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All Journal IQTISHODUNA EL-MUHASABA Management Analysis Journal Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri Jurnal SOLMA JEMA: Jurnal Ilmiah Bidang Akuntansi dan Manajemen Jurnal Inovasi Bisnis (Inovbiz) Management and Economics Journal (MEC-J) Ganaya: Jurnal Ilmu Sosial dan Humaniora EBSJ Politik Indonesia: Indonesian Political Science Review Sebatik Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) JURNAL MANAJEMEN BISNIS Reflektika International Journal of Economics, Business and Accounting Research (IJEBAR) Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economics Development Research (IJEDR) Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) GUYUB: Journal of Community Engagement Al-Mubin: Islamic Scientific Journal EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Empowerment Society Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Journal of Economy, Accounting and Management Science (JEAMS) Journal of Educational Sciences Jurnal Manajemen dan Pemasaran Jasa Profit: Jurnal Manajemen, Bisnis dan Akuntansi International Journal of Economics and Management Research E-JRM Pena Dimas: Jurnal Pengabdian Masyarakat Jurnal Ilmiah Ekonomi dan Manajemen Relasi : Jurnal Ekonomi Jurnal Ilmiah Manajemen Ekonomi Dan Akuntansi (JIMEA) JURNAL RUMPUN MANAJEMEN DAN EKONOMI MERDEKA: Jurnal Ilmiah Multidisiplin JURNAL ILMIAH EKONOMI, MANAJEMEN, BISNIS DAN AKUNTANSI Green Inflation: International Journal of Management And Strategic Business Leadership Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Jurnal Manajemen Riset Bisnis Indonesia International Journal of Economics and Management Research Al-Iqtisodiyah : Jurnal Ilmu Ekonomi dan Ekonomi Islam Reflektika
Jeni Susyanti
Universitas Islam Malang
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FINANCIAL ATTITUDE DAN FINANCIAL LITERACY TERHADAP TAX KNOWLEDGE PADA KAUM MILENIAL DI MALANG RAYA Muhamad Bahrul Subakir; Jeni Susyanti; Arini Fitria Mustapita
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol.09 No. 17 Agustus 2020
Publisher : UNIVERSITAS ISLAM MALANG

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ABSTRACTThe purpose of this research is to determine the effect financial attitude and financial literacy on millennials tax knowledge in Malang, either simultaneous simultaneously. The dependent variable used in this study are Tax Knowledge. While the independent variables used in this study are Financial attitude and Financial literacy. The sample used in the study was a method is simple random sampling technique consisting of 100 respondents. Then the research data is processed using instrument test, classic assumption, multiple linear regression, and hypothesis testing, namely the f test and t test.The results of this study indicate that simultaneously, financial attitude and financial literacy have a significant effect on tax knowledge of millennials in Malang. As well as partially financial attitude and financial literacy also have a significant effect on tax knowledge among millennials in Malang. Keywords: Financial attitude, Financia literacy, Tax Knowledge and Millennials.
