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All Journal Jurnal Kimia (Journal of Chemistry) Jurnal Pendidikan Jasmani, Olahraga dan Kesehatan Jurnal Pendidikan Optimum : Jurnal Ekonomi dan Pembangunan Jurnal Online Mahasiswa (JOM) Bidang Pertanian JPPM (JURNAL PENELITIAN DAN PEMBELAJARAN MATEMATIKA) Window of Health : Jurnal Kesehatan Jurnal Sains dan Teknologi: Jurnal Keilmuan dan Aplikasi Teknologi Industri Jurnal Ilmiah Media Sisfo Jurnal Ilmu Kedokteran dan Kesehatan At-Ta'lim : Media Informasi Pendidikan Islam Jurnal Teori dan Aplikasi Fisika Didaktik : Jurnal Ilmiah PGSD STKIP Subang JPMB: Jurnal Pemberdayaan Masyarakat Berkarakter Jurnal Ilmiah Pamenang (JIP) JURNAL KESEHATAN: JURNAL ILMIAH MULTI SCIENCES Jurnal Pendidikan Jasmani, Olahraga dan Kesehatan Undiksha Jurnal Komunikasi dan Budaya Jurnal Media Akuntansi (MEDIASI) Jurnal Ilmiah NOSI Jurnal Pengabdian Kepada Masyarakat Edutainment : Jurnal Ilmu Pendidikan dan Kependidikan Jurnal Administrasi Sosial dan Humaniora (JASIORA) JURNAL KESEHATAN, SAINS, DAN TEKNOLOGI (JAKASAKTI) Indonesian Journal of Early Childhood : Jurnal Dunia Anak Usia Dini Biner : Jurnal Ilmu Komputer, Teknik dan Multimedia Swakarya: Jurnal Penelitian Sosial dan Pemberdayaan Masyarakat Prosiding Seminar Nasional Inovasi Teknologi Terapan Jurnal Ilmiah NOSI Buletin Ilmiah Ilmu Komputer dan Multimedia (BIIKMA) Ukhuwah : Jurnal Pengabdian Kepada Masyarakat Indonesian Journal of Economics and Strategic Management Jurnal Intelek Insan Cendikia Jurnal Abdimas Pamenang Journal of Football Research PESHUM Sosiolium: Jurnal Pembelajaran IPS Aksi Kita: Jurnal Pengabdian Kepada Masyarakat Lumbung Ngabdi: Jurnal Pengabdian Masyarakat Journal Basic Education Skills Berbakti At-Ta'lim : Media Informasi Pendidikan Islam Asia Pacific Journal of Business Economics and Technology
Adi Saputra
Jurusan Kimia FMIPA, Universitas Sriwijaya Sumatera Selatan, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Medicine & Pharmacology Nursing Physics Public Health Social Sciences Transportation Other

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The Role of Law in Governing Fintech Innovation and Risk Management Hasnah Aziz; Ibrahim Aji; Mahfudlon; Harry Sudhana; Adi Saputra
Asia Pacific Journal of Business Economics and Technology Vol. 6 No. 02 (2026): April - Mei
Publisher : Cita Konsultindo Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.98765/apjbet.v6i02.329

Abstract

This study examines the role of law in governing financial technology (fintech) innovation while ensuring effective risk management in rapidly evolving digital financial ecosystems. As fintech disrupts traditional financial services through technologies such as blockchain, artificial intelligence, and digital payments, regulatory frameworks face increasing pressure to balance innovation with consumer protection and systemic stability. This paper analyzes how legal systems respond to fintech developments by exploring regulatory approaches, including principles-based regulation, regulatory sandboxes, and cross-border legal harmonization. It highlights key risks associated with fintech, such as data privacy concerns, cybersecurity threats, financial fraud, and regulatory arbitrage, and evaluates how legal instruments mitigate these challenges. Furthermore, the study discusses the role of law in fostering trust, promoting responsible innovation, and ensuring financial inclusion. Using a qualitative approach, the research draws on comparative legal analysis and recent policy developments across emerging and developed markets. The findings suggest that adaptive, flexible, and technology-neutral legal frameworks are essential to support innovation while maintaining financial stability and public confidence. Ultimately, the paper underscores the importance of dynamic legal governance in shaping a sustainable and resilient fintech ecosystem.
PENGARAUH MODEL PBL BERBANTUAN APLIKASI PLICKERS TERHDADAP HASIL BELAJAR SISWA PADA MATERI ORGAN TUBUH MANUSIA KELAS V SDN 55 PANGKALPINANG Depita Kirana; Adi Saputra; Rifki Hanif Setiawan
Didaktik : Jurnal Ilmiah PGSD STKIP Subang Vol. 12 No. 02 (2026): Volume 12 No. 2, Juni 2026 Public
Publisher : STKIP Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36989/didaktik.v12i02.13068

