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All Journal e-Jurnal Perspektif Ekonomi dan Pembangunan Daerah JDM Jurnal Manajemen Terapan dan Keuangan Jurnal Paradigma Ekonomika Jurnal Keuangan dan Perbankan Journal of Educational, Health and Community Psychology El Dinar JAM : Jurnal Aplikasi Manajemen Wacana, Jurnal Sosial dan Humaniora Infestasi JAKU (Jurnal Akuntansi & Keuangan Unja) (e-journal) Jurnal Ilmiah Universitas Batanghari Jambi Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen EKONOMIS : Journal of Economics and Business IRJE (Indonesian Research Journal in Education) J-MAS (Jurnal Manajemen dan Sains) Jurnal Sains Sosio Humaniora Dinasti International Journal of Management Science Dinasti International Journal of Digital Business Management Jurnal Ilmu Manajemen Terapan (JIMT) Jurnal Pengabdian Masyarakat Madani Humantech : Jurnal Ilmiah Multidisiplin Indonesia JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (JHSSB) Arus Jurnal Sosial dan Humaniora Utsaha: Journal of Entrepreneurship Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Jurnal Manajemen dan Pemasaran Jasa Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Journal of Business Studies and Management Review EJOIN : Jurnal Pengabdian Masyarakat Manajemen Kreatif Jurnal Journal of Social Science and Business Studies Jurnal Pengabdian Masyarakat dan Riset Pendidikan Jurnal Manajemen Kewirausahaan dan Teknologi Margin : Journal of Islamic Banking International Journal of Economics, Business and Innovation Research AICOS
Tona Aurora Lubis
Jambi University
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Menelusuri Penyebab Ketidakaktifan BUMDesa di Provinsi Jambi Lubis, Tona Aurora; Firmansyah, Firmansyah; Ningsih, Maryati
Ekonomis: Journal of Economics and Business Vol 8, No 2 (2024): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i2.2038

Abstract

The purpose of this study is to formulate a model of the inactive BUMDesa factors in Jambi Province. This type of research is a type of qualitative research research with a phenomenological type. This qualitative research analysis will be assisted by using the Nvivo qualitative research software. Based on the research results, it can be concluded that the main factors causing the inactivity of BUMDes in Jambi province can be divided into 3, these are: BUMDes management factors, village officials and the community.
Model Peningkatan Kinerja Petani Kopi Arabika di Kabupaten Kerinci Kristanto, Raja Bastian; Fitriaty, Fitriaty; Lubis, Tona Aurora
Jurnal Ilmiah Universitas Batanghari Jambi Vol 24, No 2 (2024): Juli
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v24i2.5333

Abstract

This research aims to determine the direct and indirect influence of Supply Chain Management (SCM) on Performance Improvement through Government Policy. This research is quantitative research using a survey research design. The sample in this study consisted of 70 coffee farmers in Kerinci district taken using the Purposive Sampling Technique. The data collection instrument is a questionnaire with a Likert Scale format consisting of five alternative answers. Data from filling out the questionnaire will be analyzed using the Partial Least Square (PLS) technique. The research results show that the SCM has a significant influence on Performance Improvement and Government Policy, the Government Policy variable has a significant influence on Performance Improvement and the Government Policy variable is able to mediate the SCM on Performance Improvement.
Entrepreneurial Intentions in Higher Education from the Analysis of Psychological, Human and Social Capitals: A Systematic Literature Review Saputra, Nofrans Eka; Johannes, Johannes; Yacob, Syahmardi; Lubis, Tona Aurora
Journal of Educational, Health and Community Psychology Vol 13 No 2 June 2024
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/jehcp.v13i2.27702

