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ANALYSIS OF THE HEALT LEVEL OF THE NASARI SAVING AND LOAN COOPERATIVE IN AN EFFORT TO IMPROVE PERFORMANCE IN THE CITTY OF LHOKSMAWE Yulius Dharma; Aulia, Nurul; Dwiyani, Uci; Hasan, Nadila; Sinta, Irada
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 2 No. 3 (2023): FEBRUARY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v2i3.118

Abstract

Savings and loan cooperatives generally provide services in order to facilitate the fulfillment of the needs of their members and ensure the welfare of their members. One of the goals of this cooperative is to serve as an alternative means of borrowing money or credit and trying to prevent its members from moneylenders. In the current development, savings and loan cooperatives are more in demand by credit seekers or customers, so that in line with that many Savings and Loans Cooperatives have been established which provide credit or loans to cooperative members without collateral, even though in banking principles every loan extension is always accompanied by a guarantee. This type of research uses qualitative methods. The population of the type of research conducted is research on a particular object by interviewing it at a certain time. The results of this study indicate that it is very easy to implement a credit agreement or save a loan at the Nasari Cooperative for retired civil servants. The agreement is made with the condition of a pension certificate scan. The Nasari Cooperative only makes special requirements for retirees who want to borrow to have a business. The purpose of this research is to provide an analysis of the soundness level of the Nasari Savings and Loans Cooperative in an effort to improve performance in the city of Lhoksmawe. Also, to know how the principle of operation is carried out by the cooperative. According to the results we examined and the conclusions we got are: KSP NASARI SYARIAH LHOKSEUMAWE is a financing institution for retirees, where they only provide credit financing for retirees who work at the post office and at banks which only work with the Nasari savings and loan cooperative. Credit financing by using a pensioner's scan and not serving general loans such as house certificates.
ANALYSIS OF WORK DISCIPLINE ON EMPLOYEE PERFORMANCE AT THE NASARI SAVING AND LOAN COOPERATIVE IN LHOKSEUMAWE Anissa, Farah; salsabilla, Cut; Nuryana, Nuryana; Nur Ilham, Rico; Sinta, Irada
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 2 No. 3 (2023): FEBRUARY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v2i3.121

Abstract

The purpose of this study was to determine the level of work discipline in the activities of Nasari Savings and Loans Cooperative Employees. This research is qualitative research using descriptive techniques. Data collection through interviews, observation and documentation at the Nasari Lhokseumawe Savings and Loans Cooperative. The results of this study indicate that at the level of work discipline, the number of employees in construction companies is still small, which has an impact on the low quality of human resource work. The reasons are several things. Examples of low employee discipline include lack of discipline for being late to work, lack of awareness of discipline, and efforts to increase employee efficiency. To overcome this, companies must set an example of discipline for their employees and reward disciplined employees. Keywords: Discipline, work discipline, employee performance Abstract The purpose of this study is to determine the level of work discipline activities of Employees of the Nasari Savings and Loans Cooperative. This research is qualitative research with descriptive data collection techniques through interviews, observation and documentation at the Nasari Lhokseumawe Savings and Loans Cooperative. The results of this study indicate that at the level of work discipline, the number of employees in construction companies is still small, which has an impact on the low quality of human resource work. The reasons are several things. Examples of low employee discipline include lack of discipline for being late for work, lack of awareness of discipline, and efforts to increase employee efficiency. To overcome this, the company must provide an example of discipline to its employees and reward disciplined employees. Savings and Loans Nasari Lhokseumawe held Supervise staff to ensure that personal activities do not deviate from plans and goals set by the company.
ANALYSIS OF MEMBER SATISFACTION LEVELS ON THE SERVICES OF THE NASARI SAVINGS AND LOANS COOPERATIVE IN THE CITY OF LHOKSEUMAWE Jariah Abubakar; Furqan, Muhammad; Rizkina, Fathi; Haikal, M.; Sinta, Irada
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 2 No. 3 (2023): FEBRUARY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v2i3.124

Abstract

The Nasari Savings is needed to find out the perceptions of a member about the services and performance of the management that has been carried out. To assess and examine the satisfaction of members, several dimensions can be used as measurement tools. The study was aimed to determine the level of satisfaction of members of the Cooperative. This study used a qualitative descriptive method with a total sample of 96 people. The sampling technique uses simple random sampling technique and data is collected through a questionnaire. The indicators of service; office strategic elements, cleanliness and comfort of office space, the availability of complete office facilities such as computers, printers and office telephones, transaction execution systems, accuracy in services, information clarity given by employees, the readiness of employees to receive complaints from members, the willingness and ability of employees to provide the information needed, the readiness of employees in providing services, knowledge, skills and skills of employees in their fields, beliefs about security, cooperative legal certainty, attention given by employees against member complaints, employees provide services to all members regardless of social status, employees always maintain good communication with members are included to Very Good performances.
SHARIA EMPLOYEE COOPERATIVE SERVICE SYSTEM PT. PUPUK ISKANDAR MUDA Hayati, Nurul; Izza, Nurul; Rahmadani, Zuhra; Fajiral, Raihan; Sinta, Irada
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 2 No. 2 (2023): JANUARY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v2i2.125

