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All Journal International Journal of Nusantara Islam JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia Jurnal Asy-Syari'ah Diponegoro Law Review Al-Mustashfa JURISDICTIE Jurnal Hukum dan Syariah Jurnal Ilmiah Ekonomi Islam Jurnal Ilmiah Al-Syir'ah Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan IKRA-ITH EKONOMIKA Journal of Economicate Studies Amwaluna Jurnal Ekonomi dan Keuangan Syariah JURNAL ILMIAH KESEHATAN SANDI HUSADA TEMALI : Jurnal Pembangunan Sosial Rayah Al Islam : Jurnal Ilmu Islam Jurnal Hukum Ekonomi Syariah Coopetition : Jurnal Ilmiah Manajemen JES (Jurnal Ekonomi Syariah Bertuah : Jurnal Syariah dan Ekonomi Islam Airlangga International Journal of Islamic Economics and Finance Journal of Islamic Economics and Philanthropy Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah El-Ecosy : Jurnal Ekonomi dan Keuangan Islam J-Alif : Jurnal Penelitian Hukum Ekonomi Syariah dan Budaya Islam Jurnal Iqtisaduna Mimbar Agama Budaya Journal Islamic Economics Ad Diwan Jurnal Ekonomi Syariah dan Bisnis Al-Manahij : Jurnal Kajian Hukum Islam JURNAL ECONOMINA Likuid: Jurnal Ekonomi Industri Halal IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Jurnal Multidisiplin West Science Innovative: Journal Of Social Science Research Indonesian Journal of Advanced Research (IJAR) Bisma : Business and Management Journal ISLAMICA : Jurnal Ilmu-Ilmu Agama Islam Jurnal Global Ilmiah Zona Law And Public Administration Indonesia Anayasa International Journal of Nusantara Islam Journal of Islamic Law (EJIL) TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Jurnal International Economic Sharia International Journal of Law Social Sciences and Management Jurnal Ilmiah Kesehatan Sandi Husada Mashlahah: Journal of Islamic Economics Ekopedia: Jurnal Ilmiah Ekonomi Ash-Shidqu: Jurnal Ekonomi Syariah Ipso Jure Khazanah Sosial International Journal of Islamic Khazanah Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah
Jubaedah, Dedah
UIN Sunan Gunung Djati Bandung, Indonesia
Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Actualization of Indonesian Economic and Cultural Development Reviewed from Ibn Khaldun's Thoughts Kusuma, Nurul Rahmah; Janwari, Yadi; Jubaedah, Dedah; Maulana, Fauzan Aziz
Mimbar Agama Budaya Vol. 41 No. 1 (2024)
Publisher : Center for Research and Publication (PUSLITPEN), UIN Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/mimbar.v41i1.38872

Abstract

The problem of poverty in Indonesia is very complex which can trigger economic and socio-cultural problems, namely that there is a poor population of 9.36 percent. This indicates that prosperity has not been achieved in economic development in Indonesia. Ibnu Khaldun explained that a developed country is determined by the strength of the government implementing sharia and justice which is implicitly in accordance with the ideals of national development in Indonesia. The aim of this research is to analyze the actualization of Indonesia's economic development in terms of Ibnu Khaldun's thoughts. The research method used is qualitative library research sourced from secondary data using library research techniques from Muqaddimah books, journal articles and various kinds of relevant library materials which are then analyzed using descriptive analysis methods. The results of this research are that Indonesia's economic development has not yet achieved economic and socio-cultural balance as stated by Ibnu Khaldun. This is based on an imbalance between state revenues and government expenditure. The high taxes imposed on the public cannot yet be directly proportional to state spending which should be able to reduce inequality, poverty and so on, especially in underdeveloped areas.
Normative and Practical Distinction Between Ijarah, 'Ariyah, Hiwalah, And Qard: A Comparative Study of Muamalah Fiqh in Indonesia Rifai, Ahmad; Jubaedah, Dedah; Setiawan, Iwan
Zona Law And Public Administration Indonesia Vol. 4 No. 1 (2026): January 2026
Publisher : Yayasan Mentari Madani

