p-Index From 2021 - 2026
11.683
P-Index
This Author published in this journals
All Journal AL-Daulah Jurnal Diskursus Islam Laa Maisyir Jurnal Ekonomi Islam Jurnal Pilar Jurnal Al-Qadau: Peradilan dan Hukum Keluarga Islam Alami Journal (Alauddin Islamic Medical) Journal SENTRALISASI Journal of Health Science and Prevention JURNAL PENDIDIKAN TAMBUSAI Khatulistiwa: Journal of Islamic Studies YUME : Journal of Management Jurnal Ilmiah Penegakan Hukum Iqtishoduna: Jurnal Ekonomi Islam Al-Maslahah Al-Musthofa: Journal of Sharia Economics At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Jurnal Ekonomika Journal of Management and Business Innovations Al-Kharaj: Journal of Islamic Economic and Business Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Al-Azhar Journal of Islamic Economics Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Al-Ahkam : Jurnal Hukum Pidana Islam Al-Iqra Medical Journal : Jurnal Berkala Ilmiah Kedokteran Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah Jurnal Ekonomika Jurnal Ar-Ribh J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam Media Publikasi Promosi Kesehatan Indonesia (MPPKI) Jurnal Iqtisaduna Al-Buhuts (e-journal) Healthy Tadulako Journal (Jurnal Kesehatan Tadulako) Islamic Accounting and Finance Review Jurnal Ekonomi Syariah dan Bisnis Formosa Journal of Sustainable Research (FJSR) Tadayun: Jurnal Hukum Ekonomi Syariah Islamic Economic and Business Journal Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) POLICY, LAW, NOTARY AND REGULATORY ISSUES (POLRI) Al-Maqashid: Journal of Economics and Islamic Business Mutanaqishah: Journal of Islamic Banking Indonesian Journal of Contemporary Multidisciplinary Research AL-QIBLAH: Jurnal Studi Islam dan Bahasa Arab Innovative: Journal Of Social Science Research Moneta: Jurnal Manajemen & Keuangan Syariah Madani: Multidisciplinary Scientific Journal Business and Investment Review JPNM : Jurnal Pustaka Nusantara Multidisiplin HUMANITIS : Jurnal Humaniora, Sosial dan Bisnis AL-SULTHANIYAH Jurnal Ekonomi dan Bisnis Riwayat: Educational Journal of History and Humanities Socius: Social Sciences Research Journal JSE: Jurnal Sharia Economica Al-Jadwa: Jurnal Studi Islam Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Maslahah: Jurnal Manajemen dan Ekonomi Syariah JEBD Anayasa Santri : Jurnal Ekonomi dan Keuangan Islam Kanun: Jurnal Ilmu Hukum Cross-Border Journal of Business Management Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah At Tawazun Jurnal ekonomi Islam International Journal of Islamic Studies Jurnal Intelek Dan Cendikiawan Nusantara Jurnal Intelek Insan Cendikia Indonesian Journal of Management Studies Jurnal Cendekia Ilmiah PESHUM Wasīlah: Journal Of Sharia Sciences HISAB: Jurnal Akuntansi Lembaga Keuangan Syariah
Claim Missing Document
Check
Articles

Zakat and Waqf Institutions in Empowering the Muslim Community’s Economy: Strategic Review and Challenges selmiana salam selmi; Fitriah Ningsih; Amiruddin.K; Mukhtar Lutfi
Wasīlah: Journal Of Sharia Sciences Vol. 1 No. 2 (2025): Agustus
Publisher : Wasīlah: Journal Of Sharia Sciences

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to describe the strategic role of zakat and waqf institutions in empowering the Muslim community’s economy and to identify the challenges and optimization strategies in their management. Zakat and waqf are Islamic social finance instruments that function not only as religious obligations but also as mechanisms for wealth distribution and socio-economic development. This research employs a descriptive qualitative approach with data collected through interviews, observation, and documentation. The findings indicate that zakat and waqf institutions have implemented various productive programs that contribute to improving the economic independence of beneficiaries. However, the management of these instruments still faces several challenges, including low public literacy, limited human resource capacity, insufficient digitalization, and lack of institutional synergy and regulatory harmonization. Proposed optimization strategies include system digitalization, human resource development, collaboration with Islamic financial institutions, Islamic social literacy campaigns, and regulatory enhancement with incentives for zakat and waqf contributors. Through these strategies, zakat and waqf can serve as key instruments in building an inclusive, just, and sustainable Islamic economy.
Sharia-Based Cooperatives And Systems Distribution Of Sharia Cooperatives Rizky Amaliyah Ramdhani Ilham; Muhammad Rustam Saputra; Amiruddin.K; Mukhtar Lutfi
Wasīlah: Journal Of Sharia Sciences Vol. 1 No. 2 (2025): Agustus
Publisher : Wasīlah: Journal Of Sharia Sciences