Abstract

This systematic literature review provides a comprehensive exploration of the role of psychological, human, and social capital in shaping entrepreneurial intentions within the context of higher education. The study synthesizes findings from a wide range of empirical studies to assess how these capitals influence students’ aspirations to engage in entrepreneurial activities. An online search was conducted on 125 reputable articles in the 2012-2021 period on entrepreneur intention and psychological, human, and social capital. Our review encompasses a detailed analysis of the psychological constructs that motivate entrepreneurial intentions, such as personal attitude, perceived behavioral control, and subjective norms. Furthermore, we examine human capital elements, including education, skills, and experience, alongside social capital aspects like social networks and family support systems. This review highlights the complex interplay between individual capabilities and contextual factors by integrating insights from multiple theoretical frameworks, including the Theory of Planned Behavior and Social Cognitive Career Theory. The findings suggest that while psychological capital is crucial in forming entrepreneurial intentions, human and social capital are equally significant in providing the necessary resources and networks to act on these intentions. This review contributes to academic discourse by clarifying the roles and relationships of different types of capital in entrepreneurial intention formation among higher education students, offering implications for educators and policymakers in fostering a conducive entrepreneurial ecosystem. 
THE EFFECT OF ECONOMIC RECESSION ON FINANCIAL PERFORMANCE: LITERATURE REVIEW Rusfa, Dilla Dwi Rahmatin; Afrizal, Afrizal; Rahayu, Sri; Lubis, Tona Aurora
Asian Journal of Islamic Economic Studies Vol. 2 No. 2 (2025): AICOS: Asian Journal Of Islamic Economic Studies
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/aicos.v2i2.5955

Abstract

what factors trigger economic recession actions on financial performance, and what factors can influence economic recession on financial performance. From the results of this Review, a literature review approach was carried out with a systematic mapping study method from various sources such as journals and books. The results of this review found various factors causing financial recession actions, the factors are rationalization, incentives, abilities, arrogance, collusion, needs, lifestyle , exposure, integrity, irreligion, systemic wealth inequality, significant distance between leaders and subordinates. The tendency of financial recession can be minimized by implementing generic aspects such as building integrity (equaling and strengthening noble character), creating exemplary leadership, minimizing opportunities, developing a good internal control system, developing recession prevention policies and systems, developing monitoring systems, hotlines, and whistle blowing systems, developing reward and punishment systems, and implementing a healthy economy, and creating a balance of power.
PENGARUH FINANCIAL BEHAVIOR DAN PREFERENSI RISIKO TERHADAP PERSONAL FINANCIAL DISTRESS DENGAN RELIGIOSITY SEBAGAI VARIABEL MODERATING (STUDI KASUS PADA OWNER UMK DI KOTA JAMBI): Studi Kasus pada Owner UMK di Kota Jambi Putri, Dian Septiani; Lubis, Tona Aurora; Masriani, Ida
Jurnal Manajemen Terapan dan Keuangan Vol. 14 No. 04 (2025): Jurnal Manajemen Terapan dan Keuangan
Publisher : Program Studi Manajemen Pemerintahan dan Keuangan Daerah Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jmk.v14i04.50448

Abstract

Penelitian ini menginvestigasi dampak perilaku keuangan dan preferensi risiko terhadap kesulitan keuangan pribadi, dengan religiositas yang diuji sebagai variabel moderasi pada pemilik usaha mikro dan kecil (UMK) di Kota Jambi, Indonesia. Menggunakan pendekatan kuantitatif dan SmartPLS 4 untuk analisis data. Data ini dikumpulkan dari 100 responden melalui kuesioner. Hasil penelitian menunjukkan bahwa perilaku keuangan memiliki pengaruh negatif yang signifikan terhadap kesulitan keuangan pribadi, yang mengindikasikan bahwa individu yang mampu mengelola keuangan dengan baik cenderung mengalami lebih sedikit kesulitan keuangan. Namun, preferensi risiko tidak berpengaruh signifikan terhadap kesulitan keuangan pribadi. Selain itu, religiositas tidak memoderasi hubungan antara perilaku keuangan maupun preferensi risiko dengan kesulitan keuangan pribadi. Temuan ini menyarankan bahwa peningkatan perilaku keuangan merupakan kunci untuk mengurangi kesulitan keuangan pribadi pada pemilik UMK, sementara religiositas tidak menunjukkan peran moderasi yang signifikan dalam konteks ini.
Analisis Reaksi Pasar Modal terhadap Groundbreaking Ibu Kota Negara (IKN) pada Saham Perusahaan Sektor Properti dan Konstruksi di Bursa Efek Indonesia Billy Alberto; Tona Aurora Lubis; Fitriaty Fitriaty
Jurnal Manajemen Kewirausahaan dan Teknologi Vol. 2 No. 4 (2025): Desember: Jurnal Manajemen Kewirausahaan dan Teknologi
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jumaket.v2i4.1054

