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Marliyah, Marliyah
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Palm Farmers' Strategies In Increasing Income Reviewed From Post Transformation Maqashid Syariah Ridho Erianto; Marliyah, Marliyah; Zuhrinal M. Nawawi
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 2 (2024): Dinasti International Journal of Economics, Finance & Accounting (May - June 20
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i2.2603

Abstract

This research aims to find out the main priority strategies for oil palm farmers in increasing income in terms of post-transformation sharia maqashid in Labuhanbatu district, North Sumatra province by presenting the internal and external conditions that have been carried out so far which have been discussed with relevant experts. The method in this research uses a qualitative approach with SWOT analysis and the QSPM method. This research used questionnaires and interviews with 10 respondents divided into 5 SWOT respondents and 5 QSPM respondents. From the results of the SWOT analysis, it can be ascertained that the strategy obtained after processing it in the IFAS and EFAS matrices is a progressive strategy. This strategy means that you can maximize your strengths and take advantage of opportunities. Furthermore, the QSPM analysis showed that the main priority strategy that must be implemented is strategy number 2 with a TAS value of 5.565, namely the role of agricultural instructors is maximized so that farmers' knowledge and abilities increase and they can work well.
Analysis Of Food Ordering Agreement Through Application Of Online Transportation System In Islamic Economic Overview Fajarillah Sitohang, Sahala; Marliyah, Marliyah; Batubara, Maryam
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 4 (2024): Dinasti International Journal of Economics, Finance & Accounting (September - O
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i4.3343

Abstract

This research analyzes food ordering contracts via online transportation applications from an Islamic economic perspective. It was found that there are various electronic contracts that influence society, including the perception that booking contracts can be considered haram or contain gharar, affecting beliefs and the online transportation ecosystem. This research methodology is descriptive qualitative with primary data sources from interviews and secondary sources from books and papers. Data collection techniques include observation, interviews and documentation. The research results show that in Go-Food services by PT Go-Jek there are ijarah, wakalah, sale and purchase and musyarakah contracts. Ijarah contracts occur in service transactions, wakalah contracts when consumers represent purchases, sale and purchase contracts when drivers buy food, and musyarakah contracts in collaboration between PT Go-Jek and drivers. In addition, analysis of OVO top-up transactions shows that it is compatible with the Sarf contract, although a small number of users still consider it a Qardh contract due to the lack of socialization regarding the type of contract in OVO transactions
Pengaruh Nilai-Nilai Islam, Upah, Pengembangan Karir, Dan Motivasi, Terhadap Kinerja Karyawan Pada Bank Sumut Kantor Cabang Syariah Medan Nazli, Putri; Marliyah, Marliyah; Nasution, Yenni Samri Juliati
Jurnal Ilmiah Ekonomi Islam Vol. 8 No. 2 (2022): JIEI : Vol. 8, No. 2, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.5859

Abstract

This study aims to determine Islamic values, wages, career development, and motivation, on employee performance at Bank Sumut Syariah Medan Branch Office. In this study, researchers used quantitative methods by processing primary data through questionnaires given to employees of Bank Sumut, Medan Syariah Branch Office as many as 77 respondents with sampling techniques, namely saturated samples and associative methods to test the relationship between variables. The data obtained were processed using SPSS Version 22 and analyzed using multiple regression analysis. The analysis used includes instrument validity and reliability tests, statistical tests which include t-test, f-test, and classical assumption test which includes normality test, multicollinearity, and heteroscedasticity test. Based on the output results of SPSS version 22, it shows that the variable x2 (wages) has a positive and significant effect on the Y variable (employee performance) because the t-count value is 13,843 > t table 1.66543 and is significant 0.000
Analisis Elektrifikasi Transportasi Untuk Penghematan Subsidi BBM Fitrah, Habib; Marliyah, Marliyah; Bi Rahmani, Nur Ahmadi
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.15266