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to describe sharia cooperatives are business entities that conduct economic activities based on Islamic principles, as stipulated in the Quran and Sunnah. Based on the principles of family and mutual cooperation, these cooperatives aim to improve the welfare of their members and the community at large. Principles such as being free from interest, social justice, and partnership are the hallmarks of Sharia cooperatives compared to conventional cooperatives. As a form of partnership, these cooperatives prioritize halal and sharia-compliant businesses to support fair and sustainable economic management. The principles of family and mutual cooperation are the main foundations of Sharia cooperatives, reflecting the spirit of cooperation and collective responsibility. This study uses a descriptive qualitative approach with data collection techniques through interviews, observations, and documentation. The results of the study show that the principles of Islamic cooperatives include the belief that wealth is a trust from Allah and not owned absolutely. Freedom of transactions, social justice, and the rejection of usury are the main foundations. The concept of deliberation replaces formal democracy in decision-making, creating harmony and togetherness among members. With a profit-sharing system instead of interest, Islamic cooperatives offer a fairer financial alternative, in accordance with Islamic teachings.
Peran Lembaga Zakat dan Wakaf dalam Pemberdayaan Ekonomi Umat di Indonesia Hamdana Hamdana; Mukhtar Lutfi; Lince Bulutoding
Jurnal Intelek Insan Cendikia Vol. 2 No. 12 (2025): Desember 2025
Publisher : PT. Intelek Cendikiawan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Zakat dan wakaf merupakan instrumen filantropi Islam yang memiliki peran strategis dalam mewujudkan keadilan sosial dan pemberdayaan ekonomi umat. Indonesia sebagai negara dengan mayoritas penduduk muslim memiliki potensi zakat dan wakaf yang sangat besar, namun pemanfaatannya belum sepenuhnya optimal. Artikel ini bertujuan untuk menganalisis peran lembaga zakat dan wakaf di Indonesia, mencakup landasan hukum, struktur kelembagaan, mekanisme pengelolaan, serta tantangan dan peluang dalam implementasinya. Metode penelitian yang digunakan adalah pendekatan kualitatif melalui studi kepustakaan. Hasil kajian menunjukkan bahwa keberadaan lembaga zakat dan wakaf seperti BAZNAS, LAZ, dan Badan Wakaf Indonesia memiliki kontribusi signifikan dalam program pemberdayaan ekonomi, pendidikan, kesehatan, dan sosial kemanusiaan. Namun demikian, masih terdapat berbagai kendala seperti rendahnya literasi masyarakat, profesionalisme pengelolaan, serta pemanfaatan teknologi yang belum optimal. Oleh karena itu, diperlukan penguatan regulasi, peningkatan kapasitas sumber daya manusia, dan inovasi digital agar pengelolaan zakat dan wakaf dapat memberikan dampak ekonomi dan sosial yang lebih luas dan berkelanjutan
Pemikiran Ekonomi Islam Kontemporer: Analisis Tokoh Dan Relevansinya Terhadap Sistem Ekonomi Modern Nurhidayat Nurhidayat; Andhini Putri Novianti; Mukhtar Lutfi; Nasrullah Bin Sapa
Jurnal Intelek Insan Cendikia Vol. 2 No. 12 (2025): Desember 2025
Publisher : PT. Intelek Cendikiawan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Pemikiran ekonomi Islam kontemporer berkembang sebagai respons terhadap kelemahan sistem ekonomi konvensional yang sarat dengan riba, ketimpangan, dan krisis moral. Artikel ini bertujuan menganalisis pemikiran enam tokoh ekonomi Islam kontemporer, yaitu Muhammad Abdul Mannan, M. Nejatullah Siddiqi, Monzer Kahf, Muhammad Baqir al-Shadr, M. Umer Chapra, dan Yusuf al-Qardhawi. Metode yang digunakan adalah studi kepustakaan dengan pendekatan kualitatif-deskriptif. Hasil kajian menunjukkan bahwa pemikiran para tokoh tersebut memiliki benang merah berupa penegakan keadilan, pelarangan riba, penguatan peran negara, dan orientasi pada maqashid al-syari’ah. Pemikiran ekonomi Islam kontemporer relevan sebagai alternatif sistem ekonomi yang berkeadilan dan berkelanjutan di era modern.
Pasar Sukuk Di Indonesia: Sistem, Regulasi, Dan Mekanisme Operasional Ilham Ilham; Mukhtar Lutfi; Lince Bulutoding; Sahdiah Desriana Karim
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 2 No. 6 (2025): Desember 2025 - Januari 2026
Publisher : PT. Intelek Cendikiawan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Perkembangan pasar keuangan syariah di Indonesia menunjukkan tren yang semakin signifikan, salah satunya ditandai dengan pertumbuhan instrumen sukuk. Sukuk merupakan instrumen keuangan syariah yang berfungsi sebagai alternatif pembiayaan dan investasi yang berlandaskan prinsip-prinsip syariah Islam. Indonesia sebagai negara dengan jumlah penduduk muslim terbesar di dunia memiliki potensi besar dalam pengembangan pasar sukuk, baik pada level nasional maupun global. Penelitian ini bertujuan untuk mengkaji secara komprehensif dan sistematis pasar sukuk di Indonesia dengan menitikberatkan pada aspek sistem, regulasi, serta mekanisme operasionalnya. Metode penelitian yang digunakan adalah studi kepustakaan dengan pendekatan deskriptif-analitis terhadap literatur akademik, regulasi pemerintah, fatwa Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI), serta laporan resmi dari Otoritas Jasa Keuangan dan Kementerian Keuangan Republik Indonesia. Hasil kajian menunjukkan bahwa pasar sukuk Indonesia telah memiliki kerangka regulasi dan sistem operasional yang relatif kuat dan terintegrasi, namun masih menghadapi sejumlah tantangan seperti rendahnya likuiditas pasar sekunder, keterbatasan variasi produk, serta tingkat literasi masyarakat yang belum optimal. Oleh karena itu, diperlukan strategi pengembangan yang berkelanjutan agar pasar sukuk dapat berkontribusi secara lebih signifikan terhadap pembangunan ekonomi nasional
KRITIK DAN PROSPEK PEMIKIRAN EKONOMI ISLAM DALAM ERA DIGITALISASI DAN EKONOMI HIJAU Sahrul Gunawan; Nuraulia Aco Dahrul; Mukhtar Lutfi; Nasrullah Bin Sapa
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 2 No. 6 (2025): Desember 2025 - Januari 2026
Publisher : PT. Intelek Cendikiawan Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini membahas kritik dan prospek pemikiran ekonomi Islam kontemporer dalam merespons tantangan ekonomi global. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi pustaka melalui analisis literatur klasik dan kontemporer yang berkaitan dengan ekonomi Islam, metodologi, digitalisasi, dan ekonomi hijau. Hasil kajian menunjukkan bahwa ekonomi Islam memiliki landasan normatif yang kuat, namun masih menghadapi tantangan metodologis, khususnya dominasi pendekatan normatif dan ketergantungan pada metodologi ekonomi konvensional. Dalam era digitalisasi, ekonomi Islam memiliki peluang untuk meningkatkan inklusi dan efisiensi ekonomi dengan tetap menjaga prinsip-prinsip syariah. Selain itu, ekonomi Islam memiliki prospek besar dalam mendukung ekonomi hijau dan pembangunan berkelanjutan melalui prinsip etika dan instrumen keuangan syariah. Penelitian ini menyimpulkan bahwa penguatan metodologi integratif antara nilai normatif dan analisis empiris menjadi kebutuhan penting bagi pengembangan ekonomi Islam ke depan.
Faktor-Faktor yang Mempengaruhi Keberlanjutan Usaha Mustahik pada Program Pemberdayaan Ekonomi BAZNAS Kota Makassar Putrisarira , Wahyuni; Mukhtar Lutfi; Nurfiah Anwar; Sirajuddin
Al-Musthofa: Journal of Sharia Economics Vol. 8 No. 2 (2025): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v8i2.4469

