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Determination of Continuity of Sustainable Green Financial Behavior with Mediating Variable of Customer Satisfaction of Generation Z Islamic Bank Rachmawati, Windasari; Abdul Karim; Moeljono
Journal of Business and Management Review Vol. 6 No. 3 (2025): (Issue-March)
Publisher : Profesional Muda Cendekia Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47153/jbmr.v6i3.1489

Abstract

ResearchAims:This study examines the post-usage continuation behavior of Generation Z customers in the green finance sector, focusing on Islamic banks. It explores how environmental consciousness, green bank marketing, and customer satisfaction influence ongoing green finance behavior, guided by the Extended Social Help Theory (SST). Design/Methodology:A questionnaire survey was conducted with Generation Z customers of Islamic banks. Partial Least Squares (PLS) analysis was used to assess the relationships between environmental consciousness, marketing initiatives, customer satisfaction, and green finance behavior. Findings:The study finds that both environmental consciousness and green bank marketing initiatives negatively influence the continuation of green finance behavior, with customer satisfaction acting as a mediator. Psychological reactance plays a significant role in shaping these outcomes. TheoreticalContribution:This research contributes to the application of SST in green finance, offering new insights into how psychological reactance interacts with customer satisfaction to affect green finance behavior. It highlights the role of environmental consciousness and marketing initiatives in sustaining engagement with green finance, an area previously underexplored. Keywords:Green finance, Customer satisfaction, Environmental Consciousness, Green banking marketing initiatives, Psychological reactance
The Implementation Building Character Based on Islamic Values and the Impact of Resilience on Bullying Victims on Students of Darul Ulum Saleh Jaya Islamic Boarding School Abdul Karim; Siti Roudhotul Jannah; Ahmad Muslimin
Bulletin of Pedagogical Research Vol. 5 No. 1 (2025): Bulletin of Pedagogical Research
Publisher : CV. Creative Tugu Pena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51278/bpr.v5i1.1796

Abstract

This study aims to analyze the implementation strategies of character education based on Islamic values in strengthening the resilience of bullying victims among students at Pondok Pesantren Darul Ulum Saleh Jaya, Air Salek Subdistrict, Banyuasin Regency. It also seeks to examine the impact of these strategies on the students' resilience. This research employs a qualitative method with a phenomenological approach. Data were collected through observation, interviews, and documentation, with data validity ensured through source triangulation. The data analysis techniques involved data reduction, data presentation, and conclusion drawing. The findings of the study reveal that: (1) The implementation strategy of character education based on Islamic values at Pondok Pesantren Darul Ulum Saleh Jaya is carried out in a structured manner through discipline, independence, and role modeling to support bullying victims. Core values such as honesty, responsibility, patience, and ukhuwah Islamiyah (Islamic brotherhood) are instilled through social interaction, habituation, and programs such as halaqah, mentoring, and emotional support to enhance victims' self-confidence. (2) The Islamic value-based character education has a positive and effective impact on improving the resilience of bullying victims through education, personalized approaches, and a supportive environment. Values such as patience, sincerity, and empathy contribute to fostering harmony, reducing bullying, and building the students' self-esteem.  
Implementasi Media Sosial sebagai Upaya Meningkatkan Omzet Penjualan Ahmad Hudawi AS; Abdul Karim
Jurnal Ilmiah Pengabdian dan Inovasi Vol. 2 No. 1 (2023): Jurnal Ilmiah Pengabdian dan Inovasi (September)
Publisher : Insan Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57248/jilpi.v2i1.239

Abstract

Banyak orang menghabiskan waktu mereka di platform seperti Facebook, Instagram, Twitter, dan lainnya. Kafe dapat memanfaatkan media sosial sebagai alat pemasaran untuk menjangkau pelanggan potensial dan meningkatkan penjualan. Tujuannya untuk menganalisis dan mengimplementasikan media sosial sebagai strategi pemasaran untuk meningkatkan omzet penjualan di Kafe Yatoreh Pondok Kuliner di Jabung Kota Baru. Metode Pengabdian ini adalah pendekatan kualitatif dan kuantitatif, data tentang preferensi konsumen, tren pemasaran digital, dan strategi media sosial yang efektif serta memberikan pendampingan dan pelatihan promosi melalui media sosial seperti Instagram, Facebook, dan TikTok pada UMKM Kafe Yatoreh. Hasil dari pengabdian ini diharapkan dapat memberikan pemahaman yang lebih baik tentang preferensi konsumen terkait media sosial dan produk Kafe Yatoreh, serta memberikan strategi pemasaran yang efektif untuk meningkatkan omzet penjualan. Dengan menggunakan platform media sosial seperti Instagram, Facebook, dan lainnya, Kafe Yatoreh dapat mempromosikan produk mereka kepada calon pelanggan potensial di berbagai lokasi. Kemajuan teknologi informasi dan penetrasi internet yang tinggi di Indonesia memberikan peluang besar untuk pemasaran digital, termasuk digital marketing dan katalog digital melalui website.
Representasi Tindakan Sosial dalam Tradisi Lokal Masyarakat di Era Modern Karina Puji Lestari; Dany Miftah M. Nur; Abdul Karim
Entita: Jurnal Pendidikan Ilmu Pengetahuan Sosial dan Ilmu-Ilmu Sosial Vol. 7 No. 1 (2025)
Publisher : IAIN Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/ejpis.v7i1.18977