Abstract

This study aims to analyze the capital market reaction to the groundbreaking event of the new capital city (IKN) on the stock prices of property and construction sector companies listed on the Indonesia Stock Exchange (IDX). This research employs a quantitative approach using the event study method with an observation period of 11 days, consisting of 5 days before (t-5), the event day (t), and 5 days after (t+5) the event. The sample includes property and construction sector companies that were actively traded during the observation period. Data analysis was conducted using the Paired Sample t-test through SPSS to examine differences in Abnormal Return (AR), Cumulative Abnormal Return (CAR), and Trading Volume Activity (TVA) before and after the event. The results show that there is no significant difference in AR and TVA, but there is a significant difference in CAR, indicating that the market reacted cumulatively to the groundbreaking IKN information. These findings support the semi-strong form of market efficiency theory, suggesting that the market requires time to fully reflect information into stock prices.
MODEL PERILAKU KEUANGAN KARYAWAN BANK BRI KANTOR CABANG SIPIN JAMBI Sartika, Dewi; Edward, Edward; Aurora Lubis, Tona
MARGIN: Journal of Islamic Banking Vol 2 No 1 (2022): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/margin.v2i1.1192

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui dan menganalisis perilaku keuangan karyawan Bank BRI Kantor Cabang Sipin Jambi dalam keputusan berinvestasi. Alat analisis yang digunakan adalah analisis kualitatif etik dan emik. Hasil penelitian menunjukkan karyawan Bank BRI memiliki pendapatan diluar gaji karyawan bank yaitu sebanyak 18 responden dan hasil pendapatan diluar gaji karyawan bank tersebut untuk ditabung dan dibelanjakan tidak digabungkan dengan gaji sebagai karyawan bank. Sebagian besar responden membelanjakan gaji dari Bank untuk membeli sembako atau kebutuhan rumah tangga, sementara pendapatan dari usaha sampingan sebagian besar digunakan untuk modal usaha dan investasi. Seluruh responden saat membeli sesuatu harus dipertimbangkan terlebih dahulu dan responden dalam membeli sesuatu selalu mempertimbangkan dengan menggunakan pikiran, logika, perasaan, dan alasan lainnya. Sebagian besar responden lebih banyak menggunakan pendapatannya untuk konsumsi seperti sembako dibanding investasi. Investasi yang banyak dilakukan responden yaitu investasi dalam bentuk tanah atau kebun. Sebagian besar responden menggunakan modal sendiri dalam membeli produk investasi. Seluruh responden dalam menggunakan uang yaitu berbelanja secukupnya dan menyisihkan sejumlah uang untuk keperluan di akhir bulan. Sebagian besar responden mengerti tentang ilmu manajemen keuangan. Model perilaku keuangan para karyawan Bank BRI (Bank Rakyat Indonesia) KC Sipin Jambi melakukan pemisahan pada sumber dan penggunaan dana. Serta lebih banyak menggunakan logika daripada perasaan. Model perilaku keuangan yang memilih investasi yang dilakukan karyawan Bank BRI (Bank Rakyat Indonesia) KC Sipin Jambi yang berinvestasi yang dipilih responden diantaranya yaitu kendaraan, tanah, kebun, perumahan, hewan ternak, dan emas. Perilaku keuangan karyawan Bank BRI (Bank Rakyat Indonesia) KC Sipin Jambi menunjukkan bahwa responden setuju dengan nilai total skor paling besar dan kategori baik yaitu pada pernyataan membayar tagihan tepat waktu. Sedangkan jawaban responden dengan nilai total skor terkecil yaitu pada indikator kurang baik pada pernyataan menabung secara periodik atau rutin.
GREENING PUBLIC SERVICE PERFORMANCE: THE INTERPLAY OF GREEN LEADERSHIP AND ENTREPRENEURIAL LEADERSHIP CHARACTERISTICS THROUGH A GREEN INNOVATION CLIMATE Gustina, Evi; Aurora Lubis, Tona; Masriani, Ida
Journal of Business Studies and Management Review Vol. 9 No. 1 (2025): JBSMR, Vol 9 No.1 December 2025
Publisher : Management Department, Faculty of Economics and Business, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jbsmr.v9i1.53446

