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Sukarja, Detania
Faculty Of Law, Universitas Sumatera Utara, Medan, Indonesia.
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Penerapan Bunga Deposito Perbankan Diluar Ketentuan Lembaga Penjamin Simpanan Ritonga, Syahdani Rizky Wardiman; Sunarmi, Sunarmi; Siregar, Mahmul; Sukarja, Detania
Locus Journal of Academic Literature Review Vol 4 No 4 (2025): July
Publisher : LOCUS MEDIA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56128/ljoalr.v4i4.519

Abstract

Tulisan ini membahas mengenai penerapan bunga deposito oleh bank yang melebihi ketentuan maksimal yang ditetapkan oleh Lembaga Penjamin Simpanan (LPS), serta implikasi yuridis dari tindakan tersebut. Penerapan bunga yang melampaui batas maksimal penjaminan, yakni 3,50% untuk bank umum sebagaimana ditentukan dalam Surat Edaran LPS Nomor 3 Tahun 2022, dikategorikan sebagai perbuatan melawan hukum yang dilakukan secara sengaja (intentional tort liability). Perbuatan ini tidak hanya bertentangan dengan prinsip kehati-hatian dalam industri perbankan, tetapi juga berpotensi menimbulkan kerugian besar baik bagi nasabah maupun stabilitas sistem keuangan nasional. Melalui pendekatan yuridis normatif, artikel ini menelaah pertanggungjawaban hukum bank berdasarkan Pasal 1365 KUH Perdata serta teori pertanggungjawaban hukum perdata. Hasil kajian menunjukkan bahwa tindakan bank tersebut dapat menimbulkan akibat hukum berupa batalnya perjanjian deposito, tidak dapat dilaksanakannya perjanjian (unenforceable contract), potensi likuidasi bank, pengenaan sanksi administratif, serta tidak dibayarkannya klaim penjaminan oleh LPS. Untuk itu, pengawasan oleh otoritas seperti Bank Indonesia, Otoritas Jasa Keuangan, dan LPS perlu ditingkatkan guna menjamin kepatuhan bank terhadap ketentuan suku bunga penjaminan dan melindungi hak deposan.
Legal Certainty on the Regulation of Registration of Legal Entities in the Establishment of Village-Owned Enterprises in North Sumatra After the Enactment of the Copyright Law Namora*, Ola Fatimah; Siregar, Mahmul; Azwar, T. Keizerina Devi; Sukarja, Detania
Riwayat: Educational Journal of History and Humanities Vol 7, No 3 (2024): July, Educational and Social Issue
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jr.v7i3.41124

Abstract

Village-Owned Enterprises (BUM Desa) are village economic institutions formed by the village government together with the community, based on laws and regulations and mutual agreements. The goal is to strengthen the village economy and improve community welfare. However, the status of Village BUM as a legal entity is still a matter of debate, especially after the birth of the Job Creation Law which changed the provisions in the Village Law related to the legal status of Village BUM. Article 117 of the Job Creation Law amends Article 87 of the Village Law, which was later clarified through the Village BUM PP, by emphasizing that Village BUM must be registered as a legal entity. This study uses a normative juridical method with a descriptive-analytical approach. Research data was obtained through literature studies and interviews, with qualitative analysis. The results of the study show that clearer arrangements regarding the legal status of Village BUM are urgently needed to fill the legal void and ensure legal certainty. Although the Job Creation Law and the Village BUM PP have affirmed the legal status of the Village BUM, there is still a legal vacuum related to the form of the Village BUM legal entity due to the non-recognition of the Village Regulation (Perdes) in the order of legislation. This has juridical implications in the form of legal uncertainty regarding the form of the legal entity of the Village BUM. Thus, further arrangements are needed to ensure professional governance of Village BUM and in accordance with the guidelines of laws and regulations.
KEDUDUKAN HUKUM SUB HOLDING DALAM RESTRUKTURISASI BUMN: STUDI KASUS PT SINERGI GULA NUSANTARA Amala, Sri Rizky; Siregar, Mahmul; Sukarja, Detania; Andriati, Syarifah Lisa
Jurnal Ilmiah Advokasi Vol 13, No 3 (2025): Jurnal Ilmiah Advokasi
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jiad.v13i3.7661

