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Toward Sustainable Islamic Banking: The Role of FinTech, Knowledge Management, Green Banking, and Sharia Compliance Satria Avianda Nurcahyo; Raditya Ferdianto; Anisa Dewi Arismaya; Muhammad Anis
Economica: Jurnal Ekonomi Islam Vol. 16 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2025.16.1.23752

Abstract

Islamic banking is facing increasing pressure to adopt sustainable business practices while maintaining compliance with sharia principles. In this context, Financial Technology (Fintech), Knowledge Management, Green Banking, and Sharia Compliance have emerged as critical factors influencing sustainability. This research aims to examine sustainable business models in Islamic banking in Central Java by analyzing the interrelations among these factors. A quantitative approach using Structural Equation Modeling Partial Least Squares (SEM-PLS) was applied to data from 515 sharia bank employees. The findings indicate that Fintech significantly influences Green Banking, Knowledge Management, and business sustainability, but does not directly affect Sharia Compliance. Green Banking significantly impacts both Sharia Compliance and business sustainability, while Sharia Compliance mediates the relationship between Green Banking and sustainability. These results highlight the need for deeper integration between Fintech and Islamic principles. Islamic banks are encouraged to develop strategies that synergize technological innovation, environmental responsibility, and religious compliance to achieve long-term, sustainable growth.
Co-Authors Abdul Aziz Achmad Rizal Achmad Rizal Adelia Ika Damayanti Adi Purwanto Ahmad Ali Ahmad Ali Ahmad Ali Alif Mustaghfiroh Ana Puji Astuti Andriyani Andriyani Anis Malik Thoha Anis Malik Thoha Anisa Dewi Arismaya Anisa Dewi Arismaya Anugerah, Riva Mustika Ari Pranaditya Ari Siswati Aris Puji Purwatiningsih Ariyani, Julinta Eka Awal, Muhammad Bulan Karima Nurani Damayanti, Adelia Ika Devi, Chindya Paramitha Diah Ayu Kusumawati Diah Ayu Kusumawati Dita Prameswari Dwijayanti, Rahmania Argita Eka Renny Noviati Wahyuni Eko Budiyanto, Ari Eko Budiyanto Ari Fachrunnisa, Olivia Familia Artha Fitri Dwi Jayanti Fitri Dwi Jayanti Harry Soesanto Ilyasa Bin Muhammad Faiq Irfan Wildzan Muafa Irfan Wildzan Muafa Irsal Fauzi Isnawati, Setya Indah Isnwati, Setya Indah Jaya Ramadaey Bangsa Joyo Minardo kristanti Kristanti Kustiyono MA Irfan Rahmana Meida Rachmawati Mohamed El Khawarizmi Mufidah, Luklu'ul Muhammad Anis Muhammad Anis Muhammad Anis Muhammad Anis, Muhammad Muhammad Awal Mustagfiroh, Alif Noor Laila Ramadhani Noor Laila Ramadhani Panca Nur Hayati Pipit Sundari Pratondo, Katon Prihantini, Isra Priyanto Priyanto Raditya Ferdianto Raditya Ferdianto Raditya Ferdianto Rahayu, Indah Rhaissa Anindya Azzahra Rionaldo, Richo Setya Indah Isnawati Siti Aisyah Siti Haryani Sudiyono Sudiyono Sudiyono Sudiyono Sundari, Pipit Tantra, Arda Raditya Teguh Harso Widagdo Teguh Harso Widagdo Tettie Setiyarti Thoha, Anis Malik Tri Wikaningrum Tri Wikaningrum Ucta Pradema Sanjaya Ummu Muntamah Widagdo, Teguh Harso Yeni Indraningtyas