ANALISA BISNIS EKONOMI KREATIF SUB SEKTOR KULINER UNTUK MENINGKATKAN KEPATUHAN WAJIB PAJAK ( Studi Kasus Pada Pelaku Ekonomi Kreatif di Kabupaten Malang ) Bunga Vergia Rakhmah; Jeni Susyanti; Muhammad Agus Salim
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 8 No. 01 Agustus 2019
Publisher : UNIVERSITAS ISLAM MALANG

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ABTRACKThe purpose of this study was to analyze creative economic entrepreneurs in the culinary sub-sector in order to meet taxpayer compliance. The population is 50 culinary sub-sector creative economic entrepreneurs in Malang Regency. Because the population is relatively small, all populations are sampled. The sampling technique uses quantitative methods. The technique sampling uses quantitative methods. The data testing techniques used in this study include description test, normality test, classic assumption test, simple linear regression analysis, and testing the research hypothesis. The results of the analysis show that the culinary sub-sector creative economic business significantly affects taxpayer compliance with a t-count value of 4,370 and a significance value of 0,000 or 58.9%. Keywords: creative economic, culinary, taxpayer compliance
Pengaruh Pengetahuan Kewirausahaan, Lingkungan Keluarga, Dan Motivasi Terhadap Minat Berwirausahaan (Studi Pada Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Islam Malang) Fandy Armanto; Jeni Susyanti; Etty Saraswati
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 10 No. 11 Agustus 2021
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract The purpose of this study was to explain entrepreneurial knowledge, family environment, motivation, and interest in entrepreneurship and to find out partially explain entrepreneurial knowledge, family environment, and motivation to interest in entrepreneurship. This research method uses quantitative methods and this type of research is probability sampling using purposive sampling technique. The sample of this study was 83 FEB students class 2017 at the Islamic University of Malang. To obtain accurate and detailed data, this study used a questionnaire data collection method. The data analysis used is descriptive analysis, instrument test, normality test, classical assumption, multiple linear regression analysis, hypothesis testing, and coefficient of determination using SPSS 25 for Windows. The results of this study indicate that entrepreneurial knowledge, family environment, and motivation affect the interest in entrepreneurship in students of the 2017 Faculty of Economics and Business at the Islamic University of Malang.  Keywords: entrepreneurship knowledge, family environment, motivation, dan interest in entrepreneurship.
ANALISIS PENGARUH TINGKAT INFLASI, PENDAPATAN GADAI, HARGA EMAS, DAN PAJAK PENGHASILAN TERHADAP PENYALURAN KREDIT PT. PEGADAIAN (PERSERO) INDONESIA Muhammad Ali Murtadho; Jeni Susyanti; Achmad Agus Priyono
E-JRM : Elektronik Jurnal Riset Manajemen e-Jrm Vol. 07 No. 03 Februari 2018
Publisher : UNIVERSITAS ISLAM MALANG

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ABSTRACTThis study aims to analyze the influence of variables rate inflation, lien income,gold prices, and income tax on the distribution of mortgage loans PT. Pawnshop(Persero) Indonesia. Hypothesis testing using multiple linear regression analysis,normality test and classical assumption test. The data used is time series data thatis the period 2009-2016. Based on the result of partial analysis of inflation rate(Sig. T equal to 0,104), pawn income (Sig. T sebesasr 0,188), and income tax (Sig.T equal to 0,551) have negative and insignificant effect to mortgage credit. whilegold price (Sig. t equal to 0,040) have a positive and significant effect to thedistribution of mortgage credit. Simultaneously all independent variables affectthe distribution of mortgage loans with Sig value. F of 002.Keywords: mortgage lending, inflation rate, lien income, gold price, income tax,and multiple linear regression.
ANALISIS PERBANDINGAN PENERIMAAN PAJAK PENGHASILAN (PPH) WAJIB PAJAK ORANG PRIBADI SEBELUM DAN SESUDAH KENAIKAN PENGHASILAN TIDAK KENA PAJAK PADA KANTOR PELAYANAN PAJAK (KPP) PRATAMA MALANG SELATAN Devita Jeniliasari; Jeni Susyanti; Budi Wahono
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 08 No. 11 Agustus 2019
Publisher : UNIVERSITAS ISLAM MALANG

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ABSTRACT         This study analyzes the comparison of income tax payments of individual taxpayers before and after changes in income that are not taxable with research data for the year 2012-2018. This research was conducted in KPP Pratama Malang Selatan. The purpose of this study is (1) to analyze the comparison of tax revenues before and after the increase in non-taxable income (PTKP) (2) to analyze the comparison of the number of taxpayers before and after the increase in non-taxable income (PTKP). The research of this paper uses analytical techniques such as comparative analysis. The data needed in this study are the amount of tax revenue, the number of taxpayers, and the list of non-taxable income, for the past seven years. The analytical method used is Statistical Product and Service Solutions (SPSS) version 2.1. The analytical method used in this study includes descriptive statistics, normality tests, hypothesis testing. The results of this study indicate that the amount of tax revenue is different but not significant before and after the change in income is not taxable. While the number of taxpayers shows that there are differences in the number of taxpayers before and after changes in income are not taxable. The existence of a difference in the form of an increase in the number of taxpayers before and after changes in non-taxable income (PTKP) can be due to an increase in income not taxable will result in a decrease in the level of tax revenue. Keywords: Tax revenue, taxpayer, non-taxable income (PTKP).
