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Analisis Manajemen Risiko pada Usaha Laundry Rumahan: Studi Kasus Nadinda Laundry Nurohimah, Susi; Siffa, Alma Aulia; Ghassani, Amira Muthi; Rahman, Fatimah; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/kgcmrm12

Abstract

This study analyzes the risk-management practices at Nadinda Laundry, a home-based micro, small, and medium enterprise (MSME) laundry business in Bandung Regency, with the aim of identifying, analyzing, evaluating, and providing risk-treatment strategies to strengthen operational resilience. Using a qualitative exploratory approach through a case study, data were collected from semi-structured interviews with the owner, field observations, and secondary sources such as academic literature and government reports. The identification process revealed 30 risks classified into six categories: market, financial, marketing, operational, human resources, and legal. Risk analysis using a 5×5 likelihood and impact matrix showed high-level risks such as rising electricity prices (level 16), negative online reviews affecting reputation (12), machine breakdowns (12), and power outages (12), along with various medium- and low-level risks. Risk-treatment strategies include operational efficiency improvements, routine maintenance, supplier diversification, employee training, and regulatory compliance. The study concludes that systematic risk-management implementation can minimize risk impacts, enhance customer satisfaction, and support the sustainability of laundry MSMEs amid industry dynamics.
Analisis Manajemen Risiko Pada UMKM Pertanian Menggunakan Pendekatan ISO31000 dan Matriks Risiko: Studi Kasus “Berkah Tani” Rosdian, Anisa Roshy; Yasyfa, Aghnia; Hamdah, Hesti Hisani Latifah; Azahra, Sarah Mutia; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/3pvcf219

Abstract

The agricultural sector faces various risks that can threaten business continuity and sustainability. This study aims to analyze risk management in agricultural MSMEs "Berkah Tani". This analysis was carried out using ISO 31000 standards, SWOT analysis and risk matrix. The results of the research are then used to formulate mitigation strategies to increase the resilience and sustainability of "Berkah Tani" agricultural MSMEs. A qualitative approach is used in this study because this study aims to understand in depth how agricultural MSME actors identify, assess and manage the risks faced in their business activities. The results of the study show that there are 6 risk categories in the Berkah Tani business, namely production, financial, marketing, market, human resources and legal risks. With a total of 19 events that occurred, of which 3 risks were at an extreme level, 8 were risks with a high level, 5 were risks with a medium level and 3 risks were with a low level.  This study confirms that risks in agricultural business are indeed high and can be threatening, but through planned and standardized risk management, Berkah Tani can improve its adaptability and maintain the sustainability of its business in the long term. . 
Analisa Manajemen Risiko Pada UMKM Hijab Menggunakan Matriks Risiko Manajemen : Studi Kasus “Elmillahijab” di Kota Bandung Nugraha, Nayla Rubayyina; Wulandari, Ai Malita; Nur’aini , Intan; Anggraeni, Nuri Triani; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/vt1v7523

Abstract

This study aims to analyze risk management at the Elmillahijab MSME in Bandung using a risk matrix approach. The method used was descriptive qualitative through direct observation and interviews with the business owner. The results showed that 31 risks were identified and categorized into six main types: market, financial, marketing, operational, human resources, and legal risks. Based on likelihood and impact analysis, 1 risk was identified as very high, 8 as high, 9 as medium, 12 as low, and 1 as very low. The most dominant risks stem from competitors conducting large-scale promotions, increasing raw material prices, and errors in pricing. Recommended risk management measures include regular market research, improving product quality, strengthening digital branding, and diversifying raw material suppliers. This study emphasizes the importance of implementing risk management at the MSME level to increase business resilience, maintain business sustainability, and strengthen competitive position in the ever-growing hijab fashion market.
Analisis Manajemen Risiko pada Jasa Mesin Bordir di Usaha Arsel Bandung Anggraeni, Nuri Triani; Wulandari, Ai Malita; Nur’aini, Intan; Nugraha, Nayla Rubayyina; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/j1qrh760

