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The Impact of the People's Business Credit (KUR) Programme on Entrepreneurship Development and Economic Growth in Indonesia Syamsu Rijal; Antou, Gracela Pinkan
West Science Journal Economic and Entrepreneurship Vol. 2 No. 04 (2024): West Science Journal Economic and Entrepreneurship
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsjee.v2i04.1407

Abstract

The People’s Business Credit (Kredit Usaha Rakyat, KUR) program has been a significant government initiative in Indonesia, aimed at promoting entrepreneurship and stimulating economic growth, particularly among micro, small, and medium enterprises (MSMEs). This study examines the impact of the KUR program on entrepreneurship development and economic growth, using a quantitative analysis based on a sample of 100 MSME entrepreneurs who have received KUR loans. Data was collected through a survey utilizing a Likert scale (1-5) and analyzed using SPSS version 25. The results show that KUR funding positively impacts business expansion, innovation, and profitability, with a significant correlation between program participation and improvements in entrepreneurship development. Furthermore, the study highlights the program’s contribution to local economic growth through job creation and increased regional economic activity. The findings indicate that the KUR program is effective in fostering entrepreneurship, particularly in rural areas, and plays a crucial role in stimulating economic growth at the local level. The study provides valuable insights for policymakers to improve the program and further support MSMEs in Indonesia.
The Impact of Working Capital Management, Product Innovation, and Financial Management on MSME Business Sustainability in South Sulawesi Syamsu Rijal; Supriandi, Supriandi
West Science Journal Economic and Entrepreneurship Vol. 2 No. 04 (2024): West Science Journal Economic and Entrepreneurship
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsjee.v2i04.1410

Abstract

This study examines the impact of Capital Management, Financial Management, and Product Innovation on the sustainability of Micro, Small, and Medium Enterprises (MSMEs) in South Sulawesi, Indonesia. Amid increasing economic challenges, MSMEs must adopt effective financial and innovation strategies to achieve long-term sustainability. A quantitative approach was employed, using data from 255 MSMEs and analyzed through Structural Equation Modeling with Partial Least Squares (SEM-PLS). The findings indicate that all three factors positively and significantly affect MSME sustainability, with Financial Management showing the strongest influence, followed by Capital Management and Product Innovation. These results suggest that MSMEs need to balance financial planning, efficient capital management, and innovation to foster resilience and competitiveness. This study contributes to the literature by applying the Resource-Based View (RBV) theory to MSME sustainability, providing actionable insights for MSME managers and policymakers in resource-constrained environments.
Investigating the Factors Influencing Employee Performance Deddy Novie Citra Arta; Syamsu Rijal; Harun Samsudin; I Nyoman Tri Sutaguna
International Journal of Economics and Management Research Vol. 2 No. 1 (2023): April : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v2i1.64

Abstract

This study aims to analyze the influence of Leadership Style, Motivation and Work Discipline on the Performance of Government Apparatuses in Cicendo District, Bandung City. This study involved 63 Cicendo District government officials, Bandung City, and all of them became respondents using a multiple linear regression analysis model. The results of this study indicate that Leadership Style, Motivation and Work Discipline simultaneously have a positive and significant influence on the performance of Cicendo District Government Apparatuses, Bandung City. While partially it was found that the leadership style factor had the most dominant significant influence on the performance of the Cicendo District Government Apparatus, Bandung City.
MEMBER SAVINGS AND NON-PERFORMING LOANS' EFFECT ON BUSINESS CAPITAL PERFORMANCE Syamsu Rijal; Eddy Silamat; Sri Dewi Yusuf; Ariawan Ariawan
International Journal of Economics and Management Research Vol. 2 No. 1 (2023): April : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v2i1.65

