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All Journal Jurnal Pendidikan Ekonomi (JUPE) Jurnal Pendidikan Indonesia Journal of Education and Learning (EduLearn) Jurnal Promosi Pendidikan Ekonomi EDUNOMIC : JURNAL ILMIAH PENDIDIKAN EKONOMI FAKULTAS KEGURUAN DAN ILMU PENDIDIKAN EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Pedagogia: Jurnal Pendidikan JURNAL PENDIDIKAN EKONOMI: Jurnal Ilmiah Ilmu Pendidikan, Ilmu Ekonomi dan Ilmu Sosial Economic Education Analysis Journal Journal of Economic Education Jurnal EMT KITA BISE: Jurnal Pendidikan Bisnis dan Ekonomi JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN Jurnal Pendidikan Ekonomi (JURKAMI) VOX EDUKASI: Jurnal Ilmiah Ilmu Pendidikan EQIEN - JURNAL EKONOMI DAN BISNIS JURNAL MANAJEMEN BISNIS Jambura Economic Education Journal JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Jurnal Litbang Sukowati : Media Penelitian dan Pengembangan Social, Humanities, and Educational Studies (SHEs): Conference Series Jurnal Edueco Soedirman Economics Education Journal SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL Jurnal Paedagogy Jurnal Tinta: Jurnal Ilmu Keguruan dan Pendidikan Jurnal Dharma Bhakti Ekuitas EduLine: Journal of Education and Learning Innovation Education Achievement: Journal of Science and Research Edunomia : Jurnal Ilmiah Pendidikan Ekonomi J-KIP (Jurnal Keguruan dan Ilmu Pendidikan) Prosiding Konferensi Nasional PKM-CSR Aptekmas : Jurnal Pengabdian Kepada Masyarakat Jurnal Pengabdian Masyarakat Indonesia (JPMI) Buletin Ekonomika Pembangunan Prosiding University Research Colloquium Journal of Artificial Intelligence and Digital Business SJEE (Scientific Journals of Economic Education) AKSIOMA : Jurnal Sains Ekonomi dan Edukasi Economic Education Analysis Journal Efficient: Indonesian Journal of Development Economics Jurnal Ilmu Manajemen Dan Pendidikan Jurnal Ragam Pengabdian Jurnal Pendidikan Progresif Jurnal Pengabdian Masyarakat Indonesia Edueksos: Journal Pendidikan Sosial dan Ekonomi
Muhammad Sabandi
Universitas Sebelas Maret
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PELATIHAN PEMBUKUAN AKUNTANSI DENGAN KOMPUTERISASI SEDERHANA PADA LURIK MULYATEX PEDAN KLATEN Indraswono, Cahyo; Hatta, Atika Jauharia; Kusumawati, Toyibah; Marwanta, Y. Yohakim; Sabandi, Muhammad; Kurniawati, Anggreni Dian; Putri, Kamalia; Andriyani, Bianka
Jurnal Dharma Bhakti Ekuitas Vol. 7 No. 1 (2022): Jurnal Dharma Bhakti Ekuitas
Publisher : Universitas Ekuitas Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52250/p3m.v7i1.564