Abstract

This study examines the influence of Green Leadership and Entrepreneurial Leadership Characteristics on Public Service Performance, with Green Innovation Climate as a mediating variable at the Environmental Agency of Jambi Province. Drawing upon Natural Resource-Based View (NRBV), Upper Echelons Theory (UET), Public Sector Entrepreneurship (PSE), and Organizational Climate theory within the AMO framework (Ability–Motivation–Opportunity), this research proposes an integrated model linking leadership orientation, innovation climate, and public service outcomes. The study employs a quantitative approach using Structural Equation Modeling–Partial Least Squares (SEM-PLS). Data were collected from civil servants and contract employees across organizational units. The findings indicate that Green Leadership and Entrepreneurial Leadership Characteristics significantly influence Green Innovation Climate. Green Innovation Climate significantly affects Public Service Performance and mediates the relationship between leadership variables and service performance. These findings suggest that environmentally oriented and entrepreneurial leadership can strengthen organizational climate for green innovation, which in turn enhances program achievement, service quality, stakeholder coordination, regulatory compliance, and environmental impact.
Pengaruh Literasi Keuangan dan Sikap Keuangan terhadap Kesejahteraan Keuangan dengan Perilaku Keuangan sebagai Variabel Mediasi: Studi pada Pegawai Negeri Sipil di Provinsi Jambi Ario Gusmansyah; Tona Aurora Lubis; Agus Solikhin
Journal of Business Studies and Management Review Vol. 9 No. 1 (2025): JBSMR, Vol 9 No.1 December 2025
Publisher : Management Department, Faculty of Economics and Business, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jbsmr.v9i1.53520

Abstract

This study aims to analyze the influence of financial literacy and financial attitude on financial well-being, with financial behavior as a mediating variable among civil servants at the Regional Financial and Revenue Management Agency (BPKPD) of Jambi Province. Using a quantitative approach with Structural Equation Modeling (SEM-PLS), data were collected from 175 respondents through structured questionnaires. The results indicate that financial behavior is the strongest and most dominant predictor in determining financial well-being. Interestingly, the findings reveal that financial literacy has no direct effect on financial behavior, indicating a knowledge-behavior gap among the officers. However, financial attitude is proven to be the primary driver in shaping disciplined financial behavior. The mediation test confirms that financial behavior acts as a crucial bridge that transforms knowledge and attitude into tangible financial well-being. This study recommends that government agencies focus on educational programs based on behavioral and mental shifts, rather than merely providing theoretical materials.
The ROLE OF DIGITAL LITERACY IN ENHANCING THE INFLUENCE OF DIGITAL BRANDING AND CUSTOMER EXPERIENCE ON CUSTOMER LOYALTY AT CAFE LATERA JAMBI Vilano, M. Afif Vilano Fitrah; Lubis, Tona Aurora; Utama, Ahmad Nur Budi
Journal of Business Studies and Management Review Vol. 9 No. 1 (2025): JBSMR, Vol 9 No.1 December 2025
Publisher : Management Department, Faculty of Economics and Business, Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jbsmr.v9i1.53590

