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Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Manajemen dan Bisnis JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) ProBisnis : Jurnal Manajemen Jurnal Ekonomi dan Bisnis Islam (JEBI) Indonesian Journal of Multidisciplinary Science Jurnal Multidisiplin Dehasen (MUDE) Informatics and Enginering Dedication Jurnal Ekonomi Bisnis dan Akuntansi Journal of Management and Business Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi (JEMBA) Islamiconomic: Jurnal Ekonomi Islam Jurnal Cakrawala Ilmiah Economic Reviews Journal MES Management Journal Jurnal Ekonomi dan Manajemen (JEKMA) Journal of Mathematics Instruction, Social Research and Opinion CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis Masyrif : Jurnal Ekonomi, Bisnis dan Manajemen Bursa : Jurnal Ekonomi dan Bisnis Islam Realitas: Journal of Islamic and Social Studies Journal of Mathematics UNP Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Asian Journal of Applied Business and Management (AJABM) Indonesian Journal of Islamic Economics and Finance Transformasi: Journal of Economics and Business Management International Journal of Management, Entrepreneurship, Social Science and Humanities (IJMESH) Commodity : Jurnal Perbankan dan Keuangan Islam Jurnal Penelitian Ekonomi Manajemen dan Bisnis Moneter : Jurnal Keuangan dan Perbankan International Journal of Emerging Issues in Islamic Studies Innovative: Journal Of Social Science Research JURNAL EKONOMI BISNIS DAN MANAJEMEN Jurnal Riset Teknologi dan Inovasi Pedidikan (JARTIKA) Trending: Jurnal Manajemen dan Ekonomi Jurnal Riset Ekonomi dan Akuntansi JME (Journal of Mathematics Education) Jurnal Informatika Ekonomi Bisnis Journal of Business Management and Economic Development Jurnal Ekonomi Bisnis dan Manajemen Jurnal Ilmiah Ekonomi dan Manajemen IIJSE Moneter : Jurnal Ekonomi dan Keuangan Santri : Jurnal Ekonomi dan Keuangan Islam Ghaly: Journal of Islamic Economic Law JURNAL MULTIDISIPLIN ILMU AKADEMIK Journal of Finance and Islamic Banking Jurnal Ekonomi, Bisnis dan Manajemen Jurnal Ekonomi, Manajemen, Akuntansi Ulil Albab PESHUM Academia Open Jurnal Ekonomi, Manajemen, Bisnis dan Akuntansi Review Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Journal of Indonesian Management Amnesty: Jurnal Riset Perpajakan Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan
Juliana Nasution
Universitas Islam Negeri Sumatra Utara
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Motor Vehicle Fuel Tax Effectiveness And Contribution To Regional Original Revenue Managed Bpprd Provsu Eni Saputri; Juliana Nasution
Jurnal Riset Perpajakan: Amnesty Vol 5 No 1 (2022): Mei 2022
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jrp.v5i1.7506

Abstract

This study aims to determine the effectiveness and contribution of motor vehicle fuel taxes to Regional Original Revenue managed by the BPPRD of North Sumatra Province in 2017 to 2021, to determine the causes of not achieving the motor vehicle fuel tax target and the efforts that must be made to optimize PBBKB. This study uses a qualitative research with a descriptive approach. The data used by researchers are quantitative and qualitative data. Data collection techniques used are observation, interviews and documentation. The results showed that the percentage of the effectiveness of the motor vehicle fuel tax in 2017-2020 fluctuated and in 2020 the realization did not reach the target with effective criteria. As for the contribution to Regional Original Revenue, in 2017-2021 it fluctuated and the contribution criteria were declared to be less contributing every year. The factor causing the PBBKB target has not been achieved, namely the 2020 APBD changes which increased to Rp.882,786,893,431 with the realization of Rp.812,843,402,651 or 92.08%. Efforts must be made to optimize PBBKB, namely issuing Governor Regulation No. 1 of 2021 contains tariff increases and reconciliation, especially with Pertamina
PENGARUH MINAT, LINGKUNGAN DAN PENDAPATAN TERHADAP PERMINTAAN PRODUK BRAND WAKWOK (STUDI KASUS MAHASISWA DIKAMPUS NEGERI KOTA MEDAN) Farhan Lubis; Muhammad Arif; Juliana Nasution
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April : JURNAL EKONOMI BISNIS DAN MANAJEMEN
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.651

