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H Hasmawati
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Journal : Journal of Applied Accounting

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Pengaruh Penggunaan QRIS dalam meningkatkan efektifitas dan efiisiensi UMKM di kota Ambon Hasmawati, Hasmawati; Siahaya, Septina Louisa; Aponno, Chrestiana
Journal of Applied Accounting Vol 4 No 1 (2025): JUNI
Publisher : ISAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52158/jaa.v4i1.1211

Abstract

This study aims to understand the real role of QRIS in increasing the effectiveness and efficiency of MSMEs, as well as providing input for policy makers and business actors in encouraging the digitalization of the MSME sector more widely and evenly in the city of Ambon. QRIS as a standardized digital payment system in Indonesia is expected to provide convenience in transactions, speed up the payment process and reduce the use of cash. The method used in this study is descriptive qualitative with a literature method through a literature study sourced from journals of previous research results related to the title and through access to several data obtained from the website as information publications. The results of the study show that the Use of the QRIS Payment System has a positive effect on increasing the income of MSMEs in Ambon City. However, there are several obstacles that are felt, namely: There are still those who do not understand how to use QRIS and are constrained by internet access in several areas of Maluku. So it is hoped that the government and related parties can take part in optimizing the benefits of QRIS in accelerating economic growth. Keywords: QRIS, Effectiveness, Efficiency, MSMEs
Co-Authors Abbas, Ridha Mufidha Abdullah, Jainudin Abdullah, Salma Achmad, Abd. Kasim Ade Romadhony Adnan, Muh. Ahmad Muktamar B Ahmad, Nur Annida Ahsan Akbardin, Muh. Akib, Ridha Nurul Fitri Akil Musi, Muhammad Alim, Khairun Muqtadira Ambo Dalle Ampauleng, Ampauleng Angel Merlyn Pattimahu Angreany, Femmy Anto, Ahmad Anwar Anwar Aponno, Chrestiana Arief Fiddienika Arifani, Arifani Asrifan, Andi Ayu, Imelda Ratih Bachtiar, Fauziah Birahy, Denita D., Dahri de Fretes, Marissa Falyn Desy Arum Sunarta Devilia, Kaila Donni Richasdy Ernawati Ernawati Fatimah Sialana Fatkhul Ulum Fitriana Fitriana Gazali, Agus Umar Halim, Ardiansyah Hanum, Irma Surayya Haraty, Syamsul Razak Harla, Muh. Chaezar Fachreza Herlina Herlina Hutasoit, Mario Delfiero I Ilyas Idris, Rafli Ilham Arvan Junaidi Irawati Irawati Irawati Irawati Isnaeni Isnaeni Janna, Mivtahul Jufri Jufri JULIARNI JULIARNI Jumriani, Jumriani Kahman, Hisma Kaledar, Amri Kallabe, Amirah Kassymova, Gulzhaina K Khaerunnisa, Nur Azizah Lamasano, Mufidah Faradillah Lies Permana Luh Putu Ratna Sundari Maharani, Andi Nur Mahmud, Siti Nurhalisah Mannahali, Misnah Mappa Maggau, Fahrizal Maria Ulfa Maria, Enung Marwil, Andi Nurhabibi Marzuki, Kartini Maulana S, Nurfadilah Meillano, Zico Fachreza Muh Iqbal Muhammad Anwar Muhammad Aras Muhammad Aras Muhammad Sulaiman Muhammad Sulaiman Muhammad Yusri Bachtiar, Muhammad Yusri Muhammad, Syahril Muhammadin, Akhmad Muhlis, Rosita Muhsin, Syamsiah Noerismayanti, Noerismayanti Novianti, Dian Nurhanisa, Nurhanisa Nursyamsiah, Nursyamsiah Parwoto, Parwoto R. Usia, Tri Enadha R., Mantasiah Rahmatullah, Kukuh Rajaloa, Nani Ramadhani, Syamsinar Rifdian, Filandia Riski Apriliani Saharuddin, Nugrawan Sahib, Nur Hafifah Salle, Ilham Z Samsir, Nurul Fajriani Seng, Tirai Sergie, Misrina Setiawan, Muhammad Rizki Ramadhan Siahaya, Septina Louisa Sijid, St. Aisyah Siwabessy, Fajarina Sjahruddin, Herman Solly Aryza Srimularahmah, Andi Sua, Andi Tenri Sultan, Jumriani Sunarding, Sunarding Syamsu Rijal Syamsuardi Syamsuardi Syamsuddin, Muhammad Bachtiar Syaputra, Arlian Fachrul Tresna Ariesta, Bayu Tri Sugiarti, Tri Tumbelaka, Aling Sadewai U Usman Udin, Hamdan Usman Usman Usmany, Rendy Usmayani, Ilham Putra Wahab, Mufita Wahyudin Noe, Wahyudin Winarti Winarti Wiranto, Agus Yesaya, Mey C Yudistira Yudistira Yusri Yusri Yusuf, Mukhtar Zakariah, M. Askari