PENGARUH INFLASI, SUKU BUNGA SBI, TARIF PAJAK DAN PROFITABILITAS TERHADAP STRUKTUR MODAL (Studi Kasus Pada Perusahaan Manufaktur Subsektor Logam Dan Sejenisnya Yang Terdaftar Di Bursa Efek Indonesia Selama Periode 2014-2017) Alfiananda Dwi Yulianto; Jeni Susyanti; M. Agus Salim
E-JRM : Elektronik Jurnal Riset Manajemen e-Jrm Vol. 8. No. 9 Februari 2019
Publisher : UNIVERSITAS ISLAM MALANG

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ABSTRACKIn this study the author will discussion of Inflation, BI Rate, Tax Rate and Profitability that can affect the Company's Capital Structure. The purpose of this study is (1) To determine the effect of inflation on capital structure (2) To determine the effect of SBI interest rates on capital structure (3) To determine the effect of tax rates on capital structure (4) To determine the effect of profitability on capital structure.This type of research is Causal Associative. this study took samples from the population using purposive sampling techniques. Case study of lofam sub-sector manufacturing companies and the like for the period 2014-2017. Using two types of variables, namely Dependent Variables and Independent Variables. The results of this study are (1) Inflation has no significant effect on capital structure (2) BI Rate does not affect the capital structure (3) Tax rates have a significant effect on capital structure (4) Profitability does not affect the capital structure.Keywords: Inflation, BI Rate, Tax Rate, Profitability, Capital Structure.
ANALISIS KINERJA KEUANGAN PERBANKAN SEBELUM DAN SELAMA MENGGUNAKAN SMS BANKING (Studi Kasus pada PT Bank Rakyat Indonesia (persero) Tbk.) Wilda Rahmadhani Santosa; Jeni Susyanti; Afi Rachmat Slamet
E-JRM : Elektronik Jurnal Riset Manajemen Jurnal Ilmiah Riset Manajemen (E-JRM) Vol. 6 No. 01 April 2017
Publisher : UNIVERSITAS ISLAM MALANG

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ABSTRAKTujuan penelitian ini adalah Untuk menganalisis perbedaan yang terjadipada kinerja keuangan Bank Rakyat Indonesia Tbk. Sebelum dan selamamenggunakan sms banking jika ditinjau dari rasio yang terkait dengan tujuanpenggunaan sms banking. Dengan mengambil laporan keuangan Bank RakyatIndonesia yang diperoleh dari http://bri.co.id dan http://bi.go.id tiga tahunsebelum menggunakan sms banking (2004,2005,2006) dan tiga tahun selamamenggunakan sms banking (2008,2009,2010), hasil penelitian menunjukkan tidakadanya perbedaan yang signifikan antara kinerja keuangan Bank Rakyat Indonesiasebelum dan selama menggunakan sms banking jika ditinjau dari rasio yangterkait dengan tujuan penggunaan sms banking. Hal ini dikarenakan kurangmenyebar luasnya layanan sms banking dikalangan masyarakat, dan kurangcanggihnya penggunaan sms itu sendiri.Kata kunci : DPK, FBI, ROA, Laborcost, Efisiensi Operasional,NPL.