Abstract

The purpose of this study is to measure how much electric vehicles have an impact on state budget savings on fuel subsidies in Indonesia, This study uses a quantitative method of a simple linear regression model in this study using data on electric vehicles and fuel subsidies from 2020-2022 with data sources from Katadata, from the results of this study there are results that have a positive effect on electric vehicles on state budget savings, with an influence of 93%. Because electric vehicles do not need to be subsidized because the charging cost is very cheap, and the budget from this fuel subsidy can be diverted to fundamental things, such as the progress of Infrastructure, Education and Health. And the per capita income of the Indonesian people will increase because their expenses for commuting are saved by 70 percent by using electric vehicles.
ANALYSIS OF INSTITUTIONAL REFORM OF THE INDONESIAN WAQF BOARD (BWI) AND PROBLEMS OF NATIONAL WAQF GOVERNANCE Dewi, Nurul Aulia; Siregar, Tetty Handayani; Nasution, Yenni Samri Juliati; Marliyah, Marliyah
JURNAL PROFIT Vol 9, No 1 (2025): Economic And Development
Publisher : Nurul Jadid University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/profit.v9i1.13038

Abstract

This study aims to analyze the institutional challenges and direction of reform within the Indonesian Waqf Board (BWI) in managing national waqf. Although Indonesia has enormous waqf potential, with over 414,000 hectares of waqf land and approximately 420,000 nazhirs (Islamic trustees), the reality is that only about 10% of these assets have been managed productively. This study uses a qualitative approach with library research through analysis of academic literature, policy documents, and official reports from related institutions. The results indicate that the main problems lie in weak coordination between the central and regional BWI, limited human resource capacity, a lack of transparency and accountability, and low literacy and public trust in waqf management institutions. Furthermore, the implementation of waqf regulations has not been optimal due to lengthy bureaucracy and the absence of regulations that adapt to contemporary waqf innovations such as digital waqf and stock waqf. Comparisons with Malaysia and Turkey demonstrate that the success of productive waqf management is largely determined by institutional professionalism, strong regulatory support, and the integration of public policy with technology and the Islamic financial sector. Therefore, BWI institutional reform needs to focus on professionalizing nazhir (managers), digitizing the national waqf management system, and developing fiscal policies that encourage productive waqf innovation. These reforms are expected to strengthen transparent, accountable, and globally competitive national waqf governance to achieve the welfare of the community in accordance with the principles of maqāṣid al-syarī‘ah (the main objectives of Islamic law)
Service Quality Pada Perbankan Syariah Prespektif Maqashid Syariah Ibnu"ASYUR" Amsari, Syahrul; Barus, Dana Syahputra; Sudiarti, Sri; Marliyah, Marliyah
Al-Buhuts Vol. 19 No. 2 (2023): Al- Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/ab.v19i2.3927

Abstract

Maqashid sharia is the main reference for maintaining social balance in society which is the basic goal of Islamic sharia. The author presents in simple terms the maqashid al-shari'ah theory according to Ibn Assyria's view. Points that are considered important in this issue include the definition of maqasid al-shari'ah, its content, and its implementation of Islamic banking. The low level of service quality provided by Islamic banking has resulted in a decrease in the level of customer trust, especially towards Islamic banking. Therefore, the author wants to examine the aspects of service quality which includes tangible, reliability, responsiveness, assurance and Empathy. This type of research is descriptive qualitative. Opinion of ibn Asyur which is considered in accordance with the Islamic Banking approach. Everything that contains the meaning of maintaining/maintaining the five maqasid al-shari'ah, is called mafsadah, rejecting/removing mafsadah means maslahah
Productive Zakat As An Alternative Islamic Social Financial Instrument In Community Economic Empowerment Reflection Of The Covid-19 Era Siregar, Dina Arfianti; Siregar, Saparuddin; Marliyah, Marliyah
Jurnal Indonesia Sosial Teknologi Vol. 4 No. 12 (2023): Jurnal Indonesia Sosial Teknologi
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jist.v4i12.848

