy, global and interactive, being an effective and cheap way compared to promoting tourism through other media.
FAKTOR-FAKTOR YANG MEMPENGARUHI NIAT MAHASISWA EKONOMI DALAM PENGGUNAAN DOMPET DIGITAL Utomo, Sulistyo Budi; Utami, Eva Yuniarti; Mardiah, Ainil; Wijaya, Indra; Mulatsih, Listiana Sri
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11229

Abstract

Dompet elektronik (E-wallet) merupakan hasil inovasi yang dibawa oleh pertumbuhan fintech. Meningkatnya transfer uang elektronik merupakan tanda bahwa masyarakat mulai menggunakan dompet digital untuk memenuhi kebutuhan transaksi sehari-hari mereka. Penelitian ini menggunakan pendekatan kuantitatif yang memiliki tujuan untuk mengetahui faktor-faktor yg mempengaruhi niat mahasiswa ekonomi dalam penggunaan dompet digital. Populasi dan sampel dalam penelitian ini adalah mahasiswa ekonomi pengguna dompet digital yang tersebar indonesia yang diperoleh dengan menggunakan teknik probability sampling: simple random yang berhasil diperoleh sebanyak 250 responden, dan tehnik analisis menggunakan SPSS. hasil penelitian menunjukkan bahwa variabel persepsi kegunaan dan persepsi kemudahan berpengaruh terhadap minat penggunaan dompet digital. Sedangkan persepsi resiko tidak berpengaruh terhadap minat penggunaan dompet digital dalam penelitian ini. Kata Kunci: TAM, Persepsi Resiko, Minat Dompet Digital
PENGARUH LITERASI KEUANGAN, PENGGUNAAN SHOPEE PAYLATER DAN LIFE STYLE TERHADAP PERILAKU KONSUMTIF MAHASISWA Utomo, Sulistyo Budi; Hamka, Hamka; Burhanuddin, Burhanuddin; Yuliantina, Devi; Munizu, Musran
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13069

Abstract

Abstrak Perilaku komsumtif ini kerap kali dikaitkan dengan kegemaran untuk berbelanja yang didasarkan oleh keinginan dan stres atas aktivitas yang dilakukan sehingga seseorang rela untuk mengorbankan segala sesuatu demi memiliki produk atau jasa yang diinginkan. Perilaku konsumsi mahasiswa sangat dipengaruhi oleh perkembangan zaman yang semakin modern, teknologi yang berkembang pesat serta kehidupan manusia yang dinamis diiringi dengan tingkat pendapatan yang semakin meningkat. Penelitian ini merupakan penelitian dengan pendekatan kuantitatif. Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan, penggunaan shopee paylater dan life style terhadap perilaku konsumtif mahasiswa. Hasil penelitian ini telah menemukan bahwa penggunaan shopee paylater dan life style berpengaruh terhadap perilaku konsumtif mahasiswa. Namun literasi keuangan tidak berpengaruh terhadap perilaku konsumtif mahasiswa dalam penelitian ini. Kata Kunci: Konsumtif Mahasiswa, Literasi Keuangan, Penggunaan Shopee Paylater dan Life Style
Utilization Social Media for MSME Development Henky Hendrawan; Soni Suharmono; Sulistyo Budi Utomo; Sonny Santosa; Rini Novianti
KREATIF: Jurnal Pengabdian Masyarakat Nusantara Vol. 3 No. 4 (2023): Desember : Jurnal Pengabdian Masyarakat Nusantara
Publisher : AMIK Veteran Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/kreatif.v3i4.2259