Abstract

Local traditions that persist amid changing times reflect deep social meanings embedded in cultural practices. One such tradition is Sewu Sempol, a grave-offering ritual carried out by the people of Hamlet Masin, Kandangmas Village, Kudus, every last Thursday of the month of Ruwah (Sya'ban). This study aims to describe the implementation of the tradition and analyze it using Max Weber’s theory of social action. The research method used is qualitative with a phenomenological approach. Data analysis techniques include data collection, data reduction, presentation of findings, and drawing conclusions. Data were collected through direct observation, in-depth interviews with community leaders and local residents, as well as visual documentation. Data sources were obtained from active participants in the tradition and relevant literature. The findings show that people carry out this tradition as traditional action, since it is inherited through generations; as goal-oriented action, in hope of safety and blessings; as value-oriented action, because it is considered morally and spiritually noble; and as affective action, driven by emotions of gratitude and reverence for ancestors. These four types of social action form a complex social meaning behind the preservation of the Sewu Sempol tradition within the community.
LIQUIDITY, RETURN ON ASSETS, LEVERAGE AGAINST TAX AGGRESSIVENESS Prianka Ratri Nastiti; Abdul Karim; Bonita Prabasari
Jurnal RAK (Riset Akuntansi Keuangan) Vol. 7 No. 2 (2022): October 2022
Publisher : Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/rak.v7i2.432

Abstract

Tax aggressiveness is the actions taken by the company to reduce its tax obligations. A company is said to carry out tax aggressiveness if the company tries to reduce the tax burden aggressively, either using legal methods, namely tax avoidance or illegal methods such as tax evasion. Although not all tax planning actions are carried out illegally, the more loopholes a company uses to avoid taxes, the more aggressive the company is considered. And this study aims to examine the relationship between the dependent variable and the independent variable of this study. The independent variables are liquidity, ROA, leverage and the dependent variable is tax aggressiveness. And for the analytical method used is regression analysis, and descriptive analysis. Descriptive statistics are used to describe or describe the variables in the study. Descriptive statistics used are measures of tax aggressiveness of all sample companies. The description of the variables can be seen from the mean and standard deviation. The descriptive statistical test was carried out with the SPSS program. The results of the study found that liquidity has no effect on tax aggressiveness, then Renturn on Assets (ROA) affects tax aggressiveness, then leverage affects tax aggressiveness.
THE ANALYSIS OF GREEN BANKING DISCLOSURE: A PERSPECTIVE ON THE BANKING SECTOR IN INDONESIA Windasari Rachmawati; Abdul Karim; Abdul Manan
Jurnal RAK (Riset Akuntansi Keuangan) Vol. 8 No. 2 (2023): October 2023
Publisher : Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/rak.v8i2.1133

Abstract

The aim of this study is to examine the effect of financial performance on green banking disclosure, using control mechanisms as moderating factors. This is a quantitative study with secondary data. The population consists of banking companies listed on the IDX during 2018-2021 with a purposive sampling technique. Financial performance is measured by profitability using two proxies, return on assets (ROA) and return on equity (ROE). GBD is measured using Green Banking Disclosure Index through content analysis. Smart PLS does statistical testing. This study shows that profitability (ROA) affects GBD. Meanwhile, profitability (ROE) does not affect the GBD. Furthermore, the board of commissioners and audit committees moderate the relationship between profitability (ROA and ROE) and GBD. The results provide important insights into the relationship between financial performance, sustainable banking disclosure, and the role of control mechanisms (the board of commissioners and audit committees) in the banking context in Indonesia.
Optimalisasi Pelatihan Transparansi Keuangan Masjid Melalui Implementasi Aplikasi Kas Digital Abdul Karim; Bangun, Budianto; Prayetno, Sugeng Prayetno; Afrendi, Mohammad
JPM: Jurnal Pengabdian Masyarakat Vol. 6 No. 1 (2025): Juli 2025
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jpm.v6i1.2448

