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PENGARUH RASIO CAMELS DAN BANK SIZE TERHADAP NON PERFORMING LOAN (NPL) (Pada Bank BUMN Di Indonesia) Dahlia Wati; jeni Susyanti; M. Agus Salim
E-JRM : Elektronik Jurnal Riset Manajemen Ejrm Vol. 7 No. 10 Agustus 2018
Publisher : UNIVERSITAS ISLAM MALANG

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ABSTRACK             The purpose of this research is to examine the effect of CAMELS and Bank size ratio against Non Performing Loan (NPL) at BUMN (Badan Usaha Milik Negara) Bank in Indonesia. Study on BUMN (Badan Usaha Milik Negara) Bank who publish their financial statements in Indonesia Stock Exchange (IDX) from 2011 to 2016. The population in this research is BUMN Bank in Indonesia and not a sharia business unit. The research is using 4 BUMN Bank as the sample and also using purposive sampling technique method.The analysis is done by using Regression Model and Classical Assumption. Based on the results of the simultaneous analysis of the results that the independent variables or CAMELS and Bank Size ratios both have a very good effect on the dependent variable of Non performing Loan (NPL) at BUMN Bank in Indonesia, the result of this research is supported by research conducted by Barus (2016 ), Putri (2017) and Vireyto (2017). Partially that CAMELS Ratio is CAR, NIM, LDR, IRRR does not have good effect to NPL but only KAP and NPM ratio which have good effect to NPL, while the variable Bank Size is very good effect on the variable NPL. It means that the larger the size of a company the greater the transaction sales, assets owned, and market capitalization. This research is supported by research conducted by Putra (2015), Dewi and Ramatha (2015). Keywords :CAMELS Ratio, Bank Size and Non Performing Loan (NPL).
PENGARUH RESIKO PEMBIAYAAN DAN LIKUIDITAS TERHADAP PROFITABILITAS PADA PERBANKAN SYARIAH Kurnia Rahmawati; Jeni Susyanti; Afi Rachmat Slamet
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 7 No. 15 Agustus 2018
Publisher : UNIVERSITAS ISLAM MALANG

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ABSTRACTFor two years beginning in the 2015-2016 period of profitability has fluctuated over the period. In the present study the authors will discuss on Funding and Liquidity Risk on profitability. The purpose of this study were (1) To determine the effect of risk financing partially on profitability in Islamic banking (2) To determine the effect of liquidity partially on profitability in Islamic banking (3) To determine the effect of financing risk and liquidity simultaneously on profitability in Islamic banking ,This study uses a type of replication development research, this study included Explanatory Research this study took samples from the population by using purposive sampling or judgment sampling method. By using two types of variables: Dependent variable (the dependent variable) and Independent Variables (independent variable). Results from this study is the result of Financing Risk variables significant effect on profitability, while liquidity result and no significant negative effect on profitability.Keywords: Effects of Risk Financing, Liquidity, Profitability
PENGARUH PROFITABILITAS, LIKUIDITAS, FIRM SIZE DAN PPh TERHADAP NILAI PERUSAHAAN Feni Erma Wijayanti; Jeni Susyanti; Budi Wahono
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 08 No. 03 Agustus 2019
Publisher : UNIVERSITAS ISLAM MALANG

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ABSTRACTThe purpose of this research is to determine the effect of profitability, liquidity, firm size and tax rate to firm value food and beverage sub-sector listed in Indonesia Stock Exchange period 2014-2018. The population taken in this research is 18 companies and sample used 11 companies. The sampling technique used in this research is purposive sampling method, where sample methods selection is based on certain criteria. The analysis method has been conducted by using multiple linear regressions analysis and the application instrument the SPPS (Statistical Product and Services Solutions). The results of this research indicate that: 1) Profitability (return on assets) has a positive and significant effect on firm value (price to book value) 2) Liquidity (current ratio) has a negative and not significant effect on firm value (price to book value) 3) Firm Size (Size) has a positive and not significant effect on firm value (price to book value) 4) PPh has a positive and significant effect on firm value (price to book value).Keywords: profitability, liquidity, firm size, tax rate, firm value
Pengaruh Financial Literacy, Financial Attitude Dan Pendapatan Terhadap Perilaku Pengelolaan Keuangan Pada Pelaku Umkm Fashion Di Kota Batu Inayati Widya Sari; Jeni Susyanti; Muhammad Agus Salim
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 09 No. 05 Agustus 2020
Publisher : UNIVERSITAS ISLAM MALANG