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Abstract

This study aims to analyze the normative and practical differences between the four main contracts in fiqh muamalah, namely ijarah (rent-benefit), 'ariyah (borrowing goods without compensation), hiwalah (debt transfer), and qard (voluntary loan). Normatively, the four contracts have a strong foundation in classical fiqh literature, but their practice in Indonesia shows different variations and challenges. The research uses a qualitative field approach with in-depth interviews and observations on the community and Islamic financial institutions, especially BMT, KJKS, and Islamic banks. The results of the study show that there is a gap between normative fiqh and the reality of the field. Ijarah contracts are widely developed in Islamic financial institutions, but some people still equate them with buying and selling. Akad 'ariyah is more dominant in daily social interactions, reflecting the value of helping, although it is rarely understood as part of the fiqh of muamalah. Hiwalah contracts have been found to be very limited, although they have great potential to support modern transactions similar to debt transfer mechanisms in conventional finance. Meanwhile, qard contracts are still popular both in the social and institutional realms, but in practice they are often confused with interest-bearing loans so that they risk deviating from sharia principles. This study concludes that the low sharia literacy of the community and the limitation of product innovation in financial institutions are the main factors that cause the gap between norms and practices. Therefore, public education, intensive socialization, and the development of innovative products based on muamalah contracts are needed so that the concept of classical fiqh is not only a normative reference, but also functions as a real instrument in building the Islamic economy in Indonesia
Islamic Corporate Social Responsibility (ICSR): Kerangka Konseptual dan Pelaporan Berdasarkan Maqashid Syariah Salimudin, Mumud; Jubaedah, Dedah
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14087

Abstract

This article aims to explore Islamic Corporate Social Responsibility (ICSR) in terms of conceptual framework and social reporting based on Maqashid Sharia. The research uses a qualitative approach with the type of literature study. In Islam, the concept of social responsibility has a strong foundation through the teachings of the Qur'an and Hadith, which promote justice, balance, and concern for others. Islamic Corporate Social Responsibility (ICSR) integrates these principles with modern CSR practices, thus creating a holistic approach and in line with Islamic values. The framework of Islamic Social Responsibility Based on Maqashid Sharia has a close relationship with the three concepts of social responsibility relations played by humans. The three relationships are man's relationship of responsibility with God, man's relationship of responsibility with man and man's relationship with the environment. The three relationships are based on five principles, namely tawhid, caliph, justice, ukhuwah, and problem creation. From the five principles of human social responsibility relations, four dimensions are formed, namely economic, legal, ethical, and philanthropic
Analysis Of Microeconomic Theory According To Abu Ubayd And Al-Syaibani And Its Relevance To Pancasila Economy Adil, Ustad; Janwari, Yadi; Jubaedah, Dedah
Ipso Jure Vol. 1 No. 5 (2024): Ipso Jure- June
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/erfh7m81

Abstract

This study aims to analyze the microeconomic theory of Abu Ubayd in the book Al-Amwal and Al-Syaibani in the book al-Kasb and its relevance to the Pancasila economy. The research method used is a qualitative method with an analytical descriptive approach to the book of Al-Awal by Abu Ubayd and the book of Al-Kasb by Al-Syaibani and assisted from other reading sources related to the research title. Theresults of this study are Abu Ubayd in al-Amwal talks about basic human needs, legal and economic justice, Bedouin and urban dichotomy, while al-Syaibani explores the concept of al-Kasb (Work), according to him that work is the main element of production, has a very important position in life. Al-Syaibani also explained about wealth and destitution, the classification of businesses and about economic needs and specialization and distribution of work. The relevance of Abu Ubayd's economic thought with Pancasila Economy in accordance with the Indonesian Law No. 5 Year 1999 on the prohibition of monopolistic practices. While Al-Syaibani about al-Kasb (work) and the distribution of work is very relevant to the 1945 Constitution article 28 D Paragraph 2, namely Everyone has the right to work and get a fair and decent reward and treatment in labor relations.
Convergence of Sharia Principles in Otoritas Jasa Keuangan (OJK) Indonesia Regulations and Their Impact on National Financial Policy Hafizd, Jefik Zulfikar; Arifin, Tajul; Bisri, Hasan; Jubaedah, Dedah
Khazanah Sosial Vol. 8 No. 1 (2026): Khazanah Sosial
Publisher : UIN Sunan Gunung Djati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ks.v8i1.51562