Abstract

The purpose of this community service program is to improve the ability of Mulyatex Lurik craftsmen to manage their finances through simple accounting books. UMKM Mulyatex operates in the Pedan Klaten area, which is a lurik production center. The main issue for micro, small, and medium-sized enterprises (MSMEs) is the use of accounting books, which are still very simple, consisting of records in a small book relating to receivables owned by customers and debts owned by the owner. The method used by the servant to help improve financial management skills is carried out by providing structured training and assistance to carry out computer-based bookkeeping that is still simple, namely by using the Excel program that has been designed by the servant. The results of the service show better recording abilities, so that the Mulyatex lurik manager is able to find out how much profit is actually earned, determine the cost of production, and better record debts and receivables.Keywords: MSME accounting, computerized accounting, Mulyatex Lurik, community partnership program. ABSTRAKTujuan dari pengabdian masyarakat ini adalah untuk meningkatkan kemampuan perajin lurik Mulyatex dalam mengelola keuangannya melalui pembukuan akuntansi sederhana. UMKM Mulyatex beroperasi di daerah Pedan Klaten yang merupakan sentra produksi lurik. Masalah utama dari usaha mikro, kecil dan menengah (UMKM) ini adalah penggunaan pembukuan akuntansi yang masih sangat sederhana, yaitu dengan menggunakan pencatatan pada buku kecil terkait piutang yang dimiliki pelanggan maupun hutang yang dimiliki oleh pemilik. Metode yang dilakukan oleh pengabdi untuk membantu meningkatkan kemampuan pengelolaan keuangan ini dilakukan dengan memberikan pelatihan dan pendampingan secara terstruktur untuk melakukan pembukuan berbasis komputer yang masih sederhana, yaitu dengan menggunakan program excel yang telah dirancang oleh pengabdi. Hasil pengabdian menunjukkan kemampuan pencatatan yang lebih baik, sehingga pengelola lurik Mulyatex mampu mengetahui berapa keuntungan yang sesungguhnya diperoleh, menetapkan harga pokok produksi, serta mencatat hutang dan piutang secara lebih baik.Kata kunci: akuntansi UMKM, komputerisasi akuntansi, lurik Mulyatex, program kemitraan masyarakat.
Pengembangan Desain Motif Batik pada UKM Batik Metha Sembagi dengan Mengangkat Potensi Unggulan Desa Pandanrejo Kusumawati, Toyibah; Hatta, Atika Jauharia; Marwanta, Y. Yohakim; Sabandi, Muhammad
Jurnal Dharma Bhakti Ekuitas Vol. 8 No. 2 (2024): Jurnal Dharma Bhakti Ekuitas
Publisher : Universitas Ekuitas Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52250/p3m.v8i2.745

Abstract

This community service aims to improve the batik group SME in Kaligesing District, namely the Metha Sembagi Pandanrejo Batik Group SMEs, which is chaired by Kanthi Widiyati. The Metha Sembagi Pandanrejo Batik Group has problems in the production sector, namely batik motif designs that are still monotonous and less attractive. The solution provided by the service to overcome the problem of designs that are still monotonous, the service will train and provide assistance to create newly and innovative batik motif designs to increase buyer interest. The theme for developing the motif design is to highlight the superior potential of Pandanrejo village, including the Kaligesing breed of etawa goats and the natural environment of Pandanrejo village. The method used in this activity is a participatory training and supervision method, partners will always be involved in every stage of the activity. The results that have been achieved in this community service include designs for the Rangkang Menda motif, Pandanrejo motif, and Ramban motif. With this batik motif design development training, SMEs have been able to create more attractive batik designs. Keywords: Batik Design, Community Service Program, Pandanrejo Village, Stamped Batik. Abstrak Kegiatan pengabdian ini bertujuan untuk meningkatkan UKM kelompok batik di Kecamatan Kaligesing, yaitu UKM Kelompok Batik Metha Sembagi Pandanrejo. Kelompok Batik Metha Sembagi Pandanrejo memiliki permasalahan dalam bidang produksi, yaitu desain motif batik yang masih monoton dan kurang menarik. Solusi yang diberikan tim program untuk mengatasi masalah desain yang masih monoton, tim program akan melatih dan melakukan pendampingan membuat desain motif batik baru yang inovatif untuk meningkatkan minat pembeli. Tema pengembangan desain motif adalah dengan mengangkat potensi unggulan desa Pandanrejo diantaranya yaitu kambing peranakan etawa ras Kaligesing dan lingkungan alam desa Pandanrejo, sehingga dengan demikian tercipta batik khas desa Pandanrejo, yaitu batik dengan tema motif kambing peranakan etawa ras Kaligesing dan lingkungan alam desa Pandanrejo. Batik ini nantinya diharapkan menjadi salah satu produk unggulan desa yang dapat mendukung keberadaan desa Pandanrejo sebagai desa wisata, dan diproduksi oleh warga desa Pandanrejo sendiri sebagai upaya untuk meningkatkan ekonomi warga desa. Metode yang digunakan dalam kegiatan ini adalah pelatihan bottom-up atau partisipatif, artinya mitra akan selalu dilibatkan dalam setiap tahapan kegiatan. Hasil yang telah dicapai dalam pengabdian ini antara lain desain motif Rangkang Menda, motif Pandanrejo, dan motif Ramban. Dengan adanya pelatihan pengembangan desain motif batik ini, UKM telah mampu membuat desain batik yang lebih menarik. Kata kunci: Desain Motif Batik, Program Kemitraan Masyarakat, Desa Pandanrejo, Batik Cap.
Factors that Influence Impulse Buying: A Literature Review Nida Hanifah; Susilaningsih; Muhammad Sabandi
EduLine: Journal of Education and Learning Innovation Vol. 4 No. 2 (2024)
Publisher : PT ARRUS Intelektual Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.eduline2683