Abstract

Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi keberlanjutan usaha mustahik pada program pemberdayaan ekonomi BAZNAS Kota Makassar. Penelitian ini merupakan penelitian kuantitatif dengan pendekatan asosiatif. Populasi terdiri dari 212 mustahik penerima bantuan modal usaha, dan sebanyak 68 responden dipilih menggunakan teknik purposive sampling berdasarkan kriteria tertentu. Data dikumpulkan melalui kuesioner skala Likert yang disebarkan secara langsung dan melalui Google Form. Analisis data dilakukan dengan regresi linier berganda menggunakan SPSS 21. Hasil penelitian menunjukkan bahwa secara parsial, variabel karakteristik mustahik berpengaruh signifikan terhadap keberlanjutan usaha. Sementara itu, variabel modal yang diterima, etos kerja, dan komunikasi tidak berpengaruh positif signifikan secara individu. Namun secara simultan, keempat variabel tersebut berpengaruh signifikan terhadap keberlanjutan usaha mustahik. Temuan ini menegaskan bahwa keberlanjutan usaha tidak hanya ditentukan oleh faktor eksternal, melainkan sangat dipengaruhi oleh faktor internal mustahik. Oleh karena itu, program pemberdayaan perlu disertai dengan pembinaan karakter dan kapasitas mustahik untuk mendorong kemandirian usaha secara berkelanjutan.
PASAR SUKUK: SISTEM DAN OPERASIONALNYA DI INDONESIA Rachma Febriyanti; Tacong, Hamzah; Lutfi, Mukhtar; Kadir, Amiruddin
JSE: Jurnal Sharia Economica Vol. 5 No. 1 (2026): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v5i1.3019

