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All Journal Al-Ulum Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Islamic Ecomonics Journal Majalah Ilmiah MOMENTUM Berkala Kedokteran Journal of Geoscience, Engineering, Environment, and Technology Jurnal Konstitusi Iqra: Jurnal Ilmu Kependidikan dan Keislaman Jurnal PAJAR (Pendidikan dan Pengajaran) Pendas : Jurnah Ilmiah Pendidikan Dasar JURNAL CEMERLANG: Pengabdian pada Masyarakat An Nabighoh Jurnal Pendidikan dan Pembelajaran Bahasa Arab Unes Law Review YUME : Journal of Management Ekspose: Jurnal Penelitian Hukum dan Pendidikan Repertorium: Jurnal Ilmiah Hukum Kenotariatan Jurnal Teknik Mesin Cakram Lahjah Arabiyah: Jurnal Bahasa Arab dan Pendidikan Bahasa Arab Al-Fathin: Jurnal Bahasa dan Sastra Arab Cakrawala Repositori Imwi Journal of Islamic Economics and Philanthropy Teaching and Learning Journal of Mandalika (Teacher) JOURNAL SCIENTIFIC OF MANDALIKA (JSM) Mutawazin (Jurnal Ekonomi Syariah) PROFICIO: Jurnal Pengabdian Masyarakat Transformasi Manageria: Journal of Islamic Education Management Media Publikasi Promosi Kesehatan Indonesia (MPPKI) Jurnal Konstitusi Case Law Al-Buhuts (e-journal) Jurnal Nasional Teknologi Komputer Tepis Wiring : Jurnal Pengabdian Masyarakat Safari : Jurnal Pengabdian Masyarakat Indonesia Al Naqdu: Jurnal Kajian Keislaman International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Jurnal Manajemen dan Bisnis Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Jurnal Penelitian Ekonomi Manajemen dan Bisnis Cakradonya Dental Journal Jurnal Manarang Manajemen dan Bisnis HIKMATUNA: Journal for Integrative Islamic Studies Jurnal Manajemen Dan Bisnis Ekonomi Al-Hukkam : Journal of Islamic Family Law Journal Khafi Hikmatuna Maslahah: Jurnal Manajemen dan Ekonomi Syariah Jurnal Pengabdian Kepada Masyarakat Babakti Jurnal Ilmiah Manajemen Ekonomi Dan Akuntansi (JIMEA) Jurnal Ilmu Komunikasi dan Sosial Politik Journal of Management, Entrepreneurship and Tourism BEGAWE: Jurnal Pengabdian Masyarakat El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Jurnal As-Syar’i: Jurnal Bimbingan & Konseling Keluarga Vitamin: Jurnal Ilmu Kesehatan Umum Jurnal Sains Farmasi dan Kesehatan Journal of Applied Transintegration Paradigm Global Leadership Organizational Research in Management Sipakatau: Jurnal Pendidikan dan Kebudayaan Jurnal Ekonomi, Manajemen, Akuntansi Jurnal Pengabdian Cendekia INSTALL: Information System and Technology Journal STIKes BBM Mengabdi: Jurnal Pengabdian Masyarakat Responsive: Jurnal Manajemen Pendidikan Islam Indonesian Journal of Islamic Studies ISNU Nine-Star Multidisciplinary Journal (INS9MJ) Jurnal Kajian Keislaman
Abdul Latif
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Journal : ISNU Nine-Star Multidisciplinary Journal (INS9MJ)

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Civil Law Aspects of Crypto Investment Dispute Resolution Through Arbitration and Litigation Handro Kurnia Sitorus; Ahyar Dinda Alamsyah Harahap; Abdul Latif; Aripa Syawalia; Syifa Arinda
ISNU Nine-Star Multidisciplinary Journal Vol. 2 No. 3 (2025): Vol.2 No.3 Desember 2025
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/ins9mj.v2i3.924

Abstract

Digital transformation in the financial sector has given birth to new investment instruments in the form of crypto assets based on blockchain technology. Despite its great potential, crypto investment also gives rise to various civil disputes between investors and service provider platforms. Such disputes are often caused by defaults, unlawful acts, or losses due to digital system failures, which have not been specifically regulated in national law. This research aims to identify the form of civil law relationships in crypto transactions, examine the types of disputes that arise, and evaluate the effectiveness of two dispute resolution mechanisms, namely arbitration and litigation. The method used is a normative juridical approach through literature studies that include laws and regulations, scientific literature, as well as court and arbitration decisions. The results of the study show that arbitration has advantages in terms of efficiency and flexibility, but faces obstacles in enforcing cross-jurisdictional awards. In contrast, litigation provides stronger formal legal guarantees, but tends to be slow and less adaptive to technological aspects. The main obstacles faced are the absence of substantive regulations, limitations in digital proof, and low technical literacy of legal apparatus. Therefore, regulatory reform and institutional capacity strengthening are needed to ensure equal legal protection for crypto investors in Indonesia.
Legal Responsibility of Insurance Companies for the Denial of COVID-19 Patient Claims: A Case Study of PT Asuransi Allianz Life Indonesia Lidya Thalia; Zahra Balqis Ananda; Rivky Abdillah Putra; Abdul Latif; Syifa Sirait
ISNU Nine-Star Multidisciplinary Journal Vol. 2 No. 3 (2025): Vol.2 No.3 Desember 2025
Publisher : ISNU Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70826/ins9mj.v2i3.933