Abstract

This study analyzes the convergence of Sharia principles within the Financial Services Authority (OJK) regulatory framework and its impact on the transformation of Islamic financing law in Indonesia. Pursuant to Law No. 21 of 2011 on the Financial Services Authority and Law No. 4 of 2023 on the Development and Strengthening of the Financial Sector (P2SK), OJK is mandated to ensure that all Islamic financial institutions operate in compliance with Sharia principles. However, implementation remains suboptimal, both in terms of regulatory products and practical application. Using a qualitative empirical juridical approach, this study combines normative analysis of statutory regulations, OJK circulars (POJK and SEOJK), and DSN-MUI fatwas with field interviews conducted at the OJK Regional Office in Cirebon. In line with Antonios E. Platsas’s theory of legal convergence, the study finds that OJK’s regulatory approach reflects a multimodal integration of top-down legal harmonization and institutional adaptation of Sharia ethics. Nonetheless, convergence in practice remains largely formalistic, as many regulations still prioritize prudential and administrative compliance over substantive realization of maqāṣid al-sharī‘ah. Strengthening coordination between OJK and the Sharia Supervisory Board (DPS) is therefore essential to align regulatory governance with Sharia’s moral objectives of justice, partnership, and sustainability within Indonesia’s national financial system.
The Concept of Price Mechanism in The Halal Industry Refers to The Thought of The Price Concept of Yahya Bin Umar and Ibnu Taimiyah Hakim, Ahmad Luqman; Janwari, Yadi; Jubaedah, Dedah; athoillah, anton
Likuid Jurnal Ekonomi Industri Halal Vol. 3 No. 2 (2023): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/likuid.v3i2.28133

Abstract

The price mechanism in the halal industry has an important role in determining the value and price of halal products. The concept of pricing mechanism in Islam has been initiated by the thinkers Yahya bin Umar and Ibn Taymiyyah. The purpose of this study is to find out how the relationship between the pricing mechanisms of the two Islamic thinkers in the halal industry. Descriptive analytical with qualitative research methods and a historical approach are used in this research. As a result, Yahya bin Umar and Ibn Taymiyyah's approaches to the pricing mechanism provide different perspectives but are in line with the context of healthy and fair pricing. Yahya bin Umar views that prices are determined by the ideal market mechanism, while Ibn Taymiyyah emphasizes the importance of healthy competition and wise government intervention. The price mechanism in the halal industry should reflect the intrinsic value of the product, ensure fairness in transactions, and support the sustainability of the industry. The government can use the price mechanism to set a minimum price or ensure halal products meet certain standards. Fair and competitive pricing will enable wider access to halal products and maintain consumer confidence over a longer period.
Perbandingan Fiqih Jual Beli (Bai’), Perdagangan (Tijarah), Pilihan (Khiyar), dan Pengambilalihan Hak Pengelolaan Harta (Syuf’ah): A Comparative Jurisprudence of Sale and Purchase (Bai’), Commerce (Tijarah), Contractual Options (Khiyar), and the Right of Pre-emption (Syuf’ah) Muhamad Afif Sholahudin; Dedah Jubaedah; Iwan Setiawan
TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Vol. 3 No. 1 (2026): TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah
Publisher : Litera Academica Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Studies in fiqh muamalah often place tijārah (commerce), ba’i (sale), khiyār (contractual options), and syuf‘ah (pre-emption) into separate analytical spheres, leading to a fragmented understanding of the Islamic transactional system. This research aims to develop a holistic theoretical construction by comparatively examining the definitions, legal foundations, scopes, and functions of these four concepts. The methodology employed is normative legal research with a library-based approach, involving a critical analysis of primary sources—the Qur'an, Hadith, and classical fiqh texts—as well as secondary sources such as scientific journals and contemporary regulations. The findings indicate that tijārah serves as a philosophical framework emphasizing economic ethics and spirituality, while ba’i acts as a formal-legal instrument regulating the validity of exchange. Furthermore, khiyār functions as an internal protection mechanism for the contracting parties, and syuf‘ah serves as an external protection mechanism for joint ownership. The integration of these four concepts establishes an Islamic transactional system that is just, adaptive, and contextual, remaining relevant to modern practices such as e-commerce, private equity ownership, and Islamic financial institutional financing. This study underscores the necessity of an integrative approach in fiqh muamalah to strengthen the relevance of Islamic law within contemporary economic dynamics.
Reassessing Justice in Murabahah Regulation in Indonesia through Sayyid Qutb’s Perspective Jefik Zulfikar Hafizd; Tajul Arifin; Hasan Bisri; Dedah Jubaedah
International Journal of Islamic Khazanah Vol. 16 No. 1 (2026): IJIK
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijik.v16i1.54103