Abstract

The construction of state-owned enterprise (SOE) group companies creates a legal relationship between parent and subsidiary entities with significant juridical implications. This study aims to analyze the legal aspects of establishing PT Sinergi Gula Nusantara (PT SGN) as a subholding under the Plantation SOE Holding. The research employs a normative legal method with statutory, case study, and conceptual approaches. The findings show that the establishment of PT SGN is based on Law No. 40 of 2007 on Limited Liability Companies, carried out through acquisition and spin-off mechanisms. Although PT SGN and PTPN III stand as separate legal entities, PTPN III, as the majority shareholder, retains controlling authority over PT SGN within the holding structure. The legal consequence of this arrangement is the transfer of sugar business assets from PTPN to PT SGN, granting PT SGN full responsibility for management, while PTPN III bears limited liability in line with the principles of corporate law. This research contributes to the development of corporate law in Indonesia by highlighting the need for a clearer legal framework in SOE restructuring through subholding models and by offering new insights into balancing authority and responsibility between parent and subsidiary companies. Keywords: SOE; Company; Restructuring; Subholding
Implementasi CSR terhadap Pelaku UMKM di Lingkungan PT Perkebunan Nusantara III Medan Khair, Azizan; Siregar, Mahmul; Sukarja, Detania
Journal of Education, Humaniora and Social Sciences (JEHSS) Vol 8, No 2 (2025): Journal of Education, Humaniora and Social Sciences (JEHSS), November
Publisher : Mahesa Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34007/jehss.v8i2.2820

Abstract

This study aims to analyze the implementation of the Corporate Social Responsibility (CSR) program carried out by PT Perkebunan Nusantara III Medan on Micro, Small, and Medium Enterprises (MSMEs) in the surrounding area. CSR is a form of corporate social responsibility towards the community, focusing on local economic empowerment through support for MSMEs in this context. The research method employed is a descriptive qualitative approach, utilizing data collection techniques that include interviews, observation, and documentation. The results show that PT Perkebunan Nusantara III has implemented several CSR programs, such as providing business capital assistance, entrepreneurship training, and business assistance. However, the effectiveness of the programs still needs to be improved, especially in terms of program sustainability and evaluation of the impact on increasing the economic independence of MSME actors. In conclusion, the implementation of CSR by PT Perkebunan Nusantara III Medan has made a positive contribution to the development of local MSMEs, although there are still challenges in optimizing its implementation.
Penetration of International Economic Law in the Development of the Cyber Notary Concept in Indonesia Lubis, Ikhsan; Murwadji, Tarsisius; Sukarja, Detania; Rosmalinda, Rosmalinda
Al-Risalah Vol 22 No 1 (2022): June 2022
Publisher : Fakultas Syariah UIN Sulthan Thaha Saifuddin Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/alrisalah.v22i1.868

Abstract

This study aims to describe the penetration of international economic law in the development of the cyber notary concept in Indonesia. The development of the world today, which has entered the Industrial Revolution 4.0, has forced international law to develop the idea of a cyber notary. It needs to be conducted because Indonesia has no legal instrument to regulate cyber notaries. This study adopts legal research conducted to examine the problem in a normative juridical approach where the author examines various laws and regulations because normative juridical conceptualizes law as a written norm and is poured into legislation used as a benchmark for the community. The study results indicate that various legal instruments have been established, such as legal norms regarding Cyber Notaries in Indonesia, which are contained in the Act, in particular a. Law No. 2 of 2014 concerning amendments to Law No. 30 of 2004 concerning the Position of a Notary. Law No. 11 of 2008 concerning Information and Electronic Transactions (UU ITE), Law No. 40 of 2007 concerning Limited Liability Companies.
Kelanjutan Perjanjian Waralaba Akibat Beralihnya Kepemilikan Merek Waralaba Melalui Lelang Kepailitan (Studi Putusan Nomor 325 K/Pdt/2019) Rizkita, Cindy; Siregar, Mahmul; Sukarja, Detania; Lisa Andriati, Syarifah
Jurnal Ilmu Hukum, Humaniora dan Politik Vol. 5 No. 3 (2025): (JIHHP) Jurnal Ilmu Hukum, Humaniora dan Politik
Publisher : Dinasti Review Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jihhp.v5i3.3799

