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All Journal El Dinar JAKPP : Jurnal Analisis Kebijakan & Pelayanan Publik Classroom Action Research Journal (CARJO) International Journal of Artificial Intelligence Research Jurnal EMT KITA Journal of Economic, Bussines and Accounting (COSTING) Conference on Innovation and Application of Science and Technology (CIASTECH) Jurnal Basicedu Riset: Jurnal Aplikasi Ekonomi Akuntansi dan Bisnis MABIS: Manajemen dan Bisnis SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Jurnal Ilmiah Edunomika (JIE) Amalee: Indonesian Journal of Community Research & Engagement Management Studies and Entrepreneurship Journal (MSEJ) JATI EMAS (Jurnal Aplikasi Teknik dan Pengabdian Masyarakat) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Darma Agung Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Riset: Jurnal Aplikasi Ekonomi Akuntansi dan Bisnis Tax Literacy and Leadership Agility: Indigenous Peoples Awareness in Paying Taxes SINTA Journal (Science, Technology, and Agricultural) Jurnal Pengabdian kepada Masyarakat JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (JHSSB) Journal Of World Science Indonesian Community Journal Journal Of Human And Education (JAHE) Jurnal Dehasen Untuk Negeri Widyagama National Conference on Economics and Business (WNCEB) Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Jurnal Basicedu Jurnal Pengabdian Masyarakat Bhinneka Publicness: Journal of Public Administration Studies Journal of Artificial Intelligence and Digital Business Prosidia Widya Saintek The Eastasouth Management and Business Indonesian Journal Of Business And Entrepreneurship Research West Science Interdisciplinary Studies West Science Interdisciplinary Studies INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS) IIJSE COSMOS JER PENG: Jurnal Ekonomi dan Manajemen Jurnal Pengabdian Kepada Masyarakat Kalam J-CEKI Jurnal Ekonomi, Manajemen, Akuntansi Ulil Albab Jurnal Pengabdian dan Inovasi Masyarakat
Alfiana Alfiana
Fakultas Ekonomi, Universitas Widyagama Malang
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Community Assistance in Managing Kitchen Waste to Become Organic Fertilizer Hamzah, A. Hadian Pratama; Mulatsih, Listiana Sri; Zuhroh, Siti; Alfiana, Alfiana; Masdiana, Masdiana; Nurhasanah, Nurhasanah
Amalee: Indonesian Journal of Community Research and Engagement Vol. 4 No. 2 (2023): Amalee: Indonesian Journal of Community Research and Engagement
Publisher : LP2M INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/amalee.v4i2.2798

Abstract

Researchers, together with the manager of the Asri Garbage Bank, formed a collaboration to socialize the habit of selecting waste. This kitchen waste will be made into compost and sold to the surrounding community. This activity aims to familiarize the people in Green Petunia Housing with managing waste to reduce the amount of garbage. The method used in this service is the PAR (Participatory Action Research) method, with stages through training, account creation practices, and mentoring. The training is carried out in three phases: preparation, implementation, and evaluation. The results obtained from this activity are that people are increasingly aware of the importance of selecting waste and getting used to processing waste to reduce the amount of plastic waste around them.
Pendampingan Pengembangan UMKM melalui Implementasi Financial Technology Era Society 5.0: UMKM Development Assistance through the Implementation of the Financial Technology Era Society 5.0 Hamzah, A. Hadian Pratama; Kaligis, Jenny Nancy; Yahya, Sitti Rachmawati; Waoma, Samalua; Samosir, Hendrik ES; Alfiana, Alfiana; Nurhasanah, Nurhasanah
Amalee: Indonesian Journal of Community Research and Engagement Vol. 4 No. 2 (2023): Amalee: Indonesian Journal of Community Research and Engagement
Publisher : LP2M INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/amalee.v4i2.2828

Abstract

UMKM plays an important role in the economy of a region or country. Financial technology is one of the important roles to change behavior and expectations and can increase the quality and number of UMKM actors. This dedication aims to provide understanding, improvement, and quality improvement for UMKM actors through improvements in terms of standard and good financial management. The method used in this community service is Community Based Research (CBR) using the Forum Group Discussion (FGD) approach. The results of the activity show that some UMKM actors still do not understand the importance of Financial Technology (FinTech) in the business world, especially in terms of financial management.
Identify the Use of Economics for Family Financial Management in Digital Days Cicik Wijayanti, Tri; Naim, Sidrotun; Hendayani, Nenden; Alfiana, Alfiana; Hanum, Filia
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.3754