Abstract

This article examines whether murābaḥah regulation and practice in Indonesia embody Islamic justice as a substantive ethical principle or remain confined to procedural sharia compliance. Existing studies on murābaḥah largely emphasize contractual validity, regulatory structure, and institutional compliance, but pay limited attention to justice as an ethical standard for evaluating how Islamic consumer finance operates in practice. Using a normative-conceptual method, this study analyzes primary legal and regulatory materials, including OJK regulations, statutory instruments, DSN–MUI fatwas, and internal supervisory guidelines, complemented by an interview conducted in November 2025 with an Assistant Manager at the OJK Regional Office in Cirebon. The analysis employs Sayyid Qutb’s framework of Islamic justice—mīzān, ḥurriyyah, and takāful ijtimāʿī—to assess the legal construction, regulatory objectives, and operational logic of murābaḥah within Indonesia’s Islamic financial system. The study finds that although murābaḥah has been regulated in a systematic and comprehensive manner to ensure legal certainty, prudential governance, and formal sharia compliance, such regulatory coherence does not automatically realize substantive Islamic justice. Market-oriented margin structures, debt-like operational features, and limited social orientation reveal a normative gap between procedural conformity and ethical justice. This article contributes to Islamic governance scholarship by offering a justice-centered evaluative framework for murābaḥah and by providing normative insights for strengthening Islamic consumer finance regulation beyond technical compliance toward a model that better integrates legal certainty, social justice, balanced risk allocation, and collective welfare.
Comparative Analysis of Economic Fiqh in Islamic Financial Transactions: ‎A Review of Literature from Various Madhhabs Mohamad Ghozali; Dedah Jubaedah; Deni Kamaludin Yusup
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 9 No. 2 (2024)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v9i2.16350

Abstract

This study analyzes the comparative interpretations of Islamic economic jurisprudence (fiqh) in financial transactions across the Hanafi, Maliki, Shafi'i, and Hanbali schools of thought. Employing a descriptive qualitative approach, data were collected from academic literature, official documents, historical sources, and expert interviews. The research focuses on key Sharia financial transactions, including murabahah, mudarabah, musyarakah, ijarah, and sukuk, to explore the diversity of fiqh interpretations. The findings reveal significant differences, with the Hanafi and Maliki madhhabs showing greater flexibility and adaptability to socio-economic contexts, while the Shafi'i and Hanbali madhhabs maintain a stricter adherence to religious texts. These differences impact the design and implementation of Sharia-compliant financial products, influencing how they align with diverse fiqh perspectives. This study concludes that such variations highlight the dynamic and adaptable nature of Islamic economic jurisprudence in addressing diverse socio-economic needs. It underscores the importance of harmonizing interpretations to support the globalization of Islamic finance, ensuring inclusivity and sustainability without compromising Sharia principles. This research provides valuable insights into the role of madhhab diversity in shaping the growth and development of Sharia-compliant financial systems.Keywords: Economic Fiqh, Islamic Financial Transactions, Madhhab Comparison, Sharia Finance.
Comparative and Integrative Approach of Conventional and Islamic Economic Theories in Islamic Economic Law Development Jefik Zulfikar Hafizd; Yadi Janwari; Dedah Jubaedah
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 10 No. 1 (2025)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v10i1.18550