Abstract

This study aims to determine the effect of members' savings and non-performing loans on the performance of business capital at KSP Kopdit Pelangi Kasih Bandung. This research uses descriptive research method.And.verification with a quantitative approach. The objects in this study were members of the Kopdit Pelangi Kasih Bandung Savings and Loan Cooperative (KSP) with a total sample of 97 people. The sampling technique used in this research is nonprobability sampling method with purposive sampling technique. Statistical analysis of the data used in this study was multiple linear regression analysis using IBM SPSS statistics 24. The results of the study found that members' savings, non-performing loans and working capital performance at KSP Kopdit Pelangi Kasih Bandung were good. There is a significant influence between members' savings and non-performing loans simultaneously on the performance of working capital at KSP Kopdit Pelangi Kasih Bandung. There is a significant influence between member savings partially on the performance of working capital at KSP Kopdit Pelangi Kasih Bandung. Non-performing loans have no significant effect on the performance of working capital at KSP Kopdit Pelangi Kasih Bandung simultaneously. Therefore this can be used by the cooperative as an evaluation material for the performance results so that it can be taken into consideration for making decisions in improving the performance of venture capital in cooperatives. This research is different from other researchers because there are no other researchers who have examined specifically members' savings and problem loans on business capital performance at KSP Kopdit Pelangi Kasih Bandung, besides that indicators of member savings variables have a greater value and influence than problem credit variables
THE IMPACT OF WORKPLACE DISCIPLINE ON EMPLOYEE PERFORMANCE AT PT. PHARMA HEALTH CARE Ade Risna Sari; Darmawati Manda; Karyono Karyono; Syamsu Rijal; Maskur Maskur
International Journal of Economics and Management Research Vol. 2 No. 2 (2023): August : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v2i2.91

Abstract

The purpose of this study is to investigate and analyses how employee performance is impacted by workplace rules, rewards, and job characteristics. PT. Pharma HealthCare was the site of this study. In this study, there were 501 employees in the population and 92 participants in the sample. The method of sampling employs a non-probability sampling strategy. Utilizing a questionnaire gathering method to gather data from primary sources. The IBM SPSS 25 programmer was the analytical instrument employed. The findings demonstrated that, in contrast to incentives, which had no influence on employee performance, work discipline and job features had a considerable beneficial impact on employee performance.
Accounting Graduates' Knowledge, Skills, and Attitude in the Industrial Age 5.0 Syamsu Rijal
GEMILANG: Jurnal Manajemen dan Akuntansi Vol. 3 No. 2 (2023): Jurnal Manajemen dan Akuntansi
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/gemilang.v3i2.422

Abstract

This study aims to determine the knowledge, skills, attitude (KSA) that accounting graduates must possess in the industrial era 5.0 so that they remain relevant along with technological developments based on the perspectives of regulators, academics and graduate users. This type of research is qualitative research. In this study the researchers conducted interviews with informants. The informants in this study were the Chairperson of the Indonesian Institute of Accountants (IAI) in the West Java region, the Chairperson of the Managerial Accounting Study Program at Pasundan University and the HRD of companies in Bandung. The results of the research are based on the perspective of a student regulator, they must have internship experience, actively participate in seminars, problem solving skills and a good attitude. The academic perspective emphasizes academic value, being able to adapt, think critically, have leadership and have fighting power. The perspective of graduate users is that they have digital analysis skills, computer skills and are creative. In addition, the three perspectives also share the same view that accounting graduates must be technologically literate, have basic accounting knowledge, analytical skills, communication skills, have work experience, foreign language skills, professional certification, initiative, teamwork, integrity, thoroughness and detail, discipline. , responsibility and mutual respect.
Gamification's Influence on Tokopedia E-Commerce Repurchase Intentions Muhammad Nur Afiat; Syamsu Rijal; Rifani Akbar Sulbahri; Fachrurazi, Fachrurazi
GEMILANG: Jurnal Manajemen dan Akuntansi Vol. 3 No. 2 (2023): Jurnal Manajemen dan Akuntansi
Publisher : BADAN PENERBIT STIEPARI PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/gemilang.v3i2.423

Abstract

This study aims to examine the effect of gamification with the indicators studied consisting of rewards, points, levels and leaderboards on the use of e-commerce applications and repurchase intentions. This research method is quantitative with data collection techniques using survey techniques using questionnaires. The sampling technique uses a purposive sampling technique. The research sample was 97 Business Management Students at Bandung Islamic University. The results of the study show that gamification has a positive effect on the use of e-commerce applications, while it has no effect on repurchase intention. The results also show that the use of e-commerce applications has a positive effect on repurchase intentions in e-commerce.
The Effect of Entrepreneurship Training and Business Assistance on Strengthening the Role of MSME Players Assisted by PLUT-KUMKM in South Sulawesi Province Nirwana; Muhammad Rakib; M. Ihsan Said Ahmad; Syamsu Rijal; Muhammad Hasan
Indonesian Journal of Business and Entrepreneurship Research Vol. 1, No. 1, January 2023: Indonesian Journal of Business and Entrepreneurship Research
Publisher : Fakultas Ekonomi dan Bisnis Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (332.911 KB) | DOI: 10.62794/ijober.v1i1.12