Abstract

In this article, we examine the legal responsibility of insurance companies for the denial of COVID-19 patient claims: A case study of PT Asuransi Allianz Life Indonesia. Aims to find out how the company's responsibility is to customers, how to protect consumers, and how insurance customers respond to the rejection of COVID-19 claims This research uses a qualitative method, namely by using a field study and analytical descriptive approach. The results of this study have shown that PT Asuransi Allianz Life Indonesia, in certain cases, has not fully fulfilled its legal responsibilities both from a contractual perspective and within the framework of consumer protection. This refusal creates a conflict because in contract law, an agreement must be executed based on the principles of good faith and transparency of information. Many customers expressed disappointment with Allianz's perceived impartiality and seemed to be looking for excuses to reject claims.
Co-Authors Abd. Rauf Abdul Aziz Sulaiman Abdul Rahmanb Adcharina Pratiwi Ade Destri Deviana Ahksan ahmad arifin Ahmad Fadhel Syakir Hidayat Ahmad Roziq Ahyar Dinda Alamsyah Harahap Aji Somantri Akfika Rizky Sabilla Akhirudin Akhmad Baihaqi Alfu Laila Amir Amir Ana Fitriyatul Bilgies Andi Mardiana Andi Muhammad Riefky Annisya San Shabira anshari, muhammad luthfi Aprilia Puji Astuti Arifhan Ady Dj Arinny Astary Gobel Aripa Syawalia Arlistria Muthmainnah Arsyad Asep Suherno Aswin Nasution Aura Puspaningrum Aznal Huyo Azwar Annas Azzahra, Naoera Aliya Bagio Bahtiyar Yusuf BASTIAN BASTIAN, BASTIAN Bella Fevi Aristia Christopher Nathanael Novian Cici Sulista Cici Sulista Damayanti, Elok Dede Santi Dedeh Rosmaniar Sofia Dedi Sumanto Desma Natalia Hutauruk DEWI RAHMAWATI Didit Darmawan Djadid Subchan Dwi Gunadi Edi Tri Astuti Eka Putri Nurhidayah Elsa Mahardika Elsa Saqila Al Fathikha Erga Tenang Lambang Erna Apriani Eva Yuniarti Utami Ewalde Yovita Bria Fadhilah Ramadhan Fadilah Kadir Fahmi Rizal Faisal Mubarak Faizin, Rusdi Farhan Sukarno Putra Farihen Faris Maulana Akbar fathonah fathonah Fina Nikmatul Wasi’ah Firdaus J. Kunoli Firka Manggo Fitrianti S. Panambang Hadija Inangge  Hafidah Aribah Hamzah Hana Gardenia Mahbubah Handro Kurnia Sitorus HAPRABU, ERIEK SATYA Harlyan Nurpatimah Harrits Fadhillah Ahmad Helmy Purwanto Heni Amilia Putri Herlina Ahmad Hery Chariansyah Hery Widijanto Iglesias Enmart Jeremia Ikhya’ Hisyamuddin Indra Permana Ismail Makuta Iwan Aflanie Jamaluddin Jamaluddin Jumailah La Ode Abdul Musawir Laily Nurmalia Lidya Thalia Lili Hasliana Luqman Haqiqi Amirullah Lutfi Lutfiatus Zuhro M. Ulil Albab M. Yogi Riyantama Isjoni M.Kamil Ramma Oensyar Maharajabdinul Maharajabdinul Maila Aflahul Karimah Mamluatul Hasanah Marna, Jean Elikal Mashuri Mashuri Maspuroh Mayla Aflahul Karimah Moch. Nurcholis Mohamad Akbar F. Ibrahim Mohammad Fajrul Falah Afandi Muh. Aris Arifin Muh. Ikhwan Iskandar Muhamad Novreysa Muhammad Aqshel Revinzky Muhammad Hariri Sunnah Muhammad Ihsan Muhammad Jalil Muhammad Kaffin Hasbi Muhammad Nafi’ Muhammad Suyuthy R. Muhammad Zaini Abdul Ghoni Muharajabdinul, Muharajabdinul Mushfirah Arif Nada, Nadariah Nadia Paputungan Nia Insyiani Niken Rahmita Ni’matul Fauziah Nonce Pakaya Nonce Pakaya Nopi Nurpitasari Nur Cholid Nur Ikhwan Rajabi Nurfazria Baid Nurfi Etika Ningrum Nurhikmah Nuril Mufidah Nursyam Anwar Nurul Lail Rosyidatul Muammaroh Nurul Lathifah Oktafia Damayanti Perdana, Muhammad Aditya Qhisthina Atikah R.R. Hesty Setyodyah Lestari Rahman, Muhammad Iqbal Rahman, Rifqi Aulia Ratna Lindawati Reno Rifky Pakaya Rima Ayu Lestari Rina Azzahra Fili Riska Fii Ahsani Rivky Abdillah Putra Riya Andriyani Ahmad Rizki Fatonah Rofiqy Nurus Sanusi Rosalia Irawaty Roshifah Jauhari Runi Yulia Ruslan Bauna Rustam Yulianto Sahabudin Sahnip Samiel, Edi Silviana Simbolon Silviyawati Slamet Mulyani Sri Handayani Sri Utaminingsih Suci Ramadhan Suriati Lamatenggo Su’ad Syaipul Pahru Syamsuddin Syamsuddin Syamsuni Syifa Arinda Syifa Sirait Tasni, Nurfaida Teuku Ahmad ARBI Tiara Putri Hartanto Titin Kholisna Tontowi Ashari Trifebi Shina Sabrila Tsabitah, Sahlaa Vany Rolliyta Ansir Wisran Hadipura Zahra Balqis Ananda Zakirasli, Arriq Zulfa Zakiatul Hidayah