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ABSTRACT             The purpose of this research is determine simultaneously and partially between the influence of financial literacy, financial attitude and income towards financial management behavior on MSME fashion actors in city Batu. The population used in this study is MSME fashion practitioners in city Batu, totaling 468 business actors while The sampling technique uses purposive sampling method with predetermined criteria of 50 business actors, with the sampling technique by distributing questionnaires. This type of research is explanatory research using a quantitative approach. Data analysis using multiple linear regression, test instruments, classic assumption tests, simultaneous tests (F test), partial tests (t test) and hypothesis testing using the SPSS program. The results showed that there was simultaneously an influence between financial literacy variables, financial attitudes and income towards financial management behavior. Whereas partial shows financial literacy (X1) and income (X3) influences financial management behavior (Y), while financial attitude (X2) does not affect financial management behavior
PENGARUH CORPORATE SOCIAL RESPONSIBILITY, STRUKTUR MODAL, DAN LIKUIDITAS TERHADAP NILAI PERUSAHAAN: PROFITABILITAS SEBAGAI VARIABEL MODERATING (studi kasus pada perusahaan manufaktur yang terdaftar di BEI periode 2015-2017) Hafiana Farah Diana Putri; Jeni Susyanti; M. Agus Salim
E-JRM : Elektronik Jurnal Riset Manajemen Ejrm Vol 08. No 08 Februari 2019
Publisher : UNIVERSITAS ISLAM MALANG

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ABSTRACTThis research is conducted to examine the effect of Corporate Social Responsibility, Capital Structure and Liquidity of Company Values: Profitability as a Moderating Variable. The population that is used in this research are manufacturing companies which is listed in the Indonesia Stock Exchange on 2015-2017. The method that is utilized in this research is the multiple linear regression analysis. In addition, the absolute residual is used for the moderating variable by using IBM SPSS Statistic 20. The results of sampling are produced by engaging the Purposive sampling and resulting in the amount of 28 Manufacturing companies which compiled the sample criteria.Based on the hypothesis testing results that is carried out, the conclusion drawn from the research are; the Corporate Social Responsibility affects significantly in a negatife way towards the company values, Capital Structure (DER) affects insignificantly towards the company values, Profitability is able to moderate the relationship between CSR and the company values whereas Profitability is unable to moderate the relationship between capital structure (DER) and Liquidity (CR) towards company values.Keywords: Corporate Social Responsibility, Capital Structure, Liquidity, Company Values and Profitability.
PENGARUH KESADARAN WAJIB PAJAK, PELAYANAN FISKUS DAN TAX AMNESTY TERHADAP KEPATUHAN WAJIB PAJAK NON-KARYAWAN (Wajib Pajak Orang Pribadi yang Terdaftar di Kantor Pelayanan Pajak Pratama Malang Selatan) Desy Purnamasari; Jeni Susyanti; M. Agus Salim
E-JRM : Elektronik Jurnal Riset Manajemen e-Jrm Vol. 07 No. 01 Juni 2018
Publisher : UNIVERSITAS ISLAM MALANG

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ABSTRACKThe purpose of this study is to examine: 1) The influence of the taxpayers' awareness of individual taxpayer compliance. 2) The influence of the service of tax authorities on taxpayer compliance of individual taxpayers. 3) The influence of tax amnesty on individual taxpayer compliance. This research is descriptive research with quantitative approach with primary data. The population of this study is individual taxpayers of non-employee which are registered in tax service office Pratama Malang Selatan. Determination of the sample is done by incidental sampling method, with total of respondents of 100 taxpayers and method of data collection using questionnaires.Based on the results of the analysis, it can be seen that : 1) Taxpayer awareness has a significant positive impact on non-employee taxpayer compliance. 2) Fiscal services have a significant positive impact on non-employee taxpayer compliance. 3) Tax amnesty has a significant positive impact on non-employee taxpayer compliance. Keywords: Tax compliance, The taxpayer awareness, The service tax authorities and Tax Amnesty and Non-Employee Individual Taxpayers. 
ANALISIS PERENCANAAN PENGELOLAAN KEUANGAN DESA MENURUT PERATURAN MENTERI DALAM NEGERI NOMOR 113 TAHUN 2014 (Studi Kasus di Desa Masangan Wetan Kecamatan Sukodono Kabupaten Sidoarjo Periode 2017) Wiwin Deri Fitriani; Jeni Susyanti; M Khoirul ABS
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 7 No. 13 Agustus 2018
Publisher : UNIVERSITAS ISLAM MALANG