Abstract

This study aims to formulate the problem "how is the service system in the Islamic employee cooperative PT. PIM?" The determination is based on direct interviews with resource persons, members and employees of the PT.PIM sharia employee cooperative Proportional Stratified Sample Random Sampling. The method used is an explanatory survey method. With using primary and secondary data. The variables analyzed are the service quality factors of cooperatives and Cooperative benefit variable. While testing the validity of the correlation technique used through the Correlation Coefficient Product Moments from Pearson. The reliability test used is the split-half correlation technique with the Spearman-Brown formula. While data analysis techniques, used correlation analysis and regression analysis multiple, the results of this study are useful for implementing the quality of useful services provided by cooperatives, so member participation is also increasing
FACTORS INFLUENCING SALES DECISIONS AND THEIR IMPACT ON MICRO, SMALL AND MEDIUM ENTERPRISES IN BRAVO PHOTOCOPY BUSINESS BLANG PULO VILLAGE Wahyuni , Yuyun; Khairani Husna , Fadhila; Haway , Fitra; Aulia Ramadhan, Hafidz; Sinta, Irada
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 2 No. 3 (2023): FEBRUARY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v2i3.126

Abstract

This study aims to find out the sales decisions and their impact on micro, small and medium enterprises in the blang pulo village photocopy business. The research method used is the survey method. The survey research method uses data collection and analysis techniques in the form of opinions / facts from the subject under study (respondents) through question and answer which is directly communicated with the respondents, and interviews (oral questions) conducted with face-to-face communication. This research is qualitative which means descriptive research and tends to use analysis with an inductive approach.
SERVICE ANALYSIS AND BUSINESS MANAGEMENT OF MUHAMMADIYAH SURYA MANDIRI SHARIA PRODUCER COOPERATION Millisa, Cut; Pratiwi, Putri; Adelina, Dian; Rifaldy Rizky, Muhammad; Sinta, Irada
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 2 No. 2 (2023): JANUARY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v2i2.128

Abstract

Sharia cooperative is a form of cooperative that has principles, goals, and activities based on the achievement of Islamic sharia, namely the Koran and Assunah. In general, this cooperative is a cooperative business entity that carries out its business activities based on sharia principles. And Cooperative services to members are services provided by Cooperatives in advancing the business of its members. Therefore, some cooperatives provide and improve services to the businesses of their members very well. The management of this sharia cooperative business is to open outlets that sell various needs ranging from food, school necessities, and various daily needs. This cooperative has also opened several businesses such as savings and loans, and benevolent loans, which are loans that do not take advantage. It is from these businesses that this Islamic cooperative earns income. So it is urgent to examine the level of service and management of the cooperative. The methods used in this cooperative This research is a purposive sampling research method, namely the method of determining research locations that are carried out deliberately based on certain considerations.
GLOBAL MARKETS AND BUSINESS CENTERS Irada Sinta; Intan Aulia Sari; Ulfa Yulinazira; Siti Munawiroh
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 2 No. 7 (2023): JUNE
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v2i7.230

Abstract

This paper discusses global markets and international business and their impact on companies and the economy at large. The global market includes international trade activities, cross-border investment, and inter-country economic integration. International business involves multinational corporations, global supply chains and international financial transactions. In the context of global markets, companies have wider access to larger markets, increase sales opportunities and diversify risks. They can access resources and labor that are not available in their home countries. However, engaging in international trade also involves challenges such as cultural differences, laws, regulations, and economic and political risks. International trade plays an important role in the economic growth of a country. It facilitates the flow of goods, services and capital between countries, increases productivity, creates jobs and strengthens economic dependence between countries. To trade in global markets, companies must understand international trade regulations, build strategic partnerships, and take advantage of technological advances to facilitate global communications and transactions. In addition, companies also need to manage risks related to currency fluctuations, changes in trade policies, and operational risks in foreign markets. Through careful research, in-depth market analysis and the use of the right strategies, companies can successfully trade with the world, increase their competitive advantage and achieve sustainable growth in an era of ever-evolving global markets.
ANALYSIS BUSINESS DEVELOPMENT STRATEGY AT PT. GOJEK TOKEPEDIA TBK FOR LONG-TERM GROWTH POST IPO Irada Sinta; Irhamah; Ade Ratna Dewi; Delvia Andriani; Annisa Karim Sinaga
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 2 No. 12 (2023): NOVEMBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v2i12.282