Abstract

This paper examined the significance of economics in family financial management, specifically in the context of the digital era. The study employs a literature review approach to explore past research findings and insights related to the subject matter. The past tense is utilized to discuss previous studies and their implications. The literature review reveals that economics plays a crucial role in assisting families in navigating the complexities of financial management in the digital age. The widespread adoption of digital technology has revolutionized various aspects of personal finance, presenting challenges and opportunities for families. Past studies have highlighted the importance of economic concepts, such as budgeting, saving, investment, and consumer behavior, in achieving financial well-being. These concepts remain relevant today, but the digital landscape has influenced their application. Integrating digital tools and platforms has made financial transactions more accessible, streamlined, and convenient. However, it has also brought forth new risks, such as cybersecurity threats and the potential for impulsive spending. Furthermore, the literature emphasizes the need for families to develop digital financial literacy and skills. Understanding online banking, digital payment methods, and personal financial management apps is crucial for effective financial decision-making. Studies suggest that families that embrace digital tools for budgeting and expense tracking experience improved financial management outcomes.
THE INFLUENCE OF FINANCIAL LITERACY AND DIGITAL LITERACY ON NON-CASH TRANSACTION PREFERENCES Alfiana, Alfiana; Mulastih, Listiana Sri; Sasongko, Restu Widyo; Ristati, Ristati; Amri, Andi
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11024

Abstract

Abstract Seiring dengan kemajuan zaman transaksi non-tunai dapat menjadi opsi dalam menggantikan transaksi tunai. Transaksi non-tunai harus didukung karena memiliki sejumlah dampak positif salah satunya mengurangi jumlah uang yang beredar di tengah masyarakat. Terdapat sejumlah faktor yang dapat mempengaruhi preferensi transaksi non-tunai diantaranya pengikatan literasi keuangan dan literasi digital. Penelitian ini merupakan penelitian kuantitatif dengan pendekatan eksplanotri terhadap 250 mahasiswa yang tersebar di seluruh penjuru Indonesia berupa kota padang, Jakarta, Samarinda, dan Makassar. Data yang digunakan disebarkan melui kuisioner dengan skala likert 1-5 berisi setuju, sangat setuju, netral, tidak setuju, dan sangat tidak setuju. Hasil penelitian menunjukkan variabel Financial Literasi dan Digital Literacy memiliki arah hubungan positif dan pengaruh yang signifikan terhadap variabel Non-Cash Transaction Preferences. Keywords : Digital Literacy, Financial Literacy, Non-Cash Transaction Preferences.
FAKTOR PENENTU UTAMA KINERJA PERBANKAN DI INDONESIA Sono, Mohammad Gifari; Harsono, Iwan; Akhyar, Chairil; Alfiana, Alfiana; Utami, Eva Yuniarti
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.12937

Abstract

Para deposan, investor, dan masyarakat pada umumnya membutuhkan indikator-indikator yang mudah diakses dan penting untuk membedakan berbagai bank. Penelitian ini membahas dua permasalahan penting secara bersamaan: menganalisis dan mengidentifikasi indikator-indikator keuangan utama bank yang tersedia untuk umum dan mana yang penting, serta memperkirakan bobot indikator-indikator tersebut di atas ketika perbandingan bank akan dibuat. Memanfaatkan database terbaru tahun 2022 dari 90 bank konvensional, penelitian ini menganalisis 17 rasio perbankan dengan menggunakan metode analisis komponen utama. Perhitungan menunjukkan bahwa lima komponen menjelaskan sekitar 75 persen dari total variasi data. Kelima komponen tersebut merupakan indikator profitabilitas, kualitas modal, kualitas pinjaman, aktivitas berbasis biaya, dan aset likuid dalam neraca. Lebih lanjut, dengan menggabungkan lima komponen utama, hasilnya menunjukkan bahwa bank kecil pun dapat mencapai kinerja keuangan yang baik Kata Kunci: Faktor Penetu, Kinerja Perbankan, Indonesia
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MASYARAKAT MENGGUNAKAN LAYANAN FINANCIAL TECHNOLOGY PEER TO PEER LENDING Dewi, A Ratna Sari; Utami, Eva Yuniarti; Setiawan, Heri; Alfiana, Alfiana; Hamid, Nurdjanah
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13151