Abstract

The development of embroidery services in the garment industry in Bandung is significant, garnering government attention as a driver of the country's economy. However, this sector has not yet become an independent sector and a pillar of the national economy. This study aims to determine the risks inherent in the embroidery services sector, as its operational activities pose various potential risks, both operationally, financially, and through human resources. The embroidery business is part of the Micro, Small and Medium Enterprises (MSMEs) sector. interviews, and documentation of service business owners and employees. Promotion is carried out through approaches between businesses, or clothing businesses that collaborate with embroidery services. This is because, in the embroidery service environment, there are several businesses producing clothing, jackets, and Levi's pants. The results of the study indicate that the main risks faced include the risk of machine damage, delays in orders, fluctuations in material prices, and dependence on skilled labor. Strategies implemented to control these risks include conducting routine machine maintenance and establishing intensive communication with customers
Analisis Manajemen Risiko Pada UMKM Fashion Lokal Korean Style Menggunakan Pendekatan  Enterprise Risk Management (ERM): Studi Kasus “MadebyHara” Nur’aini, Intan; Wulandari, Ai Malita; Nugraha, Nayla Rubayyina; Anggraeni, Nuri Triani; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/4dk69n82

Abstract

This study aims to analyze risk management within the local Korean-style fashion MSME MadebyHara using the Enterprise Risk Management (ERM) approach. A descriptive qualitative method was employed, utilizing direct observation and in-depth interviews with the business owner to identify, assess, and categorize business risks. The findings reveal 14 key risks classified into market, marketing, financial, operational, human resource, and legal–reputation risks. Based on the risk matrix analysis, two risks fall into the high-risk category: intense competition with local Korean-style fashion brands and human error during packing and product delivery. Six risks are categorized as medium-level risks, including rapid changes in fashion trends, decreasing consumer purchasing power, declining social media engagement, unstable material supply, production delays, and customer complaints. Meanwhile, six other risks are identified as low-level risks. The results indicate that marketing and operational aspects represent the most significant sources of risk for MadebyHara. This study recommends several mitigation strategies, such as strengthening branding, enhancing product design innovation, implementing strict Standard Operating Procedures (SOPs) and quality control, diversifying suppliers, and improving workforce competence. Consistent application of ERM is expected to improve business resilience and support the sustainability of MadebyHara in the competitive fashion industry..
Analisa Manajemen Risiko Pada Travel Umroh Menggunakan Matriks Manajemen Risiko : Studi Kasus “Travel Umroh Rawda Cahya Multazam” Di Kota Bandung Meijaya, Panji Setia; Nugraha, Nayla Rubayyina; Asep Rizal, Asep Rizal; Mubarrok, Muhammad Luthfi; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/n2gkra05

Abstract

This study aims to analyze risk management at Umroh Travel Rawda Cahya Multazam, an umrah travel agency in Bandung, using a risk matrix approach. A descriptive qualitative method was applied through interviews to identify various risk categories, including market, financial, marketing, operational, human resources, and legal risks. Risk assessment was conducted using likelihood and impact criteria, resulting in the classification of risks into low, medium, and high levels. The findings reveal 22 identified risks, consisting of 8 high-level risks, 13 medium-level risks, and 1 low-level risk. The most critical risks include fluctuations in ticket and hotel prices, delayed customer payments, intense competition, currency exchange volatility, logistical issues, regulatory changes, and visa processing delays. Based on the evaluation, several mitigation strategies are recommended, such as long-term pricing contracts, strengthened standard operating procedures, digital marketing optimization, staff training, diversified package offerings, and establishing an emergency fund. The study concludes that systematic risk management enhances operational stability, increases customer trust, and strengthens the company’s competitiveness amid uncertainties in the umrah travel industry.
Analisis Manajemen Risiko pada Pengelolaan Operasional UMKM Fotocopy Maju Jaya di Kota Bogor Wulandari, Ai Malita; Nur’aini, Intan; Nugraha , Nayla Rubayyina; Anggraeni, Nuri Triani; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/m0f4va86