Abstract

An individual's personality, way of thinking, social interactions, and response to situations play an important role in impulse buying behavior. This phenomenon is now common among consumers, who often initially have the goal of buying one item but are tempted to buy additional items that attract attention while at the market. This article reviews the impulse buying literature, the focus is on understanding the phenomenon and the factors that influence it in the purchasing context. The method used is Systematic Literature Reviews (SLR). ). The research results show several factors that influence consumer impulse buying behavior. Positive emotions, store atmosphere, and financial knowledge interact to influence impulse buying tendencies.
The Influence of Financial Literacy and Financial Behavior on Financial Well-being Moderated by Family Economic Education Aliffansyah, Dhani; Sudarno; Sabandi, Muhammad
Economic Education Analysis Journal Vol. 13 No. 3 (2024): Economic Education Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/dykkaa86

Abstract

This study aims to (1) the effect of financial literacy on financial well-being of UNS students; (2) the effect of financial behavior on financial well-being of UNS students; (3) the effect of family economics education in strengthening financial literacy and financial behavior on financial well-being of UNS students. This research was quantitative research with a population of UNS students. This study used 269 samples by using probably sampling technique. The data collection technique was used a Likert scale of 1-5 points and a dummy variable which was distributed directly via the Google form. Test the validity of the instrument using Confirmatory Factor Analysis (CFA) and test the reliability using Cronbach Alpha. The research hypothesis was tested using Moderated Regression Analysis (MRA) after descriptive statistical tests and analysis prerequisite tests were carried out and processed with SPSS 24 software. This study gave the results that (1) there was a positive and significant effect of financial literacy on the financial well-being of UNS students; (2) there was a positive and significant influence of financial behavior on financial well-being of UNS students; (3) family economic education moderates the relationship between financial literacy and financial behavior on the financial well-being of UNS students.
Faktor Moderasi Hubungan Lingkungan Kelembagaan dengan Kompetensi Kewirausahaan Digital Guru di SMK Aysi, Siti Aenandari Hadatul; Susilaningsih; Muhammad Sabandi
Jurnal Pendidikan Indonesia Vol 13 No 3 (2024): September
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jpiundiksha.v13i3.76207

Abstract

Entrepreneurship education is a crucial process for digital entrepreneurs in the era of escalating digital transformation. Teachers represent one of the key elements who must possess adequate competencies in teaching digital entrepreneurship. The research aims to analyze the factors influencing the digital entrepreneurship competence of teachers derived from the institutional school environment and the background of business ownership and gender. This research is a quantitative study employing survey methodology, and data collection techniques involving the use of questionnaires. The survey was conducted in 11 Vocational High Schools, comprising 81 teachers. The research findings indicate that institutional environmental support in the form of cognitive, normative, and regulative aspects significantly influences the digital entrepreneurship competence possessed by entrepreneurship teachers. Other influences can be observed from teachers' internal factors (entrepreneurial background and gender), however, these influences have low significance in affecting teachers' digital entrepreneurship competence. Researchers may conduct broader explorations regarding other factors that may influence teachers' digital entrepreneurship competence.
Circular economy awareness of students in higher education: the assessment of knowledge, attitudes, and behavior Wardani, Dewi Kusuma; Sabandi, Muhammad; Kardiyem, Kardiyem; Indira, Fransisca Rahcmawati
Journal of Education and Learning (EduLearn) Vol 19, No 2: May 2025
Publisher : Intelektual Pustaka Media Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11591/edulearn.v19i2.21432