Abstract

Abstrak Tujuan dari penelitian ini adalah untuk melihat faktor-faktor yang mempengaruhi minat masyarakat dalam menggunakan layanan fintech peer to peer lending dengan menggunakan model Unified Theory of Acceptance and Use of Technology (UTAUT). Variabel eksogen dalam penelitian ini adalah Performance Expectancy, Effort Expectancy, Social Influence, dan Facilitating Condition. Pengumpulan data dilakukan dengan menyebarkan kuesioner menggunakan Google form. Teknik analisis data yang digunakan adalah SPSS. Hasil penelitian menunjukkan bahwa variabel Performance Expectancy mempunyai pengaruh positif terhadap minat masyarakat dalam menggunakan layanan peer to peer lending, sedangkan variabel Effort Expectancy, Social Influence, Facilitating Condition tidak mempunyai pengaruh positif terhadap minat masyarakat dalam menggunakan layanan Peer to Peer lending.. Kata Kunci: Performance Expectancy, Effort Expectancy, Social Influence, Facilitating Condition
The Impact of Leverage and Liquidity on Firm Profitability Nurriqli, Arifia; Utiarahman, Nurnaningsih; Hendrawan, Henky; Durya, Ngurah Pandji Mertha Agung; Alfiana, Alfiana
Jurnal EMT KITA Vol 10 No 1 (2026): JANUARY 2026
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v10i1.5484

Abstract

This study aims to find empirical evidence of the influence of leverage (DER) and liquidity (CR) on profitability (ROA). In this research, researchers employed quantitative method using panel data regression. The study population consists of the companies listed on the Jakarta Islamic Index (JII 30) 2020-2024, and the purposive sampling technique is used to determine the sample size. A total of 105 samples from 21 companies were selected for this study. The data analysis techniques use EViews 12. Based on the study findings, profitability (ROA) significantly affected by debt to equity ratio (DER) and current ratio (CR). This study can serve as a guide for businesses looking to boost and enhance performance as well as for investors assessing company performance to gain investment certainty. The practical implication of these findings is the management stoct issuers could maintain the company good performance in order to increase investor trust in a sustainable manner.
Edukasi Literasi Keuangan Digital untuk UMKM dalam Menghadapi Era Cashless Society Alfiana, Alfiana; Saripujiana, Dian; Nurlia, Nurlia; Hasbi, Hariandy
Jurnal Pengabdian Masyarakat Bhinneka Vol. 4 No. 2 (2025): Bulan November
Publisher : Bhinneka Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58266/jpmb.v4i2.679

Abstract

Transformasi menuju cashless society menuntut pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) untuk beradaptasi dengan perkembangan teknologi keuangan digital. Rendahnya literasi keuangan digital sering menjadi hambatan utama dalam penerapan sistem pembayaran nontunai. Kegiatan Pengabdian kepada Masyarakat (PKM) ini bertujuan meningkatkan pemahaman dan keterampilan pelaku UMKM dalam menggunakan layanan keuangan digital seperti mobile banking, QRIS, dan e-wallet secara aman dan efisien. Metode pelaksanaan meliputi sosialisasi interaktif, pelatihan praktik langsung, dan pendampingan pascapelatihan. Hasil kegiatan menunjukkan peningkatan signifikan pada tingkat pengetahuan peserta mengenai pengelolaan transaksi digital, keamanan data, dan manfaat efisiensi sistem cashless. Selain itu, peserta mampu mengimplementasikan transaksi digital dalam aktivitas bisnis sehari-hari. Program ini diharapkan menjadi model edukasi berkelanjutan yang mendorong kemandirian finansial UMKM serta mempercepat inklusi ekonomi digital di masyarakat.
Mompreneurs Potential: An Analysis of Housewives' Entrepreneurial Interest Alfiana, Alfiana; Azis, Fajriani; Kemalasari, Andi Anggi; Nuraisyiah, Nuraisyiah
Indonesian Journal of Business and Entrepreneurship Research Vol. 1 No. 3 (2023): Vol. 1, No. 3, September 2023: Indonesian Journal of Business and Entrepreneurs
Publisher : Fakultas Ekonomi dan Bisnis Universitas Negeri Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62794/ijober.v1i3.547