Abstract

This study aims to analyze risk management within the operational activities of the Fotocopy Maju Jaya micro-enterprise using a 3×3 risk matrix through the stages of risk identification, analysis, evaluation, and treatment. Employing a qualitative descriptive approach supported by observations and interviews, the study identifies 28 risks that fall into six categories: market, marketing, financial, operational, human resources, and legal risks. The evaluation using the 3×3 matrix indicates that one risk is categorized as high, twelve risks as medium, and fifteen as low. The highest risk concerns the absence of a routine service schedule for photocopy machines, which may interrupt operations during peak periods. Medium-level risks are mainly related to the absence of standard operating procedures, limited employee skills, unstable cash flow, and insufficient promotional activities. The findings highlight that operational continuity depends heavily on equipment maintenance, workforce competence, and structured procedures. The study recommends implementing routine maintenance, establishing clear SOPs, enhancing employee training, digitizing financial recording systems, and completing business legality requirements to improve operational performance and support the sustainability of Fotocopy Maju Jaya
Analisis Manajemen Risiko Dan Strategi Mitigasi Usaha Pada UMKM Buket Jurnalis Di Kota Bandung Azizah, Nabila Zulfa; Irwanda, Chika Putri; Dewi, Nira Destiani; Oktaviana, Nurul Laily; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/eyqzza34

Abstract

UMKM Buket Jurnalis is a small business engaged in selling artificial flower bouquets, fresh flowers, and supporting products such as gift boxes and standing flowers. Established in late 2021, the business has grown gradually in response to market demand. This study aims to identify and analyze the various risks faced by UMKM Buket Jurnalis and to determine appropriate mitigation strategies to ensure business continuity. The research method used is a qualitative descriptive approach with a case study through direct interviews with the business owner. The findings indicate that UMKM Buket Jurnalis faces six main categories of risk: market, financial, marketing, operational, human resources, and legal risks. The most significant risks include fluctuating seasonal demand, rising raw material costs, and limited workforce capacity during peak periods. The mitigation strategies applied involve quality control, market price evaluation, customer service improvement, inventory There are no sources in the current document.anagement, and employee training. By implementing effective risk management practices, UMKM Buket Jurnalis is expected to enhance its competitiveness and maintain sustainable business performance within the increasingly competitive florist industry.
Analisis Manajemen Risiko Usaha Konveksi Menggunakan Pendekatan ISO 31000 Junjunan, Almaira Sarah; Febrianti, Nisa; Anbiya, Muhammad Shoffan; Azahra, Sarah Mutia; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/b7cjsg75

Abstract

This study examines risk management practices in a small-scale garment business, Planet Lain Konveksi, located in Bandung City. Small and medium-sized enterprises in the garment sector face various uncertainties that may disrupt production activities and affect business sustainability. This research aims to identify potential risks encountered by the business and to analyze the application of risk management based on the ISO 31000 framework. A qualitative descriptive approach was employed using direct observation and interviews with the business owner as the primary data sources. The results indicate that Planet Lain Konveksi is exposed to several key risks, including operational, financial, human resource, marketing, market, and legal risks. Some risks demonstrate relatively high levels of impact and likelihood, particularly those related to raw material delays, machine breakdowns, and delayed customer payments. The implementation of ISO 31000-based risk management is expected to support SMEs in anticipating potential issues, improving operational stability, and maintaining business sustainability within the increasingly competitive garment industry.
Analisis Manajemen Risiko pada UMKM Depo Air Minum BIRU Ciwastra Kota Bandung Anbiya, Muhammad Shoffan; Junjunan, Almaira Sarah; Febrianti, Nisa; Azahra, Sarah Mutia; Alfiana, Alfiana
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/ztsrkg62