Abstract

This research aims to explain the importance of socialization and social media utilization in the development of micro, small, and medium-sized enterprises (MSMS) in Sukabumi district. Social media has become a very effective tool in building customer relationships, marketing products, and increasing business visibility. However, there are still many MSMSs in Sukabumi district that have not exploited the potential of social media optimally. Through socialization, MSMS owners will be given a better understanding of social media and how to use it as an effective marketing tool. This socialization will involve training and enhancement of knowledge about relevant social media platforms, online marketing strategies, creating interesting content, as well as measurement and analysis of social media performance. It is expected that with the socialization of this social media utilization, the MSMS in Sukabumi district will be able to use social media better to promote their products and services, reach a wider audience, and increase their online presence. With increasing online presence, it is anticipated that there will be an increase in MSMS's turnover and overall growth in the Sukabomi district.
CREDIT RISK IN ISLAMIC BANKING: AN IN-DEPTH ANALYSIS OF CREDIT RISK MANAGEMENT AND RISK-SHARING MECHANISMS IN INDONESIAN ISLAMIC FINANCIAL INSTITUTIONS Alfiana Alfiana; Sulistyo Budi Utomo; Muhammad Syafri; Al-Amin; Azmi Syarif
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 2 No. 3 (2023): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
Publisher : ADISAM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research extensively examines credit risk management within the unique realm of Islamic banking institutions operating in Indonesia. Islamic finance, guided by principles of ethical finance and profit-and-loss sharing (PLS) contracts, introduces distinctive complexities into the credit risk domain. The primary objective is to scrutinize the intricacies of credit risk management in Islamic banking, particularly in the Indonesian context, a significant hub for Islamic finance. The study dissects several complex dimensions: It delves into the profound intricacies of risk-sharing mechanisms inherent in Islamic finance. The research explores how profit-and-loss sharing contracts, like Mudarabah and Musharakah, reshape credit risk dynamics and the distribution of risk between financial institutions and clients. Additionally, the research investigates the unique collateralization methods in Islamic banking, compliant with Sharia principles, and their impact on credit risk and recovery processes following default. A detailed analysis of diverse contractual structures used in Islamic finance, including Ijarah and Murabahah, assesses their influence on credit risk profiles and risk mitigation strategies. Moreover, the study examines the regulatory framework governing Islamic finance in Indonesia, considering how regulators harmonize Islamic financial principles with the imperative of maintaining financial stability. The complexities of default management and recovery procedures in Islamic finance are also explored, encompassing debt restructuring, arbitration, and Sharia-compliant debt recovery mechanisms. This research combines quantitative analysis and qualitative investigation to understand Indonesian Islamic banking comprehensively. The findings offer valuable insights into the intricate landscape of credit risk within Islamic finance, with broader implications for the global industry.
The Impact of Digital Content Quality and Short-Video Marketing on Brand Awareness and Engagement Rate among Fashion MSMEs in West Java Sulistyo Budi Utomo; Paramita Andiani; Dila Padila Nurhasanah
West Science Social and Humanities Studies Vol. 4 No. 02 (2026): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v4i02.2650

Abstract

The rapid growth of social media platforms has transformed marketing strategies among fashion Micro, Small, and Medium Enterprises (MSMEs), particularly through the use of digital content and short-form video promotion. This study aims to examine the impact of digital content quality and short video marketing on brand awareness and engagement levels among fashion MSMEs in West Java. A quantitative research design was employed using survey data collected from 155 MSME owners and managers through a structured questionnaire measured on a Likert scale. The data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS 3). The results indicate that digital content quality has a positive and significant effect on brand awareness and engagement levels, while short video marketing significantly enhances both brand visibility and audience interaction. Brand awareness also demonstrates a significant positive influence on engagement and acts as a partial mediating variable between digital marketing strategies and engagement outcomes. These findings suggest that visually appealing and informative content combined with short video formats can strengthen brand positioning and improve customer interaction in digital environments. This study contributes to digital marketing literature by providing empirical evidence from the fashion MSME sector in West Java and offers practical insights for businesses seeking to optimize their social media strategies in competitive markets.
Shopping Lifestyle As A Moderating Variable Of The Influence Of Hedonic Shopping Value On Impulse Buying Sulistyo Budi Utomo; Rudy Irwansyah; Asriany; Dikky Mooy; Risca Kurnia Sari
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 4 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M UIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i4.8557

