Article Per Year (5 Year)
p-Index From 2020 - 2025
7.294
P-Index
This Author published in this journals
All Journal Teknologi Pendidikan Shaut Al-'Arabiyah Jurnal Kebidanan Midwiferia Jurnal Pendidikan Agama Islam IDEAS: Journal on English Language Teaching and Learning, Linguistics and Literature Literasi: Jurnal Ilmiah Pendidikan Bahasa, Sastra Indonesia dan Daerah Al-Musthofa: Journal of Sharia Economics International Journal of Education, Science, Technology, and Engineering (IJESTE) Dirasah : Jurnal Studi Ilmu dan Manajemen Pendidikan Islam Jurnal Informasi dan Teknologi Rayah Al Islam : Jurnal Ilmu Islam Jurnal Humaniora Teknologi Jurnal Sains Komputer dan Teknologi Informasi Bakti Cendana: Jurnal Pengabdian Masyarakat Alauddin Law Development Journal (ALDEV) jurnal hukum das sollen Jurnal Humaniora Teknologi Jurnal Ilmu Pengetahuan dan Teknologi (IPTEK) Jurnal Ekonomi Bisnis dan Akuntansi Edusifa: Jurnal Pendidikan Islam Komunal Jurnal Pengabdian Masyarakat Journal of Indonesian Rural and Regional Government (JIRReG) Deskripsi Bahasa Qawanin: Journal of Economic Syaria Law Haga: Jurnal Pengabdian Kepada Masyarakat Al Basirah KENDALI: Economics and Social Humanities Jurnal Ekonomi, Bisnis dan Pendidikan (JEBP) Jurnal Riset Rumpun Ilmu Ekonomi (JURRIE) Jurnal Pendidikan Surya Edukasi (JPSE) Metta: Jurnal Penelitian Multidisiplin Ilmu Triwikrama: Jurnal Ilmu Sosial Iltizamat : Journal Of Economic Sharia Law and Business Studies Jurnal Penelitian Pendidikan Indonesia (JPPI) Teumulong: Journal of Community Service JURNAL RUMPUN MANAJEMEN DAN EKONOMI Jurnal Pengabdian Masyarakat Indonesia (JPMI) International Journal of Artificial Intelligence in Medical Issues Iqtishodiah: Jurnal Ekonomi dan Perbankan Syariah Taxation and Public Finance Journal of Multidisciplinary Inquiry in Science, Technology and Educational Research JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Wealth: Journal of Islamic Banking and Finance International Journal of Islamic Business and Economics (IJIBEC) Jurnal Pengabdian Kepada Masyaraka Pelita Nusantara Southeast Asian Languages and Literature Studies Journal of Biotropical Research and Nature Technology Edumath
Sulistyowati
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

Published : 59 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Wealth: Journal of Islamic Banking and Finance

 1 
Mechanism of Murabaha Financing Collateral Confiscation Problematic in Islamic Perspective Sulistyowati; Indy Zakiyatun Nabila; Claudya Ananda Sagita
Wealth: Journal of Islamic Banking and Finance Vol. 4 No. 1 (2025): Wealth: Journal of Islamic Banking and Finance
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v4i1.13618

Abstract

From an Islamic point of view, the murabaha financing collateral confiscation mechanism is problematic. One of the main products of Islamic banking is murabaha capital, which involves a transaction agreement with a profit agreement between the bank and the client. However, payment problems often occur in practice, which requires banks to consider collateral seizure. This study examines the Shariah principles in collateral foreclosure by relying on the Qur'an, Hadith, and fatwa appeals from the National Shariah Council (DSN). The results show that Islamic foreclosure mechanisms should be based on the principles of justice, avoiding unjust actions, and prioritizing the process of mediation and peaceful conflict resolution before resorting to the law. Forfeiture is only permitted if the customer does not show good faith in fulfilling its obligations, and must be proportional to prevent harm to either party. This study found that collateral confiscation can be applied in Shariah-compliant murabaha financing and ensures the proces  is fair and ethical according to Islamic principles.
Co-Authors Abdul Ghofur Abdul Wahid Acep R Jayaprawira Achmad Ilham Syiham Muzakky Adji Suradji Muhammad Ahmad Khoiri Aisyah Al Affu, Nur Al Haq, Munadia Alfian Eko Rochmawan Ama Noor Fikrati Andika, Andi Andy Rachman Anggoro, Rahayu Opi Arif Yachya Auliya Ulhaq , Nida Aulya Purwitasari Ayu Baehaqi Bayu Prataman Nugroho Carnely Kahe, Agnes Melania Chayati, Anysatul Choirul Anam AM Diponegoro Claudya Ananda Sagita Decenly Devi Tri Oktaviani Dewi Nadya Maharani Dinna Aulia Putri Andani Dino Hariatma Putra Diva Erviana Dwi Ariyanti, Reny Dwi Ristanti, Fabryan Prahara Effan Najwaini Eka Putra, Ricky Eka Putri, Mareta Erviana, Diva Faizatul Ummah Fajri Profesio Putra Fakhrur Rozi, Nanang Farah Saeed Fatiqin, Awalul Filia Prima Artharina Firdausy, Rizky FIRMONASARI, Aprillia Gilang Lintar Qaliabo Gusti Bintang Maharaja Hamdi Hayat, Muhammad Saipul Hidayaturohmah, Leni Husen, Irfan Ibtisam Indah Nurhidayati, Indah Indy Zakiyatun Nabila Ismawati Istiyati Mahmudah Izzah, Khoirotul Khairul Wahid Lilik Bintartik Lilin Turlina, Lilin Lisa Mery, Lisa Lutfia Maulida luttadinata, zefry Maharaja, Gusti Bintang Maharaja Maharani, Dewi Nadya Malida, Alya Mas Sa’id, Putra Ananda Maulana Syarif Afwa Maulfani, Cindy Putri Moch Taufik Nur SW Mochamad Aziz, Roikhan Mualimin Muchammad Kurniawan Mudawamah, Dewi MUHAJIR Muhammad Erfan, Muhammad Muhammad Nizar Muhammad Syabrina Muharom, Faqihudin Mujahidah, Annisa’ul Munazah, Nur Muntafarida, Binti Nabbila, Faricha Lita Nahdya Alfaina Karem NANI HANIFAH Ngurah Ayu Nyoman Murniati Novia Saka, Dijan NURUL HIKMAH Radjalewa, Cosmas Reynold Rahmad Ratih Puspita Dewi Ratna Sari, Widya Ria Windi Lestari Rizka Putri, Tia Rosman, Romzie Rosmiati Rudini S. Rizal Yazid Saad Wasis H. Salim, Ach. Khafid Salsabilla, Raden Rara Adinda Sam'ani Sam'ani Sanurdi Sari, Widya Ratna Setria Utama Rizal Sintiya Nurunnisa Siti Rohimah Subandono, Agus Suhadi Sukamto Sukari Suparno Suryadi Susi Hendartie Syabrina, Muhammad Syar, Nur Inayah Thomas Edyson Tarigan Ulfi Kartika Oktaviana Umar Al Bari, Muhammad Veronica Yudisthiana Viklous, Belinda Ekharisti Wali, Abdul Weny Windasari Yedithia, Fenroy Yuni Safitri Zaitun Qamariah Zulkarnaini Zulkarnaini