Abstract

This study aims to determine the Effect of Interest, Environment and Income on Demand for Brand Wakwok Products (Case Study of Students at Medan City State Campus). This study uses quantitative methods and associative approaches, data collection techniques using questionnaires and population and samples in this study were 67 students from 4 state campuses in Medan City, namely: USU, UNIMED, UINSU, and POLMED. The data were analyzed using multiple linear regression methods. The results of this study indicate that Interest (X1) affects the Demand for Brand "WakWok" Products, Environment (X2) affects the Demand for Brand "WakWok" Products, Income (X3) affects the Demand for Brand "WakWok" Products, and Interest, Environment¸ and Income simultaneously affect the Demand for Brand "WakWok" Products. This can be seen that the variation in the variables of Interest, Environment, and Income is able to explain the variation in the Demand for Brand "WakWok" Products variable by 53.5%.
The Preferences of the Indonesian Young Enterpreneurs Association (HIPMI) at the State Islamic University of North Sumatera towards Enterpreneurial Interest Muhammad Ilzam Harahap; Muhammad Lathief Ilhamy Nasution; Juliana Nasution
Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan Vol 11, No 2 (2024): October
Publisher : Faculty of Sharia (Islamic Law) at Fatmawati Sukarno State Islamic University Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/mzn.v11i2.2467

Abstract

This study aims to analyze the preferences of the Indonesian Young Entrepreneurs Association (HIPMI) at the State Islamic University of North Sumatra (UINSU) regarding entrepreneurial interest. A mixed-methods approach was employed, combining quantitative and qualitative methodologies. Data were collected through questionnaires distributed to 61 active members of HIPMI UINSU and interviews with selected participants. A total of 30 samples were analyzed using SPSS Version 23 with path analysis. The findings reveal that understanding has no significant effect on entrepreneurial interest, as indicated by a t-value of 0.604 (p = 0.551). Similarly, religiosity does not significantly influence entrepreneurial interest, with a t-value of 0.239 (p = 0.813). In contrast, motivation positively and significantly impacts entrepreneurial interest, as shown by a t-value of 3.322 (p = 0.003). The combined analysis through ANOVA indicates that understanding, religiosity, and motivation collectively have a positive and significant effect on entrepreneurial interest. These results align with the Theory of Planned Behavior (TPB), which highlights the role of positive attitudes, subjective norms, and perceived behavioral control in shaping entrepreneurial intentions. This study underscores motivation as a key driver of entrepreneurial interest among HIPMI UINSU members.
The Influence of Understanding, Religiosity, and Culture on the Frugal Living Behavior of Generation Z in North Sumatra Miranda Panjaitan; Marliyah Marliyah; Juliana Nasution
Indonesian Journal of Islamic Economics and Finance Vol. 6 No. 1 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v6i1.9496

Abstract

This study examines the influence of understanding, religiosity, and culture on frugal living behavior among Generation Z in North Sumatra. The study addresses the increasing relevance of frugal living amid rising living costs, digital consumerism, and economic uncertainty. The novelty of this research lies in the integration of cognitive, religious, and socio-cultural dimensions to explain frugal living behavior within the context of Generation Z in North Sumatra. A quantitative approach with a causal associative design was employed. Data were collected from 100 respondents using purposive sampling and analyzed through multiple linear regression. The findings indicate that understanding, religiosity, and culture positively and significantly affect frugal living behavior, both partially and simultaneously. Culture was identified as the most dominant factor influencing frugal living practices. The model explains 65.5% of the variation in frugal living behavior. These findings imply that promoting sustainable financial behavior among Generation Z requires not only improving financial understanding but also strengthening religious values and cultural norms that encourage simplicity, self-control, and responsible consumption. This study contributes to the literature on behavioral economics and Islamic economics related to sustainable consumption behavior among young generations.
The Effect of Promotion Costs, Financing Amount, and Third-Party Funds on Market Share at Pt Bank Syariah Indonesia Adinda Afifa; Maidalena Maidalena; Juliana Nasution
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 13, No 1: Januari 2026
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v13i1.33737