Abstract

Startups that are growing quickly have an impact on the Indonesian economy. Due to its high degree of excitement, Indonesia is one of the five nations with the most startups. One of them is PT. Please visit Gojek Tokopedia (GOTO). Leading an IPO on the Indonesia Stock Exchange (IDX) is one of the decisions made by GoTo to collect funding or operational capital for the firm. The capital cycle, clearly, cannot be detached from the systems chosen by the organization. Internal and external environment analyses are the two components of corporate growth plans. This study employed the descriptive qualitative approach, and the methodology of data collection entailed reading evaluations of scientific literature.
EFFECT OF ORGANIZATIONAL COMMITMENT, WORK MOTIVATION AND LEADERSHIP STYLE ON EMPLOYEE PERFORMANCE OF PT. ACEH DISTRIBUS INDO RAYA likdanawati, likdanawati; Yanita, Yanita; Hamdiah, Hamdiah; Nur Ilham, Rico; Sinta, Irada
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 1 No. 8 (2022): JULY
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v1i8.41

Abstract

This study aims to determine the Effect of Organizational Commitment, Work Motivation and Leadership Style on employee performance of PT. Aceh Distribution Indo Raya. The study samples are 54 employees of PT. Aceh Distribution Indo Raya. The sampling technique used is a probability sampling technique. The data are obtained from the distribution of questionnaires to 54 respondents and processed with the help of the SPSS program. The method of data analysis used a qualitative analysis method that is quantified. The model used in this study is a multiple linear regression. The results of the study show that simultaneously (f-test) Organizational Commitment, Work Motivation and Leadership Style influence the Employee Performance of PT. Aceh Distribution Indo Raya. Based on the results partially (t-test) shows that Organizational Commitment has a significant effect on Employee Performance of PT. Aceh Distribus Indo Raya, Work Motivation has a significant effect on Employee Performance at PT. Aceh Distribus Indo Raya and Leadership Style has a significant effect on the Employee Performance of PT. Aceh Distribution Indo Raya.
THE ROLE OF COOPERATIVES IN RETIREMENT EMPLOYEES AT THE LHOKSEUMAWE NASARI SAVING AND LOAN COOPERATIVE. COOPERATIVE OBJECTIVES: PROSPERITY OF MEMBERS Sri Hayu Kartika; Riska Fazira; Yusril Ramadhan Sembiring; Irada Sinta; Rico Nur Ilham
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 2 No. 1 (2022): DECEMBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v2i1.106