Abstract

The implications of the circular economy system are important in creating a balance of sustainable economic activities. This study aims to analyze student awareness as agents of change towards circular economy principles and practices in terms of knowledge, attitude, and behavior (KAB) variables based on a gender perspective and the correlation between variables. The study used a descriptive quantitative approach with a survey method via a Google form questionnaire. Research data was collected from June to August 2023. The study population composed of active students of economics/cooperative education programs, office administration education, and accounting education batches of 2020 and 2021 at Universitas Negeri Semarang (UNNES) and Universitas Sebelas Maret (UNS) with a research sample of 245 students. Result showed that average circular economy awareness score did not differ significantly between men and women, and an analysis revealed a positive correlation between the variables of knowledge and behavior, knowledge and attitudes, and attitudes and behavior. The study's result demonstrates that knowledgeable students will develop a favorable attitude about the effects of the circular economy and pro-environmental behavior.
Penerapan Kurikulum Merdeka Melalui Model Pembelajaran Project Based Learning (PjBL) dalam Pembuatan Tumpeng untuk Meningkatkan Kreativitas Siswa di Kelas X SMA Negeri 4 Surakarta Rahmadhani, Fitria Suci; Suryani, Mareta Dwi; Astuti, Sri; Sabandi, Muhammad
Education Achievement: Journal of Science and Research Volume 6 Issue 1 March 2025
Publisher : Pusdikra-Publishing.com

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/jsr.v6i1.2300

Abstract

The aim of the research is to determine the application of the Merdeka Curriculum through the Project Based Learning (PjBL) model in making tumpeng to increase student creativity in the production process material in class X SMA Negeri 4 Surakarta. The independent curriculum focuses on student-centered learning. This research uses a qualitative descriptive research type. Data collection techniques were carried out using observation, documentation and interviews. Data analysis uses qualitative descriptive analysis. The object of this research is student creativity in production process material in class X SMA Negeri 4 Surakarta for the 2024/2025 academic year with a total of 286 students. The results of this research show that the implementation of the Merdeka Curriculum through the Project Based Learning (PjBL) model increases student creativity through making tumpeng in the production process material in class X SMA Negeri 4 Surakarta.
Do Perceived Security and Financial Literacy Affect the Use of Financial Technology? Febrianti, Fatimah; Sabandi, Muhammad
Soedirman Economics Education Journal Vol 6 No 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/seej.v6i2.12812

Abstract

The purpose of this study is to demonstrate the variables that affect college students’ use of financial technology (Fintech). The use of fintech in financial transactions is an interesting topic to discuss, but previous research in this topic is still debatable, so further study is needed. This research adopts the Technology Acceptance Model (TAM) theory. This study is a quantitative research with a research sample of 397 out of 45,713 population of Sebelas Maret University students taken by purposive sampling technique. Collecting data with a google forms questionnaire. The data analysis technique uses instrument validity and reliability tests, multicollinearity test, goodness of fit test, and Hierarchical Regression Analysis with SmartPLS software. The study's findings suggest that perceived security and financial literacy positively and significantly influence perceived usefulness; perceived security and financial literacy positively and significantly influence perceived ease of use; perceived security, financial literacy, perceived usefulness, and perceived ease of use positively and significantly influence the use of fintech. In addition, perceived usefulness and ease of use partially mediate the relationship between perceived security and financial literacy on fintech usage. This research helps Fintech service providers to improve fintech security and encourages students to improve financial literacy.
The Effect of Social Influence, Hedonic Motivation, and Financial Literacy Moderated By Gender On The Use of Digital Wallets Among College Student Fauziah, Annisa; Sabandi, Muhammad
Soedirman Economics Education Journal Vol 6 No 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/seej.v6i2.12813