Abstract

This study aims to analyze the effect of promotional costs, financing amounts, and third-party funds (DPK) on the market share of PT Bank Syariah Indonesia Tbk (BSI). The study uses a quantitative approach with multiple linear regression methods. The data used are secondary data in the form of BSI's quarterly and annual financial reports obtained from official publications of Bank Syariah Indonesia and the Financial Services Authority (OJK). Data processing and analysis were carried out using IBM SPSS version 25 through classical assumption tests, regression tests, and partial and simultaneous hypothesis tests. The results show that promotional costs have a negative and significant effect on market share, indicating that the increase in the promotional budget has not been followed by optimal marketing strategy effectiveness. The amount of financing has a positive and significant effect on market share, so that financing is the main factor in expanding BSI's market share. Meanwhile, third-party funds (DPK) have a negative and insignificant effect on market share, indicating that the increase in DPK plays a more important role in maintaining liquidity than market expansion. Simultaneously, all three variables have a significant effect on market share with a coefficient of determination of 39.8%. These findings provide important implications for BSI management in formulating promotional strategies and financing optimization to strengthen the market position of Islamic banking.
THE EFFECT OF INTEREST RATE AND INFLATION ON THE GROWTH OF MUDHARABAH DEPOSITS AT BANK SUMUT SYARIAH MEDAN 2020-2024 Dimas Akbar Nugroho; Juliana Nasution; Tuti Anggraini
Ghaly: Journal of Islamic Economic Law Vol 4 No 1 (2026): Ghaly: Journal of Islamic Economic Law
Publisher : Islamic Economic Law Study Program, Faculty of Sharia Sultan Aji Muhammad Idris Samarinda Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/ghaly.v4i1.13680

Abstract

The growth of Islamic banking in Indonesia continues to expand alongside increasing public interest in a banking system that adheres to sharia principles, especially one that is free from usury (riba). Among its fund-collection instruments is the mudharabah deposit, namely a placement of funds based on a mudharabah contract that operates through a profit-sharing mechanism. This study examines the macroeconomic determinants of Islamic banking performance by analyzing the effects of the central bank interest rate (BI Rate) and the inflation rate on the growth of mudharabah (profit-sharing) savings deposits at Bank Sumut Syariah Medan. This research examines the influence of the interest rate and inflation on the volume of mudharabah deposits at Bank Sumut Syariah. The study applies an associative quantitative approach utilizing monthly secondary data covering the 2020–2024 period, sourced from the financial statements of Bank Sumut Syariah, Bank Indonesia, and the Central Statistics Agency (BPS). The data were processed through multiple linear regression with the aid of SPSS 22. The findings reveal that, simultaneously, the interest rate and inflation exert a significant effect on mudharabah deposits. On a partial basis, the interest rate demonstrates a significant positive effect, while inflation shows no significant effect. These results suggest that depositors' choices to allocate their funds into mudharabah deposits remain driven by a profit-oriented motive, which aligns with the displaced commercial risk encountered by Islamic banks operating within a dual banking system. This study implies that Islamic banks must dynamically adjust their profit-sharing ratios (nisbah) to remain competitive against conventional interest rate shifts, as regional depositors act as rational economic agents sensitive to inflation and market alternatives. Furthermore, monetary authorities must consider these dual-banking spillover effects to safeguard Islamic liquidity stability.
Islamic Social Capital in Cooperative-Based Community Empowerment (Case Study of Makmur Mandiri Cooperative, Padangsidimpuan City) Anggi Rizkina Sari Siregar; Marliyah Marliyah; Juliana Nasution
Indonesian Journal of Islamic Economics and Finance Vol. 6 No. 1 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v6i1.9709