Abstract

Indonesia has many Civil Servants (PNS), the Indonesian National Armed Forces and the Indonesian National Police (Polri) who are sure to retire every year. Based on data from the National Civil Service Agency (BKN), Thursday (12/11/2020), in the 2021-2024 period there are around 706,438 civil servants who will retire. In 2021, there are 162,484 employees who will retire either because of the retirement age limit (BUO) or non-bup, which makes many financial institutions focus on serving these retirees. One of them is the Nasari Savings and Loans Cooperative which focuses on providing services to retirees in Indonesia. As well as remembering and Departing from the economic crisis that hit Indonesian society in 1998, a group of retirees who cared about the situation at that time, established a Savings and Loans Cooperative (KSP) named NASARI. The aim is to provide solutions to retired civil servants, military, police in addressing their needs in their old age.The Nasari Lhokseumawe Cooperative seeks to improve the welfare of its members, namely retired employees by using several strategies, namely Improving the Welfare of its Members by improving Services to Members and facilitating the Administrative process, Improving the Welfare of Its Members with Products Owned by the Nasari Cooperative, Trying to provide low interest rates and allowing retirees those aged over 70 years make loans, Increase Cooperative Capital, namely by increasing member's mandatory savings, and opening unlimited deposits. There are 3 obstacles faced by the Nasari Lhokseuawe Joint Welfare Cooperative in improving the welfare of its members, namely limited capital, sharia regulations, and the many competitors who also provide loans to retired customers so that they have to compete with the Nasari Cooperative, the Lhokseumawe branch. And the strategy carried out by the Nasari Lhokseuawe Cooperative in overcoming obstacles in improving the welfare of its members is by opening deposits that are not covered for customers or other people who want to deposit their money, following the applicable sharia rules, and providing the best service to customers so they can compete with another competitor.
Co-Authors AA Sudharmawan, AA Ade Ratna Dewi Adelina, Dian Adhiana, Adhiana Adnan Adnan Ahmad, Shabir Ainiya , Nazri Akhyar, Chairil Alfaris, Muhammad Amlys Syahputra Silalahi Amru Usman Andriani, Rika Anissa, Farah Annisa Karim Sinaga Arliansyah Arliansyah, Arliansyah Armanu Thoyib Armanu Thoyib Arnas, Eva Asmaul Husna Asrol Fajri Aulia Ramadhan, Hafidz Authar ND, Muhammad Ayu Anora Ayu, Sari Chairil Akhyar Chalirafi, Chalirafi Cut Afra Humaira Cut Rozana Sari Cut Zira Maulida Damayanti, Ori Dara Latifa Debi Eka Putri Delvia Andriani Dhea Fidela , Cut Dhuhratulliza, Dhuhratulliza Dina Salsabila Dwi Yuzaria Dwiyani, Uci ekamaida, ekamaida EM Yusuf Iis F, Fadli Fachry Abda El Rahman Fadli Fadli Fadli Fajiral, Raihan Fakhirah Balqis, Rasykah Falahuddin fayza, Adinda Feinberg, Bob Frengki Putra Ramansyah Fuadi Fuadi Fuadi Gina Silmi Hafni Zahara Haikal, M. Hamdiah Hamdiah Hamdiah Harley Agustian Hasan, Nadila Hasnah Hasnah Haway , Fitra Heikal, Mohd. Hekdi Theresia Pintubatu Herlina Herlina Iklima , Rina Ikram Intan Aulia Sari Irhamah Isfenti Sadalia Isfenti Sadalia isfenti sadalia Izza, Nurul Jamilah Jamilah Jariah Abu Bakar Juanda, Reza Juliana Juliana Jumadiah Juni Ahyar Kembaren, Emmia Tambarta Khaidir Khaidir, Khaidir Khairani Husna , Fadhila Khairani, Aulia Febri Khairisma, Khairisma Kumala Sari, Dewi Latiful Rahmi Laxmi Jamatia , Purna Lika Andira BR Pinem Likdanawati Liper Siregar Lusi Afriliana M, Mawardati M. Subhan M.Subhan Mangasi Sinurat Mangasi Sinurat Marzuki Marzuki Mawardati Mawardati Merlita, Lala Millisa, Cut Mirna Mohd. Heikal Muammar Khadafi Muammar Khaddafi Muhammad Furqan, Muhammad Muhammad Multazam Mursidah Muttaqien Nadira , Rizki Nadya Jasmine Nailul Ulfah Nasution, Wahyu Isnanda Nisrul Irawati Nofianti, Nofianti Nur Faliza Nurhasanah Nurhasanah Nurjanah, Fadilah NURUL HAYATI nuryana nuryana, nuryana Nurzarina, Maudi O. Brusa, Jorgeo Pradana, Suji Puji Suryani, Suci Puspitaningrum, Rani Putri Pratiwi Quswarnika, Quswarnika Rahmadani, Zuhra Rahmaniar Rahmaniar, Rahmaniar Rahmi, Utia Rais, Rany Gesta Putri Ramansyah, Frengki Putra Rauzi Ramazalena Reza Juanda Riani Riani Riani Riani Riani, Riani Rico Nur Ilham Ridani Ridani Rifaldy Rizky, Muhammad Riska Fazira Riska Yanti Rista Sihombing Rizkina, Fathi Roni Kurniawan Rosmaniar Rosmaniar Rosmaniar, Rosmaniar Rusydi Abubakar S. Sugiharto Safitri , Sekar Safriana Safriana Safriati Safriati salsabilla, Cut Sandi, Heri Saprudin Saprudin Sari Yulis Terfiadi Sarman Sinaga Setia Budi Setia Budi Sinurat, Mangasi Siregar, Deva Septiana Siti Munawiroh Sri Hayu Kartika Subhan Subhan Suci Puji Suryani Suryadi Suryadi Suryadi Suryadi Sutriani Syahputri, Lidia T. Edyansyah, T. Edyansyah Tanjung, Ade Firmansyah Tarmizi Abbas Tripure Maas, Linda Ulfa Yulinazira Ulfia Ulvia Fadilah Utami Aditya Wahyuddin Wahyuddin Wahyuddin Wahyuddin Wahyuni , Yuyun Widodo Endi Prasetia Widya Ramadhani Wooton, Ian YANITA YANITA, YANITA Yulius Dharma Yusnidar Yusril Ramadhan Sembiring Zahrul Fuadi, Muhammad Zulfa Riza Zuriaini Zuriani Zysman, John