Abstract

Sukuk has become a strategic instrument in global Islamic finance and an important pillar of development financing in Indonesia, especially after the enactment of the Sovereign Sukuk Law (SBSN) in 2008. However, the rapid expansion of sovereign sukuk has not been matched by adequate public understanding or corporate participation, reflecting the need for a clearer examination of sukuk concepts, systems, and operations. This study employs a qualitative approach through a literature review of regulations, DSN-MUI fatwas, and reports from OJK, BI, and KNEKS, supported by academic publications. Using a descriptive–analytical method, the study explores the structure, mechanisms, challenges, and prospects of the sukuk market in Indonesia. The findings indicate that sukuk is based on real ownership, the prohibition of riba, and Sharia-compliant contracts, distinguishing it from conventional bonds. Indonesia’s sukuk market operates within a strong regulatory framework, with issuance involving contract structuring, underlying asset determination, and primary and secondary market processes. Despite significant growth, challenges remain, including low literacy, limited Sharia infrastructure, and modest corporate sukuk issuance. Nonetheless, regulatory support, digitalization through e-SBN, and rising interest in sustainable instruments highlight sukuk’s potential to strengthen development financing and deepen the Islamic financial market.
DEKONSTRUKSI DAN REFORMULASI TEORI PERMINTAAN DAN PENAWARAN BERBASIS NILAI SYARIAH Rachma Febriyanti; Wahab, Abdul; Lutfi, Mukhtar; Ghalib, Muhammad
JSE: Jurnal Sharia Economica Vol. 5 No. 1 (2026): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/s93btw57

Abstract

This article aims to reformulate the theory of demand and supply from an Islamic economic perspective through a comparative analysis with conventional economics. Conventional theory relies on assumptions of consumer rationality, utility maximization, and a free market mechanism, which tend to overlook moral, spiritual, and social dimensions in economic behaviour. Islamic economics provides an alternative and more holistic approach by emphasizing halal–haram principles, maslahah, justice, and trustworthiness as the core of market behaviour. This research employs a literature review method by analyzing scholarly articles, books, and classical Islamic economic texts, including the works of Ibn Khaldun and Ibn Taymiyyah. Findings indicate that Islamic demand and supply theory not only explains the interaction of price and quantity but also embeds moral values and ethical guidelines in market operations. Market equilibrium in Islam is defined as a just and transparent equilibrium, free from riba, gharar, and monopoly, and strengthened by the institution of hisbah. The study concludes that an Islamic market framework promotes a more stable, just, and socially beneficial economic system.
PASAR DAN HARGA DALAM EKONOMI ISLAM Virgiawan, A. m. luthfi; Lutfi, Mukhtar; Wahab, Abdul; virgiawan, luthfi
JSE: Jurnal Sharia Economica Vol. 5 No. 1 (2026): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jgpf8333