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ABSTRACTThe purpose of this study is analize village financial management planning according to Permendagri Number 113 in 2014 case study on Masangan Wetan village Sukodono district, Sidoargo Regency. This study used descriptive qualitative as a methods to village officials relate to village financial management planning.The result in this study condude that the village financial management process on Masangan Wetan village, Sukodono district, Sidoarjo regency is in accordance with Permendagri Number 113 in 2014.Keywords: Financial Management Planning, Village Officials, Ministry of Home Affairs Regulation
Pengaruh Profitabilitas, Keputusan Investasi, Keputusan Pendanaan, Dan Keputusan Dividen Terhadap Economic Value Added (Studi Kasus Pada Perusahaan Manufaktur Yang Terdaftar Di BEI Periode 2015-2017). Fitria Putri Susanti; Jeni Susyanti; Afi Rachmat Slamet
E-JRM : Elektronik Jurnal Riset Manajemen Ejrm Vol 08. No 08 Februari 2019
Publisher : UNIVERSITAS ISLAM MALANG

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AbstractThis research was conducted to analyze the effect of profitability, investment decisions, funding decisions, and dividend decisions on economic value added. The sample in this study is a manufacturing company that is listed on the BEI in 2015-2017. The analytical method used is multiple linear regression with SPSS 14.0 for Windows software. The results of sampling using the purposive sampling method and those that meet the sample criteria are as many as 20 companies.Based on the results of hypothesis testing that has been done, it is concluded that simultaneous profitability, investment decisions, funding decisions, and dividend decisions affect the economic value added. Partially, profitability variables and dividend decision variables affect the economic value added. While investment decision variables and funding decision variables do not affect the economic value added.Keywords: Profitability (ROA), Investment Decisions (PER), Funding Decisions (DER), Dividend Decisions (DPR), and Economic Value Added (EVA).
Pengaruh Literasi Keuangan, Pengetahuan Keuangan Dan Sikap Keuangan Terhadap Perilaku Manajemen Keuangan Pada Pelaku Usaha UMKM Fashion Di Kabupaten Malang Fanisa Kris Dayanti; Jeni Susyanti; M. Khoirul ABS
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol 09 No 13 Agustus 2020
Publisher : UNIVERSITAS ISLAM MALANG

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ABSTRACTThis purpose of this research is Financial Literacy, financial knowledge and Financial Attitudes on Financial Management Behavior in fashion MSME entrepreneurs in Malang Regency. This research is a quantitative study with data collection techniques using a questionnaire. The sample in this study amounted to 40 respondents. The sampling technique used was the accidental sampling method. Primary data processing uses Statistical Package for Social Science (SPSS) analysis techniques with multiple regression analysis methods. The results of this study indicate that simultaneous variables of financial liabilities, financial knowledge and financial attitudes have a positive and significant effect on financial management behavior. Partially, each independent variable has a positive and significant effect on financial management behavior. Keyword : financial literacy, financial knowledge, financial attitudes and financial management behavior
Pengaruh Perputaran Kas, Loan To Deposit Ratio (Ldr), Biaya Operasional Pendapatan Operasional (Bopo) Dan Total Asset Turnover (Tato) Terhadap Profitabilitas (Studi Kasus Pada Lembaga Keuangan Syariah Yang Terdaftar Di Bei 2015-2019) Mohammad Ainul Yaqin; Jeni Susyanti; Achmad Agus Priyono
E-JRM : Elektronik Jurnal Riset Manajemen eJrm Vol. 09 No. 07 Agustus 2020
Publisher : UNIVERSITAS ISLAM MALANG