Abstract

This study aims to analyze the influence of digital branding and customer experience on customer loyalty at Cafe Latera Jambi, as well as to examine the moderating role of digital literacy in these relationships. The study employed a quantitative approach using purposive sampling of 170 Generation Z respondents who were visitors of Cafe Latera Jambi. Data were collected through a questionnaire using a 5-point Likert scale and analyzed using Partial Least Square-Structural Equation Modeling (PLS-SEM) via SmartPLS 4 software. The results revealed that: (1) digital branding has a positive and significant effect on customer loyalty (β = 0.373; t = 7.037; p = 0.000); (2) customer experience has a positive and significant effect on customer loyalty (β = 0.450; t = 9.311; p = 0.000) and serves as the strongest predictor; (3) digital literacy does not moderate the effect of digital branding on customer loyalty (β = −0.078; t = 1.526; p = 0.127); and (4) digital literacy does not moderate the effect of customer experience on customer loyalty (β = −0.018; t = 0.382; p = 0.703). Although digital literacy does not function as a moderator, it has a significant direct effect on customer loyalty (β = 0.270; p = 0.000). The research model explains 44.9% of the variance in customer loyalty. These findings imply that digital branding and customer experience strategies can be applied universally to the Gen Z segment without the need for segmentation based on digital literacy levels.
Co-Authors - Afrizal . Moeljadi . Zulkifli Addion Nizori Ade Erma Suryani Ade Octavia Ade Octavia Afkari, Nabilah Afrizal Agil Muharya Agus Sholikhin Agus Solikhin, Agus Agus Syarif Ahmad Nur Budi Utama Albetris Aliyardi, Aliyardi Amri Amir Amri Amir Andang Fazri Aprecia, Mitha Talitha Arief Prasetyo Ario Gusmansyah Asep Machpuddin Asep Machpudin Asep Machpudin Asih Retno Pungki Ayu Anggraini Aziexho Vornandes Besse Wediawati Billy Alberto Budi Susanto Cindy Larasati Dahmiri Dalizanolo Hulu Dewi , Erwita DEWI SARTIKA Dhimas Kurniawan Djumahir Djumahir Edward, Edward Efi Herawati Elliyana, Dessy Enggar Diah P.A Enggar Diah Puspa Arum Enjanita, Sanci Erwita . Erwita Dewi Firmansyah . Firmansyah Firmansyah Firmansyah Firmansyah Fitri Chairunnisa Fitri Eka Wahyui Fitri, Mahdaliyah Fitriaty Fitriaty, Fitriaty Gandi, Akhmad Rasyid Garry Yuesa Rosyid Gustina, Evi Handayani, Siti Dyah Hardiani Hardiani Hendriyaldi Ida Masriani Ida Masriani, Ida Ingepuri, Pebriana Ira Febrianti Iskandar Iskandar Jhon Riahman Sinaga Jihan, Salsandra johannes johannes Johannes Simatupang Junaidi Junaidi Kristanto, Raja Bastian Levi Febri Damayanti Liu, Tri Supryjadi Luthfi Anan , Fatih M, Zulkifli M. Syurya Hidayat Made Sudarma Martasudira, Yosse Maryati Ningsih Maryati Ningsih Maryati Ningsih Meilina, Dira MISMIWATI, MISMIWATI MISMIWATI Moh Ihsan Muhammad Haris Saputra Muhammad Safri Mukhzarudfa, Mukhzarudfa Mulia Inda Purwati Munawar - Ismail Musnaini musnaini musnaini Musnaini Musnaini NAJMI FUL HANIF Nilamsari, Nurul Ningsi Trilianah Ningsih, Maryati Nofrans Eka Saputra, Nofrans Eka NORIA SAPUTRI Novita Sari Novita Sari Nurputri, Syafda Nopta Octora, Shinta Oktaviani, Singki Pratiwi, Anggie Putri, Dian Septiani Raja Penungkunen Surbakti Raja Sarah Rasmi, Muhammad Putra Rendi Aditya Alfanza Retno Widowati Rike Setiawati Riman Abimayu Rina Mardiana Rina Nurarifah Rohsalin Belle Romauly Manihuruk Rosadi, Ichsan Rusfa, Dilla Dwi Rahmatin Saiful . Savana, Zeta Ferli Selvia, Levi Shadiq, Annurusshadiq Sholihat, Iis Sigit Indrawaijaya Sigit Indrawijaya Siregar, Ade Perdana SRI RAHAYU Sry Rosita Sry Rosita Steven Kurniawan Suhairi, Khairul Sumantri Sumantri Sumarni Sumarni Sutan Adil Hendra Syahmardi Yacob syahmardi yacob Syamsurijal Tan Tiarifani, Tasya TITIN HARTINI Ubud Salim Vilano, M. Afif Vilano Fitrah Wawan Anggara Widiastuti, Fitri Widyanti Fitri Wirmie Eka Putra Yayuk Sriayudha Yosi Fadhillah YULHASMIDA YULHASMIDA Yuliarnita Yuliusman Yunira, Sabrino Pratama Zarkani Zarkani Zuhratul Aulia Zulfina Adriani Zulkifli Zulkifli Zulkifli Zulkifli