Abstract

Transparent and accountable financial management is essential for maintaining congregational trust and enhancing participation in religious and social activities. However, many mosques still manage their finances manually, making them prone to recording errors and lack of transparency. This community service activity aims to optimize financial transparency in mosques through the implementation of the eKasMasjid digital cash application, accessible online via http://ekasmasjid.com. The methods involved include socialization, training for mosque administrators on how to use the application, and continuous mentoring and evaluation during implementation. The results show that the eKasMasjid application significantly improves financial recording efficiency, reduces transaction errors by up to 85%, and facilitates financial reporting that can be accessed openly by the congregation. A survey of mosque congregants revealed that 89% expressed increased trust in the mosque’s financial management, and 76% felt more motivated to donate regularly. In conclusion, the use of digital technology through the eKasMasjid application contributes positively to establishing a more transparent, accountable, and participatory mosque financial governance system.
Pelatihan Tajhizul Mayit sebagai Upaya Peningkatan Pemahaman Fardhu Kifayah Masyarakat Desa Pastap Abdul Karim; Muhammad Ali Yusuf; Syaipullah Ahmad; Hilda Fahriza Lubis; Seri Bulan Hasibuan; Nur Ainun Lubis; Isla Khairani; Sarah Khairani Hakim; Kurnia Hayati Hsb; Rika Fitri Adelina; Datuk Imam Marzuki
Ambacang: Jurnal Inovasi Pengabdian Masyarakat Vol. 1 No. 5 (2025): Edisi Juli
Publisher : PT. Willy Print Art

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Kegiatan pengabdian masyarakat berupa pelatihan tajhizul mayit telah dilaksanakan pada tanggal 23 Agustus 2025 di Masjid Al-Abror, Desa Pastap, Kecamatan Tambangan, Kabupaten Mandailing Natal. Kegiatan ini bertujuan untuk meningkatkan pemahaman dan keterampilan masyarakat dalam melaksanakan kewajiban fardhu kifayah, khususnya tata cara perawatan jenazah sesuai syariat Islam. Metode yang digunakan adalah pendekatan kualitatif deskriptif melalui observasi, wawancara, dan dokumentasi. Hasil kegiatan menunjukkan bahwa masyarakat, terutama kalangan orang tua, sangat antusias mengikuti pelatihan, terutama pada praktik memandikan dan mengkafani jenazah. Namun, partisipasi pemuda dan pemudi masih rendah, sehingga menjadi tantangan dalam regenerasi pengetahuan. Secara keseluruhan, kegiatan ini berdampak positif terhadap peningkatan wawasan keagamaan dan keterampilan masyarakat dalam mengurus jenazah.
Tabayyun in the Digital Marketplace: Quranic Ethics Against Skincare Overclaims Yanuar, Mutiara; Abdul Karim
JOURNAL OF QUR'AN AND HADITH STUDIES Vol. 14 No. 2 (2025)
Publisher : JOURNAL OF QUR'AN AND HADITH STUDIES

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/quhas.v14i2.46536

Abstract

In the digital era, overclaims in product advertisements, especially in the skincare sector, on e-commerce platforms have become increasingly widespread and challenging for consumers to verify. This study aims to examine the relevance of QS. Al-Hujurat [49]:6 through the lens of tafsir in addressing the ethical implications of misleading promotional content. Using a qualitative descriptive method, this research integrates thematic tafsir analysis with contemporary case studies of skincare product marketing on Shopee. The findings show that the Qur’anic principle of tabayyun (verification) remains highly relevant as a moral compass for both consumers and sellers in navigating the flood of information and commercial persuasion. Tafsir scholars emphasize the urgency of critical information filtering before passing judgment or making decisions, especially in spaces vulnerable to manipulation and disinformation. The study concludes that implementing tabayyun values can serve as a foundation for ethical consumerism and digital literacy. It is recommended that Qur’anic principles be more actively integrated into media and advertising ethics to establish a marketplace founded on honesty, trust, and responsibility.
Pengembangan Klinik Hukum Masyarakat: Mendorong Akses Keadilan untuk Kelompok Rentan yakoba yuliana hattu; Abdul Karim
Legal Empowerment: Jurnal Pengabdian Hukum Vol 1 No 2 (2023): Legal Empowerment: Jurnal Pengabdian Hukum
Publisher : UPPM STIH Biak-Papua