Abstract

Cooperative-based community empowerment depends not only on financial capital but also on the quality of social relations embedded in institutional practices. This study examines the role of Islamic Social Capital in community empowerment at the Makmur Mandiri Savings and Loan Cooperative, Padangsidimpuan City. Using a qualitative case study approach, data were collected through interviews, observation, and documentation. Findings reveal that the cooperative has operated stably and delivered tangible economic benefits through flexible capital access. Three core Islamic values underpin its social fabric: amanah (trustworthiness), reflected in transparent and accountable management; ukhuwah (brotherhood), expressed through sustained social bonds between managers and members; and ta‘awun (mutual assistance), manifested in economic and social support during hardship. Theoretically, this study extends Islamic Social Capital theory by demonstrating its operational mechanisms within a cooperative institution. Practically, it provides a replicable model for embedding Islamic values into cooperative governance to enhance sustainable member empowerment. These findings contribute to the limited literature on Islamic social capital in savings and loan cooperatives, particularly in the local context of North Sumatra.
IMPLEMENTATION OF CUSTOMER RELATIONSHIP MANAGEMENT (CRM) IN EFFORTS TO IMPROVE CUSTOMER LOYALTY AT BANK SUMUT KCP SYARIAH HM YAMIN MEDAN Bunga Artha Nefia Efendi; Juliana Nasution; Nursantri Yanti
Indonesian Journal of Business and Management Vol. 8 No. 2 (2026): Indonesian Journal of Business and Management, Juni 2026
Publisher : Postgraduate Bosowa University Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35965/jbm.v8i2.8747

Abstract

This study aims to analyze the implementation of Customer Relationship Management (CRM) and identify the obstacles encountered in its application to enhance customer loyalty at Bank Sumut KCP Syariah HM Yamin Medan. The study was motivated by the increasing importance of customer relationship strategies in the Islamic banking industry and the limited qualitative evidence regarding CRM implementation in regional Islamic banking institutions. A descriptive qualitative approach was employed, with data collected through in-depth interviews, observations, and documentation. Eight informants were purposively selected, consisting of three employees and five customers. Data were analyzed using the interactive model of data reduction, data display, and conclusion drawing, while data validity was ensured through source triangulation, technique triangulation, and member checking. The findings reveal that CRM implementation has been carried out through three main dimensions, namely people, process, and technology. The people dimension is reflected in responsive, friendly, and empathetic services provided by employees. The process dimension is implemented through customer identification, differentiation, interaction, and service customization activities. The technology dimension is supported by the utilization of mobile banking, internet banking, QRIS, and auto-debit facilities to improve service accessibility and efficiency. However, CRM implementation remains constrained by the absence of an integrated CRM system and limitations in human resources for conducting systematic customer relationship activities. The study concludes that effective integration of people, process, and technology contributes to strengthening customer relationships and enhancing customer loyalty. These findings provide practical insights for Islamic banking institutions seeking to improve customer relationship strategies and maintain sustainable customer loyalty in an increasingly competitive banking environment.
THE INFLUENCE OF ISLAMIC FINANCIAL LITERACY AND RISK AWARENESS ON MSMEs' DECISIONS IN CHOOSING ISLAMIC BANKING FINANCING IN KUALUH LEDONG DISTRICT Nuraini Nuraini; Zuhrinal M. Nawawi; Juliana Nasution
Indonesian Journal of Business and Management Vol. 8 No. 2 (2026): Indonesian Journal of Business and Management, Juni 2026
Publisher : Postgraduate Bosowa University Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35965/jbm.v8i2.8764

Abstract

The growth of Islamic banking in Indonesia has continued to show a positive trend, particularly in financing distribution and asset expansion. However, the utilization of Islamic banking financing by Micro, Small, and Medium Enterprises (MSMEs) remains relatively limited despite the sector’s substantial contribution to national economic development. This condition indicates that financing decisions are influenced not only by the availability of financial services but also by behavioral and cognitive factors. This study aims to examine the influence of Islamic financial literacy and risk awareness on MSMEs’ decisions in choosing Islamic banking financing in Kualuh Ledong District. The study employed a quantitative approach using an associative research design. Primary data were collected through questionnaires administered to 50 MSME owners selected using purposive sampling techniques. Data were analyzed using multiple linear regression, supported by validity and reliability tests, classical assumption tests, coefficient of determination analysis, and hypothesis testing through t-tests and F-tests. The findings reveal that Islamic financial literacy has a positive but insignificant effect on MSMEs’ decisions in selecting Islamic banking financing. In contrast, risk awareness has a positive and statistically significant effect on financing decisions. Simultaneously, Islamic financial literacy and risk awareness significantly influence MSMEs’ financing decisions, with a coefficient of determination of 68.1%, indicating that both variables explain a substantial proportion of decision-making behavior. The results suggest that risk considerations play a more dominant role than financial literacy in shaping financing choices among MSMEs. This study contributes to the Islamic finance literature by demonstrating that financing decisions are better explained through the integration of cognitive and risk-perception factors. The findings also provide practical implications for Islamic banking institutions to strengthen risk-management education alongside efforts to improve Islamic financial literacy among MSME actors.
The Role of Insurance Agents in Enhancing Microinsurance in the VUCA Era at PT. Asuransi BRI Life Medan Tari Nur Syafni Sinaga; Juliana Nasution
Journal of Mathematics Instruction, Social Research and Opinion Vol. 4 No. 4 (2025): December
Publisher : MASI Mandiri Edukasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58421/misro.v4i4.753