Abstract

Drinking Drinking water refill depots are one of the MSME sectors that play an important role in meeting the drinking water needs of urban communities. Depo Air Minum BIRU Ciwastra is an MSME engaged in drinking water refill services located in Bandung City. This study aims to analyze the risk management practices implemented at Depo Air Minum BIRU Ciwastra using a descriptive qualitative approach based on the ISO 31000:2018 framework. Data were collected through field observations, interviews with the business owner, and documentation review. The results indicate that there are six main categories of risk, namely operational, financial, human resources, market, marketing, and legal risks, with a total of 30 identified risk events. The highest risk levels were found in operational, market, and financial aspects, which directly affect water quality, service performance, and cash flow stability. Risk mitigation strategies include routine machine maintenance, separation of business and personal finances, improvement of human resource competencies, optimization of digital marketing, and periodic water quality testing. The systematic implementation of risk management is expected to enhance business resilience, service quality, and the long-term sustainability of drinking water refill MSMEs amid increasingly intense competition.
Co-Authors - Afrizal Achmad Fathoni, Achmad Achmad Yusuf Budianto Afifah, Dian Annisah Agustien, Salsha Dwi Agustina, Tria Raisya Akbar, Djalalludin Akhmad Farid Akhyar, Chairil Al-Amin, Al-Amin Aldy Febryawan Alfarizi, Muhammad Alfin Aloysius Ray Julian Kusdiantoro Amalia, Rahma Khairunnisa Amalia, Sinta Ambiya, Muhammad Shofan Amelia , Yesi Amelia, Sinta Amelia, Yesi Amin, Al- Amri, Andi Anantadjaya, Samuel PD Anbiya, Muhammad Shoffan Andiena Nindya Putri Anggraeni, Nuri Triani Anggraeni, Sintia Aprih Santoso Ardenny, Ardenny Ardiani Ika Sulistyawati Ari Purwanti Aris Kurniawan Arrachman, Hajar Chair Asep Rizal, Asep Rizal Astri Astri, Astri Astutik, Wahyuni Sri Asy-syifa, Ghina Aulia Aulia, Ayesa Sofwa Awaludin, Dipa Teruna Azahra, Sarah Mutia Azis, Fajriani Azizah, Nabila Zulfa Azizi, Muhammad Bakri, Asri Ady BillY Dewantara Cakranegara, Pandu Adi Chatarina Umbul Wahyuni Choirul Anam AM Diponegoro Cicik Wijayanti, Tri Dandy, Dava Indira Dede Hertina Dewi, A Ratna Sari Dewi, Nira Destiani Dhafin Al-Rasyid, Dhafin Al-Rasyid Dharmayanthi Pri Handini Dharmayanti Pri Handini Dhea Landy Venida Zulfa Dian Widyantini Dimas Saifurrohman Donny Dharmawan Durya, Ngurah Pandji Mertha Agung Dwi Agustien, Salsha edy susanto Eka, Andi Primafira Bumandava Elista, Amanda Emma Budi Sulistiarini Fadillah, Muhammad Rizki Fadzillah, Kylla Almira Rahma Fajar Fajar Farah Juniati Meutianingrum Faturrahman, Muhammad Hikam Fauzan, Muhammad Irfan Febrianti, Nisa Ferdian, Adam Devan Fikriyyah, Syahla Nur Fitriningsih Amalo Gatot Soebiyakto Gatot Soebiyakto Gautama K, M Ramadhika Ghassani, Amira Muthi Gunarianto Gunarianto Gustian, Dede Hakim, Mohamad Zulman Hamdah, Hesti Hisani Latifah Hamida, Ika Fitria Nur Hamzah, A. Hadian Pratama Hanifah, Luluk Hanum, Filia Hardian, Salman Hariandy Hasbi Harsono, Iwan` Hasbi, Moh Ramdani Hayandani, Mutiara Helvina, Annisa Hendayani, Nenden Hendrawan, Henky Heri setiawan Hermiyetti, Hermiyetti - Humaira, Maliha Rizka Husain, Muhammad Saddam Ihza Husen, Gayatri Nahdiyah Irdawati Irdawati Irfan Yulyansah Irwan Moridu Irwanda, Chika Putri Istigfari, Nafsa Qolbina Istighfari, Nafsa Qolbina Jemi Pabisangan Tahirs Jenny Nancy Kaligis Jiteng Andreas