Abstract

Conventional economic theory, which began with Adam Smith's seminal work on the free market and the 'invisible hand,' evolved through the contributions of Keynesianism and monetarism, focusing on government intervention and money supply control, respectively. In contrast, Islamic economic thought is deeply rooted in the Qur'an and Sunnah, with early Islamic scholars like Ibn Khaldun emphasizing justice, balance, and social welfare as core economic principles. After a period of dormancy, Islamic economics was revived in the 20th century, presenting an alternative that integrates moral and ethical values within the economic system. This research examines the integration of conventional and Islamic economic principles, particularly their role in the development of Islamic law (Sharia) and its economic applications. By adopting a comparative and integrative approach, the study analyzes both systems' concepts, principles, and practices, relying on data from books, journals, articles, and other scholarly references. The findings highlight both the similarities and differences between conventional and Islamic economics and identify complementary elements that facilitate the creation of a more just and sustainable hybrid economic model. Integrating core Islamic economic values, such as the prohibition of usury (riba) and wealth redistribution (zakat), with conventional economic frameworks can promote a more equitable and sustainable economic system. This research concludes that the synthesis of conventional and Islamic economics, underpinned by Sharia principles, can lead to the development of a more efficient, ethical, and socially just economic model..Keywords: Conventional Economics; Islamic Economics; Comparison; Economic Integration; Economic Sustainability
Co-Authors Abdurrahman Wahid, Abdurrahman Achmad Ridwan, Achmad Adil, Ustad Ageng Septa Rini Ahmad Berizi Ahmad Fathan Aniq Ahmad Fauzi, Abdul Aziiz Ahmad Lukman Nugraha Ahmad Luqman Hakim Ahmad Luqman Hakim, Ahmad Luqman Ahmad Rifai ahmad yani Ali Mutakin Anisa Ilmia Annisa Eka Rahayu Annisa Tania Dewi anton athoillah Anton Athoillah Antoni Julian Apriani, Triana Ariyanto Ariyanto Armelia Prakasa Asman Taeali Asri Sundari Athoillah, Mohamad Anton Ayi Nurbaeti Birrulwalidain Burhanudin, Bunbun Muhamad Dermawan, Muhammad Jagat Dewi, Annisa Tania Ending Solehudin Evi Sopiah, Evi Fadhlya Hidayatunnisa, Nurul Fatahillah, Ikhwan Aulia Febriyani, Putri Agus Feby Pebryanti Suhendi Friasta, Intan Gaidha Khusnul Pangestu Ghozali, Mohamad Gojali, Dudang Gunariah, Frilla Hadi, Sholikul Hasan Bisri Hasan Bisri Hasanudin Hasanudin Heni Pujiastuti Heryana, Sandi Hidayah, Paisah Nurul Hisam Ahyani ian rakhmawan suherli Iip M Aditiya Intan Friasta Irni Sri Cahyanti Ishandawi Iwan Setiawan Iwan Setiawan Janwari , Yadi Janwari, Yadi Jauhari, Moh. Ahsanuddin Jefik Zulfikar Hafizd Joni Joni José Manuel Naranjo Gómez Kamaludin Yusup, Deni Kamaludin, Asep Kusuma, Nurul Rahmah Kuswandi, Yudi Maricar, Hudzaifah Muhammad Maulana, Fauzan Aziz Maulin, Mery Mohamad Anton Athoillah Mohamad Ghozali Mohamad Sar'an Mohammad Syarifuddin Amarullah Mohd Roslan Mohd Nor Muhamad Afif Sholahudin Muhammad, Bohari Agus Muharni, Yusraini Mukhlas, Oyo Sunaryo Mursyidah Zein, Ai Imas Musaiyana Musaiyana Mustofa Mustofa Naeli Mutmainah Nanang Sobarna Nasrudin Noradin, Muhammad Farhan Bin Mat Nuralika Yepsi Sarmilantiva Said Nurhasana Nurhasana Nurjamil Nursari, Nina Oyo Sunaryo Mukhlas Paisah Nurul Hidayah Pandu Pribadi Parhan Parhan Pramayanti, Dian Ikha Putra, Haris Maiza Putri Sri Lestari R. Ira Laksana Dewi Rahmah Kusumah, Nurul Rahmah, Yulia Fithriany Rahmawati, Indriyani Dwi Rosidah, Rose Rudi Ahmad Suryadi, Rudi Ahmad Rukmanda, Meirani Rahayu Saepullah, Usep Said, Nuralika Yepsi Sarmilantiva Salimudin, Mumud Santika, Ganjar Shinta Mona Lisca Siskanti, Siskanti Slamet Santoso Sofian Al Hakim, Sofian Sri Lestari, Putri Suhendi, Feby Pebryanti Suherli, Ian Rakhmawan Sulaeman Sulaeman Sulaeman Sulaeman Sulaeman Sumiati Sumiati Suntana, Ija Supriatna Supriatna Sutiana, Yana Tajul Arifin Tajul Arifin Wawan Oktriawan Widiastuti, Dwi Suci Yadi Janwari Yadi Janwari Yeli Yuliani Yudi Kuswandi Yuliani, Yeli Yusup, Deni Kamaludin Ziyana Nur Hida