Abstract

This study aims to explore the role of insurance agents in increasing microinsurance penetration at PT. Asuransi BRI Life Medan, within the context of the VUCA (Volatility, Uncertainty, Complexity, Ambiguity) era. Although microinsurance, introduced in Indonesia since 2013, has great potential to provide financial protection for low-income communities, public understanding and awareness of the importance of insurance remain relatively low. This condition creates challenges for insurance companies in expanding the reach of microinsurance products. Insurance agents play a crucial role as intermediaries between companies and customers, with responsibilities that include providing education, building trust, and attracting potential customers to microinsurance products. This study employs a qualitative method with a case study approach, conducted through in-depth interviews with insurance agents, marketing managers, and customers of PT. Asuransi BRI Life Medan. The findings reveal that insurance agents utilize various communication channels, both digital and conventional, to introduce and promote microinsurance products to the public. However, agents still face challenges in improving financial literacy and building trust in the benefits of insurance products. These findings underscore the importance of strengthening agents’ capacity and developing innovative communication strategies that are adaptable to the dynamics of the VUCA era, thereby enhancing microinsurance penetration in Indonesia.
Co-Authors Abda Abda Adelia Azizi Adelia Marhamah Adinda Afifa Afifah Aulia Khoirunisa Afriza Mahendra Afrizal Afrizal Agiet Mutiara Rengganis Agiet Mutiara Rengganis Ahmad Fadli Ahmad Fauzi Ahmad Kurnia Ahmad Kurnia Ahmad Nasution, Rifaldi Ahmad Rusdi Hidayat Aida Lasmi Ajeng Manjana Ajeng Sundari Al Masri, Anas Zahir Alda, Fahimah Alfani, Dela Alimaini, Meri Ani alimaini, meriani Alivia Azzahra Alya Rahma Siregar Amelia Azura Amin Al Jawi Ananda Ibnu Sobri Hasibuan Anas Zahir Almasri Andri Soemitra Andri Soemitra Anggi Rizkina Sari Siregar Annisa Hafizzah Hutabarat Annisa Javalia Hasanah Anri Akta Perdana Siregar Antin Kurnyasih Anugrah Ramanda Lubis Anwar Syarif Aqwa Naser Daulay Arifin Fauzi Lubis Ariska Dwi Chairunisyah Asriatun Fauziah Dalimunthe Asrul Aswinata Astri Astri, Astri Asyaadatun Nazila Selaya Asyaadatun Nazila Selayan Audina Rizka Zahra Aufia Zahra Fadilah Aulia Rahmah Ayu Sukmawati Ayu Yazida Hasibuan Azrin Bahri Harahap Bardatus Syahriyah Lingga Batubara, Maryam Bintang Akbar Azhari Boy Ridho Hamgara Boy Uli Kirana Situmorang Bunga Artha Nefia Efendi Cantika Florentina Br Bangun Chair, Marsari Chairul Adly Ginting Chaniago, M. Fadli Chessara Addina Chuzaimah Batubara, Chuzaimah Cut Fadilah Daffa Baihaqi Purnomo Dalimunte, Ahmad Amin Damayanti, Anggita Dara Puspita Dea Dara audina Dela Alfani Devara Rustiana Devella, Siska Devi Aprilia Ningsih