Abstract

The Muslim population that has great potential in giving zakat is Indonesia. One of the functions of zakat is as a social fund that can be used to overcome social problems such as poverty that occurs in society. Of course, an appropriate formulation is needed to utilize zakat assets to overcome these social problems. Among the efforts is to build a paradigm that the use of zakat must be productive, educational, and economical so that in the end, zakat recipients (mustah}iq) will leave the mustahiq zone and will automatically enter the mandatory zakat zone (muzak). Productive zakat is giving zakat that can make recipients produce something continuously through the zakat assets they have received. This program can not only help underprivileged people. However, it can also enable people who have been economically deprived and have always been zakat recipients to change their position to become muzakki. This research describes productive zakat and its empowerment in Indonesia. Apart from that, we also found that productive zakat is very powerful in playing its role as one of the sharia financial instruments in Indonesia in empowering and alleviating poverty through the philanthropic institutions that support it.
Optimasi Pembiayaan Haji Di Indonesia: Peran Kontrak Wakalah Zahrowaini, Taqiya; Nurganti, Nurganti; Marliyah, Marliyah; Halimatussakdiyah, Halimatussakdiyah
Maisyatuna Vol. 5 No. 3 (2024): Juli : Jurnal Maisyatuna
Publisher : STAI Denpasar Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53958/mt.v5i3.514

Abstract

The increase in Hajj registrants in Indonesia has led to the need for efficient and transparent management of Hajj funds. State regulations and Sharia principles must be adhered to when using Wakalah contracts for efficient management of Hajj funds. The aim of this research is to clarify the legal framework surrounding the Wakalah contract so that its implementation is more effective and optimizes the management of Hajj funds both in the context of sharia and state law. This research uses a normative juridical method, namely data is analyzed and processed systematically, logically and critically, using a normative approach and based on regulations, doctrine, legal principles and other relevant supplementary materials. Based on these findings, data was analyzed and a strong legal framework and sharia principles can maximize benefits for Hajj pilgrims and encourage cost-effective management of funds. Collaboration between Islamic banking institutions and Hajj regulators can also help overcome existing challenges. This research offers a deeper understanding of the benefits of ownership, Wakalah principles, as well as relevant legal and Sharia aspects, thanks to its careful methodological approach. Its unique contribution lies in its focus on beneficial ownership, a comprehensive examination of legal and sharia considerations, and the development of a practical framework for improving Hajj financial management in Indonesia.
Pengaruh Intellectual Capital, Leverage, Non Performing Financing dan Capital Adequacy Ratio terhadap Kinerja Keuangan pada Bank Umum Syariah di Indonesia Laseari, Indah; Marliyah, Marliyah; Sugianto, Sugianto
el Buhuth: Borneo Journal of Islamic Studies el Buhuth: Borneo Journal of Islamic Studies, 5(1), 2022
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (Center for Research and Community Services), Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/el-buhuth.v5i01.4835

Abstract

This study plans to look at the impact of scholarly capital estimated by VAIC (Value Added Intellectual Capital) in Islamic banking in Indonesia on monetary execution. The number of inhabitants in this study are Sharia business banks situated in Indonesia and have been enlisted with Bank Indonesia and the Monetary Administrations Authority (OJK). The examination rules of the information test utilized in this review are Sharia business banks in Indonesia from 2015 to 2021. The technique for information assortment in this study is documentation and perception on the quarterly report of Islamic business banks. Information is handled utilizing the eviews 8 program. The consequences of this study showed that VAIC , Leverege, NPF and CAR impacted ROA.
ZAKAT SEBAGAI INTRUMEN KEUANGAN SOSIAL ISLAM DALAM PENGENTASAN KEMISKINAN MASYARAKAT PINGGIRAN PERKOTAAN AK, Marlya Fatira; Marliyah, Marliyah; Siregar, Saparuddin; Lubis, Farah Fadhila; Nasution, Rizki Aulia Putri Mujur; Rahmawati, Widya Ayu
Jurnal Review Pendidikan dan Pengajaran Vol. 7 No. 1 (2024): Volume 7 No 1 Tahun 2024
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jrpp.v7i1.25174