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46924/legalempowerment.v1i2.195

Abstract

Pengembangan klinik hukum masyarakat telah menjadi sebuah inisiatif penting dalam mendorong akses keadilan bagi kelompok rentan di masyarakat. Kelompok rentan, yang meliputi masyarakat miskin, perempuan, anak-anak, penyandang disabilitas, dan kelompok minoritas, seringkali menghadapi hambatan besar dalam mendapatkan akses ke sistem hukum yang adil dan merata. Dalam konteks ini, klinik hukum masyarakat memainkan peran krusial dalam memberikan bantuan hukum yang terjangkau atau bahkan gratis kepada mereka yang membutuhkannya. Tujuan dari pengabdian ini adalah untuk mengembangkan klinik hukum yang dibutuhkan di tengah masyarakat. Metode pengabdian yang digunakan dalam hal ini adalah dengan metode ceramah dengan mengundang narasumber yang telah ditentukan. Pemateri diberikan waktu yang telah ditentukan untuk menyampaikan materi. hasil yang diperoleh adalah teradpat beberapa keuntungan dari pengembangan klinik hukum yang dijalankan oleh mahasiswa. Selain itu terdapat pelaksanaan kegiatan yang diuraikan serta dampak dari pengembangan klinik hukum.
Co-Authors - Anisah - Sri . Zulfan Abdul Manan Abdul Manan Adib Rozan Afip Afip Afrendi, Mohammad Agung Wintoro Ahmad Harjono Ahmad Hudawi AS Ahmad Muslimin Amar Sani Amiruddin . Andi Achmadi Andi Arifuddin Mane Ani Satul Inajati Antonius Rino Vanchapo Arman Ismail Aty Nurmala Hamdy Bangun, Budianto Bayu Aji Bruri Marwano Wutwensa Budi Rohmansyah Cahyo Setiadi Ramadhan Dalming, Taufiq Daniel Rahandri Dany Miftah M. Nur Dany Miftah M.Nur Datuk Imam Marzuki Destina Marta Fiani Devyna Dhita Helmayanti Dewi Alfianti Dewi Yulianawati Dwi Wachidiyah Ningsih Dwika Asrani Dwika Assrani Efridani Lubis Eka Anggriana W Endah Nurhawaeny Kardiyati Eva Yuni Rahmawati Faroliu, Goldha Firman Menne Fitria Zulkarnain Fitriani Guidio Leonarde Ginting Harimurti Wulandjani Heri Hadi Saputra Herman Loli Hilda Fahriza Lubis Hizbulloh Khalil Al Jamil Husaini Husaini Idhul Ade Rikit Fitra Irfan Fauzi Rahmat Irma Santika Isla Khairani Iswahyudi Joko S Jaka Maulana Jennifer Farihatul Bait Karina Puji Lestari Kurnia Hayati Hsb Lasmaria Flora Roslinda Silaen Lince Tomoria Sianturi Mahendra Mahendra Mahpudin Mahpudin Maria Magdalena Bebhe Marliah Moeljono Moh. Jasri Mohamad Yusuf Muhammad Abdul Rosid Muhammad Ali Yusuf Muhammad Awaluddin Muhammad Islah Idrus Muhammad Ismail Muhammad Jodi Prasetiyo Muthiah Rahman Mutmainah Safira Nur Ainun Lubis Nurhidayah - Nurlaela Nurlaela Nurlaela Nurlaela NURUL HIKMAH Prabasari, Bonita Prayetno, Sugeng Prayetno Prianka Ratri Nastiti Priyagus, Priyagus Purnomo, Halim Rachmawati, Windasari Rahmat Pannyiwi Rika Fitri Adelina Riscka Nurul Fadilah Risma Andayani Romansyah Sahabuddin Rosa Mual Rosid Ridlo Sabrina Hayati Saddam Hasan Sahidin . Sainul Hermawan Sarah Khairani Hakim Seri Bulan Hasibuan Siti Roudhotul Jannah Slamet Riyadi Sri Mulyaningsih Sudarmanto, Eko Sukmawati Mardjuni Sukmawati Mardjuni Sumianah Syaipullah Ahmad Syarifuddin Thanwain Thanwain Udas Udas Willyanto Kartiko Kusumo windasari rachmawati Windasari Rachmawati yakoba yuliana hattu Yanuar, Mutiara Yessi Rahayu Yunita Sari