Abstract

Merek merupakan barang bergerang yang memiliki nilai komersial yang sangat tinggi dan dapat dimanfaatkan sebagai sumber daya perdagangan dalam sebuah perusahaan. Merek memiliki hak kekayaan intelektual, merek dikategorikan sebagai hak milik mekanis. Pemilik merek mendapatkan jaminan hukum atas kebutuhan terbesar untuk mendaftarkan merek mereka, baik secara nasional maupun global. Metode yang digunakan adalah penelitian hukum normatif yaitu penelitian  yang bersifat deskriptif-analitis yang dengan mengkaji hukum yang di konsepkan sebagai norma atau kaidah yang berlaku dalam masyarakat yang bersumber dari library research dan field research dengan menganalisis putusan Nomor 325 K/Pdt/2019. Dalam Putusan Mahkamah Agung Nomor 325 K/Pdt/2019, kedudukan merek primagama sebagai objek perjanjian waralaba yang telah dinyatakan pailit, Petrus Arnold Catur Wibowo selaku penerima waralaba masih memiliki hak penuh untuk melakukan pengelolaan usaha dari primagama. Berdasarkan penelitian dapat disimpulkan kelanjutan perjanjian waralaba merek dagang primagama setelah dinyatakan pailit maka perjanjian waralaba antara Purdi E Chandra selaku pemberi waralaba (franchisor) dan Petrus Arnold Catur Wibowo sebagai penerima waralaba (franchusee) berakhir. Berakhirnya perjanjian waralaba Purdi E Chandra dan Petrus Arnold Catur Wibowo dikarenakan hak kepemilikan dan hak pengelolaan telah beralih terhadap pihak lain (H. Sunaryo Suhadi, Azhar Risyad Sunaryo, dan Adam Primaskara) selaku para pihak pemenang lelang pailit. Dan peralihan hak dan pengelolaan primagama terhadap pihak pemenang lelang pailit telah berkekuatan hukum tetap sebagaimana telah ditetapkan dalam Putusan Mahkamah Agung Nomor 325 K/Pdt/2019.
PENYULUHAN HUKUM DAMPAK MEDIA SOSIAL BAGI REMAJA Tri Murti Lubis; Syarifah Lisa Andriati; Detania Sukarja
ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 1 (2019): ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat
Publisher : Talenta Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (908.029 KB) | DOI: 10.32734/abdimastalenta.v4i1.2370

Abstract

Teenagers are the next generation of the nation that must continously be fostered to shape their identity and personality in accordance with Indonesian values. Various problems related to adolescents both as objects and as subjects have emerged with the development of information technology. Information technology has developed since the discovery and development of Science in the field of information and communication, starting from the development of communication system to communication equipment and direct and interactive communication tools. Social media is like a double-edged knife. If used wisely, selectively and responsibly, various social networking sites can be useful and beneficial. However, if used irresponsibly, social media can bring bad results, even legal problems. Therefore, social media users should be more careful in using the platform. The growing usage of social media among teenagers may bring negative impact if not addressed wisely due to teenagers’ vulnerability. The lack of legal knowledge on the use of social media may also cause adolescents becoming perpetrators and/or victims of social media.
EMPOWERING THE ‘MINISTER OF FINANCE’: AN EFFORT TO IMPROVE THE FINANCIAL LITERACY OF HOUSEWIVES Nasution, Bismar; Siregar, Mahmul; Sukarja, Detania; Lubis, Tri Murti
ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 2 (2018): ABDIMAS TALENTA: Jurnal Pengabdian Kepada Masyarakat
Publisher : Talenta Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (846.723 KB) | DOI: 10.32734/abdimastalenta.v3i2.4045