Abstract

Penelitian ini membahas tentang peran zakat sebagai intrumen keuangan sosial islam dalam mengatasi masalah kemiskinan pada Masyarakat pinggiran perkotaan khususnya di daerah Medan Tembung. Tujuan penelitian ini adalah menemukan gambaran keberhasilan UPZ Masjid Ubudiyah Lingkungan IV Kel. Sidorejo Kec. Medan Tembung dalam mengumpulkan zakat, mengadministrasikan zakat kemudian mendistribusikan zakat hingga mampu mengurangi kemiskinan dilingkungan sekitar masjid Ubudiyah Tembung. Data yang digunakan dalam penelitian ini berbentuk data kualitatif, data diperoleh dari sumber primer dan sumber sekunder. Teknik pengumpulan data yang dilakukan untuk memperoleh data primer adalah melalui wawancara sedangkan untuk data sekunder mellaui dokumentasi dan studi Pustaka. Guna menjawab permasalahan yang ada, maka digunakan metode penelitian kualitatif. Dengan Teknik analisis data deskriftif eksplanasi, dengan menguraikan temuan dari hasil wawancara dan memaparkan data sekunder yang diperoleh dilapangan. Hasil penelitian menunjukkan bahwa Zakat yang dikelola UPZ BKM Ubudiyah telah mampu meringankan kesulitan hidup Masyarakat miskin, namun belum mampu mengatasi atau mengurangi jumlah Masyarakat miskin dilingkungan tersebut. Bantuan zakat hanya mampu menutupi kebutuhan hidup satu hingga tujuh hari kedepan saja, selebihnya kembali kekurangan (miskin).
Co-Authors - Afrizal A. Rasyid, Sofya Abd.Majid, M.Shabri Abduh, Arridho Abdul Majid, Shabri Abdul Muis Abdul Rahim Saleh Agisty Fiannisa Agustin, Lismaini Ahmad Fadli Ahmad Syakir Ahmadi Bi Rahmani, Nur Aini, Ihdi AK, Marlya Fatira Alfi Amalia Alfi, Laila Amin, Haris Al Amiruddin Amiruddin Amsari, Syahrul Andi Putri, Fahresya Nuradinda Andrean, Piter Andri Soemitra Annesca, Elfara Aqilah, Rakha Aqwa Naser Daulay Arianja, Haidir Arifah, Iif Arifin Arifin Arifin Fauzi Lubis Arnida Wahyuni Lubis Asmaul Husna Asriadi, Ari Aswinanta, Asrul Aulia, Lina Awaliya, Awaliya Ayu Kartika Sari Ayunda, Antin Azahar Siregar, Rahmat Azhari Akmal Tarigan Barus, Dana Syahputra Batubara, Maryam Berutu, Irsyadiah Dermaini Bi Rahmani, Nur Ahmadi br Rangkuti, Putri Apriyani Bunga Dwi Fani Ritonga Cania, Ema Saswita Caniago, Putri Ranggaini Chairani, Zizah Daulay, Muthia Aulia Azhari Dewi, Nurul Aulia Dharma, Budi Dhian Rosalina, Dhian Dina Arfianti Siregar Dua, Patta Erwin SP, M. Fachrina, Rifka Fadhila Rahma, Tri Inda Fajarillah Sitohang, Sahala Falahuddin, Falahuddin Fatimah zahrah Harahap Fattonah, Rindang Dwi Fauzan , M. Fauzi, Muhammad Firdaus, Rayyan Fitrah, Habib Fitri, Mulyana Fitri, Syahruna Fuadi Fuadi Gaja, Enita Indramayani Gea, Dalmaisyah hafiz, Achmad Al-Hafiz Lubis Halimatussakdiyah Halimatussakdiyah, Halimatussakdiyah Hamdun, Nizar Hani, Zulfa Harahap, Arman Syafii Harahap, Aswan Nawawi Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Haris Al Amin Hasanah, Annisa