Dewi Siti Aisyah Dewi, Khadijah Dinda Putri Dharma, Budi Dhea Ayuni Rahmah Dhiftania Luthfiya Azra Diah Hanifah Daulay Dian April Yani Dian April Yani Dicky Aris Munanda Meliala Dicky Ramadhan Dimas Akbar Nugroho Dina Siregar Dinda Anggi Nurhayati Dini Safarina Dwi Septialamsyah Elvina, Ayu Eni Saputri Eri Manuri Evi Hermawati Evi Hermawati Fachrul Rozy Fadhila Rahma, Tri Inda Fadilla Miranty Fadlul Rohman Fahimah Alda Fairuz Firjatullah Fajar Nugraha Fajar Sitanggang Faliha Ardhelia Nasution Fandy Rangkuty, Muhammad Hafif Farhan Khairi Muzanni Tarigan Farhan Lubis Farisi, Ahmad Fathur Rahman Baihaki Febriandi Akbar Sitompul Feby Sahira Fera Silvia Filza Filza Fitri Maharani Ritonga Fitri Rahmayani Fransiska, Silvia Frendi Maulana Gita Nurul Fitri Damanik Gunawan, Dandi Gustria Ningsih Habibah Shobri Hadziyah, Idzni Hafiz Irsyad Hanifah Ramadhani Harahap, Aswan Nawawi Harahap, Muhammad Ikhsan Harahap, Syarah Nurul Fhadhilah Hasanah, Aulia Hasibuan, Ismi Khoiriah Hayani, Nur Syamsidah Hedi Afandi Ritonga Hendra Harmain Hendra Harmain Hendra Kartika HENDRA SETIAWAN Hidayat, Ahmad Rusdi Hilma kholilah lubis Humairoh Qolbiah Siregar Iga Dwi Wardanah Imsar Imsar Imsar Imsar Imsar Imsar Imsar Indah Wahyu Prastiwi Indri Andini Iskandar, Irfan Isnaini Harahap Ithohirah Harahap Jannah, Nurul Jefri Mardan Jihan Karina Putri Kamilah, K Kamilah, Kamilah Khairani, Nazla Khairunnisa Asri Khairunnisa Khairunnisa Khairunnisa Saragih Kharisa Abdi Khofifah Sari Hasibuan Khofifah Shofy Aulia Khoirul Ardani Manurung Khoirul Tamimi Khoirul Yahya Kurniati, Tri Kurniawan Kurniawan Kusuma, Mitra Dewi Laila Hafni Lailanur Fadillah Nasution Laylan Syafina Lestari Nasution, Annio Indah Lingga, Bardatus Syahriyah Lubis, Siti Nurhaliza M. Daffa Maulana Nasution M. Daffa Nasution M. Ilham Saputra M.Indra Mulia Nasution Maharani, Anggun Debana Mahendra, Afriza Maidalena, Maidalena Maisaroh Maisaroh Maisaroh Maisaroh Majalipa Awalia Manurung, Nabila Tasya Nurhafifah Maria Santia Siregar Marliyah Marliyah Marliyah Marliyah, Marliyah Maryam Batubara Maryam Batubara Maulana Abdul Fattah Maulana Abdul Malik Tambunan Maulana Muhammad Hamzah Maylin Azzahra Maysara Hapni Tanjung Meiriyama, Meiriyama Miftah Khoiriaturrahmah Miranda Panjaitan Mispa Herlina Wati Mufti, Robi Muhammad Arif Muhammad Arif Muhammad Arif Muhammad Ezar Al Rivan Muhammad Farhan Alyusri Muhammad Fariz Adhitya Muhammad Fathoni Muhammad Hafiz Muhammad Hafiz Muhammad Hakim Nasution Muhammad Idris Nasution Muhammad Idris Nasution Muhammad Idris Nst Muhammad Ilzam Harahap Muhammad Lathief Ilhamy Nasution Muhammad Ramadhan Muhammad Riduan, Muhammad Muhammad Sendi Muhammad Yafiz Muhammad Yunus Sofian Muliana Munawarah, Desna Mursidah, Silmi Nadhrah Adlina Ritonga Nadya Ervina Saragih Nadya Haryanti Nafisah, Hana Nanda Aulia Nanda Nadila Yutia Narasyah Salmehira Nasution, Muhammad Idris Nasution, Nurul Izzah Natama Habibi Hazed