Abstract

This study’s goals was to determine (1) the effect of social influence on the use of digital wallets, (2) the effect of hedonic motivation on the use of digital wallets among college students, (3) the effect of financial literacy on the use of digital wallets among college students, (4) find out whether gender can moderate the effect of social influence on the use of digital wallets among college students, (5) find out whether gender can moderate the effect of hedonic motivation on the use of digital wallets among college students, (6) find out whether gender can moderate financial literacy on the use of digital wallets among college students. The sampling technique was completed using purposive sampling. Data collection was carried out using questionnaires and tests. The validity test techniques used are convergent validity and discriminant validity. Data analysis uses the Moderating Regression Analysis (MRA) model. This reaserch found: (1) social influence has a positive and significant effect on the use of digital wallets among college students. (2) hedonic motivation has a positive and significant effect on the use of digital wallets among college students. (3) financial literacy has a positive and significant effect on the use of digital wallets among college students. (4) the effect between social influence and the use of digital wallets among college students is stronger for women. (5) the effect between hedonic motivation and the use of digital wallets among college students is stronger for men. (6) the effect between financial literacy and the use of digital wallets among college students is stronger for men.
Problem Based Learning Model Combination of Peer Tutor Improves Student Learning Outcomes Liliyana Ayu Widyaningrum; Aniek Hindrayani; Muhammad Sabandi
Jurnal Pendidikan Indonesia Vol 13 No 2 (2024): June
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jpiundiksha.v13i2.75197