Pengaruh Sikap Keuangan, Pengetahuan Keuangan, Efikasi Diri Keuangan Terhadap Perilaku Manajemen Keuangan Melalui Pengendalian Diri Sebagai Variabel Intervening (Studi Pada Pelaku UMKM Ekonomi Kreatif Sub Sektor Fashion di Kota Malang pada tahun 2021) Siti Maghfirotul Ummah; Jeni Susyanti; Achmad Agus Priyono
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 11 No. 14 Februari 2022
Publisher : UNIVERSITAS ISLAM MALANG

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AbstractThe creative economy sector is a sector that have the most impact due to in Covid-19 pandemic, namely msmes. Several factors limit msmes in Indonesia, one of which is that people must use the income they earn. It affects financial decisions that are useful in everyday life. Many factors can be obstacles faced by msmes in Indonesia. The purpose of this study was to determine the financial management bevahior of msme actors. This research uses a quantitative approach method with non-probability sampling method. The population used is 150. The data analysis method uses the smartpls program by testing the validity and reliability of the construct, outer model and inner model. The results of the study concluded that financial attitudes had a significant and positive direct effect on locus of control. Pengetahuan Keuangan and financial self-efficacy have an insignificant and direct positive effect on locus of control. Financial attitudes have a significant and direct positive effect on financial management bevahior. Financial knowledge, financial self-efficacy and locus of control have an insignificant and direct positive effect on financial management bevahior. Locus of control is not able to mediate the influence of financial attitudes, financial knowledge and financial self-efficacy on financial management bevahior in fashion sub-sector smes in Malang in 2021.Keywords: Financial Self Efficacy, Locus Of Control, Financial Management Bevahior
Analisa Monday Effect Dan Friday Effect Pada Perusahaan Ekonomi Kreatif Subsektor Fesyen Yang Terdaftar Di Bursa Efek Indonesia (BEI) Novi Sugiartik; Jeni Susyanti; Budi Wahono
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 09 No. 01 Agustus 2020
Publisher : UNIVERSITAS ISLAM MALANG

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 AbstractThis study aims to determine the differences in stock returns on Monday to Friday, the Monday effect and the Weekend effect on stock trading on the Indonesia Stock Exchange (IDX) in the period August 2018-July 2019. Creative economy companies fashion subsector listed on the Exchange The Indonesian Effect (IDX) is the population used in this study. The sample selection used a purposive sampling method of 14 selected companies in accordance with predetermined criteria. The type of data used in this study is secondary data. Data analysis methods used in this study are descriptive statistical tests, normality tests and different tests (one sample t-test) for hypothesis testing. The results of this study are (1) there is no difference in stock returns on Monday to Friday on stock trading on the Indonesia Stock Exchange (2) there is no Monday effect phenomenon on stock trading on the Indonesia Stock Exchange and (3) No Weekend effect occurs on trading shares on the Indonesia Stock Exchange.Keywords: Return, Monday effect, Weekend effect
PENGARUH KEBIJAKAN DEVIDEN, KEBIJAKAN FINANCING, DAN BIAYA KEAGENAN TERHADAP NILAI PERUSAHAAN (Studi Kasus Pada Perbankan yang Listing Bursa Efek Indonesia) Mariatul Lutfia; Jeni Susyanti; M. Agus Salim
E-JRM : Elektronik Jurnal Riset Manajemen e-Jrm Vol. 8. No. 9 Februari 2019
Publisher : UNIVERSITAS ISLAM MALANG

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ABSTRACTThis study aims to determine the effect of dividend policy, financing policy, and agency costs on company value partially or simultaneously. The population of this data is that banks listed on the Indonesia Stock Exchange in the 2015-2017 period amount to 43 banks. Sampling in this study with a purposive sampling technique of 10 banking samples. Analysis used using Multiple Linear Regression. The results of the analysis of this study show that dividend policy has no significant negative effect on firm value, financing policy has a significant negative effect on firm value, and agency costs have a negative and not significant effect on firm value. Keywords: Dividend Policy, Financing Policy, Agency Cost, Firm Value. 