Abstract

This study aims to determine whether there is an interest in entrepreneurship in housewives in Salubarani Village, Gandangbatu Sillanan District, Tana Toraja Regency. The research method used is descriptive qualitative research, how to collect data, namely through observation, interviews, and documentation of the object of research so as to explore more deeply about the analysis of entrepreneurial interest in housewives in Salubarani Village, Gandangbatu Sillanan District, Tana Toraja Regency. As objects in this study are some housewives who have a business or do not have a business. The results obtained from this study stated that most housewives in Salubarani Village, Gandangbatu Sillanan Subdistrict, Tana Toraja Regency do not have an interest in entrepreneurship so that the government needs to play a role in overcoming this problem. Entrepreneurial interest in housewives in Salubarani Village, Gandangbatu Sillanan Subdistrict, Tana Toraja Regency actually has enormous potential for mompreneurs development, but it is not easy because there are internal factors and external factors that become obstacles from housewives themselves to develop themselves into mompreneurs. However, to foster interest in entrepreneurship, the way that can be done is by trying to dig up information from various sources related to the business world that is run, especially in recognizing the potential of mompreneurs.
Pemberdayaan Ekonomi Kreatif Berbasis Manajemen Produksi dan Branding Digital Alfiana, Alfiana; Purnamasari, Eva; Suroso, Adi; Nawangwulan, Irma M; Anantadjaya, Samuel PD
Civic Action Jurnal Pengabdian dan Inovasi Masyarakat Vol. 1 No. 2 (2025): Artikel Pengabdian
Publisher : SORATEKNO PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59696/civicaction.v1i2.126