Javalia Hasibuan, Muhammad Rizal Hasmari Noer Hendra Hendra Hilman Fauzi, Hilman Hutagalung , M. Wandisyah R. Ibrahim, Patmawati Bte Hj Ikhsan Harahap, Muhammad Imsar, Imsar Irma Suryani Lubis Irwan Irwan Irwansyah Putra Marpaung Ismail Ismail Ismail Jarwati, Nega Jaya, Kasman Juhji, Juhji Juliana Nasution Kamila, Kamila Kamilah K Kaswinata, Kaswinata Kesuma, Suci Andini Khairunnisa, Ira Amalia Khinaya, Mutiara Kresna Riady, Dwi Kurnia, Ahmad Laseari, Indah Lubis, Farah Fadhila Lubis, Rafika Amalia Lubis, Rizky Aulia Luh Putu Ratna Sundari M. Ridwan M. Shabri Abd. Majid Manurung, Sakinah Halim Maulia Pratidina MayaPutra, Muhammad Umar Meutia Dewi, Meutia Mohoridju, Sufian Muhammad Agung Muhammad Arif Muhammad Ramadhan Muhammad Ramadhan muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Yafiz, Muhammad Muhammedi, Ssonko Mukhlis Mukhlis Munifan, Munifan Munthe, Yuli Noviah Muslim, Rany Nasrun, Muhammad Syaifuddin Nasution, Adanan Murroh Nasution, Edi Marjan Nasution, Ferdi Dermawan Nasution, Hamidah Fadly Nasution, Juliana Nasution, Junita Muharani Nasution, Muhammad Irwan Padli Nasution, Nurdin Nasution, Rizka Nasution, Rizki Aulia Putri Mujur Natzmi, Alvi Nazli, Putri Neila Susanti Nofinawati Nofinawati, Nofinawati Nst, M. Ziqhri Anhar Nur Fadhilah Ahmad Hasibuan Nurbaiti , Nurbaiti Nurganti, Nurganti Nurlaili Nurlaili Nurlita, Okky Budi Nursantri Yanti Nurul Inayah Nurwani Nurwani, Nurwani Pratama, Muhammad Rifky Puspita, Rini Putri, Diva Anisyah Putri, Rafika Chudriana Rafli, Mhd Rahma, Tri Inda Fadhila Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Rahmawati, Widya Ayu Rahmi Syahriza, Rahmi Raihanah Daulay Ratnawati Ratnawati Ratni, Ratni Ridho Erianto Rifaldi Dwi Syahputra Rispan, Rispan Rita Handayani, Rita Ritonga, Vera Ayu Ningsih Romadhoni, Fajri Rosalina Simbolon, Linda Royhan Alihasim Hutapea Ruchiyani, Yolanda Sabri Abd. Majid, M. Sabrina, Zafira Sagala, Syarah Asda Pratiwi Sahri, Riadil Jannah Salsabilla, Salsabilla Saparuddin Siregar Saprinal Manurung Saputra, Julfan Shabri Abd. Majid, M Shifa, Mutiara Silalahi, Purnama Ramadani Simahatie, Mai Siregar, Haposan Matua Siregar, Lanina Siregar, Pani Akhiruddin Siregar, Tetty Handayani Siregar, Zulhazzi Siti Aisyah Siti Hansyah Dewi Zai Solly Aryza Sri Jumiati, Sri Sri Sudewi sri sudiarti Sri Wahyuni Suci Indah Sari Sudarmansyah, Sudarmansyah Sugianto Sugianto Suhailah, Suhailah Suripto, Rahul Al Fatah Syahfitri, Rina Syahida, Tiara Nurul Syahputra, Angga Syahraini, Syahraini Syamsul Bahri Syawal Harianto, Syawal Tanjung, Selvira Wardani Tiara Fitriani Fadilah Tuti Anggraini Virdinia, Thasya Waeno, Muhamadaree Wahyu Syarvina Waqqosh, Abi Wifka Yunita Wiwik Handayani Yanti Sirait, Frida YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yuannisa, Rizka Adlia Zahrowaini, Taqiya Zaimsyah, Annisa Masruri Zuhrinal M. Nawawi ‘Alimah, Nur