Abstract

The current learning problem is that learning activities could be more optimal. Lack of reading habits and students' attention to the subject matter being taught causes low student learning outcomes. Based on this, this research aims to analyze the influence of problem-based learning models and peer tutor learning methods on high school students' learning outcomes in Economics subjects. The type of research used in this research is quasi-experimental research. The population of 6 classes was selected randomly using cluster random sampling, totalling 216 students. The methods used to collect data are observation, questionnaires, documentation and tests. The instruments used to collect data were questionnaire sheets and test questions. The techniques used to analyze data are descriptive statistical analysis and inferential statistical analysis. The research results show that using the problem-based learning model combined with peer tutoring significantly affects student learning outcomes in economics subjects. The PBL learning method significantly affects learning outcomes, whereas the peer-tutor combination method can provide better learning outcomes than conventional methods. The problem-based learning model combined with peer tutors could significantly improve student learning outcomes.
Co-Authors -, Dona Kristiawan - -, Hartiyani Sadu Budanti - -, Ida Dwi Suryaningrum - -, Ita Marshelita Arumdani - -, Kardiyem -, Mintasih Indriayu - -, Sakinatur Rahmawati - -, Sely Kus Bunga Swara - -, Septia Ari Ningtyas - -, Villa Santika - -, Wahyu Istuningsih - -, Wahyu Istuningsih - Agus Sumarno Algifari Algifari Aliffansyah, Dhani Alizta Marduama Alizta Marduama AMELIA WANDA DHABITAH, AMELIA Anantyo, Natanael Raka Andika Yudha Tiyasa, Andika Yudha Anggraeni, Annisa Nurhaliza Anggreni Dian Kurniawati Aniek Hindrayani Annisa Fauziah, Annisa Antika Indri Sabekti Ardhaneswari, Wahya Arrahmah, Nabilah Ashari, Rosa Zulfah Atika Jauharia Hatta Hambali Aysi, Siti Aenandari Hadatul Baedhowi - -, Baedhowi - Baedhowi Baedhowi Bambang Wasito Adi Bambang Wasito Adi - -, Bambang Wasito Adi - Bhakti Nur Istiqomah Algifari Bianka Andriyani, Bianka Budanti, Hartiyani Sadu Budi Wahyono, Budi Budiman, Rahmadi Cahyo Indraswono, Cahyo Chamelia Martha Sasmita Chamelia Martha Sasmita Christina Wahyu Putri Christina Wahyu Putri Danu Qurnia Styaji, Danu DESSY PURNAMA SARI, DESSY PURNAMA Dewi Kusuma Wardani Dewi Kusuma Wardani Dewi Kusuma Wardani Dewi Kusuma Wardani - -, Dewi Kusuma Wardani - Dewi, Ryzki Tri Rahma Dhea Clara Salshabella Dini Octoria Dini Octoria Divani Sheva Zakiyatul Mufarridah Divani Sheva Zakiyatul Mufarridah Egix Dwi Prastya Ervin Devi Pratiwi, Ervin Eva Sylvia Fadhilah Sausan Fanny Fadhilah Azhaar Farah, Shifna Aini Febian Akbar Al Husaini Febian Akbar Al Husaini Febrianti, Fatimah Feri Setyo Wibowo Feri Setyowibowo Hadi Wijoyo Hanif, Eva Amalia Hanifa, Elisya Fachriana Hanifah, Nida Harini Harini Harini Harini Hasna Nur Faramida Hastuti, Triatmi Puji Helen Evy Kurniawati Helen Evy Kurniawati Ichsanudin Indah Sari, Pratiwi Indira, Fransisca Rahcmawati Indra Yudha, Redi Intan Jayanti istiqomah istiqomah Istiqomah Istiqomah Istuningsih, Wahyu Jayanti, Intan Jonet Ariyanto Nugroho Jonet Ariyanto Nugroho - -, Jonet Ariyanto Nugroho - Kristiawan, Dona Latifah, Fadilah Mutia Leny Noviani Leny Noviani Leny Noviani Liliyana Ayu Widyaningrum Lukman Hakim Lukman Hakim Marwanta, Y. Yohakim Mintasih Indriayu Mintasih Indriayu Mintasih Indriayu - -, Mintasih Indriayu - Mintasih Indriayu, Mintasih Mudrikah, Saringatun Muhammad Askuri Nur Rochman Muhsin Ahmad Nursalim Muhsin Ahmad Nursalim Nabilah, Nida Nur Nasukha, Rofan Nida Hanifah Novi Ika Inayah Novita Wahyuningsih Nugraheni Ramadhona Nur Eka Istikomah Nurhasan Hamidi Pahira Salsabila Pambudi, Titis Rena Siwi Pradana, Mahendra Arya Wisnu Prasetya, Egix Dwi Pratiwi, Ervin Devi Pratiwi, Novita Ayuk Puspa Anggun Kharisma Puspa Anggun Kharisma Putri, Kamalia Rachmawati, Febriyani Fitri Rahmadhani, Fitria Suci Rahmawati, Sakinatur Ramadhan, Syahdan Sandhika Sadiah, Ati Sajida Salwa Sholikah Salsabila, Grahita Santika, Villa Sari Wulandari Septiana Tri Nurcahyani Setianingrum, Ambar Nabila Siswandari Siswandari SITI FATIMAH Sohidin Sohidin, Sohidin Sri Astuti Sri Prihatin Susilaningsih Sri Wahyuni Stevany Bella Dianita Kusuma Sudarno Sudarno Sudarno Sudarno Sudarno Sulistiyana, Rindi Sunarto - - Sunarto . Sunarto Sunarto Sunarto Sunarto Suryani, Mareta Dwi Suryaningrum, Ida Dwi Susilaningsih Susilaningsih Susilaningsih Susilaningsih Susilaningsih, Susilaningsih Susilaningsih, S Synta Febriani Titis Wulandari Toyibah Kusumawati Villa Santika Wahyu Mei Walidaini, Maulida Birul Wanda Dhabitah, Amelia Wardanai, Dewi Kususma Wardhani, Dewi Kusuma Wibowo, Feri Setyo Widya Astuti Wulandari Widya Astuti Wulandari Widyaningrum, Lativa Wijoyo, Hadi Wisnu Pajogo Algifari Yanti, Indah Warih Yesica Ade Ariawan Yunita, Vira zakaria, zahra