Abstract

Kegiatan pengabdian kepada masyarakat ini dilaksanakan dengan tujuan untuk meningkatkan kapasitas pelaku usaha ekonomi kreatif melalui penerapan manajemen produksi yang efisien dan strategi branding digital yang efektif. Sasaran kegiatan adalah kelompok pelaku UMKM di sektor kerajinan dan kuliner yang berada di wilayah Semarang, Dikecamatan Sekar Ayu. Permasalahan utama yang dihadapi mitra meliputi rendahnya pemahaman tentang pengelolaan produksi yang sistematis serta minimnya kemampuan dalam memanfaatkan media digital sebagai sarana pemasaran produk. Metode pelaksanaan kegiatan terdiri dari tahap observasi awal, pelatihan, pendampingan intensif, serta evaluasi dan monitoring pasca-kegiatan. Materi pelatihan difokuskan pada perencanaan produksi, efisiensi biaya, kontrol kualitas, serta pembuatan identitas merek (brand identity), pemanfaatan media sosial, dan strategi pemasaran digital. Hasil dari kegiatan ini menunjukkan peningkatan signifikan dalam kemampuan peserta dalam menyusun rencana produksi yang terukur serta menghasilkan konten promosi digital yang menarik dan relevan. Selain itu, peserta mulai aktif memanfaatkan platform digital seperti Instagram, WhatsApp Business, dan marketplace lokal untuk memasarkan produknya. Dengan pendekatan partisipatif dan berkelanjutan, kegiatan ini berkontribusi dalam memperkuat daya saing pelaku ekonomi kreatif lokal di era digital. Keberhasilan program ini diharapkan menjadi model bagi upaya pemberdayaan serupa di wilayah lainnya.
Co-Authors - Afrizal Achmad Fathoni, Achmad Achmad Yusuf Budianto Afifah, Dian Annisah Agustina, Tria Raisya Akhmad Farid Akhyar, Chairil Al-Amin, Al-Amin Aldy Febryawan Aloysius Ray Julian Kusdiantoro Amin, Al- Amri, Andi Anantadjaya, Samuel PD Andiena Nindya Putri Aprih Santoso Ardenny, Ardenny Ari Purwanti Astutik, Wahyuni Sri Awaludin, Dipa Teruna Azis, Fajriani Azizi, Muhammad Bakri, Asri Ady BillY Dewantara Cakranegara, Pandu Adi Chatarina Umbul Wahyuni Choirul Anam AM Diponegoro Cicik Wijayanti, Tri Dede Hertina Dewi, A Ratna Sari Dharmayanthi Pri Handini Dharmayanti Pri Handini Dhea Landy Venida Zulfa Dian Widyantini Dimas Saifurrohman Donny Dharmawan Durya, Ngurah Pandji Mertha Agung edy susanto Eka, Andi Primafira Bumandava Elista, Amanda Emma Budi Sulistiarini Fadillah, Muhammad Rizki Farah Juniati Meutianingrum Faturrahman, Muhammad Hikam Fitriningsih Amalo Gatot Soebiyakto Gatot Soebiyakto Gunarianto Gunarianto Gustian, Dede Hakim, Mohamad Zulman Hamida, Ika Fitria Nur Hamzah, A. Hadian Pratama Hanifah, Luluk Hanum, Filia Hardian, Salman Hasbi, Hariandy Hasbi, Moh Ramdani Hendayani, Nenden Hendrawan, Henky Heri setiawan Hermiyetti, Hermiyetti - Husen, Gayatri Nahdiyah Irdawati Irdawati Irfan Yulyansah Irwan Moridu Istigfari, Nafsa Qolbina Iwan Harsono Jemi Pabisangan Tahirs Jenny Nancy Kaligis Jiteng Andreas Judijanto, Loso Judijonto, Loso Kamil, Indriyati Kartika, Erawati Kemalasari, Andi Anggi Klemens Mere Klemens Mere Koerniawati, Dwi Kristiana, Ida Kusuma, Ema Laendatu Paembonan Lilis Dewi Ndaru Mulyo Arum Nirwana LISTIANA SRI MULATSIH Loso Judijanto Lumentah, Natalia Reyne Maria Desika Bulu Masan Martalia Arya Nurfadila Mas'ud, Muchlis H Masdiana Masdiana Mellien Pakerti Winengku Muchlis H Mas'ud Muchlis H. Mas'ud Muchlis Mas’ud Muhamad Stiadi Muhammad Asir Mulastih, Listiana Sri Muliza Muliza Muzaffirah, Adzirah Naim, Sidrotun Nasharuddin Mas Nasharuddin Mas Nasharudin, Nasharudin Nawangwulan, Irma M Nelly Astuti Ningsih , Titiek Surya Nugroho, Anton Priyo NUR FADHILAH, ANIS Nur Laily Safitri Nuraisyiah, Nuraisyiah Nurdjanah Hamid Nurhasanah Nurhasanah Nurida Finahari Nurlia Nurlia Nurliawan, Anggy Elfa Nurnaningsih Nurnaningsih Nurriqli, Arifia Nusair, Ahmad Ershaid Oki Akbar Mahendra Orie Rahma, Erythina PA Andiena Nindya Putri Pamungkas, Eko Wiji Perwito, Perwito Piartrini, Putu Saroyini Priyo Nugroho, Anton Purnamasari, Eva Rachmania, Dewi Rahma Wahdiniwaty Ramadhan Wahfianka, Ega Ramon Arthur Ferry Tumiwa Restu Widyo Sasongko Rihfenti Ernayani Ristati, Ristati Rita Zulbetti Riyanti, Anti Riyanto, Ayu Putri Rizqi Aji Putri, Masykurotur Rufaida Sofiatus Wardani sabil sabil, sabil Safari, Apay Sagita Nurul Izza Samalua Waoma Samiun, Aspiati A. Samosir, Hendrik ES Saputra, Irwan Saripujiana, Dian Sesario, Revi Setyawan, Antonius Ary Siddiqa, Heidi Sono, Mohammad Gifari Sri Mulatsih, Listiana Sugeng Karyadi Suhartini Salingkat SUJAI, MUHAMMAD Sumini Sumini, Sumini Suprapto Suprapto Suroso, Adi SURVIVAL - - Suwandi Ng Syamsuri Syamsuri T. Maulana, T. Taime, Habel Tasrim, Tasrim Toni Dwi Putra Tri Yuniningsih Upik Djaniar Usman, Said Utami, Eva Yuniarti Utami, Refi Oktafia Utiarahman, Nurnaningsih Wahju Wulandari Wartono Wartono Yahya, Sitti Rachmawati Yatima El Isma, Yatima Yoga Pangestu, Dewo Nugroho Yohan Yohan Yulistina Yulistina Yundari, Yundari Yunus Sading Z, Nasrul Zakaria, Faiz Zuhroh, Siti Zulaecha, Hesty Erviani