Judijanto, Loso Judijonto, Loso Junjunan, Almaira Sarah Kamil, Afrian Insan Kamil, Indriyati Kartika, Erawati Kartini, Tini Kartiwa, Mohammad Ramadhika Gautama Kemalasari, Andi Anggi Klemens Mere Klemens Mere Kodariah, Siti Koerniawati, Dwi Kristiana, Ida Kurniati Karim Kusuma, Ema Laendatu Paembonan Lailia, Wahidah Nazmi Lajai, Sri Yulandasari Lilis Dewi Ndaru Mulyo Arum Nirwana LISTIANA SRI MULATSIH Loso Judijanto Lumentah, Natalia Reyne Maharani, Pina Aulia Mahmuddin, Anggi Mahmudin, Anggi Mandam, Sri Yulandasari Lajai Mantoro, Ari Assrishan Sosh Maria Desika Bulu Masan Martalia Arya Nurfadila Mas'ud, Muchlis H Masdar, Fiqi Ardi Abdurahman Masdiana Masdiana Maulana, Asep Rizal Meijaya, Panji Setia Mellien Pakerti Winengku Meylani, Nilam Mizan, Haerul Mubarok, Muhamad Luthfi Mubarrok, Muhammad Luthfi Muchlis H Mas'ud Muchlis H. Mas'ud Muchlis Mas’ud Muhamad Stiadi Muhammad Zaki Muklis Muklis Mulastih, Listiana Sri Muliza Muliza Muzaffirah, Adzirah Naim, Sidrotun Nasharuddin Mas Nasharuddin Mas Nasharudin, Nasharudin Nawangwulan, Irma M Nelly Astuti Ningsih , Titiek Surya Novianti, Anggun Fitria Nugraha , Nayla Rubayyina Nugraha, Nayla Rubayyina Nugroho, Anton Priyo NUR FADHILAH, ANIS Nur Fikriyyah, Syahla Nur Laily Safitri Nur, Muh. Nuraeni, Fadila Siti Nuraisyiah, Nuraisyiah Nurdjanah Hamid Nurhakim , Reihan Ahmad Nurhakim, Reihan Ahmad Nurhandayani, Dini Nurhasanah Nurhasanah Nurida Finahari Nurlia Nurlia Nurliawan, Anggy Elfa Nurnaningsih Nurnaningsih Nurohimah, Susi Nurriqli, Arifia Nur’aini , Intan Nur’aini, Intan Nusair, Ahmad Ershaid Oki Akbar Mahendra Oktaviana , Nurul Laily Oktaviana, Nurul Laily Orie Rahma, Erythina PA Andiena Nindya Putri Padil, Wildan Fathil Pamungkas, Eko Wiji Perwito, Perwito Piartrini, Putu Saroyini Pratiwi, Lanina Pratiwi, Meilanie Tri Priatna , Elky Rimba Priatna , Ghulam Yoniar Priatna, Elky Rimba Priyo Nugroho, Anton Pujiyanti Pujiyanti Purnamasari, Eva Putri Irwanda, Chika Putri, Sanita Putro, Rizki Listyono Rachmania, Dewi Rahma Wahdiniwaty Rahman, Fatimah Rahmawati, Nopiyanti Ramadhan Wahfianka, Ega Ramadhan, Fadlillah Ramon Arthur Ferry Tumiwa Renaldi, Rafli Renggaala, Nuniek Yuniarti Ningsih Restu Widyo Sasongko Rihfenti Ernayani Ristati, Ristati Rita Zulbetti Riyanti, Anti Riyanto, Ayu Putri Rizal Maulana, Rizal Rizqi Aji Putri, Masykurotur Rosdian, Anisa Roshy Rufaida Sofiatus Wardani sabil sabil, sabil Safari, Apay Sagita Nurul Izza Salbiyah, Mila Samalua Waoma Samiun, Aspiati A. Samosir, Hendrik ES Sapiri, Muhtar Saputra, Irwan Saripujiana, Dian Sastradireja, Dhafin Al-Rasyid Sesario, Revi Setyawan, Antonius Ary Siddiqa, Heidi Siffa, Alma Aulia Siska Amelia, Siska Sodik, M. Sofwa, Ayesa Aulia Sono, Mohammad Gifari Sri Mulatsih, Listiana Sugeng Karyadi Suhartini Salingkat SUJAI, MUHAMMAD Sumini Sumini, Sumini Sundari, Annisa Pratiwi Suprapto Suprapto Suroso, Adi SURVIVAL - - Suwandi Ng Syamsuri Syamsuri T. Maulana, T. Taime, Habel Tasrim, Tasrim Toni Dwi Putra Tri Yuniningsih Triwulandari, Ratna Upik Djaniar Usman, Said Utami, Eva Yuniarti Utami, Refi Oktafia Utiarahman, Nurnaningsih Wahju Wulandari Wardhana2, Mario Maulana Wartono Wartono Windreis, Christ Wulandari, Ai Malita Yahya, Sitti Rachmawati Yaperta, Sanita Putri Yaperta, Shanita Putri Yasyfa, Aghnia Yatima El Isma, Yatima Yoga Pangestu, Dewo Nugroho Yohan Yohan Yoniar, Ghulam Priyatna Yulistina Yulistina Yundari, Yundari Yunus Sading Yusuf, Rafli Maulana Z, Nasrul Zahra, Maisya Hayina Zahra, Maisya Hayina Zahra Zakaria, Faiz Zaki, Muhamad Zuhroh, Siti Zulaecha, Hesty Erviani