Abstract

Financial literacy is an important part of financial sector consumer protection. With financial literacy, the community will be able to choose financial products and services that are appropriate to their needs and have the ability to do better financial planning. Data shows that housewives have low financial literacy and, hence, are vulnerable to fraud and scams. Fraud and suspicious fundraising activities are still prevalent in many cities all over Indonesia, including Medan. Training of financial literacy and the legal protection in investment for housewives were designed and implemented to help overcome this issue. The training took place in Medan Selayang and Medan Maimun Districts and aimed to improve housewives’ financial literacy, including on how to manage household money properly and safely so as not to get trapped in bad investment, as well as to educate them about the legal measures that can be taken if they become victims of fraud. The training was conducted using lecture method followed by discussion and consultation. The participants were provided pocket books that were designed to be easily read and understood. Questionnaires were also prepared to measure the knowledge of the participants before and after training. The result of the test shows that the participants’ financial literacy improved after the training.
A Review Of Children's Restorative Justice In Minors Criminal Cases Nurhimmi Falahiyati; Detania Sukarja
Jurnal Scientia Vol. 13 No. 03 (2024): Education and Sosial science, June - August 2024
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The settlement of juvenile cases through restorative justice approach includes: the stages of investigation, prosecution, court and implementation of punishment or action and after serving the punishment or action. The problems in this study are about what factors are used against children in restorative justice in resolving child criminal cases. How is the responsibility of investigators in the implementation of restorative Justice in the settlement of juvenile criminal cases in the PPA Unit of the Langkat Police Criminal Investigation Unit. How are the obstacles and efforts of investigators in the PPA Unit of the Langkat Police Reskrim Unit in the implementation of restorative Justice in the settlement of criminal cases committed by children. Where this research uses an empirical juridical approach method, which tries to describe the application of restorative justice in the settlement of sexual abuse of children committed by minors by the PPA Unit of Satreskrim Polres Langkat. The data source of this research consists of primary and secondary data. The data analysis used is qualitative data analysis. The responsibility of PPA Satreskrim investigators of Langkat Police in implementing restorative Justice in resolving cases of children in conflict with the law is inseparable from the implementation of the duties and functions of investigators specified in the Law on the Child Criminal Justice System, where the implementation of diversion in resolving cases of children in conflict with the law is mandatory (imperative). The obstacle of investigators in the PPA Unit of the Langkat Police Criminal Investigation Unit in the implementation of restorative Justice is the difficulty of bringing together the balance of the various interests of the parties, namely the perpetrator, victim, and society.
A Review Of Children's Restorative Justice In Minors Criminal Cases Nurhimmi Falahiyati; Detania Sukarja
Jurnal Scientia Vol. 13 No. 03 (2024): Education and Sosial science, June - August 2024
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/scientia.v13i03.3051