Abstract

Market and price are essential components in the Islamic economic system, as they play a vital role in the distribution and exchange of goods and services. This study aims to analyze the concept of market and price determination mechanisms from the perspective of Islamic economics. The research employs a library research method by reviewing classical and contemporary Islamic economic literature. The findings indicate that Islam allows market mechanisms to operate naturally based on supply and demand, provided they adhere to principles of justice, honesty, and transparency. Practices that distort the market, such as usury, hoarding (ihtikar), and monopoly, are strictly prohibited. Government intervention is permissible when market distortions cause harm to the public. Therefore, market and price in Islamic economics are not solely profit-oriented but also emphasize social welfare and public benefit.
Co-Authors A. Adriana Amal Abd. Hafid Abd. Wahab Abd. Wahab Abd. Wahab Abdul Khaliq Abdul Wahab Abdul Wahab Abdul Wahid Haddade Abdullah AF Abdullah, Muhammad Wahyuddin Abdullah, Wahyuddin Abdullah, Wahyuddin Achmad Musyahid Idrus ADRIANI ADRIANI Afna Eka Widyastuti Agus Syam Ahmad Muhajir, Ahmad Ahsun Inayati Aisyah Aisyah Akram Ista Akramunnas Ambo Asse Amiruddin Amiruddin Amiruddin Amiruddin K Amiruddin K Amiruddin.K Andhini Putri Novianti Andi Abdul Gaffar Andi Irhamnia Sakinah Andi Niken Ayu N.F Andi Sri Mutmainna Andi Tihardimanto Andi Wawan Mulyawan Andika Akbar Anisa Utami Novianty Ar Rozi, Habib Aziz Arlina Wiyata Gama Arsyadi, Baso Askar Fatahuddin Asmira, Sri Asni Asni Asri Jaya Asriadi Arifin Adi Azizah Nurdin, Azizah Azmi Yusriyah Naurah Azwar Azwar Basri, Muh. Arfah BN, Andi Muh. Taqiyuddin Dedi Susanto Desy Arum Sunarta Devy Wulandari Dian Sari Djafar Djafar Eka Febrianti Ervina Hijrah Nirwana Fatahuddin, Askar Fauziah Sulaiman Febrianti, Rachma Ferianti Ririn Fitriah Ningsih G. Gunawan Ghalib, Muhammad Gunawan Gunawan Halik, Abdul Chadjib Hamdana Hamdana Hamzah Hasan Harni hasim, cani Hasisa Haruna Herianti Herman, Muhammad Akbar Husni Nasir Ilham , Muhammad Ilham Ilham Ilnawati Ismail Hasang Ismail Ismail Iva Ashari Ananda Jayawarsa, A.A. Ketut K, Amiruddin Latifah Lanonci Lince Bulutoding Lohalo, Georges Olemanu Lubnaa Sulistiyani Kartiko M, Misbahuddin M. Fadel, M. Fadel Mallongi, Syahrir Maryam Nurdin, Maryam Mau Lulo, Lourenco de Deus Muammar Bakry Muhammad Affandi AR Muhammad Afief Mubayyin Muhammad Fadel Muhammad Mutawalli Muhammad Nasri Katman Muhammad Rustam Saputra Muhammad Saleh Ridwan Muhammad Saleh Tajuddin Muin, Rahmawati Mukhlis Latif Mulkiyah Zul Fadhilah Muslimah Muslimah Muslimin Kara Mutawalli, Muhammad Nadya Haruna Nasir Hamzah Nasrullah Bin Sapa Nelia Syafriawati Nur Hidayah Nuraulia Aco Dahrul Nurfiah Nurfiah Nurhasnaini. H Nurhidayat Nurhidayat Nurjannah Nurjannah NURLAELA NURLAELA Nurlina Nurlina Nurlina Nurlina Nurul Pratiwi Nurum, Munawir Nurvadillah Nurvadillah Nurwijayanti Paskual, Meity Ferdiana Purnamaniswaty, Purnamaniswaty Purnomo, Anggi Putra, Trisno Wardy Putri Ayu Ramadhani Putrisarira , Wahyuni Rachma Febriyanti Rahadi Arie Hartoko Rahmawati Muin Rahmawati Muin Rahmawati Muin Ramlah Ramlah Rayyahun, Annisa Reni Reni Reskiani, Anugrah Ri Esso*, Andi Sawe Ridwanto Rini Fitriani Risnawati Risnawati Rizky Amaliyah Ramdhani Ilham Rosdianah Rahim Rusdi Raprayogha Saharuddin Sahdiah Desriana Karim Sahrul Gunawan Saiful Muchlis Saleh Al Hadad Samsunar, Muh. Sapa, Nasrulla Bin Sapsuha, Mubasysyyratul Ummah Sari Ifdiana Jalal selmiana salam selmi Shahrin, Attori Alfi Siradjuddin Sirajuddin Sri Mulyati Sri Muntu, Andi Tenri Sri Syamsiar, Indriyani Sudarmi Sudarmi Sufiana Fahmi Sufiani Zahra Sugianto Sukmana, Ahyana Syahila Sumar’in Sumar’in Suparman Suparman Supriadi Syahidah Rahmah Syahruddin Kadir Syamsiah Rauf Syarif, Muhammad Isra Syarifa Khaerunnisa Syatar, Abd Tacong, Hamzah Taqiyuddin BN, Andi Muh. Tihardimanto, A. Titin Hardianti Ummu Alfatimah Vera Ayu Oktoviasari Virgiawan, A. M. Luthfi virgiawan, luthfi Wahyuddin Abdullah Wardy Putra, Trisno Yohan Yohan Yusnita