Co-Authors AA Sudharmawan, AA Abdillah, Achmad Fikri Abil Abdullah Syakur Novianto ABS, M Khoirul Achmad Agus Priyono Achmad Ghazi Bagaskara Ade Kafa Bih Ade Sistiayu N Adis Fransiska Romadhon Afi Rachmat S Afi Rachmat Slamet Afi Rahmat Slamet Afriadin Afriadin Agnia Fadillah Agung Minto Wahyu Agus Salim Agus Salim Ahmad Abiyu Tsani Ahmad Dahlan Ahmad Dahlan Ahmad Iskandar Rahmansyah Ahmad Junaidi Ahmad Mua’dz Hazmy Sastria Ahmad Muhayan Arif Ahmad Rifky Firdiyan Ahmad Zainullah Al Awwaliyah, Nur Maisunatul Aflachiyah Alda Yunita Aldrian Saputra Alfian Budi Primanto Alfiananda Dwi Yulianto Alfin Aulia Rachman Aliwafa Aliwafa Amali, Yunila Andi Normaladewi Angelina Ayu Kharisa Putri Anil Hidayati Rohmah Anindita Liliani Putri Annisa Fitriani Antika, Meggy Tri Anwar, Budiar Anwar, Siti Aminah Aprilia Hartanti Arif Zulfahmy Arini Fitria Mustapita Asma Mufidah Atiqoh, Lia Nur Ayu Giri Anjani Banowati, Berliana Tri Bastomi, Mohamad Bunga Vergia Rakhmah Cahyani, Amelia Dwi Cheny Roghibatul Mahgfiroh Dahlia Wati Dede Yusuf Sutrisman Denia Alifiana Denilson Pereira Lay Devita Jeniliasari Dewi Anggun Oktaviani Dewi Sartika Dewita Rizma Amirezy Diana Putri Oktarini Dina Sustiana Dita Putri Yunitasari Dita Suci Romadhoni Dwi Fita Heriyawati Dwi Septyaningrum Dwiyani Sudaryanti Ega Aditya Eka Sulastri Elly Ernawati Erika Diah Safitri Eris Dianawati Eris Dianawati Erlin Afrianti Etawati, Mitha Dwi Daka Etty Saraswati Evaliana, Silvia Evi Rahmawati Lazuardini Fahma Diena Achmada Fahrurrozi Rahman Faidana Riki Dwi Setiawan Fajri Nasrullah Fandy Armanto Fanisa Kris Dayanti Farida, Eka Fathul Bachri Fatma Agusti Rahayu Febryansyah, Dany Feni Erma Wijayanti Finadila Arifin Fipin Lastrian Dewi Firmansyah, Dani Fita Andriyani Fitria Dewi Fitria Putri Susanti Fitriyatus Sa’adah Friyan Dwi Kristanto Galih Dewa Nabilla Hafidh Gilang Romadhon Gunawan, Fany Habib Nur Ahmad Hadi Sunaryo Hafiana Farah Diana Putri Haifatul Hasanah Hani’ah Fifrika Cinci Hesri Hesri Hofifatul Musyarrofah Husnalia, Siti Huzaimatul Jannah Iffah Qonaatillah Iis Dalukitowati Ika Nurjanah Imdan Soalihin Inayati Widya Sari Indayatul Maulidiyah Inggit Kentjonowaty Insan Kamil Irhamna Arma atush Isa Ansori Ivan Adi Priyono Izza Saifullah Fatta Izza, Nikmatul Karimatun Nisa, Farida Karmilaturrahman Karmilaturrahman Ketut Tirtayasa Khalikussabir, Khalikussabir Khaq, Muhammad Aunul Khatami Khatami Khodir Djaelani, Abdul KHOIRUL ANAM Krisnawardani, Cynthia Kristin Widiasanti Kurnia Rahmawati Kusnadi Laely Anjar Wati Lailia Afifah Lutfi Anggreni M Agus Salim M. Agus Salim M. Hufron Mafatihul Ayunina Maharani Ulya Fadhilah Maqnin, Lailil Mariatul Lutfia Mar’atus Solikhah Masyhuri Masyhuri Masyhuri Masyhuri Maulidatun Nikmah Mayangsari, Jihanning Yudha Meitria Syahadatina Noor Merinda Yuanita Yustikasari Mifta