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Konsep Ekonomi Islam Versi Al-Mawardi dan Al-Ghazali fatimah, emi sri rahayu; Masse, Rahman Ambo; Kara, Muslimin
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 7 No 2 (2024): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v7i2.2199

Abstract

ABSTRACT This article discusses the concepts of Islamic economic thought according to Al-Mawardi and Al-Ghazali. The purpose of this article is to study the economic thinking of Muslim scholars who lived during the Abbasid dynasty, namely Al-Mawardi and al-Ghazali. The research method used in writing this article is literature review. Literature reviews are used to analyze previous research related to the topic in this article. The research results obtained show that Al-Mawardi and Al-Ghazali through their thinking have studied Islamic economics comprehensively by showing that Al-Mawardi's thoughts about the state and economic activity, the concept of public loans, taxation, the urgency of state financial institutions (baitul maal), and the concept of justice is still very relevant in the current context.Then, Al-Ghazali's economic analysis focuses on a number of topics, such as the development of trade and markets, production, barter, and money, and the role of government and public finance. Meanwhile, Al-Ghazali's economic theory begins with the idea of maslahah which covers all human endeavors and establishes strong ties between humans and society.
THE EXPERIENCES FELT LIKE MEDIATORS BETWEEN CONSUMER PERCEPTION AND HALAL PRODUCT PURCHASE DECISIONS Pratiwi, Dhita; Kara, Muslimin; K, Amiruddin; Masse, Rahman Ambo; Wahab, Abdul
International Journal of Multidisciplinary Research and Literature Vol. 3 No. 5 (2024): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v3i5.251

Abstract

This study investigates the function of purchasing experience as a mediator in the correlation between consumer perception and purchasing decisions regarding halal products in Indonesia. This research employs a quantitative methodology utilizing a survey approach, incorporating a questionnaire that addresses demographic factors, consumer perceptions, purchasing experiences, and purchasing decisions. The study engaged 400 respondents selected through stratified random sampling. The regression analysis results showed that consumer perception has a positive and significant influence on buying decisions of halal products (coefficient = 0.45, p <0.001). Furthermore, path analysis revealed that purchasing experience is a considerable mediator (mediation coefficient = 0.105, p <0.001), strengthening the relationship between consumer perception and purchasing decisions. A substantial part of the decision-making process is the purchasing experience, which encompasses both the quality of the service and the level of satisfaction it provides. By using bootstrapping to test the hypothesis, it was determined that the purchasing experience had a significant mediating effect on the relationship. The confidence interval for this finding was between 0.080 and 0.135, which indicates that the hypothesis was supported. These findings highlight the importance of providing customers with a pleasant shopping experience, which highlights the need to improve purchasing decisions for halal products
PUBLIC UNDERSTANDING OF HALAL INVESTMENT: QUALITATIVE STUDIES IN URBAN COMMUNITIES Syamsiah, Syamsiah; Kara, Muslimin; Bakry, Muammar; Abdullah, Muhammad Wahyuddin
International Journal of Multidisciplinary Research and Literature Vol. 3 No. 5 (2024): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v3i5.252

Abstract

This study investigates the conceptualization of halal investment among urban communities using a qualitative methodology. Even though most participants know that halal investments must adhere to syariah principles, the study discovered that they frequently rely solely on the syaria label without further investigating the structure and mechanisms of the investment product. Discovered through in-depth interviews, focus group discussions (FGDs), and observations. The primary challenges are insufficient education and a lack of more comprehensive and detailed information regarding halal investment products. Research participants indicated extensive training and seminars necessary to comprehend the selection of syaria-compliant investment products. Based on these findings, it is clear that syaria financial institutions are responsible for enhancing information transparency and strengthening education programs to assist the general public in making investment decisions that are truly by syaria principles
APPLICATION OF SHARIA PRINCIPLES IN THE FINANCIAL MANAGEMENT OF MSMEs IN INDONESIA AT POLMAN, SULBAR Fauziah, Fauziah; Kara, Muslimin; Wahab, Abdul; Masse, Rahman Ambo; Sappeami, Sappeami
International Journal of Multidisciplinary Research and Literature Vol. 3 No. 6 (2024): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v3i6.278