Abstract

The settlement of juvenile cases through restorative justice approach includes: the stages of investigation, prosecution, court and implementation of punishment or action and after serving the punishment or action. The problems in this study are about what factors are used against children in restorative justice in resolving child criminal cases. How is the responsibility of investigators in the implementation of restorative Justice in the settlement of juvenile criminal cases in the PPA Unit of the Langkat Police Criminal Investigation Unit. How are the obstacles and efforts of investigators in the PPA Unit of the Langkat Police Reskrim Unit in the implementation of restorative Justice in the settlement of criminal cases committed by children. Where this research uses an empirical juridical approach method, which tries to describe the application of restorative justice in the settlement of sexual abuse of children committed by minors by the PPA Unit of Satreskrim Polres Langkat. The data source of this research consists of primary and secondary data. The data analysis used is qualitative data analysis. The responsibility of PPA Satreskrim investigators of Langkat Police in implementing restorative Justice in resolving cases of children in conflict with the law is inseparable from the implementation of the duties and functions of investigators specified in the Law on the Child Criminal Justice System, where the implementation of diversion in resolving cases of children in conflict with the law is mandatory (imperative). The obstacle of investigators in the PPA Unit of the Langkat Police Criminal Investigation Unit in the implementation of restorative Justice is the difficulty of bringing together the balance of the various interests of the parties, namely the perpetrator, victim, and society.
Co-Authors Affila Agusmidah Agusmidah Agustono Ariska, Jeffrey Ahmad, Akiruddin Ali Mulyo Utomo Alvi Syahrin Amala, Sri Rizky Amirah Ainun Sofiah Hasibuan Ammanawwara, Ammanawwara Andjelina Panggabean, Lamsumihar Andy Isnanda Anwar, Tengku Keizrina Devi Atika Chyntya Aulia, Kevin Azhar Ismadi Azwar, Tengku Keizerina Devi Barran Hamzah Nasution BISMAR NASUTION Bismar Nasution Bridail, Bridail BUDIMAN GINTING Budiman Ginting Carl Augustinus Hothinca Soutihon Tampub Charles Anom Chelin Claudia Cindy Theresia Br Manurung Daniel Perananta Perananta Daulay, Harmona Dea Vony Nifili Zega Dedi Harianto Demak Aspian Devano Yohannes Dian Meinar Ekaputra, Mohammad Elise ELYSIA ZANETA Sinaga Emya Pratidina Sembiring Faisal Akbar Nasution Fitraeva Pane, Yos Fitri Yanni Dewi Siregar Gary Barus Hafizhah, Annisa Harahap, Mhd Dicky Safii Hari Wijaya Harmona Daulay Hasibuan, Rahmat Anshar HASIM PURBA Hasyim Purba Hendri Kurniawan Henry Sinaga Hutabarat, Jenrico Louis Ikhsan Lubis Ikhsan Lubis Ikhsan Lubis Imastian Chairandy Siregar Jannah, Rizki Nurul Jelly Leviza Jeni JAudria Loviana Jesica Pasaribu Keizeirina Devi Keizerina Devi Keizerina Devi Azwar, T Keulana Erwin Kezerina Devi Khair, Azizan Khairunnisa Sembiring Kristania Felita Lisa Andriati, Syarifah Lubis, Ikhsan Lubis, Mayang Sary Br Lubis, Tri Murti Lydia Wirawan Madiasa Ablisar Mahmud Mulyadi Mahmul Siregar MAHMUL SIREGAR Malik Hamid Malik, Rahman Manik, Candoro Tua Marbun, Liza Dameria Maria Fitriani Lubis Mariane Magda Ketaren Marlina Marlina Marlina Marlina, Marlina Mayang Sary Br Lubis Mochtar Indra Efendi Siregar Muhammad Akbar Muhammad Hadi Muhammad Zhafran Nada Indah Fitrahhani Namora*, Ola Fatimah Napitupulu, Bani Praseto Natcha, Natcha Naufal Hidayat NINGRUM NATASYA SIRAIT Ningrum Sirait OK. Saidin Parlin Dony Sipayung Perangin-angin, Donsisko Putri, Zelika Annisa Rahmat Anshar Hasibuan Rahmat Hasibuan Rahmi Handayani Rahmi Pambpha Patresia M Raymond Adytia Depari Rezki Arafah Rina Alamanda Nasution Ririn Aprillyani Ritonga, Syahdani Rizky Wardiman Rizki Putra, Rahmat Rizkita, Cindy Robert Robert Robert Robert, Robert Rommy Hamzah Rosmalinda, Rosmalinda Rosnidar Sembiring Rudy Haposan Siahaan Rugun Maylinda Rumahorbo, Alberth Mangasi Ruth Siallagan Ryan Samuel Saidin Saidin Saidin, OK Saidin, OK. Salomo Kevin Samuel Midian Tarigan Sarah Indah Nilam Wulandari Sarah Pratiwi Siahaan, Josephine Clara Lamuli Sihombing, Harafuddin Sipahutar, Regina Lois Priscilla Siregar , Mahmul Star Parulian Steven Simanjuntak Sunarmi Sunarmi Sunarmi Sunarmi Sunarmi Sunarmi Sunarmi Sunarmi Sunarmi Sunarmi Sunarmi Sunarmi Sunarmi, Sunarmi Syafrizal Helmi Situmorang Syarifah Lisa Andriati Sylvina Anggita T. Keizerina Devi A T. Keizerina Devi Azwar T. Keizerina Devi Azwar Tamiarisa Amanda Fasa Rambe Tarigan, Gita Gisela Andriani Br Tarsisius Murwadji Tarsisius Murwadji Tarsius Murwadji Tengku Keizrina Devi Anwar Tony Adam Tri Murti Tri Murti Lubis Tri Murti Lubis Tumanggor, Deynisa Bella Upsa Vision Vanesia Murni Wahyudi, Ichsan Wessy Trisna Wilbert Wilbert Winda Ramadhani Windy Grace Yeni Sandy Bangun, Yeni Sandy Bangun Yesi Ansari Yessica Agnes `Saidin, OK.