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ABSTRACTThis current study aimed to empirically examine the effect of Cash Turnover, Loan to Deposit Ratio (LDR), Operating Cost Operating Income (OCOI) and Total Asset Turnover (TATO) on the Profitability of Islamic Financial Institutions which is listed on Indonesia Stock Exchange from 2015 to 2019. The sample of this study was obtained by using a purposive sampling method. Based on the criteria, 48 samples were gained to be the research subjects. The data analysis and technique used in this study was Multiple Linear Regression Analysis. The results of the study revealed that the variable of Cash Turnover has a negative significant effect on Profitability, Loan to Deposit Ratio (LDR) has no effect on Profitability, Operating Cost Operating Income (OCOI) has a negative significant effect on Profitability, and Total Asset Turnover (TATO) has a positive significant effect on Profitability. Keywords: Profitability, Loan to Deposit Ratio (LDR), Operating Cost Operating Income (OCOI), Total Asset Turnover (TATO), Profitability.
Co-Authors AA Sudharmawan, AA Abdillah, Achmad Fikri Abil Abdullah Syakur Novianto ABS, M Khoirul Achmad Agus Priyono Achmad Ghazi Bagaskara Ade Kafa Bih Ade Sistiayu N Adis Fransiska Romadhon Afi Rachmat S Afi Rachmat Slamet Afi Rahmat Slamet Afriadin Afriadin Agnia Fadillah Agung Minto Wahyu Agus Salim Agus Salim Ahmad Abiyu Tsani Ahmad Dahlan Ahmad Dahlan Ahmad Junaidi Ahmad Mua’dz Hazmy Sastria Ahmad Muhayan Arif Ahmad Rifky Firdiyan Ahmad Zainullah Al Awwaliyah, Nur Maisunatul Aflachiyah Alda Yunita Aldrian Saputra Alfian Budi Primanto Alfiananda Dwi Yulianto Alfin Aulia Rachman Aliwafa Aliwafa Amali, Yunila Andi Normaladewi Angelina Ayu Kharisa Putri Anil Hidayati Rohmah Anindita Liliani Putri Annisa Fitriani Antika, Meggy Tri Anwar, Budiar Anwar, Siti Aminah Arif Zulfahmy Arini Fitria Mustapita Asma Mufidah Atiqoh, Lia Nur Ayu Giri Anjani Banowati, Berliana Tri Bastomi, Mohamad Bunga Vergia Rakhmah Cahyani, Amelia Dwi Cheny Roghibatul Mahgfiroh Dahlia Wati Dede Yusuf Sutrisman Denia Alifiana Denilson Pereira Lay Devita Jeniliasari Dewi Sartika Dewita Rizma Amirezy Diana Putri Oktarini Dina Sustiana Dita Putri Yunitasari Dita Suci Romadhoni Dwi Fita Heriyawati Dwi Septyaningrum Dwiyani Sudaryanti Ega Aditya Eka Sulastri Elly Ernawati Erika Diah Safitri Eris Dianawati Eris Dianawati Erlin Afrianti Etawati, Mitha Dwi Daka Etty Saraswati Evaliana, Silvia Evi Rahmawati Lazuardini Fahma Diena Achmada Fahrurrozi Rahman Faidana Riki Dwi Setiawan Fajri Nasrullah Fandy Armanto Fanisa Kris Dayanti Farida, Eka Fathul Bachri Fatma Agusti Rahayu Febryansyah, Dany Feni Erma Wijayanti Finadila Arifin Fipin Lastrian Dewi Firmansyah, Dani Fita Andriyani Fitria Dewi Fitria Putri Susanti Fitriyatus Sa’adah Friyan Dwi Kristanto Galih Dewa Nabilla Hafidh Gilang Romadhon Gunawan, Fany Habib Nur Ahmad Hadi Sunaryo Hafiana Farah Diana Putri Haifatul Hasanah Hani’ah Fifrika Cinci Hesri Hesri Hofifatul Musyarrofah Husnalia, Siti Huzaimatul Jannah Iffah Qonaatillah Iis Dalukitowati Ika Nurjanah Imdan Soalihin Inayati Widya Sari Indayatul Maulidiyah Inggit Kentjonowaty Insan Kamil Irhamna Arma atush Isa Ansori Ivan Adi Priyono Izza Saifullah Fatta Izza, Nikmatul