Abstract

This investigation aims to investigate the integration of sharia principles into the financial management of micro, small, and medium-sized enterprises (MSMEs) in Polman, West Sulawesi Island. In-depth interviews with MSME actors and regional Sharia financing institutions comprise the qualitative methodology employed in this investigation. This study found that applying sharia principles, such as the use of mudharabah and musyarakah-based financing, positively impacts business sustainability and development. Sharia principles help MSME actors manage resources fairly and transparently and avoid detrimental usury practices. However, the primary challenge is MSME actors' need to understand sharia principles and limited access to appropriate sharia financing institutions. These limitations prevent optimal implementation and reduce the potential benefits. Therefore, this study suggests the importance of increasing understanding through training and socialization regarding sharia principles, strengthening institutions, and accessing sharia financing institutions. Enhanced accessibility and comprehension of Sharia financing are anticipated to foster the growth of more sustainable MSMEs and promote an inclusive local economy
Kajian Penerapan Sistem Khiyar Dalam Transaksi Jual Beli Pada Toko Rumah Jahit Akhwat (RJA) Makassar Sofyan, Idha Fadhilah; Masse, Rahman Ambo; Sudirman, Sudirman; Kara, Muslimin; Awaluddin, Awaluddin
Jurnal Iqtisad Vol 11 No 2 (2024): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v11i2.12176

Abstract

Penelitian ini bertujuan untuk meneliti bagaimana implemnetasi sistem khiyar yang berjalan dalam jual beli yang ada pada toko Rumah Jahit Akhwat (RJA) Makassar. Penelitian ini termasuk penelitian lapangan dengan menggunakan metodologi penelitian kualitatif dan deskriptif. Hasil penelitian menunjukan bahwa, sistem jual beli yang diterapkan pada toko Rumah Jahit Akhwat (RJA) Makassar menggunakan dua sistem yaitu berbasis offline dan juga online. Pada implementasi sistem khiyar juga berjalan di toko Rumah Jahit Akhwat dengan menerapkan khiyar aib dan juga khiyar syarat, dengan memenuhi batas pengembalian barang. Terkait hambatan dan tantangan penerapan khiyar pada toko Rumah Jahit Akhwat (RJA) Makassar terlihat juga masih terkendala pada sistem operasional yang berjalan ditoko, masih diperlukan beberapa perbaikan untuk lebih mengoptimalkan dalam memenuhi hak pembeli.
Analisis Akad Kerjasama Pertanian Perspektif Fikih Muamalah di Kabupaten Enrekang Kurniawan, Muhammad Zuhud; Kara, Muslimin; M, Misbahuddin
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 2, No 6 (2025): January
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14807694

Abstract

This study aims to analyze the implementation of agricultural partnership contracts from the perspective of fiqh muamalah in Enrekang Regency. The research focuses on the types of contracts used, their compliance with sharia principles, and the legal issues arising from their implementation. The research method employed is a descriptive qualitative approach, utilizing data collection techniques such as in-depth interviews, observation, and documentation. In addition to field data, the study is supplemented with literature sources, including books and scientific articles. The research results show that the most commonly used contracts in Enrekang Regency are muzara’ah and mukhabarah contracts.These contracts, in principle, represent forms of cooperation compliant with sharia, where profit-sharing is determined by mutual agreement between landowners and tenant farmers. Most partnership contract practices align with sharia principles, although some ambiguities persist, such as the phenomenon of ta’alluqul ‘uqud, or the interrelation of multiple contracts within a single transaction. As long as all parties consciously agree without coercion, these transactions can be deemed valid under sharia, in accordance with Allah’s statement in QS. An-Nisa’ (4:29). The study concludes that further education for farmers and investors is necessary to enhance their understanding of contracts compliant with fiqh muamalah, along with improvements in partnership systems to avoid elements of gharar and riba.
Konsep Ekonomi Islam; Pemikiran Abu Yusuf Nahlah, Nahlah; Kara, Muslimin; Ambo Masse, Rahman; Hamka, Hamka
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 7 No. 1 (2024)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v7i1.5968