Abstract

This research was conducted to determine the effect of entrepreneurship training and business assistance on strengthening the role of MSME actors assisted by PLUT KUMKM Prov. South Sulawesi Makassar City. By using quantitative methods and sample collection, namely probability sampling. With partial and simultaneous tests. The results of this study are that there is a significant influence between entrepreneurship training and business assistance on strengthening the role of MSME actors assisted by PLUT-KUMKM Prov. South Sulawesi Makassar City. Partially, entrepreneurship training (X1) has an effect on strengthening the role of MSME actors and business assistance has an effect but not significant on strengthening the role of MSME actors. The percentage of the influence of entrepreneurship training and business assistance assisted by PLUT KUMKM South Sulawesi Province is 33.3%.
Co-Authors Ade Risna Sari Adinda Pradana Putri Adiningsih S, Sri Hutami Agung Dirgantara Agung Yuliyanto Nugroho Ahmad Ridfah Ahmad Yani Ahmad Yani Akhmad Nur Zaroni Andi Alwa Andi Badli Rompegading Andi Sitti Fahirah Andi Zakinah Juniarti Anna Sari Dewi Antou, Gracela Pinkan Ariawan Ariawan Arief Yanto Rukmana Arina Fathiyyah Armanto Makmun Arni Isnaini Arfah Arnita Vitasari Asrini Safitri Besse Sulfiani Chevy Herli Sumerli Citra Arta, Deddy Novie Dahliah, Dahliah Darmawati Manda Darwis Robinson Manalu Dean Ascha Wijaya Dian Amelia Abdi Dzul Ikram Eddy Silamat Eny Arlini Wello Fachrurazi Faisal Akbar Zainal Febie Irsandy Fendy Dwimartyono Feni Hariyanti Fernando Nathaniel Geofakta Razali Guellica Agnesia Claudia Thanos Harun Samsuddin Harun Samsudin Heny Herawati Hermiaty N Husna I Nyoman Tri Sutaguna Ida Ayu Putu Sri Widnyani Intan Nurrachmi Irfandi, Rizal Iwan Harsono Joshua Kurniawan Jumadi Karyono Karyono Khairunnisa Khairunnisa Lisa Yuniaty M. Hamsah M. Ihsan Said Ahmad Marzelina Karim Maskur Maskur Muh. Ihsan Said Ahmad Muh. Zainuddin Badollahi Muhammad Arafah Muhammad Arafah Muhammad Hasan Muhammad Islah Idrus Muhammad Mursyid Muhammad Nasir Muhammad Rakib Muhammad Syabilal Alfat Al Buyani MUHAMMAD YUSUF Nasrudin Andi Mappaware Nasrudin Andi Mappaware Nirwana Novita Prawitasari Nur Akmal Nur Arisah Nur Aulia Amir Patahuddin Puput S Rachmat Faisal Syamsu Raden Mohamad Herdian Bhakti Rahmawati Rahmawati Rasfayanah Rasfayanah Rasty Yulia Rezki Fitriani Rhisty Frida Utami Rifani Akbar Sulbahri Ririn Eka Robbi Rahim Rukiyanto Rukiyanto, Rukiyanto Samsuardi Said Santriani Hadi Shulhana Mokhtar Silva Sari C P Siminto Siminto, Siminto Siti Fatimah Awalyah Rijal Sitti Mutmainnah Sofia Maulida Soni Suharmono Sri Dewi Yusuf Sri Vitayani Sri Wahyu Sri Wahyuni Gayatri Suharni Sudirman SUMARNI Supriandi Supriandi, Supriandi Suriyah Satar Tadampali, Andi Caezar To Toong Hai Sam Vivi Chairun Nisa Windy Nurul Aisyah Wiriansya, Edward Pandu Yuaniko Paramitra Yusriani Mangarengi Zulfahmidah Zulfitriani Murfat Zulfiyah Surdam