Abstract

This study aims to analyze and test the role of Shoppng Lifestyle variables as moderating variables in strengthening or weakening the influence of Hedonic Shopping Value (HSV) on Impulsive Buying (IB). Impulsive buying is a consumer behavior phenomenon characterized by lack of planning, quick decisions, and strong emotional drives, which often have significant financial consequences, especially in the context of e-commerce and stimulation-rich retail environments. Previous research has confirmed that hedonic value, namely the aspects of pleasure, excitement, and fantasy obtained from the shopping process, is a strong predictor of impulsive tendencies . However, the magnitude of this influence is believed not to be universal, but rather depends on the individual context, one of which is the internalized consumption pattern, namely shopping lifestyle. This study adopts the StimulusOrganismResponse (S-O-R) framework, where HSV serves as an internal stimulus (O) that triggers an impulsive buying response (R), and this interaction is moderated by shopping lifestyle. This study employed a quantitative design with a survey of active online shoppers in Indonesia. The target population was individuals with moderate to high levels of hedonic consumption. The analytical technique used was Moderated Regression Analysis (MRA) to test the moderation hypothesis. It is hoped that the findings of this study will provide theoretical contributions by validating shopppng lifestyle as an important contextual variable in consumer behavior models and provide practical implications for retailers in designing marketing strategies that target consumers based on their lifestyle profiles.
Co-Authors Abid Ramadhan Ainil Mardiah Al-Amin Alfiana Alfiana , Alfiana Amin, Al- Andri Ardhiyansyah Anton Nurcahyo Arif MarjukI Arisia Dewi, Mega Arvin Hardian Asriany Astuti, Enny Diah Aulia Kusuma Wardani Azmi Syarif Bekti Setiadi Burhanuddin Burhanuddin Burhanuddin Caka Gatot Priambodo Charisma Dita Gabrillia Devi Yuliantina Dikky Mooy Dila Padila Nurhasanah Donny Juliandri Prihadi Eka Hendrayani Elizabeth Elizabeth Endang Sri Wahyuningsih, Endang Sri Errie Margery Erwina Kartika Devi Eva Andriani Eva Desembrianita Eva Yuniarti Utami Feliks Anggia Binsar Kristian Panjaitan Garcia Krisnando Nathanael Hamka Hamka Hamka Hamka, Hamka Hendra Hening Widi Oetomo Henky Hendrawan Heru Suprihhadi Heru Suprihhadi Heru Suprihhadi Heru Suprihhadi Hisnol Jamali I Wayan Adi Pratama I Wayan Gede Antok Setiawan Jodi Ilham Arief Ilham Ilham In'am Widiarma In'am Widiarma Indra Wijaya Iswahyu Pranawukir Iwan Henri Kusnadi Jefri Putri Nugraha Judijanto, Loso Juwita Sari Karnawi Kamar Kusumawardhani, Trisnawati LISTIANA SRI MULATSIH Listiana Sri Mulatsih Loso Judijanto Luckhy Natalia Anastasye Lotte Lusiah Lusiah M Toyib M. Imron Mas’ud M. Novan Saputra Mahmudin, Tono Mazzlida Mat Deli Mega Arisia Dewi Minggar Anggri Prihati Mochammad Reza Zulfikar Muh Zakaria Muh. Zakaria Muhammad Syafri, Muhammad Muhammad Syafrie Musran Munizu Ngurah Pandji Mertha Agung Durya Nurhayaty, Ety Nusyirwan nusyirwan Paramita Andiani Pramudi Harsono Pujowati, Yenik R. Yudi Sidharta Rachmadi Indrapraja Rahmat Aji Nur Yakin Rahula Hananuraga Ratnawati Ratnawati Rendro Laksmono Rendro Laksmono Reza Nurul Ichsan Reza Zulfikar, Mochammad Rezky Nurbakti Rini Novianti Risca Kurnia Sari Rudi Kurniawan Rudy Irwansyah Sidharta, R Yudi Sidharta, R. Yudi Sidharta, Yudi Soni Suharmono Sonny Santosa Suharmono, Soni Sumarwanto Suprihhadi, Heru Suriadi Susanto, Sherly Ernawati Syarif, Azmi Tarigan, Miska Irani Titik Mildawati Tribowo Rachmat Fauzan Tugas Tri Wahyono Utami, Eva Yuniarti Wahyono, Tugas Tri Wahyuningratna, Ratu Nadya Widiarma, Inam widiarma, In’am Widiastuti Furbani Widyananta, Antonius Satria Wiryawan, Dedik Yanti Setianti Yenik Pujowati Yudi Sidharta Yusnindar Yusnindar