Abstract

Abu Yusuf was a Fuqaha (Fiqih Expert) during the Abbasid Daula. Abu Yusuf served as chairman of the supreme court. Abu Yusuf has a famous work on taxation, namely the book Al-Kharaj. This book was written at the request of Caliph Harun Ar Rashid. This paper aims to find out Abu Yusuf's thoughts on economics in the book of al-Kharaj. The method used in this writing is the method of library research or literature study. As well as the data sources used are secondary data in the form of journals, theses, and articles related to the theme of writing. The study results found that the Al-kharaj Book not only discusses taxation but also discusses sources of state income, namely ghanima, fa'i, kharaj, 'ushr, jizya and zakat. In the book of al-Kharaj, Abu Yusuf recommends the use of the Muqasama system (proportional tax) rather than the Misahah system (fixed tax), which was in effect from the time of Caliph Umar to the early period of the Abbasid dynasty with a value that did not burden farmers. In addition, Abu Yusuf was also the first to formulate that price is not only determined by the power of supply but also by the power of demand. Several other factors are also thought to influence prices, such as the money supply in the country, hoarding, and monopoly.
Islamic Economics in the View of Ibnu Taimiyah Abdut Tawwab, Muhammad; Kara, Muslimin; Ambo Masse, Rahman; Nahlah, Nahlah; Arifin, Asriadi
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 7 No. 1 (2024)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v7i1.6031

Abstract

This article's purpose is to further review Ibn Taimiyah's Islamic economic thought. This type of research is descriptive qualitative using a library research approach that describes primary and secondary references. The primary data source in this study is taken from the views of Muslim scholars, especially Ibn Taimiyah in his work on Islamic economics. The analytical method commonly used by other qualitative research adopts the Milles and Hubberman model which consists of grouping data, compiling, and drawing conclusions. In general, Ibn Taimiyah's Islamic economic thinking appreciates the importance of prices that occur because of the free market mechanism. He rejects any interference to suppress or fix prices thereby disrupting the free mechanism, except under certain conditions, such as monopoly, collusion, and rebellion which causes the distribution of goods to be not smooth, he allows the government to intervene in prices so that price stability is re-established.
Konstribusi Pembiayaan Perbankan Syariah Terhadap Pengembangan Usaha Mikro Kecil Dan Menengah (UMKM) Di Kota Makasar Kara, Muslimin
Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Vol 47 No 1 (2013)
Publisher : UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ajish.v47i1.64

Abstract

The Characteristic of Islamic banking is different with Conventional bank in terms of interest system in which Islamic banking is based on core product in sharing profit such as musy?rakahand mu??rabah. It is therefore the existence of Islamic banking should have a significant impact on real sector development. One of a such real factor that must be established is small and medium Micro Finance (UMKM) where has significant contribution in national economic development for employment recruitment and Domestic Bruto Income (PDB) as well as its stability in encountering economic crisis. The Islamic banking allocation for UMKM in Makassar has flucktuative improvement (2010-2011). Although its contribution for Micro Finance is not yet optimum, it has great prospects with respect to the quality of UMKM that never receives budgets.
PENGARUH TINGKAT SUKU BUNGA, NILAI TUKAR, DAN INFLASI TERHADAP HARGA SAHAM PERUSAHAAN FOOD AND BEVERAGES TAHUN 2021-2023 Kartini; Kara, Muslimin
Study of Scientific and Behavioral Management Vol 6 No 1 (2025): Dynamics of Human Resource Management: Adaptation Strategies in Global Changes
Publisher : Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/ssbm.v6i1.55614

Abstract

This study aims to determine the influence of interest rates, exchange rates, and inflation on the stock prices of companies in the food and beverages sub-sector. The method used in this study is a quantitative method. This study uses secondary data with the sampling technique used, namely purposive sampling. The research sample was 180 data obtained from 15 food and beverages companies that passed the sampling process, using quarterly data. The data in this study was processed with the help of the IBM SPSS for windows program. The results of this study show that partially interest rates have a significant effect on stock prices. Exchange rates and inflation partially do not have a significant effect on stock prices. However, simultaneously the variables of interest rates, exchange rates, and inflation have a significant effect on the stock price of food and beverages companies.