Karimatun Nisa, Farida Karmilaturrahman Karmilaturrahman Ketut Tirtayasa Khalikussabir, Khalikussabir Khaq, Muhammad Aunul Khatami Khatami Khodir Djaelani, Abdul KHOIRUL ANAM Krisnawardani, Cynthia Kristin Widiasanti Kurnia Rahmawati Kusnadi Laely Anjar Wati Lailia Afifah Lutfi Anggreni M Agus Salim M. Agus Salim M. Hufron Mafatihul Ayunina Maharani Ulya Fadhilah Maqnin, Lailil Mariatul Lutfia Mar’atus Solikhah Masyhuri Masyhuri Masyhuri Masyhuri Maulidatun Nikmah Mayangsari, Jihanning Yudha Meitria Syahadatina Noor Merinda Yuanita Yustikasari Mifta Hayatun MIFTAKHUL JANNAH Milhan Nur Kholiq Milhan Nur Kholiq Mimbha Nur Indhasari Mitha Dwi Daka Etawati Moch Ardiansyah Pramudya Mochammad Taufik Moh Imam Bushiri Moh. Fathur Rozi Moh. Fathur Rozi Mohammad Ainul Yaqin Mohammad Farhad Hatify Mohammad Iqbal Kusuma Adrian Mohammad Rohman Tiovandi Mubarok, Muhammad Muhamad Bahrul Subakir Muhamad Rochman Muhamad, Razzan Zaki Muhammad Afif Muhammad Agus Salim MUHAMMAD AGUS SALIM Muhammad Ali Murtadho Muhammad Fauzan Muhammad Habibi Rohman Zulkarnaen Muhammad Hidayatulloh Muhammad Ikhsan Arief Nugraha Muhammad Kamil MUHAMMAD ROHMAN TIOVANDI Mulyani, Dwi Indah Nadia Nor Rohma Nadriani Bahrudin Nafisah, Dewi Durrotun Navilah Laila Wardani Navilah Laila Wardani Nila Kusumawati Nindya Cahyaningrum Noer Aida Fitriani Noor Shodiq Askandar Nor Zafira Binti Ramzil Huda Nova Kartika Sari Novi Sugiartik Nur Halimatus Sa’diyah Nur Hanik Khukmiyah Nur Hikmaturohma Nur Kholis Masruhin Nurdi Widjaya Nurhaidah, Nurhaidah Nurhidayah Nurhidayah Nurhidayah Nurhidayah Nurhidayah Nurina Rifdah Nurul Farahdila Putri Nurul Hilaliyah Nurul Qomariah Nurul Yuliati Nur’aini Ika Ramadhani Nuswantara, Setiaji Priyagung Nuzul Fauziah Nyiwa Zumrotul Khasanah Pardiman Pardiman Pardiman Pratiwi, Rita Anggis Prayoga, Dhimas Enggal Prinanta, Ledys Juncia Priyambudi, Arif Puji Astutik Putri Hana Ardiyanto Putri Hayyatus Sholihah Putri, Stevany Amelia Raden Mohamad Herdian Bhakti Rafi, Syahfri Amirul Rahmat Rahmat Ramadhan, Fathur Ratna Tri Hardaningtyas Ratna Tri Hardaningtyas, Ratna Tri Renaldo Wildan firmansyah Restu Millaningtyas Restu Millaningtyas Retno Kusuma Ningsih Revita Dwi Putri Rifqina Qanita Rika Wulandari Rina Lailatul Qodriyah Risky Wahyuaning Putri Rizky Amelia Husniyah Rizqi Amalia Mardhatillah Rohmah El Yunussyah Rohmah, Nabila Alfiyatu Ronaldus Ledo Saadatul Husna Safira Aldina Sanches, Olandina de Jesus Sanjaya, Anggun Saraswati, Ety Sari, Nova Kartika Sari, Ridah Anjar Setyo Wahyudi Shabrina Ayu Hananta Shofi Mustajibullah Siti Aminah Siti Aminah Anwar Siti Asiyah Siti Asiyah Siti Khoirul Wijayati Siti Maghfirotul Ummah Slamet Muchsin Solehah Arina Sobrina Solikhah, Afiatus Solly Aryza Sulton Sholehuddin, Sulton Supriyanto Supriyanto Supriyanto Supriyanto Supriyanto Suratman, Wahyu Sugeng Syahrial Shaddiq Titi Puspitasari Tri Dewi Nur Hidayah Tri Widiantoro Aji Ucha Nurul Qomaria Ulfatul Munawaroh Ulya, Arifah Izzatul Ummu Kalsum Ismanura vina Indah Iswara Wahyu Sugeng Suratman Wardatul Jannah Wilda Rahmadhani Santosa Wiwin Deri Fitriani Wulan Saraswati Yasmin, Raisya A Yayuk Retnowati Yuli Handayani Yulianti, Nur Afni Yuliati, Rosa Yusak, Zeindidia Yuspriyono Yuspriyono Yuzky Maulana Irbad Zuhkhriyan Zakaria Zuhri, Haszaghi Ramadhan