Abstract

This study was conducted due to the still low learning outcomes of students. The purpose of this study is to understand the impact of using the Problem Based Learning (PBL) design supported by the Plickers application on students' learning outcomes in the topic of the human body organs in grade V students at SDN 55 Pangkalpinang. The study uses an experimental method with a pretest-posttest design. The sample of the study consists of grade VA with 27 students and grade VB with 28 students, using a saturated sampling technique. Data collection was conducted through multiple-choice tests in the IPAS subject. Data analysis included normality testing using the Shapiro-Wilk method and hypothesis testing using Liliefors. The results of the study show that the average pretest score in the experimental class was 34.4, while the control class had an average pretest score of 22.9. The average posttest score in the experimental class reached 92.8, while the control class had an average of 87.9. The hypothesis testing resulted in a significance value of 0.000, which is smaller than 0.05, thus Hₐ is accepted. Therefore, it can be concluded that the PBL model, supported by the Plickers application, has a significant effect on students' learning outcomes in the topic of the human body organs.
Co-Authors -, Adzraa Tsabita Nailla Rachmi Adzraa Tsabita Nailla Rachmi Afriany, Fina Ahmad Rohidin Aldes Lesbani Aldo Welihardo Alfian Ilyasya Anastasya Dwita.P Andriadi Andriadi Angga Fahreza Asmaul Husna Astuti, Lenny Belinda Vania Putri Defri Yoza Della Julita Depita Kirana Dessy Suswitha Dessy Suswitha Desvi Puspita Devi Dwiyanti Dewi Rury Arindari Diah Kartika Putri Fandi Nugroho Feriadi, Indra Fina Aulika Lestari Fredy Hermanto Gieska Hajar Rani Zamzami Harry Sudhana Hary Fandeli Hasnah Aziz Ibrahim Aji Ida Bagus Brata Ida Bagus Wartha Irfan Danil Irmayani Irmayani Irsan Saputra Junaidi Junaidi Keneth Langit Baranduda Khoiri Yahya Afifah Krisna Murti Lela aini Leni, Leni Nova Sari Lenny Astuti Lily Marleni Mahfudlon Mahrul Mardiah Marhandrie, Dessy Marjunus, Roniyus Martono Martono Martono Martono Martono Mayaranti Wilsya Maydila Putri Millenia Mega Fatimah Rosana Melliana Melliana Muhammad Aryo Arifin Muhammad Dafa Khoiry Muhammad Iqbal Arrosyad Muhammad Rafli Alwaan Mulyadi Mulyadi Mulyadi Mulyadi Nada Ayu Satria Nur Aeni Fatimah Nur Azizah Nuraly Masum Aprily Nurlisa Hidayati Oki Iqbal Khair Pera Agustina Perani Rosyani Pitriyana, Sisi Putri Fathya Rezky Atri Oktarin Rifai Agung Prihananto Rifki Hanif Setiawan Rini Asnawati Risfidian Mohadi Riyono Romadon Rudianda Sulaeman Ruli Anto Salira Citra Cantika Septiana Wulandari Sherlin Tazkiya Nur Salsabila Shofia Shinta Adityaningrum Silawati Silawati Sintiya Halisya Sintiya Halisya Pebriani Sopiyan Apandi Sri Ratna Sulistiyanti Sri Santoso Sabrini Sry Putri Handayani Sugeng Sutiarso Surahma Asti Mulasari Surtono, Arif Syifa Ayu Laluna Tafdhila Tania Syafutri Totok Sudiyanto, Totok Tri Ernita Tri Widayatsih Tuparjono . Vicko Suswidiantoro Vika Martahayu Virda Syaripatunisa Wulandari Eka Putri Yanti Yulianti Yasmir, Yasmir Yudi Yunika Putra, Yudi Yunika Zuhana