Surbakti Nazla Khairani Niken Nurul Azizah Nilam Utami Aqillah Nita, Nita Erdina Niza Utami Novita Sari Novita Tanjung Nur Afria Nanda Safitri Nur Ahmadi Bi Ahmani Nur Ahmadi Bi Rahmani Nur Ahmadi Bi Rahmani Nur Haqqul Hisyam Al Ma’shum Nur Hasanah Nur Laily Safitri Nuraini Nuraini Nurbaiti Nurbaiti Nurlaila Nurlaila Nursantri Yanti Nurul Izzah Nasution Nurul Jannah Nurul Jannah Nurul Maghfirah Nurul Pratiwi Nurussyifa Razak Nurwani Nurwani Nusroh Afifah Omiyati Oman Putri Pina Wardani Purnama Ramadani Silalahi Puspita, Rini Putri Rahmadany Putri Rahmaini Suheri Rafika Azwina Rahma, Tri Inda Fadhila Rahmah Sudana Siregar Rahmat Daim Harahap Rahmat Daim Harahap Rahmat Hidayat Rahmatul Fadilah Rahmi Syahfitri Harahap Rahmi Syahriza Raihan Ramadhanty Raja Rendi Alfayed Rambe, M. Jepri Pratama Ramlah Reni Ria Armayani Ridayanti Ridayanti Ridwan Azhari Lubis Rifki Ismal Rifky Nanda Putra Lubis Riska Adwiyah Hasibuan Riski Halomoan Siregar Risma Warti Ritonga, Nadhrah Adlina Riyadi Riyadi Rizka Hidayanti Daulay Rizka Safitri Rizki Nur Amalia Nasution Rizky Febrian Saragih Rizqy Fahmi Roni Lawaldy Salwa Apriliza Salwa Fadhilah Haya Salwa, Nisrina Samsi Efendi Saparuddin Siregar Saparuddin Siregar Saputra, M. Ilham Saputri, Eni Saragih, Rizky Febrian Sarah Ramadhani Sari, Deva Kumala Satria Abdillah Ilman Seri Wahyuni Harahap Shafarina Nurul Izzah Shakinah, Putri Shapura, Mutiara Ratu Sheila Anggraini shinta Mustika Hutabarat Silmi Mursidah Sinta Nur Azlina Sintaini Fisholiha Siregar, Dhetia Putri Siregar, Khidir Siregar, Nabilah Hannani Siti Aisa Siti Amrina Hasibuan Solly Aryza Sri Ayu Fadhilah Sri Dewi Anggraini Sri Harahap Sri Maharani Sri Rahayu Sri Rahayu Sri Ramadhani Suci Ardilla Ramadhani Haharap Suci Ramadhini Sucita Alfiani Sugianto Sugianto Sugianto Sugianto Suhailatun Nafisah Supardi Supardi Suryani Suryani Susi Apriliani Syafri Hawari Lubis Syahri Fadhilla Syahri Fadhilla Syamsiar, Syamsiar Syamsul Bahri Syarbaini, Ahmad Muhaisin B. Tambunan, Khairina Tanzila Arifah Putri Tari Nur Syafni Sinaga Tengku Chairrani Tengku Muhammad Rafly Rachman Tiara Ermeli Tiara Fadilah Tri Atmojo Kusmayadi Tri Atmojo Kusmayadi Tri Danu Satria Tri Inda Fadhila Rahma Tri Kurniati Tryana Ramadhany Batubara Tryana Ramadhany Batubara Tuti Anggraini Tuti Anggraini Ulil Azmi Parinduri Ummi Rosyidah Ummu Hany Miftaloka Utami, Novidia Vania Ananda Nashuha Harahap Vera Maytara Vira Yuniar Wafiq Fitria Ashillah Wanhar Nasution Widya Agussani Widya Ayu Harahap Wirda Hediyati Wiwin Khairany Simanjuntak Wiwin Rita Sari Wulan Amelia Fernanda Yasmita, Hafsyah Yenni Samri Yenni Samri Juliati Nasution YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yohannes, Yohannes Yusrizal Yusrizal Yusvi Rhofiva Tasya Zhafran, Faras Abiyyu Zharin F Syahdinar Zuhrinal M. Nawawi Zuhrinal M. Nawawi Zukhruf Fahri Zulfakhri Irfan Rangkuti Zulhamidah Zulhamidah Zulhamidah Zulhamidah Zulhamidah, Zulhamidah