Hayatun MIFTAKHUL JANNAH Milhan Nur Kholiq Milhan Nur Kholiq Mimbha Nur Indhasari Mitha Dwi Daka Etawati Moch Ardiansyah Pramudya Mochammad Taufik Moh Imam Bushiri Moh. Fathur Rozi Moh. Fathur Rozi Mohammad Ainul Yaqin Mohammad Farhad Hatify Mohammad Iqbal Kusuma Adrian Mohammad Rohman Tiovandi Mubarok, Muhammad Muhamad Bahrul Subakir Muhamad Rochman Muhamad, Razzan Zaki Muhammad Afif Muhammad Agus Salim MUHAMMAD AGUS SALIM Muhammad Ali Murtadho Muhammad Fauzan Muhammad Habibi Rohman Zulkarnaen Muhammad Hidayatulloh Muhammad Ikhsan Arief Nugraha Muhammad Kamil MUHAMMAD ROHMAN TIOVANDI Mulyani, Dwi Indah Nadia Nor Rohma Nadriani Bahrudin Nafisah, Dewi Durrotun Navilah Laila Wardani Navilah Laila Wardani Nila Kusumawati Nindya Cahyaningrum Noer Aida Fitriani Noor Shodik Askandar Noor Shodiq Askandar Nor Zafira Binti Ramzil Huda Nova Kartika Sari Novi Sugiartik Nur Halimatus Sa’diyah Nur Hanik Khukmiyah Nur Hikmaturohma Nur Kholis Masruhin Nurdi Widjaya Nurhaidah, Nurhaidah Nurhidayah Nurhidayah Nurhidayah Nurhidayah Nurhidayah Nurhidayati Nurhidayati Nurina Rifdah Nurul Farahdila Putri Nurul Hilaliyah Nurul Qomariah Nurul Yuliati Nur’aini Ika Ramadhani Nuswantara, Setiaji Priyagung Nuzul Fauziah Nyiwa Zumrotul Khasanah Pardiman Pardiman Pardiman Pratiwi, Rita Anggis Prayoga, Dhimas Enggal Prinanta, Ledys Juncia Priyambudi, Arif Puji Astutik Putri Hana Ardiyanto Putri Hayyatus Sholihah Putri, Stevany Amelia Raden Mohamad Herdian Bhakti Rafi, Syahfri Amirul Rahmat Rahmat Ramadhan, Fathur Ratna Tri Hardaningtyas Ratna Tri Hardaningtyas, Ratna Tri Renaldo Wildan firmansyah Restu Millaningtyas Restu Millaningtyas Retno Kusuma Ningsih Revita Dwi Putri Rifqina Qanita Rika Wulandari Rina Lailatul Qodriyah Risky Wahyuaning Putri Rizky Amelia Husniyah Rizqi Amalia Mardhatillah Rohmah El Yunussyah Rohmah, Nabila Alfiyatu Ronaldus Ledo Saadatul Husna Safira Aldina Sanches, Olandina de Jesus Sanjaya, Anggun Saraswati, Ety Sari, Nova Kartika Sari, Ridah Anjar Setyo Wahyudi Shabrina Ayu Hananta Shofi Mustajibullah Siti Aminah Siti Aminah Anwar Siti Asiyah Siti Asiyah Siti Khoirul Wijayati Siti Maghfirotul Ummah Slamet Muchsin Solehah Arina Sobrina Solikhah, Afiatus Solly Aryza Sulton Sholehuddin, Sulton Supriyanto Supriyanto Supriyanto Supriyanto Supriyanto Suratman, Wahyu Sugeng Suyani, Ida Sugeng Syahrial Shaddiq Titi Puspitasari Tito, Sama’ Iradat Tri Dewi Nur Hidayah Tri Widiantoro Aji Ucha Nurul Qomaria Ulfatul Munawaroh Ulya, Arifah Izzatul Umi Nandiroh Ummu Kalsum Ismanura vina Indah Iswara Wahyu Sugeng Suratman Wardatul Jannah Wilda Rahmadhani Santosa Wiwin Deri Fitriani Wulan Saraswati Yasmin, Raisya A Yayuk Retnowati Yuli Handayani Yulianti, Nur Afni Yuliati, Rosa Yusak, Zeindidia Yuspriyono Yuspriyono Yuzky Maulana Irbad Zuhkhriyan Zakaria Zuhri, Haszaghi Ramadhan